Mortgage Loan Originator
Loan Officer Job 39 miles from Des Plaines
Mortgage Loan Originator Time Type: Full time At Midland, we're proud to be a little different. You can see it in our bright orange signs-but there's more to it than that. With our heartfelt and personalized approach, we're focused on meeting every customer's needs with the brightest solutions.
For more than 140 years, we've learned by serving customers skillfully with dedication and follow-through, we can brighten every interaction to drive our collective success. And this goes beyond traditional banking.
We foster programs that empower our communities, continuously invest in our employees, and actively pursue brighter futures for all.
Our humble ambition keeps us growing, giving back, and looking ahead. We're innovating and optimizing our services to ensure we stay unique - providing strength you can count on with heart you can feel.
You might say we're unlike any other bank.
And you'd be right."
At Midland States Bank, base salary is one component of our Total Rewards program. Exact compensation is determined by factors such as (but not limited to) education, skills, internal equity, and experience. This position offers additional compensation in the form of short-term incentives (i.e. bonus and/or commission) and may include long-term incentives (i.e. stock awards). Benefits for this role include comprehensive healthcare, well-being benefits, paid family leave as well as generous paid time off. Total Rewards also include banking perks, an Employee Stock Purchase Plan, 401K plan with company match and may include the opportunity to participate in our Non-Qualified Deferred Compensation plan. Incentives and benefits are subject to eligibility requirements.
Salary Range: $48,500+ annually
Position Summary
Develops relationships and solicits business from referral partners such as realtors, builders, bank colleagues, attorneys, and CPAs. Primary responsibilities include the collecting and analyzing of prospect's income, assets and liabilities in in order to advise them on the most appropriate mortgage products as well as other products and services to meet their financial needs. This position is an individual contributor.
Primary Accountabilities
Responsible for the sales and origination of family residential loans within predetermined guidelines and rates set forth by the Bank and its investors.
Responds to customer's residential mortgage needs by analyzing their financial profile and identifying the appropriate mortgage program for them.
Follows-up with applicants and secures the necessary information to process and underwrite the loan; conducting site visits if needed.
Provides assistance to help potential borrowers successfully qualify for financing.
Consistently achieves volume and/or unit production targets.
Works cooperatively and constructively with a wide variety of people, cross-functional teams, community- based organizations, title companies and referral partners.
Actively cross-sells bank products where applicable.
Projects a positive attitude and act with integrity at all times.
Deliver “best-in-class” customer service.
Provides support at bank sponsored events.
Must adhere to pertinent state and federal laws and regulations, Company's Compliance Policy and external compliance requirements.
The role requires occasional travel for training and team meetings, and willingness to travel periodically, to locations within market as needed.
May require work in a Midland office to ensure collaboration and support of internal and external customers.
Maintain compliance with all applicable regulations including, but not limited to, the Bank Secrecy Act (BSA).
Other duties as assigned.
Position Qualifications
Education/Experience:
Bachelor's degree in business, finance, real estate, or related field preferred.
Ability to obtain NMLS State License or Federal NMLS Registration.
1+ years' experience in real estate and/or mortgage.
Strong entrepreneurial and business development/sales experience/skills.
Knowledge of FHA, FNMA and FHLMS underwriting guidelines.
Knowledge of mortgage compliance regulations.
Business acumen and judgment- bank mortgage products, policies, and procedures.
Needs analysis skills - analyzing information regarding customer income/debts, etc.
Interpersonal/Persuasive/Influencing and negotiation skills.
Competencies:
Business insight
Cultivates innovation
Drives results
Makes sound decisions
Being a brand champion
Collaborates
Communicates effectively
Customer focus
Being Authentic
Emotional Intelligence
Self development
Being flexible and adaptable
At Midland States Bank, we believe that when we can bring our whole selves to work each day, we become happier, more comfortable, more confident and more excited to do great things for our customers, each other and our company. We're proud to be an Equal Opportunity and Affirmative Action employer. At Midland, we recruit, employ, train, compensate and promote without regard to race, color, religion, gender, gender identity or expression, sexual orientation, national origin, genetics, disability, age, or veteran status. If you are looking for a place to grow, we encourage you to apply at Midland States Bank, because you belong here.
If you require reasonable accommodation in completing this application, interviewing, completing any pre-employment testing, or otherwise participating in the employee selection process, please direct your inquiries to Midland States Bank Human Resources at ****************.
THIS JOB DESCRIPTION DOES NOT CONSTITUTE A CONTRACT FOR EMPLOYMENT
Compensation details: 48500-48500 Yearly Salary
PI780ae5ee6f25-37***********2
Loan Officer - Hybrid
Loan Officer Job 18 miles from Des Plaines
Are you a tenacious outside sales Loan Officer with a passion for construction finance? Ready to take your career to new heights and be part of something truly exciting? Builders Capital, the nation’s largest private construction lender, is seeking a dynamic Loan Officer to join our fast-growing team. This is your chance to step into a thriving market at a pivotal moment in our company’s growth and bring your expertise to help fuel the future of construction financing.
We’re not your typical lender. Builders Capital is at the forefront of innovation in construction finance, and we're looking for a driven professional to help us continue our momentum. Our loan products are in high demand, and with our unmatched support, technology, and resources, you’ll have everything you need to succeed.
What You’ll Do:
Drive Outside Sales: Take the lead in outside sales by prospecting, networking, and building relationships with new and existing clients in the construction industry. Cultivate relationships with builders, architects, contractors, and other key industry players to create a steady pipeline of business. Your hustle and ability to establish connections in the field will be key to your success.
Originate a Range of Loan Products: Leverage your expertise to structure and originate a variety of loans including vertical construction, land development, bridge loans, and multifamily financing. You’ll bring the right solution to the table for each unique project.
Lead the Process from Start to Finish: From initial outreach to loan structuring, underwriting, approval, and closing, you will be the quarterback of the deal, working closely with our internal teams to ensure smooth and timely loan processing.
Consult and Advise: Provide expert guidance to borrowers on loan structuring, addressing their unique needs and ensuring they receive the best possible service. Your advice will help clients make informed, confident decisions throughout the entire process.
Develop and Execute Your Sales Plan: Build and execute a comprehensive outside sales strategy that includes networking, prospecting, marketing, and client relationship management. Own your success by setting clear goals and executing with precision.
Requirements
Experience: At least 2 years of experience in construction finance or residential/commercial mortgage lending, with a solid understanding of construction loan structures and processes.
Exceptional Communication Skills: You must be polished, professional, and able to clearly communicate with clients, internal teams, and external partners.
Problem-Solving Ability: We need someone who thinks outside the box to structure solutions that work for clients while mitigating risk.
Team Player: A collaborative mindset is a must. We thrive on cross-team collaboration to deliver the best results for our clients.
High Ethical Standards: Integrity is key to our success. You should have a strong commitment to doing what’s best for both the client and the company.
Adaptability: Builders Capital operates in a fast-paced, ever-changing environment, and we need someone who thrives under pressure and is ready to seize opportunities.
Benefits
Why You’ll Love It Here:
Innovative Environment: Be part of a forward-thinking company at the forefront of the construction finance industry, with access to cutting-edge technology and resources.
Work Flexibility: Enjoy a flexible work environment that allows you to balance professional success with your personal life.
National Impact: Join a nationwide operation making a significant impact on real estate development and home building across the U.S.
Health Insurance: Builders Capital pays 100% of your medical insurance premiums, offering both PPO and HSA plans.
Health Savings Account (HSA): We contribute annually to your HSA account, providing additional support for your healthcare needs.
Competitive Compensation: We offer competitive salaries that reflect your expertise and contributions.
Paid Time Off: Take time to recharge with 3 weeks of paid time off each year.
Paid Holidays: Enjoy 10 paid holidays annually to spend quality time with family, friends, or on personal interests.
Builders Capital is an Equal Opportunity Employers(EEO) and welcome all qualified applicants. This is a full-time, exempt position. The job description contained herein is not intended to be a comprehensive list of the duties and responsibilities of the position, which may change without notice.
Loan Originator - (South Region)
Loan Officer Job 10 miles from Des Plaines
Wintrust Mortgage was founded in 1981 to help customers achieve the American dream of homeownership and has since successfully navigated the ever-changing real estate market. As a full-service, federally chartered lender with offices located across the country, we're dedicated to providing customers with a wide range of mortgage products and have the capability to lend in all 50 states. To complement the basic conventional, FHA, and VA loan programs, we are uniquely positioned to meet the needs of the continually evolving market. Wintrust Mortgage is part of Wintrust, a financial services company with more than $66 billion in assets.
Why join us?
An award-winning culture! We are rated a Top Workplace by the Chicago Tribune (past 9 years) and Employee Recommended award by the Globe & Mail (past 6 years)
Comprehensive benefit package including medical, dental, vision, life, a 401k plan with a generous company match and tuition reimbursement to name a few
Family-friendly work hours
With 175+ community bank locations, we offer opportunities to grow and develop in your career
Promote from within culture
Why join this team?
We have a culture that encourages an entrepreneurial spirit
We offer multiple opportunities for development and upward mobility
Position Summary:
An employee in this position procures new mortgage transactions for the bank. The primary responsibility is to bring in new loan requests into the bank for processing. The Loan Originator is the primary contact for the loan applicant.
Essential Duties and Responsibilities:
The Loan Originator assembles and reviews a new application and matches the applicant with a mortgage program. The file is handled by the Mortgage Originator until it is time to request loan documents and closing is scheduled. By turning in the file at this point, the Loan Originator is able to go out and generate new business.
The Loan Originator assists the borrower in determining the proper loan program, completing the loan application and gathering the required supporting documentation to begin the loan process.
Conducts preliminary underwriting reviews.
Remains front line contact with the borrowers.
A credit report is obtained and analyzed by the Loan Originator.
The Loan Originator is heavily involved with the client during the application and closing process.
Develops referral relationships with realtors, builders, bankers and other sources in order to proactively solicit new business.
Qualifications:
Minimum two years of mortgage loan origination experience
Thorough knowledge of pricing and underwriting requirements of various mortgage products and programs.
Knowledge of residential mortgage processing, underwriting and closing procedures.
Thorough knowledge of federal lending regulations governing real estate lending, such as Truth-in-Lending, RESPA and others.
Ability to analyze financial information.
Excellent interpersonal and communication skills required.
Pleasant and professional demeanor is essential.
Work requires sound judgment and diplomacy.
Outlook proficiency required.
Requires National Mortgage Licensing System (NMLS) registration under the terms of the S.A.F.E Act of 2008
Ability to travel
Benefits:
Medical Insurance • Dental • Vision • Life insurance • Accidental death and dismemberment • Short-term and long term Disability Insurance • Parental Leave • Employee Assistance Program (EAP) • Traditional and Roth 401(k) with company match • Flexible Spending Account (FSA) • Employee Stock Purchase Plan at 5% discount • Critical Illness Insurance • Accident Insurance • Transportation and Commuting Benefits • Banking Benefits • Pet Insurance
Compensation:
The minimum estimated hourly rate for this role is $15.00, along with eligibility to earn monthly commissions. Actual pay rate may vary based on several factors, such as a candidate's location, qualifications, skills, and experience.
From our first day in business, Wintrust has been proud to serve a variety of unique communities and people from all walks of life. To build a company that reflects the communities we serve, we believe that fostering a unique and inclusive workplace where everyone feels valued and empowered to succeed will support our ongoing success. Wintrust Financial Corporation, including community banking and financial services subsidiaries, is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, age, national origin, disability, veteran status, genetic information, and other legally protected categories.
Loan Origination Specialist IV
Loan Officer Job 18 miles from Des Plaines
JobID: 210619350 JobSchedule: Full time JobShift: Base Pay/Salary: Chicago,IL $26.39-$36.05 Join our dynamic team at JPMorgan Chase and make a significant impact by enhancing client relationships and driving profitability. Apply today to be part of an exciting journey!
Job Summary:
As a Loan Origination Specialist IV in the Equipment Finance team, you will provide thoughtful, accurate, and timely customer response through strong written and verbal communications. Your role will be crucial in increasing our profitability by maintaining and strengthening our customers' bank relationship. You will work closely with Sales, Client, Relationship Managers, and Underwriters to document and book Equipment Finance transactions. Your ability to multi-task effectively, leverage internal resources, and maintain a strong attention to detail will be key in this role. This position offers the opportunity to work in a fast-paced, collaborative environment where your professional growth and development will be prioritized.
Job Responsibilities:
* Collaborate with Sales, Clients, Relationship Managers, and Underwriters to document and book Equipment Finance transactions.
* Process documentation for equipment finance loan/lease transactions with the Document Support Specialist.
* Engage with internal and external clients to manage expectations and gather necessary items for closing.
* Prepare and send documentation packages.
* Research Sales and PPT tax items.
* Ensure credit and asset conditions are met in compliance with guidelines.
* Work with Internal and External Legal counsel as needed for closing requirements.
* Prepare funding review packages.
* Contribute to projects aimed at improving current processes and procedures.
Required Qualifications, Capabilities, and Skills:
* Minimum of 2 years of Loan Documentation experience.
* Ability to multi-task effectively and leverage internal resources.
* Excellent verbal and written communication skills.
* Strong attention to detail and process orientation.
* Excellent organizational skills and ability to prioritize workload.
* Proficiency in Microsoft Word and Excel.
* Team player with a positive attitude and desire to be part of a collaborative environment.
* Demonstrated ability to work independently and solve problems in a fast-paced environment.
* Knowledge of basic accounting processes and procedures.
* Professional phone etiquette skills.
Preferred Qualifications, Capabilities, and Skills:
* Bachelor's degree.
* 2+ years' experience in Commercial Banking financial services.
* Paralegal certificate or experience.
* Equipment finance/equipment leasing experience.
* Experience with HotDocs/LeasePak is a plus.
Loan Processor & Customer Experience Coordinator
Loan Officer Job 18 miles from Des Plaines
Job Title: Loan Processor & Customer Experience Coordinator Pay: $41,600-$85,000 (Base salary + monthly bonuses) Schedule (Must be able to work the hours listed) : Monday: 12:00PM-8:00PM Tuesday: 12:00PM-8:00PM Wednesday: 9:00AM-8:00PM Thursday: 9:00AM-3:00PM
Saturday:
8:45AM-5:00PM
Join our team at
Berman Subaru
as a
Loan Processor & Customer Experience Coordinator (CEC)
- a role focused on loan processing, finance support, and delivering exceptional post-sale service. In this position, you'll support the dealership by processing purchase documents, coordinating with lenders, and ensuring our customers enjoy a seamless and satisfying ownership experience.
Key Responsibilities:
Loan Processing:
Finalize all deal paperwork, verify accuracy, and submit completed documents for funding. Monitor lender approvals and resolve discrepancies to ensure smooth and timely funding.
Customer Experience Support:
Follow up with sold customers to offer protection products and reach out to service clients with expiring warranties.
Love Encore Program:
Schedule and manage redelivery appointments with new Subaru owners, offering feature walkthroughs, system setup, and guidance on Subaru StarLink enrollment.
Administrative Tasks:
Maintain accurate records, support sales/finance teams, and handle CRM follow-ups including scheduling internet/phone/showroom-sourced appointments.
Company Benefits:
Competitive PTO Policy: Earn 2 weeks within your first year of employment!
Multiple Low-Cost Medical Insurance Options: As low as $43/week + FREE TelaHealth!
Low-Cost Dental, Vision & Life Insurance Options
Short Term & Long Term Disability Coverage
Fully PAID Training
401K Retirement Savings Plan
Automotive Service & Sales Discounts
Career Path and Opportunities for Advancement
Qualifications
Previous experience in automotive loan processing, BDC, or a similar dealership customer service/sales role is required
Must have Dealership experience
Detail-oriented and highly organized
Confident communicator with a customer-first mindset
Comfortable with digital tools, CRM systems, and document processing
Passionate about delivering a premium customer experience
Additional Information
All your information will be kept confidential according to EEO guidelines.
We are an equal opportunity employer and prohibit discrimination/harassment without regard to race, color, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state or local laws.
Consumer Loan Specialist
Loan Officer Job 10 miles from Des Plaines
Take your career to the next level! In the last few years our goal has been expansion, creating growth opportunities for many of our team members. Not only are we serious about growth, but we are also serious about helping our customers during hard financial times.
We take pride in providing solutions and offering a helping hand, not only to our customers but also to the communities we serve. As we continue to expand and grow into a national leader in consumer financing, we invite you to consider joining our team.
If you're passionate about making a meaningful impact in people's lives and bringing a personal touch to finance, we'd love to have you on board!
Regional Finance is hiring! We are looking for talented and driven individuals to join our team. Take the next step in your career and click that apply button!
Job Intro
The core of a Loan Specialist is being customer oriented. If you are interested in helping others in their time of need, then this is the career you have been looking for!
Why work at Regional?
Regional offers competitive pay! We do our best to show that we value our team members!
You are eligible for a monthly bonus. Who doesn't love a nice cash reward for their hard work?
You will have promotion opportunities. We love to train our Loan Specialists into future Branch Managers!
All full-time team members have access to our medical, dental, vision and 401(k) benefits!
Pays an average of $46,000, this amount can vary based on your location and cost of living adjustments!
Duties and responsibilities
Provide exceptional service to all customers.
Process credit loan applications and use product knowledge to present loan solutions to current and potential customers.
Maintain office cash with accuracy and proper security.
Grow account volume through good judgment and effective customer solicitations in the branch and by telephone.
Minimize delinquent debt through calling customers and collecting on past-due accounts.
Receive, track, and post all payments and fees to customer accounts in compliance with Company Policy.
Transport money and deposits to and from bank.
Other duties as assigned by leadership.
Minimum Qualifications
High School Diploma or Equivalent.
Prior customer service experience in either a sales/retail environment or cash management environment.
Must pass drug screen, criminal and credit background checks.
Valid Driver's License and access to a dependable automobile with liability insurance coverage.
Critical Competencies
Demonstrated passion for customer service.
Excellent written and verbal communication skills.
Customer service minded with a personality that relates well with a broad spectrum of people, including external customers, branch colleagues, and corporate co-workers.
Thrives in a pay for performance atmosphere.
Proven ability to multi-task.
High degree of integrity.
Sales mentality.
Adaptable to an ever-changing environment.
Working conditions
This position works in an office providing consumer loan products in person and over the phone. The typical working hours are 8:30am to 5:30pm Monday through Friday with some Saturdays required. Overtime may be required on an as needed basis and is at the discretion of upper management.
If you are a job applicant who resides in the state of California, please review our California Employee Privacy Policy at the following link: **************************************************************************************************
Regional is an equal opportunity employer and does not discriminate on the basis of race, color, religion, creed, national origin, sex (including pregnancy, childbirth, and related medical conditions), sexual orientation, gender identity, transgender status, age, disability, genetic information, veteran status, uniform service, or any other characteristic protected by applicable law (“Protected Characteristics”). Regional's policy of non-discrimination applies to all phases of the employment process and relationship, including, but not limited to, recruitment and selection; compensation and benefits; professional development and training; promotions and opportunities; transfers; social and recreational programs; layoff; and terminations.
Community Development Mortgage Loan Officer
Loan Officer Job 24 miles from Des Plaines
Old National Bank has been serving clients and communities since 1834. With approximately $70 billion in total assets, we are a regional powerhouse deeply rooted in the communities we serve. As a trusted partner, we thrive on helping our clients achieve their goals and dreams, and we are committed to social responsibility and investing in our communities through volunteering and charitable giving.
We continually seek highly motivated and talented individuals as our people are critical to our success. In return, we offer competitive compensation with our salary and incentive program, in addition to medical, dental, and vision insurance. 401K, continuing education opportunities and an employee assistance program are also included in our benefit suite. Old National also offers a variety of
Impact Network Groups
led by team members who are passionate about driving engagement, creating awareness of diverse backgrounds and experiences, and building inclusion across the organization. We offer a unique opportunity to join a growing, community and client-focused company that is firmly rooted in its core values.
Responsibilities
Old National Bank has an opportunity for a Community Development Mortgage Loan Originator. This position will focus on Community Reinvestment Act (CRA) and Multicultural Originations. The Community Development Mortgage Loan Originator is responsible for generating residential mortgages to Low to Moderate Income (LMI) communities, majority-minority communities, LMI individuals and minority individuals (e.g. Black or African American, Hispanic, American Indian and Asian/Hawaiian/Pacific Islander).
Salary Range
The salary range for this position is $00.00 - $60, 000 base/ plus commission per year. Final salary will be determined based on factors such as location, experience, skills and qualifications.
Essential Duties:
Originate mortgage loans to achieve production goals.
Self-source loans through established referral partners, community organizations, housing agencies, local business leaders, realtors and other referral sources.
Convert leads into applications, present personalized mortgage solutions, produce required disclosure and collect documents needed to satisfy loan conditions.
Manage pipeline from origination through closing and complete required management reports.
Consult with internal partners to ensure superior customer service delivery.
Utilize ONB reference tools and resources to provide accurate and up-to-date loan information to customers and business partners.
Promote home ownership focusing on properties located in majority-minority census tracts.
Coordinate and conduct home-buying training seminars for potential CRA and multicultural origination mortgage applicants.
Partner with community, non-profit and government agencies focused on affordable housing programs or minority communities.
Qualifications:
3-5 years of experience in the area of community and diversity mortgage loan origination.
Working knowledge of FHA, conventional and governmental lending guidelines; federal lending regulations; CRA, Multicultural and HUD income guidelines.
Must have competent computer skills.
Must have strong verbal and written communication skills.
Must have competent skills in organizational and time management along with the ability to multi-task.
Licenses/Certifications: must be eligible to register with the National Mortgage Licensing System and Registry (NMLS)
Old National is proud to be an equal opportunity employer focused on fostering an inclusive workplace and committed to hiring a workforce comprised of diverse backgrounds, cultures and thinking styles.
As such, all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, protected veteran status, status as a qualified individual with disability, sexual orientation, gender identity or any other characteristic protected by law.
We do not accept resumes from external staffing agencies or independent recruiters for any of our openings unless we have an agreement signed by the Director of Talent Acquisition, SVP, to fill a specific position
Our culture is firmly rooted in our core values.
We are optimistic. We are collaborative. We are inclusive. We are agile. We are ethical.
We are Old National Bank. Join our team!
We can recommend jobs specifically for you! Click here to get started.
If you're qualified for a position but need additional help with the application because of a disability, please email ************************** (This email will respond to accommodation requests only.)
Consumer Loan Funder - Hybrid
Loan Officer Job 18 miles from Des Plaines
In this role, you will ensure the efficient and accurate processing of loan funding requests. Verify loan documents, coordinate with various departments to ensure compliance, and facilitate the disbursement of funds. Serve as the final contact with the member to ensure an excellent member experience. Collaborate with third-party vendors to ensure timely recording of HELOC liens and assist with document reconciliation to confirm Alliant is listed as the lien holder for funded HELOC applications.
Responsibilities
Manage the funding pipeline and prioritize tasks to meet deadlines.
Send the loan documents for online and wet signature.
Review and audit the loan closing documents to ensure they are correct and fully executed and update the system for each funded loan.
Coordinate with underwriters, loan consultants, and other team members to ensure timely funding.
Responsible to set up automatic payments and process loan check reissues.
Fund direct loans according to policy and within the regulatory guidelines by verifying that documents are executed properly and are complete.
Prepare checks/advances for disbursements and assists with the wire transfer.
Ensure delivery of member correspondence loan and payment set-up, complete subordination requests for real estate loans and document transactions in the core loan system.
Work with the member, team and third-party vendors to resolve potential document issues that prevent lien recording. Prepare loan documents for mailing to third party for recording.
Remain current on industry trends and implement best practices that result in improved performance.
This role is hybrid requiring 4 days in the office and one day from home
Education:
Hight school or equivalent - Minimum
Years of Experience:
1 year - Closing, processing, customer service or related - Minimum
License/Certifications/Training:
Notary - Preferred
Compensation & Benefits:
Typical hiring range: $20.19 - $27.76 Hourly. Actual compensation will be determined using factors such as experience, skills & knowledge.
Additional Compensation: Annual Performance Bonus
Benefits: Alliant provides a benefits package including health care, vision, dental, and 401k with employer match.
Additional Benefits:
Paid parental leave
Employee discount programs
Time off including paid personal and sick days
11 paid holidays
Education reimbursement
*Note that eligibility and cost of benefits can vary depending on the number of regularly scheduled hours, and job status such as regular full-time, regular part-time, or temporary employment.
Adhere to and ensure compliance of all business transactions with policy and process of the Bank Secrecy Act. Ensures compliance with all applicable state and federal laws, company procedures and policies. Maintains integrity and ethics in all actions and conversations with or regarding credit union members and their accounts; complies with Privacy Act directives.
The responsibilities listed do not contain a comprehensive listing of activities, duties or responsibilities that are required of the employee for this position. Duties, responsibilities and activities may change at any time with or without notice.
Commercial Loan Processor
Loan Officer Job 18 miles from Des Plaines
Job Title: Commercial Loan Processor Job Type: Full-time Pay: Competitive $72,000 base salary per year
Benefits:
401(k) with matching
Dental insurance
Health insurance
Life insurance
Paid time off
Vision insurance
We are seeking a dedicated and detail-oriented Commercial Loan Processor to join our client's team. In this role, you will work closely with the Lending team to manage all aspects of loan review, due diligence, and documentation. You will serve as a liaison between the Borrower, Loan Officer, and Loan Operations, ensuring a smooth and efficient loan process.
Key Responsibilities:
Understand Credit Approval requirements and determine necessary due diligence for documenting loans, including credit reports, good standing certificates, appraisals, EPA reports, insurance, title commitments, flood determinations, and UCC searches.
Obtain and review all entity documents.
Prepare loan documentation using Laser Pro.
Communicate loan status with the Lending team and Borrowers.
Schedule closings and deliver loan documents to closing.
Collaborate with Loan Servicing for any loan funds needed and provide booking information.
Follow up to ensure timely return of original loan documents and verify that all documents are appropriately executed.
Scan all loan-related documentation into the imaging system.
Perform additional duties as required.
Qualifications:
Minimum of 5 years of experience documenting and closing Commercial Loans, including Commercial Real Estate and C&I Loans.
Proficient in Laser Pro and Microsoft Office.
Excellent organizational skills and ability to multi-task.
Strong verbal and written communication skills.
Familiarity with Fiserv Premier and/or Fiserv Cleartouch. Knowledge of Baker Hill is a plus.
Preferred Experience:
Fair Housing regulations: 1 year
Customer service: 1 year
Schedule: 8-hour shift, Monday to Friday
360 Talent Avenue is an Equal Opportunity Employer. We do not discriminate on the basis of race, religion, color, sex, gender identity, sexual orientation, age, non-disqualifying physical or mental disability, national origin, veteran, status or any other basis covered by appropriate law. All employment decisions are based on qualifications, merit, and business needs.
Commercial Loan Processor - To 70K - Chicago, IL - Job # 2672
Loan Officer Job 18 miles from Des Plaines
Our bank client is seeking to fill a Commercial Loan Processor role located in the Chicago, IL area. The position is responsible for the preparation, accuracy, and completeness of commercial loan packages, using the Bank's documentation system and procedures. The candidate will be processing and preparing commercial loan products, as assigned.
The opportunity has a generous salary of up to $70K and a full benefits package. (This is not a remote position.)
Commercial Loan Processor responsibilities include:
Processing commercial loan requests for both new and renewal loans using prescribed procedures and software.
Making an initial review of the loan approval (Profile), using information available on the loan processing software system and credit file, obtaining required information for underwriting, and preparing loan closing documents.
Preparing all necessary loan documents including Promissory Note, Business Loan Agreement, Construction Loan Agreement, Disbursement Request and Authorization, Resolutions, and Loan Checklist using information from the loan application, profile, and title policy.
Confirming loan approval authority as defined by bank policy; review and obtain an understanding of the loan transaction from the Loan Profile.
Determining that initial underwriting documentation is present according to the approval document.
Reviewing credit files and determining additional documentation needs to support underwriting requirements, such as entity papers, credit reports, purchase contracts, lien searches, title work, appraisal or evaluation, environmental questionnaire, survey, life insurance, and property liability insurance.
Ordering supporting documentation from approved vendors and working with loan officers or customers as needed.
Renewal loan processing includes entering the loan into loan software and working with the servicing loan officer to move the approved credit to close.
Communicating results of documentation review and any processing issues to the loan officer on a timely basis.
Balancing transactions and preparing all general ledger tickets and cashier's checks for disbursement.
Preparing wire forms, wire tickets, and authorizing wires for loan proceeds.
Processing loan file post-closing, including preparation and delivery of instruction letter and the closing packet to the title company if needed.
Assisting with additional loan operation roles, as requested or necessary.
Requirements
Who Are You?
You're someone who wants to influence your own development. You're looking for an opportunity where you can pursue your interests and your passion. Where a job title is not considered the final definition of who you are, but merely the starting point for your future.
You also bring the following skills and experience:
High School Diploma or equivalent required; two (2) year degree or higher preferred.
Two or more years of experience in commercial loan document preparation and/or document processing.
Understanding of the required documentation for commercial term loans and lines of credit and the associated collateral documentation.
Ability to prioritize work on complex loan transactions to meet scheduled loan closing dates.
Knowledge of compliance requirements for commercial borrowers.
Knowledge of related state and federal lending and compliance laws and regulations, and other Bank lending policies.
Highly accurate data entry skills and a strong level of skill working with a variety of PC and internet applications, including LaserPro, Excel, Word, and PowerPoint, and the ability to navigate key industry-specific Internet sites.
Strong multi-tasking, time management, thoroughness, and accuracy skills required.
Solid communication and organizational skills with a focus on teamwork and cooperation.
A high level of confidentiality is required.
Ability to work under deadlines with frequent interruption.
Benefits
The opportunity has a generous salary of up to $70K and a full benefits package. (This is not a remote position.)
Loan Officer Associate
Loan Officer Job 18 miles from Des Plaines
We are Lennar Lennar is one of the nation's leading homebuilders, dedicated to making an impact and creating an extraordinary experience for their Homeowners, Communities, and Associates by building quality homes and providing exceptional customer service, giving back to the communities in which we work and live in, and fostering a culture of opportunity and growth for our Associates throughout their career. Lennar has been recognized as a Fortune 500 company and consistently ranked among the top homebuilders in the United States.
Join a Company that Empowers you to Build your Future
The Loan Officer Associate assists Loan Officers while developing skills and knowledge to become a Loan Officer in the future. The Loan Officer Associate will complete various on-line and classroom educational sessions while receiving operational and hands-on training by assisting the Loan Officer and Division Managers.
* A career with purpose.
* A career built on making dreams come true.
* A career built on building zero defect homes, cost management, and adherence to schedules.
Your Responsibilities on the Team
* Learning Development: Participate in formal training programs provided by the company. These programs cover various aspects of lending, including understanding different types of loans, assessing creditworthiness, and navigating the loan approval process. Train with manager on mortgage rate sheets in order to learn to accurately price and lock loans. Review various daily/weekly/monthly reports to learn the overall mortgage process from application to closing.
* Continuous Education and Licensure: Successfully complete testing for mortgage licensing and appropriate state licensing as needed. Maintain up-to-date knowledge of RESPA through continuing education courses.
* Support and Coordination: Update the loan application with any missing data. Maintain notes within the Loan Origination System to ensure complete exchange of information. Occasionally provide initial set up of the file.
* Business Development and Customer Relations: Participate in builder and realtor functions to develop and maintain relationships. Work with Division Manager and Loan Officers on local marketing campaigns.
* Customer-Centric Approach: Ensure that borrowers can easily reach out through various channels (phone, email, chat) and receive prompt responses. Act as a primary contact between our borrowers and their Loan Officers, schedule and conduct meetings as needed, to discuss any follow-up issues or items that need to be addressed.
* Collaboration and Flexibility: Assist processors and closers in procuring loan documents from borrowers and other entities as needed. Engage and assist internal associates through various channels (phone, email, chat) and receive a prompt response. Flexible schedule, including weekends and evenings as needed.
Requirements
* High school diploma or equivalent
* BA or BS preferred
* Mortgage or banking experience (preferred)
* Experience in articulating product or service features, benefits, and value
* A genuine passion for going above and beyond to ensure customer satisfaction
* Exceptional organizational abilities, keen attention to detail, and the ability to manage multiple priorities.
* Proficient in using standard office software (e.g., Microsoft Office Suite)
* Valid driver's license and reliable transportation
Physical & Office/Site Presence Requirements:
Regular, in-person attendance at Company communities/job sites and offices during regular work hours is an essential function of this job. Requires the ability to work in excess of eight hours per day in the confined quarters of a construction trailer, the ability to operate a motor vehicle, read plans, climb stairs and ladders, bend, stoop, reach, lift, move and/or carry equipment which may be in excess of 50 pounds. Job may require occasional operation of construction equipment. Finger dexterity may be required to operate a computer keyboard and calculator.
* This information is intended to be a general overview and may be modified by the company due to factors affecting the business.
General Overview of Compensation & Benefits:
We reasonably expect the base compensation offered for this position to range from an hourly rate of $14.00 - $21, subject to adjustment based on business-related factors such as employee qualifications, geographic pay differentials (e.g., cost of labor/living, etc.), and operational considerations.
* This position may be eligible for bonuses.
* This position may be eligible for commissions.
* This position will be eligible for the described benefits listed in the above section in accordance with Company Policy.
* This information is intended to be a general overview and may be modified by the Company due to factors affecting the business.
Life at Lennar
At Lennar, we are committed to fostering a supportive and enriching environment for our Associates, offering a comprehensive array of benefits designed to enhance their well-being and professional growth. Our Associates have access to robust health insurance plans, including Medical, Dental, and Vision coverage, ensuring their health needs are well taken care of. Our 401(k) Retirement Plan, complete with a $1 for $1 Company Match up to 5%, helps secure their financial future, while Paid Parental Leave and an Associate Assistance Plan provide essential support during life's critical moments. To further support our Associates, we provide an Education Assistance Program and up to $30,000 in Adoption Assistance, underscoring our commitment to their diverse needs and aspirations. From the moment of hire, they can enjoy up to three weeks of vacation annually, alongside generous Holiday, Sick Leave, and Personal Day policies. Additionally, we offer a New Hire Referral Bonus Program, significant Home Purchase Discounts, and unique opportunities such as the Everyone's Included Day. At Lennar, we believe in investing in our Associates, empowering them to thrive both personally and professionally. Lennar Associates will have access to these benefits as outlined by Lennar's policies and applicable plan terms. Visit Lennartotalrewards.com to view our suite of benefits.
Join the fun and follow us on social media to see what's happening at our company, and don't forget to connect with us on Lennar: Overview | LinkedIn for the latest job opportunities.
Lennar is an equal opportunity employer and complies with all applicable federal, state, and local fair employment practices laws.
Loan Origination Specialist IV
Loan Officer Job 18 miles from Des Plaines
This role is an excellent opportunity to provide thoughtful, accurate and timely customer response through strong written and verbal communications, increasing JPMorgan Chase profitability by maintaining and strengthening our customers' bank relationship.
Job Summary:
As a Loan Origination Specialist IV within JPMorgan Chase, you will be responsible for delivering accurate and timely responses to our customers through effective written and verbal communication. Your role will be pivotal in enhancing our profitability by nurturing and strengthening our customer relationships. You will collaborate closely with Sales, Client, Relationship Managers, and Underwriters to document and process Equipment Finance transactions. Your ability to manage multiple tasks, utilize internal resources effectively, and maintain meticulous attention to detail will be crucial in this role. This position provides an opportunity to thrive in a dynamic, team-oriented environment where your professional growth and development are of utmost importance.
Job Responsibilities:
Works with Sales, Client, Relationship Managers and Underwriters to document and book Equipment Finance transactions
Process the documentation process for equipment finance loan/lease transactions in partnership with the Document Support Specialist
Engages with internal and external clients to manage expectations and gather necessary items for closing.
Prepares and sends documentation packages.
Research Sales and PPT tax items
Ensures credit and asset conditions are met in compliance with guidelines.
Works with Internal and External Legal counsel as needed for closing requirements.
Prepares funding review packages
Works on projects as needed to improve current processes and procedures.
Required qualifications, capabilities, and skills:
Minimum of 2 years of Loan Documentation or doc creation experience
Ability to multi-task effectively and leverage internal resources
Excellent verbal and written communication skills
Strong attention to detail and strong process orientation
Excellent organizational skills and ability to prioritize work load
Excellent Microsoft Word and Excel Skills
Team player with a positive attitude and desire to be part of a collaborative environment
Demonstrated ability to work independently and solve problems in a fast paced environment
Knowledge of basic accounting processes and procedures
Professional phone etiquette skills
Preferred qualifications, capabilities, and skills:
Bachelor's degree
2+ years' experience in Commercial Banking financial services
Paralegal certificate or experience
Equipment finance\equipment leasing experience
HotDocs\LeasePak experience a plus
Consumer Loan Specialist
Loan Officer Job 22 miles from Des Plaines
SUMMARY: Assist with all aspects of consumer loan processing in addition to general office management.
ESSENTIAL FUNCTIONS:
Inputs, processes and analyzes phone, internet and Lending Solutions Inc. (LSI) auto, personal and Visa applications
Processes and distributes instant approved loans
Handles loan denials and mails Notice of Adverse Action for Visa
Processes event tickets
Processes relationship manager requests
Performs Visa functions to include maintenance, opening of accounts, respond to incoming Visa tickets, answering member inquires and returned statements
Audits all Visa/Consumer loan applications for accuracy and reports findings to Consumer Loan Manager
Assists with title processing, questions and calls
Prepares documents for review and imaging
Answers and processes member inquiries regarding transactions, maintenance and status of their loan
Assists members with State National inquiries
Processes GAP claims
Processes disability/life claims
Actively cross-sells and promotes credit union products and services
Other duties as may be assigned
QUALIFICATIONS:
Education Required: High School Diploma or equivalent (GED)
Experience Required: One (1) year of customer service or retail sales experience
Experience Preferred: Two (2) years of customer service experience in the processing of consumer loans and visa
Knowledge, Skills and Abilities (KSAs):
Ability to perform job functions independently
Ability to work as part of a team
Ability to verbally communicate effectively with internal and/or external members
Ability to use computers and job-specific technology/software efficiently
Maintains confidentiality
Performs responsibilities with composure, quality and accuracy under stress of deadlines/requirements
The base pay for this position is $17.96 to $29.93 per hour. In specific locations, the pay range may vary from the range posted. Click here to learn more about ALEC and our benefits.
Loan Processor
Loan Officer Job 26 miles from Des Plaines
Wintrust provides community and commercial banking, specialty finance and wealth management services through its 16 bank charters and nine non-bank businesses. Wintrust delivers the sophisticated solutions of a large bank while staying true to the relationship-focused, personalized service of our community banking roots. We serve clients in all 50 states with more than 200 branch banking locations in Illinois, southwestern Florida, northwestern Indiana, west Michigan and southern Wisconsin and commercial banking offices in Chicago, Denver, Milwaukee, Grand Rapids, Mich., and in key branch banking locations throughout Illinois. Our people are the heart of our business and we are proud to rank consistently as a top place to work. Wintrust is a $66 billion financial institution based in Rosemont, Illinois, and listed on the NASDAQ Global Select Market under the symbol “WTFC.”
Why join us?
An award-winning culture! We are rated a Top Workplace by the Chicago Tribune (past 11 years) and Employee Recommended award by the Globe & Mail (past 6 years)
Competitive pay and annual discretionary bonus eligible
Comprehensive benefit package including medical, dental, vision, life, a 401k plan with a generous company match and tuition reimbursement to name a few
Family-friendly work hours
With 200+ community bank locations, we offer opportunities to grow and develop in your career
Promote from within culture
The Loan Processor is responsible for providing support to the lending staff through multiple functions associated with pre-closing and post-closing due diligence activities. In this role, you will work closely with the RM's, underwriting, operational groups, to obtain information, forms and documents needed to process approved loan applications, while examining these documents to ensure compliance with internal and regulatory standards and closing deadlines.
What You'll Do
Perform a broad variety of loan service functions from loan application through loan closing
Manage and coordinate documentation requests, order due diligence, and coordinate with cross-functional partners including Loan Operations, Lenders, Clients for loan closings
Ensure all documents/financial/due diligence items are uploaded into ImageCentre (aka FCM); maintain current loan files and records
Provide Lender and client support as it relates to information maintained on the loan system, such as rates, payments, billings, and account history
Internal communication across departments, assist with obtaining servicing information, and with loan related projects as assigned
Qualifications:
Minimum 1-3 years' consumer or commercial loan servicing preferred
Bachelor degree preferred
Exceptional customer service skills
Knowledge and understanding of various loan documents, banking processing standards, best practices, and audit control procedures
Strong verbal and written communication skills
High level of organization and time-management with keen attention to detail and the ability to respond quickly to changes in priorities and tasks
Proficient in MS Office including Excel and Word
Familiarity with FIS preferred, but not required
Benefits
Medical Insurance • Dental • Vision • Life insurance • Accidental death and dismemberment • Short-term and long-term Disability Insurance • Parental Leave • Employee Assistance Program (EAP) • Traditional and Roth 401(k) with company match • Flexible Spending Account (FSA) • Employee Stock Purchase Plan at 5% discount • Critical Illness Insurance • Accident Insurance • Transportation and Commuting Benefits • Banking Benefits • Pet Insurance
Compensation
The estimated hourly rate for this role is $20.19 - $26.44, along with eligibility to earn an annual bonus. Actual pay rate may vary based on several factors, such as a candidate's qualifications, skills, and experience.
#LI-ONSITE
#LI-KP1
From our first day in business, Wintrust has been proud to serve a variety of unique communities and people from all walks of life. To build a company that reflects the communities we serve, we believe that fostering a unique and inclusive workplace where everyone feels valued and empowered to succeed will support our ongoing success. Wintrust Financial Corporation, including community banking and financial services subsidiaries, is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, age, national origin, disability, veteran status, genetic information, and other legally protected categories.
Cadillac Loan Processor
Loan Officer Job 15 miles from Des Plaines
Automotive Loan Processor / Automotive Finance Assistant: Organizes, gathers and processes customer documentation for sales. Essential Duties include the following. Other duties may be assigned. Receives cash, checks and credit card payments from customers; records amount received.
Makes change and issues receipts to customers.
Files within appropriate file system all dealership forms, records, reports, correspondence, or other important material.
Establishes and maintains good working relationships with several finance sources, including the manufacturer.
Processes finance and lease deals accurately and fairly through financial sources to secure approval.
Provides refunds or credit memorandums to customers for returned merchandise or as directed by managers.
Works with department managers to keep abreast of new products and services offered, their features and value, and any changes in price.
Completes paperwork necessary for vehicle sales and leases in a timely and efficient manner.
Checks all paperwork for correct title, lien information, taxes, etc., before forwarding to accounting.
Acquires and maintains current state insurance license, completing continuing credit insurance education as needed.
Answers customer questions about service performed or products purchased, or refers them to someone who can.
Processes all federal, state, and dealer paperwork related to vehicle transaction.
Verify customer insurance requirements.
Ensures collection of all finance and insurance fees.
Processes all credit applications.
Maintains an adequate and current supply of all required contracts and paperwork needed for completion and finalization of car deals
Conducts business in an ethical and professional manner.
Provides clerical and secretarial assistance to departments as needed.
Maintains a professional appearance.
Keeps work area neat and clean.
Performs other duties as assigned.
$17 - $19 an hour
Murgado Automotive Group is an equal opportunity employer. Murgado Automotive Group does not discriminate in employment on account of race/ethnicity, color, religion, national origin, gender, sexual orientation/transgender status, age disability, martial/parental status, citizenship status, military status, political affiliation and/or beliefs, pregnancy, order of protection status or other non-merit status.
We are an employer who participates in the E-verify program with the Department of Homeland and Security.
Loan Processor
Loan Officer Job 18 miles from Des Plaines
pFounded in early 2008, Fay Servicing is committed to providing innovative servicing solutions for both performing and non-performing mortgage loans. As a specialty mortgage servicer who sees the customer behind every loan, we understand that our customers aren't loan numbers - they're homeowners./p
pBefore founding our company, we conducted an exhaustive analysis of the mortgage servicing industry and gained valuable insight into the problems facing mortgage servicers and their customers. With that insight, we set out to build a different kind of servicing company from the ground up./p
pCome join us on our journey to serve our customers and be the leader in our industry! We are currently looking for a strong Loan Processor/strong to join our team!/p
pThe Loan Processor is responsible for ensuring the timely and accurate packaging of all loans originated by the loan officers. This will include gathering information for each loan and take file from pre-approval to closing. He/she will input loan information into LOS, verifying completeness and compliance with company policies. Overall, the loan processor is preparing the application for submittal to underwriting./p
pstrong What you will do for Constructive Loans:/strong/p
ul
li Order and coordinate loan documents/li
li Provide the customer with timely and periodic status updates on their loan application/li
li Return all inquiry calls within one business day/li
li Establish, maintain, and update files, databases, records, and/or other documents for recurring internal reports/li
li Ensure that all customer files are complete and in compliance with regulatory agencies and internal policies/li
li Meet crucial deadlines as requested/li
li Analyze and record all incoming documents for compliance and loan eligibility./li
li Reviewing the complete file and ensuring the various documents in the file are in sync with all the others and the loan application on the system/li
li Following up on the status of the services ordered to ensure minimum delay from order to receipt/li
li Upon receipt of the loan decision from the underwriter, liaise with the various internal and external parties in order to address the additional requirements from the underwriter /li
li Verify and validate supporting income, assets, and liabilities. /li
li Review and verify credit reports. /li
li Maintain open communication with customers, real estate brokers, and loan officers to; ensure proper and timely processing and submission of mortgage applications. /li
li Update mortgage applications. /li
li Send and follow-up on verifications to employers, banks, creditors, etc. /li
li Provide status reports on each mortgage indicatingthe process to the loan officers./li
li Ability to review, analyze, and calculate qualifying income documentation from personal and business tax returns/li
li Knowledge of DU and LP systems/li
li Excellent written and verbal communication skills/li
li Versatility, flexibility, and a willingness to work within constantly changing priorities with enthusiasm/li
li Be a Team Player/li
/ul
pstrong What you will bring to Constructive Loans:/strong/p
ul
li High School Diploma or equivalent/li
li2 + years of experience in the mortgage industry preferred/li
li Encompass experience a plus/li
li Proven customer service skills/li
li Proficient computer skills, especially Microsoft Office applications/li
li Effective verbal and communication skills/li
li Ability to manage multiple tasks and projects simultaneously/li
li Must have proven experience processing FHA loans/li
li Strong understanding of GFE, TIL, and RESPA rules/li
li Proven ability to fund a minimum of 20 loans per month /li
/ul
pEquity and Inclusion are embedded into our way of working at Fay. We believe that the best ideas come from having a team that is diverse in backgrounds, experiences, and perspectives. We strive to ensure each of our employees feels valued, respected and included and is presented with equal opportunities to be successful here at Fay. We are proud to be an equal-opportunity workplace. The Fay Group and affiliated companies participate in E-Verify. For more information go to a href="https://nam10.safelinks.protection.outlook.com/?url=http%3A%2F%2Fwww.dhs.gov%2FE-Verifyamp;data=05%7C02%7Cmcarcione%40faygroup.com%7C3cd0e67a88f74cc493cc08dcde54f808%7Cd61ef6b08efd4c02b6930e73c725846a%7C0%7C0%7C**********23935092%7CUnknown%7CTWFpbGZsb3d8eyJWIjoiMC4wLjAwMDAiLCJQIjoiV2luMzIiLCJBTiI6Ik1haWwiLCJXVCI6Mn0%3D%7C0%7C%7C%7Camp;sdata=p%2BGghqh23fRoXuCqwuMY7MajLRmcziHlYspYFUWdIYY%3Damp;reserved=0" rel="noopener" target="_blank"*********************** E-Verify is a registered trademark of the U.S. Department of Homeland Security./p
Loan Originator - East Region
Loan Officer Job 10 miles from Des Plaines
Wintrust Mortgage was founded in 1981 to help customers achieve the American dream of homeownership and has since successfully navigated the ever-changing real estate market. As a full-service, federally chartered lender with offices located across the country, we're dedicated to providing customers with a wide range of mortgage products and have the capability to lend in all 50 states. To complement the basic conventional, FHA, and VA loan programs, we are uniquely positioned to meet the needs of the continually evolving market. Wintrust Mortgage is part of Wintrust, a financial services company with more than $66 billion in assets.
Why join us?
An award-winning culture! We are rated a Top Workplace by the Chicago Tribune (past 9 years) and Employee Recommended award by the Globe & Mail (past 6 years)
Comprehensive benefit package including medical, dental, vision, life, a 401k plan with a generous company match and tuition reimbursement to name a few
Family-friendly work hours
With 175+ community bank locations, we offer opportunities to grow and develop in your career
Promote from within culture
Why join this team?
We have a culture that encourages an entrepreneurial spirit
We offer multiple opportunities for development and upward mobility
You come to join focused, highly collaborative team at a great company
As the Loan Originator, primary responsibilities include:
Use interpersonal and communication skills to generate referral business, leads and relationships with individuals, existing clients, past clients and Real Estate professionals.
Participate in training for marketing, sales, and scenario techniques to effectively sell, package and close consumer mortgages.
Take thorough and complete loan applications; analyze and prequalify applicant information to determine viability of the client's desired loan program.
Pull and analyze credit and compare for accuracy with the borrower's statements.
Provide guidance and information relevant to the risks and benefits of each program the applicant is qualified for.
Effectively communicate the terms of each product and ensure all documents necessary are signed by the borrower.
Provide the loan package to the loan processor for review. Work with the loan processor to provide any additional documentation as necessary and required by underwriting to clear conditions and close the loan.
Job Requirements:
Must meet all NMLS requirements.
Must have superior interpersonal, organizational, communication (both written and oral), and telephone etiquette skills.
Must be a self starter, motivated, energetic, with excellent time-management skills.
Minimum of 3 years mortgage banking experience.
Benefits:
Medical Insurance • Dental • Vision • Life insurance • Accidental death and dismemberment • Short-term and long term Disability Insurance • Parental Leave • Employee Assistance Program (EAP) • Traditional and Roth 401(k) with company match • Flexible Spending Account (FSA) • Employee Stock Purchase Plan at 5% discount • Critical Illness Insurance • Accident Insurance • Transportation and Commuting Benefits • Banking Benefits • Pet Insurance
Compensation:
The minimum estimated hourly rate for this role is $15.00, along with eligibility to earn monthly commissions. Actual pay rate may vary based on several factors, such as a candidate's location, qualifications, skills, and experience.
From our first day in business, Wintrust has been proud to serve a variety of unique communities and people from all walks of life. To build a company that reflects the communities we serve, we believe that fostering a unique and inclusive workplace where everyone feels valued and empowered to succeed will support our ongoing success. Wintrust Financial Corporation, including community banking and financial services subsidiaries, is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, age, national origin, disability, veteran status, genetic information, and other legally protected categories.
Loan Origination Specialist IV
Loan Officer Job 18 miles from Des Plaines
This role is an excellent opportunity to provide thoughtful, accurate and timely customer response through strong written and verbal communications, increasing JPMorgan Chase profitability by maintaining and strengthening our customers' bank relationship.
**Job Summary:**
As a Loan Origination Specialist IV within JPMorgan Chase, you will be responsible for delivering accurate and timely responses to our customers through effective written and verbal communication. Your role will be pivotal in enhancing our profitability by nurturing and strengthening our customer relationships. You will collaborate closely with Sales, Client, Relationship Managers, and Underwriters to document and process Equipment Finance transactions. Your ability to manage multiple tasks, utilize internal resources effectively, and maintain meticulous attention to detail will be crucial in this role. This position provides an opportunity to thrive in a dynamic, team-oriented environment where your professional growth and development are of utmost importance.
**Job Responsibilities:**
+ Works with Sales, Client, Relationship Managers and Underwriters to document and book Equipment Finance transactions
+ Process the documentation process for equipment finance loan/lease transactions in partnership with the Document Support Specialist
+ Engages with internal and external clients to manage expectations and gather necessary items for closing.
+ Prepares and sends documentation packages.
+ Research Sales and PPT tax items
+ Ensures credit and asset conditions are met in compliance with guidelines.
+ Works with Internal and External Legal counsel as needed for closing requirements.
+ Prepares funding review packages
+ Works on projects as needed to improve current processes and procedures.
**Required qualifications, capabilities, and skills:**
+ Minimum of 2 years of Loan Documentation or doc creation experience
+ Ability to multi-task effectively and leverage internal resources
+ Excellent verbal and written communication skills
+ Strong attention to detail and strong process orientation
+ Excellent organizational skills and ability to prioritize work load
+ Excellent Microsoft Word and Excel Skills
+ Team player with a positive attitude and desire to be part of a collaborative environment
+ Demonstrated ability to work independently and solve problems in a fast paced environment
+ Knowledge of basic accounting processes and procedures
+ Professional phone etiquette skills
**Preferred qualifications, capabilities, and skills:**
+ Bachelor's degree
+ 2+ years' experience in Commercial Banking financial services
+ Paralegal certificate or experience
+ Equipment finance\\equipment leasing experience
+ HotDocs\\LeasePak experience a plus
JPMorganChase, one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world's most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.
We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process.
We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.
JPMorgan Chase & Co. is an Equal Opportunity Employer, including Disability/Veterans
**Base Pay/Salary**
Chicago,IL $26.39 - $36.05 / hour
Loan Officer
Loan Officer Job 18 miles from Des Plaines
We are Lennar Lennar is one of the nation's leading homebuilders, dedicated to making an impact and creating an extraordinary experience for their Homeowners, Communities, and Associates by building quality homes and providing exceptional customer service, giving back to the communities in which we work and live in, and fostering a culture of opportunity and growth for our Associates throughout their career. Lennar has been recognized as a Fortune 500 company and consistently ranked among the top homebuilders in the United States.
Join a Company that Empowers you to Build your Future
A full-time, outside sales position responsible for seeking and developing relationships for new business sources both internally and externally. Meet with and interview prospective customers, brokers, NHCs, and other referral sources at homebuilding communities or other convenient locations to collect and analyze customer financial information, advise customers on the risks and benefits of various mortgage products, and help select the appropriate loan program within Lennar Mortgage roadmap. Obtain loan applications from customers and work with them to achieve loan approval.
* A career with purpose.
* A career built on making dreams come true.
* A career built on building zero defect homes, cost management, and adherence to schedules.
Your Responsibilities on the Team
* Support the Company's growth through outside sales activities and lead generation
* Travel to various communities, realtors' offices, and other appropriate locations on a regular basis (at least weekly) to solicit new business and/or leads from home builders
* Conduct "First Time Homebuyer Seminars" in communities on a regular basis to develop leads and build relationships with New Home Consultants and prospective/current
* Travel to and participate in builder and realtor functions, status meetings, phase releases, phone banks, special events, to develop and maintain relationships and customer service
* Travel to various communities and other appropriate locations to meet with prospective/current customers, explain the Company's offerings, obtain loan applications and other required documents, and attend closings
* Review leads daily and contact prospective customers via telephone and email to set up in-person/virtual meetings
* Originate and prepare new loans in accordance with the "Loan Officer" agreement, signed at the time of employment, to ensure all loans meet the guidelines of the Products and Policies manual for upfront
* Advise and recommend to the customer regarding the various mortgage loan products based on the customer's individual need
* Review interest rates as needed and lock all loans with the borrowers in accordance with the Secondary Marketing Pricing and Rate Lock Policies and Procedures manual, at least fifteen days prior to closing
* Provide assistance to New Home Consultants on pre-qualifications of customers to develop a pipeline for outside sales; provide status of loans as needed
* Meet or exceed closed loan capture rate, spot loan objectives for the division, and/or other established sales goals as determined by the Division Manager and based on annual business
* Maintain reports and notes within origination computer system regarding own prospects and customers to ensure complete exchange of information regarding loan application, loan status, conversations with customers, underwriting, lock in information, monthly projected closings, incentive, and expense
Requirements
* Four-year college degree (preferred)
* At least three years of Loan Originating experience
* Ability to maintain flexible work schedule, including evening and weekend work
* Valid driver's license and dependable transportation
* NMLS License required, or willing to obtain.
Physical & Office/Site Presence Requirements:
Regular, in-person attendance at Company communities/job sites and offices during regular work hours is an essential function of this job. Requires the ability to work more than eight hours per day in the confined quarters of a construction trailer, the ability to operate a motor vehicle, read plans, climb stairs and ladders, bend, stoop, reach, lift, move and/or carry equipment which may be in excess of 50 pounds. Job may require occasional operation of construction equipment. Finger dexterity may be required to operate a computer keyboard and calculator.
* This information is intended to be a general overview and may be modified by the company due to factors affecting the business.
General Overview of Compensation & Benefits:
We reasonably expect the base compensation offered for this position to range from an annual salary of $31,200.00 - $31,200, subject to adjustment based on business-related factors such as employee qualifications, geographic pay differentials (e.g., cost of labor/living, etc.), and operational considerations.
* This position may be eligible for bonuses.
* This position may be eligible for commissions.
* This position will be eligible for the described benefits listed in the above section in accordance with Company Policy.
* This information is intended to be a general overview and may be modified by the Company due to factors affecting the business.
Life at Lennar
At Lennar, we are committed to fostering a supportive and enriching environment for our Associates, offering a comprehensive array of benefits designed to enhance their well-being and professional growth. Our Associates have access to robust health insurance plans, including Medical, Dental, and Vision coverage, ensuring their health needs are well taken care of. Our 401(k) Retirement Plan, complete with a $1 for $1 Company Match up to 5%, helps secure their financial future, while Paid Parental Leave and an Associate Assistance Plan provide essential support during life's critical moments. To further support our Associates, we provide an Education Assistance Program and up to $30,000 in Adoption Assistance, underscoring our commitment to their diverse needs and aspirations. From the moment of hire, they can enjoy up to three weeks of vacation annually, alongside generous Holiday, Sick Leave, and Personal Day policies. Additionally, we offer a New Hire Referral Bonus Program, significant Home Purchase Discounts, and unique opportunities such as the Everyone's Included Day. At Lennar, we believe in investing in our Associates, empowering them to thrive both personally and professionally. Lennar Associates will have access to these benefits as outlined by Lennar's policies and applicable plan terms. Visit Lennartotalrewards.com to view our suite of benefits.
Join the fun and follow us on social media to see what's happening at our company, and don't forget to connect with us on Lennar: Overview | LinkedIn for the latest job opportunities.
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Consumer Loan Specialist
Loan Officer Job 22 miles from Des Plaines
Job Description
SUMMARY: Assist with all aspects of consumer loan processing in addition to general office management.
ESSENTIAL FUNCTIONS:
Inputs, processes and analyzes phone, internet and Lending Solutions Inc. (LSI) auto, personal and Visa applications
Processes and distributes instant approved loans
Handles loan denials and mails Notice of Adverse Action for Visa
Processes event tickets
Processes relationship manager requests
Performs Visa functions to include maintenance, opening of accounts, respond to incoming Visa tickets, answering member inquires and returned statements
Audits all Visa/Consumer loan applications for accuracy and reports findings to Consumer Loan Manager
Assists with title processing, questions and calls
Prepares documents for review and imaging
Answers and processes member inquiries regarding transactions, maintenance and status of their loan
Assists members with State National inquiries
Processes GAP claims
Processes disability/life claims
Actively cross-sells and promotes credit union products and services
Other duties as may be assigned
QUALIFICATIONS:
Education Required: High School Diploma or equivalent (GED)
Experience Required: One (1) year of customer service or retail sales experience
Experience Preferred: Two (2) years of customer service experience in the processing of consumer loans and visa
Knowledge, Skills and Abilities (KSAs):
Ability to perform job functions independently
Ability to work as part of a team
Ability to verbally communicate effectively with internal and/or external members
Ability to use computers and job-specific technology/software efficiently
Maintains confidentiality
Performs responsibilities with composure, quality and accuracy under stress of deadlines/requirements
The base pay for this position is $17.96 to $29.93 per hour. In specific locations, the pay range may vary from the range posted. Click here to learn more about ALEC and our benefits.