Loan Officer Jobs in Boston, MA

Under the direction of the Branch and/or Production Manager, markets and promotes PrimeLending products and services to its client base of realtors, builders, bank officers and potential and past clients. Performs office or non-manual work directly related to the management or general business operations of PrimeLending and its customers. Responsibilities Evaluates PrimeLending's and other loan products and services and determines which financial products best meet the customer's needs and financial circumstances. Establishes and maintains relationships with realtors, bank officers, builders and new home sales representatives in order to develop and retain existing business; and by visiting subdivisions as required. Markets and promotes PrimeLending's financial products; Originators are expected to meet the Company's minimum production standards in funded units/volume on an ongoing basis each month, by taking complete and accurate loan applications, using PrimeLending's product set. Monitors overall customer interaction and interfaces with all parties involved on each individual loan from application to closing, including but not limited to counseling and pre-qualifying potential home buyers. Collects and analyzes information regarding the customer's income, assets, investments or debts. Advises the customer regarding the advantages and disadvantages of different loan products. Services existing customers and obtains all necessary support documents along with the appropriate fees and lock in information. Oversees the loan process by monitoring loan status and ensures conformity with terms. Communicates loan status to all interested parties, and obtains loan documentation after closing. Presents terms and conditions of loans with customers. Stays abreast of trends and developments in the local real estate market and competitive environment, as well as, changes in rules and regulations pertaining to private and government insured mortgages. Maintains a professional image and adheres to standards consistent with company policies and procedures. May supervise and direct the activities of other loan officer(s), loan officer assistant(s), or loan processor(s). Other duties as assigned. Qualifications High school diploma or equivalent and appropriate licenses as required by state. Valid driver's license and current automobile liability insurance. A minimum of 12 months loan originator experience required. Interacts with regional & corporate departments, as well as realtors, sales agents, builders, appraisers, etc. Demonstrated judgment and decision making ability. Excellent and effective presentation and communication skills, both verbal and written. Ability to quickly assess and process large amounts of data and use of appropriate AU software technology. Must be active in the community and in those job-related organizations to enhance the network of beneficial contacts. Continue to expand knowledge of issues influencing the industry and the organization. The above statements are intended to describe the general nature and level of work being performed by individuals in, or assigned to, the above position and are not intended to be construed as an exhaustive list of all responsibilities, duties and skills required, and may be changed at the discretion of the Company.

Primarily responsible for working with customers interested in identifying and obtaining permanent FHA/VA and conventional mortgage loans and other residential mortgage programs that best meet the customer's financial needs and objectives, and adhering to the requirements of federal registration under the SAFE Act. Primary Responsibilities: Interviews applicants to collect and analyze information regarding their income, assets, debts and credit data as well as their needs, desires, and earnings to assist in determining whether the loan will be an acceptable risk; obtains and analyzes pertinent financial and credit data. Independently assesses applicant's credit worthiness. Has authority to issue pre-qualification statement of borrowers' eligibility. Determines which products best meet the customer's needs and financial circumstances and advises potential borrowers regarding the advantages and disadvantages of different financial products and the most appropriate mortgage loan programs. Makes recommendations to customers regarding other bank products or to alternative lending vehicles, as needed. Cultivates new mortgage business. Markets, services and promotes the bank's mortgage products. This includes the solicitation of residential first mortgages through contacts with Realtors, builders, and developers. May be required to travel to and work at prospective customers' homes or business locations. Follows-up on potential customers via travel or telephone. Negotiates terms and conditions of loan with mortgagors. Has authority to bind the bank in connection therewith. Ensures lending compliance with all origination procedures including bank policies and procedures and regulatory requirements. Advises management on effective compliance strategies and potential modifications to corporate operating policies where appropriate to ensure ongoing regulatory compliance. Independently monitors trends and developments in the local real estate market, as well as the changing rules and regulations pertaining to both private and government-insured mortgages. Represents the bank in the community and related functions to identify, develop and promote additional business. May present seminars to general public and real estate agents to promote additional business and community outreach. Scope of Responsibilities: The incumbent always works under limited supervision, sometimes away from the office. The position requires extensive external contacts (potential and existing customers, Realtors, etc.), as well as internal contacts (other Bank personnel) primarily on sales calls outside the office. Will interact with individuals and teams internally and within the community assigned, developing new relationships and maintaining existing relationships Responsibility to establish and maintain federal registration requirements outlined in the SAFE Act. Education and Experience Required: Associates degree and 2 years sales experience, OR in lieu of a degree, A combined minimum of 4 years higher education and/or relevant work experience, including a minimum of 2 years sales experience. Thorough knowledge of FHA/VA regulations, conventional loan requirements and real estate law. Education and Experience Preferred: Technical Skills General knowledge of personal computers and software programs utilized by Residential Mortgage Department Proven sales ability. Strong mathematical skills. Self-motivated, well-organized individual. Excellent verbal and written communication skills. Ability to interact with individuals at all income levels and peers in a professional manner. Demonstrated ability to work independently and to follow through on details to completion. Ability to work under critical time constraints. #LI-111 M&T Bank is committed to fair, competitive, and market-informed pay for our employees. Compensation for this role is based on commission - a draw will be advanced. The successful candidate's particular combination of knowledge, skills, and experience will inform their specific compensation.LocationBoston, Massachusetts, United States of America

ABOUT US: Pinnacle Mortgage Corp. delivers top-tier financial services with competitive rates. Our mortgage professionals prioritize personalized attention, ensuring tailored financial solutions for purchasing a home, refinancing, or consolidating debt. Unlike larger nationwide mortgage firms, we prioritize the security and confidentiality of your information. Our trusted reputation in the community reflects our dedication to maintaining client trust and confidentiality. POSITION PROILE: As a Senior Loan Officer at Pinnacle Mortgage Corp, you will play a crucial role in helping clients achieve their homeownership and financial goals. Our team is committed to delivering the highest quality financial services while maintaining the utmost privacy and security of our clients' information. You will work closely with clients to understand their unique financing needs and provide tailored solutions. Whether clients are purchasing their dream home, refinancing an existing loan, or consolidating debt, you will leverage your expertise to find the right loan program at the lowest rates available in their area. RESPONSIBILITIES: Engage with clients to understand their financial objectives and guide them through the mortgage application process with attention to detail. Assess client financial profiles, including income, credit history, and debt obligations, to determine eligibility and recommend suitable loan options. Educate clients on various loan programs, terms, and rates available, ensuring they make informed decisions aligned with their long-term financial interests. Collaborate with internal teams, to expedite loan processing and ensure timely closings. Maintain confidentiality and security of client information at all times, adhering to strict privacy policies and regulatory requirements. Cultivate lasting relationships with clients by delivering exceptional service and providing ongoing support throughout the loan lifecycle. Stay abreast of industry trends, market conditions, and regulatory changes to provide accurate and up-to-date guidance to clients. Participate in business development initiatives, networking events, and community endeavors to enhance visibility and generate new business prospects. WHAT YOU NEED TO BE SUCCESSFUL: Bachelor's degree in finance, Business Administration, or related field preferred. Proven experience as a Loan Originator or Mortgage Loan Officer, with a track record of successfully closing loans. Strong understanding of mortgage lending practices, regulations, and compliance requirements. Excellent communication and interpersonal skills, with a client-centric approach to service delivery. Detail-oriented with strong analytical and problem-solving abilities. Ability to work independently and collaboratively in a fast-paced environment. Familiarity with mortgage origination software and tools preferred. NMLS licensing as required. WHY PINNICAL MORTGAGE CORP: Because we believe in valuing and investing in our team members. Pinnacle Mortgage Corp. provides outstanding compensation and benefits package. By offering perks such as a company matching 401K plan, continuous paid training opportunities, and robust healthcare coverage, including Medical, Dental & Vision, we aim to support our employees' financial security, professional growth, and overall quality of life. Pinnacle Mortgage provides equal employment opportunities and non-discrimination for all employees and qualified applicants without regard to a person's race, color, gender, age, religion, national origin, ancestry, disability, veteran status, genetic information, sexual orientation, or any characteristic protected under applicable law.

East Cambridge Savings Bank's Lending Division is actively recruiting for Residential Loan Officers Function : Under the general direction of the Secondary Market Lending Sales Manager, solicits and develops new sources of business and loan opportunities and originates residential loan products in accordance with established Bank policies and procedures. We are looking for candidates with: Proven loan origination sales experience at local bank or mortgage lender 2 or more years of mortgage origination experience preferred Familiarity with Middlesex County preferred Knowledge and understanding of secondary market underwriting guidelines Well developed interpersonal, communication and customer service skills Ability to travel freely and work without direct supervision Able to register as a licensed Mortgage Loan Originator as required under the S.A.F.E. Act Essential Job Functions: Responsible for selling and originating high quality mortgage loans to meet established production goals. Develops relationships with attorneys, local housing agencies, developers and real estate brokers to generate new mortgage business. Solicits customers generated through various channels, including but not limited to external contacts, First Time Home Buyer seminars, telephone or electronic e-mail leads, the Bank's website, etc. Analyzes each applicant's data, working with the borrower to prepare a complete application. Initiates processing and conducts preliminary underwriting. Determines and recommends appropriate loan products to meet the needs of the customer. Approves consumer loans up to established limits. Manages the customer experience. Serves as the liaison between all parties i.e. Brokers, borrowers, and the Bank during the application process for mortgage loans. Prior to closings, acts as liaison with attorneys to ensure documentation is accurate and consistent. Responds to customer questions and inquiries. Establishes and maintains effective working relationships with Banking Center personnel, providing guidance as needed. Maintains a general understanding of all products and services offered to effectively present these products and services to customers. Represents the Bank by participating in various networking, community and industry related activities which includes but is not limited to speaking at Mortgage Seminars, representing the Bank at Mortgage Trade Fairs, acting as a Mortgage Consultant at banking centers, etc. Promotes Bank services and products to potential customers when possible. Keeps abreast of residential and consumer loan products and the applicable State and Federal regulations and compliance issues. Complies fully with all federal, state and local laws and regulations, policies and procedures, including but not limited to the S.A.F.E. Act and its registration, renewal and updating standards. Analyzes each applicant's loan and deposit relationship with the Bank, reviewing how various Bank products may address an applicant's banking needs and ensuring that any appropriate cross sale opportunities have been undertaken. Assists with special assignments/projects, and in the development of new products and services to remain competitive. Contact our Human Resources Division or visit ******************** for more details and to apply. Or submit your resume to: Email: **************** Fax: ************ Phone: ************ East Cambridge Savings Bank, Attn: Human Resources 344 Cambridge Street Cambridge, MA 02141 East Cambridge Savings Bank is an Equal Opportunity Employer/Veterans/Disabled

Are you a tenacious outside sales Loan Officer with a passion for construction finance? Ready to take your career to new heights and be part of something truly exciting? Builders Capital, the nation's largest private construction lender, is seeking a dynamic Loan Officer to join our fast-growing team. This is your chance to step into a thriving market at a pivotal moment in our company's growth and bring your expertise to help fuel the future of construction financing. We're not your typical lender. Builders Capital is at the forefront of innovation in construction finance, and we're looking for a driven professional to help us continue our momentum. Our loan products are in high demand, and with our unmatched support, technology, and resources, you'll have everything you need to succeed. What You'll Do: * Drive Outside Sales: Take the lead in outside sales by prospecting, networking, and building relationships with new and existing clients in the construction industry. Cultivate relationships with builders, architects, contractors, and other key industry players to create a steady pipeline of business. Your hustle and ability to establish connections in the field will be key to your success. * Originate a Range of Loan Products: Leverage your expertise to structure and originate a variety of loans including vertical construction, land development, bridge loans, and multifamily financing. You'll bring the right solution to the table for each unique project. * Lead the Process from Start to Finish: From initial outreach to loan structuring, underwriting, approval, and closing, you will be the quarterback of the deal, working closely with our internal teams to ensure smooth and timely loan processing. * Consult and Advise: Provide expert guidance to borrowers on loan structuring, addressing their unique needs and ensuring they receive the best possible service. Your advice will help clients make informed, confident decisions throughout the entire process. * Develop and Execute Your Sales Plan: Build and execute a comprehensive outside sales strategy that includes networking, prospecting, marketing, and client relationship management. Own your success by setting clear goals and executing with precision. What We're Looking For: * Experience: At least 2 years of experience in construction finance or residential/commercial mortgage lending, with a solid understanding of construction loan structures and processes. * Exceptional Communication Skills: You must be polished, professional, and able to clearly communicate with clients, internal teams, and external partners. * Problem-Solving Ability: We need someone who thinks outside the box to structure solutions that work for clients while mitigating risk. * Team Player: A collaborative mindset is a must. We thrive on cross-team collaboration to deliver the best results for our clients. * High Ethical Standards: Integrity is key to our success. You should have a strong commitment to doing what's best for both the client and the company. * Adaptability: Builders Capital operates in a fast-paced, ever-changing environment, and we need someone who thrives under pressure and is ready to seize opportunities. Why You'll Love It Here: At Builders Capital, We Believe In Taking Care Of Our Team. Here's a Sneak Peek At The Benefits That Come With Joining Us: * Innovative Environment: Join a forward-thinking company at the forefront of the construction finance industry with access to cutting-edge technology and resources. * Work Flexibility: Enjoy a flexible work environment where you can balance team leadership with your personal life. * National Impact: Be part of a nationwide operation that's shaping the future of construction financing and making a difference for builders, developers, and homeowners across the U.S. * Health Insurance - We've got you covered! Builders Capital pays 100% of your medical insurance premiums to keep you healthy and stress-free, offering a PPO and HSA plans. * Health Savings Account (HSA) - We contribute annually into your HSA account (prorated from your hire date) and for those the select our HSA plan. * Competitive Compensation - We offer competitive wages that reward your expertise and hard work. * Paid Time Off - Take time to recharge with 3 weeks of paid time off each year. * Paid Holidays - Enjoy 10 paid holidays throughout the year so you can spend quality time with family, friends, or doing whatever you love. We're here to support you both professionally and personally-because when you thrive, we all thrive. Builders Capital is an Equal Opportunity Employers(EEO) and welcomes all qualified applicants. This is a full-time, exempt position. The job description contained herein is not intended to be a comprehensive list of the duties and responsibilities of the position, which may change without notice.

- Responsibilities/Duties/Functions/Tasks The main function of this position is to proactively solicit new residential mortgage clients, while developing and cultivating a strong business network of referrals. It is the responsibility of a Loan Officer to analyze a borrower's financial and credit data to determine creditworthiness and the probability of financial security in repayment efforts. Originates their own sales by contacting prospective clients, Develops and maintains referral sources, Spends at least one or two hours a day, two or more times a week outside of the office (including a home office), originating loans, Meets with prospective clients at locations other than PRMI's offices, e.g., client's home or other locations, Meets with clients in person to sell mortgage loan products/packages, Contact with clients by telephone, mail, and e-mail is adjunct to in-person contacts, Obtains credit information and necessary documentation for application process, In-person calls outside of the office on real estate agents and brokers, financial advisors, and other potential referral sources to develop borrower leads, Engages in marketing and promotional activities in support of their own sales, Develops new and continued business opportunities and sales leads by cultivating relationships with realtors, builders, bankers, etc. Develops solid PRMI product knowledge and offers clients the best mortgage products to match client needs Reviews application information, requesting specific supporting documentation as needed/required based on loan investor guidelines Analyzes and exercises independent judgment and discretion in advancing PRMI's business objectives and the interests of PRMI's customers regarding significant financial decisions Carries out major assignments affecting business operations of the employer or the employer's customers through: collecting and analyzing information regarding the customer's income, assets, investments, or debts analyzing applicant data, credit and collateral property value determining which financial products best meet the customer's needs and financial circumstances providing advice to the customer regarding the advantages and disadvantages of available financial products marketing, servicing, or promoting the employer's financial products Completes necessary continuing education in a timely manner and remains current on local developments and trends within the real estate and mortgage industries Provides origination services in the state of licensure Creates and maintains excellent business relationships with referral client base, creating new mortgage lending opportunities Corresponds, communicates, and coordinates with clients, in-house support staff, and external service providers to facilitate timely closings Qualifications Sales experience in the mortgage industry is preferred Familiarity with mortgage processes, procedures, rules, regulations, and compliance Exceptional customer service skills with a strong attention to detail Excellent written and verbal communication skills Strong computer skills to include a working knowledge of MS Office Ability to comprehend and analyze financial information Ability to effectively communicate and present complex financial information while fielding and responding to questions from applicants, support staff, and management Established contact and referral list within the real estate and mortgage industries preferred Ability to pass a required background check Company Conformance Statement In the performance of assigned tasks and duties all employees are expected to conform to the following: Review and adhere to policies and guidelines contained within the Employee Handbook, including privacy and information security guidelines. Act within delegated authorities and adheres to applicable policy and procedures associated with such authorities. Contribute to establishing a respectful workplace where diversity is critical to innovation and growth. Ensure every action and decision is aligned with PRMI values. Partner with your management team to understand performance expectations and measurements. Effectively utilize feedback and coaching opportunities while seeking to learn and develop within your role at PRMI. Realize team synergies through networking and partnerships across PRMI. Embrace change; act as advocate and role model, promoting an approach of continuous improvement. Maintain a high standard of customer care while actively listening to customers in an effort to understand their views and needs. Take ownership of problems and issues, taking into consideration the breadth of PRMI competencies in providing solutions. Work independently while understanding the necessity for communicating and coordinating work efforts with other employees and organizations. Work effectively as a team contributor on all assignments. Perform quality work within deadlines. Respect client and employee privacy. Maintain eligibility for FLSA classification as Outside Sales Exempt, and complete the bi-annual certification process Work Requirements Each employee must be able to communicate clearly and effectively, utilize a computer, maintain a work schedule, and effectively perform in an office setting. Employment with PRMI requires compliance with and adherence to all applicable mortgage and fair lending laws and regulations as well as PRMI policies. The ability to work extended hours may be required. Nothing in this job description restricts management's right to assign or reassign duties and responsibilities to this job at any time.

Administers the Bank's commercial problem customer relationships with medium to high complexity, ranging in exposure from $200M to $5,000M, which may be either C&I or CRE, single-bank/creditor both secured or unsecured. The primary focus is to minimize financial loss, non-accrual risk; and maximize recovery while preserving the Bank's reputation and franchise value. Customers will be small business or middle market with revenues up to $30MM generated by MSB's Community, CRE and C&I lending Units. Involves carrying out similar sized emerging problem assets/relationships. Performs any functions, within scope of authority and expertise, to provide the highest level of service and responsiveness to customers and co-workers. Responsibilities * Administers a portfolio of 20-35 substandard commercial and/or real estate customers. Manages all ancillary bank services focusing on risk avoidance and reduction while maintaining NII revenue. Makes recommendations to management and resolves troubled exposure through restructuring /rehabilitation, refinancing, liquidation or sale of the collateral. Manages zero balance or deficiency claims. * Will act as a consultant (workout liaison) for line-administered problem assets. Assists in the development and approval of pro-active, workout or turnaround action plans. Recommends the transfer to Managed Assets Department as appropriate per MSB credit policy. * Maintains credit and legal files in accordance with the Bank's policies and/or federal, state and banking regulatory agency guidelines. Ensures that each assigned exposure is properly risk rated and evaluated based on the underlying cash flow, paying capacity or pledged collateral of the borrower(s)/guarantors. * Ensures that customer communication is concise and treatment reflects the Bank's objectives in the handling of the troubled customer. * Manages day to day activities of outside legal and financial services to assist in collection and/or customer rehabilitation efforts. Overall case management for any outside services including appraisers, auctioneers, local authorities, turnaround consultants and attorneys. Ensures cost effective services from Bank approved third parties. * Works with assigned Loan Administrator to ensure that all systems, databases, records, and operating aspects are accurate, properly executed. Prepares and distributes problem loan reports, analysis, recommendations, etc. for the assigned accounts. * Responsible for the effective takeover, transfer and management of all Bank collateral that may become owned by the Bank (OREO Assets). Works with internal and external professionals, in taking possession, foreclosing and properly transferring ownership to the Bank. Insures proper documentation and adherence to all laws and regulatory pronouncements. Ensures the OREO assets are properly accounted for and valued on the Bank's books or holding Bank subsidiary. * May train and assist loan administrators and administrative assistants within the unit. Acts as alternative officer for certain credits within the team. * May supervise the work of more junior officers or administrative personnel depending on the needs of the department. * Develops and effectively utilizes a sound understanding of the bankruptcy code and creditor rights law along with related legal remedies associated with the customer collection/rehabilitation efforts. Seeks alternative business solutions outside of bankruptcy. * Assist the Department Manager or Senior Credit Officer on upgrading banking practices and credit policies, in an effort to minimize future risk of loss. Ensures full compliance with the Bank's Information Security Policies and Procedures. * Represents the Bank through visible participation in various community and industry related activities. Actively promotes interest in the Bank wherever and whenever possible. Refers sales opportunities to other departments or bank affiliates in support of established objectives. * Performs related and unrelated duties as may be required. Requirements * Bachelor's degree or its equivalent plus ten year's of overall banking/business experience, two years of active C&I and RE lending experience and three to five years of workout or distressed debt experience. * Sound understanding of consumer, commercial and real estate lending and loan workout, bankruptcy and insolvency processes and statutes. * Must have a basic understanding of the rules and regulations governing commercial debt collection practices. * Demonstrated business strategy, analytical, decision-making and problem solving skills. * Excellent interpersonal, influencing and communication skills. * Must possess at least intermediate technology skills including knowledge of word processing database and spreadsheet applications. * Must have a valid driver's license. Search Firm Representatives, Please Read Carefully: Middlesex Savings Bank does not accept unsolicited resumes from search firms for this or any employment opportunity. EEO Statement Middlesex Savings Bank is an Equal Opportunity Employer/protected Veterans/Individuals with Disabilities

Job purpose is not remote! Under the supervision of the Consumer Loan Supervisor and the AVP of Consumer Lending, processes consumer loans on a timely and accurate basis and provides a consistently high level of quality service to members and potential members in the lending process. Prepares, analyzes, processes, and documents all required forms and documentation for consumer loan products. Provides member and departmental support for all aspects of consumer loan and consumer loan servicing within the Credit Union. Handles all member transactions with complete discretion and confidentiality. Duties and responsibilities Interviews consumer loan applicants in person, by phone, or electronically and assists borrowers in providing information, and answering questions to find the best loan product for their needs. Works with the borrower to gather financial information such as credit reports and verify the accuracy to determine creditworthiness. Answers questions from borrowers throughout the loan process and explains to the borrowers such things as interest rates, loan limits, insurance products, payoffs, etc. Gather all required information and documentation to secure a consumer loan. Prepare and submit detailed loan packages to the underwriters for approval or denial. Verifies contents and completion of approved loan folders and inputs onto the computer system. Maintains a filling system and procedures to monitor that the required documentation is received in a timely manner and maintained appropriately and according to policies and procedures. Closes approved loans; completes all necessary loan documents to close the file; and prepares payroll designation and all other related documents to bring to completion. Ensures that all members and potential members feel welcome to the Credit Union and are supported professionally in the process. Informs members of Credit Union products and services, explaining features and benefits; cross-sells products and services when appropriate and within scope of responsibility. Scans checks and performs other duties within the department as needed. Cross-trains and performs all positions within the Mortgage Loan Department Participate in activities that help reinforce our PICK US values and support a positive internal culture. Attends training sessions upon request. Adheres to the Credit Union's anti-money laundering and Bank Secrecy Act policies and procedures. Assumes other duties as new products, services, or technology are introduced. Note: The above is a description of the ordinary and essential duties of the position. Other duties both related and unrelated to the above may be assigned and therefore required. Qualifications Professional and pleasant interpersonal and communication skills. Position requires general knowledge of all Credit Union products and services as well as credit procedures. Requires education equivalent to a four-year high school education. Proficiency with computer software applications including Word and system applications is required. Position requires two years of experience in a bank, or Credit Union with consumer loan processing experience preferred. Position requires the ability to read and understand oral and written instructions. Requires the ability to effectively communicate with members or employees and to solve day-to-day problems involving several variables in standard situations. Intermediate mathematical skill required (adding, subtracting, multiplying, dividing, percentages, interest). Working conditions Must be able to routinely perform indoors in climate-controlled shared work area with minimal noise. At times having to interact with difficult members. Physical requirements While performing the essential duties of the position, the employee would be regularly required to stand, sit, walk, stoop, kneel, talk, and hear. Vision requirements include close vision and the ability to focus. The nature of this position requires physical mobility and the ability to occasionally lift and/or move a maximum of 25 pounds. Direct reports None This job description is only a summary of the typical functions of the job, not an exhaustive or comprehensive list of all possible responsibilities, tasks, and duties.

Join Our Exceptional Team at Seamen's Bank$1,000 Hiring Bonus! Are you an experienced administrative professional ready to elevate your career? Seamen's Bank offers a unique blend of personalized service and comprehensive financial solutions, making us a standout employer in the banking industry. Consistently recognized as one of the "Best Banks to Work For" nationwide, we invite you to discover what makes our team extraordinary and why our employees choose to grow their careers with us. Why Seamen's Bank? Personalized Service with a Broad Reach: As a part of our team, you'll support service-oriented delivery of financial services while benefiting from the expansive resources of a leading institution. Dynamic Career Opportunities: We provide an environment that supports your career aspirations and professional growth. Competitive Benefits Package Joining Seamen's Bank means accessing an array of benefits designed to support your personal and professional well-being: 3 Weeks of Vacation in Your First Year: Begin your journey with us while enjoying ample time for rest and rejuvenation. Subsidized Child Care at 65%: We support your family's needs with significant childcare savings. Comprehensive Medical Coverage: Access medical insurance with 75% of the premiums covered by us, starting on your first day. Free Dental Insurance and More: Enjoy dental coverage at no cost from day one, along with free life and long-term disability insurance. 401(k) Savings Plan: Secure your financial future with our generous employer match. 11 Paid Holidays: Celebrate and recharge with paid time off during holidays. Professional Development: Engage in continuous learning and seize opportunities for career advancement. If you're ready to be a part of a team that values your expertise and ambitions, explore the possibilities at Seamen's Bank. Here, your career growth is our priority. We look forward to welcoming dedicated professionals who are passionate about making a difference in the financial services landscape. Commercial Loan Processor/Closer The Commercial Loan Processor/Closer at Seamen's Bank plays a vital role in processing and closing commercial loans. Their attention to detail and understanding of loan documents uphold the bank's reputation for excellence. Essential Duties and Responsibilities Manage Application Workflows: Track and complete workflows in the Commercial Loan Origination System (LOS). Gather Information: Collect credit reports and other data for loan evaluations. Monitor Loan Progression: Track loan requests from initiation to final disposition. Prepare Documentation: Create clear and compliant documentation for various loan outcomes. Coordinate Interactions: Order third-party documents and schedule loan closings with stakeholders. Pre-Closing and Closing: Ensure all documentation is complete and oversee the closing process. Review and Follow-Up: Scrutinize closing packages and resolve discrepancies. Digital Management: Input data into the FIS system, scan documents, and process transactions. Customer Communication: Respond to inquiries and prepare written communications for customers. Compliance Knowledge: Stay updated on commercial loan policies and regulations. Qualifications and Experience Education: Associate's degree or equivalent, plus at least one year of relevant banking or lending experience. Communication Skills: Ability to effectively communicate with third-party service providers. Technical Skills: Proficiency in Microsoft Excel and Word, along with strong problem-solving abilities. Attention to Detail: Ensure accuracy in all tasks. AAP/EEO STATEMENT: Seamen's Bank is committed to a firm policy in favor of equal employment opportunity and will abide by all applicable state and federal regulations by not discriminating against any applicant or employee on the basis of race, religion, color, creed, sex, age, national origin, citizenship status, marital status, sexual orientation, gender identity and expression, disability or veteran status. Our commitment to equal employment opportunities shall include employment, upgrading, promotion, demotion, transfer, leaves or other absences from work, layoff, compensation and benefits, selection for training or other education, professional opportunities and conflict resolution. It is also the policy of Seamen's Bank to take affirmative action to employ and to advance in employment, all persons regardless of their status as woman, minority or individuals with disabilities or protected veterans, and to base all employment decisions only on valid job requirements. Please inform us of any necessary accommodations required during the application process and/or at any time during employment.

Introduction Look out pivot tables, there's a new spreadsheet superstar in town. Integrity, honesty, and attention to detail define your profession-and you're the best at what you do. What We Do: We calm the confusion of IT by guiding the connection between people and technology. If a customer is looking for a better way to manage their warehouse inventory, equip their workforce, or secure their data, we make it happen. All it takes is finding the right combination of tech hardware, software, cloud solutions, and support services. That's what we do. We're the IT Department's IT Department. Who We Are: Our team is made stronger by a multitude of backgrounds, experiences, and perspectives. It's what makes Connection unique-what drives us to innovate and create technology solutions that stand apart from the crowd. We'd love for you to be a part of that fabric, to share your ideas and experiences with a team that thrives on fresh thinking, creativity, and helping others. Why You Should Join Us: You'll find supportive teammates and a rewarding career at Connection-plus great benefits. We take pride in supporting employees with a total rewards package that provides financial, emotional, and physical resources for you and your family. Our compensation, 401k plans, medical insurance, and other benefits are progressive and competitive. We value the importance of our employees' emotional well-being. To support employees, we provide free therapy visits, mental health coaching and tools, and meditation resources. You'll also enjoy a generous paid time off package that includes not only vacation and sick time, but also Wellness and Volunteer Time Off days. The Sr Cash Processor handles all aspects of cash application by posting to proper accounts via electronic or manual matching for all PC Connection companies. Prepares and delivers training to new hires and/or backup staff on processes that includes refunds, cash entry (check/ACH/Wire) credit card, prepaid orders, chargebacks and adjustments. Provides reporting on the number of credit card transactions, NFS checks, wire, ACH/EFT payments, net priorities and charge-off detail. In addition, based on the tracking of cash application errors, suggests process improvements. Monitors the cash applications to the prepaid accounts for open balances (tax, freight, price, returns, etc.) and resolves issues as required. As a lead processor, supports the Director with staff supervision by coordinating the proper backup coverage of responsibilities by person for the department as needed during scheduled absences. Reports issues to the Director through daily communications. Responsibilities * Accurately handles all incoming cash and reviews processes for improvement. * Prepares deposits and posts payments to customer accounts. * Applies payments either electronically or manually to correct accounts. * Sets up credits for refund check processing. * Ensures accuracy of postings and works with Director on resolution of issues. * Communicates impact of issues to team as needed. * Provides reporting on the number of credit card transactions, NFS checks, wire, ACH/EFT payments, net priorities and charge-off detail. * Prepares and delivers training for new hires or backup on the following processes. * Creates process documents for the following procedures: Refunds, Cash Entry, Check, ACH, Wires, Credit Card, Adjustments. * Assists Director, Credit and Collections with supervision of cash processing team. * Coordinates backup coverage during scheduled absences including the person and responsibilities assignments. * Leads by example for effective communication, daily turnaround rate, and errors. * Reconciles Credit and Collections accounts receivable. * Works with General Accounting and Finance to balance accounts. Requirements * Intermediate Microsoft Excel skills with ability to create complex spreadsheets using formulas, including v-lookup, and pivot tables. * Virtual terminal and/or credit card transactions experience. * Working knowledge of general accounting and accounts receivable. * Proven experience with cash application and credit card processing. * Skilled presenter with ability to conduct training of work processes. * Articulate with ability to express oneself clearly and professionally in written and oral communication. * JDE experience preferred. * OpenScan experience preferred. Because of the possibility for fraudulent job postings on many popular job boards, please be advised that Connection will never offer a position of employment without a complete interview process and communication with a “live person."

About Brookline Bank Since 1871, Brookline Bank has built a legacy of consistent financial strength, trust, outstanding banking services, and strong customer relationships. Today, we have 30 branches that deliver an expanding array of valuable banking and financial services geared to helping individuals and businesses manage their finances. As a trusted financial resource to our customers, it's our everyday commitment to do more, deliver more, and exceed expectations. What is Brookline Bank's most valuable asset? Our employees! That's why we offer competitive pay and excellent benefits which includes a matching 401k. We pride ourselves on hiring candidates that embrace our Core Four Values: Adaptability, Accountability, Leadership, and Teamwork. Brookline Bank provides a great working environment that offers opportunities for advancement. Brookline Bank is currently seeking a Mortgage Banking Originator. This position may be based in our Wellesley Hills location . This position is responsible for soliciting and servicing a variety of residential mortgage loans. Interview applicants, collect financial data and documents, and make recommendations regarding the loan products that best meet the borrower's needs. Assist buyers in the purchase process through closing. If you are experienced in mortgage originations and interested in joining the team then please apply today! Principal Duties and Responsibilities • Develop and expand internal and external referral sources to grow mortgage business. • Work closely with borrower(s) to secure all required information and loan documentation required for underwriting. • Submit applications and supporting documentation consistent with all state and federal regulatory and compliance guidelines. • Provide ongoing communication and updates to borrower(s) on the status of their loan request. • Provide all follow-up documentation as requested by underwriting/processing within a timely manner. • Follow up on all conditions to ensure timely loan closings and rates lock expirations are satisfied. • Cross-sell other bank products and work with appropriate business partners to deepen banking relationship. • Work to meet the credit needs of the communities the Bank serves, including helping low- to moderate-income residents acquire and remain in affordable housing. • Cultivate and maintain relationships with branch personnel within lending area. Job Specifications Bachelor's degree preferred. Minimum of 5 years' experience in mortgage originations with a well-developed client base. Extensive knowledge of various loan products including: FHA, VA, and MassHousing, LMI Lending and portfolio lending. Knowledge of FNMA/FHLMC products and guidelines. Extensive knowledge of mortgage application procedures including disclosures, GFE, TIL, HMDA and RESPA requirements. Ability to work independently and be self-motivated. Effective written and verbal communication skills. Bilingual Spanish highly preferred. Excellent sales and consulting skills. Strong interpersonal skills. Accuracy and attention to detail.

We are Lennar Lennar is one of the nation's leading homebuilders, dedicated to making an impact and creating an extraordinary experience for their Homeowners, Communities, and Associates by building quality homes and providing exceptional customer service, giving back to the communities in which we work and live in, and fostering a culture of opportunity and growth for our Associates throughout their career. Lennar has been recognized as a Fortune 500 company and consistently ranked among the top homebuilders in the United States. Join a Company that Empowers you to Build your Future A full-time, outside sales position responsible for seeking and developing relationships for new business sources both internally and externally. Meet with and interview prospective customers, brokers, NHCs, and other referral sources at homebuilding communities or other convenient locations to collect and analyze customer financial information, advise customers on the risks and benefits of various mortgage products, and help select the appropriate loan program within Lennar Mortgage roadmap. Obtain loan applications from customers and work with them to achieve loan approval. * A career with purpose. * A career built on making dreams come true. * A career built on building zero defect homes, cost management, and adherence to schedules. Your Responsibilities on the Team * Support the Company's growth through outside sales activities and lead generation * Travel to various communities, realtors' offices, and other appropriate locations on a regular basis (at least weekly) to solicit new business and/or leads from home builders * Conduct "First Time Homebuyer Seminars" in communities on a regular basis to develop leads and build relationships with New Home Consultants and prospective/current * Travel to and participate in builder and realtor functions, status meetings, phase releases, phone banks, special events, to develop and maintain relationships and customer service * Travel to various communities and other appropriate locations to meet with prospective/current customers, explain the Company's offerings, obtain loan applications and other required documents, and attend closings * Review leads daily and contact prospective customers via telephone and email to set up in-person/virtual meetings * Originate and prepare new loans in accordance with the "Loan Officer" agreement, signed at the time of employment, to ensure all loans meet the guidelines of the Products and Policies manual for upfront * Advise and recommend to the customer regarding the various mortgage loan products based on the customer's individual need * Review interest rates as needed and lock all loans with the borrowers in accordance with the Secondary Marketing Pricing and Rate Lock Policies and Procedures manual, at least fifteen days prior to closing * Provide assistance to New Home Consultants on pre-qualifications of customers to develop a pipeline for outside sales; provide status of loans as needed * Meet or exceed closed loan capture rate, spot loan objectives for the division, and/or other established sales goals as determined by the Division Manager and based on annual business * Maintain reports and notes within origination computer system regarding own prospects and customers to ensure complete exchange of information regarding loan application, loan status, conversations with customers, underwriting, lock in information, monthly projected closings, incentive, and expense Requirements * Four-year college degree (preferred) * At least three years of Loan Originating experience * Ability to maintain flexible work schedule, including evening and weekend work * Valid driver's license and dependable transportation * NMLS License required, or willing to obtain. Physical & Office/Site Presence Requirements: Regular, in-person attendance at Company communities/job sites and offices during regular work hours is an essential function of this job. Requires the ability to work more than eight hours per day in the confined quarters of a construction trailer, the ability to operate a motor vehicle, read plans, climb stairs and ladders, bend, stoop, reach, lift, move and/or carry equipment which may be in excess of 50 pounds. Job may require occasional operation of construction equipment. Finger dexterity may be required to operate a computer keyboard and calculator. * This information is intended to be a general overview and may be modified by the company due to factors affecting the business. General Overview of Compensation & Benefits: We reasonably expect the base compensation offered for this position to range from an annual salary of $31,200.00 - $31,200, subject to adjustment based on business-related factors such as employee qualifications, geographic pay differentials (e.g., cost of labor/living, etc.), and operational considerations. * This position may be eligible for bonuses. * This position may be eligible for commissions. * This position will be eligible for the described benefits listed in the above section in accordance with Company Policy. * This information is intended to be a general overview and may be modified by the Company due to factors affecting the business. Life at Lennar At Lennar, we are committed to fostering a supportive and enriching environment for our Associates, offering a comprehensive array of benefits designed to enhance their well-being and professional growth. Our Associates have access to robust health insurance plans, including Medical, Dental, and Vision coverage, ensuring their health needs are well taken care of. Our 401(k) Retirement Plan, complete with a $1 for $1 Company Match up to 5%, helps secure their financial future, while Paid Parental Leave and an Associate Assistance Plan provide essential support during life's critical moments. To further support our Associates, we provide an Education Assistance Program and up to $30,000 in Adoption Assistance, underscoring our commitment to their diverse needs and aspirations. From the moment of hire, they can enjoy up to three weeks of vacation annually, alongside generous Holiday, Sick Leave, and Personal Day policies. Additionally, we offer a New Hire Referral Bonus Program, significant Home Purchase Discounts, and unique opportunities such as the Everyone's Included Day. At Lennar, we believe in investing in our Associates, empowering them to thrive both personally and professionally. Lennar Associates will have access to these benefits as outlined by Lennar's policies and applicable plan terms. Visit Lennartotalrewards.com to view our suite of benefits. Join the fun and follow us on social media to see what's happening at our company, and don't forget to connect with us on Lennar: Overview | LinkedIn for the latest job opportunities. Lennar is an equal opportunity employer and complies with all applicable federal, state, and local fair employment practices laws.

Guild Mortgage Company, closing loans and opening doors since 1960. As a mortgage banking firm, we are dedicated to serving the homeowner/buyer. Our goal is to provide affordable home financing for our customers, utilizing the best terms available while providing a level of professionalism and service unsurpassed in the lending industry. Position Summary Process and pre-underwrite specialty loans such as jumbo and renovation as well as conventional, FHA, VA and Bond mortgage loans to ensure compliance with Company, secondary market investor, and government agency standards. Achieve production and quality metrics. Liaison between loan officer, borrower, underwriter and funding. Prepare and review loan file to ensure completeness of submission and supporting documents, as well as compliance with underwriting and investor guidelines. Monitor overall loan processing cycle time to ensure the loan closes on time. Communicate and coordinate the resolution of issues that delay loan closing timeline. “Go to” subject matter expert/lead when Supervisor/Lead is not available. Essential Functions The processor is to become the contact for non-licensed activity once the loan is submitted to them. Monitor the overall lending process, and identify, resolve, and communicate issues that could impact timely closure of loans. Analyze loan-to-value ratio, debt-to-income ratio, credit report, application, income and assets, source(s) of down payment funds and examine supporting documentation to identify potential fraud or misrepresentation. Identify potential issues and communicate to consumer and loan officer. Order and review all third-party documentation, including credit checks, title reports, appraisals, tax returns, verifications of employment/assets, etc. to identify and address potential issues. Stay current with federal, state regulations, policies and industry trends. Check ratios and verify accuracy of AUS findings and program applicability. Review and verify documentation integrity to ensure it aligns with findings, completeness and compliance, and submit loan file to underwriting for approval. Identify qualifying/program issues prior to submission to Underwriting, and re-structure loan as necessary. Provide options within guidelines and makes recommendations if borrowers may qualify for suitable programs. Update and verify accuracy of data input into system. Verify compliance with Company standards, federal and agency regulations, standards, and guidelines, as well as any applicable state-specific and or local regulations, ordinances, etc. Obtain and verify clearance of all underwriting conditions and prepare the file for submission to Closing. Order generation of loan documents. Coach and provide guidance to less experienced Processors as needed. Use and modify templates to compose professional correspondence and emails. Provide status updates to Loan Officers and/or borrowers. Qualifications High school diploma or equivalent required; college courses/technical training related to Business, Finance/Accounting, Legal, or related field is preferred. Total recent work experience includes five or more years' experience as a Loan Processor, preferably processing conventional and FHA loans along with at least two years of experience processing VA and Bond mortgage loans. Ability to build strong relationships with loan officers, production, underwriting, closing and other internal and external partners. Expert knowledge of overall mortgage lending internal processes and control, as well as federal, state, and regulatory requirements/guidelines related to consumer mortgage lending for conventional, FHA, VA and Bond mortgage loans. Expert knowledge of conventional, FHA, VA and Bond mortgage loans, including various product/program guidelines, necessary conditions for approval, and investor specific guidelines. Expert knowledge in new construction documentation and condominium projects. Expert knowledge of valid documentation related to processing consumer mortgage applications (e.g., complex tax returns, financial statements and records, verification of income and deposits, etc.). Sound judgment, ability to think critically, including the ability to evaluate facts and data to draw conclusions, determine the downstream impact of decisions and associated risks. Ability to prioritize multiple tasks in a deadline-driven environment, strong sense of urgency and responsiveness. Excellent customer service, interpersonal, verbal and written communication skills Intermediate math skills. Strong verbal and written communication skills. Strong detail orientation and highly organized. Prior experience using internal data entry systems, Microsoft Word, Excel and PDF/Document Retention programs Supervision Depending on experience, supervision is intermittent to infrequent Depending on experience moderate to high level of independent judgment and discretion related to area(s) of specialization May provide guidance to less experienced team members to resolve/escalate issues of high complexity Exercise sound judgment in executing core job responsibilities Average monthly pipeline is 14 loans. Travel: 0% Requirements Physical: Work is primarily sedentary; mobility in an office setting. Manual Dexterity: Frequent use of computer keyboard and mouse. Audio/Visual: Ability to accurately interpret sounds and associated meanings at a volume consistent with interpersonal conversation. Regularly required to accurately perceive, distinguish and interpret information received visually and through audio; e.g., words, numbers and other data broadcasted aloud/viewed on a screen, as well as print and other media. Environmental: Office environment - no substantial exposure to adverse environmental conditions. Guild offers a pleasant work environment, competitive compensation and excellent benefits package; including medical, dental, vision, life insurance, AD&D, LTD and 401(k) with employer match. Guild Mortgage Company is an Equal Opportunity Employer. Compensation at Guild is influenced by a wide array of factors including but not limited to local and federal minimum wage requirements, education, level of experience, and applicant's geographical location.

div name="main"div class="cl HeadSecondary"h2Job Details/h2/divdiv aria-label="Job Details" class="row" name="local_row"div class="col-md-6 local-tax-col local-ee" id="job DetailsLeftColumn" name="local_left"div class="row form RowStandard" id="Job Location-row" div class="form Line"div aria-label="Job Location" name="Job Location"span aria-label="Job Location" class="" name="level"Nashua - Nashua, NH/span/div/div/div/divdiv class="col-md-6 local-tax-col local-client" name="local_right"div class="row form RowStandard" id="Salary Range-row" div class="form Line"div aria-label="Salary Range" name="Salary Range"span aria-label="Salary Range" class="" name="level"$25.00 - $29.00 Hourly/span/div/div/div/div/divdiv class="cl HeadSecondary"h2Description/h2/divdiv aria-label="Description" class="row" name="description" style="word-wrap: break-word;"div class="row form RowStandard" id="job Desc-row" div class="form Line"span class="fb Text ignore-global-css" name="job Desc"pspan style="font-size:10pt"span style='font-family:"Times New Roman",serif'span style="font-size:11.0pt"The Mortgage Loan Processor is responsible for loan file computer set up and ordering of all loan documentation required on residential loan applications which are in first lien position and collection and evaluation of all documented information required. This person will verify through alternate documentation or outside sources, the validity of the application information, calculate debt-to-income and loan-to-value ratios, and assemble a completely documented file for submission to underwriting with a letter of recommendation. The Loan Processor will also be responsible for scheduling mortgage closings with all stakeholders, reviewing mortgage files to ensure required documents are complete and accurately meeting all applicable federal regulatory and compliance standards./span/span/span/p p /p /span/div/div/divdiv class="cl HeadSecondary"h2Qualifications/h2/divdiv aria-label="Qualifications" class="row" name="qualifications" style="word-wrap: break-word;"div class="row form RowStandard" id="job Qualifications-row" div class="form Line"span class="fb Text ignore-global-css" name="job Qualifications"ul li style="text-align: justify; margin-left: 40px;"span style="font-size:10pt"span style='font-family:"Times New Roman",serif'span style="font-size:11.0pt"Have a thorough knowledge of first mortgage real estate lending practices, including federal regulatory requirements, state regulations, and agency requirements. Be familiar with all federal and state regulations governing Credit Union mortgage lending./span/span/span/li li style="text-align: justify;"span style="font-size:10pt"span style='font-family:"Times New Roman",serif'span style="font-size:11.0pt" Have a thorough working knowledge of conventional, FHA, VA, USDA, and New Hampshire Housing; and other special loan/grant programs; and the necessary documentation for processing and obtaining underwriting approval./span/span/span/li li style="text-align: justify;"span style="font-size:10pt"span style='font-family:"Times New Roman",serif'span style="font-size:11.0pt" Obtain all information necessary from borrowers and other third-party resources to process loans and obtain underwriting approval as needed./span/span/span/li li style="text-align: justify;"span style="font-size:10pt"span style='font-family:"Times New Roman",serif'span style="font-size:11.0pt" Set up files on system, order credit reports, appraisals, and necessary verification forms and conduct follow up with outside sources for outstanding documentation. /span/span/span/li li style="text-align: justify;"span style="font-size:10pt"span style='font-family:"Times New Roman",serif'span style="font-size:11.0pt"Review and analyze all documentation received and determine ratios and credit acceptability after documentation is received. Load files into document management system./span/span/spanspan style="font-size:10pt"span style='font-family:"Times New Roman",serif'span style="font-size:11.0pt" /span/span/span/li li style="text-align: justify;"span style="font-size:10pt"span style='font-family:"Times New Roman",serif'span style="font-size:11.0pt"Complete a final evaluation and analysis of the completed loan file package and prepare the file for underwriting approval, specifying any applicable conditions to the approval./span/span/span/li li style="text-align: justify;"span style="font-size:10pt"span style='font-family:"Times New Roman",serif'span style="font-size:11.0pt"Clear all alerts on credit report, review appraisal and clear all pending conditions/span/span/span/li li style="text-align: justify;"span style="font-size:10pt"span style='font-family:"Times New Roman",serif'span style="font-size:11.0pt"Complete a final evaluation and analysis of the completed application package and prepare the file to be sent to document preparation for Underwriting and Closing./span/span/span/li li style="text-align:justify" pspan style="font-size:10pt"span style='font-family:"Times New Roman",serif'span style="font-size:11.0pt"Utilizing pipelines, timeframes amp; coordinating with the closing department to make sure files meet purchase closing dates and adhere to TRID timelines and regulations./span/span/span/p /li li style="text-align:justify" pspan style="font-size:10pt"span style='font-family:"Times New Roman",serif'span style="font-size:11.0pt"Arrange Closing with Attorney/Title Company, prepare, and send the Closing Disclosure and Closing package in accordance with CFPB regulations, timeframes and TRID guidelines./span/span/span/p /li li style="text-align:justify" pspan style="font-size:10pt"span style='font-family:"Times New Roman",serif'span style="font-size:11.0pt"Closely examine all information relating to fee's, rate, property information, vesting, to ensure accuracy. /span/span/span/p /li li style="text-align:justify" pspan style="font-size:10pt"span style='font-family:"Times New Roman",serif'span style="font-size:11.0pt"Coordinate, set-up, funding, booking and shipping of 1supst/sup mortgages. Updating core operating system and servicing platform as required./span/span/span/p /li li style="text-align:justify" pspan style="font-size:10pt"span style='font-family:"Times New Roman",serif'span style="font-size:11.0pt"Maintain and update loan files on the loan origination software as the loan flows through the system from processing to closing. Finastra Mortgagebot LOS experience helpful but not required. /span/span/span/p /li li style="text-align:justify" pspan style="font-size:10pt"span style='font-family:"Times New Roman",serif'span style="font-size:11.0pt"Complete all required HMDA information in loan origination software./span/span/span/p /li li style="text-align:justify" pspan style="font-size:10pt"span style='font-family:"Times New Roman",serif'span style="font-size:11.0pt"Have a general knowledge of all Credit Union departments and how they interact with the Mortgage Lending Operations department./span/span/span/p /li li style="text-align:justify" pspan style="font-size:10pt"span style='font-family:"Times New Roman",serif'span style="font-size:11.0pt"Work with staff and co-workers as a team in analyzing and solving situations that may arise in the mortgage origination loan process./span/span/span/p /li li style="text-align:justify" pspan style="font-size:10pt"span style='font-family:"Times New Roman",serif'span style="font-size:11.0pt"Maintain effective communication with all Credit Union employees to ensure coordination and exchange of information for accomplishing Credit Union goals./span/span/span/p /li li style="text-align:justify" pspan style="font-size:10pt"span style='font-family:"Times New Roman",serif'span style="font-size:11.0pt"Work with Post Closer on Quality Control and follow up with pending documentation to ensure a compliant file and completing post close file submission/span/span/span/p /li li style="text-align:justify" pspan style="font-size:10pt"span style='font-family:"Times New Roman",serif'span style="font-size:11.0pt"Familiar with secondary market guidelines and loan delivery process /span/span/span/p /li li style="text-align:justify" pspan style="font-size:10pt"span style='font-family:"Times New Roman",serif'span style="font-size:11.0pt"For the purpose of attaining Credit Union goals, it is the responsibility of each employee to strive for the continuous improvement of processes and quality of service/span/span/span/p /li /ul p style="margin-left:80px; text-align:justify" /p p style="text-align:justify"span style="font-size:10pt"span style='font-family:"Times New Roman",serif'stronguspan style="font-size:11.0pt"Other Job Functions:/span/u/strong/span/span/p ul li pspan style="font-size:10pt"span style='font-family:"Times New Roman",serif'span style="font-size:11.0pt"Represent BCCU in a professional and responsible manner at all times./span/span/span/p /li li style="text-align:justify" pspan style="font-size:10pt"span style='font-family:"Times New Roman",serif'span style="font-size:11.0pt"Perform additional duties as may be assigned./span/span/span/p /li li style="text-align:justify" pspan style="font-size:10pt"span style='font-family:"Times New Roman",serif'span style="font-size:11.0pt"Maintain good housekeeping practices within the work area./span/span/span/p /li li style="text-align:justify" pspan style="font-size:10pt"span style='font-family:"Times New Roman",serif'span style="font-size:11.0pt"Understand and Comply with all BSA Regulations/span/span/span/p /li /ul pspan style="font-size:10pt"span style='font-family:"Times New Roman",serif'stronguspan style="font-size:12.0pt"Job Specifications/span/u/strongstrongspan style="font-size:12.0pt":/span/strong/span/span/p ul li pspan style="font-size:10pt"span style='font-family:"Times New Roman",serif'span style="font-size:11.0pt"Professional, well-developed interpersonal skills essential for interviewing loan applicants and projecting a positive image as representative of the Credit Union./span/span/span/p /li li pspan style="font-size:10pt"span style='font-family:"Times New Roman",serif'span style="font-size:11.0pt"Knowledge of underwriting guidelines (FNMA, FHLMC, FHA) and other investors used by BCCU. Knowledge of all state and federal regulations affecting mortgage lending including but not limited to Reg Z, ECOA, Reg B, and HMDA. General knowledge of NH Real Estate Law. Excellent interpersonal skills. Self motivated and capable of working independently. Basic computer skills including, but not limited to, Windows, Word, Excel, and a thorough understanding of mortgage software utilized by BCCU/span/span/span/p ul li pspan style="font-size:10pt"span style='font-family:"Times New Roman",serif'span style="font-size:11.0pt"These characteristics are normally acquired through completion of a high school education plus/span/span/span span style="font-size:10pt"span style='font-family:"Times New Roman",serif'span style="font-size:11.0pt"additional post-secondary coursework. A minimum of two to three years' experience as a mortgage/span/span/spanspan style="font-size:10pt"span style='font-family:"Times New Roman",serif'span style="font-size:11.0pt" loan processor, with an emphasis on conventional, FHA, VA products, and other loan products./span/span/span/p /li /ul /li li pspan style="font-size:10pt"span style='font-family:"Times New Roman",serif'span style="font-size:11.0pt"Intermediate mathematical skill required (calculations and concepts involving decimals, percentages, fractions, etc.). The ability to perform income analysis to compute income to payment and debt to income ratio and Loan to Value. /span/span/span/p /li li pspan style="font-size:10pt"span style='font-family:"Times New Roman",serif'span style="font-size:11.0pt"Must have dependable transportation. Position requires sitting, standing, squatting, driving, and the ability to enter and maneuver facilities outside of the control of BCCU. May have to lift up to 30 pounds. Flexible hours are required, but a minimum of 40 hours/week are expected to be devoted to fulfilling and/or exceeding the goals of the position/span/span/span/p /li li pspan style="font-size:10pt"span style='font-family:"Times New Roman",serif'span style="font-size:11.0pt"Additional hours as necessary to accomplish objective, goals and projects/span/span/span/p /li li pspan style="font-size:10pt"span style='font-family:"Times New Roman",serif'span style="font-size:11.0pt"Ability to Multi-Task, Adapt, and Problem Solve. Must be organized and detail- focused./span/span/span/p /li /ul /span/div/div/div/div

Join our dynamic Consumer Loans team - the team which oversees personal loans (car loans, boat & RV loans, etc), providing quality service to all members throughout the consumer lending process. Support a range of loan activity through loan requests and loan closings. Provide excellent service while maintain our service level standards and being compliant with government regulations. Essential Duties: Communicate final underwriting decisions to all consumer loan applicants and perform ongoing follow-up with approved applicants to increase loan funding ratios. Request and review all required documentation to secure a consumer loan and research or resolve discrepancies prior to scheduling closing; verify member information to prevent fraud and ensure accurate loan details. Coordinate loan closings with all consumer loan applicants by phone and/or electronically and promote member use of web banking and e-signature remote closing options, when possible. Advise retail staff and members with active loan applications on resolving any issues in order to proceed with the closing process; coordinate potential in-person branch loan signing based on member needs and branch staffing availability. Submit consumer loan applications, explain loan product details, rates, terms, payment amount, and all payment protection options including gap insurance and debt protection. Promote a variety of credit union products and services by identifying cross-sell opportunities, as well as alternative loan products when appropriate based on members' needs and qualifications. Remain up-to-date and compliant on all government regulations and credit union policies related to consumer loan applications. Monitor all assigned phone and email queues, respond to member inquiries in a timely manner, maintain service level standards, and follow up with members as needed on potentially abandoned calls or requests Requirements: Education and Experience High school diploma or equivalent strongly preferred. Minimum 1 year of related experience strongly preferred Skills/Knowledge/Certifications Basic knowledge of financial services and/or banking. Strong written and verbal communication skills. Exceptional customer service skills. Team player yet able to work independently. Computer literacy. Attention to Detail. Work Environment: After initial onboarding on-site in Chelsea, this position is eligible for Hybrid Work Agreement: minimum of 3 days/week in office. (Tuesdays, Wednesdays, and another day to be worked out within department). Why Join our team: Comprehensive Benefits: Health, Dental, and Vision coverage for employees working minimum of 20 hours/week; Metro provides assistance toward premiums and copays Annual bonus eligibility; annual retention bonus vesting program Three weeks paid vacation; 11 paid holidays 401(k) with matching plan & safe harbor plan - allowing every employee to save for retirement Wellness Incentives; Employee Assistance Program; Flexible Spending Account; Health Savings Account; Prescription Drug program and range of voluntary benefits (LTD, STD, AD&D); access to no-interest loans; $150/Quarter reimbursements for wellness and lifestyle expenses Discounts on Pet Insurance Strong growth opportunities with development plans and position-related or job-related tuition assistance to help you attain your long-term career goals Growing, dynamic environment - no day is ever the same and join an exceptional team of co-workers Exceptional Learning & Development opportunities (classroom, on-the-job, and mentoring) Stable and growing organization Apply today and explore this incredible opportunity and team! After the initial Onboarding and Training period, Metro's Hybrid Work Policy requires three in-person days for all employees whose primary office location is 200 Revere Beach Parkway. All employees will be required to report to work at 200 RBP every Tuesday and Wednesday. With approval from their manager, employees may choose the third day that works best for their own individual needs and schedules. About Metro Credit Union : Established in 1926, Metro has grown to be the largest state-chartered Credit Union in Massachusetts with 18 branches, 220,000 Members and $3.4B in assets. Our focus has always been helping local people, businesses and non-profit organizations reach their goals. Our perspective is unique because it is local and hyper-focused on the specific needs of our local communities. We are a high performing, financially sound, not-for-profit, financial cooperative, owned by and operated for our Members. Our commitment is to provide quality banking solutions that support the economic vitality of the individuals and businesses within the markets we serve. This commitment strengthens local communities, creating a positive impact on people's lives. Other details Pay Type Hourly

Job Details Merrimack Street - Lowell, MA Full Time $19.35 - $29.02 HourlyDescription Join Our Team and Make an Impact! At Jeanne D'Arc Credit Union, we don't just offer jobs-we build careers. With competitive pay, outstanding benefits, a supportive team environment, and endless growth opportunities, you'll have everything you need to thrive. We take pride in our team, who go above and beyond to deliver exceptional service and offer smart financial solutions to our members. If you're looking for a rewarding role where you can make a difference in helping people and giving back to the community, we'd love to have you on board! Now Hiring: Commercial Loan Administrator As a Commercial Loan Administrator, you'll work under the leadership of the AVP - Commercial Lending to Assists the Commercial Lending Team with financial update requests, collecting missing documentation and maintaining all commercial loan files. Perform quality control checks after loans are boarded. Track monthly reporting on insurance expirations and property taxes coming due. Perform specialized tasks, including deposit account transfers and commercial line of credit advance requests. Adhere to Credit Union policies and procedures to ensure ethical and compliant business practices. Your contributions will help our members achieve their financial goals while advancing your career in a dynamic and supportive environment. Are you ready to grow with us? Apply today! Essential Functions & Responsibilities: Manages incoming financial statements and file maintenance for the commercial loan portfolio. Organizes and updates loan folders and covenants to reflect what we have on file. Tracks reporting for stale covenants, prioritizes and sends financial requests throughout the year. Gathers documentation for credit renewal packages and coordinates the submission of annual reviews to Underwriting with approval form Loan Officers, and AVP Commercial Lending. Mails covenant waiver letters as needed. Gathers documentation for credit renewal packages and coordinates the submission of annual reviews to Underwriting with approval form Loan Officers, and AVP Commercial Lending. Mails covenant waiver letters as needed. Files vendor property tax and insurance reporting. Tracks property taxes due and insurance expirations, sends member notifications. Coordinates commercial lines of credit advances and obtains appropriate approvals. Ensures availability and formula requirements. Maintains accurate records. Collaborates with peers across the Credit Union and plays an active role in department or organizational projects as directed. Attends internal and external seminars relating to business lending and regulatory requirements. Assists in the development of overall departmental operating policies, procedures, and best practices. Peforms other job related duties as assigned. Qualifications Experience: One year to three years of similar or related experience. Education: A two-year college degree, or completion of a specialized certification or licensing, or completion of specialized training courses conducted by vendors, or job-specific skills acquired through an apprenticeship program. Interpersonal Skills: Work involves much personal contact with others inside and/or outside the organization for the purpose of first-level conflict resolution, building relationships, and soliciting cooperation. Discussions involve a higher degree of confidentiality and discretion, requiring diplomacy and tact in communication.

Automotive Loan Processor / Automotive Finance Assistant: Organizes, gathers and processes customer documentation for sales. ESSENTIAL DUTIESEssential Duties include the following. Other duties may be assigned.Receives cash, checks and credit card payments from customers; records amount received. Makes change and issues receipts to customers. Files within appropriate file system all dealership forms, records, reports, correspondence, or other important material. Establishes and maintains good working relationships with several finance sources, including the manufacturer. Processes finance and lease deals accurately and fairly through financial sources to secure approval. Provides refunds or credit memorandums to customers for returned merchandise or as directed by managers. Works with department managers to keep abreast of new products and services offered, their features and value, and any changes in price. Completes paperwork necessary for vehicle sales and leases in a timely and efficient manner. Checks all paperwork for correct title, lien information, taxes, etc., before forwarding to accounting. Acquires and maintains current state insurance license, completing continuing credit insurance education as needed. Answers customer questions about service performed or products purchased, or refers them to someone who can. Processes all federal, state, and dealer paperwork related to vehicle transaction. Verify customer insurance requirements. Ensures collection of all finance and insurance fees. Processes all credit applications. Maintains an adequate and current supply of all required contracts and paperwork needed for completion and finalization of car deals Conducts business in an ethical and professional manner. Provides clerical and secretarial assistance to departments as needed. Maintains a professional appearance. Keeps work area neat and clean. Performs other duties as assigned.$17 - $19 an hour Murgado Automotive Group is an equal opportunity employer. Murgado Automotive Group does not discriminate in employment on account of race/ethnicity, color, religion, national origin, gender, sexual orientation/transgender status, age disability, martial/parental status, citizenship status, military status, political affiliation and/or beliefs, pregnancy, order of protection status or other non-merit status. We are an employer who participates in the E-verify program with the Department of Homeland and Security.

Guild Mortgage Company, closing loans and opening doors since 1960. As a mortgage banking firm, we are dedicated to serving the homeowner/buyer. Our goal is to provide affordable home financing for our customers, utilizing the best terms available while providing a level of professionalism and service unsurpassed in the lending industry. Position Summary Process and pre-underwrite specialty loans such as jumbo and renovation as well as conventional, FHA, VA and Bond mortgage loans to ensure compliance with Company, secondary market investor, and government agency standards. Achieve production and quality metrics. Liaison between loan officer, borrower, underwriter and funding. Prepare and review loan file to ensure completeness of submission and supporting documents, as well as compliance with underwriting and investor guidelines. Monitor overall loan processing cycle time to ensure the loan closes on time. Communicate and coordinate the resolution of issues that delay loan closing timeline. "Go to" subject matter expert/lead when Supervisor/Lead is not available. Essential Functions * The processor is to become the contact for non-licensed activity once the loan is submitted to them. * Monitor the overall lending process, and identify, resolve, and communicate issues that could impact timely closure of loans. * Analyze loan-to-value ratio, debt-to-income ratio, credit report, application, income and assets, source(s) of down payment funds and examine supporting documentation to identify potential fraud or misrepresentation. * Identify potential issues and communicate to consumer and loan officer. * Order and review all third-party documentation, including credit checks, title reports, appraisals, tax returns, verifications of employment/assets, etc. to identify and address potential issues. * Stay current with federal, state regulations, policies and industry trends. * Check ratios and verify accuracy of AUS findings and program applicability. * Review and verify documentation integrity to ensure it aligns with findings, completeness and compliance, and submit loan file to underwriting for approval. * Identify qualifying/program issues prior to submission to Underwriting, and re-structure loan as necessary. * Provide options within guidelines and makes recommendations if borrowers may qualify for suitable programs. * Update and verify accuracy of data input into system. * Verify compliance with Company standards, federal and agency regulations, standards, and guidelines, as well as any applicable state-specific and or local regulations, ordinances, etc. * Obtain and verify clearance of all underwriting conditions and prepare the file for submission to Closing. * Order generation of loan documents. * Coach and provide guidance to less experienced Processors as needed. * Use and modify templates to compose professional correspondence and emails. * Provide status updates to Loan Officers and/or borrowers. Qualifications * High school diploma or equivalent required; college courses/technical training related to Business, Finance/Accounting, Legal, or related field is preferred. * Total recent work experience includes five or more years' experience as a Loan Processor, preferably processing conventional and FHA loans along with at least two years of experience processing VA and Bond mortgage loans. * Ability to build strong relationships with loan officers, production, underwriting, closing and other internal and external partners. * Expert knowledge of overall mortgage lending internal processes and control, as well as federal, state, and regulatory requirements/guidelines related to consumer mortgage lending for conventional, FHA, VA and Bond mortgage loans. * Expert knowledge of conventional, FHA, VA and Bond mortgage loans, including various product/program guidelines, necessary conditions for approval, and investor specific guidelines. * Expert knowledge in new construction documentation and condominium projects. * Expert knowledge of valid documentation related to processing consumer mortgage applications (e.g., complex tax returns, financial statements and records, verification of income and deposits, etc.). * Sound judgment, ability to think critically, including the ability to evaluate facts and data to draw conclusions, determine the downstream impact of decisions and associated risks. * Ability to prioritize multiple tasks in a deadline-driven environment, strong sense of urgency and responsiveness. * Excellent customer service, interpersonal, verbal and written communication skills * Intermediate math skills. * Strong verbal and written communication skills. * Strong detail orientation and highly organized. * Prior experience using internal data entry systems, Microsoft Word, Excel and PDF/Document Retention programs Supervision * Depending on experience, supervision is intermittent to infrequent * Depending on experience moderate to high level of independent judgment and discretion related to area(s) of specialization * May provide guidance to less experienced team members to resolve/escalate issues of high complexity * Exercise sound judgment in executing core job responsibilities * Average monthly pipeline is 14 loans. * Travel: 0% Requirements * Physical: Work is primarily sedentary; mobility in an office setting. * Manual Dexterity: Frequent use of computer keyboard and mouse. * Audio/Visual: Ability to accurately interpret sounds and associated meanings at a volume consistent with interpersonal conversation. Regularly required to accurately perceive, distinguish and interpret information received visually and through audio; e.g., words, numbers and other data broadcasted aloud/viewed on a screen, as well as print and other media. * Environmental: Office environment - no substantial exposure to adverse environmental conditions. Guild offers a pleasant work environment, competitive compensation and excellent benefits package; including medical, dental, vision, life insurance, AD&D, LTD and 401(k) with employer match. Guild Mortgage Company is an Equal Opportunity Employer. Compensation at Guild is influenced by a wide array of factors including but not limited to local and federal minimum wage requirements, education, level of experience, and applicant's geographical location.

Under the direction of the Branch and/or Production Manager, markets and promotes PrimeLending products and services to its client base of realtors, builders, bank officers and potential and past clients. Performs office or non-manual work directly related to the management or general business operations of PrimeLending and its customers. Responsibilities Evaluates PrimeLending's and other loan products and services and determines which financial products best meet the customer's needs and financial circumstances. Establishes and maintains relationships with realtors, bank officers, builders and new home sales representatives in order to develop and retain existing business; and by visiting subdivisions as required. Markets and promotes PrimeLending's financial products; Originators are expected to meet the Company's minimum production standards in funded units/volume on an ongoing basis each month, by taking complete and accurate loan applications, using PrimeLending's product set. Monitors overall customer interaction and interfaces with all parties involved on each individual loan from application to closing, including but not limited to counseling and pre-qualifying potential home buyers. Collects and analyzes information regarding the customer's income, assets, investments or debts. Advises the customer regarding the advantages and disadvantages of different loan products. Services existing customers and obtains all necessary support documents along with the appropriate fees and lock in information. Oversees the loan process by monitoring loan status and ensures conformity with terms. Communicates loan status to all interested parties, and obtains loan documentation after closing. Presents terms and conditions of loans with customers. Stays abreast of trends and developments in the local real estate market and competitive environment, as well as, changes in rules and regulations pertaining to private and government insured mortgages. Maintains a professional image and adheres to standards consistent with company policies and procedures. May supervise and direct the activities of other loan officer(s), loan officer assistant(s), or loan processor(s). Other duties as assigned. Qualifications High school diploma or equivalent and appropriate licenses as required by state. Valid driver's license and current automobile liability insurance. A minimum of 12 months loan originator experience required. Interacts with regional & corporate departments, as well as realtors, sales agents, builders, appraisers, etc. Demonstrated judgment and decision making ability. Excellent and effective presentation and communication skills, both verbal and written. Ability to quickly assess and process large amounts of data and use of appropriate AU software technology. Must be active in the community and in those job-related organizations to enhance the network of beneficial contacts. Continue to expand knowledge of issues influencing the industry and the organization. The above statements are intended to describe the general nature and level of work being performed by individuals in, or assigned to, the above position and are not intended to be construed as an exhaustive list of all responsibilities, duties and skills required, and may be changed at the discretion of the Company.