Senior Mortgage Loan Officer
Loan Officer Job 27 miles from Murrieta
At Convoy Home Loans, we are the #3 ranked Mortgage Brokers in the nation for NON-QM loans. We are a close-knit team of industry professionals who all share an energetic and dedicated work ethic. Our common goal is to achieve success for our customers, our business, and for each other.
What we offer:
Company Leads Provided
Competitive splits up to 85%
Team of professional in-house processing
In-house Podcast recording studio - record reels, videos, podcasts to promote yourself
Full remote or in-office options available; set your own hours
Responsibilities:
Proactively generate mortgage loan leads through various channels.
Conduct thorough financial assessments to understand clients' needs, goals, and eligibility for mortgage products.
Guide clients through the mortgage application process, including gathering required documentation, verifying information, and ensuring compliance with regulatory requirements.
Ensure that all related parties are kept informed of loan status, conveying the appropriate level of urgency and professionalism so that all expectations are exceeded.
Seek prospective opportunities to retain and/or develop new clients.
Requirements:
Active NMLS License required.
Knowledge of Conventional, FHA, and Non-QM loan products
Demonstrated understanding of mortgage processing, underwriting, and closing procedures.
Minimum of three (3) years of residential mortgage lending experience with a focus on generating self-sourced business is preferred
Loan Closing Analyst
Loan Officer Job 30 miles from Murrieta
Essential Functions
Assist Closers on all closing functions
Review formation documents to determine signing authority and prepare signature blocks
Draft real estate loan documents (including closing instructions)
Review executed versions to ensure accuracy and compliance with closing procedures
Review the results of the title search, copies of all easements, encumbrances, and any other related title work
Request and review closing protection letters and place orders for funding shield certificate
Request pro forma or marked up title work prior to closing
Request property and liability insurance certificates
Perform duties under moderate to close supervision and actively engage supervisor and/or manager to resolve complex issues
Remain current on funding guidelines and compliance requirements
Effectively communicate status and expectations to internal staff
Utilize time management skills to stay on track with multiple loans at various stages of the funding process
Competencies/Skills
Strong attention to detail with the ability to stay organized and problem solve in a fast-paced environment
Ability to articulate issues, problem solve and analyze with creative and outside of the box thinking
Strong communication skills (written and verbal) with internal and external partners; ability to convey findings in a concise and comprehensive manner
Effective organization and time management skills
Capability to build trusting relationships internally and externally and elicit confidence by demonstrating reliability
Strong team player with the ability to work effectively in a cooperative and diverse environment
Capacity to analyze processes, support change and think operationally and strategically to achieve siness goals
Advanced use of Microsoft Office Suite
Education and Experience
Associate or bachelor's degree preferred
Working knowledge of lending practices and industry standard processes
Title or Escrow experience is a plus
Accessibility
At Archwest, we provide healthcare (medical, dental, vision), 401(k) with Safe Harbor, paid holidays, and more. We will also make reasonable accommodations to enable individuals with disabilities to perform essential functions. Please just let us know by contacting us at ***************************
Mortgage Loan Officer
Loan Officer Job 27 miles from Murrieta
Job Details Riverside CA - Riverside, CA Full Time Sales
Mortgage Loan Officer - Close More, Earn More, Win More!
At Churchill Mortgage, we don't just do business-we win by doing the right thing for our clients and teammates. Our loan officers thrive in a high-performance culture where success is expected and rewarded. We provide everything you need to succeed: rock-solid processes, cutting-edge tools, and a powerhouse support team, so you can focus on what you do best-closing more loans and changing more lives.
Why You'll Love Churchill Mortgage:
✅ More Loans, Less Hassle - Our Operations Team takes full ownership of the loan process, delivering a seamless, referable experience every time.
✅ Culture of Support - We remove roadblocks, not create them. Our team is dedicated to your success in every way possible.
✅ Unmatched Service - New hires often say they have to pinch themselves-yes, it's really that good here.
Who We're Looking For:
💼 Experienced, self-generating loan officers with a passion for helping clients.
📚 Educators at heart who guide borrowers to smart financing solutions.
📈 Sales pros who know how to build relationships and drive referrals.
What You'll Do:
Educate & close - Help clients find the best loan solutions while securing the deal.
Manage & grow - Handle a high-volume pipeline while expanding your network.
Build relationships - Partner with Realtors, financial advisors, and other key referral sources.
Own the process - Work closely with our elite Operations Team to ensure smooth transactions.
What You Bring:
✔ Active NMLS license & 2+ years of self-generated mortgage origination experience.
✔ Proven ability to structure and close loans efficiently.
✔ A hunger to grow and a mindset to win-we coach, mentor, and elevate top performers.
Compensation & Perks:
💰 Commission-based earnings with a minimum wage draw - Your success = your paycheck.
🏥 Top-tier benefits - Medical, Dental, Vision, 401(k), and ESOP (Yes, you OWN part of the company!)
🏆 You Own Your Success & Your Future - Our Employee Stock Ownership Program (ESOP) gives you a stake in our winning team.
Ready to Win with Churchill Mortgage?
If you're driven to succeed and want to be part of a company that champions integrity, excellence, and unstoppable growth, let's talk. Apply now and take your career to the next level!
Loan Officer Support - Irvine, CA
Loan Officer Job 30 miles from Murrieta
Under the direction of the Loan Officer, or group of loan officers, acts as a liaison between the loan officer, in-process customers and branch operations staff.
Responsibilities
Handles loan volume as directed by each loan officer in a timely and efficient manner, while obtaining working knowledge of Company products as well as private and Government insured mortgage guidelines.
Schedules appointments with potential customers for the loan officer(s).
Interacts and interfaces with all parties involved in each individual loan transaction from application to closing.
May assist loan officer in collecting additional documents and promptly communicating loan status to all interested parties. Obtains remaining or uncollected loan documentation after closing.
Stays abreast of changes in rules and regulations pertaining to private and government insured mortgages.
Maintains a professional image and adheres to standards consistent with company policies and procedures.
Meets customer service standards as outlined by management.
Other duties as assigned except discussing or negotiating loan terms or conditions, directly with potential customers.
Qualifications
High school diploma or equivalent.
One to two years of sales or mortgage banking experience in loan processing, preferred.
Ability to interact with regional, and corporate departments, as well as realtors, sales agents, builders, appraisers, etc.
Excellent and effective communication skills, both verbal and written.
An ability to quickly assess and process large amounts of information, and must be able to use designated technology.
Must continue to expand knowledge of issues influencing the industry and the organization.
Must be organized and detail-oriented and possess ability to prioritize work load based on loan volume.
Must be available to work all regularly scheduled hours; arriving at scheduled reporting time and at the prescribed time after any breaks or lunch periods.
Must be willing to work overtime, as required.
Must be proficient in required origination technology and use of other office equipment.
Must maintain confidentiality of borrower and/or company information.
Valid driver's license and current automobile liability insurance, if driving is required for business purposes.
Other duties as assigned.
The above statements are intended to describe the general nature and level of work being performed by individuals in, or assigned to, the above position and are not intended to be construed as an exhaustive list of all responsibilities, duties and skills required, and may be changed at the discretion of the Company.
Mortgage Loan Officer
Loan Officer Job 30 miles from Murrieta
at loan Depot
Responsible for cultivating loans through internal digital lead source programs. May be assigned inside referrals from interstate branches, employee loans, departed loan consultants, or MSA/Desk rental partners. Ensures the performance of all duties in accordance with the company's policies and procedures, all U.S. state and federal laws and regulations, wherein the company operates.
Responsibilities:
Meets with borrowers to determine best loan program for individual needs after analyzing income, assets, credit, and property.
Prepares and submits loan submission sheet to set up.
Reads and understands rate sheets, product codes, loan level price adjustments in order to calculate rates and fees.
Negotiates and confirms rates, fees, and lock terms with customer.
Locks loans in the system with agreed upon terms and manages locked pipeline through funding.
Communicates positively and professionally with operations staff throughout the process of the loan to ensure a smooth closing.
Engages in managing the loan pipeline with all team members to meet company efficiency standards.
Collects all required documentation from borrowers and converts to paperless documents.
Communicates regularly with borrowers to meet desired expectations.
Analyzes potential marketing opportunities to develop future business opportunities.
Demonstrates knowledge of, adherence to, monitoring and responsibility for compliance with state and federal regulations and laws as they pertain to this position.
Intermediate skills in computer terminal and personal computer operation; Microsoft Office applications including but not limited to: Word, Excel, PowerPoint and Outlook.
Proficient with sales software and contact management tools.
Requirements:
Experience in the Mortgage industry required.
NMLS loan originator license required.
Continuing education classes required by licensing authority.
Continuing training classes required by the company to meet CFPB requirements.
High School Degree or equivalent required and a minimum of one (1) + years' experience working in a similar field.
Why work for #teamloan Depot:
Aggressive compensation package based on experience and skill set
Inclusive, diverse and collaborative culture where people from all backgrounds can thrive
Work with other passionate, purposeful and customer-centric people
Extensive internal growth and professional development opportunities including tuition reimbursement
Comprehensive benefits package including Medical/Dental/Vision
Wellness program to support both mental and physical health
Generous paid time off for both exempt and non-exempt positions
About loan Depot: loan Depot (NYSE: LDI) is a digital commerce company committed to serving its customers throughout the home ownership journey. Since its launch in 2010, loan Depot has revolutionized the mortgage industry with a digital-first approach that makes it easier, faster, and less stressful to purchase or refinance a home. Today, as the nation's second largest non-bank retail mortgage lender, loan Depot enables customers to achieve the American dream of homeownership through a broad suite of lending and real estate services that simplify one of life's most complex transactions. With headquarters in Southern California and offices nationwide, loan Depot is committed to serving the communities in which its team lives and works through a variety of local, regional, and national philanthropic efforts. Base pay is one part of our total compensation for Purchase Loan Consultants. The base pay for this role is determined by your state's minimum wage and county requirements. In addition to an uncapped commission plan. Ramp-up bonuses are possible, based on a proven record of recent production. We are an equal opportunity employer and value diversity in our company. We do not discriminate based on race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status.
Loan Originator
Loan Officer Job 53 miles from Murrieta
If you are ready to take your career to the next level, iServe Residential Lending and the Mortgage Loan Originator position is the place for you! We are a multi-state direct lender committed to providing a level of service that exceeds expectations within the mortgage industry.
With a winning team attitude and approach, iServe Residential Lending offers a dynamic environment full of energy and opportunity to learn. Our corporate culture empowers employees and encourages personal growth and advancement. We have cultivated a fun team atmosphere that, with hard work, enables individuals to reap the rewards
iServe offers a strong compensation plan, great benefits, a casual work environment and flexible scheduling. Join the iServe Winning Team.
A successful candidate will be able to discuss in detail their experience in the following areas:
SBA Loan Foregiveness Consultant (Contingent- based)
Loan Officer Job 27 miles from Murrieta
Job Title: SBA Loan Forgiveness Consultant (Contingent-Based)
We are a privately held, multi-family real estate company seeking a highly knowledgeable and results-driven SBA Loan Forgiveness Consultant. This role is ideal for a professional with a strong background in federal loan programs, particularly those related to the Small Business Administration (SBA), and a proven track record of navigating complex financial and compliance-related challenges.
The consultant will be responsible for evaluating existing loans and developing a strategy to pursue forgiveness or discharge in accordance with applicable laws and evolving SBA guidelines. This is an outcome-based role with compensation contingent on successful results.
Key Responsibilities:
Conduct a detailed assessment of the structure, use, and compliance of existing SBA loans across multiple properties to support potential forgiveness efforts.
Advise on viable legal or administrative strategies for loan forgiveness or discharge in line with current SBA regulations.
Prepare formal documentation and submit requests or appeals to relevant government agencies.
Stay up to date with SBA regulations, legislative changes, and public-sector funding updates.
Act as a liaison with internal legal, finance, and operations teams, as well as with external advisors.
Recommend strategic steps that align with federal frameworks and mitigate financial exposure.
Qualifications:
Demonstrated experience with SBA loan programs (EIDL, PPP, 7(a), 504) or federal economic relief funding.
Background in legal, finance, compliance, or public policy with exposure to real estate operations.
Ability to interpret federal guidelines and draft compelling formal appeals or hardship cases.
Strong communication, research, and project management skills.
Bachelor's or advanced degree in Law, Finance, Public Policy, or related discipline preferred.
Compensation:
This is a contingent-based role. Compensation will be provided based on successful outcomes related to loan forgiveness or discharge.
Application: Please send your resume and a summary of your relevant experience and proposed approach to ************************
Junior Mortgage Loan Officer
Loan Officer Job 30 miles from Murrieta
Are you competitive and detail-oriented? Do you want to be rewarded based on your effort and results? Our entry-level role is a Jr Mortgage Loan Officers American Heritage Lending, LLC located in Irvine, CA is experiencing tremendous growth. We are looking for results-oriented Junior Loan Officers who can generate new business/referrals and assist our Senior Loan Officers in creating and closing loan packages. If you enjoy building relationships, getting results, are driven, and love a fast-paced career, then this is the opportunity for you. Essential Duties & Responsibilities include:
Take and make calls generated from our Best in Class Marketing Machine provides a strong pool of leads to call
Consult with potential loan applicants - answer questions and provide additional information about home loan products to create personal relationships
Gather financial information to assist with loan applications, prepare loan files, and assess applicants' financial situation and eligibility
Monitor sales pipeline, meet sales expectations, get referrals, and generate new business opportunities
Work in an Office on a team and accelerate your learning
Experience & Minimum Qualifications (Skills, Knowledge & Abilities):
High School diploma or equivalent is required
Associates or Bachelor's is preferred
1-3 years of sales- related experience
Strong organizational skills
Great communication and customer service skills
Mortgage product knowledge is helpful but not required
A self-starter who is driven to perform consistently at a very high level
Proficient with Microsoft Office Suite. LOS system is Encompass
Essential Mental & Physical Requirements: Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions of the job.
Frequently required to sit, stand, kneel, stoop, or squat
Use hands or fingers to handle or feel objects, tools, or controls
Reach with hands and arms
Talk or hear
Specific vision ability includes close vision, distance vision, color vision, depth perception and the ability to adjust focus
Occasionally lift and/or move up to 25 pounds
Ability to analyze situations logically to identify causes and draw solid conclusions
Ability to anticipate the consequences of a situation
Ability to modify one's own behavior to meet expectations of others
Ability to sustain one's own emotions from interfering with responding effectively to internal and external customer's needs
Displays honesty and trustworthiness; has a sense of personal accountability; maintains a moral conviction to do the right thing
Physical Demands:
The physical demands are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
While performing the duties of this job, the employee is occasionally required to stand; walk; sit; use hands to finger, handle, or feel objects, tools or controls; reach with hands and arms; climb stairs; balance; stoop, kneel, crouch or crawl; talk or hear; taste or smell. The employee must occasionally lift and/or move up to 25 pounds. Specific vision abilities required by the job include close vision, distance vision, color vision, peripheral vision, depth perception, and the ability to adjust focus.
Work Environment:
This job operates in an office setting and largely sedentary, requiring the routine use of a computer and other standard office equipment. The ability to lift or move up to 20 pounds, bend, reach, and perform manual tasks may also be required. Remote work is an optional setting. Work environment characteristics are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodation may be made to enable individuals with disabilities to perform the essential functions. While performing the duties of this job, the employee is exposed to weather condition prevalent at the time. Business travel may provide for varying degrees of change in the work environment. The noise level in work environment is usually moderate.
Job Classification:
Hourly
Location:
Onsite at 19800 MacArthur Blvd, Ste 950, Irvine, CA 92612
Benefits:
Medical
Dental
Vision
Basic Life & AD&D
Matching 401(k)
Paid Time Off
Paid Holidays
Why American Heritage Lending:
We are a high-growth Company that doubled our staff in 2022
Competitive Salary
Wide Product Options - Bridge, Fix and Flip, FHA, VA, Conventional, Non-QM, DCSR, Hard Money Loans and more
We are not impacted by the volatility of the interest rate
This Company describes its culture as:
Family-Accountability-Integrity-Teamwork-Have fun along the way
Start your career today with American Heritage Lending!
Note:
Nothing in this job description restricts the company's right to assign or reassign duties and responsibilities to this position at any time. Reasonable accommodations may be made in appropriate circumstances to enable individuals to perform the essential functions of the position.
Compensation: $17.31 per hour
We are an equal opportunity employer and all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability status, protected veteran status, or any other characteristic protected by law.
American Heritage Lending is a customer service-oriented lender in the Non-QM mortgage market. The company was founded by mortgage professionals with a long history of providing flexible solutions to borrowers who don't fit the Qualified Mortgage space.
American Heritage Lending prides itself on providing superior service, and our experienced staff is here to help you every step of the way. Our highly trained Account Executives, Loan Brokers, and Loan Officers work with clients to structure loans and provide real solutions for difficult loans that were rejected by traditional lenders or Government automated underwriting methods.
This Company describes its culture as: Family-Accountability-Integrity-Teamwork-Have fun along the way
New Loan Audit Processor
Loan Officer Job 30 miles from Murrieta
div itemprop="description"section class="job-section" id="st-company Description"divp class="googlejobs-paragraph--empty"/ph2 class="title"Company Description/h2/divdiv class="wysiwyg"pspan At Kelly Services, we work with the best. Our clients include 99 of the Fortune 100TM companies, and more than 70,000 hiring managers rely on Kelly annually to access the best talent to drive their business forward.
If you only make one career connection today, connect with Kelly.
/spanbr//p/div/sectionsection class="job-section" id="st-"divp class="googlejobs-paragraph--empty"/ph2 class="title"Job Description/h2/divdiv class="wysiwyg" itemprop="responsibilities"pDescription:Our clients, one of the top international banks, is currently seeking a New Loan Audit Processor for a 6+ month temporary assignment.
This position is located in Irvine, CA/ppbr//ppbr//pp By working for our client, you will be exposed to a large global company (listed on the NYSE), work for one of the most financially stable financial institutions within the U.
S.
, work in a fast paced corporate environment and be an integral part to the Financial Services Team.
/ppbr//ppbr//pp Responsibilities:/ppbr//ppbr//pp Performs system audit on newly funded consumer real estate loans- compares loan terms on the loan documents (Note, Deed) to the system of record (MSP)/ppbr//pp Performs some data entry/ppbr//ppbr//pp SHIFT: 1st, Monday - Friday, 8-5PM/ppspan Pay Rate: $/spanspan16/hourspan/span/span/ppbr//ppbr//pp Required education: High School Diploma/GED/ppbr//pp Top 3 Must-Haves:/ppbr//pp- 2+ Years Mortgage Lending Experience/ppbr//pp- Administrative Experience/ppbr//pp- High school diploma or equivalent/p/div/sectionsection class="job-section" id="st-qualifications"divp class="googlejobs-paragraph--empty"/ph2 class="title"Qualifications/h2/divdiv class="wysiwyg" itemprop="qualifications"pHigh School Diploma/GEDbr//p/div/sectionsection class="job-section" id="st-additional Information"divp class="googlejobs-paragraph--empty"/ph2 class="title"Additional Information/h2/divdiv class="wysiwyg" itemprop="incentives"pstrong/strong/ppspan Why is this a great opportunity? The answer is simple…working at our client is more than a job; it's a career.
The opportunities are diverse whether you are right at the start of your career or whether you are looking for new challenges this is the job for you, so be quick and apply now!/spanbr//pp/pp/p/div/section/div
Bilingual Loan Specialist
Loan Officer Job 38 miles from Murrieta
Take your career to the next level! In the last few years our goal has been expansion, creating growth opportunities for many of our team members. Not only are we serious about growth, but we are also serious about helping our customers during hard financial times.
We take pride in providing solutions and offering a helping hand, not only to our customers but also to the communities we serve. As we continue to expand and grow into a national leader in consumer financing, we invite you to consider joining our team.
If you're passionate about making a meaningful impact in people's lives and bringing a personal touch to finance, we'd love to have you on board!
Regional Finance is hiring! We are looking for talented and driven individuals to join our team. Take the next step in your career and click that apply button!
Job Intro
The core of a Loan Specialist is being customer oriented. If you are interested in helping others in their time of need, then this is the career you have been looking for!
Why work at Regional?
* Regional offers competitive pay! We do our best to show that we value our team members!
* You are eligible for a monthly bonus. Who doesn't love a nice cash reward for their hard work?
* You will have promotion opportunities. We love to train our Loan Specialists into future Branch Managers!
* All full-time team members have access to our medical, dental, vision and 401(k) benefits!
Pay Range: $23-$26/ Hour
Pay range only applies to California residents.
Duties and responsibilities
* Provide exceptional service to all customers.
* Process credit loan applications and use product knowledge to present loan solutions to current and potential customers.
* Maintain office cash with accuracy and proper security.
* Grow account volume through good judgment and effective customer solicitations in the branch and by telephone.
* Minimize delinquent debt through calling customers and collecting on past-due accounts.
* Receive, track, and post all payments and fees to customer accounts in compliance with Company Policy.
* Transport money and deposits to and from bank.
* Other duties as assigned by leadership.
Minimum Qualifications
* High School Diploma or Equivalent.
* Prior customer service experience in either a sales/retail environment or cash management environment.
* Must pass drug screen, criminal and credit background checks.
* Valid Driver's License and access to a dependable automobile with liability insurance coverage.
* Bilingual - English/Spanish
Critical Competencies
* Demonstrated passion for customer service.
* Excellent written and verbal communication skills.
* Customer service minded with a personality that relates well with a broad spectrum of people, including external customers, branch colleagues, and corporate co-workers.
* Thrives in a pay for performance atmosphere.
* Proven ability to multi-task.
* High degree of integrity.
* Sales mentality.
* Adaptable to an ever-changing environment.
Working conditions
This position works in an office providing consumer loan products in person and over the phone. The typical working hours are 8:30am to 5:30pm Monday through Friday with some Saturdays required. Overtime may be required on an as needed basis and is at the discretion of upper management.
If you are a job applicant who resides in the state of California, please review our California Employee Privacy Policy at the following link: **************************************************************************************************
#RGNL
Regional is an equal opportunity employer and does not discriminate on the basis of race, color, religion, creed, national origin, sex (including pregnancy, childbirth, and related medical conditions), sexual orientation, gender identity, transgender status, age, disability, genetic information, veteran status, uniform service, or any other characteristic protected by applicable law ("Protected Characteristics"). Regional's policy of non-discrimination applies to all phases of the employment process and relationship, including, but not limited to, recruitment and selection; compensation and benefits; professional development and training; promotions and opportunities; transfers; social and recreational programs; layoff; and terminations.
Loan Processor
Loan Officer Job 30 miles from Murrieta
With direction and supervision from the Account Executive Supervisor, provides direct support to Relationship Managers of the Bank to manage and proactively address the needs of clients in connection with their loan and deposit relationships. Gathers or assists in compiling information as needed for loan documents, new account documentation, compliance related materials and any other administrative functions that are tied to the proper maintenance of a loan portfolio.
ESSENTIAL DUTIES AND RESPONSIBILITIES
Maintains an assigned/delegated client portfolio as the primary administrative officer.
Maintains an up to date tracking of the status, receipt, and delinquency of all required financial reporting items for their assigned portfolio.
Provides administrative support for all loan and deposit functions of their portfolio, including but not limited to:
Assists PM with collecting and organizing required new account documentation
Processes transfer requests for loans under his/her responsibility
Reviews and assists PM in keeping organized and complete loan files that are ready for FDIC review
Assists RM/PM with compliance administrative functions involved in the onboarding of new loan and deposit accounts
Requests financial information 90 days in advance of all loan reviews/renewals and informs PMs of any past due items.
Interacts independently and uses appropriate discretion with clients and prospects to ensure all administrative functions are addressed in a timely manner.
Maintains an accurate, up-to-date tracking log of all applications for credit in process.
Requests and reviews entity documentation and other required items for creation of loan documents.
Collaborates with bank's Note Department, escrow, title & attorneys, as needed to coordinate loan closings.
Prepares applicable closing checklists, appraisal order forms, and other required forms necessary to process the loan or begin underwriting in a timely manner and provides completed forms to RM/PM for review and approval.
ADDITIONAL RESPONSIBILITIES
Demonstrates high degree of professionalism in communication, attitude and teamwork with customers, peers and management
Demonstrates high level of quality work, attendance and appearance
Adheres to all Company Policies & Procedures and Safety Regulations
Adheres to local, state and federal laws
Understands and complies with all company rules and regulations
Attends training and maintains a basic knowledge of procedures to ensure compliance with laws and regulations governing financial institutions, as they apply to your position and job responsibilities, with an emphasis on the BSA/AML/CIP, Consumer Privacy, Regulation CC, Information Security, Bank Protection Act, FACT-Identity Theft, Information Technology and GLBA.
Additional duties as assigned as it relates to the position
SUPERVISORY RESPONSIBILITIES
This position does not have supervisory responsibilities
MINIMUM QUALIFICATIONS
Understand different borrowing entity structures
Thorough knowledge of commercial banking products and services.
General working knowledge of computer skills to communicate with all levels of bank management, staff and customers. (Excel, Word, PowerPoint and Internet access)
Ability to communicate clearly and effectively.
Strong organizational ability with capacity to efficiently manage multiple projects simultaneously.
Ability to take the initiative and prioritize tasks, good time-management, problem prevention and problem-solving skills.
COMPETENCIES:
Adaptability
Communication
Decision Making
Initiative
Innovation
Motivator
Organization
Professionalism
Results Orientated
IND123
Indirect Loan Processor / Funder 1
Loan Officer Job 42 miles from Murrieta
As an Indirect Loan Processor/Funder I you will, Under the supervision of the AVP Indirect Lending, performs all duties associated with processing Indirect Consumer loans. Monitors Dealer track, RouteOne and CUDL, Indirect applications. Reviews loan packages and determines steps necessary to complete processing and funding in an accurate and timely manner. Adds value to the organization by assisting with the process which adds assets to the Credit Union's portfolio. Works directly with the Auto Dealers and members.
Responsibilities:
Performs duties related to processing and funding of indirect consumer lending products.
Reviews documentation to ensure it corresponds with loan application; confirms accuracy of member information, conducts a comprehensive review of income verification, loads data in Loan Origination System, and funds in accordance with loan officer's instructions/stipulations. Work directly with Indirect Auto dealers to communicate loan stipulations and funding's.
Accepts incoming calls from vendors, dealerships and external and internal members. Answers questions and provides information related to loan processing and loan funding.
Indirect loans, reviews completed Indirect Funding Form and Checklist to confirm completion in accordance with credit union standards. Sends completed package to Records/File Room after funding is completed.
Completes telephone interview/verification of indirect applicants and collateral along with verification of physical damage insurance coverage for the financed vehicle.
Adheres to all auditing procedures designed to document the lending process and provide the proper checks and balances.
Supports and participates in continuous improvement activities.
Represents the Credit Union in a positive and professional manner.
Other related duties as assigned.
Maintains member and other sensitive information with confidentiality.
Treats co-workers and members with respect.
Qualifications:
Minimum combined 1 year related consumer loan processing and/or funding experience to include no less than 6 months indirect experience.
A working knowledge of all consumer lending products, documentation, policies and procedures, services and delivery methods.Familiarity with NCUA lending regulations, and consumer lending guidelines
Must be able to communicate effectively with members, management, team members and external third-parties.
Ability to interface with people in a positive manner with empathy, courtesy and tact.
Good interpersonal and consulting skills.
Team oriented and the ability to work collaboratively
Ability to analyze and solve problems relative to member service needs
Ability to multitask and prioritize activities
Ability to utilize calculator with accuracy.
Proficiency in the operations of a PC and Microsoft Office applications such as Outlook, Word and Excel
Education:
High School Diploma.
Website:
Nuvisionfederal.com/careers
Benefits:
Medical
Dental
Vision
Life Insurance
Flexible Spending Account
401(k) Matching
Paid Time Off
Training Provided
Tuition Reimbursement
Covid-19 Precaution(s):
Remote Interview Process (some positions vary)
Social Distancing and Mask Guidelines in place
Junior Loan Processor
Loan Officer Job 37 miles from Murrieta
Secure One Capital is an elite mortgage lender founded in 1995.
The Best Kept Secret is interviewing again! Come join a team of amazing professionals, truly the best of the best in the industry. With a top tier compensation package, invigorating culture, cash incentives, there is no place you'd rather be. Stop being just a number and start being truly valued and appreciated for all of your strengths. When we hire, we hire for the long term. We have recently been recognized by the BBB by being awarded their Torch Award for Ethics.
We are seeking experienced Junior Loan Processors to join our team as full-time employees. This position is located in our Costa Mesa office. Come work with a lender with more than 25 successful years in the business, where our team members are our most valuable asset!
The ideal candidate will:
• Have a minimum of 1+ years of verifiable mortgage loan processing experience
• Work well in a fast-paced dynamic department
• Have a team mentality when it comes to working directly with top producing loan originators
• Be able to package a loan file which is ready for submission to underwriting
• Be able to review the entire file especially client income, asset, and general documentation for accuracy and completeness
• Have a “whatever it takes” to get the job done attitude
• Have knowledge of TRID, FHA, VA, Fannie, Freddie guidelines
• Possess a high level of integrity
• Be detail-oriented
• Be familiar with LE and CD mortgage disclosure requirements
• Possess strong written and verbal communication skills to communicate effectively with LOs, clients, openers, AMCs, underwriters, funders, etc.
• Be a master of time management
• Have an understanding that the loan officers and the borrowers are our clients who deserve Five Star Service every time!
Mortgage Banker
Loan Officer Job 37 miles from Murrieta
We are looking for an experienced, service, and detail-oriented mortgage loan officer to join our team. We believe in removing obstacles and creating a supportive environment for you to thrive in. If you have a proven track record of creating lending solutions for your clients, we'd love to have you on our team.
Please apply today!
Associate Loan Originator, NE - Irvine, CA
Loan Officer Job 30 miles from Murrieta
Under the direction of the Lead/Primary Loan Originator, performs office or non-manual work directly related to the management or general business operations of PrimeLending and its customers and markets and promotes PrimeLending products and services to the team's client base of realtors, builders, bank officers and potential and past clients. May serve as a partner to the Lead/Primary Loan Originator. Acts as a liaison between the Lead/Primary and/or other team members, in-process customers and branch operations staff.
Responsibilities
Markets and promotes PrimeLending's financial products;
Associate Originators will not be subject to the minimum personal production standards for Loan Originators in order to qualify for a team relationship.
Establishes and maintains relationships with realtors, bank officers, builders and new home sales representatives in order to develop and retain existing business; and by visiting subdivisions as required if partnering with lead/primary loan originator.
Handles loan volume as directed by team lead/primary loan originator in a timely and efficient manner, while obtaining working knowledge of Company products as well as private and Government insured mortgage guidelines.
Monitors overall customer interaction and interfaces with all parties involved on each individual loan from application to closing, including but not limited to counseling and pre-qualifying potential home buyers.
Collects and analyzes information regarding the customer's income, assets, investments or debts.
Schedules appointments with potential customers for the team.
Interacts and interfaces with all parties involved in each individual loan transaction from application to closing.
Obtains all necessary support documents including the appropriate fees and collects additional documents and promptly communicating loan status to all interested parties. Obtains remaining or uncollected loan documentation after closing.
Negotiates terms and conditions of loans with customers.
Stays abreast of changes in rules and regulations pertaining to private and government insured mortgages.
Maintains a professional image and adheres to standards consistent with company policies and procedures.
Meets customer service standards as outlined by management.
Other functions as needed.
Qualifications
High school diploma or equivalent and appropriate licenses as required by state.
Valid driver's license and current automobile liability insurance.
A minimum of 6 months loan originator experience required.
Interacts with regional & corporate departments, as well as realtors, sales agents, builders, appraisers, etc.
Demonstrated judgment and decision making ability. Excellent and effective presentation and communication skills, both verbal and written.
Ability to quickly assess and process large amounts of data and use of appropriate AU software technology.
Must be active in the community and in those job-related organizations to enhance the network of beneficial contacts.
Continue to expand knowledge of issues influencing the industry and the organization.
*In accordance with the US Department of Labor Regulations Part 541-Exemptions under the Fair Labor Standards Act (FLSA) Section 13 (a)(1) employees who meet certain tests will qualify for Exempt Status.
The above statements are intended to describe the general nature and level of work being performed by individuals in, or assigned to, the above position and are not intended to be construed as an exhaustive list of all responsibilities, duties and skills required, and may be changed at the discretion of the Company.
Loan Originator
Loan Officer Job 53 miles from Murrieta
If you are ready to take your career to the next level, iServe Residential Lending and the Mortgage Loan Originator position is the place for you! We are a multi-state direct lender committed to providing a level of service that exceeds expectations within the mortgage industry.
With a winning team attitude and approach, iServe Residential Lending offers a dynamic environment full of energy and opportunity to learn. Our corporate culture empowers employees and encourages personal growth and advancement. We have cultivated a fun team atmosphere that, with hard work, enables individuals to reap the rewards
iServe offers a strong compensation plan, great benefits, a casual work environment and flexible scheduling. Join the iServe Winning Team.
A successful candidate will be able to discuss in detail their experience in the following areas:
Summary of Duties:
The Loan Originator position requires maintaining minimum production standards, progressing towards exceeding those minimums.
Essential Duties:
• Engage in selling loan products outside the office more than 50% of the time.
• Submit Loans, working efficiently with borrower, branch and corporate office
• Maintain comprehensive working knowledge of:
Current Rates and Products
Company Policy and Procedure
Regulatory Compliance Requirements
Company provided tools
FHA / Conventional/VA process
• Maintain State Licensing; continuing education required
• Effectively use all marketing channels available
• Cultivate and maintain relationships with Real Estate professionals
• Communicate effectively with all parties involved, including, but not limited to:
o Branch Manager
o Operations Manager and Dept.
o Underwriting Coordinator
o Borrower
• Present a professional image and demeanor both within the company and externally
• Maintain necessary knowledge to successfully perform job responsibilities
• Conduct business in accordance with iServe's/NAD's core values of honesty; integrity, and transparency
• Act as a role model/leader in achieving organizational results.
• Seek innovative alternatives to performing assigned duties.
• Ability to work effectively, independently, as well as with team members to achieve department growth.
• Facilitate an effective and respectful work environment.
• Strive to exceed internal and external customers' expectations.
Other Duties:
• Performs other duties as assigned.
Qualifications (Education, Experience, and Skills):
• Some college course work in business or finance preferred
• NMLS License specific to state of employment
• Minimum of two years job related experience
• Residential mortgage banking knowledge and experience in negotiations or sales is required
• Basic knowledge of PCs and related Microsoft office application
• Self-motivated with strong desire to succeed
• Strong sales ability and drive
• Detail oriented with ability to multi task
• Strong interpersonal & written communication skills
• Strong team oriented atmosphere
• Professionalism and integrity are essential
• Ability to read and interpret mortgage documents, real estate sales contracts, valuation forms and attorney correspondence, and company policies and procedures
• Basic mathematical skills
• Strong ability to apply common sense understanding to carry out instructions furnished in written or oral form
• Ability to problem solve under a variety of situations and circumstances
The Perks:
• A great work environment in a well-capitalized firm committed to individual and collective success!
• Ability to create strategic plans and take ownership within departmental structure
• Opportunity for advancement within the company
iServe Companies is committed to fair lending principles and compliance with all fair lending laws.
Bilingual Loan Specialist
Loan Officer Job 38 miles from Murrieta
divp Take your career to the next level! In the last few years our goal has been expansion, creating growth opportunities for many of our team members. Not only are we serious about growth, but we are also serious about helping our customers during hard financial times.
/pp/pp We take pride in providing solutions and offering a helping hand, not only to our customers but also to the communities we serve.
As we continue to expand and grow into a national leader in consumer financing, we invite you to consider joining our team.
/pp/pp If you're passionate about making a meaningful impact in people's lives and bringing a personal touch to finance, we'd love to have you on board!/pp style="text-align:inherit"/pp style="text-align:inherit"/pp Regional Finance is hiring! We are looking for talented and driven individuals to join our team.
Take the next step in your career and click that apply button!br/br/bJob Intro/b/pp The core of a Loan Specialist is being customer oriented.
If you are interested in helping others in their time of need, then this is the career you have been looking for!/pp/ppb Why work at Regional?/b/pullip Regional offers bcompetitive pay!/b We do our best to show that we value our team members!/p/lilip You are eligible for a bmonthly bonus/b.
Who doesn't love a nice cash reward for their hard work?/p/lilip You will have bpromotion opportunities/b.
We love to train our Loan Specialists into future Branch Managers!/p/lilip All full-time team members have access to ourb medical, dental, vision and 401(k) benefits/b! /p/li/ulp/pp Pay Range: $23-$26/ Hour/pp Pay range only applies to California residents.
/pp/ppb Duties and responsibilities/b/pullip Provide exceptional service to all customers.
/p/lilip Process credit loan applications and use product knowledge to present loan solutions to current and potential customers.
/p/lilip Maintain office cash with accuracy and proper security.
/p/lilip Grow account volume through good judgment and effective customer solicitations in the branch and by telephone.
/p/lilip Minimize delinquent debt through calling customers and collecting on past-due accounts.
/p/lilip Receive, track, and post all payments and fees to customer accounts in compliance with Company Policy.
/p/lilip Transport money and deposits to and from bank.
/p/lilip Other duties as assigned by leadership.
/p/li/ulp/ppb Minimum Qualifications/b/pullip High School Diploma or Equivalent.
/p/lilip Prior customer service experience in either a sales/retail environment or cash management environment.
/p/lilip Must pass drug screen, criminal and credit background checks.
/p/lilip Valid Driver's License and access to a dependable automobile with liability insurance coverage.
/p/lilip Bilingual - English/Spanish/p/li/ulp /ppb Critical Competencies/b/pullip Demonstrated passion for customer service.
/p/lilip Excellent written and verbal communication skills.
/p/lilip Customer service minded with a personality that relates well with a broad spectrum of people, including external customers, branch colleagues, and corporate co-workers.
/p/lilip Thrives in a pay for performance atmosphere.
/p/lilip Proven ability to multi-task.
/p/lilip High degree of integrity.
/p/lilip Sales mentality.
/p/lilip Adaptable to an ever-changing environment.
/p/li/ulp/ppb Working conditions/b/ppspan This position works in an office providing consumer loan products in person and over the phone.
The typical working hours are 8:30am to 5:30pm Monday through Friday with some Saturdays required.
Overtime may be required on an as needed basis and is at the discretion of upper management.
/span/pp/pp/ppispan If you are a job applicant who resides in the state of California, please review our California Employee Privacy Policy at the following link: /spana href="**************
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com/?url=https%3A%2F%2Fregionalfinance.
com%2Fwp-content%2Fuploads%2F2022%2F11%2FUPDATED-Employee-Privacy-Policy-11.
2022.
pdfamp;data=05%7C01%7Ckosbourne%40regionalmanagement.
com%7Ccbfca771ccc44705633a08dbd0b549c6%7C1a8b602c7bb04271848c1babf860f1ce%7C0%7C0%7C**********67701991%7CUnknown%7CTWFpbGZsb3d8eyJWIjoiMC4wLjAwMDAiLCJQIjoiV2luMzIiLCJBTiI6Ik1haWwiLCJXVCI6Mn0%3D%7C3000%7C%7C%7Camp;sdata=qb OOuUdO%2FlrgstOu%2F%2B4SNrv0rtI9xmICFwraZVcvdQc%3Damp;reserved=0" target="_blank"************************
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pdf/a /i/ppi#RGNL/i/pp style="text-align:inherit"/pp style="text-align:inherit"/pp style="text-align:left"Regional is an equal opportunity employer and does not discriminate on the basis of race, color, religion, creed, national origin, sex (including pregnancy, childbirth, and related medical conditions), sexual orientation, gender identity, transgender status, age, disability, genetic information, veteran status, uniform service, or any other characteristic protected by applicable law (“Protected Characteristics”).
Regional's policy of non-discrimination applies to all phases of the employment process and relationship, including, but not limited to, recruitment and selection; compensation and benefits; professional development and training; promotions and opportunities; transfers; social and recreational programs; layoff; and terminations.
/p/div
Loan Processor / Funder 2
Loan Officer Job 42 miles from Murrieta
Performs all duties associated with processing Consumer, Credit Card, and Home Equity Lines of Credit (HELOC) loans. Reviews loan packages and determines steps necessary to complete funding in an accurate and timely manner. Adds value to the organization by assisting with the process which adds assets to the Credit Union's portfolio.
Responsibilities:
Performs duties related to processing and funding all types of consumer lending products.
Reviews documentation to ensure it corresponds with loan application; confirms accuracy of member information, conducts a comprehensive review of income verification, loads data in Loan Origination System, and funds in accordance with loan officer's instructions/ stipulations.
Obtains accurate pay off figures, and prepares and mails pay off checks and letters in relation to consumer loan funding.
Accepts incoming calls, answers questions and provides information related to loan processing and loan funding.
Adheres to all auditing procedures designed to document the lending process and provide the proper checks and balances.
Supports and participates in continuous improvement activities.
Represents the Credit Union in a positive and professional manner.
Other related duties as assigned.
Maintains member and other sensitive information with confidentiality.
Treats co-workers and members with respect.
Qualifications:
Minimum two years consumer loan processing and or funding experience.
A comprehensive knowledge of all consumer lending products, documentation, policies and procedures, services and delivery methods.
Working knowledge of NCUA lending regulations, and consumer lending and collections concepts and practices.
Must be able to communicate effectively with members, management, team members and external third-parties.
Ability to interface with people in a positive manner with empathy, courtesy and tact.
Good interpersonal and consulting skills.
Able to handle difficult calls.
Team oriented and the ability to work collaboratively
Ability to analyze and solve problems relative to member service needs
Must be able to coordinate, manage and guide multiple priorities simultaneously and effectively through to completion.
Education: High School or Equivalent
Website: nuvisionfederal.com/careers
Benefits:
Medical
Dental
Vision
Life Insurance
Flexible Spending Account
401(k) Matching
Paid Time Off
Training Provided
Tuition Reimbursement
Covid-19 Precaution(s):
Remote Interview Process (some positions vary)
In-Person Interview required for Front-Line Positions
Social Distancing and Mask Guidelines in place
Mortgage Loan Closer
Loan Officer Job 30 miles from Murrieta
American Heritage Lending, LLC located in Irvine CA is looking for a Mortgage Loan Closer. Established in 2008, the company was founded to be a company set apart from an already impacted market. Licensed in multiple states across the US, the premise of our company evolved into the pinnacle for our success - creating a caring experience for the families we service across the nation.
Position Overview:Responsible for ensuring timely preparation and closing of mortgage loans through activities such as preparing, reviewing and maintaining loan closing documents. Responsible for maintaining loan quality by adhering to procedures, compliance requirements, underwriting and closing guidelines. Provides superior customer service to internal and external customers. Organizes and verifies the different aspects of the loan funding process including making sure all loan closing documentation is correct and executed correctly, all closing conditions have been satisfied and fund the loan by performing the applicable wire transfer transactions for mortgage loans. Essential Duties & Responsibilities include:
Verify that proper loan disclosures have been provided to the borrower and are in the loan file.
Prepare and review critical closing documents for mortgage loans.
Coordinate closing figures with the title company or escrow officer.
Resolves title problems and other related closing issues to ensure correct lien position.
Coordinate the closing process between all parties involved in the closing: customers, loan originators, attorneys, closing agents and realtors.
Verify wire instructions, title company information and provide funding authorization.
Review accuracy of closing documents and confirm any closing conditions are satisfied.
Provide daily funding reports for tracking of completed and pending wires.
Ensure that all required loan documents are delivered to the loan closing in a timely manner.
Follows up on any deficiency requests by Shipping and Post-Closing to ensure timely procedures for loan funding.
Verifies loan closing documentation is correct and executed correctly.
Ensures all closing and funding conditions have been satisfied.
Funds mortgage loans by performing the applicable wire transfer transaction through the Bank wire department.
Promotes the Bank's products and services whenever possible; participates in bank sponsored events, networking and volunteer opportunities at every opportunity
Provides service that aligns with Reliant Bank's Brand Promise: We are a growing community of friends - one relationship at a time
Follows all regulatory rules and regulations, immediately reports any suspicious behavior and/or situations that may result in criminal or emergency incidents, and completes all required training in a timely manner
Ability to work closely with other departments within the organization to resolve any issues related to closing documents
Performs other tasks and projects as needed
Experience & Minimum Qualifications (Skills, Knowledge & Abilities):
College degree in business related field or equivalent professional experience preferred.
Three or more years of mortgage closing experience preferred, including Conventional, VA, FHA, State Bond programs, etc.
Knowledge of document prep systems (Doc Magic experience preferred)
Proficient understanding of mortgage banking concepts and regulations
Comprehensive understanding of HVCC, TILA and RESPA guidelines
Ability to communicate effectively through writing, speaking and listening
Outstanding organization, attention to detail, analytical and problem resolution skills
Ability to work efficiently under time constraints, in a fast-paced environment
Ability to provide superior level of customer service
Strong Microsoft Office skills
Ability to work overtime as needed, especially the last ten business days of each month.
Essential Mental & Physical Requirements:Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions of the job.
Frequently required to sit, stand, kneel, stoop, or squat
Use hands or fingers to handle or feel objects, tools, or controls
Reach with hands and arms
Talk or hear
Specific vision ability includes close vision, distance vision, color vision, depth perception and the ability to adjust focus
Occasionally lift and/or move up to 25 pounds
Ability to analyze situations logically to identify causes and draw solid conclusions
Ability to anticipate the consequences of a situation
Ability to modify one's own behavior to meet expectations of others
Ability to sustain one's own emotions from interfering with responding effectively to internal and external customer's needs
Displays honesty and trustworthiness; has a sense of personal accountability; maintains a moral conviction to do the right thing
Physical Demands:The physical demands are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
While performing the duties of this job, the employee is occasionally required to stand; walk; sit; use hands to finger, handle, or feel objects, tools or controls; reach with hands and arms; climb stairs; balance; stoop, kneel, crouch or crawl; talk or hear; taste or smell. The employee must occasionally lift and/or move up to 25 pounds. Specific vision abilities required by the job include close vision, distance vision, color vision, peripheral vision, depth perception, and the ability to adjust focus.
Work Environment:This job operates in an office setting and largely sedentary, requiring the routine use of a computer and other standard office equipment. The ability to lift or move up to 20 pounds, bend, reach, and perform manual tasks may also be required. Remote work is an optional setting. Work environment characteristics are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodation may be made to enable individuals with disabilities to perform the essential functions. While performing the duties of this job, the employee is exposed to weather condition prevalent at the time. Business travel may provide for varying degrees of change in the work environment. The noise level in work environment is usually moderate.
Job Classification:
Non-Exempt
Location:
Remote
Benefits:
Medical
Dental
Vision
Matching 401(k)
Paid Time Off
Paid Holidays
Why American Heritage Lending:
We are a high-growth Company that doubled our staff in 2022
Competitive Salary
Wide Product Options - Bridge, Fix and Flip, FHA, VA, Conventional, Non-QM, DCSR, Hard Money Loans and more
We are not impacted by the volatility of the interest rate
This Company describes its culture as:
Family-Accountability-Integrity-Teamwork-Have fun along the way
Start your career today with American Heritage Lending!
Note: Nothing in this job description restricts the company's right to assign or reassign duties and responsibilities to this position at any time. Reasonable accommodations may be made in appropriate circumstances to enable individuals to perform the essential functions of the position.
Flexible work from home options available.
Compensation: $28.00 - $30.00 per hour
We are an equal opportunity employer and all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability status, protected veteran status, or any other characteristic protected by law.
American Heritage Lending is a customer service-oriented lender in the Non-QM mortgage market. The company was founded by mortgage professionals with a long history of providing flexible solutions to borrowers who don't fit the Qualified Mortgage space.
American Heritage Lending prides itself on providing superior service, and our experienced staff is here to help you every step of the way. Our highly trained Account Executives, Loan Brokers, and Loan Officers work with clients to structure loans and provide real solutions for difficult loans that were rejected by traditional lenders or Government automated underwriting methods.
This Company describes its culture as: Family-Accountability-Integrity-Teamwork-Have fun along the way
Jr. Mortgage Banker
Loan Officer Job 37 miles from Murrieta
CALLING ALL NEWLY LICENSED MORTGAGE BANKERS!!!
Have your recently passed your NMLS state exam and not happy with your current company because they didn't keep their promises? Or are you looking for a new home to hang your license that will fully train you to become successful? We have multiple MILLION DOLLAR earners that we trained who also had little to no previous experience, just like you.
Secure One Capital is one of the most elite mortgage lenders in Orange County and we are now accepting a select few that we will train to become the BEST version of themselves. We will put you through our B.E.S.T. training program and give you every tool possible to be the BEST of the BEST!
What We Offer:
Higher than average hourly wage
One of the most aggressive Commission Structures . Paying Up to 100 BPS.
90% of clients work with us through Direct Mail Calls and Qualified Live Transfers from our Onsite call Center.
Fast paced environment where you'll need to quickly respond to leads providing a quote.
Continuously follow up to convert leads to clients
Competitive Pricing and Rapid Turn Times
Responsibilities:
Collect financial information (e.g. taxes, debts)
Evaluate creditworthiness and eligibility for obtaining a mortgage loan
Interview clients
Guide clients through mortgage loan options
Prepare and submit mortgage loan applications
Ensure data are in line with national and local financial rules
Monitor and report on application processes
Inform clients about loan approval or rejection
Help resolve problems with applications
Research new mortgage loan policies
Ensure compliance with privacy laws and confidentiality policies throughout the process
Build a supportive referral network (e.g. with clients, lenders, real estate agents)
Required Skills For This position
Knowledge of LOS software (Calyx Point or Encompass)
Must have active NMLS
Previous experience in sales or customer support
Knowledge of Microsoft Office programs to include Microsoft Word, Excel and Outlook
Thorough understanding of lender credit/rebate and loan discount points
Ability to price mortgages through various lender portals pricing engines
Must be able to explain every section of the GFE/LE to clients
Excellent verbal and written communication skills
Ability to work very quickly and efficiently in sending quotes to clients
Must achieve a 33% conversion ratio on leads to applications
Required License:
Active NMLS
Benefits:
Medical
Dental
Vision
Company paid life insurance
401k
PTO
Paid Holidays
Amazing Culture