Mortgage Loan Officer
Loan Officer Job 25 miles from Blue Springs
A mortgage loan officer guides mortgage applicants and borrowers through the mortgage approval process, from preparing the loan application through closing. MLOs are licensed by state and national authorities, and they're knowledgeable about all the different types of mortgages. Primary Location/Schedule:
8801 Renner Blvd Ste 401, Lenexa KS 66219
8:00 am - 5:00 pm Monday - Friday; overtime and weekends based on loan volume
Fulltime: 40 hours per week average
Position Requirements:
Bachelor's degree in Finance or Business Administration preferred
One to three years of prior experience in lending or related field preferred
Required Skills:
Excellent customer service and strong communication skills
Strong mathematical, problem-solving and computer skills
Basic knowledge of banking operations, documentation, policy and procedures
Effective multi-tasking and organizational skills
Thorough understanding of Federal Housing Authority (FHA), Veterans Affairs (VA), Federal National Mortgage (Fannie Mae), and other types of construction and conventional loans.
Willingness to proactively cross-sell bank products & services
To Apply:
Complete an application at *************************************
Contact Human Resources at ********************* or ************ for more information
Employee Benefits:
Excellent work environment where you are appreciated and recognized for your individual efforts and contributions
Stability with a locally owned community bank that is growing and expanding in the region
Paid Leave: Vacation, Military, Bereavement, and Jury Duty
Full and partially paid insurance plans: life w/ AD&D, disability, medical, and dental
Cost friendly insurance: vision, critical illness, accident, supplemental life w/ AD&D
100% match of retirement savings (up to plan limit)
Discounted financial service fees on select OMB products and services
Plus more
Futures made brighter. Banking made better. OMB Bank was founded in 1999 with a commitment to excellence in service. We offer our customers the latest in banking products and services combined with old-fashioned customer service. We are committed to giving our employees the kindness, courtesy, and professionalism they deserve. This philosophy has resulted in our growth from one bank in Springfield to eight branches in Springfield and the surrounding communities. Disclaimer: The above statements are intended to describe the general nature and level of work being performed by people assigned to this classification. They are not to be construed as an exhaustive list of all responsibilities, duties, and skills required of personnel so classified. All personnel may be required to perform duties outside of their normal responsibilities from time to time, as needed. EQUAL OPPORTUNITY EMPLOYER E-VERIFY EMPLOYER
Mortgage Loan Officer
Loan Officer Job 24 miles from Blue Springs
About the team At Zillow Home Loans, we're at the forefront of revolutionizing the home financing experience. As part of our dynamic and fast-growing FinTech company, you'll help reshape how consumers buy, sell, and finance homes, all while working in a collaborative and high-energy environment! We're a team of innovators, problem solvers, and creative individuals, pushing the boundaries of the mortgage industry. If you're looking to be part of an exciting journey and make a real impact, Zillow Home Loans is the place for you. Ready to take the leap and join our team?About the role
As a Mortgage Loan Officer, based out of Kansas City, you are responsible for originating mortgage loans and guiding borrowers through the loan process. Driving funded loan volume and hitting production sales targets through proactive customer and agent engagement. In this role you will handle incoming leads from various sources and generate self-sourced leads through strong relationships with partners and agents. All while providing outstanding customer service through timely follow-up and professional, courteous correspondence.
Key Responsibilities:
Originate mortgage loans, guiding borrowers through the process, ensuring compliance, and providing all vital documentation for underwriting, processing, and funding.
Achieve production targets by actively engaging with customers and agents, using data to effectively manage and prioritize a book of business for optimized efficiency.
Handle incoming leads from various sources including company provided lead resources, client partners, and produce self-sourced leads through strong partner relationships.
Promptly contact borrowers upon lead receipt and follow up after the initial discovery call to assess financing readiness and offer personalized support.
Manage multiple leads and loans within SLAs, ensuring timely follow-up and efficient processing while communicating effectively via phone, email, and text.
Build strong relationships with assigned buyers, agents, and partners through regular communication and personalized support to encourage repeat business.
Stay informed on market trends and nuances to tailor the customer and agent experience.
Conduct occasional in-market visits to engage with agents and drive ZHL involvement.
Ensure all transactions follow applicable laws, regulations, and company guidelines.
Maintain active licensing, complete required education/training, and stay current on regulatory changes and loan program knowledge.
This role involves the collection, storage, and use of your voiceprints (records of speech).
Perform other duties as assigned
In addition to a competitive base pay, employees in this role are eligible for incentive compensation. Actual amounts will vary depending on experience, performance, and location.
This role has been categorized as an Office position. “Office” employees regularly work at an existing ZG corporate office for approximately 80 to 100 percent of their time each month. Employees must live within reasonable commuting distance of their designated ZG office. ZG has not defined a reasonable distance, and expects employees will use judgment in determining this for themselves and understand the implications re: time commitment and cost of daily commute.Who you are
You are a passionate and skilled communicator who excels at building client and partner relationships through consultative selling and phone sales! Motivated by uncapped income potential, you thrive in competitive environments, demonstrating strong time management, organization, and a continuous drive to learn and improve.
Role Requirements:
1+ years of mortgage origination experience as an active NMLS Loan Originator with multiple state licenses, or a Loan Originator working under a bank license (required)
Physically located in and working from Kansas City.
Successfully completed the 20-hr SAFE Pre-licensing Education and passed the SAFE Mortgage Loan Originator Test - National Component with Uniform State Content (required)
Proven track record in handling purchase loans and working with real estate agents
Demonstrate a strong understanding of client service and exhibit a passion for helping people
Excellent interpersonal skills, deep mortgage process knowledge, and ability to fund loans successfully
Proficient in Microsoft products such as Outlook, Word, and Excel
Associates or Bachelors degree preferred
Travel is required within the first month of employment for training purposes.
Ability to travel in-market at least 5% of the time
Get to know us
Zillow is reimagining real estate to make home a reality for more and more people.
As the most-visited real estate website in the United States, Zillow and its affiliates help movers find and win their home through digital solutions, first class partners, and easier buying, selling, financing and renting experiences. Millions of people visit Zillow Group sites every month to start their home search, and now they can rely on Zillow to help make it easier to move. The work we do helps people get home and no matter what job you're in, you will play a critical role in making home a reality for more and more people.
Our efforts to streamline the real estate transaction are supported by a deep-rooted culture of innovation, our passion to redefine the employee experience, a fundamental commitment to Equity and Belonging, and world-class benefits. These benefits include comprehensive medical, dental, vision, life, and disability coverages as well as parental leave, family benefits, retirement contributions, and paid time off. We're also setting the standard for work experiences of the future, where our employees are supported in doing their best work and living a flexible, well-balanced life. But don't just take our word for it. Read recent reviews on Glassdoor and recent recognition from multiple organizations, including: the 100 Best Companies to Work For, Glassdoor Employees' Choice Award, Bloomberg Gender-Equality Index, Human Rights Campaign (HRC) Corporate Equity Index, and TIME 100 Most Influential Companies list.
Zillow Group is an equal opportunity employer committed to fostering an inclusive, innovative environment with the best employees. We are committed to equal employment opportunity regardless of race, color, ancestry, religion, sex, national origin, sexual orientation, age, citizenship, marital status, disability, gender identity or Veteran status. If you have a disability or special need that requires accommodation, please contact your recruiter directly.
Qualified applicants with arrest or conviction records will be considered for employment in accordance with applicable state and local law.
Applicants who receive job offers from Zillow Group will be asked to sign a Proprietary Rights Agreement which includes confidentiality, intellectual property assignment, customer and employee non-solicitation, and non-competition provisions. If you are contacted for a role at Zillow Group and wish to review a copy of the Proprietary Rights Agreement prior to receiving an offer, you may request a copy from your Recruiter.
Mortgage Loan Officer
Loan Officer Job 24 miles from Blue Springs
Lupton Partners Job Posting: Mortgage Loan Officer
Compensation & Benefits
Compensation: Monthly draw plus commission structure.
Benefits: Full benefits package, including health insurance, retirement plan, and additional perks.
Overview
Lupton Partners is recruiting for the position of Mortgage Loan Officer on behalf of our client, a well-established, family-owned bank based in the Kansas City Metro area. This bank has built a strong reputation for exceptional customer service and offers a full range of retail and commercial banking products.
This role is unique compared to traditional mortgage loan officer positions, as it involves collaborating with an assigned group of bank branches to uncover mortgage opportunities within the existing customer base. The Mortgage Loan Officer will work closely with tellers, personal bankers, and business banking teams while also building external referral networks with realtors and other Centers of Influence (COIs) to drive mortgage business growth.
Key Responsibilities
Branch Partnership & Customer Engagement: Work closely with assigned branches, educating bank staff on mortgage products and identifying opportunities within the existing customer base.
Networking & Business Development: Build and maintain strong relationships with local realtors, financial professionals, and other COIs to generate additional mortgage loan opportunities.
Loan Origination & Product Knowledge: Guide clients through the mortgage loan process, ensuring they understand Conventional, FHA, and VA loan products while providing excellent customer service.
Sales & Service Mindset: While sales are a key aspect of the role, the primary focus is on delivering outstanding service and helping customers achieve their homeownership goals.
Pipeline Management: Maintain a healthy pipeline of mortgage applications, ensuring timely follow-up and processing.
Compliance & Documentation: Ensure all mortgage applications and related documentation comply with regulatory and bank guidelines.
Qualifications
Experience: Minimum of 1-2 years of mortgage loan origination experience.
Product Knowledge: Understanding of Conventional, FHA, and VA loan products.
Sales & Relationship Building: Strong ability to develop relationships with internal bank staff, realtors, and other referral sources.
Customer-Centric Approach: A service-first mindset with a commitment to providing personalized financial solutions.
Communication Skills: Excellent verbal and written communication skills, with the ability to educate and advise clients effectively.
Industry Knowledge: Familiarity with mortgage lending regulations and loan processing.
Compensation & Benefits
Compensation: Monthly draw plus commission structure.
Benefits: Full benefits package, including health insurance, retirement plan, and additional perks.
Our Talent Vision
Lupton Partners' recruiting and talent optimization practice operates intentionally with two purposes centered around the people side of the business equation. For talent, we recognize that making a career move is both exciting and stressful, guiding individuals to find higher meaning and reward in their careers. For clients, we understand that the talent equation involves aligning business and people strategies, retaining and empowering talent, and attracting the best available candidates. We specialize in various sectors, including banking and financial services, legal and counsel, finance and accounting, and executive recruiting, while also focusing on talent optimization to align people with business strategies, boost productivity, and adapt to change.
Loan Officer
Loan Officer Job 16 miles from Blue Springs
Are you a tenacious outside sales Loan Officer with a passion for construction finance? Ready to take your career to new heights and be part of something truly exciting? Builders Capital, the nation's largest private construction lender, is seeking a dynamic Loan Officer to join our fast-growing team. This is your chance to step into a thriving market at a pivotal moment in our company's growth and bring your expertise to help fuel the future of construction financing.
We're not your typical lender. Builders Capital is at the forefront of innovation in construction finance, and we're looking for a driven professional to help us continue our momentum. Our loan products are in high demand, and with our unmatched support, technology, and resources, you'll have everything you need to succeed.
What You'll Do:
* Drive Outside Sales: Take the lead in outside sales by prospecting, networking, and building relationships with new and existing clients in the construction industry. Cultivate relationships with builders, architects, contractors, and other key industry players to create a steady pipeline of business. Your hustle and ability to establish connections in the field will be key to your success.
* Originate a Range of Loan Products: Leverage your expertise to structure and originate a variety of loans including vertical construction, land development, bridge loans, and multifamily financing. You'll bring the right solution to the table for each unique project.
* Lead the Process from Start to Finish: From initial outreach to loan structuring, underwriting, approval, and closing, you will be the quarterback of the deal, working closely with our internal teams to ensure smooth and timely loan processing.
* Consult and Advise: Provide expert guidance to borrowers on loan structuring, addressing their unique needs and ensuring they receive the best possible service. Your advice will help clients make informed, confident decisions throughout the entire process.
* Develop and Execute Your Sales Plan: Build and execute a comprehensive outside sales strategy that includes networking, prospecting, marketing, and client relationship management. Own your success by setting clear goals and executing with precision.
What We're Looking For:
* Experience: At least 2 years of experience in construction finance or residential/commercial mortgage lending, with a solid understanding of construction loan structures and processes.
* Exceptional Communication Skills: You must be polished, professional, and able to clearly communicate with clients, internal teams, and external partners.
* Problem-Solving Ability: We need someone who thinks outside the box to structure solutions that work for clients while mitigating risk.
* Team Player: A collaborative mindset is a must. We thrive on cross-team collaboration to deliver the best results for our clients.
* High Ethical Standards: Integrity is key to our success. You should have a strong commitment to doing what's best for both the client and the company.
* Adaptability: Builders Capital operates in a fast-paced, ever-changing environment, and we need someone who thrives under pressure and is ready to seize opportunities.
Why You'll Love It Here:
At Builders Capital, We Believe In Taking Care Of Our Team. Here's a Sneak Peek At The Benefits That Come With Joining Us:
* Innovative Environment: Join a forward-thinking company at the forefront of the construction finance industry with access to cutting-edge technology and resources.
* Work Flexibility: Enjoy a flexible work environment where you can balance team leadership with your personal life.
* National Impact: Be part of a nationwide operation that's shaping the future of construction financing and making a difference for builders, developers, and homeowners across the U.S.
* Health Insurance - We've got you covered! Builders Capital pays 100% of your medical insurance premiums to keep you healthy and stress-free, offering a PPO and HSA plans.
* Health Savings Account (HSA) - We contribute annually into your HSA account (prorated from your hire date) and for those the select our HSA plan.
* Competitive Compensation - We offer competitive wages that reward your expertise and hard work.
* Paid Time Off - Take time to recharge with 3 weeks of paid time off each year.
* Paid Holidays - Enjoy 10 paid holidays throughout the year so you can spend quality time with family, friends, or doing whatever you love.
We're here to support you both professionally and personally-because when you thrive, we all thrive.
Builders Capital is an Equal Opportunity Employers(EEO) and welcomes all qualified applicants. This is a full-time, exempt position. The job description contained herein is not intended to be a comprehensive list of the duties and responsibilities of the position, which may change without notice.
Mortgage Loan Officer
Loan Officer Job 24 miles from Blue Springs
First State Bank is seeking an experienced Mortgage Loan Officer at our Overland Park location. If you have Mortgage Lending experience then you may be a great fit!
Full Time benefits will apply, including; medical, dental and vision insurance, 401k, ESOP and more!
Duties and Responsibilities:
The Mortgage Loan Officer will combine all the attributes of a progressive mortgage banker with the values and services of a local, hometown community lender. Mortgage Loan Officers will perform all duties required of a Mortgage Loan Officer by following policies and procedures set forth by First State Bank, including, but not limited to:
Require a diverse set of products, services and technology to compete and win in an increasingly competitive environment.
Understand and offer a variety of loans including; FHA,VA, Rural Housing, MHDC, Non-Conforming Loans, FNMA and FHLMC, Portfolio loans, Bridge Loans and Home Equity Lines of Credit.
Approach their business with confidence to help them succeed.
In addition, local processing and underwriting provide consistent and timely support to our originators. Voted the #1 Lender, Bank and Employer in St. Charles from 2009 through 2014, 2017, First State Bank is a destination for any lender looking to grow their business.
Qualifications:
Bachelor's degree from a four year college or university preferred.
5 years as a Residential Mortgage Lender experience preferred.
For more information about First State Bank, please visit our Career's Page by clicking HERE.
As a condition of employment, all new hires will be required to complete a background check and drug testing.
First State Bank is an Equal Opportunity Employer, including protected veterans and individuals with disabilities.
Loan Originator NE - Overland Park
Loan Officer Job 24 miles from Blue Springs
Under the direction of the Branch and/or Production Manager, markets and promotes PrimeLending products and services to its client base of realtors, builders, bank officers and potential and past clients. Performs office or non-manual work directly related to the management or general business operations of PrimeLending and its customers.
Responsibilities
Evaluates PrimeLending's and other loan products and services and determines which financial products best meet the customer's needs and financial circumstances.
Establishes and maintains relationships with realtors, bank officers, builders and new home sales representatives in order to develop and retain existing business; and by visiting subdivisions as required.
Markets and promotes PrimeLending's financial products;
Originators are expected to meet the Company's minimum production standards in funded units/volume on an ongoing basis each month, by taking complete and accurate loan applications, using PrimeLending's product set.
Monitors overall customer interaction and interfaces with all parties involved on each individual loan from application to closing, including but not limited to counseling and pre-qualifying potential home buyers.
Collects and analyzes information regarding the customer's income, assets, investments or debts.
Advises the customer regarding the advantages and disadvantages of different loan products.
Services existing customers and obtains all necessary support documents along with the appropriate fees and lock in information.
Oversees the loan process by monitoring loan status and ensures conformity with terms.
Communicates loan status to all interested parties, and obtains loan documentation after closing.
Presents terms and conditions of loans with customers.
Stays abreast of trends and developments in the local real estate market and competitive environment, as well as, changes in rules and regulations pertaining to private and government insured mortgages.
Maintains a professional image and adheres to standards consistent with company policies and procedures.
May supervise and direct the activities of other loan officer(s), loan officer assistant(s), or loan processor(s).
Other duties as assigned.
Qualifications
High school diploma or equivalent and appropriate licenses as required by state.
Valid driver's license and current automobile liability insurance.
A minimum of 12 months loan originator experience required.
Interacts with regional & corporate departments, as well as realtors, sales agents, builders, appraisers, etc.
Demonstrated judgment and decision making ability. Excellent and effective presentation and communication skills, both verbal and written.
Ability to quickly assess and process large amounts of data and use of appropriate AU software technology.
Must be active in the community and in those job-related organizations to enhance the network of beneficial contacts.
Continue to expand knowledge of issues influencing the industry and the organization.
The above statements are intended to describe the general nature and level of work being performed by individuals in, or assigned to, the above position and are not intended to be construed as an exhaustive list of all responsibilities, duties and skills required, and may be changed at the discretion of the Company.
Loan Originator
Loan Officer Job 16 miles from Blue Springs
🚨 We're Hiring: Loan Originator @ nbkc bank 🚨
📍 Kansas City Metro | 💼 Hybrid (Flex) | 🏦 Mortgage Lending | 💬 Sales-Focused
Want to help people across the country secure their dream homes
while building a meaningful career with a bank that actually gets it
? Look no further.
nbkc bank is on the hunt for experienced Loan Originators to join our high-performing, people-first Home Loan Sales team. We provide the leads-you bring the relationship-building skills, mortgage know-how, and sales energy to make it happen.
🔹 What's in it for you?
Highly competitive commission-based pay structure (no cap)
At nbkc, we combine advanced digital tools with a relentless focus on speed, so you can deliver faster closings and a better borrower experience
401k match with immediate vesting (yes, please)
A wellness-forward, hybrid work culture
Generous parental leave
The kind of work-life balance you
actually feel
A team that's been voted one of KC's Best Places to Work (5+ years running)
🔹 What you'll bring:
1-2 years of sales experience (mortgage industry = bonus points)
Strong communication skills & business development instincts
Live in KS or MO and be open to popping into our KC HQ now and then
🔹 Our Hiring Process
After we review your application and feel you're a potential fit we will reach out with next steps. We work hard to meet our candidates on their time- sometimes that's a phone screen, video interview, or even a cup of coffee before meeting our team. We are committed to keeping you updated along the way.
Ready to change lives and build yours at the same time? Apply Today!
nbkc bank is an Equal Opportunity Employer as to all protected groups, including protected veterans and individuals with disabilities
#LI-JW1
Bus Banking Officer II
Loan Officer Job 9 miles from Blue Springs
Financial Services - Commercial Banking
Exp 2-5 years
Deg Bachelors
Relo
Bonus
Job Description
Generates Small Business loans, deposits and fee income for the Regional Banking Group. Develops new business banking relationships both independently and in partnership with Branch Managers and other Branch sales staff. Responsible for originating and boarding new business relationships in designated area. Business target market is companies, including sole proprietorships, with sales generally around $20 million in annual revenues.
Essential Functions
Generates new business through prospecting, outside calling, networking and referrals. Makes a substantial number of outside, in-person calls on prospects and clients throughout a designated geography
Achieves quarterly goals through business generation of small business loans, deposits, cash management and other products detailed in the Business Banking Officers' incentive plan.
Develops and implements marketing activities within the budgetary constraints established by supervisor. Also works with the retail Regional Manager and/or Branch Manager to develop and implement marketing plans. Marketing area is designated by the National Small Business Banking Manager. Marketing activities outside designated area will require supervisory approval
Works to foster new and expand existing customer relationships through cross-selling products and services
Maintains and applies a thorough understanding of the bank's credit policy, client eligibility and all necessary business practices to ensure the submission of accurate and complete loan application packages.
Actively participates in local business functions with assigned marketing area.
Provides management with input regarding current policies and practices
Assists the bank in the promotion of all product lines offered in assigned market
Generates loans that maintain an acceptable level of performance. Assists special assets and credit services in any requested servicing action within assigned marketing area
Qualifications
Job Specification
Required Education or Equivalent Experience
High School Diploma or GED required
Bachelor's Degree in Business Admin., finance, accounting preferred
Required Experience
3 - 5 years of business development experience within the financial services industry.
Administrative/Technical Skills/ Other Information
Lending experience
Bank Product, Marketing and Service knowledge
Analytical and credit skills
Negotiating skills
Planning & organizational skills
PC Skills including knowledge of Microsoft Office products
Written and verbal communications
SKILLS AND CERTIFICATIONS
Bachelor's Degree in Business Admin., finance, accounting preferred
Additional Information
All your information will be kept confidential according to EEO guidelines.
Direct Staffing Inc
Community Home Loan Originator
Loan Officer Job 16 miles from Blue Springs
About Working at Commerce Building a career here is more than just steps on a ladder. It's about helping people find financial safety and success, helping businesses thrive, and making sure people and their money are taken care of. And our commitment doesn't stop there. Our culture is about our people, the ones in our communities and the ones that work with us.
Here, you'll find opportunities to grow and learn, to connect with others, and build relationships with the people around you. You'll have the space and resources to grow into the best version of yourself. Because our number one investment is you.
Creating an award-winning culture doesn't come easy. And after 160 years, we know Commerce Bank is only at its best when our people are. If this sounds interesting to you, keep reading and let's talk.
Compensation Range
Hourly: $28.85 - $28.85 (Amount based on relevant experience, skills, and competencies.)
About This Job
The main purpose of this job is to support and enhance Commerce Bank's community relationships with various non-profits, underserved communities, housing organizations, and community outreach entities. The job will also be responsible for creating community awareness regarding Commerce Bank's mortgage products, services and programs and encourage homeownership through networking events and community related and bank sponsored seminars.
Essential Functions
* Actively promote Commerce Bank's affordable housing products in targeted areas
* Originate CRA eligible residential mortgage loans in accordance with the bank's policies and procedures
* Establish a strong presence for Commerce Bank in the assigned market by developing relationships with realtors and community development groups
* Work with non-profits and other community organizations to provide homeownership and financial education
* Attend Community Seminars/Workshops/Training
* Meet with community partners, prospects, or other CRA qualified contacts to educate on Commerce Bank's products and services
* Provide monthly report to management for previous week's CRA involvement/activities
* Perform other duties as assigned
Knowledge, Skills & Abilities Required
* Intermediate knowledge of the home loan industry
* Ability to maintain a valid driver's license and meet Commerce Bank's driving record criteria; ongoing employment may be contingent upon meeting all driving requirements
* Motivated and organized self-starter with strong attention to detail and the ability to manage multiple priorities
* Inquisitive, agile and strong team player with excellent written, verbal and interpersonal communication skills
* Ability to remain adaptable and resilient to all situations with an optimistic outlook and cast a positive shadow that is aligned with our culture and Core Values
* Intermediate level proficiency with Microsoft Word, Excel and Outlook
Education & Experience
* Associate's degree or equivalent combination of education and experience required
* 2+ years experience in sourcing and/or originating Community Development related first mortgage loans primarily in a regulated financial institution environment required
* Significant relationships/connections with Realtors, Non-Profits, Civic Leaders and other organizations that specialize in Community Development lending substantiated by referrals, letters of recommendation, public recognition, awards, etc. preferred
* Bilingual in Spanish is preferred
For this position, Commerce Bank will review your motor vehicle driving record. If you express interest in and are considered for this position, you'll be asked to authorize our review of that record.
For this position, federal regulations require Commerce Bank to prepare an investigatory consumer report which will disclose credit history. If you express interest in and are considered for this position, you will be asked to authorize that report.
* For individuals applying, assigned and/or hired to work in areas with pay transparency requirements, Commerce is required by law to include a reasonable estimate of the compensation range for some roles. This compensation range is for the Community Home Loan Originator job and contemplates a wide range of factors that are considered in making compensation decisions, including but not limited to location, skill sets, education, relevant experience and training, licensure and certifications, and other business and organizational needs. The disclosed range estimate has not been adjusted for any applicable differentials (geographic, bilingual, or shift) that could be associated with the position or where it is filled. At Commerce, compensation decisions are dependent on the facts and circumstances of each situation. A reasonable estimate of the current base pay is $28.85 per hour. This position will be eligible for additional compensation through performance-based incentive plan(s) that will correspond to meeting performance goals.
The candidate selected for this position may be eligible for the following employment benefits: employer sponsored health, dental, and vision insurance, 401(k), life insurance, paid vacation, and paid personal time. In addition, we offer career development, education assistance, and voluntary supplemental benefits. Click here to learn more.
Location: 804 E 12th Street, Kansas City, Missouri 64106
Time Type:
Full time
Mortgage Officer
Loan Officer Job 17 miles from Blue Springs
The Mortgage Loan Officer -- Outside Sales will use his or her industry knowledge and marketing and sales strengths to find prospects, generate leads, and convert application opportunities to closed loans. Much of the incumbent's work will be self-directed with the majority of the sales calls and other activity taking place outside the employer's offices. Compensation for this position is commission based. The Loan Officer will develop long-term relationships with clients and referral partners, creating an email friendly data base that will allow for continuous marketing 'touch points' over time. He/she will provide excellent mortgage planning and financial counsel and ensure that reports and client documentation are accurate and done in a timely manner. He/she will remain abreast of all regulatory, ethical, and employer requirements and abide by them in all aspects of the work performed.
Design, implement and maintain a personalized marketing program which results in the generation of an acceptable volume of mortgage lending and bank retail products as defined from time to time by the Bank.
Maintain, grow, and systematically utilize an ongoing electronic data base of clients, referral partners, and prospects for continuous efforts to "touch" clients and referral partners in order to generate mortgage sales.
Know and successfully apply the principles of: Mortgage lending product knowledge, Compliance Loan documentation, Fiscal literacy, Deal structuring for the customer's benefit, Computer technology.
Be responsible for the timely submission of required borrower documentation. This may be accomplished by completing/obtaining the documents directly, or by utilizing our web site, or utilizing a loan officer assistant if authorized by the department manager.
Build purposeful relationships with referral partners by: Consistently attending networking groups, Consistently attending open houses and similar events, Consistently visiting referral partners, Becoming a community resource.
Utilize an effective personal time management system.
Cross sell other Bank retail and lending products as required.
Ensure thorough knowledge and understanding of compliance and regulatory issues relating to loan policy and procedures (i.e. CRA, Fair Lending, etc.) evidenced by appropriate application of these regulations in day-to-day operations.
Complete all necessary compliance training to include but not limited to BSA
Attend meetings and Bank events as required, and perform other duties as may be specified from time to time.
Mortgage Loan Originator, Community Lender - Kansas City MSA - Johnson County
Loan Officer Job 24 miles from Blue Springs
At FNBO, our employees are the heart of our story-and we're committed to their success! Please see below the details of this career opportunity and how it fits into our organization's success.
Our Modern, Flexible Workplace:
We believe in a Modern, Flexible Workplace, and we are continuously exploring advancements in technology and office environments to make it easier to work from anywhere at any time, allowing for more flexibility in where and how you work. We know that choice and flexibility are important to you. We also recognize that flexible and remote positions can become opportunities for military partners, caregivers, and individuals with disabilities to thrive at our company. We invite you to consider what a Modern, Flexible Workplace can mean for you!It is anticipated that an incumbent in this role will work onsite for three (3) or more days a week and will have a dedicated workspace when working onsite. Work location is subject to change based on business needs.
Summary of the Job:
As a Community Mortgage Lender, you will have the opportunity to help customers achieve their dream of homeownership, to help existing homeowners refinance, save money through better interest rates and access their home equity to consolidate debt or do home improvements. Your primary goal and focus will be to serve customers in low to moderate income geographies, minority communities, and low to moderate income borrowers. This will help the bank fulfill and exceed its Fair Lending and CRA mortgage responsibilities.
You will create new business from existing customers and source new customers by establishing partnerships with various community partners. This will include realtor professionals, financial service providers such as insurance agents and accountants, nonprofit agencies, community organizations and neighborhood groups, local government community outreach departments, educational institutions, libraries, and churches. Where we have local FNBO presence, you will partner with branch staff to support our initiatives.
There is a strong education component to your work. You will look for financial education and homeownership workshop opportunities with community partners to advise people on the steps to homeownership. Community involvement is another key component of your work. This means you will participate in select community events to promote FNBO, our work, products, and services. You will also engage in community activities designed to promote financial stability and access to homeownership.
About this Role:
Job Responsibilities
Represent both yourself and FNBO with the highest level of professionalism, integrity, and respectfulness in your community.
Provide expert advice and guidance on mortgage loans with best interests of the customer always in mind.
Originate and close mortgage loans while ensuring compliance and meeting file accountability guidelines.
Give an excellent customer experience by setting proper expectations and making sure we deliver on our promise throughout the process.
Meet and/or exceed defined monthly sales goals and contribute to our overall divisional goals for lending in MMCT's, LMI Tracts, LMI borrowers, and CRA service hours.
Create and execute on a personal business plan which gives detail to your lead generating business activities. Your plan should align with the overall FNBO Mortgage Division plan.
Establish strong relationships and partnerships with various community partners to include chambers of commerce, professional, business networking, non-profits, and industry groups.
Maintain and grow a comprehensive knowledge of mortgage products and services and specifically those that benefit and serve low to moderate income borrowers and minority communities.
Work in a collaborative manner with internal mortgage partners to ensure customer files are processed in an efficient and timely fashion.
Establish strong connections with community partners to source new customers and create opportunities for financial education and homeownership workshops.
Participate in community events and outreach to promote FNBO products and services and contribute time to community activities focused on financial literacy and access to homeownership resulting in new business leads from LMIs and MMCTs.
The Ideal Candidate for This Role:
Required Qualifications
Established in the community with connections in “assigned geographic area”. Experienced in community outreach, building relationships, and developing outside referral partnerships.
Ability to travel between FNBO locations and community partners.
Depending on the assigned geographic area, bi-lingual communicator might be required.
High School Diploma or equivalent.
Ability to provide advice and guidance to customers on best product.
Excellent verbal and written communication skills.
Demonstrated customer service skills.
Working knowledge and understanding of CRA, community development, Fair Lending, and terms such as MMCT and LMI Tracts, LMI borrowers.
Working knowledge of Microsoft Word and Excel applications
Desired Qualifications
1+ years of experience in mortgage loan origination and specifically in Community Mortgage Lending
Active Mortgage Originator with a pipeline
Knowledge of mortgage operating systems, pricing, and various underwriting requirements.
This position requires S.A.F.E. Act registration with the Nationwide Mortgage Licensing System (NLMS).
#IND123
Compensation:
Compensation range (base pay): $60,830.00-$100,370.00
Final compensation offer to candidate may vary from posted hiring range based upon work experience, education, and/or skill level.
Benefits Overview:
We offer a variety of benefits designed to keep you and your family physically and financially healthy. Not only do we offer a competitive salary and work-life balance, we offer benefits to match your needs:
Medical, Dental, Vision Insurance
401k, With Matching Contributions
Time Off Programs
Health Savings Account (HSA)/Dependent Care
Employee Banking
Growth Opportunities
Tuition Assistance
Short-Term/Long-Term Disability Insurance
Learn more about FNBO benefits here: ***************************************
For additional information regarding compensation and benefits, e-mail FNBO at *****************. To ensure you receive a response, include the number of this job (listed below) in the subject line of your message.
Job number: R-20241185
Registration Requirement:
This position requires S.A.F.E. Act registration with the Nationwide Mortgage Licensing System (NMLS). Qualification requirements include meeting applicable financial responsibility, character, credit fitness and criminal background standards. Successful candidates must meet ongoing regulatory requirements including acceptable background investigation and credit report results.
Equity, Diversity, & Inclusion:
FNBO is committed to belonging, inclusion, diversity and equity. We are committed to intentionally and proactively creating pathways to success for historically underrepresented populations. To accomplish this, we foster a culture of belonging and inclusion so that every employee is valued, and has opportunity and the ability to make an impact. FNBO strives to reflect the diversity of the communities we serve in the makeup of our workforce.
See the full FNBO Equity, Diversity, & Inclusion Statement here
All qualified applicants will receive consideration for employment without regard to age, race, color, religion, sex, sexual orientation, gender identity, national origin, protected veteran status, or disability status.
Click here to download 'EEO is The Law' Self-Print Poster
Click here to download 'EEO is The Law' Supplement for Federal Contractors
Click here to download 'EEO is The Law' GINA Supplement
FNBO is an Equal Opportunity/Affirmative Action/Veterans/Disability Employer - Member FDIC
FNBO follows federal law regarding the use of marijuana
(this applies to all non-California applicants)
Application Deadline:
All our jobs will be posted for a minimum of 5 calendar days. Job postings may come down prior to 5 calendar days based on volume of applicants.
Mortgage Loan Originator
Loan Officer Job 24 miles from Blue Springs
Guardian Mortgage, a division of Sunflower Bank, N.A. is looking for a motivated individual to fill the full-time position of Mortgage Loan Originator! Individuals will be required to develop leads and originate mortgage loans through branches, realtors, and builders, and respond to referrals from branch personnel and others. Additionally, candidates should have an understanding of the mortgage regulations and processes as well as other bank products and services in order to deepen relationships with customers. Applicants must be able to effectively communicate both verbally and written, exercise independent judgment and comprehend complex instructions, technical and financial materials and forms related to assigned duties.
Develop, lead and originate mortgage loans through branches, realtors and builders.
Interview mortgage loan applicants.
Take loan applications from customers.
Send applicant's file to processors in the centralized loan support area.
Respond to referrals from branch personnel and others.
Assist in obtaining additional data or information when requested by processors.
Cross-sell all bank products and services.
Education / Experience Preferred:
Bachelor's Degree in a related field or equivalent experience, MBA or Master's Degree preferred.
2+ years of lending experience preferred.
Creativity, flexibility, integrity, and a commitment to customer support are essential.
Must be able to work autonomously exercising considerable independent judgment.
Must be able to maintain composure in stressful situations.
Must be able to work flexible hours.
Pay is dependent on knowledge, skills, abilities, experience and location.
Sunflower Bank Benefits
Employees enjoy outstanding benefits, including:
401(k) Plan with 6% Match
Health/Dental/Vision Insurance
Company-paid Life Insurance
Tuition Reimbursement
Fitness Reimbursement
Paid Time Off
Volunteer Leave
Paid Holidays
Plus many more employee perks & incentives!
People choose to “bank” with us, but for those we serve, we're more than a bank. We strive to be the financial backbone of their lives and we know that starts with our team.
If you qualify, apply online at ******************************
You've never worked any place like Sunflower Bank!
EOE/AA: Minorities/Females/Disabled/Vets
We accept applications on an ongoing basis until the role is filled. There is no fixed deadline to apply.
If you are a California resident, you may be entitled to certain rights regarding your personal information, which is information that identifies, relates to, or could reasonably be linked with a particular California resident or household. Additional information about our data collection practices and location specific notices is available on our
.
Direct Banking Residential Lender
Loan Officer Job 25 miles from Blue Springs
Old National Bank has been serving clients and communities since 1834. With over $50 billion in total assets, we are a regional powerhouse deeply rooted in the communities we serve. As a trusted partner, we thrive on helping our clients achieve their goals and dreams, and we are committed to social responsibility and investing in our communities through volunteering and charitable giving.
We continually seek highly motivated and talented individuals as our people are critical to our success. In return, we offer competitive compensation with our salary and incentive program, in addition to medical, dental, and vision insurance. 401K, continuing education opportunities and an employee assistance program are also included in our benefit suite. Old National also offers a variety of
Impact Network Groups
led by team members who are passionate about driving engagement, creating awareness of diverse backgrounds and experiences, and building inclusion across the organization. We offer a unique opportunity to join a growing, community and client-focused company that is firmly rooted in its core values.
Responsibilities
We are currently seeking a Residential Lender in Direct Banking that will be responsible for handling telephone and web base residential first mortgage loan inquiries generating high quality loan applications and processing them to completion. Identifies client's financial needs by offering appropriate products and services while completing the loan application. Through outbound calling, actively follows up on all existing open leads. Must be able to work in a fast pace environment and have the ability to multi-task. Must meet or exceed monthly loan goals, conversion (lead to application) rates and referral goals. This person needs to be a high achiever, self-motivated, high sense of self-worth, high energy/intensity, and results oriented and persuasive. Below you will find a list of some of the top responsibilities of the position:
Ensure all incoming telephone inquiries received and outbound sales calls made are performed with the highest degree of courtesy, respect, professionalism and accuracy
Employing professional telephone sales techniques consults and educates potential applicants to convert inbound leads to applications
Demonstrate expertise in both the benefit and implications of a loan transaction
Provides multiple loan options to clients to best meet their financial goals
Operate in a fast pace environment and have the ability to multi-task
Complete loan application inquiries over the phone, prepare documentation and process applications within appropriate procedures
Analyze each loan application to determine credit worthiness and appropriate loan products - explain to customer the various product options and terms
Maintain thorough knowledge of all bank products and services including pricing, bank policies and government regulations
Make referrals to appropriate specialist including commercial, small business, investments and trust
Maintain adequate controls to ensure compliance with consumer protection regulations in a defined area of responsibility. Implement bank-directed policy and changes relating to regulatory amendments
Active follow up on existing dormant/ nurture leads via telephone and email to generate additional business
Work with internal departments to assist with any client issues
Skills and Qualifications:
College degree or commensurate experience in mortgage lending
Minimum 2 years mortgage lending experience with the ability to analyze and restructure loan applications required
Proven ability in achieving production goals with a high earned income history
Excellent communication/interpersonal/organizational skills necessary
Experience in an inbound and outbound call center required
Proven lending experience required, knowledge of mortgage loan products, secondary market and underwriting guidelines
Must be willing to work a flexible schedule
Position requires the need to work varied hours
NMLS registered or ability to obtain NMLS registration
Old National is proud to be an equal opportunity employer focused on fostering an inclusive workplace and committed to hiring a workforce comprised of diverse backgrounds, cultures and thinking styles.
As such, all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, protected veteran status, status as a qualified individual with disability, sexual orientation, gender identity or any other characteristic protected by law.
We do not accept resumes from external staffing agencies or independent recruiters for any of our openings unless we have an agreement signed by the Director of Talent Acquisition, to fill a specific position.
Our culture is firmly rooted in our core values.
We are optimistic. We are collaborative. We are inclusive. We are agile. We are ethical.
We are Old National Bank. Join our team!
We can recommend jobs specifically for you! Click here to get started.
If you're qualified for a position but need additional help with the application because of a disability, please email ************************** (This email will respond to accommodation requests only.)
Mortgage Lending Professional
Loan Officer Job 19 miles from Blue Springs
At INTRUST Bank, 10 character qualities are at the foundation of all we do. They include respect, positivity, compassion, humility, and initiative. They guide our interactions with customers and each other, are why we give back to communities, and inform how we shape our goals as a company. These character qualities are our tradition, and we bring them to life each day.
Your career is important to you, which makes it important to us. At INTRUST you'll find a welcoming, encouraging atmosphere where your talents can thrive. You will be supported in your career, you can lead no matter what your title, and you can see a path for future growth. If you'd like to find a place of work where you're appreciated, can find balance, and have a sense of belonging, then we encourage you to apply for this role.
A modern benefits approach: To support our employees and their families, INTRUST offers a comprehensive, market-competitive benefits package that prioritizes your total well-being.
* Competitive pay
* Generous time off
* Employees receive three weeks of paid vacation plus 11 paid holidays each year.
* Paid time off to volunteer in the community.
* Paid employee and family sick leave.
* Paid parental leave.
* 401(k) plan with 6% employer match and 100% immediately vested.
* 3% non-elective company contribution; non-elective contribution vested after 3 years of service.
* Career growth and development resources
* Tuition reimbursement for full-time and part-time employees enrolled in any degree program.
* Banking benefits
* Medical, dental, and vision insurance
Benefits eligibility is dependent upon hire date and employment status. Ask for our benefits guide for full details.
Job Summary: Originates permanent FHA/VA and conventional residential mortgage loans and participates in related business development activities. Solicits residential mortgages through contacts with Realtors, builders, and developers. Provides fee income through mortgage loan originations. Develops and maintains banking relationships with residential mortgage customers. Markets bank products to existing and prospective bank customers. Promotes an environment of teamwork within the department and across the bank. Represents INTRUST Bank in all they do in the community and is focused on the development of new business relationships. Must maintain strict standards of confidentiality and perform duties in a manner supporting INTRUST's character qualities.
Essential Functions:
* All expectations described in the 's essential functions are necessary to be successful in this role, performed with or without a reasonable accommodation.
* Interview applicants to assimilate financial information concerning their personal needs.
* Provide applicant with initial required disclosures and re-disclosures in the correct timeframe mandated by regulations.
* Obtain and analyze proper financial and credit data to determine applicant's capacity to repay.
* Provide applicant with initial pre-qualification letter.
* Conducts credit checks and negotiates terms and conditions of loan.
* Attracts new mortgage loan applications by developing relationships within the community, specifically with the real estate community; making sales calls to prospective customers.
* Keeps informed of trends and developments in the local real estate markets, as well as the changing rules and regulations pertaining to both private and government-insured mortgages.
* Stays informed of loan programs and interest rates.
* Attends mortgage loan closings.
* Review pipeline to ensure that customer closing expectations are met and that expired, canceled, denied, or withdrawn files have the appropriate action taken in a timely manner.
Education and Experience: Bachelor's degree in Business, Finance, or Accounting. Position requires minimum of 5 years Residential Real Estate Origination experience.
Required Skills and Knowledge: Demonstrated understanding of mortgage processing, underwriting and closing procedures. Knowledge of conventional and government lending guidelines. Understanding of Federal Regulations governing Real Estate Lending.
Required Licenses and/or Certifications: Nationwide Mortgage Lending System (NMLS) Registered or ability to meet qualifications for registration.
Physical Demands: Extended period(s) of time may be spent viewing a personal computer, sitting, standing, and walking. Occasional lifting up to 25 lbs. The physical demands necessary for this role should be performed with or without a reasonable accommodation.
Working Conditions: Normal office conditions.
This job description summary is not intended to be an employment contract, nor is it intended to state or imply these are the only activities to be performed by the employee occupying this position. Employees will be required to follow any other duties as assigned or requested by their supervisor.
INTRUST Financial Corporation and its subsidiaries, including INTRUST Bank, are Equal Opportunity Employers whose policy is not to discriminate unlawfully against any qualified employee or applicant for employment on the basis of protected military or veteran status, disability, race, color, religion, sex, age, national origin, pregnancy, genetic information, sexual orientation, gender identity, or any other classification protected by applicable local, state or federal law; except where an individual's protected category constitutes a bona fide occupational qualification.
Mortgage Banker - Multiple States
Loan Officer Job 24 miles from Blue Springs
You will be able to sell direct to customers and solicit customers indirectly through third parties such as realtors, builders, and developers. You will continually identify, develop and maintain proactive and exceptional service-based relationships with retail branches and other clients that can serve as a recurring source of referrals for new mortgage lending opportunities. You will be responsible to develop mortgage lead sources, respond timely to customer inquiries and Bank referrals, analyze borrowers financial and credit data, determine customer financing objectives, advise borrowers of product/pricing policies and guidelines, submit complete applications, help processing team to proactively gather required documentation, and ensure loans are closed within 30 days.
Position pays a minimum of 21,000. Position is eligible for additional incentive compensation based on achievement of established incentive goals. The monthly average incentive can range from $0 if no goals are met and can be more than $100.00 if goals are exceeded. Full-time associates are eligible for our benefit package that includes: medical, dental, and vision insurance; 401(k) plan; Company paid life insurance, short and long term disability insurance; Company paid vacation, sick leave, holidays, and more! Part-time associates are eligible for 401(k).
**Principal Accountabilities:**
+ Originate loans based on outside sales activity.
+ Meet minimum funding requirement starting the third full month of employment.
+ Supervise Mortgage Loan Assistant, if one is assigned to you.
+ Maintain high-quality, compliant loan files for loans you originate.
+ Spend 80% or more of time on outside sales activities to generate loans.
+ Regular attendance required, working at the work site during regular business hours and/or assigned hours.
**Qualifications:**
Our ideal candidate must be able to build exceptional relationships with customers and referral sources. The candidate must exhibit strong product knowledge and employ a high-touch, consultative sales approach when providing recommendations to customers based on financial analysis and the customer's financial needs, goals and circumstances. Candidate must have the ability to meet minimum funding requirements starting the third full month of employment. Must maintain all required licenses and registration, including NMLS registration. Additional requirements include:
**Required Skills:**
+ Three plus years of recent mortgage sales experience
+ Proven track record of successfully working with multiple referral sources
+ Exceptional communication skills
+ Knowledge of conventional and government lending guidelines
+ Knowledge of processing, underwriting, and closing procedures
+ Knowledge of federal lending regulations governing real estate lending
+ Ability to manage a pipeline of 15 plus loans
+ Exceptional organizational skills along with the ability to multi-task
+ Exceptional working knowledge of VA, FHA , and HUD guidelines
+ Valid driver's license in state of residence.
**Preferred Skills:**
+ Demonstrated experience of closing minimum $500,000 in loans per month
+ Experience working in a bank mortgage environment or similar relationships
+ Proven track record of successfully working remotely with little supervision
+ Working knowledge of Encompass is a plus
+ Ability to analyze and comprehend complex financial data and provide financial alternatives
+ Highly professional
**Physical Requirements:**
The position is medium work, exerting up to 35 pounds of force occasionally, and worker sits much of the time, including for customer meetings and computer work, but worker will frequently stand or walk when conducting outside sales activities. Standing and walking may be required for sustained periods of time for moving from one work site to another both inside and outside the banking center. Substantial driving for outside sales activities. Reaching may be required involving extending arms in any direction. Office equipment, such as a computer and telephone will be used, requiring the use of hands and fingers to manipulate a keyboard or keypad. Visual ability to read a computer screen or written documents is necessary. Speaking ability to express or exchange ideas; impart oral information to customers, staff, or to the public; or convey detailed or important spoken instructions by means of the spoken word is required. Hearing is necessary to receive detailed information through oral communication.
This position will remain open until a qualified candidate is found.
Equal Opportunity Employer/Disabled/Veterans
Academy Bank and Armed Forces Bank provides equal employment opportunities to applicants and employees without regard to race, color, religion, sex, national origin, protected veteran status, disability. Academy Bank and Armed Forces Bank provides affirmative action data on protected veteran status or disability. If you need an accommodation for any part of the employment process, please email ************************
Loan Specialist
Loan Officer Job 26 miles from Blue Springs
Job Type:StaffJob Description:The Loan Specialist plays a vital role in implementing the financial literacy program for KCU. This attention detailed professional is responsible for analyzing student loan requests and then certifying loans using the financial aid administrative software.
Essential Duties:
Determine student loan eligibility for student loan applicants and complete certification worksheet for each loan requested
Resolve loan request discrepancies and ensure the accuracy of information transmitted to and from the U.S. Department of Education remains in compliance with federal student eligibility and needs analysis requirements
Routinely correspond with students regarding their completion and questions of their Master Promissory Note, Entrances and Exit Counseling
Monitor and verify each student's eligibility for a loan on the National Student Loan Data System (NSLDS)
Cancel loan awards when students become ineligible or by student request
Monitor daily changes to student enrollment effecting loan eligibility and correspond with loan borrowers to complete loan exit counseling
Assist with the monthly reconciliation of Direct Loan programs and the return to title IV processing
Recommends and assists in the analysis and development of enhancements to the financial aid data processing systems
Represents the Student Financial Aid Office at campus and public events as requested
Respond promptly to student telephone inquiries and e-mails
Requirements:
Bachelor's degree or knowledge typically obtained through a 4-year degree
1-2 years of previous financial aid loan processing
Knowledgeable of current federal, state, and institutional regulations governing federal student aid
Equal Opportunity Employer
KCU is committed to promoting an equal employment opportunity workplace. Equal opportunity is and shall be provided for all employees and applicants for employment on the basis of their demonstrated ability and competence without discrimination on the basis of race, color, religion, sex, age, national origin, genetic information (GINA), physical or mental disability, pregnancy, sexual orientation, gender identity, marital status, familial status, ancestry, military and/or veteran status, and/or any other status protected by applicable Federal, state or local law.
Annual Security Report
KCU is committed to providing a safe campus for students, faculty, and staff. Our annual campus security report lists campus crimes and statistics for the campus and public areas around campus for the last three years, in accordance with the Jeanne Clery Disclosure of Campus Security Policy and Campus Crime Statistics Act.
Thank you for your interest in a career at KCU!
Mortgage Loan Officer
Loan Officer Job 9 miles from Blue Springs
First State Bank is seeking an experienced Mortgage Loan Officer at our Lee's Summit location. If you have Mortgage Lending experience then you may be a great fit!
Full Time benefits will apply, including; medical, dental and vision insurance, 401k, ESOP and more!
Duties and Responsibilities:
The Mortgage Loan Officer will combine all the attributes of a progressive mortgage banker with the values and services of a local, hometown community lender. Mortgage Loan Officers will perform all duties required of a Mortgage Loan Officer by following policies and procedures set forth by First State Bank, including, but not limited to:
Require a diverse set of products, services and technology to compete and win in an increasingly competitive environment.
Understand and offer a variety of loans including; FHA,VA, Rural Housing, MHDC, Non-Conforming Loans, FNMA and FHLMC, Portfolio loans, Bridge Loans and Home Equity Lines of Credit.
Approach their business with confidence to help them succeed.
In addition, local processing and underwriting provide consistent and timely support to our originators. Voted the #1 Lender, Bank and Employer in St. Charles from 2009 through 2014, 2017, First State Bank is a destination for any lender looking to grow their business.
Qualifications:
Bachelor's degree from a four year college or university preferred.
5 years as a Residential Mortgage Lender experience preferred.
For more information about First State Bank, please visit our Career's Page by clicking HERE.
As a condition of employment, all new hires will be required to complete a background check and drug testing.
First State Bank is an Equal Opportunity Employer of women, minorities, protected veterans and individuals with disabilities. Prospective employees will receive consideration without discrimination because of race, religion, color, sex, age, national origin, disability or genetic information, veteran status, sexual orientation, gender identity or any other characteristic protected by law.
Loan Originator
Loan Officer Job 16 miles from Blue Springs
We're Hiring: Loan Originator @ nbkc bank Kansas City Metro | Hybrid (Flex) | Mortgage Lending | Sales-Focused Want to help people across the country secure their dream homes while building a meaningful career with a bank that actually gets it? Look no further.
nbkc bank is on the hunt for experienced Loan Originators to join our high-performing, people-first Home Loan Sales team. We provide the leads-you bring the relationship-building skills, mortgage know-how, and sales energy to make it happen.
What's in it for you?
* Highly competitive commission-based pay structure (no cap)
* At nbkc, we combine advanced digital tools with a relentless focus on speed, so you can deliver faster closings and a better borrower experience
* 401k match with immediate vesting (yes, please)
* A wellness-forward, hybrid work culture
* Generous parental leave
* The kind of work-life balance you actually feel
* A team that's been voted one of KC's Best Places to Work (5+ years running)
What you'll bring:
* 1-2 years of sales experience (mortgage industry = bonus points)
* Strong communication skills & business development instincts
* Live in KS or MO and be open to popping into our KC HQ now and then
Our Hiring Process
After we review your application and feel you're a potential fit we will reach out with next steps. We work hard to meet our candidates on their time- sometimes that's a phone screen, video interview, or even a cup of coffee before meeting our team. We are committed to keeping you updated along the way.
Ready to change lives and build yours at the same time? Apply Today!
nbkc bank is an Equal Opportunity Employer as to all protected groups, including protected veterans and individuals with disabilities
#LI-JW1
Loan Originator NE - Parkville, MO
Loan Officer Job 26 miles from Blue Springs
Under the direction of the Branch and/or Production Manager, markets and promotes PrimeLending products and services to its client base of realtors, builders, bank officers and potential and past clients. Performs office or non-manual work directly related to the management or general business operations of PrimeLending and its customers.
Responsibilities
Evaluates PrimeLending's and other loan products and services and determines which financial products best meet the customer's needs and financial circumstances.
Establishes and maintains relationships with realtors, bank officers, builders and new home sales representatives in order to develop and retain existing business; and by visiting subdivisions as required.
Markets and promotes PrimeLending's financial products;
Originators are expected to meet the Company's minimum production standards in funded units/volume on an ongoing basis each month, by taking complete and accurate loan applications, using PrimeLending's product set.
Monitors overall customer interaction and interfaces with all parties involved on each individual loan from application to closing, including but not limited to counseling and pre-qualifying potential home buyers.
Collects and analyzes information regarding the customer's income, assets, investments or debts.
Advises the customer regarding the advantages and disadvantages of different loan products.
Services existing customers and obtains all necessary support documents along with the appropriate fees and lock in information.
Oversees the loan process by monitoring loan status and ensures conformity with terms.
Communicates loan status to all interested parties, and obtains loan documentation after closing.
Presents terms and conditions of loans with customers.
Stays abreast of trends and developments in the local real estate market and competitive environment, as well as, changes in rules and regulations pertaining to private and government insured mortgages.
Maintains a professional image and adheres to standards consistent with company policies and procedures.
May supervise and direct the activities of other loan officer(s), loan officer assistant(s), or loan processor(s).
Other duties as assigned.
Qualifications
High school diploma or equivalent and appropriate licenses as required by state.
Valid driver's license and current automobile liability insurance.
A minimum of 12 months loan originator experience required.
Interacts with regional & corporate departments, as well as realtors, sales agents, builders, appraisers, etc.
Demonstrated judgment and decision making ability. Excellent and effective presentation and communication skills, both verbal and written.
Ability to quickly assess and process large amounts of data and use of appropriate AU software technology.
Must be active in the community and in those job-related organizations to enhance the network of beneficial contacts.
Continue to expand knowledge of issues influencing the industry and the organization.
The above statements are intended to describe the general nature and level of work being performed by individuals in, or assigned to, the above position and are not intended to be construed as an exhaustive list of all responsibilities, duties and skills required, and may be changed at the discretion of the Company.
Mortgage Banker
Loan Officer Job 24 miles from Blue Springs
You will be able to sell direct to customers and solicit customers indirectly through third parties such as realtors, builders, and developers. You will continually identify, develop and maintain proactive and exceptional service-based relationships with retail branches and other clients that can serve as a recurring source of referrals for new mortgage lending opportunities. You will be responsible to develop mortgage lead sources, respond timely to customer inquiries and Bank referrals, analyze borrowers financial and credit data, determine customer financing objectives, advise borrowers of product/pricing policies and guidelines, submit complete applications, help processing team to proactively gather required documentation, and ensure loans are closed within 30 days.
**Principal Accountabilities:**
+ Originate loans based on outside sales activity.
+ Meet minimum funding requirement starting the third full month of employment.
+ Supervise Mortgage Loan Assistant, if one is assigned to you.
+ Maintain high-quality, compliant loan files for loans you originate.
+ Spend 80% or more of time on outside sales activities to generate loans.
+ Regular attendance required, working at the work site during regular business hours and/or assigned hours
**Qualifications:**
Our ideal candidate must be able to build exceptional relationships with customers and referral sources. The candidate must exhibit strong product knowledge and employ a high-touch, consultative sales approach when providing recommendations to customers based on financial analysis and the customer's financial needs, goals and circumstances. Candidate must have the ability to meet minimum funding requirements starting the third full month of employment. Must maintain all required licenses and registration, including NMLS registration. Additional requirements include:
**Required Skills:**
+ Three plus years of recent mortgage sales experience
+ Proven track record of successfully working with multiple referral sources
+ Exceptional communication skills
+ Knowledge of conventional and government lending guidelines
+ Knowledge of processing, underwriting, and closing procedures
+ Knowledge of federal lending regulations governing real estate lending
+ Ability to manage a pipeline of 15 plus loans
+ Exceptional organizational skills along with the ability to multi-task
+ Exceptional working knowledge of VA, FHA , and HUD guidelines
+ Valid driver's license in state of residence.
**Preferred Skills:**
+ Demonstrated experience of closing minimum $500,000 in loans per month
+ Experience working in a bank mortgage environment or similar relationships
+ Proven track record of successfully working remotely with little supervision
+ Working knowledge of CALYX Point is a plus
+ Ability to analyze and comprehend complex financial data and provide financial alternatives
+ Highly professional
**Physical Requirements:**
The position is medium work, exerting up to 35 pounds of force occasionally, and worker sits much of the time, including for customer meetings and computer work, but worker will frequently stand or walk when conducting outside sales activities. Standing and walking may be required for sustained periods of time for moving from one work site to another both inside and outside the banking center. Substantial driving for outside sales activities. Reaching may be required involving extending arms in any direction. Office equipment, such as a computer and telephone will be used, requiring the use of hands and fingers to manipulate a keyboard or keypad. Visual ability to read a computer screen or written documents is necessary. Speaking ability to express or exchange ideas; impart oral information to customers, staff, or to the public; or convey detailed or important spoken instructions by means of the spoken word is required. Hearing is necessary to receive detailed information through oral communication.
Equal Opportunity Employer/Disabled/Veterans
Academy Bank and Armed Forces Bank provides equal employment opportunities to applicants and employees without regard to race, color, religion, sex, national origin, protected veteran status, disability. Academy Bank and Armed Forces Bank provides affirmative action data on protected veteran status or disability. If you need an accommodation for any part of the employment process, please email ************************