Loan Officer
Loan Officer Job 17 miles from Greenwich
Take Your Mortgage Career to New Heights with Opulence Home Equity!
Imagine having a steady stream of high-quality leads-and an in-house processing team that ensures your deals close smoothly.
At Opulence Home Equity, that's exactly what we deliver. We're not just another mortgage company-we're a one stop shop, combining premium marketing, innovative technology, and rock-solid operational support to help Loan Officers like you maximize your potential.
We're actively growing in Westchester, Dutchess, and Rockland Counties, and we're on the hunt for driven Loan Officers ready to make an impact and close more deals with less hassle.
What we Offer:
Pre-Qualified Leads-Delivered in Real Time: Our in-house marketing team keeps your pipeline full with high-intent, purchase-ready clients.
In-House Processing Team: Our in-house processors take care of the coordination, ensuring your files progress quickly.
Proprietary Lead Management Tech: Our exclusive platform streamlines client follow-ups, provides real-time updates, and helps you stay organized-so you never miss an opportunity.
Dedicated Sales Manager Support: You'll have a Sales Manager in your corner to help you strategize, close, and grow.
Competitive Commission + Fast Payouts: Top-tier commissions, bonuses, and lightning-fast payouts.
Comprehensive Benefits: Enjoy 401(k), health, and dental insurance offered.
Training & Growth Opportunities
We offer hands-on training and hybrid opportunities once you're fully ramped up.
What You'll Be Doing:
Consult with clients and offer customized mortgage solutions tailored to their needs.
Analyze financials and recommend the best loan products with confidence.
Guide borrowers through the application and approval process with ease-thanks to in-house processing support.
Stay informed on industry trends, loan programs, and compliance updates.
What We're Looking For:
Active NMLS License (New York required).
Proven knowledge of mortgage loan origination and financial products.
Excellent communication and relationship-building skills.
A passion for delivering top-notch service and helping clients achieve their homeownership goals.
Ready to Close More Deals-With Less Hassle?
If you're an experienced Loan Officer who wants better leads, better support, and bigger earnings, we want to talk.
👉 Apply Now through LinkedIn!
Mortgage Loan Processing Specialist-NJ Candidates ONLY -(Salary $70-75k)
Loan Officer Job 24 miles from Greenwich
We are a rapidly growing organization in the Paramus, NJ area. We are seeking to hire a Mortgage Loan Processing Specialist to join our team of professionals. The ideal candidate will be responsible for but not limited to the following responsibilities:
The Mortgage Processing Specialist is responsible for managing and processing residential mortgage loan files from application through closing. This role ensures compliance with all applicable regulations and internal policies, while delivering exceptional service to loan officers, underwriters, and customers.
Job Responsibilities:
Review and verify loan application data for accuracy and completeness.
Collect, organize, and process required documentation from borrowers.
Ensure all loan files meet compliance standards and investor guidelines.
Maintain regular communication with borrowers, loan officers, and third parties (e.g., title companies, appraisers) to coordinate necessary steps for timely loan processing.
Submit complete and accurate loan files to underwriting within established timeframes.
Monitor loan pipeline and proactively address potential delays or issues.
Prepare and review loan closing documents as needed.
Maintain up-to-date knowledge of industry regulations, loan products, and internal procedures.
Job Requirements:
Bachelor's Degree in business, finance, or related field preferred.
2+ years of mortgage processing experience preferred.
Strong knowledge of mortgage loan products, processing procedures, and compliance requirements
Experience with mortgage loan origination systems.
Excellent attention to detail, organization, and problem-solving skills.
Effective communication and customer service abilities.
Ability to prioritize tasks and work in a fast-paced environment.
Loan Officer
Loan Officer Job 5 miles from Greenwich
Do you have strong relationship building skills? Have you built your business largely on referrals? Are you an entrepreneur at heart? If so, then we have an exciting opportunity for you. Become your own boss at Caliver Beach Mortgage!! Description: · Run your business remotely on a P&L basis under the umbrella of Caliver Beach Mortgage!
· Uncapped commissions!
· Loan products for all borrower types!
· Add additional LO's to your team OR act as an individual LO!
· Licensed in 28 states and growing!
· Administrative, operational and compliance support provided by Corporate!
Successful Candidate Attributes:
· Proven track record developing referral partner relationships with Realtors, CPA's, Financial Planners, etc.
· Maintains a database of past clients for marketing purposes.
· History of closing at least 3-5 units per month.
Loan Officer Requirements:
· An active NMLS/MLO license (required).
· Strong knowledge of lending regulations and industry best practices.
· Exceptional interpersonal and communication skills.
· Analytical mindset with the ability to assess complex financial information.
· Sales-oriented mindset with a commitment to achieving targets.
· Detail-oriented and organized.
· Proficient in relevant software and tools.
Caliver Beach Mortgage, LLC is an equal opportunity employer. We are committed to diversity and inclusion in our workplace.
Loan Officer
Loan Officer Job 18 miles from Greenwich
Come aboard Madison Mortgage Services Inc., a tight-knit crew of mortgage experts committed to your triumph.
At Madison Mortgage, thrive in a lively and encouraging setting designed for Loan Officers.
Experience state-of-the-art technology and a performance-oriented environment that motivates you to exceed your financial and professional objectives.
Explore how Madison Mortgage aids Loan Officers
Gain access to company-generated leads and personalized marketing resources.
Benefit from quick loan approvals in just 10 days.
Utilize a seamless platform that simplifies the entire loan process.
Receive guidance from esteemed industry professionals and top producers in New York.
Competitive pay, excellent perks, and the opportunity to build a lasting career with one of New York's premier mortgage companies.
Utilize our strong connections with top lenders nationwide to offer unparalleled speed, service, and technology to clients.
Engage closely with your team to collaborate on leads, training, and continuous improvement efforts.
Access provided leads to expand your book of referral business as a Loan Officer.
Benefit from coaching by our experienced industry leaders to enhance your skills.
Work alongside top originators in New York to further your professional development.
Ideal candidates should have an established client base and strong referral resources.
Loan Officers in Lake Success, NY, looking to boost their monthly loan volume from 2-3 loans to over 10, are encouraged to apply.
MLOs transitioning from retail and correspondent roles to avoid losing deals to brokers will find this opportunity appealing.
Motivated individuals seeking a high multiple six-figure income and interested in working with a leading mortgage broker in the New York market are welcome to join.
Those driven by the potential for a six-figure income will excel in this role.
While experience working for a broker is beneficial, we are prepared to coach and train individuals with the right mindset.
Proficiency in technology and familiarity with mortgage software is crucial, while Salesforce experience is a bonus.
Inside Loan Originator
Loan Officer Job 26 miles from Greenwich
CrossCountry Mortgage (CCM) is the nation's number one distributed retail mortgage lender with more than 7,000 employees operating over 700 branches and servicing loans across all 50 states, D.C. and Puerto Rico. Our company has been recognized ten times on the Inc. 5000 list of America's fastest-growing private businesses and has received many awards for our standout culture.
A culture where you can grow! CCM has created an exceptional culture driving employee engagement, exceeding employee expectations, and directly impacting company success. At our core, our entrepreneurial spirit empowers every employee to be who they are to help us move forward together. You'll get unwavering support from all departments and total transparency from the top down.
CCM offers eligible employees a competitive compensation plan and a robust benefits package, including medical, dental, vision, as well as a 401K. We also offer company-provided short-term disability, an employee assistance program, and a wellness program.
Position Overview:
The Inside Loan Originator is responsible for converting inbound premium leads into loans by promoting CrossCountry Mortgage's competitive mortgage products, services, and programs. This position consults with customers about their current and future needs to help achieve financing needs, collects and reviews all needed supporting loan documentation, and maintains minimum standards for production and quality.
Job Responsibilities:
* Establish a presence for CCM, including but not limited to, converting incoming leads.
* Analyze current rates and programs to provide accurate and timely information to borrowers.
* Negotiate terms and conditions with borrowers.
* Participate in all steps related to the origination of a mortgage loan including but not limited to, meeting with prospects, counseling borrowers, taking mortgage applications by phone.
* Manage personal pipeline to ensure service standards and financial goals are met.
* Learn various borrowing programs and processes and stay current with changes and new products.
* Learn and utilize various in-house technical systems and programs.
* Evaluate credit requests and determine trends in a given marketplace.
* Comply with all applicable federal and state compliance guidelines relative to the position.
* Available to work varying hours and overtime if needed.
Qualifications and Skills:
* Minimum of 1 year of sales experience or origination experience in a consumer direct or call center environment.
* Experience collecting and analyzing borrower income and negotiating skills.
* Experience proactively soliciting new business.
* Knowledge of retail product philosophy, policy, underwriting, procedures, documentation and systems.
* Experience converting leads and in-bound calls, preferred.
* NMLS License under the terms of the S.A.F.E. Act of 2008 ("SAFE Act") *, a plus.
* State License under the terms of the SAFE Act*, a plus.
* Excellent analytical skills.
* Excellent communication and collaboration skills.
* Proficiency in standardized software applications, including Microsoft Office Suite (i.e. Word, Excel, PowerPoint and Outlook)
This is intended to convey information essential to understanding the scope of the job and the general nature and level of work performed by job holders within this job. However, this job description is not intended to be an exhaustive list of qualifications, skills, efforts, duties, responsibilities or working conditions associated with the position.
Pay Range:
* Commission only.
The posted pay range considers a wide range of compensation factors, including candidate background, experience and work location, while also allowing for salary growth within the position.
CrossCountry Mortgage, LLC offers MORE than a job, we offer a career. Apply now to begin your path to success! careersatccm.com
CrossCountry Mortgage, LLC strives to provide employees with a robust benefit package: **********************************
California residents: Please see CrossCountry's privacy statement for information about how CrossCountry collects and uses personal information about California applicants.
CrossCountry Mortgage supports equal employment opportunity in hiring, development and advancement for all qualified persons without regard to race, color, religion, religious creed, national origin, age, physical or mental disability, ancestry, marital status, uniformed service, covered veteran status, citizenship status, sex (including pregnancy, childbirth, and related medical conditions, and lactation), sexual orientation, gender identity, gender expression, transgender status, domestic violence victim status (where applicable), protected hair style or texture, genetic information (testing or characteristics), or any other protected status of an individual or because of the individual's association with a member of a protected group or any other characteristic protected by federal, state, or local law ("Protected Characteristics"). The collective sum of the individual differences, life experiences, knowledge, inventiveness, innovation, self-expression, unique capabilities and talent that our employees invest in their work represents a significant part of not only our culture, but our reputation. The Company is committed to fostering, cultivating and preserving a culture that welcomes diversity and inclusion.
CrossCountry Mortgage, LLC (NMLS3029) is an FHA Approved Lending Institution and is not acting on behalf of or at the direction of HUD/FHA or the Federal government. To verify licensing, please visit ***************************
Mortgage Originator
Loan Officer Job 12 miles from Greenwich
Primarily responsible for working with customers interested in identifying and obtaining permanent FHA/VA and conventional mortgage loans and other residential mortgage programs that best meet the customer's financial needs and objectives, and adhering to the requirements of federal registration under the SAFE Act.
Primary Responsibilities:
Interviews applicants to collect and analyze information regarding their income, assets, debts and credit data as well as their needs, desires, and earnings to assist in determining whether the loan will be an acceptable risk; obtains and analyzes pertinent financial and credit data.
Independently assesses applicant's credit worthiness. Has authority to issue pre-qualification statement of borrowers' eligibility.
Determines which products best meet the customer's needs and financial circumstances and advises potential borrowers regarding the advantages and disadvantages of different financial products and the most appropriate mortgage loan programs.
Makes recommendations to customers regarding other bank products or to alternative lending vehicles, as needed.
Cultivates new mortgage business. Markets, services and promotes the bank's mortgage products. This includes the solicitation of residential first mortgages through contacts with Realtors, builders, and developers.
May be required to travel to and work at prospective customers' homes or business locations. Follows-up on potential customers via travel or telephone.
Negotiates terms and conditions of loan with mortgagors. Has authority to bind the bank in connection therewith.
Ensures lending compliance with all origination procedures including bank policies and procedures and regulatory requirements.
Advises management on effective compliance strategies and potential modifications to corporate operating policies where appropriate to ensure ongoing regulatory compliance.
Independently monitors trends and developments in the local real estate market, as well as the changing rules and regulations pertaining to both private and government-insured mortgages.
Represents the bank in the community and related functions to identify, develop and promote additional business. May present seminars to general public and real estate agents to promote additional business and community outreach.
Scope of Responsibilities:
The incumbent always works under limited supervision, sometimes away from the office.
The position requires extensive external contacts (potential and existing customers, Realtors, etc.), as well as internal contacts (other Bank personnel) primarily on sales calls outside the office.
Will interact with individuals and teams internally and within the community assigned, developing new relationships and maintaining existing relationships
Responsibility to establish and maintain federal registration requirements outlined in the SAFE Act.
Education and Experience Required:
Associates degree and 2 years sales experience,
OR in lieu of a degree,
A combined minimum of 4 years higher education and/or relevant work experience, including a minimum of 2 years sales experience.
Thorough knowledge of FHA/VA regulations, conventional loan requirements and real estate law.
Education and Experience Preferred:
Technical Skills
General knowledge of personal computers and software programs utilized by Residential Mortgage Department
Proven sales ability.
Strong mathematical skills.
Self-motivated, well-organized individual.
Excellent verbal and written communication skills.
Ability to interact with individuals at all income levels and peers in a professional manner.
Demonstrated ability to work independently and to follow through on details to completion.
Ability to work under critical time constraints.
M&T Bank is committed to fair, competitive, and market-informed pay for our employees. Compensation for this role is based on commission - a draw will be advanced. The successful candidate's particular combination of knowledge, skills, and experience will inform their specific compensation.LocationTarrytown, New York, United States of America
Mortgage Loan Processor
Loan Officer Job 21 miles from Greenwich
is available for remote workers.
About Us: Reliant Home Funding is a mortgage banker committed to delivering seamless and efficient home financing solutions. We take pride in our ability to provide a superior mortgage experience through personalized service and a streamlined process. We are seeking an experienced Mortgage Processor to join our team and help ensure smooth and timely loan closings.
Position Overview:
We are looking for a detail-oriented and highly organized Mortgage Processor with a minimum of 5 years of experience in the mortgage industry, preferably with a broker or Independent Mortgage Bank. The ideal candidate will be well-versed in processing conventional and government loans, managing multiple files efficiently, and ensuring compliance with all underwriting and regulatory guidelines.
Key Responsibilities:
Process and review loan applications for accuracy and completeness.
Verify borrower information, including income, credit, and assets.
Coordinate with loan officers, underwriters, and third-party vendors to facilitate timely closings.
Ensure compliance with federal, state, and investor guidelines.
Communicate with borrowers regarding documentation requirements and loan status.
Maintain proficiency in loan origination systems (LOS) and automated underwriting systems (AUS).
Qualifications:
Minimum 5 years of experience in the mortgage industry, preferably at a broker or Independent Mortgage Bank.
Strong knowledge of Fannie Mae, Freddie Mac, FHA, and VA loan guidelines.
Experience working with multiple lenders and loan programs.
Exceptional attention to detail and ability to multitask in a fast-paced environment.
Strong communication and problem-solving skills.
Ability to work independently and as part of a team.
Why Join Us?
Competitive salary and benefits package.
Growth opportunities within a dynamic mortgage banking environment.
Supportive and collaborative team culture.
How to Apply:
If you meet the qualifications and are looking for a rewarding opportunity, we'd love to hear from you!
Mortgage Loan Originator (Loan Officer)
Loan Officer Job 22 miles from Greenwich
Directly soliciting, originating and supervising to closing Mortgage Loans, on behalf of the Company's customers;
Directly or indirectly negotiating or counseling applicants about Loan interest rates on a Loan application;
Directly or indirectly representing to the public, through advertising or other means of communicating or providing information, including the use of business cards, stationery, brochures, signs, rate lists, or other promotional items, that such Employee can or will perform any of the activities of a MLO;
Researching, developing and implementing marketing ideas taken from various marketing sources;
Establishing and maintaining client referral relationships with previous clients, realtors, accountants, financial planners, builders, and developers to develop new business or retain existing business;
Receiving, collecting and distributing information provided by the applicant to the Company's Processing and Underwriting Department;
Originating Loans only in the state where the MLO and the Branch Office from where the MLO works from is licensed.
Remaining familiar with and ensuring that all loans originated by and actions on behalf of the Employee are handled/taken in accordance with the Company's policies, guidelines, quality control, applicable federal, state, and local laws, and investor guidelines;
Ensuring that all proper documentation is prepared, kept and maintained in accordance with all applicable laws, and is readily available for inspection at Company's discretion;
Informing the Company immediately of any and all events, incidents, occurrences, complaints, lawsuits, investigations, findings, or good faith concerns of illegal, improper, or unethical or other material information or matters concerning the Company and/or the Employee;
Ensuring that all closed loan documents are stored in Company's document storage system and accessible to Company upon demand;
Ensuring that all advertising and marketing is done only with the pre-approval of Company and that all telemarketing is performed in accordance with Company guidelines for use of the Do Not Call list and is in compliance with Federal and State rules.
Ensuring that all websites or other social media used by the Employee that relates in any way to financing residential real estate are approved by the Company prior to posting to/access by the general public.
Ensuring that any and all email communications on behalf of Company shall be sent from and directed through corporate email. Private email is not to be used for any official Company business.
Ensuring that all borrowers are advised of the most appropriate financing options, are not steered to products based on maximizing compensation, and are only advised to close loans if there is a good faith basis to believe that the borrower will be able to re-pay the loan.
Devoting his/her productive time, ability, and attention to the business of the Company and giving his/her best efforts and skills exclusively to the business and interest of the Company during the term of his/her employment with the Company.
Home Mortgage Consultant
Loan Officer Job 7 miles from Greenwich
divpb About this role:/b/pp Wells Fargo is seeking a. . . /ppbr/bIn this role, you will:/b/pulli Participate in soliciting residential mortgages from various sources/lili Produce high quality loans which are compliant and provide excellent customer service/lili Build relationships with realtors, builders, financial professionals, bank stores, past customers, and other non-traditional sources/lili Develop and maintain a high degree of visibility for Wells Fargo Home Mortgage in the marketplace; stay informed of mortgage industry trends and developments in the assigned market/lili Present recommendations for producing loans and exercise some independent judgment while developing understanding of and adherence to Mortgage Retail Sales functional area, policies, procedures, compliance requirements, and generating loans/lili Understand real estate appraisals, title reports, and real estate transactions/lili Receive customer applications, quote the rate and points, and complete follow-up activities with the registration lock-in; analyze and offer mortgage loan products based on client needs/lili Review and analyze low to moderately complex financial and credit data; match customer needs with an appropriate loan program and level of risk/lili Inform prospective and existing customers of Wells Fargo Home Mortgage programs, rates, policies, underwriting requirements, and loan procedures; maintain high standard of client satisfaction and quality by ensuring timely and proactive customer communication/lili Pursue Wells Fargo training offerings to increase knowledge of company products, policies and procedures, and underwriting requirements/lili This SAFE position has customer contact and job duties which may include the offering/negotiating of terms and/or taking an application for a dwelling secured transaction.
As such, this position requires compliance with the S.
A.
F.
E.
Mortgage Licensing Act of 2008 and all related regulations.
Ongoing employment is contingent upon meeting all such requirements, including acceptable background investigation results.
Individuals in a SAFE position also must meet the Loan Originator requirements under Regulation Z (LO) outlined in the job expectations below/li/ulpbr/bRequired Qualifications:/b/pulli2+ years of Mortgage Retail Sales experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education/li/ulpbr/bRequired Qualifications for Europe, Middle East amp; Africa only:/b/pulli Experience in Mortgage Retail Sales, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education/li/ulpbr/bDesired Qualifications:/b/pulli/li/ulpbr/bJob Expectations:/b/pulli This position requires SAFE registration at the time of employment.
Wells Fargo will initiate the SAFE registration process immediately after your employment start date.
The Nationwide Mortgage Licensing System (NMLS) website (*******************
nationwidelicensingsystem.
org) provides the MU4R questions and registration required for employment in this position.
Individuals in Loan Originator (LO) positions must meet the Consumer Financial Protection Bureau qualification requirements and comply with related Wells Fargo policies.
The LO qualification requirements include meeting applicable financial responsibility, character, general financial fitness and criminal background standards.
A current credit report will be used to assess your financial responsibility and credit fitness, however, a credit score is not included as part of the evaluation.
Successful candidates must also meet ongoing regulatory requirements including additional screening, if necessary/li/ulp style="text-align:inherit"/pp style="text-align:inherit"/pp style="text-align:inherit"/pp style="text-align:left"bPay Range/bbr/ /pp style="text-align:left"Reflected is the base pay range offered for this position.
Pay may vary depending on factors including but not limited to achievements, skills, experience, or work location.
The range listed is just one component of the compensation package offered to candidates.
/p$0.
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00divdivdivdivdivdivdivdivdivdivdivdivdivdivdivdivdivdivdivdivdivdivdivdivdivdivdivdivdivdivdivdivdivdivdivdivdivp style="text-align:inherit"/pp style="text-align:left"spanspanspanb Benefits /b/span/span/span/pp style="text-align:inherit"/pp style="text-align:left"Wells Fargo provides eligible employees with a comprehensive set of benefits, many of which are listed below.
Visit a href="************
wellsfargojobs.
com/en/life-at-wells-fargo/benefits" target="_blank"Benefits - Wells Fargo Jobs/a for an overview of the following benefit plans and programs offered to employees.
/pulli Health benefits/lili 401(k) Plan/lili Paid time off/lili Disability benefits/lili Life insurance, critical illness insurance, and accident insurance/lili Parental leave/lili Critical caregiving leave/lili Discounts and savings/lili Commuter benefits/lili Tuition reimbursement/lili Scholarships for dependent children/lili Adoption reimbursement/li/ul/div/div/div/div/div/div/div/div/div/div/div/div/div/div/div/div/div/div/div/div/div/div/div/div/div/div/div/div/div/div/div/div/div/div/div/div/divp style="text-align:inherit"/pp style="text-align:left"bspan Posting End Date:/span/b/pp style="text-align:inherit"/p24 Jul 2025p style="text-align:left"bspan*ispan Job posting may come down early due to volume of applicants.
/span/i/span/b/pp/ppbspan We Value Equal Opportunity/span/b/pp/ppspan Wells Fargo is an equal opportunity employer.
All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic.
/span/pp/ppspanspanspan Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company.
They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions.
There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit's risk appetite and all risk and compliance program requirements.
/span/span/span/pp/pp style="text-align:inherit"/pp style="text-align:left"bspan Applicants with Disabilities/span/b/pp style="text-align:inherit"/pp style="text-align:left"span To request a medical accommodation during the application or interview process, visit /spanspana href="************
wellsfargojobs.
com/en/diversity/disability-inclusion/" target="_blank"span Disability Inclusion at Wells Fargo/span/a/spanspan.
/span/pp style="text-align:inherit"/pp style="text-align:inherit"/pp style="text-align:inherit"/pp style="text-align:left"bDrug and Alcohol Policy/b/pp style="text-align:inherit"b /b/pp style="text-align:left"Wells Fargo maintains a drug free workplace.
Please see our a href="************
wellsfargojobs.
com/en/wells-fargo-drug-and-alcohol-policy" target="_blank"Drug and Alcohol Policy/a to learn more.
/pp style="text-align:inherit"/pp style="text-align:left"bWells Fargo Recruitment and Hiring Requirements:/b/pp style="text-align:inherit"/pp style="text-align:left"a.
Third-Party recordings are prohibited unless authorized by Wells Fargo.
/pp style="text-align:left"b.
Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.
/p/div
Entry level loan Processer
Loan Officer Job 23 miles from Greenwich
A mortgage company located in Monsey or Monroe is looking for an Entry Level Processor to join their team. This position offers an hourly rate of $23-$25, depending on experience, and involves processing residential mortgage applications. The ideal candidate will have prior experience in residential mortgages, strong organizational skills, and attention to detail.
Key Responsibilities:
Process residential mortgage applications.
Verify and review application information.
Communicate with clients and lenders to gather necessary documentation.
Ensure all applications meet compliance and regulatory standards.
Maintain accurate records and documentation.
Assist with other administrative and processing tasks as needed.
Qualifications:
Previous experience in residential mortgages is required.
Strong organizational and time management skills.
Attention to detail and accuracy.
Excellent communication and interpersonal skills.
Ability to work independently and as part of a team.
Proficiency in MS
Office (Excel, Word).
Location: Monsey or Monroe
Salary: $23-$25 hourly
To apply or for more information, please email your resume to
[email protected] with the subject line "Entry Level Processor - Job ID #2382819."
To get the "full list" of the current career opportunities, WhatsApp 732-800-7633
💰 Refer a friend and get a $600-$1,500 referral bonus once they are hired. 💰
Commercial Loan Booking Processor
Loan Officer Job 26 miles from Greenwich
Summary: Dime Community Bank is currently hiring for a Commercial Loan Booking Processor at its headquarters in Hauppauge, Long Island. The Commercial Loan Booking Processor is responsible for the onboarding of various types of Commercial and Mortgage Loans, including both new and renewals. The role also handles the processing of all amendments, extensions, and loan maintenance as authorized and adheres to all policy and procedures. The Commercial Loan Booking Processor completes the uploads and related file maintenance reviews. General loan documentation experience required.
Salary commensurate with experience, ranging from $50,000 to $62,000 annually. The exact compensation may vary based on relevant experience, skills, education, training, licensure and certifications, and location.
All applicants need to attach a recent resume. This is NOT a remote role.
Responsibilities:
Review closed loan file for proper legal and boarding information. Verify approval levels.
Board new loans, renewals, extensions, modifications, and changes in terms to the Bank's loan accounting system. Build Collateral and Guarantor records.
Establish Master Credit Facilities and updates as applicable.
Research and respond to booking-related matter; make necessary changes, adjustments, and corrections. Perform Day 1 quality control.
Add all applicable addenda and updates to all User Defined Fields with accuracy for financial reporting.
Review daily file/transaction maintenance and completed Account Guard timely.
Review and clear any non-posted items.
Process work from Loans in Process or Payments Received timely.
Process and assess fees to loans and apply applicable Deferred Fees and Costs.
Process payment and payoff transactions as may be applicable to loans booked.
Place holds on accounts and update loan record of such hold (Collateral or Piti).
Research and respond to Help Desk tickets.
Provide legal documents to imaging team for uploading.
Perform other duties as assigned.
Qualifications:
High school diploma or equivalent required.
Good basic computer and data entry skills. Basic knowledge of Microsoft Office (previous spreadsheet use key).
General loan documentation experience required.
Good mathematics, accounting, and balancing skills.
Ability to interact with a diverse group of people with tact and professionalism.
Highly motivated and flexible with excellent organizational skills.
Mortgage Originator
Loan Officer Job 27 miles from Greenwich
ESSENTIAL DUTIES AND RESPONSIBILITIES: Participate in the development and implementation of the Bank's external mortgage origination process. In collaboration with mortgage sales team leader, develop strategies which will enable the Bank to remain competitive in the changing marketplace and meet its objectives and goals. Reports to the Sales Manager, Residential Lending.
Loan and Relationship Management
Relationship building to generate new mortgage business for the bank
Consistently follow up on potential prospects and leads.
Quote loan rates and answer questions pertaining to the loan product or products based on regulatory guidelines and bank policy.
Interview mortgage loan applicants following lending policy guidelines and bank's customer service guidelines.
Accurately complete loan applications and other necessary documents within the Encompass system; collect all necessary documents from the applicant(s).
Actively follow up with applicants for required documents or information needed to process and underwrite the mortgage application in a timely manner.
Sales Goal Performance
Achieve mortgage origination goals of $12 Million in closed loan origination annually.
Achieve goals and objectives set within employment agreement.
Contribute to bank promotional and marketing activities to generate leads for mortgages.
Achieve customer referral goal of 6 per year from former clients.
Achieve realtor referral goal from new and existing realtor contacts of 18 quality referrals that lead to an application per year.
Achieve minimum referral goal of 12 from COI's such as Builders, Attorneys, Financial Advisors, and Accountants.
Maintain an accurate record of customer contacts in CRM system, including valuable notes to assist our sales process within the bank.
Address applicant/customer questions and concerns, document the conversations and take appropriate action to overcome issues; enter in Compliant Tracker for compliance purposes.
Conduct sales calls and generate leads on referral sources to generate mortgage business.
Use sales and technical expertise to assist customers on meeting their needs for current and potential services and products.
Bridgeport Regional Loan Officer
Loan Officer Job 25 miles from Greenwich
Do you have strong relationship building skills? Have you built your business largely on referrals? Are you an entrepreneur at heart and interested in growing a team? If so, then we have an exciting opportunity for you. Become your own boss at Caliver Beach Mortgage!!
Description:
· Run your business remotely on a P&L basis under the umbrella of Caliver Beach Mortgage!
· Uncapped commissions!
· Loan products for all borrower types!
· Add additional LO's to your team OR act as an individual LO!
· Licensed in 28 states and growing!
· Administrative, operational and compliance support provided by Corporate!
Successful Candidate Attributes:
· Proven track record developing referral partner relationships with Realtors, CPA's, Financial Planners, etc.
· Maintains a database of past clients for marketing purposes.
· History of closing at least 3-5 units per month.
Loan Officer Requirements:
· An active NMLS/MLO license (required).
· Strong knowledge of lending regulations and industry best practices.
· Exceptional interpersonal and communication skills.
· Analytical mindset with the ability to assess complex financial information.
· Sales-oriented mindset with a commitment to achieving targets.
· Detail-oriented and organized.
· Proficient in relevant software and tools.
Caliver Beach Mortgage, LLC is an equal opportunity employer. We are committed to diversity and inclusion in our workplace.
Inside Loan Originator
Loan Officer Job 26 miles from Greenwich
divp style="text-align:left"CrossCountry Mortgage (CCM) is the nation's number one distributed retail mortgage lender with more than 7,000 employees operating over 700 branches and servicing loans across all 50 states, D. C. and Puerto Rico. Our company has been recognized ten times on the Inc.
5000 list of America's fastest-growing private businesses and has received many awards for our standout culture.
/pp style="text-align:inherit"/pp style="text-align:left"bA culture where you can grow! /bCCM has created an exceptional culture driving employee engagement, exceeding employee expectations, and directly impacting company success.
At our core, our entrepreneurial spirit empowers every employee to be who they are to help us move forward together.
You'll get unwavering support from all departments and total transparency from the top down.
/pp style="text-align:inherit"/pp style="text-align:left"CCM offers eligible employees a competitive compensation plan and a robust benefits package, including medical, dental, vision, as well as a 401K.
We also offer company-provided short-term disability, an employee assistance program, and a wellness program.
/pp style="text-align:inherit"/ppb Position Overview:/b/pp The Inside Loan Originator is responsible for converting inbound premium leads into loans by promoting CrossCountry Mortgage's competitive mortgage products, services, and programs.
This position consults with customers about their current and future needs to help achieve financing needs, collects and reviews all needed supporting loan documentation, and maintains minimum standards for production and quality.
/pp/ppb Job Responsibilities:/b/pulli Establish a presence for CCM, including but not limited to, converting incoming leads.
/lili Analyze current rates and programs to provide accurate and timely information to borrowers.
/lili Negotiate terms and conditions with borrowers.
/lili Participate in all steps related to the origination of a mortgage loan including but not limited to, meeting with prospects, counseling borrowers, taking mortgage applications by phone.
/lili Manage personal pipeline to ensure service standards and financial goals are met.
/lili Learn various borrowing programs and processes and stay current with changes and new products.
/lili Learn and utilize various in-house technical systems and programs.
/lili Evaluate credit requests and determine trends in a given marketplace.
/lili Comply with all applicable federal and state compliance guidelines relative to the position.
/lili Available to work varying hours and overtime if needed.
/li/ulp/ppb Qualifications and Skills:/b/pulli Minimum of 1 year of sales experience or origination experience in a consumer direct or call center environment.
/lili Experience collecting and analyzing borrower income and negotiating skills.
/lili Experience proactively soliciting new business.
/lili Knowledge of retail product philosophy, policy, underwriting, procedures, documentation and systems.
/lili Experience converting leads and in-bound calls, preferred.
/lili NMLS License under the terms of the S.
A.
F.
E.
Act of 2008 (“SAFE Act”) *, a plus.
/lili State License under the terms of the SAFE Act*, a plus.
/lili Excellent analytical skills.
/lili Excellent communication and collaboration skills.
/lili Proficiency in standardized software applications, including Microsoft Office Suite (i.
e.
Word, Excel, PowerPoint and Outlook)/li/ulp/pp This is intended to convey information essential to understanding the scope of the job and the general nature and level of work performed by job holders within this job.
However, this job description is not intended to be an exhaustive list of qualifications, skills, efforts, duties, responsibilities or working conditions associated with the position.
/pp/ppbspan Pay Range:/span/b/pullipspan Commission only.
/span/p/li/ulpi The posted pay range considers a wide range of compensation factors, including candidate background, experience and work location, while also allowing for salary growth within the position.
/i/pp/pp/pdivp CrossCountry Mortgage, LLC offers bMORE/b than a job, we offer a career.
Apply now to begin your path to success! a href="*****************************
com/about-us/careers/apply/" target="_blank"careersatccm.
com/abr/ /pp CrossCountry Mortgage, LLC strives to provide employees with a robust benefit package: a href="******************************
com/" target="_blank"*******************************
com/a/pp/ppb California residents:/b Please see CrossCountry's a href="*****************************
com/ccpa/applicant/" target="_blank"privacy statement/a for information about how CrossCountry collects and uses personal information about California applicants.
br/ /ppb CrossCountry Mortgage supports equal employment opportunity in hiring, development and advancement for all qualified persons without regard to race, color, religion, religious creed, national origin, age, physical or mental disability, ancestry, marital status, uniformed service, covered veteran status, citizenship status, sex (including pregnancy, childbirth, and related medical conditions, and lactation), sexual orientation, gender identity, gender expression, transgender status, domestic violence victim status (where applicable), protected hair style or texture, genetic information (testing or characteristics), or any other protected status of an individual or because of the individual's association with a member of a protected group or any other characteristic protected by federal, state, or local law (“Protected Characteristics”).
/b bThe collective sum of the individual differences, life experiences, knowledge, inventiveness, innovation, self-expression, unique capabilities and talent that our employees invest in their work represents a significant part of not only our culture, but our reputation.
The Company is committed to fostering, cultivating and preserving a culture that welcomes diversity and inclusion.
/bbr/ /ppb CrossCountry Mortgage, LLC (NMLS3029) is an FHA Approved Lending Institution and is not acting on behalf of or at the direction of HUD/FHA or the Federal government.
To verify licensing, please visit /ba href="***********
NMLSConsumerAccess.
org" target="_blank"bwww.
NMLSConsumerAccess.
org/b/ab.
/b/p/div/div
Mortgage Originator
Loan Officer Job 21 miles from Greenwich
Primarily responsible for working with customers interested in identifying and obtaining permanent FHA/VA and conventional mortgage loans and other residential mortgage programs that best meet the customer's financial needs and objectives, and adhering to the requirements of federal registration under the SAFE Act.
Primary Responsibilities:
Interviews applicants to collect and analyze information regarding their income, assets, debts and credit data as well as their needs, desires, and earnings to assist in determining whether the loan will be an acceptable risk; obtains and analyzes pertinent financial and credit data.
Independently assesses applicant's credit worthiness. Has authority to issue pre-qualification statement of borrowers' eligibility.
Determines which products best meet the customer's needs and financial circumstances and advises potential borrowers regarding the advantages and disadvantages of different financial products and the most appropriate mortgage loan programs.
Makes recommendations to customers regarding other bank products or to alternative lending vehicles, as needed.
Cultivates new mortgage business. Markets, services and promotes the bank's mortgage products. This includes the solicitation of residential first mortgages through contacts with Realtors, builders, and developers.
May be required to travel to and work at prospective customers' homes or business locations. Follows-up on potential customers via travel or telephone.
Negotiates terms and conditions of loan with mortgagors. Has authority to bind the bank in connection therewith.
Ensures lending compliance with all origination procedures including bank policies and procedures and regulatory requirements.
Advises management on effective compliance strategies and potential modifications to corporate operating policies where appropriate to ensure ongoing regulatory compliance.
Independently monitors trends and developments in the local real estate market, as well as the changing rules and regulations pertaining to both private and government-insured mortgages.
Represents the bank in the community and related functions to identify, develop and promote additional business. May present seminars to general public and real estate agents to promote additional business and community outreach.
Scope of Responsibilities:
The incumbent always works under limited supervision, sometimes away from the office.
The position requires extensive external contacts (potential and existing customers, Realtors, etc.), as well as internal contacts (other Bank personnel) primarily on sales calls outside the office.
Will interact with individuals and teams internally and within the community assigned, developing new relationships and maintaining existing relationships
Responsibility to establish and maintain federal registration requirements outlined in the SAFE Act.
Education and Experience Required:
Associates degree and 2 years sales experience,
OR in lieu of a degree,
A combined minimum of 4 years higher education and/or relevant work experience, including a minimum of 2 years sales experience.
Thorough knowledge of FHA/VA regulations, conventional loan requirements and real estate law.
Education and Experience Preferred:
Technical Skills
General knowledge of personal computers and software programs utilized by Residential Mortgage Department
Proven sales ability.
Strong mathematical skills.
Self-motivated, well-organized individual.
Excellent verbal and written communication skills.
Ability to interact with individuals at all income levels and peers in a professional manner.
Demonstrated ability to work independently and to follow through on details to completion.
Ability to work under critical time constraints.
#LI-111
M&T Bank is committed to fair, competitive, and market-informed pay for our employees. Compensation for this role is based on commission - a draw will be advanced. The successful candidate's particular combination of knowledge, skills, and experience will inform their specific compensation.LocationMelville, New York, United States of America
Home Mortgage Consultant
Loan Officer Job 5 miles from Greenwich
About this role: Wells Fargo is seeking a... In this role, you will: * Participate in soliciting residential mortgages from various sources * Produce high quality loans which are compliant and provide excellent customer service * Build relationships with realtors, builders, financial professionals, bank stores, past customers, and other non-traditional sources
* Develop and maintain a high degree of visibility for Wells Fargo Home Mortgage in the marketplace; stay informed of mortgage industry trends and developments in the assigned market
* Present recommendations for producing loans and exercise some independent judgment while developing understanding of and adherence to Mortgage Retail Sales functional area, policies, procedures, compliance requirements, and generating loans
* Understand real estate appraisals, title reports, and real estate transactions
* Receive customer applications, quote the rate and points, and complete follow-up activities with the registration lock-in; analyze and offer mortgage loan products based on client needs
* Review and analyze low to moderately complex financial and credit data; match customer needs with an appropriate loan program and level of risk
* Inform prospective and existing customers of Wells Fargo Home Mortgage programs, rates, policies, underwriting requirements, and loan procedures; maintain high standard of client satisfaction and quality by ensuring timely and proactive customer communication
* Pursue Wells Fargo training offerings to increase knowledge of company products, policies and procedures, and underwriting requirements
* This SAFE position has customer contact and job duties which may include the offering/negotiating of terms and/or taking an application for a dwelling secured transaction. As such, this position requires compliance with the S.A.F.E. Mortgage Licensing Act of 2008 and all related regulations. Ongoing employment is contingent upon meeting all such requirements, including acceptable background investigation results. Individuals in a SAFE position also must meet the Loan Originator requirements under Regulation Z (LO) outlined in the job expectations below
Required Qualifications:
* 2+ years of Mortgage Retail Sales experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education
Required Qualifications for Europe, Middle East & Africa only:
* Experience in Mortgage Retail Sales, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education
Desired Qualifications:
*
Job Expectations:
* This position requires SAFE registration at the time of employment. Wells Fargo will initiate the SAFE registration process immediately after your employment start date. The Nationwide Mortgage Licensing System (NMLS) website (************************************************* provides the MU4R questions and registration required for employment in this position. Individuals in Loan Originator (LO) positions must meet the Consumer Financial Protection Bureau qualification requirements and comply with related Wells Fargo policies. The LO qualification requirements include meeting applicable financial responsibility, character, general financial fitness and criminal background standards. A current credit report will be used to assess your financial responsibility and credit fitness, however, a credit score is not included as part of the evaluation. Successful candidates must also meet ongoing regulatory requirements including additional screening, if necessary
Pay Range
Reflected is the base pay range offered for this position. Pay may vary depending on factors including but not limited to achievements, skills, experience, or work location. The range listed is just one component of the compensation package offered to candidates.
$0.00 - $0.00
Benefits
Wells Fargo provides eligible employees with a comprehensive set of benefits, many of which are listed below. Visit Benefits - Wells Fargo Jobs for an overview of the following benefit plans and programs offered to employees.
* Health benefits
* 401(k) Plan
* Paid time off
* Disability benefits
* Life insurance, critical illness insurance, and accident insurance
* Parental leave
* Critical caregiving leave
* Discounts and savings
* Commuter benefits
* Tuition reimbursement
* Scholarships for dependent children
* Adoption reimbursement
Posting End Date:
24 Jul 2025
* Job posting may come down early due to volume of applicants.
We Value Equal Opportunity
Wells Fargo is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic.
Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit's risk appetite and all risk and compliance program requirements.
Applicants with Disabilities
To request a medical accommodation during the application or interview process, visit Disability Inclusion at Wells Fargo.
Drug and Alcohol Policy
Wells Fargo maintains a drug free workplace. Please see our Drug and Alcohol Policy to learn more.
Wells Fargo Recruitment and Hiring Requirements:
a. Third-Party recordings are prohibited unless authorized by Wells Fargo.
b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.
Mortgage Loan Closer
Loan Officer Job 18 miles from Greenwich
pstrong Are you an experienced Mortgage Loan Closer with a strong customer service approach/strong?/ppbr//pp If so, we are looking for you to join our well-established lending team. We are seeking a highly skilled mortgage closer to help us process closings efficiently.
/ppbr//pp Job seekers should have strong communication skills and an understanding of state and federal regulations.
If this sounds like a fit and you are ready to take the next step towards your career goals, apply now!/p
Inside Loan Originator
Loan Officer Job 26 miles from Greenwich
CrossCountry Mortgage (CCM) is the nation's number one distributed retail mortgage lender with more than 7,000 employees operating over 700 branches and servicing loans across all 50 states, D.C. and Puerto Rico. Our company has been recognized ten times on the Inc. 5000 list of America's fastest-growing private businesses and has received many awards for our standout culture.
A culture where you can grow! CCM has created an exceptional culture driving employee engagement, exceeding employee expectations, and directly impacting company success. At our core, our entrepreneurial spirit empowers every employee to be who they are to help us move forward together. You'll get unwavering support from all departments and total transparency from the top down.
CCM offers eligible employees a competitive compensation plan and a robust benefits package, including medical, dental, vision, as well as a 401K. We also offer company-provided short-term disability, an employee assistance program, and a wellness program.
Position Overview:
The Inside Loan Originator is responsible for converting inbound premium leads into loans by promoting CrossCountry Mortgage's competitive mortgage products, services, and programs. This position consults with customers about their current and future needs to help achieve financing needs, collects and reviews all needed supporting loan documentation, and maintains minimum standards for production and quality.
Job Responsibilities:
Establish a presence for CCM, including but not limited to, converting incoming leads.
Analyze current rates and programs to provide accurate and timely information to borrowers.
Negotiate terms and conditions with borrowers.
Participate in all steps related to the origination of a mortgage loan including but not limited to, meeting with prospects, counseling borrowers, taking mortgage applications by phone.
Manage personal pipeline to ensure service standards and financial goals are met.
Learn various borrowing programs and processes and stay current with changes and new products.
Learn and utilize various in-house technical systems and programs.
Evaluate credit requests and determine trends in a given marketplace.
Comply with all applicable federal and state compliance guidelines relative to the position.
Available to work varying hours and overtime if needed.
Qualifications and Skills:
Minimum of 1 year of sales experience or origination experience in a consumer direct or call center environment.
Experience collecting and analyzing borrower income and negotiating skills.
Experience proactively soliciting new business.
Knowledge of retail product philosophy, policy, underwriting, procedures, documentation and systems.
Experience converting leads and in-bound calls, preferred.
NMLS License under the terms of the S.A.F.E. Act of 2008 (“SAFE Act”) *, a plus.
State License under the terms of the SAFE Act*, a plus.
Excellent analytical skills.
Excellent communication and collaboration skills.
Proficiency in standardized software applications, including Microsoft Office Suite (i.e. Word, Excel, PowerPoint and Outlook)
This is intended to convey information essential to understanding the scope of the job and the general nature and level of work performed by job holders within this job. However, this job description is not intended to be an exhaustive list of qualifications, skills, efforts, duties, responsibilities or working conditions associated with the position.
Pay Range:
Commission only.
The posted pay range considers a wide range of compensation factors, including candidate background, experience and work location, while also allowing for salary growth within the position.
CrossCountry Mortgage, LLC offers MORE than a job, we offer a career. Apply now to begin your path to success! careersatccm.com
CrossCountry Mortgage, LLC strives to provide employees with a robust benefit package: **********************************
California residents: Please see CrossCountry's privacy statement for information about how CrossCountry collects and uses personal information about California applicants.
CrossCountry Mortgage supports equal employment opportunity in hiring, development and advancement for all qualified persons without regard to race, color, religion, religious creed, national origin, age, physical or mental disability, ancestry, marital status, uniformed service, covered veteran status, citizenship status, sex (including pregnancy, childbirth, and related medical conditions, and lactation), sexual orientation, gender identity, gender expression, transgender status, domestic violence victim status (where applicable), protected hair style or texture, genetic information (testing or characteristics), or any other protected status of an individual or because of the individual's association with a member of a protected group or any other characteristic protected by federal, state, or local law (“Protected Characteristics”). The collective sum of the individual differences, life experiences, knowledge, inventiveness, innovation, self-expression, unique capabilities and talent that our employees invest in their work represents a significant part of not only our culture, but our reputation. The Company is committed to fostering, cultivating and preserving a culture that welcomes diversity and inclusion.
CrossCountry Mortgage, LLC (NMLS3029) is an FHA Approved Lending Institution and is not acting on behalf of or at the direction of HUD/FHA or the Federal government. To verify licensing, please visit ***************************
Mortgage Originator
Loan Officer Job 16 miles from Greenwich
Primarily responsible for working with customers interested in identifying and obtaining permanent FHA/VA and conventional mortgage loans and other residential mortgage programs that best meet the customer's financial needs and objectives, and adhering to the requirements of federal registration under the SAFE Act.
Primary Responsibilities:
Interviews applicants to collect and analyze information regarding their income, assets, debts and credit data as well as their needs, desires, and earnings to assist in determining whether the loan will be an acceptable risk; obtains and analyzes pertinent financial and credit data.
Independently assesses applicant's credit worthiness. Has authority to issue pre-qualification statement of borrowers' eligibility.
Determines which products best meet the customer's needs and financial circumstances and advises potential borrowers regarding the advantages and disadvantages of different financial products and the most appropriate mortgage loan programs.
Makes recommendations to customers regarding other bank products or to alternative lending vehicles, as needed.
Cultivates new mortgage business. Markets, services and promotes the bank's mortgage products. This includes the solicitation of residential first mortgages through contacts with Realtors, builders, and developers.
May be required to travel to and work at prospective customers' homes or business locations. Follows-up on potential customers via travel or telephone.
Negotiates terms and conditions of loan with mortgagors. Has authority to bind the bank in connection therewith.
Ensures lending compliance with all origination procedures including bank policies and procedures and regulatory requirements.
Advises management on effective compliance strategies and potential modifications to corporate operating policies where appropriate to ensure ongoing regulatory compliance.
Independently monitors trends and developments in the local real estate market, as well as the changing rules and regulations pertaining to both private and government-insured mortgages.
Represents the bank in the community and related functions to identify, develop and promote additional business. May present seminars to general public and real estate agents to promote additional business and community outreach.
Scope of Responsibilities:
The incumbent always works under limited supervision, sometimes away from the office.
The position requires extensive external contacts (potential and existing customers, Realtors, etc.), as well as internal contacts (other Bank personnel) primarily on sales calls outside the office.
Will interact with individuals and teams internally and within the community assigned, developing new relationships and maintaining existing relationships
Responsibility to establish and maintain federal registration requirements outlined in the SAFE Act.
Education and Experience Required:
Associates degree and 2 years sales experience,
OR in lieu of a degree,
A combined minimum of 4 years higher education and/or relevant work experience, including a minimum of 2 years sales experience.
Thorough knowledge of FHA/VA regulations, conventional loan requirements and real estate law.
Education and Experience Preferred:
Technical Skills
General knowledge of personal computers and software programs utilized by Residential Mortgage Department
Proven sales ability.
Strong mathematical skills.
Self-motivated, well-organized individual.
Excellent verbal and written communication skills.
Ability to interact with individuals at all income levels and peers in a professional manner.
Demonstrated ability to work independently and to follow through on details to completion.
Ability to work under critical time constraints.
M&T Bank is committed to fair, competitive, and market-informed pay for our employees. Compensation for this role is based on commission - a draw will be advanced. The successful candidate's particular combination of knowledge, skills, and experience will inform their specific compensation.LocationNyack, New York, United States of America
Home Mortgage Consultant
Loan Officer Job 5 miles from Greenwich
**About this role:** Wells Fargo is seeking a... **In this role, you will:** + Participate in soliciting residential mortgages from various sources + Produce high quality loans which are compliant and provide excellent customer service + Build relationships with realtors, builders, financial professionals, bank stores, past customers, and other non-traditional sources
+ Develop and maintain a high degree of visibility for Wells Fargo Home Mortgage in the marketplace; stay informed of mortgage industry trends and developments in the assigned market
+ Present recommendations for producing loans and exercise some independent judgment while developing understanding of and adherence to Mortgage Retail Sales functional area, policies, procedures, compliance requirements, and generating loans
+ Understand real estate appraisals, title reports, and real estate transactions
+ Receive customer applications, quote the rate and points, and complete follow-up activities with the registration lock-in; analyze and offer mortgage loan products based on client needs
+ Review and analyze low to moderately complex financial and credit data; match customer needs with an appropriate loan program and level of risk
+ Inform prospective and existing customers of Wells Fargo Home Mortgage programs, rates, policies, underwriting requirements, and loan procedures; maintain high standard of client satisfaction and quality by ensuring timely and proactive customer communication
+ Pursue Wells Fargo training offerings to increase knowledge of company products, policies and procedures, and underwriting requirements
+ This SAFE position has customer contact and job duties which may include the offering/negotiating of terms and/or taking an application for a dwelling secured transaction. As such, this position requires compliance with the S.A.F.E. Mortgage Licensing Act of 2008 and all related regulations. Ongoing employment is contingent upon meeting all such requirements, including acceptable background investigation results. Individuals in a SAFE position also must meet the Loan Originator requirements under Regulation Z (LO) outlined in the job expectations below
**Required Qualifications:**
+ 2+ years of Mortgage Retail Sales experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education
**Required Qualifications for Europe, Middle East & Africa only:**
+ Experience in Mortgage Retail Sales, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education
**Desired Qualifications:**
**Job Expectations:**
+ This position requires SAFE registration at the time of employment. Wells Fargo will initiate the SAFE registration process immediately after your employment start date. The Nationwide Mortgage Licensing System (NMLS) website (************************************************* provides the MU4R questions and registration required for employment in this position. Individuals in Loan Originator (LO) positions must meet the Consumer Financial Protection Bureau qualification requirements and comply with related Wells Fargo policies. The LO qualification requirements include meeting applicable financial responsibility, character, general financial fitness and criminal background standards. A current credit report will be used to assess your financial responsibility and credit fitness, however, a credit score is not included as part of the evaluation. Successful candidates must also meet ongoing regulatory requirements including additional screening, if necessary
**Pay Range**
Reflected is the base pay range offered for this position. Pay may vary depending on factors including but not limited to achievements, skills, experience, or work location. The range listed is just one component of the compensation package offered to candidates.
$0.00 - $0.00
**Benefits**
Wells Fargo provides eligible employees with a comprehensive set of benefits, many of which are listed below. Visit Benefits - Wells Fargo Jobs (*************************************************************** for an overview of the following benefit plans and programs offered to employees.
+ Health benefits
+ 401(k) Plan
+ Paid time off
+ Disability benefits
+ Life insurance, critical illness insurance, and accident insurance
+ Parental leave
+ Critical caregiving leave
+ Discounts and savings
+ Commuter benefits
+ Tuition reimbursement
+ Scholarships for dependent children
+ Adoption reimbursement
**Posting End Date:**
24 Jul 2025
***** **_Job posting may come down early due to volume of applicants._**
**We Value Equal Opportunity**
Wells Fargo is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic.
Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit's risk appetite and all risk and compliance program requirements.
**Applicants with Disabilities**
To request a medical accommodation during the application or interview process, visit Disability Inclusion at Wells Fargo (****************************************************************** .
**Drug and Alcohol Policy**
Wells Fargo maintains a drug free workplace. Please see our Drug and Alcohol Policy (********************************************************************** to learn more.
**Wells Fargo Recruitment and Hiring Requirements:**
a. Third-Party recordings are prohibited unless authorized by Wells Fargo.
b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.
**Req Number:** R-427287