Commercial Loan Officer
Loan Officer Job In Enid, OK
Job Details Enid Branch - Enid, OKDescription
Summary: This position is responsible for developing a loan portfolio as well as promoting the Bank and its other services available to potential customers. This position will evaluates and recommend approval of customer applications for consumer, commercial and agricultural loans, generate referrals and develop relationships with new and existing clients. This position will be responsible for helping to manage the portfolio of the branch and assist with credit analysis of new clients.
Essential Duties and Responsibilities include the following: (Other duties may be assigned)
Adheres to Loan Policy and Procedures set forth by the bank.
Gather pertinent information for loan application, interview applicant to determine loan requirements, and requests applicant credit reports, reference checks, and other information relevant to evaluating credit.
Analyzes applicant financial status, credit, and asset evaluation to determine feasibility of granting loan.
Compiles loan package and facilitates negotiation of loan structure with applicant, including fees, loan repayment options, and other credit terms.
Ensures loan agreements are complete and accurate according to establishment policy.
Assures timely loan closing and funding activities.
Identifies and analyzes potential loan markets to develop prospects for consumer loans.
Advises loan manager of external factors that may affect establishment lending policies, such as new or revised legislation and regulations.
Promotes and cross-sells other establishment products and services as appropriate to customer requirements.
Develops credit summary information for use by lending officers or committees in making lending decisions on new, renewal, and extension loans.
Reviews all pertinent credit and financial information, including reporting services, credit bureaus.
Determines the need for more thorough investigation or additional information, and contacts appropriate sources for such information.
Analyzes financial statements (historical, budget, and projected financials) and related materials.
Prepares summary, presents facts, and offers opinions concerning credit worthiness and ability to service debt to loan officers or committees.
Periodically reviews all credit, loan and collateral files to ensure that information is current and reports any difficulties to the loan officers. Monitors files to assure that up-to-date financial statements, accounts receivable, aging and other items are available for all credits requiring such information and reports to the interested party.
Assist in other credit risk management functions such as loan review, construction loan monitoring, borrower base review, and other related items.
Qualifications
Education and/or Experience
Bachelor's degree in a related field, such as finance or business administration; or three-five years related experience in a commercial credit analyst role and/or training; or equivalent combination of education and experience. Preferred previous experience with CRE and C&I with demonstrable understanding of CAPEX, EBITDA, CAP rate and other financial analysis functions.
Ability
Ability to solve practical problems and deal with a variety of concrete variables in situations where only limited standardization exists. Ability to interpret a variety of instructions furnished in written, oral, diagram, or schedule form.
Skills
Ability to read, analyze, and interpret technical procedures and/or governmental regulations. Ability to write reports, business correspondence, and procedure manuals. Ability to effectively present information and respond to questions from other employees, customers and the general public. Ability to calculate basic math figures and amounts. Ability to apply concepts of basic algebra and geometry. To perform this job successfully, an individual should have knowledge of Microsoft Internet Explorer and Microsoft Office software.
Physical Demands
This position may require long periods of standing or sitting and may include long periods of typing and repetitive motion. Candidates must possess the ability to lift and carry cash drawers, coin bags, and boxes sometimes weighing as much as 25 pounds. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
Work Environment
The work environment characteristics described here are representative of those an employee encounters while performing the essential functions of this job. The environment would be consistent with a typical business office with moderate noise, services open to the public and the ability to work in a confined area typically indoors.
All employees are required to attend training as required by GPNB as well as support the overall compliance program by complying with all laws, policies and procedures.
We are an Equal Opportunity Employer and do not discriminate against any employee or applicant for employment because of race, color, sex, age, national origin, religion, sexual orientation, gender identity, status as a veteran, and basis of disability or any other federal, state or location protected class.
Loan Originator NE - Lawrence
Loan Officer Job 227 miles from Enid
Under the direction of the Branch and/or Production Manager, markets and promotes PrimeLending products and services to its client base of realtors, builders, bank officers and potential and past clients. Performs office or non-manual work directly related to the management or general business operations of PrimeLending and its customers.
Responsibilities
Evaluates PrimeLending's and other loan products and services and determines which financial products best meet the customer's needs and financial circumstances.
Establishes and maintains relationships with realtors, bank officers, builders and new home sales representatives in order to develop and retain existing business; and by visiting subdivisions as required.
Markets and promotes PrimeLending's financial products;
Originators are expected to meet the Company's minimum production standards in funded units/volume on an ongoing basis each month, by taking complete and accurate loan applications, using PrimeLending's product set.
Monitors overall customer interaction and interfaces with all parties involved on each individual loan from application to closing, including but not limited to counseling and pre-qualifying potential home buyers.
Collects and analyzes information regarding the customer's income, assets, investments or debts.
Advises the customer regarding the advantages and disadvantages of different loan products.
Services existing customers and obtains all necessary support documents along with the appropriate fees and lock in information.
Oversees the loan process by monitoring loan status and ensures conformity with terms.
Communicates loan status to all interested parties, and obtains loan documentation after closing.
Presents terms and conditions of loans with customers.
Stays abreast of trends and developments in the local real estate market and competitive environment, as well as, changes in rules and regulations pertaining to private and government insured mortgages.
Maintains a professional image and adheres to standards consistent with company policies and procedures.
May supervise and direct the activities of other loan officer(s), loan officer assistant(s), or loan processor(s).
Other duties as assigned.
Qualifications
High school diploma or equivalent and appropriate licenses as required by state.
Valid driver's license and current automobile liability insurance.
A minimum of 12 months loan originator experience required.
Interacts with regional & corporate departments, as well as realtors, sales agents, builders, appraisers, etc.
Demonstrated judgment and decision making ability. Excellent and effective presentation and communication skills, both verbal and written.
Ability to quickly assess and process large amounts of data and use of appropriate AU software technology.
Must be active in the community and in those job-related organizations to enhance the network of beneficial contacts.
Continue to expand knowledge of issues influencing the industry and the organization.
The above statements are intended to describe the general nature and level of work being performed by individuals in, or assigned to, the above position and are not intended to be construed as an exhaustive list of all responsibilities, duties and skills required, and may be changed at the discretion of the Company.
Loan Collateral Specialist
Loan Officer Job 67 miles from Enid
Job Details Experienced Corporate Office - Oklahoma City, OK Full Time High School None Day Loan Operations DESCRIPTION
The Loan Collateral Specialist must have a thorough understanding of most types of loans and other related requirements and can independently act to meet those requirements. Gathers, compiles, and evaluates information, as well as obtains documents necessary to remove collateral exceptions and file liens. Works under minimal supervision while supporting the Commercial and Retail Banking functions. Has a thorough understanding of regulatory requirements and legal requirements for Oklahoma and Arizona.
PRIMARY DUTIES/RESPONSIBILITIES:
This list includes the current primary responsibilities of this position. It is not intended to be all-inclusive and is subject to change, as needed, for the purpose of operational efficiency.
Provides a high level of customer service when responding to Commercial Officers as well as Retail front-end staff.
Gathers and evaluates information from Commercial and Retail Bankers, regarding title policies, tax returns, collateral information, financial documents, etc.
Scans and indexes all loan document types to Synergy.
Proactively resolves Commercial and Retail collateral exceptions as well as other types of exceptions.
Sets up collateral tracking
Assists with tracking Insurance and force placing. Contacts insurance companies for Evidence of Insurance to clear exceptions
Files documents to perfect collateral such as lien entries, UCC-1 forms, UCC continuations, certified mailing of titles, determining filing location, and mailing real property documents to appropriate county and state to ensure the bank's security interests are perfected.
Mails adverse action and collection letters to applicants and clients.
Processes requests for verification of deposit and other credit inquiries.
Provides internal and external customer service from direct, emailed, faxed, or phone requests. This includes research and response in a timely, positive and professional manner.
Completes special projects as assigned by Loan Operations Management.
Must display a pleasant and friendly attitude, project sensitivity towards customers and fellow employees, and maintain a neat and clean professional appearance.
Performs other related duties as assigned.
QUALIFICATIONS
QUALIFICATIONS:
EXPERIENCE REQUIREMENTS:
Minimum of two years of experience in loan operations preferred.
An equivalent combination of education and/or experience may be substituted for the stated qualifications.
EDUCATION REQUIREMENTS:
High school degree or equivalent required.
Bachelor's degree preferred.
OTHER REQUIREMENTS (KNOWLEDGE, SKILLS, ABILITIES, CHARACTERISTICS):
Thorough knowledge of loan documentation and perfection/recording requirements.
Thorough knowledge of title policies, UCC guidelines, lien filing and mortgage/deed of trust filing.
Thorough knowledge of loan regulations including but not limited to the Real Estate Settlement Protection Act (Reg X), Truth in Lending Act (Reg Z), Equal Credit Opportunity Act (Reg B) and Fair Credit Reporting Act (Reg V).
Working knowledge of Bank's lending policies and procedures and banking operations functions.
Ability to read, comprehend and evaluate detailed and complex loan documents.
Ability to quickly learn new skills and apply to role.
Detail-oriented, high level of flexibility and adaptability, enabling individual to work in a fast-paced environment. Must be well-organized and display excellent time-management skills.
A positive attitude and excellent communication and interpersonal skills.
Exceptional understanding of needs to provide client focused service.
Ability to maintain high level of discretion and confidentiality.
Ability to work independently to resolve problems.
Proficient typing and computer skills. Proficient , including MS Word, Outlook and Excel.
Strong team focus with ability to work effectively in a team environment.
ADDITIONAL INFORMATION
SUPERVISORY RESPONSIBILITY: None
PHYSICAL REQUIREMENTS: Normal office environment
EOE Disability/VET
Commercial Loan Review and Escrow Specialist
Loan Officer Job 105 miles from Enid
A financial institution is seeking a Loan Review and Escrow Specialist to join its credit team. This role is key to ensuring the accuracy, compliance, and efficiency of loan documentation and escrow processes. Hours: Monday-Friday, 8:00 AM - 5:00 PM Pay Range: $65,000 - $85,000
Benefits Include:
Health insurance
401(k) with matching
Dental and vision insurance
Life insurance
Paid time off
Job Summary
The Loan Review and Escrow Specialist will:
Process and manage escrow accounts for consumer and commercial relationships.
Document and track exceptions using the imaging loan file system (Teslar).
Review final loan documents and files to ensure compliance with regulations.
Verify that loan document terms align with approved credit requests.
Process complex loan participation payments.
Handle loan advance requests from the lending team.
Oversee the booking/setup of new loans within the core system (FIS-Horizon XE).
Provide backup support for the Loan Document Preparation Team for new loans, renewals, modifications, and extensions using Compliance One.
Mortgage Loan Post-Closing Specialist
Loan Officer Job 93 miles from Enid
pspan style="font-weight: bold;"ROLE/spanbr/The Mortgage Loan Post-Closing Specialist works to complete any administrative tasks necessary to book and fund new mortgage loans. This position is responsible for selling and delivering loans to multiple investors, per investor guidelines, and any other tasks necessary to close out the new loan process./p
pbr/span style="font-weight: bold;"ESSENTIAL FUNCTIONS/spanbr/This position is responsible for the following functions:/p
pbr//p
pLoan Documentationbr/•Retrieve all necessary documentation on new closed loans from appropriate sources as required by bank policy and loan regulation for loan fundingbr/•Ensure required documentation is received, completed, and ready for loan funding for all mortgage loan closingsbr/•Input new and/or updated loan document images and information into database for tracking and reportingbr/•Prepare and submit documents for recording with appropriate county as neededbr/•Monitor and confirm the successful recording of documents such as deeds and mortgagesbr/•Follow up on outstanding documents or signatures post-closingbr/•Maintain accurate transaction files and update internal databases and tracking systemsbr/•Communicate with clients, lenders, real estate agents, and internal staff to resolve post-closing issuesbr/•Adhere to compliance standards and regulatory requirementsbr/•Manage grant submission process, including but not limited to the following: income worksheet completion, funding, monitoring of remaining spots and funds, training staff, and recertificationsbr/•Deliver loans to investors, ensuring loan is purchasedbr/•Package and sell closed mortgage loans to approved investors in the secondary marketbr/•Ensure loan meets investor eligibility and underwriting requirementsbr/•Prepare and submit investor delivery data, collateral documents, and shipping informationbr/•Maintain records and systems to track loan sales, margins, pricing, and profitability/p
pbr/Customer Servicebr/•Demonstrate a commitment to PBT's customer service philosophybr/•Provide courteous service to loan and deposit customers in person, over the phone, and through email communicationsbr/br/Various other responsibilities as assigned by supervisor/p
pbr/span style="font-weight: bold;"QUALIFICATIONS/spanbr/span style="font-weight: bold;"EDUCATION/CERTIFICATION:/span High School Diploma or equivalent requiredbr/span style="font-weight: bold;"REQUIRED KNOWLEDGE: /span Full knowledge of loan services offered by Peoples Bank and Trust, understanding of all PBT policies and procedures related to mortgage loan services provided, knowledge of reports required to maintain and track outstanding loansbr/span style="font-weight: bold;"EXPERIENCE REQUIRED:/span 2+ years banking experience preferredbr/span style="font-weight: bold;"SKILLS/ABILITIES:/span Attention to detail, strong written and verbal communication skills, self-motivation, self-management, ability to consistently follow through on tasks, problem solving, organized, analytical, interpersonal, customer relationship building, time management, computer literacy, strong ability to multi-task/p
pbr/span style="font-weight: bold;"PHYSICAL ACTIVITIES AND REQUIREMENTS OF THIS POSITION/spanbr/span style="font-weight: bold;"TALKING:/span Ability to speak effectively and communicate clearlybr/span style="font-weight: bold;"AVERAGE HEARING:/span Ability to hear average conversations at a standard level in an office environment around other customers and bank personnelbr/span style="font-weight: bold;"REPETITIVE MOTION:/span The employee is regularly required to type throughout the daybr/span style="font-weight: bold;"FINGER DEXTERITY:/span The employee is regularly required to use hands to type and maneuver a mousebr/span style="font-weight: bold;"AVERAGE VISION: /span Specific vision abilities required by this job include close vision, color vision, peripheral vision, depth perception and the ability to adjust focus with 20/20 vision (with or without the assistance of eyeglasses/contacts)br/span style="font-weight: bold;"PHYSICAL STRENGTH:/span The employee must occasionally lift and/or move up to 20 pounds (unassisted) as well as stand, sit, bend, kneel, squat, and walk for long periods of time/p
pbr/span style="font-weight: bold;"WORKING CONDITIONS/spanbr/General professional office environment with climate control. Adequate lighting. Required regular work attendance on Saturdays. Occasional additional hours outside of regular bank service hours to complete tasks./p
pbr/span style="font-weight: bold;"MENTAL ACTIVITIES AND REQUIREMENTS OF THIS POSITION/spanbr/REASONING ABILITY: Ability to deal with a variety of variables under only limited standardization.br/span style="font-weight: bold;"MATHEMATICS ABILITY:/span Strong numeric capabilities; Ability to add, subtract, multiply and divide in all units of measure using whole numbers and common fractions.br/span style="font-weight: bold;"LANGUAGE ABILITY:/span Ability to read, analyze, and interpret documents. Ability to communicate clearly./p
pbr/span style="font-weight: bold;"INTENT AND FUNCTION OF S/spanbr/s assist organizations in ensuring that the hiring process is fairly administered and that qualified employees are selected. They are also essential to an effective appraisal system and related promotion, transfer, layoff, and termination decisions. Well-constructed s are an integral part of any effective compensation system./p
pbr/All descriptions have been reviewed to ensure that only essential functions and basic duties have been included. Peripheral tasks, only incidentally related to each position, have been excluded. Requirements, skills, and abilities included have been determined to be the minimal standards required to successfully perform the positions. In no instance, however, should the duties, responsibilities, and requirements delineated be interpreted as all-inclusive. Additional functions and requirements may be assigned by supervisors as deemed appropriate./p
pbr/In accordance with the Americans with Disabilities Act, it is possible that requirements may be modified to reasonably accommodate disabled individuals. However, no accommodations will be made which may pose serious health or safety risks to the employee or others or which impose undue hardships on the organization./p
pbr/Job descriptions are not intended as and do not create employment contracts. The organization maintains its status as an at-will employer. Employees can be terminated for any reason not prohibited by law./p
Loan Specialist
Loan Officer Job 127 miles from Enid
Take your career to the next level! In the last few years our goal has been expansion, creating growth opportunities for many of our team members. Not only are we serious about growth, but we are also serious about helping our customers during hard financial times.
We take pride in providing solutions and offering a helping hand, not only to our customers but also to the communities we serve. As we continue to expand and grow into a national leader in consumer financing, we invite you to consider joining our team.
If you're passionate about making a meaningful impact in people's lives and bringing a personal touch to finance, we'd love to have you on board!
Regional Finance is hiring! We are looking for talented and driven individuals to join our team. Take the next step in your career and click that apply button!
Job Intro
The core of a Loan Specialist is being customer oriented. If you are interested in helping others in their time of need, then this is the career you have been looking for!
Why work at Regional?
* Regional offers competitive pay! We do our best to show that we value our team members!
* You are eligible for a monthly bonus. Who doesn't love a nice cash reward for their hard work?
* You will have promotion opportunities. We love to train our Loan Specialists into future Branch Managers!
* All full-time team members have access to our medical, dental, vision and 401(k) benefits!
* Pays an average of $41,000, this amount can vary based on your location and cost of living adjustments!
Duties and responsibilities
* Provide exceptional service to all customers.
* Process credit loan applications and use product knowledge to present loan solutions to current and potential customers.
* Maintain office cash with accuracy and proper security.
* Grow account volume through good judgment and effective customer solicitations in the branch and by telephone.
* Minimize delinquent debt through calling customers and collecting on past-due accounts.
* Receive, track, and post all payments and fees to customer accounts in compliance with Company Policy.
* Transport money and deposits to and from bank.
* Other duties as assigned by leadership.
Minimum Qualifications
* High School Diploma or Equivalent.
* Prior customer service experience in either a sales/retail environment or cash management environment.
* Must pass drug screen, criminal and credit background checks.
* Valid Driver's License and access to a dependable automobile with liability insurance coverage.
Critical Competencies
* Demonstrated passion for customer service.
* Excellent written and verbal communication skills.
* Customer service minded with a personality that relates well with a broad spectrum of people, including external customers, branch colleagues, and corporate co-workers.
* Thrives in a pay for performance atmosphere.
* Proven ability to multi-task.
* High degree of integrity.
* Sales mentality.
* Adaptable to an ever-changing environment.
Working conditions
This position works in an office providing consumer loan products in person and over the phone. The typical working hours are 8:30am to 5:30pm Monday through Friday with some Saturdays required. Overtime may be required on an as needed basis and is at the discretion of upper management.
If you are a job applicant who resides in the state of California, please review our California Employee Privacy Policy at the following link: **************************************************************************************************
Regional is an equal opportunity employer and does not discriminate on the basis of race, color, religion, creed, national origin, sex (including pregnancy, childbirth, and related medical conditions), sexual orientation, gender identity, transgender status, age, disability, genetic information, veteran status, uniform service, or any other characteristic protected by applicable law ("Protected Characteristics"). Regional's policy of non-discrimination applies to all phases of the employment process and relationship, including, but not limited to, recruitment and selection; compensation and benefits; professional development and training; promotions and opportunities; transfers; social and recreational programs; layoff; and terminations.
Mortgage Loan Processor
Loan Officer Job 105 miles from Enid
The mission of Oklahoma Central Credit Union is to make a difference in the lives of our employees, our members, and the communities we serve. We know we must make a difference in the lives of our employees for them to make a difference for our members and communities.
Your role:
You'll play an integral part within the lending department by being responsible for preparing and organizing the file and working in conjunction with the underwriters and Mortgage Loan Manager.
In this role you will:
Review mortgage application and verify the information documented in the loan origination system. Verify the accuracy of the Loan Estimate and re-disclose if necessary.
Ensure each loan is complete and ready for closing on the projected closing date to ensure loan is closed, disbursed and delivered within Investor requirements, within the Purchase and Sale Agreement and rate lock deadline.
Review supporting documentation for completeness and consistency with the information indicated on the loan application. Input missing or modified information into the loan origination system. Communicate discrepancies with information and documentation requirements with underwriter.
Validate information to ensure qualifications are consistent with OCCU and Investor underwriting guidelines.
Complete credit and appraisal analysis for the loan to ensure compliance with investor and regulatory requirements.
Contact vendors assigned to the loan application to obtain status of required documentation such as appraisal, flood certification and attorneys/title.
Responsible for running DU/AUS during loan process.
Maintain accuracy of the company's database by reviewing and updating information as it is received.
Document all communication related to the loan application in the conversation log.
Review all conditions of the loan approval and ensure all conditions are satisfied before submitting the loan for clear to close.
Update the pipeline/production report daily.
Prepare loan files according to government and credit union standards, following underwriting specifications.
Close loans within a timely manner, not exceeding rate lock expirations or reasonable member expectations.
Demonstrate compliance and maintain a good working knowledge of credit union policies and procedures, government regulations, and Mortgage Insurance Company underwriting requirements. This will require continued and ongoing research and education.
Commitment to Credit Unions' needs and maintain confidentiality at all times.
Comply with all security guidelines related to physical and information security.
Comply with the requirements of all Credit Union policies, procedures, and guidelines including but not limited to the Bank Secrecy Act, Anti-Money Laundering regulations as they relate to the position.
Some of the many reasons to join our team include:
Competitive pay - Cha-ching!
Work-life balance - Your family, hobbies, and life outside of work are important to us!
401 (k) retirement plan - You contribute to our future, so we contribute to yours!
Best-in-class healthcare coverage - Helping you stay healthy!
Generous PTO and federal holidays - We prioritize what matters!
Community Service - We believe in giving back to the community and you'll receive up to 40 hours of paid volunteer time off!
Requirements
Who we're looking for:
You are a self-starter with a can-do attitude. You are no stranger to a fast-paced environment and tight deadlines, and you are relentless in ensuring that work is completed through effective task management. You are patient and persistent and find innovative ways to solve problems. You are familiar with handling a full caseload of submissions of both purchases and refinances with various lock terms. You review submissions thoroughly, make sound loan decisions and work at an acceptable pace so as to avoid delays and/or extensions.
You'll need to have:
A high school education, GED or higher
2 or more years of related experience
Understanding of the legal, compliance and Investor requirements of residential mortgage products including experience with Fannie and Freddie Guidelines and FHA Guidelines
Even better if you have:
Home Equity experience
Encompass experience
Oklahoma Central Credit Union is proud to be an Equal Opportunity Employer and a drug-free workplace!
Consumer Loan Specialist
Loan Officer Job 145 miles from Enid
We service our communities by offering personal installment loans designed to help our customers get the money they need when they need it. The Consumer Loan Specialist assists both new and existing customers in the lending process. This position is a terrific opportunity to start your career and learn about consumer finance! Our team is goal driven and always strives for business growth, increased sales, and controlled delinquency.
If you are self-motivated, career oriented, and energized by delivering good customer service and hitting sales goals, then check out this opportunity!
Benefits:
Earn monthly bonuses
Medical, dental, and vision insurance effective day 1
401K with some company match
Paid Time Off
Employee Relief Fund
Hourly: $15.25 - $20.50
The base hourly range represents the low and high end of the anticipated hourly range for this position based on the state average. The actual base hourly offered for this full-time position will be determined by various factors, including but not limited to, location, skills, knowledge, competencies, and experience.
Hours: Full Time, Monday through Friday, 8:30am to 5:30pm with an occasional evening or Saturday.
Stories of Success
"I joined Heights Finance in 2010 as a CSR, with no prior experience in finance. Little did I know that this role would pave the way for a fulfilling career! Heights Finance genuinely values its team members and takes pride in promoting from within. Today, I am proud to serve as a District Manager, a position I moved into in 2021 - Also, a testament to the growth opportunities the company provides. The company offers excellent benefits, a set schedule that promotes work-life balance, and supportive leadership that ensures every team member feels valued. The company, also fosters an open culture, encouraging team members to share their ideas and suggestions. I truly love working here and am grateful for the incredible opportunities Heights Finance has provided."
~ Ashley S., District Manager - Alabama
"Since joining Heights Finance as a Branch Manager in 2013, I have enjoyed the benefit of internal transitions and promotions on multiple occasions. Transitioning from my original branch to a larger branch in a different demographic, to a middle-sized branch in a combination of demographics, assisted me with being prepared to take the next step in my career. As a result, of these experiences, I was qualified for a District Manager position in 2021. In 2024, I made a career change and with the support of my VPO, I was able to move into an Operations Trainer. During each transition, my supervisors worked to ensure I had the training, tools, and support needed to be successful and the level of camaraderie amongst my peers was unparalleled."
~ Jessica W., Operations Trainer - United States
Responsibilities
What you will be doing:
Greet and assist every customer in a professional manner
Marketing for new loans to existing and new customers through solicitation calls
Educate and upsell customers on all product offerings including loan options and insurance products
Process loan applications to determine customer eligibility
Work with past due customers to bring their account current through collection calls
Consumer Loan Specialist
Loan Officer Job 145 miles from Enid
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This position is /spanspan class="NormalTextRun SCXW9888724 BCX0"a terrific opportunity /spanspan class="NormalTextRun SCXW9888724 BCX0"to start your career and learn /spanspan class="NormalTextRun SCXW9888724 BCX0"about /spanspan class="NormalTextRun SCXW9888724 BCX0"consumer/spanspan class="NormalTextRun SCXW9888724 BCX0" finance!/spanspan class="NormalTextRun SCXW9888724 BCX0" Our team is goal driven and always strives for business growth, increased sales, and controlled delinquency. /span/spanspan class="EOP SCXW9888724 BCX0" data-ccp-props='{"134233118":false,"201341983":0,"335559739":0,"335559740":259}' /span/span/pp style="margin: 0px; padding: 0px; color: windowtext;"span data-ccp-props='{"134233118":false,"201341983":0,"335559739":0,"335559740":259}' style="margin: 0px; padding: 0px; font-size: 10pt; font-family: Verdana, Verdana_EmbeddedFont, Verdana_MSFontService, sans-serif;" /span/pp style="margin: 0px; padding: 0px; color: windowtext;"span data-contrast="auto" style="margin: 0px; padding: 0px; font-size: 10pt; font-family: Verdana, Verdana_EmbeddedFont, Verdana_MSFontService, sans-serif;"span style="margin: 0px; padding: 0px;"If you are self-motivated, career oriented, and energized by delivering good /spanspan style="margin: 0px; padding: 0px;"customer service/spanspan style="margin: 0px; padding: 0px;" and hitting /spanspan style="margin: 0px; padding: 0px;"sales goals/spanspan style="margin: 0px; padding: 0px;", then check out this opportunity!/span/spanspan data-ccp-props='{"134233118":false,"201341983":0,"335559739":0,"335559740":259}' style="margin: 0px; padding: 0px; font-size: 10pt; font-family: Verdana, Verdana_EmbeddedFont, Verdana_MSFontService, sans-serif;" /span/pp style="margin: 0px; padding: 0px; color: windowtext;"span data-ccp-props='{"134233117":false,"134233118":false,"201341983":0,"335559738":0,"335559739":0,"335559740":259}' style="margin: 0px; padding: 0px; font-size: 10pt; font-family: Verdana, Verdana_EmbeddedFont, Verdana_MSFontService, sans-serif;" /span/pp style="margin: 0px; padding: 0px; color: windowtext;"strongspan data-contrast="auto" style="margin: 0px; padding: 0px; font-size: 10pt; font-family: Verdana, Verdana_EmbeddedFont, Verdana_MSFontService, sans-serif;"span style="margin: 0px; padding: 0px;"Benefits:/span/span/strongspan data-ccp-props='{"134233117":false,"134233118":false,"201341983":0,"335559738":0,"335559739":0,"335559740":259}' style="margin: 0px; padding: 0px; font-size: 10pt; font-family: Verdana, Verdana_EmbeddedFont, Verdana_MSFontService, sans-serif;" /span/pul style="margin: 0px; padding: 0px; font-family: verdana;"li aria-setsize="-1" data-aria-level="1" data-aria-posinset="1" data-font="Symbol" data-leveltext=" " data-list-defn-props='{"335552541":1,"335559684":-2,"335559**************59**************69226":"Symbol","469769242":[8226],"469777803":"left","469777804":" ","469777815":"hybrid Multilevel"}' data-listid="1" style="margin: 0px 0px 0px 24px; padding: 0px; font-size: 10pt; font-family: Verdana, Verdana_MSFontService, sans-serif;"span data-contrast="auto" style="margin: 0px; padding: 0px; font-size: 10pt; font-family: Verdana, Verdana_EmbeddedFont, Verdana_MSFontService, sans-serif;"span style="margin: 0px; padding: 0px;"Earn monthly bonuses/span/spanspan data-ccp-props='{"134233117":false,"134233118":false,"201341983":0,"335559738":0,"335559739":0,"335559740":259}' style="margin: 0px; padding: 0px; font-size: 10pt; font-family: Verdana, Verdana_EmbeddedFont, Verdana_MSFontService, sans-serif;" /span/li/ulul style="margin: 0px; padding: 0px; font-family: verdana;"li aria-setsize="-1" data-aria-level="1" data-aria-posinset="1" data-font="Symbol" data-leveltext=" " data-list-defn-props='{"335552541":1,"335559684":-2,"335559**************59**************69226":"Symbol","469769242":[8226],"469777803":"left","469777804":" ","469777815":"hybrid Multilevel"}' data-listid="1" style="margin: 0px 0px 0px 24px; padding: 0px; font-size: 10pt; font-family: Verdana, Verdana_MSFontService, sans-serif;"span data-contrast="auto" style="margin: 0px; padding: 0px; font-size: 10pt; font-family: Verdana, Verdana_EmbeddedFont, Verdana_MSFontService, sans-serif;"span style="margin: 0px; padding: 0px;"Medical, dental, and vision insurance effective day 1/span/spanspan data-ccp-props='{"134233117":false,"134233118":false,"201341983":0,"335559738":0,"335559739":0,"335559740":259}' style="margin: 0px; padding: 0px; font-size: 10pt; font-family: Verdana, Verdana_EmbeddedFont, Verdana_MSFontService, sans-serif;" /span/lili aria-setsize="-1" data-aria-level="1" data-aria-posinset="2" data-font="Symbol" data-leveltext=" " data-list-defn-props='{"335552541":1,"335559684":-2,"335559**************59**************69226":"Symbol","469769242":[8226],"469777803":"left","469777804":" ","469777815":"hybrid Multilevel"}' data-listid="1" style="margin: 0px 0px 0px 24px; padding: 0px; font-size: 10pt; font-family: Verdana, Verdana_MSFontService, sans-serif;"span data-contrast="auto" style="margin: 0px; padding: 0px; font-size: 10pt; font-family: Verdana, Verdana_EmbeddedFont, Verdana_MSFontService, sans-serif;"span style="margin: 0px; padding: 0px;"401K with some company match/span/spanspan data-ccp-props='{"134233117":false,"134233118":false,"201341983":0,"335559738":0,"335559739":0,"335559740":259}' style="margin: 0px; padding: 0px; font-size: 10pt; font-family: Verdana, Verdana_EmbeddedFont, Verdana_MSFontService, sans-serif;" /span/lili aria-setsize="-1" data-aria-level="1" data-aria-posinset="3" data-font="Symbol" data-leveltext=" " data-list-defn-props='{"335552541":1,"335559684":-2,"335559**************59**************69226":"Symbol","469769242":[8226],"469777803":"left","469777804":" ","469777815":"hybrid Multilevel"}' data-listid="1" style="margin: 0px 0px 0px 24px; padding: 0px; font-size: 10pt; font-family: Verdana, Verdana_MSFontService, sans-serif;"span data-contrast="auto" style="margin: 0px; padding: 0px; font-size: 10pt; font-family: Verdana, Verdana_EmbeddedFont, Verdana_MSFontService, sans-serif;"span style="margin: 0px; padding: 0px;"Paid Time Off/span/spanspan data-ccp-props='{"134233117":false,"134233118":false,"201341983":0,"335559738":0,"335559739":0,"335559740":259}' style="margin: 0px; padding: 0px; font-size: 10pt; font-family: Verdana, Verdana_EmbeddedFont, Verdana_MSFontService, sans-serif;" /span/lili aria-setsize="-1" data-aria-level="1" data-aria-posinset="5" data-font="Symbol" data-leveltext=" " data-list-defn-props='{"335552541":1,"335559684":-2,"335559**************59**************69226":"Symbol","469769242":[8226],"469777803":"left","469777804":" ","469777815":"hybrid Multilevel"}' data-listid="1" style="margin: 0px 0px 0px 24px; padding: 0px; font-size: 10pt; font-family: Verdana, Verdana_MSFontService, sans-serif;"span data-contrast="auto" style="margin: 0px; padding: 0px; font-size: 10pt; font-family: Verdana, Verdana_EmbeddedFont, Verdana_MSFontService, sans-serif;"span style="margin: 0px; padding: 0px;"Employee Relief Fund/span/spanspan data-ccp-props='{"134233117":false,"134233118":false,"201341983":0,"335559738":0,"335559739":0,"335559740":259}' style="margin: 0px; padding: 0px; font-size: 10pt; font-family: Verdana, Verdana_EmbeddedFont, Verdana_MSFontService, sans-serif;" /span/li/ulp style="margin: 0px; padding: 0px; color: windowtext;"span data-ccp-props='{"134233117":false,"134233118":false,"201341983":0,"335559738":0,"335559739":0,"335559740":259}' style="margin: 0px; padding: 0px; font-size: 10pt; font-family: Verdana, Verdana_EmbeddedFont, Verdana_MSFontService, sans-serif;" /span/pp style="margin: 0px; padding: 0px; color: windowtext;"strongspan data-contrast="auto" style="margin: 0px; padding: 0px; font-size: 10pt; font-family: Verdana, Verdana_EmbeddedFont, Verdana_MSFontService, sans-serif;"span style="margin: 0px; padding: 0px;"Hourly:/span/span/strongspan data-contrast="auto" style="margin: 0px; padding: 0px; font-size: 10pt; font-family: Verdana, Verdana_EmbeddedFont, Verdana_MSFontService, sans-serif;"span style="margin: 0px; padding: 0px;" $15.25 - $20.50/span/span/pp style="margin: 0px; padding: 0px; color: windowtext;"emspan data-contrast="auto" style="margin: 0px; padding: 0px; font-size: 10pt; font-family: Verdana, Verdana_EmbeddedFont, Verdana_MSFontService, sans-serif;"span style="margin: 0px; padding: 0px;"The base hourly range /spanspan style="margin: 0px; padding: 0px;"represents/spanspan style="margin: 0px; padding: 0px;" the low and high end of the /spanspan style="margin: 0px; padding: 0px;"anticipated/spanspan style="margin: 0px; padding: 0px;" hourly range for this position based on the state average. /spanspan style="margin: 0px; padding: 0px;"The actual base hourly offered for this full-time position will be determined by various factors, including but not limited to, location, skills, knowledge, competencies, and experience./span/span/emspan data-ccp-props='{"134233117":false,"134233118":false,"201341983":0,"335559685":0,"335559738":0,"335559739":0,"335559740":259}' style="margin: 0px; padding: 0px; font-size: 10pt; font-family: Verdana, Verdana_EmbeddedFont, Verdana_MSFontService, sans-serif;" /span/pp style="margin: 0px; padding: 0px; color: windowtext;"span data-ccp-props='{"134233117":false,"134233118":false,"201341983":0,"335559738":0,"335559739":0,"335559740":259}' style="margin: 0px; padding: 0px; font-size: 10pt; font-family: Verdana, Verdana_EmbeddedFont, Verdana_MSFontService, sans-serif;" /span/pp style="margin: 0px; padding: 0px; color: windowtext;"strongspan data-contrast="auto" style="margin: 0px; padding: 0px; font-size: 10pt; font-family: Verdana, Verdana_EmbeddedFont, Verdana_MSFontService, sans-serif;"span style="margin: 0px; padding: 0px;"Hours/span/span/strongspan data-contrast="auto" style="margin: 0px; padding: 0px; font-size: 10pt; font-family: Verdana, Verdana_EmbeddedFont, Verdana_MSFontService, sans-serif;"span style="margin: 0px; padding: 0px;": /spanspan style="margin: 0px; padding: 0px;"Full Time, /spanspan style="margin: 0px; padding: 0px;"Monday through Friday, 8:30am to 5:30pm with an occasional evening or Saturday. /span/spanspan data-ccp-props='{"134233117":false,"134233118":false,"201341983":0,"335559738":0,"335559739":0,"335559740":259}' style="margin: 0px; padding: 0px; font-size: 10pt; font-family: Verdana, Verdana_EmbeddedFont, Verdana_MSFontService, sans-serif;" /span/pp style="margin: 0px; padding: 0px; color: windowtext;"span data-ccp-props='{"134233118":false,"201341983":0,"335559739":0,"335559740":259}' style="margin: 0px; padding: 0px; font-size: 10pt; font-family: Verdana, Verdana_EmbeddedFont, Verdana_MSFontService, sans-serif;" /span/pp style="margin: 0in 0in 8.0pt 0in;"span style="font-size: 10pt;"strong Stories of Success/strong/span/pp style="margin: 0px; text-align: left;"span style="font-size: 10pt;"em"I joined Heights Finance in 2010 as a CSR, with no prior experience in finance. Little did I know that this role would pave the way for a fulfilling career! Heights Finance genuinely values its team members and takes pride in promoting from within. Today, I am proud to serve as a District Manager, a position I moved into in 2021 - Also, a testament to the growth opportunities the company provides. The company offers excellent benefits, a set schedule that promotes work-life balance, and supportive leadership that ensures every team member feels valued. The company, also fosters an open culture, encouraging team members to share their ideas and suggestions. I truly love working here and am grateful for the incredible opportunities Heights Finance has provided."/em/span/pp style="margin: 0in 0in 8pt; text-align: right;"span style="font-size: 10pt; font-family: verdana, geneva;"~ Ashley S., District Manager - Alabama/span/pp style="margin: 0in 0in 8.0pt 0in;"span style="font-size: 10pt;"em"Since joining Heights Finance as a Branch Manager in 2013, I have enjoyed the benefit of internal transitions and promotions on multiple occasions. Transitioning from my original branch to a larger branch in a different demographic, to a middle-sized branch in a combination of demographics, assisted me with being prepared to take the next step in my career. As a result, of these experiences, I was qualified for a District Manager position in 2021. In 2024, I made a career change and with the support of my VPO, I was able to move into an Operations Trainer. During each transition, my supervisors worked to ensure I had the training, tools, and support needed to be successful and the level of camaraderie amongst my peers was unparalleled."/em/span/pp style="margin: 0in 0in 8pt; text-align: right;"span style="font-size: 10pt; font-family: verdana, geneva;"~ Jessica W., Operations Trainer - United States/span/p
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h2 class="iCIMS_InfoMsg iCIMS_InfoField_Job"
Responsibilities
/h2
div class="iCIMS_InfoMsg iCIMS_InfoMsg_Job"
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div class="iCIMS_Expandable_Text"
p style="margin: 0px; padding: 0px; color: windowtext;"strongspan data-contrast="auto" style="margin: 0px; padding: 0px; font-size: 12pt; font-family: Verdana, Verdana_EmbeddedFont, Verdana_MSFontService, sans-serif;"span style="margin: 0px; padding: 0px;"What you will be doing:/span/span/strongspan data-ccp-props='{"134233118":false,"201341983":0,"335559739":0,"335559740":259}' style="margin: 0px; padding: 0px; font-size: 12pt; font-family: Verdana, Verdana_EmbeddedFont, Verdana_MSFontService, sans-serif;" /span/pp style="margin: 0px; padding: 0px; color: windowtext;"span data-ccp-props='{"134233118":false,"201341983":0,"335559739":0,"335559740":259}' style="margin: 0px; padding: 0px; font-size: 12pt; font-family: Verdana, Verdana_EmbeddedFont, Verdana_MSFontService, sans-serif;" /span/pul style="margin: 0px; padding: 0px; font-family: verdana;"li aria-setsize="-1" data-aria-level="1" data-aria-posinset="1" data-font="Symbol" data-leveltext=" " data-list-defn-props='{"335552541":1,"335559684":-2,"335559**************59**************69226":"Symbol","469769242":[8226],"469777803":"left","469777804":" ","469777815":"hybrid Multilevel"}' data-listid="2" style="margin: 0px 0px 0px 24px; padding: 0px; font-size: 12pt; font-family: Verdana, Verdana_MSFontService, sans-serif;"span data-contrast="auto" style="margin: 0px; padding: 0px; font-size: 12pt; font-family: Verdana, Verdana_EmbeddedFont, Verdana_MSFontService, sans-serif;"span style="margin: 0px; padding: 0px;"Greet and /spanspan style="margin: 0px; padding: 0px;"assist/spanspan style="margin: 0px; padding: 0px;" every customer in a professional manner/span/spanspan data-ccp-props='{"134233118":false,"201341983":0,"335559739":0,"335559740":259}' style="margin: 0px; padding: 0px; font-size: 12pt; font-family: Verdana, Verdana_EmbeddedFont, Verdana_MSFontService, sans-serif;" /span/li/ulul style="margin: 0px; padding: 0px; font-family: verdana;"li aria-setsize="-1" data-aria-level="1" data-aria-posinset="1" data-font="Symbol" data-leveltext=" " data-list-defn-props='{"335552541":1,"335559684":-2,"335559**************59**************69226":"Symbol","469769242":[8226],"469777803":"left","469777804":" ","469777815":"hybrid Multilevel"}' data-listid="2" style="margin: 0px 0px 0px 24px; padding: 0px; font-size: 12pt; font-family: Verdana, Verdana_MSFontService, sans-serif;"span data-contrast="auto" style="margin: 0px; padding: 0px; font-size: 12pt; font-family: Verdana, Verdana_EmbeddedFont, Verdana_MSFontService, sans-serif;"span style="margin: 0px; padding: 0px;"Marketing for new loans to existing and new customers through solicitation calls /span/spanspan data-ccp-props='{"134233117":false,"134233118":false,"201341983":0,"335559**************59**************59740":259}' style="margin: 0px; padding: 0px; font-size: 12pt; font-family: Verdana, Verdana_EmbeddedFont, Verdana_MSFontService, sans-serif;" /span/lili aria-setsize="-1" data-aria-level="1" data-aria-posinset="2" data-font="Symbol" data-leveltext=" " data-list-defn-props='{"335552541":1,"335559684":-2,"335559**************59**************69226":"Symbol","469769242":[8226],"469777803":"left","469777804":" ","469777815":"hybrid Multilevel"}' data-listid="2" style="margin: 0px 0px 0px 24px; padding: 0px; font-size: 12pt; font-family: Verdana, Verdana_MSFontService, sans-serif;"span data-contrast="auto" style="margin: 0px; padding: 0px; font-size: 12pt; font-family: Verdana, Verdana_EmbeddedFont, Verdana_MSFontService, sans-serif;"span style="margin: 0px; padding: 0px;"Educate and upsell customers on all product offerings including loan options and insurance products/span/spanspan data-ccp-props='{"134233117":false,"134233118":false,"201341983":0,"335559**************59**************59740":259}' style="margin: 0px; padding: 0px; font-size: 12pt; font-family: Verdana, Verdana_EmbeddedFont, Verdana_MSFontService, sans-serif;" /span/lili aria-setsize="-1" data-aria-level="1" data-aria-posinset="3" data-font="Symbol" data-leveltext=" " data-list-defn-props='{"335552541":1,"335559684":-2,"335559**************59**************69226":"Symbol","469769242":[8226],"469777803":"left","469777804":" ","469777815":"hybrid Multilevel"}' data-listid="2" style="margin: 0px 0px 0px 24px; padding: 0px; font-size: 12pt; font-family: Verdana, Verdana_MSFontService, sans-serif;"span data-contrast="auto" style="margin: 0px; padding: 0px; font-size: 12pt; font-family: Verdana, Verdana_EmbeddedFont, Verdana_MSFontService, sans-serif;"span style="margin: 0px; padding: 0px;"Process loan applications to /spanspan style="margin: 0px; padding: 0px;"determine/spanspan style="margin: 0px; padding: 0px;" customer eligibility /span/spanspan data-ccp-props='{"134233117":false,"134233118":false,"201341983":0,"335559**************59**************59740":259}' style="margin: 0px; padding: 0px; font-size: 12pt; font-family: Verdana, Verdana_EmbeddedFont, Verdana_MSFontService, sans-serif;" /span/lili aria-setsize="-1" data-aria-level="1" data-aria-posinset="4" data-font="Symbol" data-leveltext=" " data-list-defn-props='{"335552541":1,"335559684":-2,"335559**************59**************69226":"Symbol","469769242":[8226],"469777803":"left","469777804":" ","469777815":"hybrid Multilevel"}' data-listid="2" style="margin: 0px 0px 0px 24px; padding: 0px; font-size: 12pt; font-family: Verdana, Verdana_MSFontService, sans-serif;"span data-contrast="auto" style="margin: 0px; padding: 0px; font-size: 12pt; font-family: Verdana, Verdana_EmbeddedFont, Verdana_MSFontService, sans-serif;"span style="margin: 0px; padding: 0px;"Work with past due customers to bring their account current through collection calls/span/spanspan data-ccp-props='{"134233117":false,"134233118":false,"201341983":0,"335559**************59**************59740":259}' style="margin: 0px; padding: 0px; font-size: 12pt; font-family: Verdana, Verdana_EmbeddedFont, Verdana_MSFontService, sans-serif;" /span/li/ulp style="margin: 0px;" /p
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h2 class="iCIMS_InfoMsg iCIMS_InfoField_Job"
Qualifications
/h2
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Loan Specialist
Loan Officer Job 93 miles from Enid
Job Title: Loan Servicing Specialist
We are seeking a detail-oriented and experienced Loan Servicing Specialist to join our hard money lending team in Wichita, KS. The ideal candidate will manage all aspects of loan servicing, including draw management, payment processing, and customer support, ensuring compliance with company policies and regulatory standards.
Key Responsibilities:
Loan Management: Oversee the administration of active loans, ensuring accurate records and timely processing of loan disbursements and repayments.
Draw Management: Coordinate and manage loan draw requests, verifying compliance with loan terms and conditions before fund disbursement.
Payment Processing: Handle the collection and application of loan payments, ensuring accuracy and prompt updating of account records.
Customer Support: Serve as the primary point of contact for borrowers regarding loan servicing inquiries, providing exceptional customer service and resolving issues promptly.
Compliance and Documentation: Ensure all loan servicing activities comply with company policies and regulatory requirements; maintain organized and accurate loan files and documentation.
Delinquency Management: Monitor loan accounts for delinquencies, initiate collection efforts, and collaborate with relevant departments to mitigate risks.
Reporting: Prepare and analyze reports related to loan servicing metrics, portfolio performance, and compliance.
Qualifications:
Experience: Minimum of 3 years in loan servicing, preferably within the hard money lending sector.
Knowledge: Familiarity with hard money loan products, draw processes, and relevant regulatory requirements.
Strong analytical and problem-solving abilities.
Excellent communication and interpersonal skills.
Proficiency in loan servicing software and Microsoft Office Suite.
High attention to detail and organizational skills.
EOE
Mortgage Lending Professional
Loan Officer Job 67 miles from Enid
At INTRUST Bank, 10 character qualities are at the foundation of all we do. They include respect, positivity, compassion, humility, and initiative. They guide our interactions with customers and each other, are why we give back to communities, and inform how we shape our goals as a company. These character qualities are our tradition, and we bring them to life each day.
Your career is important to you, which makes it important to us. At INTRUST you'll find a welcoming, encouraging atmosphere where your talents can thrive. You will be supported in your career, you can lead no matter what your title, and you can see a path for future growth. If you'd like to find a place of work where you're appreciated, can find balance, and have a sense of belonging, then we encourage you to apply for this role.
A modern benefits approach: To support our employees and their families, INTRUST offers a comprehensive, market-competitive benefits package that prioritizes your total well-being.
Competitive pay
Generous time off
Employees receive three weeks of paid vacation plus 11 paid holidays each year.
Paid time off to volunteer in the community.
Paid employee and family sick leave.
Paid parental leave.
401(k) plan with 6% employer match and 100% immediately vested.
3% non-elective company contribution; non-elective contribution vested after 3 years of service.
Career growth and development resources
Tuition reimbursement for full-time and part-time employees enrolled in any degree program.
Banking benefits
Medical, dental, and vision insurance
Benefits eligibility is dependent upon hire date and employment status. Ask for our benefits guide for full details.
Job Summary: Originates permanent FHA/VA and conventional residential mortgage loans and participates in related business development activities. Solicits residential mortgages through contacts with Realtors, builders, and developers. Provides fee income through mortgage loan originations. Develops and maintains banking relationships with residential mortgage customers. Markets bank products to existing and prospective bank customers. Promotes an environment of teamwork within the department and across the bank. Represents INTRUST Bank in all they do in the community and is focused on the development of new business relationships. Must maintain strict standards of confidentiality and perform duties in a manner supporting INTRUST's character qualities.
Essential Functions:
• All expectations described in the 's essential functions are necessary to be successful in this role, performed with or without a reasonable accommodation.
• Interview applicants to assimilate financial information concerning their personal needs.
• Provide applicant with initial required disclosures and re-disclosures in the correct timeframe mandated by regulations.
• Obtain and analyze proper financial and credit data to determine applicant's capacity to repay. ï ï
• Provide applicant with initial pre-qualification letter.
• Conducts credit checks and negotiates terms and conditions of loan.
• Attracts new mortgage loan applications by developing relationships within the community, specifically with the real estate community; making sales calls to prospective customers.
• Keeps informed of trends and developments in the local real estate markets, as well as the changing rules and regulations pertaining to both private and government-insured mortgages.
• Stays informed of loan programs and interest rates.
• Attends mortgage loan closings.
• Review pipeline to ensure that customer closing expectations are met and that expired, canceled, denied, or withdrawn files have the appropriate action taken in a timely manner.
Education and Experience: Bachelor's degree in Business, Finance, or Accounting. Position requires minimum of 5 years Residential Real Estate Origination experience.
Required Skills and Knowledge: Demonstrated understanding of mortgage processing, underwriting and closing procedures. Knowledge of conventional and government lending guidelines. Understanding of Federal Regulations governing Real Estate Lending.
Required Licenses and/or Certifications: Nationwide Mortgage Lending System (NMLS) Registered or ability to meet qualifications for registration.
Physical Demands: Extended period(s) of time may be spent viewing a personal computer, sitting, standing, and walking. Occasional lifting up to 25 lbs. The physical demands necessary for this role should be performed with or without a reasonable accommodation.
Working Conditions: Normal office conditions.
This job description summary is not intended to be an employment contract, nor is it intended to state or imply these are the only activities to be performed by the employee occupying this position. Employees will be required to follow any other duties as assigned or requested by their supervisor.
INTRUST Financial Corporation and its subsidiaries, including INTRUST Bank, are Equal Opportunity Employers whose policy is not to discriminate unlawfully against any qualified employee or applicant for employment on the basis of protected military or veteran status, disability, race, color, religion, sex, age, national origin, pregnancy, genetic information, sexual orientation, gender identity, or any other classification protected by applicable local, state or federal law; except where an individual's protected category constitutes a bona fide occupational qualification.
Construction Loan Processor
Loan Officer Job 102 miles from Enid
Job Type: Full-time Pay: From $20.00 per hour Capitol Federal Savings Bank offers a friendly, professional environment and gives employees the opportunity to grow and develop their careers. We're seeking a dynamic Construction Loan Processor to join our team. As the Construction Loan Processor, you'll play a key role in supporting and assisting our customers through the home construction process. Your responsibilities will include accurately preparing, delivering, reviewing, and processing construction loan draws.
CapFed is an equal opportunity employer.
Consumer Loan Officer
Loan Officer Job 56 miles from Enid
Job Details Edmond Branch - Edmond, OKDescription
Summary: This position is responsible for developing a loan portfolio as well as promoting the Bank and its other services available to potential customers. This position will evaluates and recommend approval of customer applications for consumer loans, generate referrals and develop relationships with new and existing clients.
Essential Duties and Responsibilities include the following: (Other duties may be assigned)
Adheres to Loan Policy and Procedures set forth by the bank.
Gather pertinent information for loan application, interview applicant to determine loan requirements, and requests applicant credit reports, reference checks, and other information relevant to evaluating credit.
Analyzes applicant financial status, credit, and asset evaluation to determine feasibility of granting loan.
Compiles loan package and facilitates negotiation of loan structure with applicant, including fees, loan repayment options, and other credit terms.
Ensures loan agreements are complete and accurate according to establishment policy.
Assures timely loan closing and funding activities.
Identifies and analyzes potential loan markets to develop prospects for consumer loans.
Advises loan manager of external factors that may affect establishment lending policies, such as new or revised legislation and regulations.
Promotes and cross-sells other establishment products and services as appropriate to customer requirements.
Reviews all pertinent credit and financial information, including reporting services, credit bureaus.
Determines the need for more thorough investigation or additional information, and contacts appropriate sources for such information.
Analyzes financial statements (historical, budget, and projected financials) and related materials.
Prepares summary, presents facts, and offers opinions concerning credit worthiness and ability to service debt to loan officers or committees.
Periodically reviews all credit, loan and collateral files to ensure that information is current and reports any difficulties to the loan officers. Monitors files to assure that up-to-date financial statements, accounts receivable, aging and other items are available for all credits requiring such information and reports to the interested party.
Assist in other credit risk management functions such as loan review, construction loan monitoring, borrower base review, and other related items.
All employees are required to attend training as required by GPNB as well as support the overall compliance program by complying with all laws, policies and procedures.
Qualifications
Education and/or Experience
Bachelor's degree in a related field, such as finance or business administration; or three-five years related experience in a commercial credit analyst role and/or training; or equivalent combination of education and experience. Preferred previous experience with CRE and C&I with demonstrable understanding of CAPEX, EBITDA, CAP rate and other financial analysis functions.
Ability
Ability to solve practical problems and deal with a variety of concrete variables in situations where only limited standardization exists. Ability to interpret a variety of instructions furnished in written, oral, diagram, or schedule form.
Skills
Ability to read, analyze, and interpret technical procedures and/or governmental regulations. Ability to write reports, business correspondence, and procedure manuals. Ability to effectively present information and respond to questions from other employees, customers and the general public. Ability to calculate basic math figures and amounts. Ability to apply concepts of basic algebra and geometry. To perform this job successfully, an individual should have knowledge of Microsoft Internet Explorer and Microsoft Office software.
Physical Demands
This position may require long periods of standing or sitting and may include long periods of typing and repetitive motion. Candidates must possess the ability to lift and carry cash drawers, coin bags, and boxes sometimes weighing as much as 25 pounds. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
Work Environment
The work environment characteristics described here are representative of those an employee encounters while performing the essential functions of this job. The environment would be consistent with a typical business office with moderate noise, services open to the public and the ability to work in a confined area typically indoors.
All employees are required to attend training as required by GPNB as well as support the overall compliance program by complying with all laws, policies and procedures.
We are an Equal Opportunity Employer and do not discriminate against any employee or applicant for employment because of race, color, sex, age, national origin, religion, sexual orientation, gender identity, status as a veteran, and basis of disability or any other federal, state or location protected class.
Loan Originator NE - Manhattan KS
Loan Officer Job 204 miles from Enid
Under the direction of the Branch and/or Production Manager, markets and promotes PrimeLending products and services to its client base of realtors, builders, bank officers and potential and past clients. Performs office or non-manual work directly related to the management or general business operations of PrimeLending and its customers.
Responsibilities
Evaluates PrimeLending's and other loan products and services and determines which financial products best meet the customer's needs and financial circumstances.
Establishes and maintains relationships with realtors, bank officers, builders and new home sales representatives in order to develop and retain existing business; and by visiting subdivisions as required.
Markets and promotes PrimeLending's financial products;
Originators are expected to meet the Company's minimum production standards in funded units/volume on an ongoing basis each month, by taking complete and accurate loan applications, using PrimeLending's product set.
Monitors overall customer interaction and interfaces with all parties involved on each individual loan from application to closing, including but not limited to counseling and pre-qualifying potential home buyers.
Collects and analyzes information regarding the customer's income, assets, investments or debts.
Advises the customer regarding the advantages and disadvantages of different loan products.
Services existing customers and obtains all necessary support documents along with the appropriate fees and lock in information.
Oversees the loan process by monitoring loan status and ensures conformity with terms.
Communicates loan status to all interested parties, and obtains loan documentation after closing.
Presents terms and conditions of loans with customers.
Stays abreast of trends and developments in the local real estate market and competitive environment, as well as, changes in rules and regulations pertaining to private and government insured mortgages.
Maintains a professional image and adheres to standards consistent with company policies and procedures.
May supervise and direct the activities of other loan officer(s), loan officer assistant(s), or loan processor(s).
Other duties as assigned.
Qualifications
High school diploma or equivalent and appropriate licenses as required by state.
Valid driver's license and current automobile liability insurance.
A minimum of 12 months loan originator experience required.
Interacts with regional & corporate departments, as well as realtors, sales agents, builders, appraisers, etc.
Demonstrated judgment and decision making ability. Excellent and effective presentation and communication skills, both verbal and written.
Ability to quickly assess and process large amounts of data and use of appropriate AU software technology.
Must be active in the community and in those job-related organizations to enhance the network of beneficial contacts.
Continue to expand knowledge of issues influencing the industry and the organization.
The above statements are intended to describe the general nature and level of work being performed by individuals in, or assigned to, the above position and are not intended to be construed as an exhaustive list of all responsibilities, duties and skills required, and may be changed at the discretion of the Company.
Loan Collateral Specialist
Loan Officer Job 67 miles from Enid
The Loan Collateral Specialist must have a thorough understanding of most types of loans and other related requirements and can independently act to meet those requirements. Gathers, compiles, and evaluates information, as well as obtains documents necessary to remove collateral exceptions and file liens. Works under minimal supervision while supporting the Commercial and Retail Banking functions. Has a thorough understanding of regulatory requirements and legal requirements for Oklahoma and Arizona.
PRIMARY DUTIES/RESPONSIBILITIES:
This list includes the current primary responsibilities of this position. It is not intended to be all-inclusive and is subject to change, as needed, for the purpose of operational efficiency.
* Provides a high level of customer service when responding to Commercial Officers as well as Retail front-end staff.
* Gathers and evaluates information from Commercial and Retail Bankers, regarding title policies, tax returns, collateral information, financial documents, etc.
* Scans and indexes all loan document types to Synergy.
* Proactively resolves Commercial and Retail collateral exceptions as well as other types of exceptions.
* Sets up collateral tracking
* Assists with tracking Insurance and force placing. Contacts insurance companies for Evidence of Insurance to clear exceptions
* Files documents to perfect collateral such as lien entries, UCC-1 forms, UCC continuations, certified mailing of titles, determining filing location, and mailing real property documents to appropriate county and state to ensure the bank's security interests are perfected.
* Mails adverse action and collection letters to applicants and clients.
* Processes requests for verification of deposit and other credit inquiries.
* Provides internal and external customer service from direct, emailed, faxed, or phone requests. This includes research and response in a timely, positive and professional manner.
* Completes special projects as assigned by Loan Operations Management.
* Must display a pleasant and friendly attitude, project sensitivity towards customers and fellow employees, and maintain a neat and clean professional appearance.
* Performs other related duties as assigned.
QUALIFICATIONS
QUALIFICATIONS:
EXPERIENCE REQUIREMENTS:
* Minimum of two years of experience in loan operations preferred.
* An equivalent combination of education and/or experience may be substituted for the stated qualifications.
EDUCATION REQUIREMENTS:
* High school degree or equivalent required.
* Bachelor's degree preferred.
OTHER REQUIREMENTS (KNOWLEDGE, SKILLS, ABILITIES, CHARACTERISTICS):
* Thorough knowledge of loan documentation and perfection/recording requirements.
* Thorough knowledge of title policies, UCC guidelines, lien filing and mortgage/deed of trust filing.
* Thorough knowledge of loan regulations including but not limited to the Real Estate Settlement Protection Act (Reg X), Truth in Lending Act (Reg Z), Equal Credit Opportunity Act (Reg B) and Fair Credit Reporting Act (Reg V).
* Working knowledge of Bank's lending policies and procedures and banking operations functions.
* Ability to read, comprehend and evaluate detailed and complex loan documents.
* Ability to quickly learn new skills and apply to role.
* Detail-oriented, high level of flexibility and adaptability, enabling individual to work in a fast-paced environment. Must be well-organized and display excellent time-management skills.
* A positive attitude and excellent communication and interpersonal skills.
* Exceptional understanding of needs to provide client focused service.
* Ability to maintain high level of discretion and confidentiality.
* Ability to work independently to resolve problems.
* Proficient typing and computer skills. Proficient , including MS Word, Outlook and Excel.
* Strong team focus with ability to work effectively in a team environment.
ADDITIONAL INFORMATION
SUPERVISORY RESPONSIBILITY: None
PHYSICAL REQUIREMENTS: Normal office environment
EOE Disability/VET
Consumer Loan Specialist
Loan Officer Job 145 miles from Enid
We service our communities by offering personal installment loans designed to help our customers get the money they need when they need it. The Consumer Loan Specialist assists both new and existing customers in the lending process. This position is a terrific opportunity to start your career and learn about consumer finance! Our team is goal driven and always strives for business growth, increased sales, and controlled delinquency.
If you are self-motivated, career oriented, and energized by delivering good customer service and hitting sales goals, then check out this opportunity!
Benefits:
* Earn monthly bonuses
* Medical, dental, and vision insurance effective day 1
* 401K with some company match
* Paid Time Off
* Employee Relief Fund
Hourly: $15.25 - $20.50
The base hourly range represents the low and high end of the anticipated hourly range for this position based on the state average. The actual base hourly offered for this full-time position will be determined by various factors, including but not limited to, location, skills, knowledge, competencies, and experience.
Hours: Full Time, Monday through Friday, 8:30am to 5:30pm with an occasional evening or Saturday.
Stories of Success
"I joined Heights Finance in 2010 as a CSR, with no prior experience in finance. Little did I know that this role would pave the way for a fulfilling career! Heights Finance genuinely values its team members and takes pride in promoting from within. Today, I am proud to serve as a District Manager, a position I moved into in 2021 - Also, a testament to the growth opportunities the company provides. The company offers excellent benefits, a set schedule that promotes work-life balance, and supportive leadership that ensures every team member feels valued. The company, also fosters an open culture, encouraging team members to share their ideas and suggestions. I truly love working here and am grateful for the incredible opportunities Heights Finance has provided."
~ Ashley S., District Manager - Alabama
"Since joining Heights Finance as a Branch Manager in 2013, I have enjoyed the benefit of internal transitions and promotions on multiple occasions. Transitioning from my original branch to a larger branch in a different demographic, to a middle-sized branch in a combination of demographics, assisted me with being prepared to take the next step in my career. As a result, of these experiences, I was qualified for a District Manager position in 2021. In 2024, I made a career change and with the support of my VPO, I was able to move into an Operations Trainer. During each transition, my supervisors worked to ensure I had the training, tools, and support needed to be successful and the level of camaraderie amongst my peers was unparalleled."
~ Jessica W., Operations Trainer - United States
Responsibilities
What you will be doing:
* Greet and assist every customer in a professional manner
* Marketing for new loans to existing and new customers through solicitation calls
* Educate and upsell customers on all product offerings including loan options and insurance products
* Process loan applications to determine customer eligibility
* Work with past due customers to bring their account current through collection calls
Qualifications
What you should have:
* Customer service mindset
* Experience with sales and/or customer service
* Ability to multitask and effectively manage time
* High School diploma or equivalent.
This employer participates in E-Verify for US-based hires.
#LI-Onsite
#HeightsFinance
#HFCLP
Key Words: Customer Service, Loans, Financial Services, Retail, Bank Teller, Lending, Collections
EEO Statement
Attain Finance Supports Equal Employment Opportunity. CURO (dba Cash Money, LendDirect, Heights Finance, Southern Finance, Covington Credit, Quick Credit, and First Heritage Credit) is committed to a policy of providing equal employment opportunity to all qualified employees and applicants. This commitment is reflected in all aspects of our daily operations. We do not discriminate on the basis of race, color, sex, religion, national origin, marital status, age, disability, veteran status, or genetic information in any personnel practice, including recruitment, hiring, training, compensation, promotion, and discipline. Additionally, we do not discriminate based on any other characteristic protected by applicable state/provincial or local law where a particular employee works. In addition, it is the policy of Attain Finance to provide reasonable accommodation to qualified employees who have protected disabilities to the extent required by federal law and any state/provincial law where a particular employee works.
Notice to Attain Finance job applicants: Attain Finance will never ask for your personal banking information, transfer of funds, a credit card, or for you to purchase any equipment to process a job application or for training. Authorized Attain Finance representatives' email addresses will end *********************, @curo.com, @first-heritage.com, @heightsfinance.com, *****************.
Loan Specialist
Loan Officer Job 56 miles from Enid
divp Take your career to the next level! In the last few years our goal has been expansion, creating growth opportunities for many of our team members. Not only are we serious about growth, but we are also serious about helping our customers during hard financial times.
/pp/pp We take pride in providing solutions and offering a helping hand, not only to our customers but also to the communities we serve.
As we continue to expand and grow into a national leader in consumer financing, we invite you to consider joining our team.
/pp/pp If you're passionate about making a meaningful impact in people's lives and bringing a personal touch to finance, we'd love to have you on board!/pp style="text-align:inherit"/pp style="text-align:inherit"/pp Regional Finance is hiring! We are looking for talented and driven individuals to join our team.
Take the next step in your career and click that apply button!br/br/bJob Intro/b/pp The core of a Loan Specialist is being customer oriented.
If you are interested in helping others in their time of need, then this is the career you have been looking for!/pp/ppb Why work at Regional?/b/pullip Regional offers bcompetitive pay!/b We do our best to show that we value our team members!/p/lilip You are eligible for a bmonthly bonus/b.
Who doesn't love a nice cash reward for their hard work?/p/lilip You will have bpromotion opportunities/b.
We love to train our Loan Specialists into future Branch Managers!/p/lilip All full-time team members have access to ourb medical, dental, vision and 401(k) benefits/b! /p/lilipspan Pays an average of $41,000, this amount can vary based on your location and cost of living adjustments/span! /p/li/ulp/ppb Duties and responsibilities/b/pullip Provide exceptional service to all customers.
/p/lilip Process credit loan applications and use product knowledge to present loan solutions to current and potential customers.
/p/lilip Maintain office cash with accuracy and proper security.
/p/lilip Grow account volume through good judgment and effective customer solicitations in the branch and by telephone.
/p/lilip Minimize delinquent debt through calling customers and collecting on past-due accounts.
/p/lilip Receive, track, and post all payments and fees to customer accounts in compliance with Company Policy.
/p/lilip Transport money and deposits to and from bank.
/p/lilip Other duties as assigned by leadership.
/p/li/ulp/ppb Minimum Qualifications/b/pullip High School Diploma or Equivalent.
/p/lilip Prior customer service experience in either a sales/retail environment or cash management environment.
/p/lilip Must pass drug screen, criminal and credit background checks.
/p/lilip Valid Driver's License and access to a dependable automobile with liability insurance coverage.
/p/li/ulp /ppb Critical Competencies/b/pullip Demonstrated passion for customer service.
/p/lilip Excellent written and verbal communication skills.
/p/lilip Customer service minded with a personality that relates well with a broad spectrum of people, including external customers, branch colleagues, and corporate co-workers.
/p/lilip Thrives in a pay for performance atmosphere.
/p/lilip Proven ability to multi-task.
/p/lilip High degree of integrity.
/p/lilip Sales mentality.
/p/lilip Adaptable to an ever-changing environment.
/p/li/ulp/ppb Working conditions/b/ppspan This position works in an office providing consumer loan products in person and over the phone.
The typical working hours are 8:30am to 5:30pm Monday through Friday with some Saturdays required.
Overtime may be required on an as needed basis and is at the discretion of upper management.
/span/pp/pp/ppispan If you are a job applicant who resides in the state of California, please review our California Employee Privacy Policy at the following link: /spana href="**************
safelinks.
protection.
outlook.
com/?url=https%3A%2F%2Fregionalfinance.
com%2Fwp-content%2Fuploads%2F2022%2F11%2FUPDATED-Employee-Privacy-Policy-11.
2022.
pdfamp;data=05%7C01%7Ckosbourne%40regionalmanagement.
com%7Ccbfca771ccc44705633a08dbd0b549c6%7C1a8b602c7bb04271848c1babf860f1ce%7C0%7C0%7C**********67701991%7CUnknown%7CTWFpbGZsb3d8eyJWIjoiMC4wLjAwMDAiLCJQIjoiV2luMzIiLCJBTiI6Ik1haWwiLCJXVCI6Mn0%3D%7C3000%7C%7C%7Camp;sdata=qb OOuUdO%2FlrgstOu%2F%2B4SNrv0rtI9xmICFwraZVcvdQc%3Damp;reserved=0" target="_blank"************************
com/wp-content/uploads/2022/11/UPDATED-Employee-Privacy-Policy-11.
2022.
pdf/a /i/pp style="text-align:inherit"/pp style="text-align:inherit"/pp style="text-align:left"Regional is an equal opportunity employer and does not discriminate on the basis of race, color, religion, creed, national origin, sex (including pregnancy, childbirth, and related medical conditions), sexual orientation, gender identity, transgender status, age, disability, genetic information, veteran status, uniform service, or any other characteristic protected by applicable law (“Protected Characteristics”).
Regional's policy of non-discrimination applies to all phases of the employment process and relationship, including, but not limited to, recruitment and selection; compensation and benefits; professional development and training; promotions and opportunities; transfers; social and recreational programs; layoff; and terminations.
/p/div
Consumer Loan Specialist
Loan Officer Job 145 miles from Enid
We service our communities by offering personal installment loans designed to help our customers get the money they need when they need it. The Consumer Loan Specialist assists both new and existing customers in the lending process. This position is a terrific opportunity to start your career and learn about consumer finance! Our team is goal driven and always strives for business growth, increased sales, and controlled delinquency.
If you are self-motivated, career oriented, and energized by delivering good customer service and hitting sales goals, then check out this opportunity!
Benefits:
Earn monthly bonuses
Medical, dental, and vision insurance effective day 1
401K with some company match
Paid Time Off
Employee Relief Fund
Hourly: $15.25 - $20.50
The base hourly range represents the low and high end of the anticipated hourly range for this position based on the state average. The actual base hourly offered for this full-time position will be determined by various factors, including but not limited to, location, skills, knowledge, competencies, and experience.
Hours: Full Time, Monday through Friday, 8:30am to 5:30pm with an occasional evening or Saturday.
Stories of Success
"I joined Heights Finance in 2010 as a CSR, with no prior experience in finance. Little did I know that this role would pave the way for a fulfilling career! Heights Finance genuinely values its team members and takes pride in promoting from within. Today, I am proud to serve as a District Manager, a position I moved into in 2021 - Also, a testament to the growth opportunities the company provides. The company offers excellent benefits, a set schedule that promotes work-life balance, and supportive leadership that ensures every team member feels valued. The company, also fosters an open culture, encouraging team members to share their ideas and suggestions. I truly love working here and am grateful for the incredible opportunities Heights Finance has provided."
~ Ashley S., District Manager - Alabama
"Since joining Heights Finance as a Branch Manager in 2013, I have enjoyed the benefit of internal transitions and promotions on multiple occasions. Transitioning from my original branch to a larger branch in a different demographic, to a middle-sized branch in a combination of demographics, assisted me with being prepared to take the next step in my career. As a result, of these experiences, I was qualified for a District Manager position in 2021. In 2024, I made a career change and with the support of my VPO, I was able to move into an Operations Trainer. During each transition, my supervisors worked to ensure I had the training, tools, and support needed to be successful and the level of camaraderie amongst my peers was unparalleled."
~ Jessica W., Operations Trainer - United States
Responsibilities
What you will be doing:
Greet and assist every customer in a professional manner
Marketing for new loans to existing and new customers through solicitation calls
Educate and upsell customers on all product offerings including loan options and insurance products
Process loan applications to determine customer eligibility
Work with past due customers to bring their account current through collection calls
Mortgage Lending Professional
Loan Officer Job 251 miles from Enid
At INTRUST Bank, 10 character qualities are at the foundation of all we do. They include respect, positivity, compassion, humility, and initiative. They guide our interactions with customers and each other, are why we give back to communities, and inform how we shape our goals as a company. These character qualities are our tradition, and we bring them to life each day.
Your career is important to you, which makes it important to us. At INTRUST you'll find a welcoming, encouraging atmosphere where your talents can thrive. You will be supported in your career, you can lead no matter what your title, and you can see a path for future growth. If you'd like to find a place of work where you're appreciated, can find balance, and have a sense of belonging, then we encourage you to apply for this role.
A modern benefits approach: To support our employees and their families, INTRUST offers a comprehensive, market-competitive benefits package that prioritizes your total well-being.
* Competitive pay
* Generous time off
* Employees receive three weeks of paid vacation plus 11 paid holidays each year.
* Paid time off to volunteer in the community.
* Paid employee and family sick leave.
* Paid parental leave.
* 401(k) plan with 6% employer match and 100% immediately vested.
* 3% non-elective company contribution; non-elective contribution vested after 3 years of service.
* Career growth and development resources
* Tuition reimbursement for full-time and part-time employees enrolled in any degree program.
* Banking benefits
* Medical, dental, and vision insurance
Benefits eligibility is dependent upon hire date and employment status. Ask for our benefits guide for full details.
Job Summary: Originates permanent FHA/VA and conventional residential mortgage loans and participates in related business development activities. Solicits residential mortgages through contacts with Realtors, builders, and developers. Provides fee income through mortgage loan originations. Develops and maintains banking relationships with residential mortgage customers. Markets bank products to existing and prospective bank customers. Promotes an environment of teamwork within the department and across the bank. Represents INTRUST Bank in all they do in the community and is focused on the development of new business relationships. Must maintain strict standards of confidentiality and perform duties in a manner supporting INTRUST's character qualities.
Essential Functions:
* All expectations described in the 's essential functions are necessary to be successful in this role, performed with or without a reasonable accommodation.
* Interview applicants to assimilate financial information concerning their personal needs.
* Provide applicant with initial required disclosures and re-disclosures in the correct timeframe mandated by regulations.
* Obtain and analyze proper financial and credit data to determine applicant's capacity to repay.
* Provide applicant with initial pre-qualification letter.
* Conducts credit checks and negotiates terms and conditions of loan.
* Attracts new mortgage loan applications by developing relationships within the community, specifically with the real estate community; making sales calls to prospective customers.
* Keeps informed of trends and developments in the local real estate markets, as well as the changing rules and regulations pertaining to both private and government-insured mortgages.
* Stays informed of loan programs and interest rates.
* Attends mortgage loan closings.
* Review pipeline to ensure that customer closing expectations are met and that expired, canceled, denied, or withdrawn files have the appropriate action taken in a timely manner.
Education and Experience: Bachelor's degree in Business, Finance, or Accounting. Position requires minimum of 5 years Residential Real Estate Origination experience.
Required Skills and Knowledge: Demonstrated understanding of mortgage processing, underwriting and closing procedures. Knowledge of conventional and government lending guidelines. Understanding of Federal Regulations governing Real Estate Lending.
Required Licenses and/or Certifications: Nationwide Mortgage Lending System (NMLS) Registered or ability to meet qualifications for registration.
Physical Demands: Extended period(s) of time may be spent viewing a personal computer, sitting, standing, and walking. Occasional lifting up to 25 lbs. The physical demands necessary for this role should be performed with or without a reasonable accommodation.
Working Conditions: Normal office conditions.
This job description summary is not intended to be an employment contract, nor is it intended to state or imply these are the only activities to be performed by the employee occupying this position. Employees will be required to follow any other duties as assigned or requested by their supervisor.
INTRUST Financial Corporation and its subsidiaries, including INTRUST Bank, are Equal Opportunity Employers whose policy is not to discriminate unlawfully against any qualified employee or applicant for employment on the basis of protected military or veteran status, disability, race, color, religion, sex, age, national origin, pregnancy, genetic information, sexual orientation, gender identity, or any other classification protected by applicable local, state or federal law; except where an individual's protected category constitutes a bona fide occupational qualification.
Loan Originator NE- Wichita
Loan Officer Job 93 miles from Enid
Under the direction of the Branch and/or Production Manager, markets and promotes PrimeLending products and services to its client base of realtors, builders, bank officers and potential and past clients. Performs office or non-manual work directly related to the management or general business operations of PrimeLending and its customers.
Responsibilities
Evaluates PrimeLending's and other loan products and services and determines which financial products best meet the customer's needs and financial circumstances.
Establishes and maintains relationships with realtors, bank officers, builders and new home sales representatives in order to develop and retain existing business; and by visiting subdivisions as required.
Markets and promotes PrimeLending's financial products;
Originators are expected to meet the Company's minimum production standards in funded units/volume on an ongoing basis each month, by taking complete and accurate loan applications, using PrimeLending's product set.
Monitors overall customer interaction and interfaces with all parties involved on each individual loan from application to closing, including but not limited to counseling and pre-qualifying potential home buyers.
Collects and analyzes information regarding the customer's income, assets, investments or debts.
Advises the customer regarding the advantages and disadvantages of different loan products.
Services existing customers and obtains all necessary support documents along with the appropriate fees and lock in information.
Oversees the loan process by monitoring loan status and ensures conformity with terms.
Communicates loan status to all interested parties, and obtains loan documentation after closing.
Presents terms and conditions of loans with customers.
Stays abreast of trends and developments in the local real estate market and competitive environment, as well as, changes in rules and regulations pertaining to private and government insured mortgages.
Maintains a professional image and adheres to standards consistent with company policies and procedures.
May supervise and direct the activities of other loan officer(s), loan officer assistant(s), or loan processor(s).
Other duties as assigned.
Qualifications
High school diploma or equivalent and appropriate licenses as required by state.
Valid driver's license and current automobile liability insurance.
A minimum of 12 months loan originator experience required.
Interacts with regional & corporate departments, as well as realtors, sales agents, builders, appraisers, etc.
Demonstrated judgment and decision making ability. Excellent and effective presentation and communication skills, both verbal and written.
Ability to quickly assess and process large amounts of data and use of appropriate AU software technology.
Must be active in the community and in those job-related organizations to enhance the network of beneficial contacts.
Continue to expand knowledge of issues influencing the industry and the organization.
The above statements are intended to describe the general nature and level of work being performed by individuals in, or assigned to, the above position and are not intended to be construed as an exhaustive list of all responsibilities, duties and skills required, and may be changed at the discretion of the Company.