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Loan Officer Jobs in Harrisburg, PA

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  • Loan Officer I

    Pennsylvania Housing Finance Agency 4.1company rating

    Loan Officer Job In Harrisburg, PA

    The Loan Officer I position is responsible for the eligibility decisions on HEMAP applications, recertifications, re-evaluations and subordination requests. Review applications and make a determination of program eligibility based on an analysis of credit reports, mortgage credit histories, income tax returns, pay stubs, property searches, and individual circumstances. Order property and credit reports when needed. Review program policies and procedures as needed with counseling agencies, lenders, attorneys, and homeowners. Review recertifications, re-evaluations, subordinations, and remanded files to determine eligibility, necessity for continuation, termination, or adjustment to contribution/repayment amounts. Maintain a collection queue by calling, emailing, and sending letters to borrowers to make payment arrangements in an effort to cure delinquent accounts. Refer uncollectable accounts to Manager of Loan Processing for further action. Address counseling agency issues encountered during the application review process. Open checks, add the daily bank deposit, or assist in HEMAP queue calls as needed, or in the absence of administrative staff. Prepare monthly activity reports. QualificationsBachelor of Science - Finance, Relevant professional experience (1-3 years) ExperienceRelevant professional experience (1-3 years) EEO Statement As an employer, PHFA is committed to having a workforce that is diverse and reflects the residents that it serves. We strive to maintain a workplace where all employees and applicants for employment receive equal opportunities in all aspects of employment. There are numerous policies in place at PHFA to help us honor this commitment. The Pennsylvania Housing Finance Agency is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to age, disability, family status, gender, national origin, political affiliation, race or religion. Diversity Statement PHFA values, honors and commits to the equitable treatment and elimination of discrimination in all forms. We are committed to the diversity of all staff, and in all programs and services offered.
    $37k-50k yearly est. 25d ago
  • Loan Officer Outside Sales

    Primary Residential Careers 4.7company rating

    Loan Officer Job 22 miles from Harrisburg

    - Responsibilities/Duties/Functions/Tasks The main function of this position is to proactively solicit new residential mortgage clients, while developing and cultivating a strong business network of referrals. It is the responsibility of a Loan Officer to analyze a borrower's financial and credit data to determine creditworthiness and the probability of financial security in repayment efforts. Originates their own sales by contacting prospective clients, Develops and maintains referral sources, Spends at least one or two hours a day, two or more times a week outside of the office (including a home office), originating loans, Meets with prospective clients at locations other than PRMI's offices, e.g., client's home or other locations, Meets with clients in person to sell mortgage loan products/packages, Contact with clients by telephone, mail, and e-mail is adjunct to in-person contacts, Obtains credit information and necessary documentation for application process, In-person calls outside of the office on real estate agents and brokers, financial advisors, and other potential referral sources to develop borrower leads, Engages in marketing and promotional activities in support of their own sales, Develops new and continued business opportunities and sales leads by cultivating relationships with realtors, builders, bankers, etc. Develops solid PRMI product knowledge and offers clients the best mortgage products to match client needs Reviews application information, requesting specific supporting documentation as needed/required based on loan investor guidelines Analyzes and exercises independent judgment and discretion in advancing PRMI's business objectives and the interests of PRMI's customers regarding significant financial decisions Carries out major assignments affecting business operations of the employer or the employer's customers through: collecting and analyzing information regarding the customer's income, assets, investments, or debts analyzing applicant data, credit and collateral property value determining which financial products best meet the customer's needs and financial circumstances providing advice to the customer regarding the advantages and disadvantages of available financial products marketing, servicing, or promoting the employer's financial products Completes necessary continuing education in a timely manner and remains current on local developments and trends within the real estate and mortgage industries Provides origination services in the state of licensure Creates and maintains excellent business relationships with referral client base, creating new mortgage lending opportunities Corresponds, communicates, and coordinates with clients, in-house support staff, and external service providers to facilitate timely closings Qualifications Sales experience in the mortgage industry is preferred Familiarity with mortgage processes, procedures, rules, regulations, and compliance Exceptional customer service skills with a strong attention to detail Excellent written and verbal communication skills Strong computer skills to include a working knowledge of MS Office Ability to comprehend and analyze financial information Ability to effectively communicate and present complex financial information while fielding and responding to questions from applicants, support staff, and management Established contact and referral list within the real estate and mortgage industries preferred Ability to pass a required background check Company Conformance Statement In the performance of assigned tasks and duties all employees are expected to conform to the following: Review and adhere to policies and guidelines contained within the Employee Handbook, including privacy and information security guidelines. Act within delegated authorities and adheres to applicable policy and procedures associated with such authorities. Contribute to establishing a respectful workplace where diversity is critical to innovation and growth. Ensure every action and decision is aligned with PRMI values. Partner with your management team to understand performance expectations and measurements. Effectively utilize feedback and coaching opportunities while seeking to learn and develop within your role at PRMI. Realize team synergies through networking and partnerships across PRMI. Embrace change; act as advocate and role model, promoting an approach of continuous improvement. Maintain a high standard of customer care while actively listening to customers in an effort to understand their views and needs. Take ownership of problems and issues, taking into consideration the breadth of PRMI competencies in providing solutions. Work independently while understanding the necessity for communicating and coordinating work efforts with other employees and organizations. Work effectively as a team contributor on all assignments. Perform quality work within deadlines. Respect client and employee privacy. Maintain eligibility for FLSA classification as Outside Sales Exempt, and complete the bi-annual certification process Work Requirements Each employee must be able to communicate clearly and effectively, utilize a computer, maintain a work schedule, and effectively perform in an office setting. Employment with PRMI requires compliance with and adherence to all applicable mortgage and fair lending laws and regulations as well as PRMI policies. The ability to work extended hours may be required. Nothing in this job description restricts management's right to assign or reassign duties and responsibilities to this job at any time.
    $35k-55k yearly est. 60d+ ago
  • Mortgage Loan Officer - Retail

    City National Bank 4.9company rating

    Loan Officer Job In Harrisburg, PA

    *EXTERNAL LOAN OFFICER- MORTGAGE BANKING* WHAT IS THE OPPORTUNITY? The external mortgage loan officer is responsible for originating residential mortgage loans by developing business relationships with real estate professionals, builders and other potential referral sources this role involves working outside of the office to generate leads and establish a network of clients the loan officer will guide clients through the mortgage application process ensuring they find the best loan products to meet their financial needs. Conduct client/prospect needs analysis and develop proposed solutions/sales presentations to meet their needs. Maintain current knowledge of all first mortgage and concurrent second loan products and services offered.Must be in good standing under "The Secure and Fair Enforcement for Mortgage Licensing Act of 2008" (Safe Act) and must be registered/licensed with the "Nationwide Mortgage Licensing System and Registry"; or must be able to be registered under the Safe Act. Must remain in good standing under the Safe Act. WHAT WILL YOU DO? * Proactively identify and engage potential borrowers through networking referrals and community involvement * Establish and maintain relationships with real estate agents, builders, financial planners, and other key referral sources. * Uses proactive, consultative sales skills and strategies to identify client needs, quantify service / product benefits and present recommendations to targeted clients and prospects as assigned. * Conduct regular market visits and meetings with referral partners to build a strong referral base and ongoing sustainable business relationships * Attend industry events, open houses, and community events to generate new business opportunities. * Consult with potential borrowers to assess their financial situation and mortgage needs. Educate clients on the available mortgage products, interest rates, terms, and cost associated with obtaining a mortgage. * May identify business opportunities and solicit referrals of other Bank products or services from existing clients, referral sources and other professionals in the industry. * Assist clients in completing mortgage loan applications and the gathering of necessary documentation for the fulfillment and completion of the loan cycle. Communicate periodic updates to all parties in the transaction with specific regard to the customer experience. * Ensure that all mortgage loan applications and documentation comply with Federal, State, and CNB regulations. Keep accurate and organized records of all client interactions and loan applications. * Negotiates transactions; prices loan products within targeted rate of return; coordinates the documentation and closing of loan transactions, ensures conformance with Bank policy and regulatory requirements. Exercises sound credit and risk judgment in recommending loans for approval. * May coordinate the cross-selling of other product and/or services (i.e., cash management, foreign exchange, investment and trust, etc.). May interface with other Bank departments as necessary to define responsibilities and coordinate objectives for all product areas. * Obtains and completes mortgage loan application packages, including supporting documentation required to process loan requests; reviews information to ensure that files submitted meet regulatory agency and CNB policies; forwards application packages to Residential Lending within specified times in order to meet regulatory requirements for initial disclosures and timely processing as required under Regulation B and RESPA. * Contacts borrowers directly for additional information related to loan requests, summarizes information and exercises sound credit and risk judgment in recommending transactions for approval. * Maintains a solid understanding of the Bank's credit products, programs policies and procedures. * Participates in the development of marketing strategies and sales objectives that are consistent with overall company objectives. Maintains an awareness of consumer market conditions and provides current information on industry trends and competitive practices that may be used in the development and/or delivery of mortgage loan products. * Effectively manages a pipeline of loans on a daily basis. * Represents CNB by actively participating in outside civic and community affairs, business and industry-related organizations, and other professional activities as appropriate. * Complies fully with all Bank Operational and Credit policies and procedures as well as all regulatory requirements (e.g., Bank Secrecy Act, Know Your Client, Community Reinvestment Act, Fair Lending Practices, Code of Conduct, etc.). * Performs other duties as assigned or requested. WHAT DO YOU NEED TO SUCCEED? *Required Qualifications** * H.S. Diploma * Minimum of 3 years mortgage lending experience * Minimum of 3 years business development/direct sales experience required. * Must be in good standing under "The Secure and Fair Enforcement for Mortgage Licensing Act of 2008" (Safe Act) and must be registered/licensed with the "Nationwide Mortgage Licensing System and Registry"; or must be able to be registered under the Safe Act. Must remain in good standing under the Safe Act. *Additional Qualifications* * Bachelor's degree highly preferred * Excellent communication skills both written and verbal * Proficient in Microsoft Office programs * Excellent customer service skills * Prioritizes and plans work activities * Completes work in timely manner; Strives to increase productivity; Works quickly * Ability to work well under pressure * Strong research and analytical skills * Ability to use discretion when handling sensitive personal information. * Ability to multi-task and manage deadlines *WHAT'S IN IT FOR YOU?* *Compensation* Starting base salary: $50,000 - $60,000 per year. Exact compensation may vary based on skills, experience, and location. This job is eligible for bonus and/or commissions *Benefits and Perks* At City National, we strive to be the best at whatever we do, including the benefits and perks we offer our colleagues including: * Comprehensive healthcare coverage, including Medical, Dental and Vision plans, available the first of the month following start date * Generous 401(k) company matching contribution * Career Development through Tuition Reimbursement and other internal upskilling and training resources * Valued Time Away benefits including vacation, sick and volunteer time * Specialized health and family planning benefits including fertility benefits, and cancer, diabetes and musculoskeletal support programs * Career Mobility support from a dedicated recruitment team * Colleague Resource Groups to support networking and community engagement Get a more detailed look at our ********************************* ABOUT US Since day one we've always gone further than the competition to help our clients, colleagues and communities flourish. City National Bank was founded in 1954 by entrepreneurs for entrepreneurs and that legacy of integrity, community and unparalleled client relationships continues today. City National is a subsidiary of Royal Bank of Canada, one of North America's leading diversified financial services companies. To learn more about City National and our dynamic company culture, visit us at ********************************** *INCLUSION AND EQUAL OPPORTUNITY EMPLOYMENT* City National Bank fosters an inclusive environment where all forms of diversity are valued and leveraged to make us a better company and employer. We are an equal opportunity employer and all qualified applicants will receive consideration for employment without regard to race, color, religion, sexual orientation, gender identity, national origin, disability, veteran status or other basis protected by law. It is unlawful in Massachusetts to require or administer a lie detector test as a condition of employment or continued employment. An employer who violates this law shall be subject to criminal penalties and civil liability. *Represents basic qualifications for the position. To be considered for this position, you must at least meet the required qualifications. careers.cnb.com accepts applications on an ongoing basis, until filled.
    $50k-60k yearly 3d ago
  • Loan Officer (Consumer Lending)

    Northwest Bancorp, Inc. 4.8company rating

    Loan Officer Job 19 miles from Harrisburg

    The Consumer Lending Loan Officer is responsible for providing service to customers seeking a variety of installment and lines of credit loans, auto and personal loans, and credit cards. This involves both secured and unsecured decisions. ESSENTIAL FUNCTIONS: * Provide instruction and leadership to the customer service staff as needed * Provide lending support and training to field and department staff as needed * Provide other customer services as required * Support department projects as needed * Communicate decision (approval, suspense, denial) to appropriate individuals and issuing proper documentation * Underwrite credit card loans and ensuring loans meet the guidelines outlined in Northwest strategies and lending policies * Examine application documentation for accuracy and completeness * Follow the provisions of lending regulations * Maintain a high level of confidentiality * Interview prospective applicants * Conduct direct business calls/referrals on a directed or as needed basis * Collect relevant credit information * Determine eligibility and risk of loans * Ensure growth in revenue producing products and services * Implement changes, improvements and new procedures * Review collateral pledged to ensure margins * Follow current loan compliance processes * Ensure appropriate decisions with respect to limit and rate * Work with consumer loan department heads * Responsible for training & mentoring customer service staff and office lenders on loan policies, procedures and compliance as needed * Work with technology systems and web site/application development as needed * Coordinate with the internet application entry group as needed * Review/monitor statistical reports * Prepare and analyze management reports * Check accuracy of all calculations * Underwrite and decision consumer and credit card loans * Underwrite and decision credit card increase requests * Confirm adverse decisions * Monitor for potential risk (credit card or other Northwest loan risk) * Understand and monitor credit card applications for suspicious/risky activity * Look for cross-selling opportunities with other areas of Northwest * Look for opportunities to discuss other credit card product/options with applicant * Ensure compliance with underwriting guidelines * Solicit branch management input as appropriate * Solicit corporate input and approval as appropriate * Adverse Decision Reviews/Quality Control as designated * Approve loans within specified limits, and referring loan applications outside those limits to management for approval * Coach designated CSR's within the Customer Service Center/Field Officers on specific lending practices and/or procedure * Attend regular staff communication meetings QUALIFICATIONS: Education: * Bachelor's degree in Business/Finance or related subject preferred Experience: * 5-6 years lending/banking experience * 2-6 years customer service experience * The pay range for this position is generally $25 - $28 per hour. Actual pay is based on various factors including but not limited to the successful candidate's experience, skills, and knowledge. Additional bonus earning opportunities and benefits are also available. #LI-MM1 Northwest is an equal opportunity employer. We are committed to creating an inclusive environment for all employees.
    $25-28 hourly 9d ago
  • Homesale Mortgage - Mortgage Loan Officer

    Towne Family of Companies

    Loan Officer Job 23 miles from Harrisburg

    Essential Functions: Provides service to applicants and prospective customers seeking home loans, including interviewing, pre-qualification and pre-approval. Completes application and gathers supporting documentation. Reviews and completes regulatory disclosures with customer. Maintains existing and generates new sources of referral business. Quotes interest rates and secures pricing through the Secondary Marketing Department on behalf of the Customer. Inputs application data into Loan Origination Software (LOS). Utilizes automated underwriting systems (AUS) to obtain credit recommendations. Communicates with customers, both internal and external, regarding the status of the loan and relays information to all interested parties. Communicates with all parties in a professional and courteous manner. Manages his/her pipeline of loans to verify accuracy of the current loan status. Knows and abides by HomeSale Mortgage Policies and Procedures. Mentors other Loan Officers. Relays to Senior Management any industry changes or trends that may be of interest to them. Participates in HomeSale Mortgage association events. Must actively participate in all aspects of the Real Estate Office sales meetings and office functions. Prepares Mortgage Minutes for presentation at each sales meeting. Provides on-going training for the real estate agents (lunch and learns). Works closely with the Broker/Sales Manager Attends Loan Officer Meetings. Represents the bank with active participation in approved community outreach functions for the purpose of enhancing our image and developing new business opportunities. Obeys all applicable federal laws, rules, and regulations relating to Anti-Money Laundering (AML) including the Bank Secrecy Act (BSA). Minimum Required Skills and Competencies: Must have a valid NMLS # Minimum 1-year experience originating VA, FHA, Conventional and VHDA loans. Proven sales record based on closed loan production Currently possess sources of referral business for purchase transactions High School Diploma or equivalent Awareness of FNMA/FHLMC, FHA, VA, PHFA and underwriting guidelines. Desired Skills and Competencies: Working knowledge of Microsoft Office products. Working knowledge of Encompass software. #hsm
    $42k-66k yearly est. 60d+ ago
  • Mortgage Loan Originator

    Linkbank

    Loan Officer Job 3 miles from Harrisburg

    Responsible for developing new mortgage business, maintaining a current knowledge of applicable laws and regulations, and providing the documentation required within the operations of the department. Essential Functions/Duties (A few accountabilities that cover the tasks, duties and responsibilities that are most important to get the job done, listed in priority order. Describe what must be accomplished including supervision or management responsibilities and quality and quantity standards.): Embrace the LINK corporate values of LIVE, INTEGRITY, NURTURE, KNOWLEDGE and infuse those values throughout the company. This position requires the employee to possess a positive attitude and willingness to learn, while providing superior client services to all members of LINKBANK. Sales and Business Development: Develop and nurture relationships with clients, realtors, attorneys, financial contacts and community civic organizations and other center's of influence to promote goodwill and generate new business. Takes a collaborative approach in actively developing business in the community through cross functional calling efforts and sales strategy. Meet with prospective clients, take mortgage applications and develop a plan based on the needs of the client. Identifies marketing opportunities to promote the bank's products and services geared towards consumer and realtor education. This includes such things as but is not limited to home loan counseling, real estate agents seminars and sales meetings and events. Prepare and submit mortgage applications and all required documents to the mortgage loan operations system and/or mortgage operations staff to support the gathering of any additional information while keeping all necessary parties informed. Cooperate with, participate in and support the adherence to all industry and internal policies, procedures, regulations and practices in support of risk management and overall safety and soundness. Exemplify our customer service philosophy by providing exceptional service to customers (internal and external) and to third party vendors.? Other duties as assigned. Requirements Minimum Qualifications: Education/Training: High School Diploma Knowledge/Skills/Abilities: Ability to juggle multiple priorities with clear direction from supervisor. Attention to detail, problem solving and the ability to be proactive. Must partner with management team to ensure effective compliance to Bank's policies and procedures. Skilled in engaging vendor relationships. Thorough knowledge of current mortgage lending regulations Strong computer knowledge and Windows skills required. Involvement in community groups/events and strong networking skills. Excellent interpersonal, communication, leadership, sales, communication and organizational skills. Experience: Minimum of three (3) years of experience in mortgage originations Required Certification/Licenses: NMLS Certification Travel Requirements: Ability to reach all locations within the bank's footprint as well as meeting clients. Physical and Mental Job Requirements: Must be able to verbally communicate instructions and information clearly, concisely, and accurately to our clients and other employees. Must be able to read and comprehend sometimes complex schedules, and details to process correspondence accurately, while providing exceptional client service. Manual dexterity for the functional operation of office equipment, computer terminal, and other office equipment. Must have visual acuity required to work at a computer terminal. Mobility enough to coordinate activities in department and lifting up to 50 pounds may be required.
    $40k-69k yearly est. 60d+ ago
  • Mortgage Originator

    Manufacturers and Traders Trust Co

    Loan Officer Job 34 miles from Harrisburg

    Primarily responsible for working with customers interested in identifying and obtaining permanent FHA/VA and conventional mortgage loans and other residential mortgage programs that best meet the customer's financial needs and objectives, and adhering to the requirements of federal registration under the SAFE Act. Primary Responsibilities: Interviews applicants to collect and analyze information regarding their income, assets, debts and credit data as well as their needs, desires, and earnings to assist in determining whether the loan will be an acceptable risk; obtains and analyzes pertinent financial and credit data. Independently assesses applicant's credit worthiness. Has authority to issue pre-qualification statement of borrowers' eligibility. Determines which products best meet the customer's needs and financial circumstances and advises potential borrowers regarding the advantages and disadvantages of different financial products and the most appropriate mortgage loan programs. Makes recommendations to customers regarding other bank products or to alternative lending vehicles, as needed. Cultivates new mortgage business. Markets, services and promotes the bank's mortgage products. This includes the solicitation of residential first mortgages through contacts with Realtors, builders, and developers. May be required to travel to and work at prospective customers' homes or business locations. Follows-up on potential customers via travel or telephone. Negotiates terms and conditions of loan with mortgagors. Has authority to bind the bank in connection therewith. Ensures lending compliance with all origination procedures including bank policies and procedures and regulatory requirements. Advises management on effective compliance strategies and potential modifications to corporate operating policies where appropriate to ensure ongoing regulatory compliance. Independently monitors trends and developments in the local real estate market, as well as the changing rules and regulations pertaining to both private and government-insured mortgages. Represents the bank in the community and related functions to identify, develop and promote additional business. May present seminars to general public and real estate agents to promote additional business and community outreach. Scope of Responsibilities: The incumbent always works under limited supervision, sometimes away from the office. The position requires extensive external contacts (potential and existing customers, Realtors, etc.), as well as internal contacts (other Bank personnel) primarily on sales calls outside the office. Will interact with individuals and teams internally and within the community assigned, developing new relationships and maintaining existing relationships Responsibility to establish and maintain federal registration requirements outlined in the SAFE Act. Education and Experience Required: Associates degree and 2 years sales experience, OR in lieu of a degree, A combined minimum of 4 years higher education and/or relevant work experience, including a minimum of 2 years sales experience. Thorough knowledge of FHA/VA regulations, conventional loan requirements and real estate law. Education and Experience Preferred: Technical Skills General knowledge of personal computers and software programs utilized by Residential Mortgage Department Proven sales ability. Strong mathematical skills. Self-motivated, well-organized individual. Excellent verbal and written communication skills. Ability to interact with individuals at all income levels and peers in a professional manner. Demonstrated ability to work independently and to follow through on details to completion. Ability to work under critical time constraints. M&T Bank is committed to fair, competitive, and market-informed pay for our employees. Compensation for this role is based on commission - a draw will be advanced. The successful candidate's particular combination of knowledge, skills, and experience will inform their specific compensation.LocationLancaster, Pennsylvania, United States of America
    $24k-57k yearly est. 60d+ ago
  • Mortgage Loan Originator (Loan Officer)

    Us Mortgage Corporation 4.3company rating

    Loan Officer Job In Harrisburg, PA

    We are seeking a motivated and detail-oriented Mortgage Loan Originator all across Pennsylvania to join our dynamic team. In this referral-based position, you will be responsible for guiding clients through the mortgage application process, ensuring compliance with mortgage regulations, and providing exceptional customer service. The ideal candidate will possess strong sales skills, a solid understanding of mortgage servicing, and the ability to work effectively with various accounting software. Responsibilities Develop and maintain relationships with clients to understand their mortgage needs and provide tailored solutions. Assist clients in completing loan applications and gather necessary documentation for underwriting. Evaluate applicants' financial information to determine eligibility for loans. Ensure compliance with Fair Housing regulations throughout the loan origination process. Utilize accounting software and other tools to manage loan processing efficiently. Maintain accurate records of all transactions and client interactions. Stay informed about industry trends, changes in regulations, and new products to better serve clients. Collaborate with underwriters and other team members to ensure timely processing of loans. Provide ongoing support to clients throughout the mortgage servicing process. Requirements Proven experience as a Mortgage Loan Officer or in a similar sales role within the mortgage industry. Deep knowledge of mortgage loan products, regulations, and the home loan process. Excellent communication, negotiation, and interpersonal skills. Self-motivated with a strong drive to build a referral-based business. Ability to establish and maintain relationships with a diverse range of professionals and clients. Active NMLS license required (or the ability to obtain one). Strong organizational skills and attention to detail. Join us as we strive to provide exceptional mortgage solutions while fostering a supportive environment for our employees' growth and success!
    $29k-43k yearly est. 60d+ ago
  • Mortgage Loan Originator II

    Careers@C&N

    Loan Officer Job 22 miles from Harrisburg

    Who are we? For over 160 years, C&N has been committed to creating value through lifelong relationships with our customers, communities, shareholders, and teammates. What sets us apart from other banks is our unwavering dedication to embodying our values of teamwork, excellence, respect, responsibility & accountability, integrity, and having fun in everything we do, daily. From partnering closely with our customers and guiding them toward their life aspirations to supporting our local communities through our many initiatives, including “Giving Back, Giving Together,” to making the best decisions for the long-term interests of our shareholders, C&N is committed to being the only financial institution that our customers will ever need. At the heart of what we do are our employees! C&N is a team of passionate, imaginative professionals dedicated to making a positive difference. We believe in fostering a culture where every employee thrives. Join us to be part of a team that values innovation, collaboration, and excellence, where your career aspirations are supported, and your talents are appreciated. Who are you? You have a passion for building meaningful client relationships and guiding individuals through one of the most important financial decisions of their lives. We're looking for a driven and experienced Mortgage Loan Originator II to join our dynamic Mortgage Lending team! In this role, you'll be at the forefront of our mission to provide personalized, client-focused mortgage solutions. You'll have the opportunity to collaborate with a supportive team, leverage your expertise to deliver exceptional service, and help clients achieve the dream of homeownership with confidence and clarity. If you're ready to join a highly motivated team that values customer service, integrity, and community engagement, C&N is the place where your career can truly take root and grow. You will be responsible for: Originating and underwriting both conforming and non-conforming residential mortgage loans. Building and nurturing a network of referral sources including realtors, attorneys, builders, and CPAs. Partnering with branch staff and internal lenders to promote a full suite of mortgage products. Conducting needs-based interviews and delivering tailored financing options. Working collaboratively with processing and lending teams to ensure timely, compliant loan closings. Actively participating in community events to strengthen visibility and engagement. Requirements: Education & Experience - 4-6 years of previous related mortgage lending experience and/or training OR an equivalent combination of education and experience. Preferred - CRA-related lending experience and bilingual proficiency in Spanish and English. Required Certifications - NMLS (within 1 year of employment). Skills - You should possess well-developed abilities and a proven track record in the following areas: Proven experience as a Mortgage Loan Originator with a strong knowledge of current mortgage products, regulations, and underwriting requirements. Demonstrated ability to build relationships with customers, realtors, and community organizations. Exceptional communication skills and a proactive approach to problem-solving. Capable of critical thinking and assessing complex situations. Highly attentive to detail with strong organizational abilities. Why C&N? At C&N, we're more than just a team - we're a community working together toward a shared mission: the success of our customers, teammates, shareholders, and communities. Achieve & Grow: Your success is our success. At C&N, you'll grow alongside our customers as we work together to achieve meaningful goals. Learn & Develop: Collaboration is at the heart of what we do. You'll learn from and with your teammates, fostering both personal and professional growth. Contribute & Be Rewarded: Your contributions make a difference, and we recognize your impact through competitive rewards and career advancement opportunities. Share & Celebrate: Together, we give back and celebrate the milestones that matter to our communities. We're proud of our award-winning workplace culture, recognized repeatedly with the NBRI Circle of Excellence Award. At C&N, we live our values every day, creating a supportive, inclusive, and dynamic environment where you can thrive. Comprehensive Benefits for Your Success: At C&N, we offer more than just a competitive salary - our robust benefits package is designed to support your well-being, career growth, and work-life balance. Highlights include: Paid Time Off: Generous vacation, personal, sick, family sick, and community service leave. Retirement Savings: 401(k) with pre-tax and ROTH contribution options and a safe harbor match, plus an Employee Stock Ownership Plan (ESOP). Health & Wellness: Health, dental, and vision coverage, including employer-paid premium options for employee-only coverage. Health Savings Account (HSA) and Flexible Spending Accounts (FSAs) for medical and dependent care. Employer-paid life and disability insurance. Additional voluntary coverages to meet your unique needs. Career Development: Access to education and development programs and ongoing support for personal and professional growth. With C&N, you can customize your benefits to fit your life while growing your career in a supportive and rewarding environment.
    $40k-69k yearly est. 60d+ ago
  • Mortgage Originator

    Orrstown Financial Services Inc. 4.6company rating

    Loan Officer Job In Harrisburg, PA

    Perform a variety of duties associated with generating mortgage loans; contact realtors, developers, and contractors regarding institution mortgage programs; counsel prospective mortgage customers; take applications; prepare appropriate documentation; make recommendations on mortgage loans; communicate decision to the mortgage customer. Qualifications: High school diploma or equivalent; college degree preferred. Minimum of two (2) years loan experience with prior advanced banking training through AIB, PB, ABA, etc. preferred. High level of attention to detail; proficient reading, verbal and written communication, mathematical, computer, problem solving, decision making, and interpersonal relations skills; self-starter showing initiative; work autonomously as well as part of a team; strong working knowledge of mortgage underwriting, loan documentation, conventional and government lending guidelines, federal lending regulations governing real estate lending and residential mortgage processing, closing procedures, appraisals and contracts; and features and benefits of Bank loan products and services;
    $23k-29k yearly est. 60d+ ago
  • Loan Processor

    Horizon Farm Credit

    Loan Officer Job 7 miles from Harrisburg

    Are you looking for a career opportunity that offers a good work/life balance, the opportunity for career development/training, and the ability to work in a collaborative team environment? Overview: Horizon Farm Credit is recruiting for two Loan Processors to join our team. The qualified candidate may work in either the Denton, MD, Mechanicsburg, PA, Westminster, MD or Chambersburg, PA branch location. The hours of operation are typically, Monday to Friday from 8 a.m. to 4:30 p.m. This position is eligible for a hybrid work schedule after 6 months of successful employment. This is a great opportunity to make a difference in agriculture and rural communities. Position Description: The loan processor will prepare loan closing documents, close loans, disburse proceeds, procure collateral, complete file documentation, and follow-up, as well as ensure procedures are followed to deliver loans with accurate and compliant legal documentation. Loan processors will close loans according to District guidelines and legal documentation standards. This position focuses on real estate processing, in-house and attorney closings, as well as servicing and chattel secured loans. Areas of responsibility include: * Process, close, fund, and book all new loans and servicing actions according to applicable processing procedures and practices; including: * Prepare commitment, notes, lien Instruments, and other general loan documents that represent what is outlined in the stamped credit package. * Accurate data entry of PD/LGD/Collateral Values and other data to result in a loan booking that represents what is outlined in the stamped credit package. * Prior to loan closing, confirm loan conditions outlined in the stamped credit package are met and filed. * Consult and confirm with Loan Officers, Underwriters, and other involved parties (management, attorneys, etc.) to confirm loan actions are completed accurately. * Confirm collateral is properly identified and secured with the loan documents; which includes quality review of signatures, dates, and initials, and completing necessary follow-up to have errors or omissions corrected accurately and timely. * Review of new or existing collateral documents to ensure and/or verify correct lien position. Communicate with loan staff to confirm the accuracy of lien documents and address any discrepancies. * Complete accurate checks and other accounting-related forms for proper funding. * File all related documents timely, accurately, and consistently to ensure easy reference in the future by all staff. * Quality checking all of your work to ensure compliance and accuracy; maintaining satisfactory audit and QC review results. * Meet the target turnaround processing timelines and properly document the system to ensure transparent communication for Sales, Loan Operations, and future audit needs. Education Associate's degree or equivalent experience in accounting or business. Loan processing and documentation experience preferred or training/experience in banking, finance, or legal industries. Experience Generally, one to eight years of experience is preferred. Experience working in a fast-paced environment is a plus. REQUIREMENTS: * Possess strong written and verbal communication skills, quality and solution-focused. * Detail-oriented, independent judgment skills, and strong organizational skills. * Adaptable and flexible to a changing work environment. * Demonstrate a willingness to be collaborative and the ability to develop and work well in a team atmosphere. * Ability to work independently with general supervision and proven self-starter. * Knowledge of computer software applications, which may include but are not limited to: Adobe, MS Excel, MS Word, CRM, SharePoint, AgDocs, Accounting systems/mainframe/front end, Credit Delivery or other document generation software, report generation, vendor ordering software, and collateral database tracking. * Expected to consistently exhibit vales of ACRES as represented in HFC's Core Values. * Ability to be assertive and decisive in arriving at sound business decisions which serve the best interest of the association and borrower. * Prolonged periods sitting at a desk and working on a computer. * Regular, predictable, and reliable attendance is required. Who are we? Horizon Farm Credit is an expert in agriculture, with over 100 years of serving rural America. As a premier rural lender, we're constantly growing and seeking new members for our team. As part of the Horizon Farm Credit team, you have the opportunity to make a difference for agriculture and rural communities. What can we offer you? We offer competitive compensation and benefits packages for full-time employees including: * Medical insurance with dental and vision care options * 401 (k) with significant employer matching * Paid time off, holidays and volunteer time to support work/life balance * Tuition reimbursement and training opportunities * Student loan reimbursement * Leadership and career development opportunities * Paid maternity and bonding leave * Paid short term disability * Fun and inclusive work environment Salary Range: $40,500 - $55,000, depending on experience. Equal Opportunity Employer including veterans and individuals with disabilities.
    $40.5k-55k yearly 37d ago
  • Mortgage Loan Originator

    Jonestown Bank Trust Co 3.7company rating

    Loan Officer Job 22 miles from Harrisburg

    div class="job-preview-details" divp JOB SUMMARY /pp The MLO will play a critical role in developing and maintaining a proactive sales and service culture, helping clients navigate the mortgage process from start to finish. /pp As a key liaison between the borrower and Jonestown Bank amp; Trust Co., the MLO will guide clients through loan applications, offering expert advice on mortgage options, and assisting with the refinancing or purchasing of homes. This role requires assessing clients' financial needs, gathering necessary documentation, originating loan applications, and ensuring compliance with relevant regulations. /pp In addition, the MLO will actively seek referral sources outside of JBT branches to drive mortgage business, establishing and maintaining strong relationships with potential clients and partners. /ppbr//pp DUTIES AND RESPONSIBILITIES /pp- Evaluate residential loan applications, reviewing credit reports, income documentation./pp- Ensure adherence to HUD/FHA/VA/USDA and conventional guidelines, as well as company policies./pp- Stay updated on regulatory changes and industry best practices./pp- Collaborate with processors, and team members to gather required documentation./pp- Efficiently manage a loan pipeline to meet deadlines and performance metrics./pp- Maintain effective communication with borrowers, real estate agents, and stakeholders throughout the loan process./pp- Address client inquiries and fulfill mortgage banking needs with a comprehensive understanding of JBT policies and services./pp- Work closely with Compliance, Audit, and Mortgage departments to ensure viable solutions that protect JBT./pp- Maintain registration with the National Mortgage Licensing System./pp- Routinely integrate compliance considerations into daily tasks./pp- Perform additional duties as assigned./ppbr//ppbr//p/div div class="job-listing-header"Requirements/div div data-bind="html: Job.Requirements"pSKILLS/pp- Minimum 3-5 years of experience in mortgage industry./pp- Strong analytical abilities with meticulous attention to detail./pp- Excellent written and verbal communication skills./pp- Capability to work independently and make informed decisions under pressure./pp- Proficiency in mortgage underwriting software and related technologies./pp- Demonstrated integrity and professionalism./pp- Ability to meet deadlines independently while ensuring client satisfaction./pp- Comprehensive knowledge of JBT mortgage products, policies, and procedures./pp- Effective written, verbal, and telephone communication and presentation skills./pp- Capacity to collaborate across functions to foster client and employee loyalty./pp- Strong relationship-building skills./pp- Familiarity with office equipment including computers, telephones, copy machines, and scanners./pp- Ability to lift approximately 25 lbs./ppbr//pp The above statements are intended to describe the general nature of work being performed. This is not an exhaustive list of all responsibilities. /p/div /div
    $30k-42k yearly est. 60d+ ago
  • Loan Administration Processor - Harrisburg, PA

    Mid Penn Bancorp Inc. 3.9company rating

    Loan Officer Job In Harrisburg, PA

    A great banking experience starts with a great team! Mid Penn Bank is now hiring a Full-Time Loan Administration Processor in Harrisburg, PA. We believe that our ongoing success depends upon a skilled, satisfied and valued work force. As a member of our team, you can expect opportunities to develop your skills to help you excel in your role and achieve your professional career goals. We offer a comprehensive range of flexible benefits to support your personal and financial well-being. Our inclusive culture encourages all employees to share ideas, collaborate, and contribute to the values that make us a winning team for our customers, shareholders, and communities. Position Overview The Loan Administration Processor is responsible for onboarding consumer and residential loans and processing loan modifications. This individual will review General Ledger accounts related to loan onboarding and process transactions to clear. The Loan Administration Processor must use critical thinking skills to analyze multifaceted issues, develop effective solutions, and apply logical reasoning to troubleshoot issues and improve processes. In addition, the Loan Administration Processor will provide support for internal and external customers and team members and must fully demonstrate the organization's Unwavering Service Standards. Performs review of loan documents to extract and analyze critical data for input of consumer and residential loans into the loan servicing system. Performs verification of note and write-up for dollar amount, effective date and loan authority prior to processing new loan funding. Processes Change In Terms (CITs), renewals, modifications and extensions on existing loans. Completes peer review of loans and CITs for accuracy. Processes all fee transactions relating to loan settlement. Monitors Loans in Process accounts to ensure outstanding items are cleared within three (3) working days. Ensures all appropriate documentation is received and maintained to meet or exceed compliance and regulatory guidelines. Maintains or exceeds published service level standards for all workflow channels. Escalates issues to management as necessary. Onboards consumer and residential loans and processes loan modifications according to procedures, guidelines and expectations. Reviews credit and loan documentation to ensure proper uploading on all loans. Stays current and up to date with products, services, and procedures for various types of loans. Uses critical thinking skills to analyze multifaceted issues, develop effective solutions, and apply logical reasoning to troubleshoot issues and improve processes. Completes work with exceptional accuracy and attention to detail. Responds to inquiries relating to his/her particular area, or to requests from customers, other personnel, etc., within given time frames and within established policy. Handles direct communications, both written and verbal, with customers and other parties. Handles customer telephone calls. Coordinates specific work tasks with other personnel within the department as well as with other departments to ensure the smooth and efficient flow of information. Reports pertinent information to the immediate supervisor as requested, or according to an established schedule; compiles information as necessary or as directed and provides data to appropriate personnel. Prepares and processes requests in accordance with applicable procedures and policies to ensure compliant collateral perfection. Maintains confidentiality of customer information. Performs tasks, which are supportive in nature to the essential functions of the job, but which may be altered or re-designed depending upon individual circumstances. Regular and predictable attendance is required. Ancillary Duties Performs tasks, which are supportive in nature to the essential functions of the job, but which may be altered or re-designed depending upon individual circumstances. Regular and predictable attendance is required. Education Qualifications A high school diploma or equivalent. A minimum of one (1) year related experience in loan operations - consumer, residential and commercial normally required. Skill(s) Moderate reading, writing, grammar, and mathematics skills; moderate interpersonal relations and communicative skills; moderate typing and PC skills, including knowledge of Microsoft Excel, Access, and Word; loan processing; ability to sit, stand, walk, bend, stoop, reach with hands or arms, use hands to manipulate objects, handle or feel, and lift items weighing 20 lbs. or less; visual, auditory and speaking skills. Equipment/Machines Telephone PC/Computer keyboard Printer Calculator Fax machine Copy machine Document scanner Mid Penn Bank offers rewarding career opportunities, competitive wages, great incentives and benefits. Qualified applicants are considered without regard to race, color, age, sex, sexual orientation, gender identity, religion, national origin, genetic information, pregnancy, disability, or protected veteran status. We also comply with all applicable laws governing employment practices and do not discriminate on the basis of any unlawful criteria. Equal Opportunity Employer-Minorities/Females/Veterans/Individuals
    $33k-39k yearly est. 11d ago
  • Special Loans Assistant Officer

    Pennsylvania Housing Finance Agency 4.1company rating

    Loan Officer Job In Harrisburg, PA

    Regularly works on tasks that are varied and complex. Applies full range of specialized skills and job knowledge; frequently adapts procedures, techniques, tools, materials, and/or equipment to meet specialized needs; performs broad and/or focused assignments under general supervision; originality and ingenuity are often required to help establish procedures in functional area; relies on experience and judgment to plan and accomplish assigned tasks. Field voice mail and email messages from borrowers. Assist with preparation of legal documents such as assumptions, releases, adds, subordinations and loan modification agreements. Assist with development and maintenance of policies and procedures for special loans area. Assist with the development and maintenance of materials for borrowers related to the special loans area. Name and mailing address updates. Unsubscribe borrowers from email blasts upon request. Create and mail Act 91 and Act 6 letters to borrowers, to serve as a back-up for this very important function. Review ‘lien alerts' in the servicing system and distribute to applicable staff for further action if needed. Administrative duties including scanning, processing UPS and certified mail, processing daily mail, research returned and miscellaneous mail. Order office supplies. Perform other duties as assigned. Mail loan documents to homeowners as well as complete Loss Mitigation documents to HUD. Proofread various documents as needed. Record Loan Modifications, Partial Claims, Subordinations for the Loss Mitigation team. QualificationsAssociate of ScienceExperienceEEO Statement As an employer, PHFA is committed to having a workforce that is diverse and reflects the residents that it serves. We strive to maintain a workplace where all employees and applicants for employment receive equal opportunities in all aspects of employment. There are numerous policies in place at PHFA to help us honor this commitment. The Pennsylvania Housing Finance Agency is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to age, disability, family status, gender, national origin, political affiliation, race or religion. Diversity Statement PHFA values, honors and commits to the equitable treatment and elimination of discrimination in all forms. We are committed to the diversity of all staff, and in all programs and services offered.
    $37k-50k yearly est. 8d ago
  • Loan Officer Outside Sales

    Primary Residential Careers 4.7company rating

    Loan Officer Job 31 miles from Harrisburg

    - Responsibilities/Duties/Functions/Tasks The main function of this position is to proactively solicit new residential mortgage clients, while developing and cultivating a strong business network of referrals. It is the responsibility of a Loan Officer to analyze a borrower's financial and credit data to determine creditworthiness and the probability of financial security in repayment efforts. Originates their own sales by contacting prospective clients, · Develops and maintains referral sources, · Spends at least one or two hours a day, two or more times a week outside of the office (including a home office), originating loans, · Meets with prospective clients at locations other than PRMI's offices, e.g., client's home or other locations, · Meets with clients in person to sell mortgage loan products/packages, · Contact with clients by telephone, mail, and e-mail is adjunct to in-person contacts, · Obtains credit information and necessary documentation for application process, · In-person calls outside of the office on real estate agents and brokers, financial advisors, and other potential referral sources to develop borrower leads, · Engages in marketing and promotional activities in support of their own sales, · Develops new and continued business opportunities and sales leads by cultivating relationships with realtors, builders, bankers, etc. · Develops solid PRMI product knowledge and offers clients the best mortgage products to match client needs · Reviews application information, requesting specific supporting documentation as needed/required based on loan investor guidelines · Analyzes and exercises independent judgment and discretion in advancing PRMI's business objectives and the interests of PRMI's customers regarding significant financial decisions · Carries out major assignments affecting business operations of the employer or the employer's customers through: collecting and analyzing information regarding the customer's income, assets, investments, or debts analyzing applicant data, credit and collateral property value determining which financial products best meet the customer's needs and financial circumstances providing advice to the customer regarding the advantages and disadvantages of available financial products marketing, servicing, or promoting the employer's financial products · Completes necessary continuing education in a timely manner and remains current on local developments and trends within the real estate and mortgage industries · Provides origination services in the state of licensure · Creates and maintains excellent business relationships with referral client base, creating new mortgage lending opportunities · Corresponds, communicates, and coordinates with clients, in-house support staff, and external service providers to facilitate timely closings Qualifications · Sales experience in the mortgage industry is preferred · Familiarity with mortgage processes, procedures, rules, regulations, and compliance · Exceptional customer service skills with a strong attention to detail · Excellent written and verbal communication skills · Strong computer skills to include a working knowledge of MS Office · Ability to comprehend and analyze financial information · Ability to effectively communicate and present complex financial information while fielding and responding to questions from applicants, support staff, and management · Established contact and referral list within the real estate and mortgage industries preferred · Ability to pass a required background check Company Conformance Statement In the performance of assigned tasks and duties all employees are expected to conform to the following: Review and adhere to policies and guidelines contained within the Employee Handbook, including privacy and information security guidelines. Act within delegated authorities and adheres to applicable policy and procedures associated with such authorities. Contribute to establishing a respectful workplace where diversity is critical to innovation and growth. Ensure every action and decision is aligned with PRMI values. Partner with your management team to understand performance expectations and measurements. Effectively utilize feedback and coaching opportunities while seeking to learn and develop within your role at PRMI. Realize team synergies through networking and partnerships across PRMI. Embrace change; act as advocate and role model, promoting an approach of continuous improvement. Maintain a high standard of customer care while actively listening to customers in an effort to understand their views and needs. Take ownership of problems and issues, taking into consideration the breadth of PRMI competencies in providing solutions. Work independently while understanding the necessity for communicating and coordinating work efforts with other employees and organizations. Work effectively as a team contributor on all assignments. Perform quality work within deadlines. Respect client and employee privacy. Maintain eligibility for FLSA classification as Outside Sales Exempt, and complete the bi-annual certification process Work Requirements Each employee must be able to communicate clearly and effectively, utilize a computer, maintain a work schedule, and effectively perform in an office setting. Employment with PRMI requires compliance with and adherence to all applicable mortgage and fair lending laws and regulations as well as PRMI policies. The ability to work extended hours may be required. Nothing in this job description restricts management's right to assign or reassign duties and responsibilities to this job at any time.
    $35k-55k yearly est. 60d+ ago
  • Mortgage Loan Processor III

    City National Bank 4.9company rating

    Loan Officer Job In Harrisburg, PA

    WHAT IS THE OPPORTUNITY? The Mortgage Loan Processor III is responsible for processing home equity line of credit's, purchase, and refinance transactions. They will examine and evaluate approval of client applications and will be responsible for ensuring loans close in a timely basis. Must be in good standing under "The Secure and Fair Enforcement for Mortgage Licensing Act of 2008" (Safe Act) and must be registered/licensed with the "Nationwide Mortgage Licensing System and Registry"; or must be able to be registered under the Safe Act. Must remain in good standing under the Safe Act. What you will do * Review loan approvals to determine what documents are required to move to closing. * Communicate and respond to internal customers within 2 hours. * Utilize pipeline reports to effectively manage and prioritize daily workflow. * Ensure all loans are reviewed at least every 3 days. * Effectively manage an individual pipeline of 30-50 loans. * Maintains current knowledge of CNB guidelines and loan programs. * Meet and exceed monthly funding goals as set forth by management. * Other duties as/or assigned by management. *Must-Have** * H.S. Diploma * Minimum 3 years recent mortgage experience. * Minimum 3 years basic computer experience (e.g. Microsoft Word, Excel, Outlook) required. * Must be in good standing under "The Secure and Fair Enforcement for Mortgage Licensing Act of 2008" (Safe Act) and must be registered/licensed with the "Nationwide Mortgage Licensing System and Registry"; or must be able to be registered under the Safe Act. Must remain in good standing under the Safe Act. *Skills and Knowledge* * Ability to identify and resolve problems in a timely manner. * Strong attention to detail and accuracy. * Ability to maintain high levels of performance, especially in stressful situations. * Strong knowledge of federal/state regulatory policies and procedures. (TRID Experience Required) * Excellent written and verbal skills. * Excellent organizational skills. * Ability to multi-task and work in a deadline driven environment. * Proficient PC skills, including Microsoft Office and Loan Origination systems. *Compensation* Starting base salary: $25.93 - $41.43 per hour. Exact compensation may vary based on skills, experience, and location. This job is eligible for bonus and/or commissions. **To be considered for this position you must meet at least these basic qualifications* The preceding job description has been designed to indicate the general nature and level of work performed by employees within this classification. It is not designed to contain or be interpreted as a comprehensive inventory of all duties, responsibilities, and qualifications required of employees assigned to this job. *Benefits and Perks* At City National, we strive to be the best at whatever we do, including the benefits and perks we offer our colleagues. Get an inside look at our **************************************************************************************************** ABOUT CITY NATIONAL City National Bank, a subsidiary of Royal Bank of Canada, is the largest bank headquartered in Los Angeles with $92.03 billion in assets as of April 30, 2024. Founded in 1954, City National provides personalized banking, investment and trust services in select markets including Los Angeles, Orange County, San Diego, the San Francisco Bay Area, New York City, Nashville, Atlanta, Delaware, Las Vegas, Washington D.C. and Miami.* In addition, the company and its investment affiliates manage or administer $96.83 billion in client investment assets. City National is dedicated to strengthening communities, and in 2023 alone, the company made more than $11 million in charitable contributions to nonprofits that support the communities it serves. *City National Bank does business in Miami and the state of Florida as CN Bank. For more information about City National, visit ********************* *EQUAL OPPORTUNITY EMPLOYER & REASONABLE ACCOMMODATION* City National Bank is an equal opportunity employer committed to promoting and maintaining a diverse, equitable and inclusive working environment where differences are valued and encouraged. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, veteran status or any other basis protected by the laws or regulations in the locations where we operate or in our Code of Conduct. ************************************************************************************************** If you are a qualified individual with a disability or a disabled veteran, you have the right to request a reasonable accommodation for any part of the employment process. Please contact us via mailto:*************************) or leave a message at *************. These contact methods are dedicated to applicants whose disability prevents them from successfully applying online. Only messages left for this purpose will be returned. Responses may take up to two business days.
    $25.9-41.4 hourly 2d ago
  • Senior Virtual Loan Processor

    Northwest Bancorp, Inc. 4.8company rating

    Loan Officer Job 19 miles from Harrisburg

    The Senior Virtual Loan Processor is responsible for processing residential mortgage and equity loan applications in accordance with internal policies and procedures, secondary market guidelines, as well as relevant government regulations and procedures, including ensuring that all loan documentation is complete, accurate, verified, and complies with state and federal compliance, the timely closing of all loans originated, and being the main point of contact with the borrower past the application date. ESSENTIAL FUNCTIONS: * Manage the loan process from application submission to loan closing, customer relationship application submission to loan closing, and flexible schedule to meet customer needs * Work with team and borrowers to gather all borrower required documents * Interact with third-party vendors to acquire verifications, appraisals, title work, flood zone determinations, insurance documentation, payoffs, tax transcripts and other reports as needed for each loan file * Update and organize all loan information in the loan origination system to ensure the file is current and accurate when submitted to underwriting * Manage a pipeline of working loan files to ensure files move through processing and closing in a timely manner * Ensure loans are ready for smooth transition to closers; processing loan files in compliance with Northwest policies and procedures, regulatory guideline, and investor and industry standards * Maintain current knowledge of Mortgage and equity loan programs, procedures, and guidelines * Examine loan documentation for accuracy and completeness * Promote customer loyalty by providing superior service to each customer, referral source, and business partner * Work cooperatively with business partners and referral sources * Ensure customers understand products and loan terms through loan closing, and that all loan documentation is complete, accurate, verified, and complies with state and federal compliance * Project professional image that inspires confidence and trust * Promote relationship banking * Describe available Northwest products and services to loan customers * Identify customer needs * Provide referrals to other business units * Review file documentation and making sure all items needed are requested * Follow up with all 3rd party orders * Work with underwriters and management on loan exceptions * Communicate counter-offers to the customer * Follow the provisions of the Gramm-Bliley Act and Northwest's privacy policy; maintaining a high level of confidentiality * Assist with application and phone volume overflow from as needed * Perform outbound calling as assigned by management * Ensure compliance with Northwest's policies and procedures, and Federal/State regulations * Navigate Microsoft Office Software, computer applications, and software specific to the department in order to maximize technology tools and gain efficiency * Work as part of a team * Work with on-site equipment KNOWLEDGE, SKILLS, AND ABILITIES: * Ability to establish effective working relationships among team members and participate in solving problems and making decisions * Ability to present and express ideas and information clearly and concisely in a manner appropriate to the audience, whether oral or written * Ability to actively listen to what others are saying to achieve understanding, sharing information with others and facilitating the open exchange of ideas and information * Ability to establish courses of action for self to accomplish specific goals, develop and use tracking systems for monitoring own work progress, and effectively use resources such as time and information * Ability to make right decisions based on perceptive and analytical processes, practicing good judgment in gray areas * Knowledge of conventional, government loan products and guidelines including Fannie Mae, Freddie Mac, FHA, USDA-Rural Housing and VA Loans * Knowledge of Northwest mortgage and equity loan products and guidelines QUALIFICATIONS: To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Education: * Associate's Degree preferred * Bachelor's Degree preferred Work Experience: * 5 - 6 years residential lending industry experience preferred * 3 - 5 years experience in processing mortgage and/or equity loans for a financial institution preferred Licenses and Certifications: * Registration with NMLSR and annual renewal required upon hire Northwest is an equal opportunity employer. We are committed to creating an inclusive environment for all employees.
    $33k-43k yearly est. 59d ago
  • Loan Administration Processor - Harrisburg, PA

    Mid Penn Bancorp 3.9company rating

    Loan Officer Job In Harrisburg, PA

    A great banking experience starts with a great team! Mid Penn Bank is now hiring a Full-Time Loan Administration Processor in Harrisburg, PA. We believe that our ongoing success depends upon a skilled, satisfied and valued work force. As a member of our team, you can expect opportunities to develop your skills to help you excel in your role and achieve your professional career goals. We offer a comprehensive range of flexible benefits to support your personal and financial well-being. Our inclusive culture encourages all employees to share ideas, collaborate, and contribute to the values that make us a winning team for our customers, shareholders, and communities. Position Overview The Loan Administration Processor is responsible for onboarding consumer and residential loans and processing loan modifications. This individual will review General Ledger accounts related to loan onboarding and process transactions to clear. The Loan Administration Processor must use critical thinking skills to analyze multifaceted issues, develop effective solutions, and apply logical reasoning to troubleshoot issues and improve processes. In addition, the Loan Administration Processor will provide support for internal and external customers and team members and must fully demonstrate the organization's Unwavering Service Standards. Performs review of loan documents to extract and analyze critical data for input of consumer and residential loans into the loan servicing system. Performs verification of note and write-up for dollar amount, effective date and loan authority prior to processing new loan funding. Processes Change In Terms (CITs), renewals, modifications and extensions on existing loans. Completes peer review of loans and CITs for accuracy. Processes all fee transactions relating to loan settlement. Monitors Loans in Process accounts to ensure outstanding items are cleared within three (3) working days. Ensures all appropriate documentation is received and maintained to meet or exceed compliance and regulatory guidelines. Maintains or exceeds published service level standards for all workflow channels. Escalates issues to management as necessary. Onboards consumer and residential loans and processes loan modifications according to procedures, guidelines and expectations. Reviews credit and loan documentation to ensure proper uploading on all loans. Stays current and up to date with products, services, and procedures for various types of loans. Uses critical thinking skills to analyze multifaceted issues, develop effective solutions, and apply logical reasoning to troubleshoot issues and improve processes. Completes work with exceptional accuracy and attention to detail. Responds to inquiries relating to his/her particular area, or to requests from customers, other personnel, etc., within given time frames and within established policy. Handles direct communications, both written and verbal, with customers and other parties. Handles customer telephone calls. Coordinates specific work tasks with other personnel within the department as well as with other departments to ensure the smooth and efficient flow of information. Reports pertinent information to the immediate supervisor as requested, or according to an established schedule; compiles information as necessary or as directed and provides data to appropriate personnel. Prepares and processes requests in accordance with applicable procedures and policies to ensure compliant collateral perfection. Maintains confidentiality of customer information. Performs tasks, which are supportive in nature to the essential functions of the job, but which may be altered or re-designed depending upon individual circumstances. Regular and predictable attendance is required. Ancillary Duties Performs tasks, which are supportive in nature to the essential functions of the job, but which may be altered or re-designed depending upon individual circumstances. Regular and predictable attendance is required. Education Qualifications A high school diploma or equivalent. A minimum of one (1) year related experience in loan operations - consumer, residential and commercial normally required. Skill(s) Moderate reading, writing, grammar, and mathematics skills; moderate interpersonal relations and communicative skills; moderate typing and PC skills, including knowledge of Microsoft Excel, Access, and Word; loan processing; ability to sit, stand, walk, bend, stoop, reach with hands or arms, use hands to manipulate objects, handle or feel, and lift items weighing 20 lbs. or less; visual, auditory and speaking skills. Equipment/Machines Telephone PC/Computer keyboard Printer Calculator Fax machine Copy machine Document scanner Mid Penn Bank offers rewarding career opportunities, competitive wages, great incentives and benefits. Qualified applicants are considered without regard to race, color, age, sex, sexual orientation, gender identity, religion, national origin, genetic information, pregnancy, disability, or protected veteran status. We also comply with all applicable laws governing employment practices and do not discriminate on the basis of any unlawful criteria. Equal Opportunity Employer-Minorities/Females/Veterans/Individuals
    $33k-39k yearly est. 12d ago
  • Mortgage Loan Processor II

    City National Bank 4.9company rating

    Loan Officer Job In Harrisburg, PA

    *MORTGAGE LOANPROCESSOR II* WHAT IS THE OPPORTUNITY? The Mortgage Loan Processor II is responsible for managing a pipeline of purchase and/or refinance transactions. The Mortgage Loan Processor II is also responsible for ensuring closing dates are met or exceeded, following up on conditions as needed, completing all re-disclosures in accordance with regulatory service levels, and working in a team environment from the initial decision to the final approval. Must be in good standing under "The Secure and Fair Enforcement for Mortgage Licensing Act of 2008" (Safe Act) and must be registered/licensed with the "Nationwide Mortgage Licensing System and Registry"; or must be able to be registered under the Safe Act. Must remain in good standing under the Safe Act. WHAT WILL YOU DO? * Review loan decisions to determine what documents are required to move to closing. * Utilize pipeline reports to effectively manage and prioritize daily work flow. * Responds to business partners' e-mails, questions, and phone calls. * Manages to key dates, such as but not limited to - rate lock expiration, contingency date, contract date, credit expiration, income expiration, asset expiration, and TRID. * Ensures all parallel support models such as HOI, Flood, Title, & Project Approval are seamlessly moving through the process. * Prepares, validates, communicates and delivers any and all Revised Loan Estimates in accordance with regulatory service levels. * Acts as the primary liaison between Sales, Title, Escrow & Centralized Services. * Effectively manage a pipeline of 25-40 loans. * Works with the Loan Officer & Loan Officer Assistant to collect all conditions through final approval. * Remain accountable for all loan files once they are received from sales. * Ensure all initial reviews & follow ups occur within the established SLA. * Maintain current knowledge of CNB guidelines and loan programs. * Other duties as/or assigned by management. WHAT DO YOU NEED TO SUCCEED? *Required Qualifications** * Minimum 2 years of mortgage loan processing experience required. * Minimum 2 years of experience of state and federal lending regulations (e.g. RESPA, Reg Z, ECOA, TRID) required * Must be in good standing under "The Secure and Fair Enforcement for Mortgage Licensing Act of 2008" (Safe Act) and must be registered/licensed with the "Nationwide Mortgage Licensing System and Registry"; or must be able to be registered under the Safe Act. Must remain in good standing under the Safe Act. *Additional Qualifications* * Ability to identify and resolve problems in a timely manner. * Strong attention to detail and accuracy. * Ability to maintain high levels of performance, especially in stressful situations. * Strong knowledge of federal/state regulatory requirements. (TRID Experience Required) * Excellent written and verbal skills * Excellent organizational skills * Ability to multi-task and work in a deadline driven environment * Proficient PC skills, including Microsoft Office and Loan Originations Systems. *WHAT'S IN IT FOR YOU?* *Compensation*Starting base salary: $24.46 - $36.69 per hour. Exact compensation may vary based on skills, experience, and location. This job is eligible for bonus and/or commissions. *Benefits and Perks* At City National, we strive to be the best at whatever we do, including the benefits and perks we offer our colleagues including: * Comprehensive healthcare coverage, including Medical, Dental and Vision plans, available the first of the month following start date * Generous 401(k) company matching contribution * Career Development through Tuition Reimbursement and other internal upskilling and training resources * Valued Time Away benefits including vacation, sick and volunteer time * Specialized health and family planning benefits including fertility benefits, and cancer, diabetes and musculoskeletal support programs * Career Mobility support from a dedicated recruitment team * Colleague Resource Groups to support networking and community engagement Get a more detailed look at our ********************************* ABOUT US Since day one we've always gone further than the competition to help our clients, colleagues and communities flourish. City National Bank was founded in 1954 by entrepreneurs for entrepreneurs and that legacy of integrity, community and unparalleled client relationships continues today. City National is a subsidiary of Royal Bank of Canada, one of North America's leading diversified financial services companies. To learn more about City National and our dynamic company culture, visit us at ********************************** *INCLUSION AND EQUAL OPPORTUNITY EMPLOYMENT* City National Bank fosters an inclusive environment where all forms of diversity are valued and leveraged to make us a better company and employer. We are an equal opportunity employer and all qualified applicants will receive consideration for employment without regard to race, color, religion, sexual orientation, gender identity, national origin, disability, veteran status or other basis protected by law. It is unlawful in Massachusetts to require or administer a lie detector test as a condition of employment or continued employment. An employer who violates this law shall be subject to criminal penalties and civil liability. *Represents basic qualifications for the position. To be considered for this position, you must at least meet the required qualifications. careers.cnb.com accepts applications on an ongoing basis, until filled.
    $24.5-36.7 hourly 22d ago
  • Loan Servicing Image Processor - Harrisburg, PA

    Mid Penn Bancorp 3.9company rating

    Loan Officer Job In Harrisburg, PA

    A great banking experience begins with a great team! Mid Penn Bank is actively seeking a Loan Servicing Imaging Processor in Harrisburg, PA. We believe that our ongoing success depends upon a skilled, satisfied and valued work force. As a member of our team, you can expect opportunities to develop your skills to help you excel in your role and achieve your professional career goals. We offer a comprehensive range of flexible benefits to support your personal and financial well-being. Our inclusive culture encourages all employees to share ideas, collaborate, and contribute to the values that make us a winning team for our customers, shareholders, and communities. We are committed to diversity, equity, and inclusion. People from underrepresented communities, Veterans, individuals with disabilities, and bilingual candidates are strongly encouraged to apply. Position Overview The Loan Servicing Image Processor is responsible for performing a variety of duties to support the loan servicing function. As an integral member of the team, this individual will maintain, create, monitor and maintain the electronic Commercial, Residential, Consumer, and Small Business Administration (SBA) loan files and retention documents. The Loan Servicing Imaging Processor will prepare, scan, operate scanning equipment, index, retrieve, store and assure the quality control of loan document images and files. Essential Duties and Responsibilities Catalogs all new loan files for proper identification and filing with storage vendor. Monitors the electronic ticket system for document and filing requests. Retrieves or orders physical loan files when requests are received. Copies requests for loan documents. Manages retention of designated documents and loan files. Maintains accurate tracking of all loan files. Supports the bank with mail and email deliveries. Coordinates specific work tasks with other personnel within the department as well as with other departments in order to ensure the smooth and efficient flow of information. Understands loan documents across Consumer, Residential, and Commercial. Responds to inquiries relating to his/her particular area, or to requests from customers, other personnel, etc., within given time frames and within established policy. On an ongoing basis, receives documents related to existing loans that require scanning to the electronic file and possible long term retention. Reviews the completed electronic loan file for quality control. Handles direct communications, both written and verbal, with customers and other parties. Handles customer telephone calls. Creates an electronic loan folder within document retention program known as doc Star for permanent document storage. Reviews and identifies loan document for proper placement within designated categories. Reviews the completed electronic loan file for quality control. Removes and retains identified documents within the designated storage area for long term retention. On an ongoing basis, receives documents related to existing loans that require scanning to the electronic file and possible long term retention. Scans closed loan documentation to the electronic file folder and reclassifies loan as closed within the document retention program. Reports pertinent information to the immediate supervisor as requested, or according to an established schedule; compiles information as necessary or as directed and provides data to appropriate personnel. Prepare and process requests in accordance with applicable procedures and policies to ensure compliant collateral perfection. Abides by the current laws and organizational policies and procedures designed and implemented to promote an environment, which is free of harassment and other forms of illegal discriminatory behavior in the workplace. Cooperates with, participates in, and supports the adherence to all internal policies, procedures, and practices in support of risk management and overall safety and soundness and the compliance with all regulatory requirements; ensures that all office personnel adhere to the same. Performs tasks, which are supportive in nature to the essential functions of the job, but which may be altered or re-designed depending upon individual circumstances. Regular and predictable attendance is required. Education & Qualifications A high school diploma or equivalent. A minimum of one (1) years related experience required. Skill(s) Moderate reading, writing, grammar, and mathematics skills; moderate interpersonal relations and communicative skills; moderate typing and PC skills, including knowledge of Microsoft Excel, Access, and Word; loan processing; ability to sit, stand, walk, bend, stoop, reach with hands or arms, use hands to manipulate objects, handle or feel, and lift items weighing 20 lbs. or less; visual, auditory and speaking skills. Equipment/Machines Telephone PC/Computer keyboard Printer Calculator Fax machine Copy machine Document scanner Branch capture machine Mid Penn Bank offers rewarding career opportunities, competitive wages, great incentives and benefits. Qualified applicants are considered without regard to race, color, age, sex, sexual orientation, gender identity, religion, national origin, genetic information, pregnancy, disability, or protected veteran status. We also comply with all applicable laws governing employment practices and do not discriminate on the basis of any unlawful criteria. Equal Opportunity Employer-Minorities/Females/Veterans/Individuals with Disabilities/Sexual Orientation/Gender Identity
    $33k-39k yearly est. 17d ago

Learn More About Loan Officer Jobs

How much does a Loan Officer earn in Harrisburg, PA?

The average loan officer in Harrisburg, PA earns between $35,000 and $81,000 annually. This compares to the national average loan officer range of $30,000 to $69,000.

Average Loan Officer Salary In Harrisburg, PA

$53,000

What are the biggest employers of Loan Officers in Harrisburg, PA?

The biggest employers of Loan Officers in Harrisburg, PA are:
  1. Pennsylvania Housing Finance Agency
  2. City National Bank
  3. Tag Lending Group
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