Loan Officer
Loan Officer Job 26 miles from Hoffman Estates
Are you a tenacious outside sales Loan Officer with a passion for construction finance? Ready to take your career to new heights and be part of something truly exciting? Builders Capital, the nation's largest private construction lender, is seeking a dynamic Loan Officer to join our fast-growing team. This is your chance to step into a thriving market at a pivotal moment in our company's growth and bring your expertise to help fuel the future of construction financing.
We're not your typical lender. Builders Capital is at the forefront of innovation in construction finance, and we're looking for a driven professional to help us continue our momentum. Our loan products are in high demand, and with our unmatched support, technology, and resources, you'll have everything you need to succeed.
What You'll Do:
* Drive Outside Sales: Take the lead in outside sales by prospecting, networking, and building relationships with new and existing clients in the construction industry. Cultivate relationships with builders, architects, contractors, and other key industry players to create a steady pipeline of business. Your hustle and ability to establish connections in the field will be key to your success.
* Originate a Range of Loan Products: Leverage your expertise to structure and originate a variety of loans including vertical construction, land development, bridge loans, and multifamily financing. You'll bring the right solution to the table for each unique project.
* Lead the Process from Start to Finish: From initial outreach to loan structuring, underwriting, approval, and closing, you will be the quarterback of the deal, working closely with our internal teams to ensure smooth and timely loan processing.
* Consult and Advise: Provide expert guidance to borrowers on loan structuring, addressing their unique needs and ensuring they receive the best possible service. Your advice will help clients make informed, confident decisions throughout the entire process.
* Develop and Execute Your Sales Plan: Build and execute a comprehensive outside sales strategy that includes networking, prospecting, marketing, and client relationship management. Own your success by setting clear goals and executing with precision.
What We're Looking For:
* Experience: At least 2 years of experience in construction finance or residential/commercial mortgage lending, with a solid understanding of construction loan structures and processes.
* Exceptional Communication Skills: You must be polished, professional, and able to clearly communicate with clients, internal teams, and external partners.
* Problem-Solving Ability: We need someone who thinks outside the box to structure solutions that work for clients while mitigating risk.
* Team Player: A collaborative mindset is a must. We thrive on cross-team collaboration to deliver the best results for our clients.
* High Ethical Standards: Integrity is key to our success. You should have a strong commitment to doing what's best for both the client and the company.
* Adaptability: Builders Capital operates in a fast-paced, ever-changing environment, and we need someone who thrives under pressure and is ready to seize opportunities.
Why You'll Love It Here:
* Innovative Environment: Be part of a forward-thinking company at the forefront of the construction finance industry, with access to cutting-edge technology and resources.
* Work Flexibility: Enjoy a flexible work environment that allows you to balance professional success with your personal life.
* National Impact: Join a nationwide operation making a significant impact on real estate development and home building across the U.S.
* Health Insurance: Builders Capital pays 100% of your medical insurance premiums, offering both PPO and HSA plans.
* Health Savings Account (HSA): We contribute annually to your HSA account, providing additional support for your healthcare needs.
* Competitive Compensation: We offer competitive salaries that reflect your expertise and contributions.
* Paid Time Off: Take time to recharge with 3 weeks of paid time off each year.
* Paid Holidays: Enjoy 10 paid holidays annually to spend quality time with family, friends, or on personal interests.
We're here to support you both professionally and personally-because when you thrive, we all thrive.
Builders Capital is an Equal Opportunity Employers(EEO) and welcome all qualified applicants. This is a full-time, exempt position. The job description contained herein is not intended to be a comprehensive list of the duties and responsibilities of the position, which may change without notice.
Loan Originator - (South Region)
Loan Officer Job 2 miles from Hoffman Estates
Wintrust Mortgage was founded in 1981 to help customers achieve the American dream of homeownership and has since successfully navigated the ever-changing real estate market. As a full-service, federally chartered lender with offices located across the country, we're dedicated to providing customers with a wide range of mortgage products and have the capability to lend in all 50 states. To complement the basic conventional, FHA, and VA loan programs, we are uniquely positioned to meet the needs of the continually evolving market. Wintrust Mortgage is part of Wintrust, a financial services company with more than $62 billion in assets.
Why join us?
An award-winning culture! We are rated a Top Workplace by the Chicago Tribune (past 9 years) and Employee Recommended award by the Globe & Mail (past 6 years)
Comprehensive benefit package including medical, dental, vision, life, a 401k plan with a generous company match and tuition reimbursement to name a few
Family-friendly work hours
With 175+ community bank locations, we offer opportunities to grow and develop in your career
Promote from within culture
Why join this team?
We have a culture that encourages an entrepreneurial spirit
We offer multiple opportunities for development and upward mobility
Position Summary:
An employee in this position procures new mortgage transactions for the bank. The primary responsibility is to bring in new loan requests into the bank for processing. The Loan Originator is the primary contact for the loan applicant.
Essential Duties and Responsibilities:
The Loan Originator assembles and reviews a new application and matches the applicant with a mortgage program. The file is handled by the Mortgage Originator until it is time to request loan documents and closing is scheduled. By turning in the file at this point, the Loan Originator is able to go out and generate new business.
The Loan Originator assists the borrower in determining the proper loan program, completing the loan application and gathering the required supporting documentation to begin the loan process.
Conducts preliminary underwriting reviews.
Remains front line contact with the borrowers.
A credit report is obtained and analyzed by the Loan Originator.
The Loan Originator is heavily involved with the client during the application and closing process.
Develops referral relationships with realtors, builders, bankers and other sources in order to proactively solicit new business.
Qualifications:
Minimum two years of mortgage loan origination experience
Thorough knowledge of pricing and underwriting requirements of various mortgage products and programs.
Knowledge of residential mortgage processing, underwriting and closing procedures.
Thorough knowledge of federal lending regulations governing real estate lending, such as Truth-in-Lending, RESPA and others.
Ability to analyze financial information.
Excellent interpersonal and communication skills required.
Pleasant and professional demeanor is essential.
Work requires sound judgment and diplomacy.
Outlook proficiency required.
Requires National Mortgage Licensing System (NMLS) registration under the terms of the S.A.F.E Act of 2008
Ability to travel
Benefits:
Medical Insurance • Dental • Vision • Life insurance • Accidental death and dismemberment • Short-term and long term Disability Insurance • Parental Leave • Employee Assistance Program (EAP) • Traditional and Roth 401(k) with company match • Flexible Spending Account (FSA) • Employee Stock Purchase Plan at 5% discount • Critical Illness Insurance • Accident Insurance • Transportation and Commuting Benefits • Banking Benefits • Pet Insurance
Compensation:
The minimum estimated hourly rate for this role is $15.00, along with eligibility to earn monthly commissions. Actual pay rate may vary based on several factors, such as a candidate's location, qualifications, skills, and experience.
From our first day in business, Wintrust has been proud to serve a variety of unique communities and people from all walks of life. To be Chicago's Bank and Wisconsin's Bank , we need to reflect that diversity both in all the communities we serve, the people we employ, the organizations we work with, and our banking and lending practices. Wintrust Financial Corporation, including community banking and financial services subsidiaries, is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, national origin, sex, sexual orientation, gender identity and expressions, genetic information, marital status, age, disability, or status as a covered veteran or any other characteristic protected by law.
Mortgage Loan Processor (Full-Time)
Loan Officer Job 18 miles from Hoffman Estates
Job Details Naperville - Naperville, IL $50000.00 - $70000.00 Salary/year Description
Purpose:
This position is responsible for assisting Mortgage Loan Officers with CIBM Mortgage products and Processing mortgage loan files in preparation for underwriting and or closing.
Accountabilities:
Essential responsibilities include:
Daily utilization of loan origination systems and automated underwriting systems "DU/LP"
Maintaining proper expectations with all parties on the loan file work within timelines
Analyzing package for completeness to ensure loan file meets investor guidelines
Analyzing credit, income, asset and collateral documents and submit files to underwriting
Clearing loan conditions and communicating effectively with Sales, Mortgage Loan Officer's assistants and Underwriting team
Professionally and promptly collecting Documentation outstanding from Clients
Reviewing and analyzing title for all requirements and address issues, insurance coverage for mortgagee
Maintaining loan file compliance while managing pipeline as various volume levels
Working effectively under specific time constraints and meet end-of-month deadlines
Working in a paperless environment
Reviewing, analyzing, and submitting loan documents to Underwriting based on agency, investor, and company guidelines with a focus on efficiency and quality
Scheduling and tracking of closing dates, contingency dates and loan lock expiration's
Reviewing loan approvals and address all conditions required for underwriting and closing
Preparing and submitting timely and accurate loan files to the Closing Department
Providing top-class customer service and respectful, consultative guidance to clients
Additional responsibilities include:
Staying abreast of bank policies and procedures by attending and successfully completing all mandatory corporate and departmental training. Inclusive of but not limited to Orientation, Annual Sensitivity Training and Compliance Training.
Other duties as assigned.
Organizational Structure:
Title of supervisor: Mortgage Operations and Compliance Manager
Title(s) of subordinate(s) to this position: None
Supervisory Responsibilities: None
Qualifications
Required Skills and/or Education:
High school diploma required, plus four years or more of recent residential mortgage processing experience. Knowledge of agency loan programs, investor loan programs, and underwriting criteria for government and conventional offerings.
Skills and abilities sufficient to perform the essential functions--such as typing, data input, attention to detail, customer service, basic mathematical calculations, organization, and communication skills are required. Proficiency in using computer software for typical office applications and employment-related functions is also necessary.
Preferred Skills and/or Experience:
Experience processing FHA and VA loans is strongly preferred
Experience managing a pipeline of 45+ refinance or purchase loans
Proficiency with Empower loan origination software preferable not required
Ability to calculate income, including self-employed
Excellent interpersonal, communication, and time management skills
Ability to operate effectively & efficiently in high-pressure situations
Ability to work well in a team environment, a team-player
All applicants must be flexible with their schedules, as they may be required to work after-hours, especially during peak volume periods
Ability to multi-task with strong attention to detail while meeting deadlines in a fast-paced environment.
Strong listening, problem solving skills and out of box thinking.
Nature and Scope:
This position is a regular full time position on a schedule established by the supervisor. Overtime is occasionally worked to meet the seasonal demands associated with the position. The work environment involves the use of typical office equipment such as telephone, computer, facsimile, etc. in a controlled climate.
Loan Origination Specialist IV
Loan Officer Job 26 miles from Hoffman Estates
JobID: 210620619 JobSchedule: Full time JobShift: Day Base Pay/Salary: Chicago,IL $26.39-$36.05 This role is an excellent opportunity to provide thoughtful, accurate and timely customer response through strong written and verbal communications, increasing JPMorgan Chase profitability by maintaining and strengthening our customers' bank relationship.
Job Summary:
As a Loan Origination Specialist IV within JPMorgan Chase, you will be responsible for delivering accurate and timely responses to our customers through effective written and verbal communication. Your role will be pivotal in enhancing our profitability by nurturing and strengthening our customer relationships. You will collaborate closely with Sales, Client, Relationship Managers, and Underwriters to document and process Equipment Finance transactions. Your ability to manage multiple tasks, utilize internal resources effectively, and maintain meticulous attention to detail will be crucial in this role. This position provides an opportunity to thrive in a dynamic, team-oriented environment where your professional growth and development are of utmost importance.
Job Responsibilities:
* Works with Sales, Client, Relationship Managers and Underwriters to document and book Equipment Finance transactions
* Process the documentation process for equipment finance loan/lease transactions in partnership with the Document Support Specialist
* Engages with internal and external clients to manage expectations and gather necessary items for closing.
* Prepares and sends documentation packages.
* Research Sales and PPT tax items
* Ensures credit and asset conditions are met in compliance with guidelines.
* Works with Internal and External Legal counsel as needed for closing requirements.
* Prepares funding review packages
* Works on projects as needed to improve current processes and procedures.
Required qualifications, capabilities, and skills:
* Minimum of 2 years of Loan Documentation or doc creation experience
* Ability to multi-task effectively and leverage internal resources
* Excellent verbal and written communication skills
* Strong attention to detail and strong process orientation
* Excellent organizational skills and ability to prioritize work load
* Excellent Microsoft Word and Excel Skills
* Team player with a positive attitude and desire to be part of a collaborative environment
* Demonstrated ability to work independently and solve problems in a fast paced environment
* Knowledge of basic accounting processes and procedures
* Professional phone etiquette skills
Preferred qualifications, capabilities, and skills:
* Bachelor's degree
* 2+ years' experience in Commercial Banking financial services
* Paralegal certificate or experience
* Equipment finance\equipment leasing experience
* HotDocs\LeasePak experience a plus
Community Development Mortgage Loan Officer
Loan Officer Job 31 miles from Hoffman Estates
Old National Bank has been serving clients and communities since 1834. With over $50 billion in total assets, we are a regional powerhouse deeply rooted in the communities we serve. As a trusted partner, we thrive on helping our clients achieve their goals and dreams, and we are committed to social responsibility and investing in our communities through volunteering and charitable giving.
We continually seek highly motivated and talented individuals as our people are critical to our success. In return, we offer competitive compensation with our salary and incentive program, in addition to medical, dental, and vision insurance. 401K, continuing education opportunities and an employee assistance program are also included in our benefit suite. Old National also offers a variety of Impact Network Groups led by team members who are passionate about driving engagement, creating awareness of diverse backgrounds and experiences, and building inclusion across the organization. We offer a unique opportunity to join a growing, community and client-focused company that is firmly rooted in its core values.
Responsibilities
Old National Bank has an opportunity for a Community Development Mortgage Loan Originator. This position will focus on Community Reinvestment Act (CRA) and Multicultural Originations. The Community Development Mortgage Loan Originator is responsible for generating residential mortgages to Low to Moderate Income (LMI) communities, majority-minority communities, LMI individuals and minority individuals (e.g. Black or African American, Hispanic, American Indian and Asian/Hawaiian/Pacific Islander).
Salary Range
The salary range for this position is $00.00 - $60, 000 base/ plus commission per year. Final salary will be determined based on factors such as location, experience, skills and qualifications.
Essential Duties:
Originate mortgage loans to achieve production goals.
Self-source loans through established referral partners, community organizations, housing agencies, local business leaders, realtors and other referral sources.
Convert leads into applications, present personalized mortgage solutions, produce required disclosure and collect documents needed to satisfy loan conditions.
Manage pipeline from origination through closing and complete required management reports.
Consult with internal partners to ensure superior customer service delivery.
Utilize ONB reference tools and resources to provide accurate and up-to-date loan information to customers and business partners.
Promote home ownership focusing on properties located in majority-minority census tracts.
Coordinate and conduct home-buying training seminars for potential CRA and multicultural origination mortgage applicants.
Partner with community, non-profit and government agencies focused on affordable housing programs or minority communities.
Qualifications:
3-5 years of experience in the area of community and diversity mortgage loan origination.
Working knowledge of FHA, conventional and governmental lending guidelines; federal lending regulations; CRA, Multicultural and HUD income guidelines.
Must have competent computer skills.
Must have strong verbal and written communication skills.
Must have competent skills in organizational and time management along with the ability to multi-task.
Licenses/Certifications: must be eligible to register with the National Mortgage Licensing System and Registry (NMLS)
Old National is proud to be an equal opportunity employer focused on fostering an inclusive workplace and committed to hiring a workforce comprised of diverse backgrounds, cultures and thinking styles.
As such, all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, protected veteran status, status as a qualified individual with disability, sexual orientation, gender identity or any other characteristic protected by law.
We do not accept resumes from external staffing agencies or independent recruiters for any of our openings unless we have an agreement signed by the Director of Talent Acquisition, SVP, to fill a specific position
Our culture is firmly rooted in our core values.
We are optimistic. We are collaborative. We are inclusive. We are agile. We are ethical.
We are Old National Bank. Join our team!
We can recommend jobs specifically for you! Click here to get started.
If you're qualified for a position but need additional help with the application because of a disability, please email ************************** (This email will respond to accommodation requests only.)
Loan Officer Associate
Loan Officer Job 2 miles from Hoffman Estates
We are Lennar
Lennar is one of the nation's leading homebuilders, dedicated to making an impact and creating an extraordinary experience for their Homeowners, Communities, and Associates by building quality homes and providing exceptional customer service, giving back to the communities in which we work and live in, and fostering a culture of opportunity and growth for our Associates throughout their career. Lennar has been recognized as a Fortune 500 company and consistently ranked among the top homebuilders in the United States.
Join a Company that Empowers you to Build your Future
The Loan Officer Associate assists Loan Officers while developing skills and knowledge to become a Loan Officer in the future. The Loan Officer Associate will complete various on-line and classroom educational sessions while receiving operational and hands-on training by assisting the Loan Officer and Division Managers.
A career with purpose.
A career built on making dreams come true.
A career built on building zero defect homes, cost management, and adherence to schedules.
Your Responsibilities on the Team
Learning Development: Participate in formal training programs provided by the company. These programs cover various aspects of lending, including understanding different types of loans, assessing creditworthiness, and navigating the loan approval process. Train with manager on mortgage rate sheets in order to learn to accurately price and lock loans. Review various daily/weekly/monthly reports to learn the overall mortgage process from application to closing.
Continuous Education and Licensure: Successfully complete testing for mortgage licensing and appropriate state licensing as needed. Maintain up-to-date knowledge of RESPA through continuing education courses.
Support and Coordination: Update the loan application with any missing data. Maintain notes within the Loan Origination System to ensure complete exchange of information. Occasionally provide initial set up of the file.
Business Development and Customer Relations: Participate in builder and realtor functions to develop and maintain relationships. Work with Division Manager and Loan Officers on local marketing campaigns.
Customer-Centric Approach: Ensure that borrowers can easily reach out through various channels (phone, email, chat) and receive prompt responses. Act as a primary contact between our borrowers and their Loan Officers, schedule and conduct meetings as needed, to discuss any follow-up issues or items that need to be addressed.
Collaboration and Flexibility: Assist processors and closers in procuring loan documents from borrowers and other entities as needed. Engage and assist internal associates through various channels (phone, email, chat) and receive a prompt response. Flexible schedule, including weekends and evenings as needed.
Requirements
High school diploma or equivalent
BA or BS preferred
Mortgage or banking experience (preferred)
Experience in articulating product or service features, benefits, and value
A genuine passion for going above and beyond to ensure customer satisfaction
Exceptional organizational abilities, keen attention to detail, and the ability to manage multiple priorities.
Proficient in using standard office software (e.g., Microsoft Office Suite)
Valid driver's license and reliable transportation
Physical & Office/Site Presence Requirements:
Regular, in-person attendance at Company communities/job sites and offices during regular work hours is an essential function of this job. Requires the ability to work in excess of eight hours per day in the confined quarters of a construction trailer, the ability to operate a motor vehicle, read plans, climb stairs and ladders, bend, stoop, reach, lift, move and/or carry equipment which may be in excess of 50 pounds. Job may require occasional operation of construction equipment. Finger dexterity may be required to operate a computer keyboard and calculator.
This information is intended to be a general overview and may be modified by the company due to factors affecting the business.
General Overview of Compensation & Benefits:
We reasonably expect the base compensation offered for this position to range from an hourly rate of $14.00 - $21, subject to adjustment based on business-related factors such as employee qualifications, geographic pay differentials (e.g., cost of labor/living, etc.), and operational considerations.
This position may be eligible for bonuses.
This position may be eligible for commissions.
This position will be eligible for the described benefits listed in the above section in accordance with Company Policy.
This information is intended to be a general overview and may be modified by the Company due to factors affecting the business.
Life at Lennar
At Lennar, we are committed to fostering a supportive and enriching environment for our Associates, offering a comprehensive array of benefits designed to enhance their well-being and professional growth. Our Associates have access to robust health insurance plans, including Medical, Dental, and Vision coverage, ensuring their health needs are well taken care of. Our 401(k) Retirement Plan, complete with a $1 for $1 Company Match up to 5%, helps secure their financial future, while Paid Parental Leave and an Associate Assistance Plan provide essential support during life's critical moments. To further support our Associates, we provide an Education Assistance Program and up to $30,000 in Adoption Assistance, underscoring our commitment to their diverse needs and aspirations. From the moment of hire, they can enjoy up to three weeks of vacation annually, alongside generous Holiday, Sick Leave, and Personal Day policies. Additionally, we offer a New Hire Referral Bonus Program, significant Home Purchase Discounts, and unique opportunities such as the Everyone's Included Day. At Lennar, we believe in investing in our Associates, empowering them to thrive both personally and professionally. Lennar Associates will have access to these benefits as outlined by Lennar's policies and applicable plan terms. Visit Lennartotalrewards.com to view our suite of benefits.
Join the fun and follow us on social media to see what's happening at our company, and don't forget to connect with us on Lennar: Overview | LinkedIn for the latest job opportunities.
Lennar is an equal opportunity employer and complies with all applicable federal, state, and local fair employment practices laws.
Loan Processor & Customer Experience Coordinator
Loan Officer Job 26 miles from Hoffman Estates
Job Title: Loan Processor & Customer Experience Coordinator Pay: $55,000-$85,000 (Base salary + monthly bonuses) Schedule
(Must be able to work the hours listed)
:
Monday: 12:00PM-8:00PM
Tuesday: 12:00PM-8:00PM
Wednesday: 9:00AM-8:00PM
Thursday: 9:00AM-3:00PM
Saturday: 8:45AM-5:00PM
Join our team at Berman Subaru as a Loan Processor & Customer Experience Coordinator (CEC) - a role focused on loan processing, finance support, and delivering exceptional post-sale service. In this position, you'll support the dealership by processing purchase documents, coordinating with lenders, and ensuring our customers enjoy a seamless and satisfying ownership experience.
Key Responsibilities:
Loan Processing: Finalize all deal paperwork, verify accuracy, and submit completed documents for funding. Monitor lender approvals and resolve discrepancies to ensure smooth and timely funding.
Customer Experience Support: Follow up with sold customers to offer protection products and reach out to service clients with expiring warranties.
Love Encore Program: Schedule and manage redelivery appointments with new Subaru owners, offering feature walkthroughs, system setup, and guidance on Subaru StarLink enrollment.
Administrative Tasks: Maintain accurate records, support sales/finance teams, and handle CRM follow-ups including scheduling internet/phone/showroom-sourced appointments.
Company Benefits:
Competitive PTO Policy: Earn 2 weeks within your first year of employment!
Multiple Low-Cost Medical Insurance Options: As low as $43/week + FREE TelaHealth!
Low-Cost Dental, Vision & Life Insurance Options
Short Term & Long Term Disability Coverage
Fully PAID Training
401K Retirement Savings Plan
Automotive Service & Sales Discounts
Career Path and Opportunities for Advancement
Qualifications
Previous experience in automotive loan processing, BDC, or a similar dealership customer service/sales role is required
Must have Dealership experience
Detail-oriented and highly organized
Confident communicator with a customer-first mindset
Comfortable with digital tools, CRM systems, and document processing
Passionate about delivering a premium customer experience
Additional Information
All your information will be kept confidential according to EEO guidelines.
We are an equal opportunity employer and prohibit discrimination/harassment without regard to race, color, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state or local laws.
Loan Processor
Loan Officer Job 26 miles from Hoffman Estates
Founded in 2008, The Fay Group is a diversified real estate services company offering a complete range of home ownership products and services to include mortgage servicing, property renovations, property management, realty, business purpose lending, and insurance to homeowners, investors, and clients nationwide. We consider the people behind those mortgages, and work hard to give them the best opportunity to stay in their homes by providing solutions to navigate the challenges of homeownership while working toward their long-term financial goals.
Our Constructive Loans business provides stable, reliable capital, flexible product solutions, speed, and competitive pricing to meet the real estate investment financing needs of brokers nationwide. Constructive offers programs for short-term fix & flip, DSCR rental properties, and lines of credit.
Join Us on Our Journey
We are currently looking for a Loan Processor to join our team.
Reporting to the Processing Manager, this position will ensure the timely and accurate packaging of all loans originated, preparing the application for submittal to underwriting taking the file from pre-approval to closing. The role is responsible for collecting, verifying and uploading loan information into the Loan Origination System (LOS). The position will prepare loan files for review and analyze loan documentation for accuracy and completeness.
The role partners with loan officers, underwriters, cross-functional teams, and departments to address conditions, resolve discrepancies to meet critical timelines. This position ensures compliance with regulatory requirements, company policies, and investor guidelines to support the successful funding and closing of loans.
Qualifications Include:
High School diploma or GED required
2+ years' experience in loan processing in the mortgage industry
1+ years' experience in customer service
Proven experience processing business purpose loans is preferred.
Strong understanding of GFE, TIL, and RESPA rules
Prior experience working in a fast-paced, high-volume work environment is preferred
Solid skills and experience in MS Word, Excel, and Outlook
Strong verbal and written communication skills
Strong interpersonal skills
Strong analytical skills
Solid decision-making abilities coupled with sound judgment
Strong time management skills
Ability to prioritize numerous tasks and manage shifting priorities
Client-focused with strong execution skills and results orientation
High level of precision with attention to detail and consistency
Flexible, open to change, and able to learn new things quickly
Ability to work in a collaborative environment and provide guidance for working groups
Submit Your Resume to Learn More
Featured Benefits
Medical, Dental and Vision Insurance
Company Paid Life Insurance
Disability Insurance
Pet Insurance
401k Program with Employer Matching
3 Weeks Paid Time Off (PTO)
Paid Holidays
Wellness Initiatives
Employee Assistance Program
Compensation
The hiring range for this position is between $47,590.40-$76,003.20 annually
This position is eligible for a monthly incentive
Fay Cares!
The Fay-Constructive Foundation was established to fulfill the philanthropic mission of The Fay Group employees to serve the communities in which they live and work. Our employees make voluntary contributions to the Foundation. Each quarter, their contributions are donated to organizations focused on improving education opportunities, combating poverty, and supporting military service members and first responders.
At Fay, we believe that the best ideas come from having a team that is diverse in backgrounds, experiences, and perspectives. We strive to ensure each of our employees feels valued, respected, and included, and is presented with equal opportunities to be successful. Fay is an equal-opportunity workplace. The Fay Group and affiliated companies participate in E-Verify. For more information,n go to *********************
Commercial Loan Processor - To 70K - Chicago, IL - Job # 2672
Loan Officer Job 26 miles from Hoffman Estates
Our bank client is seeking to fill a Commercial Loan Processor role located in the Chicago, IL area. The position is responsible for the preparation, accuracy, and completeness of commercial loan packages, using the Bank's documentation system and procedures. The candidate will be processing and preparing commercial loan products, as assigned.
The opportunity has a generous salary of up to $70K and a full benefits package. (This is not a remote position.)
Commercial Loan Processor responsibilities include:
Processing commercial loan requests for both new and renewal loans using prescribed procedures and software.
Making an initial review of the loan approval (Profile), using information available on the loan processing software system and credit file, obtaining required information for underwriting, and preparing loan closing documents.
Preparing all necessary loan documents including Promissory Note, Business Loan Agreement, Construction Loan Agreement, Disbursement Request and Authorization, Resolutions, and Loan Checklist using information from the loan application, profile, and title policy.
Confirming loan approval authority as defined by bank policy; review and obtain an understanding of the loan transaction from the Loan Profile.
Determining that initial underwriting documentation is present according to the approval document.
Reviewing credit files and determining additional documentation needs to support underwriting requirements, such as entity papers, credit reports, purchase contracts, lien searches, title work, appraisal or evaluation, environmental questionnaire, survey, life insurance, and property liability insurance.
Ordering supporting documentation from approved vendors and working with loan officers or customers as needed.
Renewal loan processing includes entering the loan into loan software and working with the servicing loan officer to move the approved credit to close.
Communicating results of documentation review and any processing issues to the loan officer on a timely basis.
Balancing transactions and preparing all general ledger tickets and cashier's checks for disbursement.
Preparing wire forms, wire tickets, and authorizing wires for loan proceeds.
Processing loan file post-closing, including preparation and delivery of instruction letter and the closing packet to the title company if needed.
Assisting with additional loan operation roles, as requested or necessary.
Requirements
Who Are You?
You're someone who wants to influence your own development. You're looking for an opportunity where you can pursue your interests and your passion. Where a job title is not considered the final definition of who you are, but merely the starting point for your future.
You also bring the following skills and experience:
High School Diploma or equivalent required; two (2) year degree or higher preferred.
Two or more years of experience in commercial loan document preparation and/or document processing.
Understanding of the required documentation for commercial term loans and lines of credit and the associated collateral documentation.
Ability to prioritize work on complex loan transactions to meet scheduled loan closing dates.
Knowledge of compliance requirements for commercial borrowers.
Knowledge of related state and federal lending and compliance laws and regulations, and other Bank lending policies.
Highly accurate data entry skills and a strong level of skill working with a variety of PC and internet applications, including LaserPro, Excel, Word, and PowerPoint, and the ability to navigate key industry-specific Internet sites.
Strong multi-tasking, time management, thoroughness, and accuracy skills required.
Solid communication and organizational skills with a focus on teamwork and cooperation.
A high level of confidentiality is required.
Ability to work under deadlines with frequent interruption.
Benefits
The opportunity has a generous salary of up to $70K and a full benefits package. (This is not a remote position.)
Loan Origination Specialist
Loan Officer Job 18 miles from Hoffman Estates
Consumers Credit Union (CCU) is adding a new Loan Origination Specialist to the Sales team! This is a great opportunity for someone who strives to cultivate a high level of member engagement by building a personalized, seamless, and easy experience as a trusted financial partner.
Schedule/Location: This position offers a hybrid work schedule where some of your work week will be onsite at our modern and amenities driven Lake Forest office location and the rest will be spent working remotely.
As a Loan Origination Specialist, you'll work with both new and existing members, answering inbound phone calls, inbound web loan applications, and conducting outbound loan sales efforts. You will contact members to follow up on applications with no underwriting decision, processes visa limit increases, and handle loan status requests. Overall, the primary objective is to provide exceptional service to members, identify their loan needs, and offer suitable loan solutions to meet their financial goals.
CCU is a dynamic company that implements process improvements and changes frequently. The ideal candidate will be adaptable to change and will be able to steadily perform and react in a fast-paced work environment.
Main duties and responsibilities:
Responsible for presenting member loan applications and all required additional information to the underwriting team for loan decisioning. Interfaces between the underwriting team and members, or potential members, to answer underwriting questions and to provide additional information as requested
Respond and provide timely and accurate updates to members about loan applications and loan status requests and address any information or documentation required.
service, promptly and effectively addressing member inquiries, concerns, and requests related to loan sales and application processes.
Proactively reviews member credit reports to identify opportunities to educate on products that align with the members' financial needs.
Stays up to date on loan products, interest rates, and promotional offers to effectively communicate and promote loan options to members.
Maintains accurate and up-to-date records of member interactions, loan applications, and loan status updates in the credit union's systems and databases.
Identifies opportunities to enhance the loan application process, improve member experience, and streamline sales efforts within the loan sales department.
Introduce credit union products and services such as collateral and credit protection services.
Qualifications
High School Diploma or Equivalent - Minimum
2+ years' experience in sales, customer service, insurance, financial institutions - Preferred
Must be self-directed, ambitious, and comfortable in a highly goal-driven environment, with a passion for sales that make an impact!
Interpersonal, written and verbal communication skills
Ability to educate members on products and services and cross-sell with a needs-based approach
Time management, organizational, follow up skills, and the ability to process paperwork in an efficient and accurate manner
Computer proficiency in Microsoft Word, Excel and Loan Origination Systems or related.
Availability to work 40 hours/week and be scheduled between the following hours:
Monday - Friday: 7:45AM - 6PM, Saturdays: 7:45AM - 1PM
Compensation & Benefits:
Budgeted amount for hourly rate is $22. Position is eligible for sales incentives.
Consumers Credit Union provides eligible employees an opportunity to participate in our medical (High Deductible, HMO and PPO), dental, vision, spending accounts, short-term disability, long-term disability, life insurance and other plans effective date of hire. You will be eligible to participate in the 401(k) savings plan at any time. You will be automatically enrolled in the pension plan following six months of employment and 1,000 hours of service and reaching age 20.
For more information about benefit offerings, please visit our careers page: ****************************************************
About CCU
Founded in 1930 and headquartered in Lake Forest, IL, Consumers Credit Union has $4 billion in assets and serves more than 260,000 members, making it one of the largest credit unions in the state. CCU believes that nobody needs banks on every corner, but everyone needs people who are in their corner. To learn more, visit myconsumers.org
Equal Opportunity Employer
CCU complies with the requirements and spirit of the law in the implementation of all facets of equal opportunity in employment. There will be no discrimination on the basis of race, ancestry, color, religion, sex, sexual orientation, gender identity, marital status, pregnancy, age, national origin, citizenship, disability, genetic information, military status (including unfavorable discharge from the military), criminal or arrest history (unless job related), crime victim status, or any other protected characteristic in the recruitment, selection, training, utilization, promotion, termination, or any other employment actions or term and condition of employment. CCU complies with applicable state and local laws governing non-discrimination in employment in every location in which CCU has facilities.
We are committed to providing access, equal opportunity and reasonable accommodation for individuals with disabilities in employment, its services, programs, and activities. If reasonable accommodation is needed to participate in the job application or interview process please contact our Human Resources team at: HR_******************** or ************.
Loan Processor
Loan Officer Job 26 miles from Hoffman Estates
CrossCountry Mortgage (CCM) is the nation's number one distributed retail mortgage lender with more than 7,000 employees operating over 700 branches and servicing loans across all 50 states, D.C. and Puerto Rico. Our company has been recognized ten times on the Inc. 5000 list of America's fastest-growing private businesses and has received many awards for our standout culture.
A culture where you can grow! CCM has created an exceptional culture driving employee engagement, exceeding employee expectations, and directly impacting company success. At our core, our entrepreneurial spirit empowers every employee to be who they are to help us move forward together. You'll get unwavering support from all departments and total transparency from the top down.
CCM offers eligible employees a competitive compensation plan and a robust benefits package, including medical, dental, vision, as well as a 401K. We also offer company-provided short-term disability, an employee assistance program, and a wellness program.
Position Overview:
The Loan Processor is responsible for providing quality customer service by obtaining necessary documentation to underwrite the loan and orders third party documentation by communicating directly with the customer and/or Loan Officer. The Loan Processor provides proper disclosures when required by applicable local, state, and federal regulations.
Job Responsibilities:
* Perform a thorough review and analysis of borrower's credit, employment, income, and assets as required by the loan program before submitting to underwriting.
* Assemble the complete loan package in proper order for underwriting.
* Verify all required documentation (pre-underwrite) in the file.
* Complete the required loan checklist.
* Verify that an application is complete and accurate; identify any potential issues that may arise in underwriting.
* Prepare a loan approval summary, Forms 1008 and 1003, and ensure the accuracy of all the information printed on the documents; communicate directly with the Loan Originator, customer, and Underwriter to obtain initial and any missing documentation required to qualify for the loan.
* Review loans for compliance with all mortgage-related regulations (RESPA, TIL, HMDA, Reg. B, etc.) and prepare required disclosures.
* Communicate with various companies to obtain Property Survey, Flood Certificate, Title Commitment, and payoff information.
* Verify that vendor orders are complete, invoices are received and in the applicant's E-file.
* Manage pipeline by completing and submitting reports within allotted turn-around times.
* Assist set-up of loans.
* Document all communication related to the loan application in the conversation log.
* Train and assist supervision of new Loan Processors and other processing personnel.
* Assist closing, secondary marketing, and loan servicing to obtain and clear outstanding suspense items from CrossCountry Mortgage investors.
* Available to work varying hours and overtime if needed.
Qualifications and Skills:
* High School Diploma or equivalent.
* Minimum of 5 years' residential mortgage processing experience.
* Experience with Encompass.
* Working knowledge of RESPA regulations and general knowledge of all mortgage and consumer lending regulations, including but not limited to Regulation Z and Regulation B requirements, and loan documents, preferred.
* Knowledge of DU, LP, Microsoft Office, and Windows.
* Excellent math and analytical skills.
* Excellent communication skills.
* Excellent prioritization and time management skills.
This is intended to convey information essential to understanding the scope of the job and the general nature and level of work performed by job holders within this job. However, this job description is not intended to be an exhaustive list of qualifications, skills, efforts, duties, responsibilities or working conditions associated with the position.
Pay Range:
* Hourly Rate: 21.00-24.00
* Bonus Eligible if applicable
The posted pay range considers a wide range of compensation factors, including candidate background, experience and work location, while also allowing for salary growth within the position
CrossCountry Mortgage, LLC offers MORE than a job, we offer a career. Apply now to begin your path to success! careersatccm.com
CrossCountry Mortgage, LLC strives to provide employees with a robust benefit package: **********************************
California residents: Please see CrossCountry's privacy statement for information about how CrossCountry collects and uses personal information about California applicants.
CrossCountry Mortgage supports equal employment opportunity in hiring, development and advancement for all qualified persons without regard to race, color, religion, religious creed, national origin, age, physical or mental disability, ancestry, marital status, uniformed service, covered veteran status, citizenship status, sex (including pregnancy, childbirth, and related medical conditions, and lactation), sexual orientation, gender identity, gender expression, transgender status, domestic violence victim status (where applicable), protected hair style or texture, genetic information (testing or characteristics), or any other protected status of an individual or because of the individual's association with a member of a protected group or any other characteristic protected by federal, state, or local law ("Protected Characteristics"). The collective sum of the individual differences, life experiences, knowledge, inventiveness, innovation, self-expression, unique capabilities and talent that our employees invest in their work represents a significant part of not only our culture, but our reputation. The Company is committed to fostering, cultivating and preserving a culture that welcomes diversity and inclusion.
CrossCountry Mortgage, LLC (NMLS3029) is an FHA Approved Lending Institution and is not acting on behalf of or at the direction of HUD/FHA or the Federal government. To verify licensing, please visit ***************************
Loan Origination Specialist IV
Loan Officer Job 26 miles from Hoffman Estates
This role is an excellent opportunity to provide thoughtful, accurate and timely customer response through strong written and verbal communications, increasing JPMorgan Chase profitability by maintaining and strengthening our customers' bank relationship.
Job Summary:
As a Loan Origination Specialist IV within JPMorgan Chase, you will be responsible for delivering accurate and timely responses to our customers through effective written and verbal communication. Your role will be pivotal in enhancing our profitability by nurturing and strengthening our customer relationships. You will collaborate closely with Sales, Client, Relationship Managers, and Underwriters to document and process Equipment Finance transactions. Your ability to manage multiple tasks, utilize internal resources effectively, and maintain meticulous attention to detail will be crucial in this role. This position provides an opportunity to thrive in a dynamic, team-oriented environment where your professional growth and development are of utmost importance.
Job Responsibilities:
Works with Sales, Client, Relationship Managers and Underwriters to document and book Equipment Finance transactions
Process the documentation process for equipment finance loan/lease transactions in partnership with the Document Support Specialist
Engages with internal and external clients to manage expectations and gather necessary items for closing.
Prepares and sends documentation packages.
Research Sales and PPT tax items
Ensures credit and asset conditions are met in compliance with guidelines.
Works with Internal and External Legal counsel as needed for closing requirements.
Prepares funding review packages
Works on projects as needed to improve current processes and procedures.
Required qualifications, capabilities, and skills:
Minimum of 2 years of Loan Documentation or doc creation experience
Ability to multi-task effectively and leverage internal resources
Excellent verbal and written communication skills
Strong attention to detail and strong process orientation
Excellent organizational skills and ability to prioritize work load
Excellent Microsoft Word and Excel Skills
Team player with a positive attitude and desire to be part of a collaborative environment
Demonstrated ability to work independently and solve problems in a fast paced environment
Knowledge of basic accounting processes and procedures
Professional phone etiquette skills
Preferred qualifications, capabilities, and skills:
Bachelor's degree
2+ years' experience in Commercial Banking financial services
Paralegal certificate or experience
Equipment finance\equipment leasing experience
HotDocs\LeasePak experience a plus
Senior Loan Originator
Loan Officer Job 12 miles from Hoffman Estates
Wintrust Mortgage was founded in 1981 to help customers achieve the American dream of homeownership and has since successfully navigated the ever-changing real estate market. As a full-service, federally chartered lender with offices located across the country, we're dedicated to providing customers with a wide range of mortgage products and have the capability to lend in all 50 states. To complement the basic conventional, FHA, and VA loan programs, we are uniquely positioned to meet the needs of the continually evolving market. Wintrust Mortgage is part of Wintrust, a financial services company with more than $62 billion in assets.
Why join us?
An award-winning culture! We are rated a Top Workplace by the Chicago Tribune (past 9 years) and Employee Recommended award by the Globe & Mail (past 6 years)
Comprehensive benefit package including medical, dental, vision, life, a 401k plan with a generous company match and tuition reimbursement to name a few
Family-friendly work hours
With 175+ community bank locations, we offer opportunities to grow and develop in your career
Promote from within culture
Why join this team?
We have a culture that encourages an entrepreneurial spirit
We offer multiple opportunities for development and upward mobility
Position Summary:
An employee in this position procures new mortgage transactions for the bank. The primary responsibility is to bring in new loan requests into the bank for processing. The Loan Originator is the primary contact for the loan applicant.
Essential Duties and Responsibilities:
The Loan Originator assembles and reviews a new application and matches the applicant with a mortgage program. The file is handled by the Mortgage Originator until it is time to request loan documents and closing is scheduled. By turning in the file at this point, the Loan Originator is able to go out and generate new business.
The Loan Originator assists the borrower in determining the proper loan program, completing the loan application and gathering the required supporting documentation to begin the loan process.
Conducts preliminary underwriting reviews.
Remains front line contact with the borrowers.
A credit report is obtained and analyzed by the Loan Originator.
The Loan Originator is heavily involved with the client during the application and closing process.
Develops referral relationships with realtors, builders, bankers and other sources in order to proactively solicit new business.
Qualifications:
Minimum two years of mortgage loan origination experience
Thorough knowledge of pricing and underwriting requirements of various mortgage products and programs.
Knowledge of residential mortgage processing, underwriting and closing procedures.
Thorough knowledge of federal lending regulations governing real estate lending, such as Truth-in-Lending, RESPA and others.
Ability to analyze financial information.
Excellent interpersonal and communication skills required.
Pleasant and professional demeanor is essential.
Work requires sound judgment and diplomacy.
Outlook proficiency required.
Requires National Mortgage Licensing System (NMLS) registration under the terms of the S.A.F.E Act of 2008
Ability to travel
Benefits:
Medical Insurance • Dental • Vision • Life insurance • Accidental death and dismemberment • Short-term and long term Disability Insurance • Parental Leave • Employee Assistance Program (EAP) • Traditional and Roth 401(k) with company match • Flexible Spending Account (FSA) • Employee Stock Purchase Plan at 5% discount • Critical Illness Insurance • Accident Insurance • Transportation and Commuting Benefits • Banking Benefits • Pet Insurance
Compensation:
The minimum estimated hourly rate for this role is $15.00, along with eligibility to earn monthly commissions. Actual pay rate may vary based on several factors, such as a candidate's location, qualifications, skills, and experience.
From our first day in business, Wintrust has been proud to serve a variety of unique communities and people from all walks of life. To be Chicago's Bank and Wisconsin's Bank , we need to reflect that diversity both in all the communities we serve, the people we employ, the organizations we work with, and our banking and lending practices. Wintrust Financial Corporation, including community banking and financial services subsidiaries, is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, national origin, sex, sexual orientation, gender identity and expressions, genetic information, marital status, age, disability, or status as a covered veteran or any other characteristic protected by law.
Community Development Mortgage Loan Officer
Loan Officer Job 31 miles from Hoffman Estates
Old National Bank has been serving clients and communities since 1834. With over $50 billion in total assets, we are a regional powerhouse deeply rooted in the communities we serve. As a trusted partner, we thrive on helping our clients achieve their goals and dreams, and we are committed to social responsibility and investing in our communities through volunteering and charitable giving.
We continually seek highly motivated and talented individuals as our people are critical to our success. In return, we offer competitive compensation with our salary and incentive program, in addition to medical, dental, and vision insurance. 401K, continuing education opportunities and an employee assistance program are also included in our benefit suite. Old National also offers a variety of Impact Network Groups led by team members who are passionate about driving engagement, creating awareness of diverse backgrounds and experiences, and building inclusion across the organization. We offer a unique opportunity to join a growing, community and client-focused company that is firmly rooted in its core values.
Responsibilities
Old National Bank has an opportunity for a Community Development Mortgage Loan Originator. This position will focus on Community Reinvestment Act (CRA) and Multicultural Originations. The Community Development Mortgage Loan Originator is responsible for generating residential mortgages to Low to Moderate Income (LMI) communities, majority-minority communities, LMI individuals and minority individuals (e.g. Black or African American, Hispanic, American Indian and Asian/Hawaiian/Pacific Islander).
Salary Range
The salary range for this position is $00.00 - $60, 000 base/ plus commission per year. Final salary will be determined based on factors such as location, experience, skills and qualifications.
Essential Duties:
Originate mortgage loans to achieve production goals.
Self-source loans through established referral partners, community organizations, housing agencies, local business leaders, realtors and other referral sources.
Convert leads into applications, present personalized mortgage solutions, produce required disclosure and collect documents needed to satisfy loan conditions.
Manage pipeline from origination through closing and complete required management reports.
Consult with internal partners to ensure superior customer service delivery.
Utilize ONB reference tools and resources to provide accurate and up-to-date loan information to customers and business partners.
Promote home ownership focusing on properties located in majority-minority census tracts.
Coordinate and conduct home-buying training seminars for potential CRA and multicultural origination mortgage applicants.
Partner with community, non-profit and government agencies focused on affordable housing programs or minority communities.
Qualifications:
3-5 years of experience in the area of community and diversity mortgage loan origination.
Working knowledge of FHA, conventional and governmental lending guidelines; federal lending regulations; CRA, Multicultural and HUD income guidelines.
Must have competent computer skills.
Must have strong verbal and written communication skills.
Must have competent skills in organizational and time management along with the ability to multi-task.
Licenses/Certifications: must be eligible to register with the National Mortgage Licensing System and Registry (NMLS)
Old National is proud to be an equal opportunity employer focused on fostering an inclusive workplace and committed to hiring a workforce comprised of diverse backgrounds, cultures and thinking styles.
As such, all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, protected veteran status, status as a qualified individual with disability, sexual orientation, gender identity or any other characteristic protected by law.
We do not accept resumes from external staffing agencies or independent recruiters for any of our openings unless we have an agreement signed by the Director of Talent Acquisition, SVP, to fill a specific position
Our culture is firmly rooted in our core values.
We are optimistic. We are collaborative. We are inclusive. We are agile. We are ethical.
We are Old National Bank. Join our team!
Loan Officer
Loan Officer Job 2 miles from Hoffman Estates
We are Lennar
Lennar is one of the nation's leading homebuilders, dedicated to making an impact and creating an extraordinary experience for their Homeowners, Communities, and Associates by building quality homes and providing exceptional customer service, giving back to the communities in which we work and live in, and fostering a culture of opportunity and growth for our Associates throughout their career. Lennar has been recognized as a Fortune 500 company and consistently ranked among the top homebuilders in the United States.
Join a Company that Empowers you to Build your Future
A full-time, outside sales position responsible for seeking and developing relationships for new business sources both internally and externally. Meet with and interview prospective customers, brokers, NHCs, and other referral sources at homebuilding communities or other convenient locations to collect and analyze customer financial information, advise customers on the risks and benefits of various mortgage products, and help select the appropriate loan program within Lennar Mortgage roadmap. Obtain loan applications from customers and work with them to achieve loan approval.
A career with purpose.
A career built on making dreams come true.
A career built on building zero defect homes, cost management, and adherence to schedules.
Your Responsibilities on the Team
Support the Company's growth through outside sales activities and lead generation
Travel to various communities, realtors' offices, and other appropriate locations on a regular basis (at least weekly) to solicit new business and/or leads from home builders
Conduct “First Time Homebuyer Seminars” in communities on a regular basis to develop leads and build relationships with New Home Consultants and prospective/current
Travel to and participate in builder and realtor functions, status meetings, phase releases, phone banks, special events, to develop and maintain relationships and customer service
Travel to various communities and other appropriate locations to meet with prospective/current customers, explain the Company's offerings, obtain loan applications and other required documents, and attend closings
Review leads daily and contact prospective customers via telephone and email to set up in-person/virtual meetings
Originate and prepare new loans in accordance with the “Loan Officer” agreement, signed at the time of employment, to ensure all loans meet the guidelines of the Products and Policies manual for upfront
Advise and recommend to the customer regarding the various mortgage loan products based on the customer's individual need
Review interest rates as needed and lock all loans with the borrowers in accordance with the Secondary Marketing Pricing and Rate Lock Policies and Procedures manual, at least fifteen days prior to closing
Provide assistance to New Home Consultants on pre-qualifications of customers to develop a pipeline for outside sales; provide status of loans as needed
Meet or exceed closed loan capture rate, spot loan objectives for the division, and/or other established sales goals as determined by the Division Manager and based on annual business
Maintain reports and notes within origination computer system regarding own prospects and customers to ensure complete exchange of information regarding loan application, loan status, conversations with customers, underwriting, lock in information, monthly projected closings, incentive, and expense
Requirements
Four-year college degree (preferred)
At least three years of Loan Originating experience
Ability to maintain flexible work schedule, including evening and weekend work
Valid driver's license and dependable transportation
NMLS License required, or willing to obtain.
Physical & Office/Site Presence Requirements:
Regular, in-person attendance at Company communities/job sites and offices during regular work hours is an essential function of this job. Requires the ability to work more than eight hours per day in the confined quarters of a construction trailer, the ability to operate a motor vehicle, read plans, climb stairs and ladders, bend, stoop, reach, lift, move and/or carry equipment which may be in excess of 50 pounds. Job may require occasional operation of construction equipment. Finger dexterity may be required to operate a computer keyboard and calculator.
This information is intended to be a general overview and may be modified by the company due to factors affecting the business.
General Overview of Compensation & Benefits:
We reasonably expect the base compensation offered for this position to range from an annual salary of $31,200.00 - $31,200, subject to adjustment based on business-related factors such as employee qualifications, geographic pay differentials (e.g., cost of labor/living, etc.), and operational considerations.
This position may be eligible for bonuses.
This position may be eligible for commissions.
This position will be eligible for the described benefits listed in the above section in accordance with Company Policy.
This information is intended to be a general overview and may be modified by the Company due to factors affecting the business.
Life at Lennar
At Lennar, we are committed to fostering a supportive and enriching environment for our Associates, offering a comprehensive array of benefits designed to enhance their well-being and professional growth. Our Associates have access to robust health insurance plans, including Medical, Dental, and Vision coverage, ensuring their health needs are well taken care of. Our 401(k) Retirement Plan, complete with a $1 for $1 Company Match up to 5%, helps secure their financial future, while Paid Parental Leave and an Associate Assistance Plan provide essential support during life's critical moments. To further support our Associates, we provide an Education Assistance Program and up to $30,000 in Adoption Assistance, underscoring our commitment to their diverse needs and aspirations. From the moment of hire, they can enjoy up to three weeks of vacation annually, alongside generous Holiday, Sick Leave, and Personal Day policies. Additionally, we offer a New Hire Referral Bonus Program, significant Home Purchase Discounts, and unique opportunities such as the Everyone's Included Day. At Lennar, we believe in investing in our Associates, empowering them to thrive both personally and professionally. Lennar Associates will have access to these benefits as outlined by Lennar's policies and applicable plan terms. Visit Lennartotalrewards.com to view our suite of benefits.
Join the fun and follow us on social media to see what's happening at our company, and don't forget to connect with us on Lennar: Overview | LinkedIn for the latest job opportunities.
Lennar is an equal opportunity employer and complies with all applicable federal, state, and local fair employment practices laws.
Loan Origination Specialist IV
Loan Officer Job 26 miles from Hoffman Estates
This role is an excellent opportunity to provide thoughtful, accurate and timely customer response through strong written and verbal communications, increasing JPMorgan Chase profitability by maintaining and strengthening our customers' bank relationship.
**Job Summary:**
As a Loan Origination Specialist IV within JPMorgan Chase, you will be responsible for delivering accurate and timely responses to our customers through effective written and verbal communication. Your role will be pivotal in enhancing our profitability by nurturing and strengthening our customer relationships. You will collaborate closely with Sales, Client, Relationship Managers, and Underwriters to document and process Equipment Finance transactions. Your ability to manage multiple tasks, utilize internal resources effectively, and maintain meticulous attention to detail will be crucial in this role. This position provides an opportunity to thrive in a dynamic, team-oriented environment where your professional growth and development are of utmost importance.
**Job Responsibilities:**
+ Works with Sales, Client, Relationship Managers and Underwriters to document and book Equipment Finance transactions
+ Process the documentation process for equipment finance loan/lease transactions in partnership with the Document Support Specialist
+ Engages with internal and external clients to manage expectations and gather necessary items for closing.
+ Prepares and sends documentation packages.
+ Research Sales and PPT tax items
+ Ensures credit and asset conditions are met in compliance with guidelines.
+ Works with Internal and External Legal counsel as needed for closing requirements.
+ Prepares funding review packages
+ Works on projects as needed to improve current processes and procedures.
**Required qualifications, capabilities, and skills:**
+ Minimum of 2 years of Loan Documentation or doc creation experience
+ Ability to multi-task effectively and leverage internal resources
+ Excellent verbal and written communication skills
+ Strong attention to detail and strong process orientation
+ Excellent organizational skills and ability to prioritize work load
+ Excellent Microsoft Word and Excel Skills
+ Team player with a positive attitude and desire to be part of a collaborative environment
+ Demonstrated ability to work independently and solve problems in a fast paced environment
+ Knowledge of basic accounting processes and procedures
+ Professional phone etiquette skills
**Preferred qualifications, capabilities, and skills:**
+ Bachelor's degree
+ 2+ years' experience in Commercial Banking financial services
+ Paralegal certificate or experience
+ Equipment finance\\equipment leasing experience
+ HotDocs\\LeasePak experience a plus
JPMorganChase, one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world's most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.
We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process.
We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.
JPMorgan Chase & Co. is an Equal Opportunity Employer, including Disability/Veterans
**Base Pay/Salary**
Chicago,IL $26.39 - $36.05 / hour
Loan Processor
Loan Officer Job 26 miles from Hoffman Estates
divp style="text-align:left"CrossCountry Mortgage (CCM) is the nation's number one distributed retail mortgage lender with more than 7,000 employees operating over 700 branches and servicing loans across all 50 states, D. C. and Puerto Rico. Our company has been recognized ten times on the Inc.
5000 list of America's fastest-growing private businesses and has received many awards for our standout culture.
/pp style="text-align:inherit"/pp style="text-align:left"bA culture where you can grow! /bCCM has created an exceptional culture driving employee engagement, exceeding employee expectations, and directly impacting company success.
At our core, our entrepreneurial spirit empowers every employee to be who they are to help us move forward together.
You'll get unwavering support from all departments and total transparency from the top down.
/pp style="text-align:inherit"/pp style="text-align:left"CCM offers eligible employees a competitive compensation plan and a robust benefits package, including medical, dental, vision, as well as a 401K.
We also offer company-provided short-term disability, an employee assistance program, and a wellness program.
/pp style="text-align:inherit"/ppb Position Overview:/b/pp The Loan Processor is responsible for providing quality customer service by obtaining necessary documentation to underwrite the loan and orders third party documentation by communicating directly with the customer and/or Loan Officer.
The Loan Processor provides proper disclosures when required by applicable local, state, and federal regulations.
/pp/ppb Job Responsibilities:/b/pulli Perform a thorough review and analysis of borrower's credit, employment, income, and assets as required by the loan program before submitting to underwriting.
/lili Assemble the complete loan package in proper order for underwriting.
/lili Verify all required documentation (pre-underwrite) in the file.
/lili Complete the required loan checklist.
/lili Verify that an application is complete and accurate; identify any potential issues that may arise in underwriting.
/lili Prepare a loan approval summary, Forms 1008 and 1003, and ensure the accuracy of all the information printed on the documents; communicate directly with the Loan Originator, customer, and Underwriter to obtain initial and any missing documentation required to qualify for the loan.
/lili Review loans for compliance with all mortgage-related regulations (RESPA, TIL, HMDA, Reg.
B, etc.
) and prepare required disclosures.
/lili Communicate with various companies to obtain Property Survey, Flood Certificate, Title Commitment, and payoff information.
/lili Verify that vendor orders are complete, invoices are received and in the applicant's E-file.
/lili Manage pipeline by completing and submitting reports within allotted turn-around times.
/lili Assist set-up of loans.
/lili Document all communication related to the loan application in the conversation log.
/lili Train and assist supervision of new Loan Processors and other processing personnel.
/lili Assist closing, secondary marketing, and loan servicing to obtain and clear outstanding suspense items from CrossCountry Mortgage investors.
/lili Available to work varying hours and overtime if needed.
/li/ulp/ppb Qualifications and Skills:/b/pulli High School Diploma or equivalent.
/lili Minimum of 5 years' residential mortgage processing experience.
/lili Experience with Encompass.
/lili Working knowledge of RESPA regulations and general knowledge of all mortgage and consumer lending regulations, including but not limited to Regulation Z and Regulation B requirements, and loan documents, preferred.
/lili Knowledge of DU, LP, Microsoft Office, and Windows.
/lili Excellent math and analytical skills.
/lili Excellent communication skills.
/lili Excellent prioritization and time management skills.
/li/ulp/ppspan This is intended to convey information essential to understanding the scope of the job and the general nature and level of work performed by job holders within this job.
However, this job description is not intended to be an exhaustive list of qualifications, skills, efforts, duties, responsibilities or working conditions associated with the position.
/span/pp/pdivpbspan Pay Range:/span/bspan /span/pullipspanspan Hourly Rate: 21.
00-24.
00/span/spanspan /span/p/lilipspanspan Bonus Eligible if applicable /span/spanspan /span/p/li/ul/divdivpispan The posted pay range considers a wide range of compensation factors, including candidate background, experience and work location, while also allowing for salary growth within the position/span/ispan /span/p/divp/pul/uldivp CrossCountry Mortgage, LLC offers bMORE/b than a job, we offer a career.
Apply now to begin your path to success! a href="*****************************
com/about-us/careers/apply/" target="_blank"careersatccm.
com/abr/ /pp CrossCountry Mortgage, LLC strives to provide employees with a robust benefit package: a href="******************************
com/" target="_blank"*******************************
com/a/pp/ppb California residents:/b Please see CrossCountry's a href="*****************************
com/ccpa/applicant/" target="_blank"privacy statement/a for information about how CrossCountry collects and uses personal information about California applicants.
br/ /ppb CrossCountry Mortgage supports equal employment opportunity in hiring, development and advancement for all qualified persons without regard to race, color, religion, religious creed, national origin, age, physical or mental disability, ancestry, marital status, uniformed service, covered veteran status, citizenship status, sex (including pregnancy, childbirth, and related medical conditions, and lactation), sexual orientation, gender identity, gender expression, transgender status, domestic violence victim status (where applicable), protected hair style or texture, genetic information (testing or characteristics), or any other protected status of an individual or because of the individual's association with a member of a protected group or any other characteristic protected by federal, state, or local law (“Protected Characteristics”).
/b bThe collective sum of the individual differences, life experiences, knowledge, inventiveness, innovation, self-expression, unique capabilities and talent that our employees invest in their work represents a significant part of not only our culture, but our reputation.
The Company is committed to fostering, cultivating and preserving a culture that welcomes diversity and inclusion.
/bbr/ /ppb CrossCountry Mortgage, LLC (NMLS3029) is an FHA Approved Lending Institution and is not acting on behalf of or at the direction of HUD/FHA or the Federal government.
To verify licensing, please visit /ba href="***********
NMLSConsumerAccess.
org" target="_blank"bwww.
NMLSConsumerAccess.
org/b/ab.
/b/p/div/div
Loan Processor
Loan Officer Job 26 miles from Hoffman Estates
pFounded in early 2008, Fay Servicing is committed to providing innovative servicing solutions for both performing and non-performing mortgage loans. As a specialty mortgage servicer who sees the customer behind every loan, we understand that our customers aren't loan numbers - they're homeowners./p
pBefore founding our company, we conducted an exhaustive analysis of the mortgage servicing industry and gained valuable insight into the problems facing mortgage servicers and their customers. With that insight, we set out to build a different kind of servicing company from the ground up./p
pCome join us on our journey to serve our customers and be the leader in our industry! We are currently looking for a strong Loan Processor/strong to join our team!/p
pThe Loan Processor is responsible for ensuring the timely and accurate packaging of all loans originated by the loan officers. This will include gathering information for each loan and take file from pre-approval to closing. He/she will input loan information into LOS, verifying completeness and compliance with company policies. Overall, the loan processor is preparing the application for submittal to underwriting./p
pstrong What you will do for Constructive Loans:/strong/p
ul
li Order and coordinate loan documents/li
li Provide the customer with timely and periodic status updates on their loan application/li
li Return all inquiry calls within one business day/li
li Establish, maintain, and update files, databases, records, and/or other documents for recurring internal reports/li
li Ensure that all customer files are complete and in compliance with regulatory agencies and internal policies/li
li Meet crucial deadlines as requested/li
li Analyze and record all incoming documents for compliance and loan eligibility./li
li Reviewing the complete file and ensuring the various documents in the file are in sync with all the others and the loan application on the system/li
li Following up on the status of the services ordered to ensure minimum delay from order to receipt/li
li Upon receipt of the loan decision from the underwriter, liaise with the various internal and external parties in order to address the additional requirements from the underwriter /li
li Verify and validate supporting income, assets, and liabilities. /li
li Review and verify credit reports. /li
li Maintain open communication with customers, real estate brokers, and loan officers to; ensure proper and timely processing and submission of mortgage applications. /li
li Update mortgage applications. /li
li Send and follow-up on verifications to employers, banks, creditors, etc. /li
li Provide status reports on each mortgage indicatingthe process to the loan officers./li
li Ability to review, analyze, and calculate qualifying income documentation from personal and business tax returns/li
li Knowledge of DU and LP systems/li
li Excellent written and verbal communication skills/li
li Versatility, flexibility, and a willingness to work within constantly changing priorities with enthusiasm/li
li Be a Team Player/li
/ul
pstrong What you will bring to Constructive Loans:/strong/p
ul
li High School Diploma or equivalent/li
li2 + years of experience in the mortgage industry preferred/li
li Encompass experience a plus/li
li Proven customer service skills/li
li Proficient computer skills, especially Microsoft Office applications/li
li Effective verbal and communication skills/li
li Ability to manage multiple tasks and projects simultaneously/li
li Must have proven experience processing FHA loans/li
li Strong understanding of GFE, TIL, and RESPA rules/li
li Proven ability to fund a minimum of 20 loans per month /li
/ul
pEquity and Inclusion are embedded into our way of working at Fay. We believe that the best ideas come from having a team that is diverse in backgrounds, experiences, and perspectives. We strive to ensure each of our employees feels valued, respected and included and is presented with equal opportunities to be successful here at Fay. We are proud to be an equal-opportunity workplace. The Fay Group and affiliated companies participate in E-Verify. For more information go to a href="https://nam10.safelinks.protection.outlook.com/?url=http%3A%2F%2Fwww.dhs.gov%2FE-Verifyamp;data=05%7C02%7Cmcarcione%40faygroup.com%7C3cd0e67a88f74cc493cc08dcde54f808%7Cd61ef6b08efd4c02b6930e73c725846a%7C0%7C0%7C**********23935092%7CUnknown%7CTWFpbGZsb3d8eyJWIjoiMC4wLjAwMDAiLCJQIjoiV2luMzIiLCJBTiI6Ik1haWwiLCJXVCI6Mn0%3D%7C0%7C%7C%7Camp;sdata=p%2BGghqh23fRoXuCqwuMY7MajLRmcziHlYspYFUWdIYY%3Damp;reserved=0" rel="noopener" target="_blank"*********************** E-Verify is a registered trademark of the U.S. Department of Homeland Security./p
Loan Processor Customer Experience Coordinator
Loan Officer Job 26 miles from Hoffman Estates
div itemprop="description"section class="job-section" id="st-"divp class="googlejobs-paragraph--empty"/ph2 class="title"Job Description/h2/divdiv class="wysiwyg" itemprop="responsibilities"pstrong Job Title: /strong Loan Processor amp; Customer Experience Coordinator br/
strong Location:/strong Berman Subaru of Chicago br/
strong Pay:/strong $41,600 annual salary + monthly bonuses (up to $3,500+)br/
br/
strong Schedule /strongem(Must be able to work the hours listed)/em: /pullistrong Monday:/strong 12:00PM-8:00PM/lilistrong Tuesday:/strong 12:00PM-8:00PM/lilistrong Wednesday:/strong 9:00AM-8:00PM/lilistrong Thursday:/strong 9:00AM-3:00PM/lilistrong Saturday:/strong 8:45AM-5:00PM/li/ulp Join our team at strong Berman Subaru/strong as a strong Loan Processor amp; Customer Experience Coordinator (CEC)/strong - a hybrid role focused on loan processing, finance support, and delivering exceptional post-sale service. In this position, you'll support the dealership by processing purchase documents, coordinating with lenders, and ensuring our customers enjoy a seamless and satisfying ownership experience./ppstrong Key Responsibilities:/strong/pullistrong Loan Processing:/strong Finalize all deal paperwork, verify accuracy, and submit completed documents for funding. Monitor lender approvals and resolve discrepancies to ensure smooth and timely funding./lilistrong Customer Experience Support:/strong Follow up with sold customers to offer protection products and reach out to service clients with expiring warranties./lilistrong Love Encore Program:/strong Schedule and manage redelivery appointments with new Subaru owners, offering feature walkthroughs, system setup, and guidance on Subaru StarLink enrollment./lilistrong Administrative Tasks:/strong Maintain accurate records, support sales/finance teams, and handle CRM follow-ups including scheduling internet/phone/showroom-sourced appointments./li/ulpstrong Company Benefits:/strong/pulli Competitive PTO Policy: Earn 2 weeks within your first year of employment!/lili Multiple Low-Cost Medical Insurance Options: As low as $43/week + FREE TelaHealth!/lili Low-Cost Dental, Vision amp; Life Insurance Options/lili Short Term amp; Long Term Disability Coverage/lili Fully PAID Training/lili 401K Retirement Savings Plan/lili Automotive Service amp; Sales Discounts/lili Career Path and Opportunities for Advancement/li/ul/div/sectionsection class="job-section" id="st-qualifications"divp class="googlejobs-paragraph--empty"/ph2 class="title"Qualifications/h2/divdiv class="wysiwyg" itemprop="qualifications"ulli Previous experience in automotive loan processing, BDC, or a similar dealership customer service/sales role is required/lili Must have Dealership experience/lili Detail-oriented and highly organized/lili Confident communicator with a customer-first mindset/lili Comfortable with digital tools, CRM systems, and document processing/lili Passionate about delivering a premium customer experience/li/ul/div/sectionsection class="job-section" id="st-additional Information"divp class="googlejobs-paragraph--empty"/ph2 class="title"Additional Information/h2/divdiv class="wysiwyg" itemprop="incentives"pAll your information will be kept confidential according to EEO guidelines./pdiv sr-tagline=""/divp We are an equal opportunity employer and prohibit discrimination/harassment without regard to race, color, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state or local laws./pp /p/div/section/div
Loan Originator - East Region
Loan Officer Job 18 miles from Hoffman Estates
Wintrust Mortgage was founded in 1981 to help customers achieve the American dream of homeownership and has since successfully navigated the ever-changing real estate market. As a full-service, federally chartered lender with offices located across the country, we're dedicated to providing customers with a wide range of mortgage products and have the capability to lend in all 50 states. To complement the basic conventional, FHA, and VA loan programs, we are uniquely positioned to meet the needs of the continually evolving market. Wintrust Mortgage is part of Wintrust, a financial services company with more than $62 billion in assets.
Why join us?
An award-winning culture! We are rated a Top Workplace by the Chicago Tribune (past 9 years) and Employee Recommended award by the Globe & Mail (past 6 years)
Comprehensive benefit package including medical, dental, vision, life, a 401k plan with a generous company match and tuition reimbursement to name a few
Family-friendly work hours
With 175+ community bank locations, we offer opportunities to grow and develop in your career
Promote from within culture
Why join this team?
We have a culture that encourages an entrepreneurial spirit
We offer multiple opportunities for development and upward mobility
You come to join focused, highly collaborative team at a great company
As the Loan Originator, primary responsibilities include:
Use interpersonal and communication skills to generate referral business, leads and relationships with individuals, existing clients, past clients and Real Estate professionals.
Participate in training for marketing, sales, and scenario techniques to effectively sell, package and close consumer mortgages.
Take thorough and complete loan applications; analyze and prequalify applicant information to determine viability of the client's desired loan program.
Pull and analyze credit and compare for accuracy with the borrower's statements.
Provide guidance and information relevant to the risks and benefits of each program the applicant is qualified for.
Effectively communicate the terms of each product and ensure all documents necessary are signed by the borrower.
Provide the loan package to the loan processor for review. Work with the loan processor to provide any additional documentation as necessary and required by underwriting to clear conditions and close the loan.
Job Requirements:
Must meet all NMLS requirements.
Must have superior interpersonal, organizational, communication (both written and oral), and telephone etiquette skills.
Must be a self starter, motivated, energetic, with excellent time-management skills.
Minimum of 3 years mortgage banking experience.
Benefits:
Medical Insurance • Dental • Vision • Life insurance • Accidental death and dismemberment • Short-term and long term Disability Insurance • Parental Leave • Employee Assistance Program (EAP) • Traditional and Roth 401(k) with company match • Flexible Spending Account (FSA) • Employee Stock Purchase Plan at 5% discount • Critical Illness Insurance • Accident Insurance • Transportation and Commuting Benefits • Banking Benefits • Pet Insurance
Compensation:
The minimum estimated hourly rate for this role is $15.00, along with eligibility to earn monthly commissions. Actual pay rate may vary based on several factors, such as a candidate's location, qualifications, skills, and experience.
From our first day in business, Wintrust has been proud to serve a variety of unique communities and people from all walks of life. To be Chicago's Bank and Wisconsin's Bank , we need to reflect that diversity both in all the communities we serve, the people we employ, the organizations we work with, and our banking and lending practices. Wintrust Financial Corporation, including community banking and financial services subsidiaries, is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, national origin, sex, sexual orientation, gender identity and expressions, genetic information, marital status, age, disability, or status as a covered veteran or any other characteristic protected by law.