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Loan Officer Jobs in Iowa

- 70 Jobs
  • Bank Loan Officer

    Levo Federal Credit Union 3.9company rating

    Loan Officer Job In Sergeant Bluff, IA

    As the Commercial Loan Officer/Commercial Banker, you'll proactively build, develop, and manage a commercial loan portfolio. You'll work to increase and maintain its asset quality by developing new and existing business relationships. You're a trusted voice for our members and will identify and align new and existing loan members with additional products and services. After one year, you'll know you are successful if: You developed and maintained credible relationships with our members. You may even know their coffee order, pets' names, and kids' sports schedules. You have been instrumental in developing quality loans for the commercial portfolio and supporting business development efforts. You can provide feedback on approving or denying loans and demonstrate the ability to explore options for members when loans are denied. You perform work responsibilities consistent with the Business Loan Policy, Lending Procedures, and compliance requirements of the Credit Union. Being a part of Levo means being part of an organization where people matter-not just their money. What we do every day makes a difference in the lives of others and the community we love by offering financial tools and services that fit modern life, providing expert advice, and listening and helping members chart their next step. The best thing an employer can do is to give you the support you need to succeed. Working for Levo allows you to develop personally, professionally, and financially in an inviting, friendly, and fun environment. Great benefits include health, vision, dental, paid time off, paid holidays and great day time hours, pension plan, 401(k) option, volunteer hours, and many more! Essential Duties of the Commercial Loan/Commercial Banker Officer Include : Establishes and maintains relationships with new and existing members. Develops, expands, and services commercial loan portfolio. Position requires officer to solicit new business and grow their loan portfolio member base. Answer questions related to business loans and account activity. Determine s members' business and personal financial services needs and responsible for cross-selling of credit union's services and products. Will complete underwriting, establish, and negotiate terms under which credit will be extended including costs, repayment terms, and collateral requirements. Ensure that sound analysis and lending procedures are followed. Act in compliance with Business Lending and Business Account Policies and Guidelines at all times. Ensure Regulatory Compliance is followed in all areas of work. Recommends loan policy changes as necessary Evaluate the information provided by the business borrower. Assist members, when possible, on business management and financial matters. Verify the accuracy of business loan amounts and repayment terms on approved loan applications. Process commercial loan files, including reviewing loan documents, obtaining title insurance, appraisals, appraisal reviews, inspections, flood paperwork, filing lien documents, and preparing loan files for closing. Other duties outlined in full job description This is a full-time role. Standard hours are Monday through Friday, 8:00 a.m. until 5:00 p.m. Some business development activities may occur outside standard hours. This is an on-site opportunity. The starting pay range is $60,000.00 to $90,000.00 annually, plus incentive, depending on experience. Requirements Commercial Loan Officer/Commercial Banker Education and Experience: To thrive in this role, you should have at least 3-5 years of experience as a commercial or business loan officer and feel comfortable soliciting new business and maintaining current business relationships. A bachelor's degree or achievement of formal certifications recognized in the industry as equivalent is required, and ongoing education or training may be required. We are an equal opportunity employer, and all qualified applicants will receive consideration for employment without regard to age, race, color, religion, sex, sexual orientation, gender identity, national origin, or protected veteran status and will not be discriminated against on the basis of disability. Salary Description $63,000 to $90,000 base salary plus commission
    $63k-90k yearly 6d ago
  • Mortgage Loan Officer

    Saige Partners LLC

    Loan Officer Job In Iowa

    We strive to be Your Future, Your Solution to accelerate your career! Contact Shawn Recker at ************************* or ************ to learn more about this opportunity! Mortgage Loan Officer The Mortgage Loan Officer is responsible for developing new mortgage business, building strong relationships with members and industry professionals, and providing outstanding service throughout the home financing process. This role focuses on growing the mortgage portfolio by proactively networking, consulting with members, and ensuring a smooth loan process from application through closing. Essential Functions: Business Development & Networking: Proactively generate new mortgage business through outbound calling, referrals, community involvement, and professional networking. Build and maintain relationships with members, Realtors, builders, and industry professionals to drive loan volume. Expand professional network using LinkedIn and attend local real estate functions to promote credit union mortgage products. Loan Origination & Review: Review and evaluate loan applications for ARM products, ensuring compliance with credit union policies. Pre-screen fixed-rate mortgage applications, run Desktop Underwriter (DU) findings, and uncover FHA/VA opportunities through third-party originators. Conduct thorough interviews, gather financial data, and assist members in selecting the appropriate loan products. Pipeline Management: Manage a pipeline of up to 12 active loans with a goal of closing 6–10 mortgages monthly. Maintain proactive communication with members throughout the loan process to deliver an exceptional member experience. Ensure all documentation is complete, compliant, and confidential. Collaboration & Cross-Selling: Partner with internal departments (e.g., Financial Wellness Managers, Investment Services) to meet broader member financial goals. Identify and promote additional products such as HELOCs, checking accounts, and consumer loans. Member Education & Outreach: Conduct first-time homebuyer seminars, realtor presentations, and table events to educate and build awareness of homeownership opportunities. Consistently follow up with pre-qualified applicants to answer questions and advance them through the loan process. Member Relationship Management: Deliver personalized financial guidance to members by studying common financial challenges and creating actionable financial plans. Serve as a financial accountability partner to help members stay on track toward their goals. Additional Responsibilities: Participate in community events promoting homeownership. Maintain flexibility to adapt to changes in duties and responsibilities as business needs evolve. Qualifications: Knowledge Required: Credit union policies and procedures related to real estate and consumer loans. Mortgage products, the secondary market, and consumer financial health needs. Competitor offerings in the mortgage industry. Skills and Abilities: Proficiency with CRM systems and mortgage origination software. Strong analytical and mathematical skills for loan evaluation. Ability to work independently and manage multiple priorities. Skilled in public speaking, networking, and business development. Ability to identify and cross-sell additional financial solutions. Comfort with networking after-hours at industry and credit union events. Excellent interpersonal skills with a positive, solution-oriented attitude. Education and Experience: Bachelor's degree in Business or related field, or equivalent experience. Minimum 2 years of proven success in a sales-driven role. Licenses/Certifications: Must be bondable. Maintain an acceptable credit history. Meet SAFE Act (Secure and Fair Enforcement for Mortgage Licensing) requirements. Saige Partners, one of the fastest growing technology and talent companies in the Midwest, believes in people with a passion to help them succeed. We are in the business of helping professionals Build Careers, Not Jobs. Saige Partners believes employees are the most valuable asset to building a thriving and successful company culture. Contact us to learn more about the opportunity below or check out other opportunities at ***********************************
    $38k-54k yearly est. Easy Apply 15d ago
  • Loan Officer

    Builders Capital 4.2company rating

    Loan Officer Job In Iowa City, IA

    Are you a tenacious outside sales Loan Officer with a passion for construction finance? Ready to take your career to new heights and be part of something truly exciting? Builders Capital, the nation's largest private construction lender, is seeking a dynamic Loan Officer to join our fast-growing team. This is your chance to step into a thriving market at a pivotal moment in our company's growth and bring your expertise to help fuel the future of construction financing. We're not your typical lender. Builders Capital is at the forefront of innovation in construction finance, and we're looking for a driven professional to help us continue our momentum. Our loan products are in high demand, and with our unmatched support, technology, and resources, you'll have everything you need to succeed. What You'll Do: * Drive Outside Sales: Take the lead in outside sales by prospecting, networking, and building relationships with new and existing clients in the construction industry. Cultivate relationships with builders, architects, contractors, and other key industry players to create a steady pipeline of business. Your hustle and ability to establish connections in the field will be key to your success. * Originate a Range of Loan Products: Leverage your expertise to structure and originate a variety of loans including vertical construction, land development, bridge loans, and multifamily financing. You'll bring the right solution to the table for each unique project. * Lead the Process from Start to Finish: From initial outreach to loan structuring, underwriting, approval, and closing, you will be the quarterback of the deal, working closely with our internal teams to ensure smooth and timely loan processing. * Consult and Advise: Provide expert guidance to borrowers on loan structuring, addressing their unique needs and ensuring they receive the best possible service. Your advice will help clients make informed, confident decisions throughout the entire process. * Develop and Execute Your Sales Plan: Build and execute a comprehensive outside sales strategy that includes networking, prospecting, marketing, and client relationship management. Own your success by setting clear goals and executing with precision. What We're Looking For: * Experience: At least 2 years of experience in construction finance or residential/commercial mortgage lending, with a solid understanding of construction loan structures and processes. * Exceptional Communication Skills: You must be polished, professional, and able to clearly communicate with clients, internal teams, and external partners. * Problem-Solving Ability: We need someone who thinks outside the box to structure solutions that work for clients while mitigating risk. * Team Player: A collaborative mindset is a must. We thrive on cross-team collaboration to deliver the best results for our clients. * High Ethical Standards: Integrity is key to our success. You should have a strong commitment to doing what's best for both the client and the company. * Adaptability: Builders Capital operates in a fast-paced, ever-changing environment, and we need someone who thrives under pressure and is ready to seize opportunities. Why You'll Love It Here: At Builders Capital, We Believe In Taking Care Of Our Team. Here's a Sneak Peek At The Benefits That Come With Joining Us: * Innovative Environment: Join a forward-thinking company at the forefront of the construction finance industry with access to cutting-edge technology and resources. * Work Flexibility: Enjoy a flexible work environment where you can balance team leadership with your personal life. * National Impact: Be part of a nationwide operation that's shaping the future of construction financing and making a difference for builders, developers, and homeowners across the U.S. * Health Insurance - We've got you covered! Builders Capital pays 100% of your medical insurance premiums to keep you healthy and stress-free, offering a PPO and HSA plans. * Health Savings Account (HSA) - We contribute annually into your HSA account (prorated from your hire date) and for those the select our HSA plan. * Competitive Compensation - We offer competitive wages that reward your expertise and hard work. * Paid Time Off - Take time to recharge with 3 weeks of paid time off each year. * Paid Holidays - Enjoy 10 paid holidays throughout the year so you can spend quality time with family, friends, or doing whatever you love. We're here to support you both professionally and personally-because when you thrive, we all thrive. Builders Capital is an Equal Opportunity Employers(EEO) and welcomes all qualified applicants. This is a full-time, exempt position. The job description contained herein is not intended to be a comprehensive list of the duties and responsibilities of the position, which may change without notice.
    $38k-51k yearly est. 26d ago
  • Junior Loan Officer

    Ag Resource Management 4.2company rating

    Loan Officer Job In Iowa

    The Junior Loan Officer supports the growth and management of a high-quality loan portfolio while promoting the ARM brand. This role is ideal for individuals looking to develop their expertise in agricultural lending. The primary objective is to assist in meeting farmers' financial needs and contribute to ARM's market share growth. Job Duties and Responsibilities Achieving the growth objectives of the location. Ensuring adherence to ARM policies and procedures. Supporting risk management and collection activities within the portfolio. Assisting with loan operations to ensure efficiency and a positive client experience. Participating in loan and marketing efforts within the area/region. Conducting regular visits with clients to build relationships and generate new loans. Providing reports on loan operations and client interactions. Collaborating with the Area Manager and other team members to develop business strategies. Experience, Qualifications, and Requirements Background in agriculture with business development experience. 1-3 years of experience in credit and underwriting. Ability to build relationships to promote loan volume and credit quality. Self-motivated and driven. Strong communication skills. Experience with loan documentation. Physical Demands The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Generally required to stand, walk, sit, use hands, handle documents, bend and stoop as needed, and reach with hands and arms Required to use a keyboard and computer regularly Specific vision abilities required, including that required to perform extensive computer-related work Must be able to verbally communicate with others and exchange accurate information Ability to receive detailed information through oral communication, and to distinguish sound and perceive the nature of sounds at normal speaking levels with or without correction Work Environment The work environment conditions described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Moderate noise (i.e., home office with computer, phone, and printers) Ability to sit at a computer for an extended period * Must be able to perform all the essential duties of the job with or without reasonable accommodation. About Ag Resource Management Ag Resource Management, LLC (ARM) is a technology-based financial solutions provider, offering innovative lending products and services to the agricultural industry. ARM's commitment to agriculture and its unique underwriting approach are unsurpassed in the industry. Our production lending and crop insurance services have helped thousands of farmers with millions of acres over the past several years. The opportunity to work at ARM includes: 401(k) (Roth and Traditional options) with employer match and vesting Paid Time Off (PTO) Competitive compensation and benefits package
    $37k-48k yearly est. 28d ago
  • Loan Officer - Urbandale, IA

    Gershman Investment Corp 3.6company rating

    Loan Officer Job In Urbandale, IA

    Loan Officer URBANDALE, IA About Gershman Mortgage Communities, families, and homes are at the heart of what we do at Gershman Mortgage. Our founding principles are based on the core values of honesty, integrity, the entrepreneurial spirit, and putting our customers first. We are passionate and committed to customer service and strive to ensure that we exceed the expectations of our customers. We are a customer-centric company devoted to creating and maintaining long-lasting relationships. About the Position The Loan Officer will increase their mortgage loan portfolio by developing business contacts and attracting mortgage customers. They will be responsible for all aspects of originating and negotiating mortgage loans and advising and counseling our customers on available loan options. To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skills, and/or abilities required. Reasonable accommodations may be made to enable individuals with disabilities to perform essential functions. Essential Functions * Develop referral sources for purchase and refinance mortgages from realtors, builders, professional and personal contacts * Build rapport, analyze financial situations, determine the appropriate loan product to meet clients' goals, and submit a preliminary loan package for processing * Achieve sales and referral goals * Develop a positive client experience consistently * Recommend loan solutions per lending guidelines and client requirements * Manage a portfolio of customer relationships effectively * Seek prospective opportunities to retain and/or develop new clients Competencies * Proactively seek ways to develop and expand referral network relationships to achieve sales goals * Desire to maximize personal productivity through attention to detail, self-motivation, and adaptability * Actively participate in opportunities to expand knowledge, influence others, and maintain continuing education Required Education and Experience * BA/BS degree or equivalent experience in residential mortgage sales * 2+ years of retail, residential mortgage sales experience * Documented success with residential purchase/refinance mortgage loans * Established relationships with local referral networks * The successful candidate must meet and comply with all requirements outlined in the SAFE Act, including, but not limited to the successful completion of the required background checks and obtaining a Unique Identifier from the NMLS Work Environment This job operates in a professional office environment and routinely uses standard equipment such as computers, phones, photocopiers, filing cabinets, and fax machines. Physical Demands The physical demands described here are representative of those that must be met by an employee to perform the essential functions of this job successfully. No or very limited physical effort is required. No or very limited exposure to physical risk. Work is generally performed in a typical office work environment. EEO Statement Gershman Mortgage is an Equal Opportunity Employer. Other Duties Please note this job description is not designed to cover or contain a comprehensive listing of the activities, duties, or responsibilities required of the employee for this job. Duties, responsibilities, and activities may change at any time, with or without notice.
    $35k-53k yearly est. 60d+ ago
  • Ag Loan Officer

    Angott Search Group

    Loan Officer Job In Storm Lake, IA

    Angott Search Group is pleased to partner with a reputable bank in Iowa in their search for an Ag Loan Officer. This financial institution is dedicated to serving the agricultural community and supporting the financial needs of farmers and agribusinesses across the region. The Agricultural Loan Officer will play a vital role in building and maintaining relationships with agricultural clients, assessing their financial needs, and providing customized lending solutions to support their operations and growth. Qualifications: Bachelor's degree in finance, agricultural business, or related field. Minimum of 3 years of experience in agricultural lending within a banking or financial services environment. Strong knowledge of agricultural lending products, credit analysis, and underwriting principles. Proven track record of building and maintaining relationships with agricultural clients. Excellent communication, negotiation, and interpersonal skills. Ability to work independently and as part of a team in a fast-paced environment.
    $38k-54k yearly est. 60d+ ago
  • Loan Officer

    Bank Iowa 4.3company rating

    Loan Officer Job In Clear Lake, IA

    Join Our Team in Clear Lake, Iowa - New Bank Iowa location opening in May 2025! We are thrilled to announce the opening of our brand-new branch in Clear Lake, Iowa! This is an exciting opportunity to be part of our expanding team from the ground up in a dynamic and vibrant community. As we grow, we are looking for passionate individuals who are ready to make an impact and help shape the future of our new location. If you're eager to take on new challenges, contribute to a rapidly growing team, and be part of a significant moment in Bank Iowa's journey, we want to hear from you! What You'll Be Doing As a Loan Officer at Bank Iowa, you will specialize in generating quality Ag and/or Commercial loans as well as building full relationships with clients that include referrals for other Bank products and services in our new Clear Lake location. This role plays a pivotal part in growing and maintaining the bank's portfolio and will make efforts to be a part of and improve the community. Manages an agriculture and/or commercial loan portfolio. Builds and maintains strong relationships with ag and/or commercial clients, fostering business growth and client retention within the North Iowa Region. Oversees ag and/or commercial lending activities including loan origination, underwriting, and portfolio management. Manages an ag and/or commercial loan portfolio with total outstanding balance of $25+ million and manage 25-50 client relationships. Meets with clients to obtain information for loan applications and to answer questions about the process. Works with clients to identify their financial goals and to find ways of reaching those goals. Develops relationships with various community and professional organizations to further enhance the bank's image and develop additional business or promote additional bank services. Approves loans within specified limits and refers loan applications outside those limits to management for approval. Requirements Skills/Experience You'll Need Bachelor's degree in Ag Business, Finance, Economics, or related field with relevant work experience. Relevant experience may be substituted for education. Strong Agriculture background preferred. Minimum of 7+ years lending and banking experience as an Ag and/or Commercial Loan Officer. Ideal candidates will have leadership experience as well as banking experience, credit analysis or underwriting experience, and/or proven sales experience. What you'll love about us Our team members love working here, and the prevailing reason is this: our people. In addition to the great team you will be a part of, here are some of the other reasons why our team members love working here: A competitive financial package we want you to bring your best so in addition to your compensation, every team member receives a bonus opportunity, a generous 401k match, and discretionary profit sharing. Robust benefits and wellness - we are proud to offer health, dental and vision insurance as well as a wellness program designed to help drive down your premiums for benefits-eligible team members. Our wellness initiatives promote positive change and allows our team members to think big. Blending work and life - As a people-centered organization, each team member is provided a generous PTO bank. Bank Iowa team members receive 11 paid observed holidays, 100% paid parental leave, an opportunity for sabbatical leave, generous bereavement, and an employee assistance program designed to support team members throughout various stages in their lives. Continued learning opportunities - Bank Iowa enables great things and supports team member development at every stage of your career. Our development approach focuses on your innate talents and developing those into areas of strengths. Learning experiences are available in formal & informal training settings, as well, on-the-job training. Development programs are available in-person and online. Our tuition reimbursement program is available to support formal education programs. Community Involvement - Our team members are active members of their communities and people-centered. Bank Iowa aspires to be a center of influence in each of the 22 communities we are located in. In addition to company-sponsored volunteer opportunities, we offer paid volunteer time off (VTO), which allows team members to give their time to organizations they care about, without having to use PTO. Recognition - Bank Iowa is proud of our team members who “Live our Values”. Our peer nominated recognition program presented annually, recognizes and celebrates team members who exemplified our values from the past year. Our People-Centered Culture At Bank Iowa our purpose is to Empower People, Inspire Success and Foster Growth. Bank Iowa is one of the leading independent Ag banks and the second-largest family-owned bank in the state of Iowa. Our bank family consists of team members and clients throughout Iowa who we serve in our 22 communities. At Bank Iowa, we're proud to put people first, and we value our team members as much as our clients. We support team member development by focusing on their innate talents and developing those into areas of strength. We offer an environment where people care about each other, like family. If you're looking for a career with colleagues who have the opportunity to bring their best, think big, and enable great things, Bank Iowa is the place for you. Bank Iowa is an equal opportunity employer with a passion for creating an inclusive environment where all people are truly welcomed, valued and respected - for all of who they are - regardless of differences. All applicants will be considered for employment without regard to age, race, color, sex, pregnancy, sexual orientation, gender identity, military service, national origin, religion, physical or mental disability, genetic information, or any other classifications protected by applicable federal, state or local laws.
    $37k-46k yearly est. 3d ago
  • Mortgage Loan Processor

    Greenstate Credit Union 3.9company rating

    Loan Officer Job In North Liberty, IA

    Responsible for processing of all secondary and in-house mortgage loans. GREENSTATE CULTURE: At GreenState, we exist to create lasting value for those we serve. We do this by putting immense value into our employees, members and communities. We empower our employees to create endless opportunities, which will then impact the lives of our members and enhance the vitality of our communities. Pay range for this hourly position is $26.02 - $30.42/hr with a progressive benefits package. Essential Duties and Responsibilities ESSENTIAL DUTIES AND RESPONSIBILITIES: Performs essential duties and responsibilities in the following areas which may include but are not limited to those listed and are subject to change. Adheres to the Credit Union's core values and Service Standards in carrying out GreenState's mission and vision. Demonstrates a positive member service (internal and external) focus at all times, greeting members and guests with a smile and eye contact immediately upon their arrival. Consistent usage of the members name during contact and always thanking them for their business. Demonstrates teamwork in all interactions with coworkers and in the completion of all duties and responsibilities. Ensures confidentiality of member information. Supports a diverse and inclusive work environment. Plays a vital role in enriching the community by participating in community service organizations and/or Credit Union sponsored events on an annual basis. Builds and maintains relationships in the real estate community, which includes but is not limited to realtors, attorneys, abstractors, and insurance companies. Fields and returns phone calls/emails from borrowers regarding their mortgage loan. Orders final inspections, flood determination, credit report, pre-closure credit report, verification of deposit, verification of employment, verification of mortgage or rents and other documents necessary to support the loan application and ensure complete documentation of the loan file. Sends a copy of the appraisal to the borrowers at least 3 days prior to closing. Reviews and verifies title work is clear to close and works with all parties involved to clear title objections. Sends a copy of the title to the borrowers to review prior to closing. Requests HOA letters as needed. Collects and verifies completeness of requested credit documents. Processes documents by correctly entering information into on-line computer system and scans original documents into loan software system as needed. Orders and reviews both the compliance report and fraud report for accuracy and discrepancies and makes any necessary corrections. Submits file information to automated underwriting system when necessary and verifies accuracy of the findings. Organizes documents in the LOS System in appropriate order and submits final applications to underwriting for approval. Follows up on any approval conditions for secondary market and in-house loans. Following approval, sends approval letter to borrowers and realtors, orders payoffs, property surveys, and orders any other required documentation to prepare closing documents. Requests homeowners insurance and flood insurance if applicable (personal and association) and requests mortgagee clause change prior to closing. Verifies the completeness and accuracy of the binder for effective dates, coverage, and address. Organizes documents in the LOS system in appropriate order in a timely manner to ensure prompt delivery to investors and prompt recording of the mortgages. Resolves any secondary market suspensions or deficiencies and follows-up on any missing documentation in mortgage file in a timely manner. Assists in year-end verification of HMDA reporting and 1098/1099 statements. Assists in all other necessary mortgage duties and projects when needed. Adheres to all state, federal and credit union regulations, policies and guidelines. Job Requirements/Expectations JOB REQUIREMENTS: Reports to work punctually, works all scheduled hours, and works overtime as necessitated by business demand. Interpersonal skills to represent the Credit Union in a positive way during member contact. Interpersonal skills necessary to gather data from a number of sources and to represent positively the Credit Union during such contacts. Ability to provide quality service to members by phone or in person or by email. Ability to develop and maintain effective working relationships with co-workers. Ability to prioritize assignments and organize work efficiently, to handle large volumes of details. Ability to operate related computer applications, on-line terminal and other standard office equipment such as a calculator and typewriter. Accuracy and attention to detail required. Lending policies and Real Estate knowledge helpful. High school diploma or equivalent (i.e. GED) with a minimum of one year previous related work experience. Must be bondable. Reporting Relationship Reports to Mortgage Processing Supervisor. Supervisory Responsibilities This position is not responsible for the supervision of other employees. Equal Opportunity Employment Statement GreenState Credit Union is an EEO/AA Employer. We strongly encourage all individuals to apply for openings with the credit union. #ID
    $26-30.4 hourly 2d ago
  • Commercial Loan Closing Specialist

    Wells Fargo Bank 4.6company rating

    Loan Officer Job In Des Moines, IA

    At Wells Fargo, we are looking for talented people who will put our customers at the center of everything we do. We are seeking candidates who embrace diversity, equity, and inclusion in a workplace where everyone feels valued and inspired. Help us build a better Wells Fargo. It all begins with outstanding talent. It all begins with you. About this role: Wells Fargo is seeking a Commercial Loan Closing Specialist within the Commercial Banking Flood Operations team. Operating within the Commercial Banking Operations division, this team is a key control in ensuring Wells Fargo is fully assessing Flood risk and is compliant with the Flood Disaster Protection Act (FDPA). Failure to mitigate risk in this portfolio would have significant impacts to the Bank by creating defects that could result in regulatory and policy violations, and adverse impact to internal and external customers. In this role, you will: Work collaboratively with leaders, colleagues, cross-functional stakeholders, and upstream Credit, Sales and Operational teams to ensure a high standard for regulatory compliance and execution. Oversight and support of effective pipeline management routines for a portfolio of moderately complex commercial loans being worked by frontline production teams to satisfy Flood Disaster Protection Act (FDPA) regulatory requirements prior to a loan closing. Support production work routing activities for pre-close processing, QC, &/or post-close teams, maintaining oversight of adequate pipeline load balancing and capacity utilization. Act as a change agent, identifying and influencing transformational initiatives that impact Commercial Banking Flood Operations and our clients. Maintain timely and effective execution of control reports and processes. Receive direction from leaders and exercise independent judgment while developing domain knowledge to understand function, policies, & procedures. Collaborate and consult with peers, colleagues, and managers to resolve issues and achieve goals. Act independently to analyze trends and identify/facilitate continuous training opportunities. Provide support for other initiatives as needed, including guidance, assistance and knowledge support to peers, & support of technology related initiatives. Required Qualification: 2+ years of Commercial Loan Closing experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education. Desired Qualifications: Knowledge and understanding of commercial real estate loans & the ability to review and interpret complex commercial loan documents. Experience supporting a moderately complex pipeline of work from assignment to completion. Ability to work effectively in a fast-paced deadline driven environment and across all organizational levels; where flexibility, collaboration, and adaptability are important. Experience with financial services businesses in a regulated environment. Report analysis and compilation. Experience facilitating and leading meetings across multiple business lines. Strong ability to identify and develop recommendations for process change needs and/or risk mitigation opportunities, including acting as a key stakeholder in change execution. Experience with the creation and/or facilitation of training. Understanding of FEMA (Federal Emergency Management Agency) Guidelines, NFIP (National Flood Insurance Program), FDPA (Flood Disaster Protection Act) Requirements and/or Flood regulations. Advanced Microsoft Office skills . Ability to navigate multiple computer systems, applications, and utilize search tools to find information. Strong analytical skills with high attention to detail and accuracy. Excellent verbal, written, and interpersonal communication skills. Effective organizational, multi-tasking, and prioritization skills. Excellent critical thinking and problem-solving skills, as well as the ability to embrace and adapt to change. Job Expectations: Ability to work a hybrid schedule, at least 3 days a week working in office. (Wednesday being required day) Ability to work at one of our approved job posting locations. Posting Locations: 801 Walnut St, Des Moines, IA 50309 600 S 4th St, Minneapolis, MN 55415 7711 Plantation Rd, Roanoke, VA 24019 #CommercialBanking Pay Range Reflected is the base pay range offered for this position. Pay may vary depending on factors including but not limited to achievements, skills, experience, or work location. The range listed is just one component of the compensation package offered to candidates. $43,300.00 - $85,500.00 Benefits Wells Fargo provides eligible employees with a comprehensive set of benefits, many of which are listed below. Visit Benefits - Wells Fargo Jobs for an overview of the following benefit plans and programs offered to employees. Health benefits 401(k) Plan Paid time off Disability benefits Life insurance, critical illness insurance, and accident insurance Parental leave Critical caregiving leave Discounts and savings Commuter benefits Tuition reimbursement Scholarships for dependent children Adoption reimbursement Posting End Date: 13 May 2025 * Job posting may come down early due to volume of applicants. We Value Equal Opportunity Wells Fargo is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic. Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit's risk appetite and all risk and compliance program requirements. Applicants with Disabilities To request a medical accommodation during the application or interview process, visit Disability Inclusion at Wells Fargo. Drug and Alcohol Policy Wells Fargo maintains a drug free workplace. Please see our Drug and Alcohol Policy to learn more. Wells Fargo Recruitment and Hiring Requirements: a. Third-Party recordings are prohibited unless authorized by Wells Fargo. b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.
    $43.3k-85.5k yearly 3d ago
  • On The Way Home Consultant

    Father Flanagan's Boys' Home

    Loan Officer Job In Des Moines, IA

    Provides post-program consultation on dropout prevention, parental support and involvement, and home and school academic interventions.Pay Rates Starting at $20.50 - $23.50/hr + HIRING BONUS OF $2500!MAJOR RESPONSIBILITIES & DUTIES:Provides safe and effective services Adheres to policies related to safety and boundaries with service recipients. Attends safety and abuse risk management training as assigned. Adheres to procedures related to managing high-risk activities and supervising service recipients. Reports suspicious or inappropriate behaviors and policy violations. Follows mandated abuse reporting requirements. Provides services to youth and families and coordinates intervention and service processes; completes administrative functions Provides direct help, follow-up support, and intervention to youth and families who are departing out of home care and returning home and to community-based school including dropout prevention, parental support, and academic interventions. Provides parent training in the management of youth behaviors and in developing and utilizing functional skills to deal with academic problems, child management, and personal and family adjustments. Assesses needs and responds to problems, prepares proper documentation and service plans; establishes systems to promote pro-social youth behavior. Provides support to family members, monitors progress toward reaching predetermined goals, and reviews service plans; builds on family competencies and maintains appropriate level of direct contact with families per program requirements. Develops and maintains effective working relationships as a liaison between families and schools with necessary support services for the parents, school administrators, schoolteachers and mentors, and other social agency workers. Develops and maintains an effective working relationship with the youth's school mentors, teachers, and administrators to promote academic success. Meets with families and youth at various locations; utilizes own vehicle to travel to work destinations and to transport youth as authorized. Assists youth and family members in building on their spiritual and religious beliefs or practices as a source of strength to reach goals. Promotes a culture of professionalism through role modeling and respect. Develops and maintains effective data collection system to provide appropriate data; completes all necessary documentation, strictly observing model implementation, organization, and documentation. Prepares and submits reports and recommendations concerning case load status, critical incident involvement of family members and staff, budget requests, changes in program plans, and any unusual incidents that occur in the operation of the program. Ensures compliance with contractual, regulatory, program, and accrediting standards. KNOWLEDGE, SKILLS, AND ABILITIES: Knowledge of regulatory requirements pertaining to youth care and of contractual and program requirements. High level of professionalism and interpersonal skills. Excellent critical thinking, analytical, and problem-solving skills. Computer skills in Microsoft Office. Ability to communicate at all levels in the organization and with external business contacts in an articulate, professional manner while maintaining necessary degree of confidentiality. Ability to build and sustain successful, professional relationships. Ability to work independently in a collaborative environment, meet deadlines, and multi-task while maintaining quality standards. Ability to quickly make decisions in sensitive and sometimes critical areas and present decisions to appropriate individuals. Ability to adapt responses to situations while maintaining procedural and regulatory integrity. REQUIRED QUALIFICATIONS: Bachelor's degree in Human Services or related field, or High School diploma with three years of experience in the Boys Town Model required. Minimum 1 year of experience including working with children and families required. Possess a valid driver's license with a good driving record and pass an annual Motor Vehicle Registration (MVR) check required. Ability to provide own transportation to complete travel requirements of the job required. Meet auto insurance requirements established by Boys Town policy and/or State and Local laws and pass annual Motor Vehicle Registration (MVR) check required. Available rotationally to provide crisis response and must be available to work non-traditional business hours including early mornings, nights, weekends, and holidays required. PREFERRED QUALIFICATIONS: Experience working with children and families in community-based programs or Boys Town programs preferred. Other Duties: This job description incorporates the essential functions and duties required for this position. However, other duties may be required and assigned at times and as determined by a supervisor in order to meet the needs of the organization. Serves as a role model in carrying out activities and behaviors that reflect the values and principles of the Boys Town mission. PHYSICAL REQUIREMENTS, EQUIPMENT USAGE, WORK ENVIRONMENT: Reasonably expected to have and maintain sufficient strength, agility, and endurance to perform during stressful (physical, mental and emotional) situations encountered on the job without compromising their health and well-being or that of their fellow employees, youth, or families. Duties are performed in a variety of environments ranging from highly stressful and potentially aggressive (physical interventions, escorts, etc.) to casual and leisurely, in both indoor and outdoor settings. While performing the duties of this job, the employee is subject to outside weather conditions and maybe required to visit homes with substandard living conditions Care and respect for others is more than a commitment at Boys Town - it is the foundation of who we are and what we do. At Boys Town, we cultivate a culture of belonging for all employees that respects their individual strengths, views, and experiences. We believe that our differences enable us to be a better team - one that makes better decisions, drives innovation, and delivers better business results. About Boys Town: Boys Town has been changing the way America cares for children and families since 1917. With over a century of service, our employees have helped us grow from a small boardinghouse in downtown Omaha, Nebraska, into one of the largest national child and family care organizations in the country. With the addition of Boys Town National Research Hospital in 1977, our services branched out into the health care and research fields, offering even more career opportunities to those looking to make a real difference. Our employees are our #1 supporters when it comes to achieving Boys Town's mission, which is why we are proud of their commitment to making the world a better place for children, families, patients, and communities. A unique feature for employees and their dependents enrolled in medical benefits are reduced to no cost visits for services performed by a Boys Town provider at a Boys Town location. Additional costs savings for the employee and their dependents are found in our pharmacy benefits with low to zero-dollar co-pays on certain maintenance drugs. Boys Town takes your mental health seriously with no cost mental health visits to an in-network provider. We help our employees prepare for retirement with a generous match on their 401K or 401K Roth account. Additional benefits include tuition assistance, parenting resources from our experts and professional development opportunities within the organization, just to name a few. Working at Boys Town is more than just a job, it is a way of life. This advertisement describes the general nature of work to be performed and does not include an exhaustive list of all duties, skills, or abilities required. Boys Town is an equal employment opportunity employer and participates in the E-Verify program. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity and/or expression, national origin, age, disability, or veteran status. To request a disability-related accommodation in the application process, contact us at **************.
    $20.5-23.5 hourly 8h ago
  • Commercial Loan Processor I

    Midwestone Bank

    Loan Officer Job In Cedar Falls, IA

    Small enough to care. Big enough to deliver. This position is an entry level commercial loan support role responsible for the creation and processing of accurate and compliant loan documentation following MidWest One policies and procedures and industry best practices; escalates more advanced loan transactions to a Commercial Loan Processing Support II or Senior Processing Support. Responsibilities Processes commercial loan documentation following the Bank's Loan Policy, operating procedures and industry best practices. Assists Commercial Bankers and loan servicing team members with operational support related to compliance, policy, and related requirements. Reviews incoming loan requests for completeness and data accuracy. Uses the loan document imaging system to validate information on loan requests. Performs pre-closing compliance reviews including the following regulatory guidance under: Flood Insurance under the National Flood Insurance Program (“NFPA”); Regulation B; Home Mortgage Disclosure Act (“HMDA”); Community Reinvestment Act (“CRA”); Beneficial Ownership; Customer Identification Program (“CIP”). Verifies loan approval prior to producing loan documentation. Prepares upload directions for Loan Operations. Performs other duties as assigned. Qualifications High school degree or equivalent with some related work experience. In addition to education in business or related field, 6 months to 1 year of experience in a loan support related role is preferred. Banking or financial experience is also preferred. The Perks! Competitive base compensation with additional performance-based incentives (incentives vary depending on role) Career development and continuous learning opportunities Paid Time Off, Paid Holidays, Parental/Grandparent Leave, and more 100% vested 401(k) Retirement Plan with company match Medical, Dental, and Vision insurance Flex spending plan & Health savings accounts with employer contribution Student Loan Debt Reduction Program Employee Stock Ownership Plan Employer provided group life insurance with option to purchase additional life insurance for you and your family members Employer provided long term and short term disability insurance Additional Insurance options to meet your personal needs: Critical Illness and Accident insurance, and Hospital Indemnity Wellness Program Free banking services and other financial services discounts Take Your Dog to Work Day in June Employee Rally Day- a day of celebration and recognition! RISE stands for Retention, Innovation, Support, and Empowerment. Through RISE we aspire to create and sustain a culture of respect and belonging that is reflected in the workplace and the communities we serve. Let's build something great, together.
    $28k-38k yearly est. 34d ago
  • Commercial Loan Boarding Specialist III

    QCR Holdings 4.1company rating

    Loan Officer Job In Davenport, IA

    Full-time Description TITLE: Commercial Loan Boarding Specialist III JOB FAMILY: Go - Loan Operations DEPARTMENT: Loan Operations PAY GRADE & FLSA: 5 Non-Exempt The Commercial Loan Boarding Specialist works as part of a team, in a fast-paced complex commercial loan environment, under the direction of the AVP, Loan Servicing Manager. This position boards new & renewed Commercial, Commercial Real Estate, Commercial SWAP and Participation loans as well as consumer and mortgage loans. While operating within regulatory requirements, QCRH loan policy, standard operating procedures, etc., this position accurately boards and services loans within the core. Commercial Boarding Specialists are responsible for other loan servicing duties such as monitoring/servicing of participation loans, posting of payments and advances, file maintenance, daily balancing, reporting for our banks and other duties as assigned. ESSENTIAL FUNCTIONS: • Board (inputs) all new loans, renewals and modifications for all loan types listed in the job summary, for all bank charters within the holding company, utilizing automation, interfaces, and manual processes, as appropriate. • Responsible for the daily balancing of loan general ledger accounts and the servicing and funding of investor payments and advances for participation loans. • Accurately prepares and submits monthly reports such as SBA, USDA, and Investor reporting, making sure deadlines are met. • Services existing loans by posting loan payments or advances and completing file maintenance requests. • Provide superior customer service by establishing and maintain effective communication with banks, departments and team members. • Serves as a resource and back for the other boarding specialist • Provides training for new hires in the department • Assists other areas both in and outside of the department with testing and projects related to lending/loans. • Analyzes and address problems or issues as they arise, understanding when there is a sense of urgency. Has a thorough understanding of how loans work, including the ability to calculate interest manually. • Performs various duties as required or assigned • Serves as a knowledgeable resource for topics related to the Core and Commercial loan servicing. • Must actively demonstrate the core values of QCRH including Passion, Achievement, Accountability, Collaboration, Innovation and Inclusion in all you do. • Comply with all company or regulatory policies, procedures and requirements that are applicable to this position. • Foster and preserve a culture of diversity, equity, and inclusion. • Additional duties and responsibilities may be required to support the company's mission, vision and values. QUALIFICATIONS: • High school diploma or equivalent • Three to five years' experience in a loan operations department or similar area with emphasis on commercial lending. Knowledge of bank loan documentation, loan core data input and general ledger entries. • Critical thinking and problem-solving skills, with the ability to focus on detail work and accuracy while anticipating potential issues and next steps. • The ability to prioritize and organize workflow. • Excellent written and oral communication skills • Skilled with various computer programs (Word, Excel, Etc.) WORKING CONDITIONS: • Duties are performed in a professional office environment. Salary and Benefits The following compensation and benefits information is provided pursuant to applicable pay transparency and compensation posting laws. The minimum hourly wage for this position is $19.44-$25.57. The actual wage will be based on qualifications and business needs and may vary, as permitted by applicable state law. This position is a regular full-time, and individuals employed as regular full-time, are eligible for the following benefits subject to the terms, limitations and conditions of each benefit plan: Health, Dental, Vision, Life Insurance, Disability Insurance, FSA, HSA, 401K, Employee Stock Purchase Plan, Paid Time Off, Paid Holidays and additional Voluntary Supplemental Insurance. At QCR Holdings, Inc. we are committed to fostering and preserving a culture of diversity, equity, and inclusion and strongly believe that it's our differences - of all kinds - that make our company and our communities better and stronger. QCR Holdings, Inc. is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, disability, age, sexual orientation, gender identity, national origin, veteran status, or other protected class status. It is the policy of QCR Holdings, Inc. to comply with the Americans with Disabilities Act by providing reasonable accommodations to enable qualified individuals with disabilities to access the job application and interview process, to perform the essential functions of the job, and to receive equal access to other benefits and privileges of employment.
    $19.4-25.6 hourly 60d+ ago
  • Loan Originator - (Central Region - MN, IA, ND)

    Wintrust Financial Corp 4.9company rating

    Loan Officer Job In West Des Moines, IA

    Wintrust Mortgage was founded in 1981 to help customers achieve the American dream of homeownership and has since successfully navigated the ever-changing real estate market. As a full-service, federally chartered lender with offices located across the country, we're dedicated to providing customers with a wide range of mortgage products and have the capability to lend in all 50 states. To complement the basic conventional, FHA, and VA loan programs, we are uniquely positioned to meet the needs of the continually evolving market. Wintrust Mortgage is part of Wintrust, a financial services company with more than $62 billion in assets. Why join us? * An award-winning culture! We are rated a Top Workplace by the Chicago Tribune (past 9 years) and Employee Recommended award by the Globe & Mail (past 6 years) * Comprehensive benefit package including medical, dental, vision, life, a 401k plan with a generous company match and tuition reimbursement to name a few * Family-friendly work hours * With 175+ community bank locations, we offer opportunities to grow and develop in your career * Promote from within culture Why join this team? * We have a culture that encourages an entrepreneurial spirit * We offer multiple opportunities for development and upward mobility Essential Duties and Responsibilities: * The Loan Originator assembles and reviews a new application and matches the applicant with a mortgage program. The file is handled by the Mortgage Originator until it is time to request loan documents and closing is scheduled. By turning in the file at this point, the Loan Originator is able to go out and generate new business. * The Loan Originator assists the borrower in determining the proper loan program, completing the loan application, and gathering the required supporting documentation to begin the loan process. * Conducts preliminary underwriting reviews. * Remains front-line contact with the borrowers. * A credit report is obtained and analyzed by the Loan Originator. * The Loan Originator is heavily involved with the client during the application and closing process. * Develops referral relationships with realtors, builders, bankers, and other sources in order to proactively solicit new business. Qualifications: * Minimum two years of mortgage loan origination experience * Thorough knowledge of pricing and underwriting requirements of various mortgage products and programs. * Knowledge of residential mortgage processing, underwriting, and closing procedures. * Thorough knowledge of federal lending regulations governing real estate lending, such as Truth-in-Lending, RESPA, and others. * Ability to analyze financial information. * Excellent interpersonal and communication skills are required. * A pleasant and professional demeanor is essential. * Work requires sound judgment and diplomacy. * Outlook proficiency required. * Requires National Mortgage Licensing System (NMLS) registration under the terms of the S.A.F.E Act of 2008 * Ability to travel Benefits: Medical Insurance • Dental • Vision • Life insurance • Accidental death and dismemberment • Short-term and long term Disability Insurance • Parental Leave • Employee Assistance Program (EAP) • Traditional and Roth 401(k) with company match • Flexible Spending Account (FSA) • Employee Stock Purchase Plan at 5% discount • Critical Illness Insurance • Accident Insurance • Transportation and Commuting Benefits • Banking Benefits • Pet Insurance Compensation: The minimum estimated hourly rate for this role is $11.50, along with eligibility to earn monthly commissions. Actual pay rate may vary based on several factors, such as a candidate's location, qualifications, skills, and experience. From our first day in business, Wintrust has been proud to serve a variety of unique communities and people from all walks of life. To be Chicago's Bank and Wisconsin's Bank, we need to reflect that diversity both in all the communities we serve, the people we employ, the organizations we work with, and our banking and lending practices. Wintrust Financial Corporation, including community banking and financial services subsidiaries, is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, national origin, sex, sexual orientation, gender identity and expressions, genetic information, marital status, age, disability, or status as a covered veteran or any other characteristic protected by law.
    $11.5 hourly 28d ago
  • Mortgage Loan Operations Specialist

    SNB Career 4.2company rating

    Loan Officer Job In Sioux City, IA

    At Security National Bank, if there is one belief we hold together as a team, it's that everything matters. From the words we say, to the way we dress, to the decisions we make and the actions we take - every single thing we do matters. Why? Because we recognize the inherent value of each individual, and the potential of what each person can become. We realize every one of life's interactions is an opportunity to help someone reach that potential. This is why we treat even the smallest details of life and banking with careful thought and attention. If you aspire to do the same, we'd like you to advance your career with us at SNB. We are seeking a Mortgage Loan Operations Specialist to manage post-closing mortgage loan processes and ensure the accuracy and completeness of loan documentation. This role involves preparing and submitting mortgage loans to secondary market investors, researching and clearing post-closing conditions, and reviewing final title work and appraisal requests. The ideal candidate thrives in a dynamic, task-oriented environment, excels at problem-solving, and consistently meets deadlines while staying engaged and productive. Details matter. At SNB, we prioritize integrity, innovation, and exceptional service in everything we do. If you're a detail-oriented professional with strong organizational skills and a commitment to excellence in loan processing, we'd love to hear from you! JOB DESCRIPTION: Clearing post-closing deficiency items from corresponding investor. Review portfolio mortgage loans for required documentation and follow-up for outstanding documentation. Review final title work for sufficiency. Send final documentation to investors within specified timeframes. Residential appraisal ordering and receiving process. Prepare portfolio mortgage loans for imaging. Prepare abstracts and other final documents to be sent to borrower(s) and maintain and log on all abstract receipt(s). EDUCATION AND EXPERIENCE: High school diploma or equivalent 2 years professional office experience Knowledge of Mortgage loan processes Accuracy and meticulous attention to detail required Excellent oral, written, and interpersonal communication skills Ability to navigate multiple computer systems and programs with working knowledge of Word and Excel Ability to manage multiple requests simultaneously, meet deadlines, and show flexibility to change direction when needed Team-oriented and the ability to work collaboratively across all levels of the organization Service-oriented, polite, and respectful Advanced problem-solving and analytical skills Ability to take direction and instruction and follow through independently until project completion HOURS: Regular business hours, Monday through Friday. BENEFITS: We offer a comprehensive benefit package to our employees including medical, dental, short and long term disability, life insurance, paid time off, a wellness program, and a 401(k) savings plan at hire for future financial protection. ABOUT SECURITY NATIONAL BANK: Security National Bank was chartered in 1884 in Sioux City, Iowa; founded on the time-tested principles of integrity, honor, open-mindedness, efficiency, good humor, respect, duty, and human connection. These principles served as guideposts that enabled SNB to withstand the economic panic of the late 1800s, the Great Depression, two World Wars, and the farm crisis - and emerge as the region's most established and trustworthy locally owned bank. We believe what was worth doing well yesterday is still worth doing well today. People change and banking changes, but our time-tested principles remain. To this day, we believe that doing what's right is the only way to take care of customers, empower businesses, cultivate growth, inspire our community, and accomplish the remarkable. Security National Bank is an Equal Opportunity, Affirmative Action Employer. Applicants are considered for all positions without regard to race, color, religion, sex (including pregnancy, gender identity, and sexual orientation), national origin, age, disability, marital status, or veteran status. LEARN MORE: https://www.snbonline.com/about/employment-opportunities LOCATION: Sioux City, IA Main Bank
    $27k-45k yearly est. 60d+ ago
  • Loan Workout Specialist (W2) hybrid

    Raag Solutions

    Loan Officer Job In West Des Moines, IA

    Review physical legal documents to ensure accuracy, correspondence with paperwork, and compliance with state requirements. Test information before sending it to third-party legal partners. Check notarizations on documents. Perform judgment and complaint validations as needed. Top Skills: Knowledge of collection law (ideal). Experience with litigation, specifically civil procedures. Experience as a QA analyst or functionally acting in a QA role. Proficiency in MS Office (Excel, Outlook, Word, PowerPoint, Teams). Basic computer skills. Understanding of credit cards. Paralegal certification (nice to have).
    $24k-47k yearly est. 60d+ ago
  • Consumer Loan Processor

    Midwestone Financial Group, Inc.

    Loan Officer Job In Iowa City, IA

    Small enough to care. Big enough to deliver. A Consumer Loan Processor is responsible for providing accurate, timely, and compliant loan documentation for the consumer lending team. Responsibilities * Process consumer loan documentation using the LaserPro loan origination system. * Assist consumer lending staff with contacting customers by phone and email for required documentation. * Prepare loan distribution sheets. * Perform compliance and documentation quality control review. * Assist with updating processing procedures. * Input loan information into bank's core system. * Provides maintenance check back to the bank's core system. * Assist Pre-Closer with preliminary pre-close review as needed. * May assist with processing of loan payments. * Other duties may be assigned. Qualifications * Associate's degree (A.A.) or equivalent from two-year College or technical school; * Six months to one year related experience and/or training; or equivalent combination of education and experience. * Banking or financial experience preferred Created By : Compensation Range The Perks! * Competitive base compensation with additional performance-based incentives (incentives vary depending on role) * Career development and continuous learning opportunities * Paid Time Off, Paid Holidays, Parental/Grandparent Leave, and more * 100% vested 401(k) Retirement Plan with company match * Medical, Dental, and Vision insurance * Flex spending plan & Health savings accounts with employer contribution * Student Loan Debt Reduction Program * Employee Stock Ownership Plan * Employer provided group life insurance with option to purchase additional life insurance for you and your family members * Employer provided long term and short term disability insurance * Additional Insurance options to meet your personal needs: Critical Illness and Accident insurance, and Hospital Indemnity * Wellness Program * Free banking services and other financial services discounts * Take Your Dog to Work Day in June * Employee Rally Day- a day of celebration and recognition! RISE stands for Retention, Innovation, Support, and Empowerment. Through RISE we aspire to create and sustain a culture of respect and belonging that is reflected in the workplace and the communities we serve. Let's build something great, together.
    $28k-38k yearly est. 14d ago
  • Commercial Loan Officer

    Levo Federal Credit Union 3.9company rating

    Loan Officer Job In Le Mars, IA

    As the Commercial Loan Officer/Commercial Banker, you'll proactively build, develop, and manage a commercial loan portfolio. You'll work to increase and maintain its asset quality by developing new and existing business relationships. You're a trusted voice for our members and will identify and align new and existing loan members with additional products and services. After one year, you'll know you are successful if: You developed and maintained credible relationships with our members. You may even know their coffee order, pets' names, and kids' sports schedules. You have been instrumental in developing quality loans for the commercial portfolio and supporting business development efforts. You can provide feedback on approving or denying loans and demonstrate the ability to explore options for members when loans are denied. You perform work responsibilities consistent with the Business Loan Policy, Lending Procedures, and compliance requirements of the Credit Union. Being a part of Levo means being part of an organization where people matter-not just their money. What we do every day makes a difference in the lives of others and the community we love by offering financial tools and services that fit modern life, providing expert advice, and listening and helping members chart their next step. The best thing an employer can do is to give you the support you need to succeed. Working for Levo allows you to develop personally, professionally, and financially in an inviting, friendly, and fun environment. Great benefits include health, vision, dental, paid time off, paid holidays and great day time hours, pension plan, 401(k) option, volunteer hours, and many more! Essential Duties of the Commercial Loan/Commercial Banker Officer Include : Establishes and maintains relationships with new and existing members. Develops, expands, and services commercial loan portfolio. Position requires officer to solicit new business and grow their loan portfolio member base. Answer questions related to business loans and account activity. Determine s members' business and personal financial services needs and responsible for cross-selling of credit union's services and products. Will complete underwriting, establish, and negotiate terms under which credit will be extended including costs, repayment terms, and collateral requirements. Ensure that sound analysis and lending procedures are followed. Act in compliance with Business Lending and Business Account Policies and Guidelines at all times. Ensure Regulatory Compliance is followed in all areas of work. Recommends loan policy changes as necessary Evaluate the information provided by the business borrower. Assist members, when possible, on business management and financial matters. Verify the accuracy of business loan amounts and repayment terms on approved loan applications. Process commercial loan files, including reviewing loan documents, obtaining title insurance, appraisals, appraisal reviews, inspections, flood paperwork, filing lien documents, and preparing loan files for closing. Other duties outlined in full job description This is a full-time role. Standard hours are Monday through Friday, 8:00 a.m. until 5:00 p.m. Some business development activities may occur outside standard hours. This is an on-site opportunity. The starting pay range is $60,000.00 to $90,000.00 annually, plus incentive, depending on experience. Requirements Commercial Loan Officer/Commercial Banker Education and Experience: To thrive in this role, you should have at least 3-5 years of experience as a commercial or business loan officer and feel comfortable soliciting new business and maintaining current business relationships. A bachelor's degree or achievement of formal certifications recognized in the industry as equivalent is required, and ongoing education or training may be required. We are an equal opportunity employer, and all qualified applicants will receive consideration for employment without regard to age, race, color, religion, sex, sexual orientation, gender identity, national origin, or protected veteran status and will not be discriminated against on the basis of disability. Salary Description $63,000 to $90,000 base salary plus commission
    $63k-90k yearly 9d ago
  • Mortgage Loan Closer

    Greenstate Credit Union 3.9company rating

    Loan Officer Job In North Liberty, IA

    Responsible for closing of all secondary and in-house mortgage loans. GREENSTATE CULTURE: At GreenState, we exist to create lasting value for those we serve. We do this by putting immense value into our employees, members and communities. We empower our employees to create endless opportunities, which will then impact the lives of our members and enhance the vitality of our communities. Pay range for this hourly position is $26.02 - $30.42/hr with a progressive benefits package. Essential Duties and Responsibilities ESSENTIAL DUTIES AND RESPONSIBILITIES: Performs essential duties and responsibilities in the following areas which may include but are not limited to those listed and are subject to change. Adheres to the Credit Union's core values and Service Standards in carrying out GreenState's mission and vision. Demonstrates a positive member service (internal and external) focus at all times, greeting members and guests with a smile and eye contact immediately upon their arrival. Consistent usage of the members name during contact and always thanking them for their business. Demonstrates teamwork in all interactions with coworkers and in the completion of all duties and responsibilities. Ensures confidentiality of member information. Supports a diverse and inclusive work environment. Plays a vital role in enriching the community by participating in community service organizations and/or Credit Union sponsored events on an annual basis. Builds and maintains relationships in the real estate community, which includes but is not limited to realtors, attorneys, abstractors, and insurance companies. Fields and returns phone calls/emails from borrowers regarding their mortgage loan. Schedules closings with members and all other involved parties in the absence of the MLO or Mortgage Associate. Orders final inspections, flood determinations, when necessary, verification of employment, verification of mortgage or rents and other documents necessary to support the loan application and ensure complete documentation of the loan file. Orders the necessary title work through abstract/title companies and attorney's office. This would include but is not limited to (abstract update, 900/901 searches, buyer's searches and day of closing searches). Reviews and verifies title work is clear to close and works with all parties involved to clear title objections. Orders and reviews both the compliance report and fraud report for accuracy and discrepancies and makes any necessary corrections. Submits file information to automated underwriting system when necessary and verifies accuracy of the findings. Organizes documents in appropriate order in the LOS system and submits final applications to underwriting for approval when necessary. Follows up on any prior to docs and closing conditions for secondary market and in-house loans. Verifies accuracy of homeowners insurance and flood insurance if applicable (personal and association) and requests mortgagee clause change prior to closing. Requests closing numbers and all transfer documentation from closing agents, realtors, and attorneys in order to prepare closing documents. Works closely with all attorneys and realtor companies to obtain this information. Sends and monitors the closing disclosure to verify the closing disclosure has been sent at least 3 days in advance of closing. Will notify MLO/Associate if CD is not viewed 3 days prior to closing. Responsible for re-disclosing any additional fees, changes on rates and terms, etc. after the initial CD has gone out and there are changes to be made. Prepares closing documents and closing disclosure statement. Verifies all fees and invoices have been collected. Issues all checks and posts general ledger entries for those invoices and fees. Overnights and/or wires payoffs and proceeds as requested on all purchase transactions. Verifies the accuracy of the closing documents to ensure the address, legal description, initial escrow disclosure, etc. is correct. Organizes documents in LOS system to be sent to post closing department in a timely manner to ensure prompt delivery to investors and prompt recording of the mortgages. Ensures accuracy of Warranty Deed, Ground Water Hazard Statement, Declaration of Value, Mortgage and any additional documents that are to be recorded prior to closing Resolves any secondary market suspensions or deficiencies and follows-up on any missing documentation in mortgage file in a timely manner. Assists in year-end verification of HMDA reporting and 1098/1099 statements. Assists in all other necessary mortgage duties and projects when needed. Adheres to all state, federal and credit union regulations, policies and guidelines. Job Requirements/Expectations JOB REQUIREMENTS: Reports to work punctually, works all scheduled hours, and works overtime as necessitated by business demand. Interpersonal skills to represent the Credit Union in a positive way during member contact. Interpersonal skills necessary to gather data from a number of sources and to represent positively the Credit Union during such contacts. Ability to provide quality service to members by phone or in person or by email. Ability to develop and maintain effective working relationships with co-workers. Ability to prioritize assignments and organize work efficiently, to handle large volumes of details. Ability to operate related computer applications, on-line terminal and other standard office equipment such as a calculator and typewriter. Accuracy and attention to detail required. Lending policies and Real Estate knowledge helpful. High school diploma or equivalent (i.e. GED) with a minimum of one year previous related work experience. Must be bondable. Reporting Relationship Reports to Vice President/Mortgage Processing. Supervisory Responsibilities This position is not responsible for the supervision of other employees. Equal Opportunity Employment Statement GreenState Credit Union is an EEO/AA Employer. M/F/Veteran/Disability. We strongly encourage minorities, veterans, and individuals with disabilities to apply for openings with the credit union. #ID
    $26-30.4 hourly 35d ago
  • Commercial Loan Boarding Specialist III

    QCR Holdings 4.1company rating

    Loan Officer Job In Davenport, IA

    TITLE: Commercial Loan Boarding Specialist III JOB FAMILY: Go - Loan Operations DEPARTMENT: Loan Operations PAY GRADE & FLSA: 5 Non-Exempt The Commercial Loan Boarding Specialist works as part of a team, in a fast-paced complex commercial loan environment, under the direction of the AVP, Loan Servicing Manager. This position boards new & renewed Commercial, Commercial Real Estate, Commercial SWAP and Participation loans as well as consumer and mortgage loans. While operating within regulatory requirements, QCRH loan policy, standard operating procedures, etc., this position accurately boards and services loans within the core. Commercial Boarding Specialists are responsible for other loan servicing duties such as monitoring/servicing of participation loans, posting of payments and advances, file maintenance, daily balancing, reporting for our banks and other duties as assigned. ESSENTIAL FUNCTIONS: * Board (inputs) all new loans, renewals and modifications for all loan types listed in the job summary, for all bank charters within the holding company, utilizing automation, interfaces, and manual processes, as appropriate. * Responsible for the daily balancing of loan general ledger accounts and the servicing and funding of investor payments and advances for participation loans. * Accurately prepares and submits monthly reports such as SBA, USDA, and Investor reporting, making sure deadlines are met. * Services existing loans by posting loan payments or advances and completing file maintenance requests. * Provide superior customer service by establishing and maintain effective communication with banks, departments and team members. * Serves as a resource and back for the other boarding specialist * Provides training for new hires in the department * Assists other areas both in and outside of the department with testing and projects related to lending/loans. * Analyzes and address problems or issues as they arise, understanding when there is a sense of urgency. Has a thorough understanding of how loans work, including the ability to calculate interest manually. * Performs various duties as required or assigned * Serves as a knowledgeable resource for topics related to the Core and Commercial loan servicing. * Must actively demonstrate the core values of QCRH including Passion, Achievement, Accountability, Collaboration, Innovation and Inclusion in all you do. * Comply with all company or regulatory policies, procedures and requirements that are applicable to this position. * Foster and preserve a culture of diversity, equity, and inclusion. * Additional duties and responsibilities may be required to support the company's mission, vision and values. QUALIFICATIONS: * High school diploma or equivalent * Three to five years' experience in a loan operations department or similar area with emphasis on commercial lending. Knowledge of bank loan documentation, loan core data input and general ledger entries. * Critical thinking and problem-solving skills, with the ability to focus on detail work and accuracy while anticipating potential issues and next steps. * The ability to prioritize and organize workflow. * Excellent written and oral communication skills * Skilled with various computer programs (Word, Excel, Etc.) WORKING CONDITIONS: * Duties are performed in a professional office environment. Salary and Benefits The following compensation and benefits information is provided pursuant to applicable pay transparency and compensation posting laws. The minimum hourly wage for this position is $19.44-$25.57. The actual wage will be based on qualifications and business needs and may vary, as permitted by applicable state law. This position is a regular full-time, and individuals employed as regular full-time, are eligible for the following benefits subject to the terms, limitations and conditions of each benefit plan: Health, Dental, Vision, Life Insurance, Disability Insurance, FSA, HSA, 401K, Employee Stock Purchase Plan, Paid Time Off, Paid Holidays and additional Voluntary Supplemental Insurance. At QCR Holdings, Inc. we are committed to fostering and preserving a culture of diversity, equity, and inclusion and strongly believe that it's our differences - of all kinds - that make our company and our communities better and stronger. QCR Holdings, Inc. is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, disability, age, sexual orientation, gender identity, national origin, veteran status, or other protected class status. It is the policy of QCR Holdings, Inc. to comply with the Americans with Disabilities Act by providing reasonable accommodations to enable qualified individuals with disabilities to access the job application and interview process, to perform the essential functions of the job, and to receive equal access to other benefits and privileges of employment.
    $19.4-25.6 hourly 52d ago
  • Loan Workout Specialist

    Wells Fargo 4.6company rating

    Loan Officer Job In Des Moines, IA

    About this role: Wells Fargo is seeking a Loan Workout Specialist in Bankruptcy as part of the Commercial Banking Operation. Learn more about our career areas and lines of business at wellsfargojobs.com. In this role, you will: * Provide support to internal and external customers in complex initiatives relating to collection portfolios data to reduce delinquency and restructuring of loans within the Loan Workout functional area * Evaluate risk and analyze account information including financial statements and total relationship * Coordinate initial loan renewal process and negotiate with borrower or attorneys in order to determine workout solutions * Restructure supervised loans, recover charged off loans and research account equity to determine full or partial charge off or attend foreclosure sale * Conduct research and determine resolution for title and collateral perfection issues * Review and research complex operational challenges that require research, evaluation, and selection of alternatives related to low to medium risk deliverables * Monitor portfolio for policy compliance and adhere to risk rating Identify opportunities for process improvements within scope of responsibilities in Loan Workout area * Present recommendations for resolving complex situations and exercise independent judgment while developing expertise in the functions, policies, procedures and compliance requirements * Coach and assist less experienced colleagues * Provide issue specific training and participate in departmental projects * Collaborate and consult with peers, colleagues and managers to resolve issues and achieve goals Required Qualifications: * 2+ years of Loan Workout, Commercial Lending experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education * Collections experience * Commercial banking experience * Knowledge and understanding of equipment finance and leasing * Ability to interpret and comprehend complex legal documents * Strong attention to detail, including accuracy in grammar and a sharp focus on eliminating errors * Strong analytical skills with high attention to detail and accuracy * Ability to manage a pipeline of work from assignment to completion * Excellent verbal, written, and interpersonal communication skills * Experience interacting positively with difficult or irate customers * Experience resolving and working through escalated and complex customer issues * Ability to organize and manage multiple priorities * Strong organizational, multi-tasking, and prioritizing skills Job Expectations: * This position is not eligible for Visa sponsorship * Candidate must be based out of posted location * This position offers a hybrid work schedule * Relocation assistance is not available for this position * Ability to work additional hours as needed Primary Posting Locations: * Des Moines, IA * Chandler, AZ Job Description - Additional Language Role Description: This role provides support to internal and external customers in complex initiatives relating to collection portfolios data to reduce delinquency in the Recovery department. Review and research complex operational challenges that require research, evaluation, and selection of alternatives related to low to medium risk deliverables. Present recommendations for resolving complex situations and exercise independent judgment while developing expertise in the functions, policies, procedures and compliance requirements. Collaborate and consult with peers, colleagues and managers to resolve issues and achieve goals. Posting End Date: 20 May 2025 * Job posting may come down early due to volume of applicants. We Value Equal Opportunity Wells Fargo is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic. Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit's risk appetite and all risk and compliance program requirements. Candidates applying to job openings posted in Canada: Applications for employment are encouraged from all qualified candidates, including women, persons with disabilities, aboriginal peoples and visible minorities. Accommodation for applicants with disabilities is available upon request in connection with the recruitment process. Applicants with Disabilities To request a medical accommodation during the application or interview process, visit Disability Inclusion at Wells Fargo. Drug and Alcohol Policy Wells Fargo maintains a drug free workplace. Please see our Drug and Alcohol Policy to learn more. Wells Fargo Recruitment and Hiring Requirements: a. Third-Party recordings are prohibited unless authorized by Wells Fargo. b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.
    $40k-66k yearly est. 2d ago

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