2023-075 Loan Recovery Officer
Loan Officer Job 49 miles from North Highlands
Job Details Stockton, CA $65000.00 - $75000.00 SalaryLoan Recovery Officer
Manages and services a portfolio of the Bank's adversely-graded loans (“Special Loans”) to preserve loan principle and secure interest. Collects payments on delinquent Real Estate loans.
ESSENTIAL DUTIES
Develop repayment plans to accommodate customer and Bank needs.
Structure loan/repayment terms within established limits.
Collect assigned delinquent Real Estate loans.
Maintain tickler system on accounts to ensure proper follow-up.
Conduct “skip-tracing” on all accounts.
Arrange for property repossessions and foreclosures.
Receive and initiate appropriate action on bankrupt accounts.
Develop network of credit contacts as resource in recovery accounts.
Resolve legal issues regarding non-payments.
Maintain awareness of current collection and lending laws for all types of loans.
Court appearances as required.
SECONDARY DUTIES
The position of Loan Recovery Officer performs duties specific to the position and other function as assigned.
COMPLIANCE RESPONSIBILITIES
Must be familiar with all deposit related regulations and receive training on a regular basis as appropriate. This includes but in not limited to BSA, Reg E, Reg CC, Reg DD, BPA, RFPA/Reg P, Reg D and Branch Closing Procedures. Employee must follow all policies and procedures as set forth by the Bank as well as any regulations. Employee must also have knowledge of all lending related regulations including but not limited to: Reg Z, FEMA, HMDA, Fair Lending, FCRA, RESPA, and Predatory Lending.
The employee must be able to take and pass all the required regulatory training as outlined by the Bank on a quarterly basis.
This employee must adhere to all security related procedures of the Bank including Branch security, protection of customer information and security as it relates to the Bank's internet and technology systems.
SUPERVISORY RESPONSIBILITY
The position of Loan Recovery Officer is responsible for the supervision of Loan Recovery Specialists.
ENVIROMENTAL AND PHYSICAL ACTIVITY
The Loan Recovery Officer is in a non-confined office-type setting in which he or she is free to move about at will. It may include some minor annoyances such as noise, odors, drafts, etc,
This employee in the course of performing this position spends time writing, typing, speaking, listening, lifting up to 15 pounds, carrying, sitting, pulling, walking, standing, squatting, kneeling and reaching.
This employee for this position may operate any or all of the following: telephone, cellular telephone, copy and fax machines, adding machine (calculator), money counter, typewriter, computer terminal, personal computer and related printers.
The work environment characteristics described here are representative of those an employee encounters while performing the essential functions of this job.
Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
MENTAL DEMANDS
Employee must be able demonstrate their ability to read documents or instruments, detailed work, problem solving, customer contact, reasoning, language, presentations, verbal and written communications, analytical reasoning, multiple concurrent tasks and frequent interruptions.
MINIMUM REQUIREMENTS
These specifications are general guidelines based on the minimum experience normally considered essential to the satisfactory performance of this position. The requirements listed below are representative of the knowledge, skill and /or ability required to perform the position in a satisfactory manner. Individual's abilities may result in some deviation from these guidelines.
Knowledge of Bank collection procedures and systems
Working knowledge of bankruptcy laws
Good oral and written communication skills
Negotiation skills
Knowledge of laws and regulations applicable to Special Loans (e.g., truth-in-lending, fair credit reporting)
3 - 5 years of collection experience
Mortgage Loan Officer / Home Loan Specialist - Bilingual
Loan Officer Job 10 miles from North Highlands
Job Details Sacramento, CA - Sacramento, CA Full Time Sales
Why Churchill Mortgage? We provide our Loan Officers the systems and processes that allow them to close more loans, faster and with the highest customer service ratings. Our Operations Team truly takes ownership of the process; delivering an enjoyable and referable experience to every customer, every time no excuses. Our systems & processes allow you to spend more time originating, building relationships and generating new clients.
Our Commitment to You: We're here to help you close business, not put up roadblocks. As a team we all operate under the maxim of supporting you, in every way possible. You'll be instantly impressed at the level of service and attention you receive. In fact, many of our new hires tell us that they keep pinching themselves after 2-3 months. It's that good here.
We would like to talk with you if you love serving clients, are experienced, and have the heart of an educator. Looking for well qualified originators that focus on file quality.
Responsibilities
Educate customers on best financing solutions
Manage a large pipeline of loans
Originate and make sales of loan packages to customers, including meeting and counseling with customers at their homes and offices.
Engage in marketing, promotion and business development activities in support of sales, including calling on real estate agents and brokers, financial advisors and other potential referral sources.
Provide applicants with information regarding the loan application process.
Oversee all customer interactions and ensure a smooth transaction by interfacing with Realtors and Processors
Other duties may be applicable as business needs may dictate and as assigned by management.
Qualifications
Candidate must be fluent in English and Spanish and have excellent written & verbal communication skills in both languages
Dedicated to growing yourself and your skills
Active NMLS license
2+ years of self-gen mortgage origination experience required
Knowledge of basic loan programs and loan structuring needed for success
Desire to grow and be coachable with the best leadership in the industry
Must be able to pass a criminal history information background check. Other duties may be applicable as business needs may dictate and as assigned by management. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. If you are working from home, you must have access to reliable, high-speed internet (not satellite; Minimum of 25 Mbs download speed and 15 Mbs upload speed).
Benefits
Churchill Mortgage's generous benefits package is available to all full-time employees. This includes Medical, Dental, Vision, HSA, FSA, Life, Disability, Accident, Cancer, Critical Illness, 401(k) & ESOP (Employee Stock Ownership Program).
Employees Own the Company
Our ESOP was established by founder and president, Mike Hardwick, in 2013. It gives all current and future Churchill Mortgage employees ownership of the company in the form of company stock. Churchill Mortgage is the first privately-owned mortgage company to offer an Employee Stock Ownership Program (ESOP).
Churchill Mortgage Corporation is an Equal Opportunity Employer
Supervising Mortgage Loan Officer
Loan Officer Job 49 miles from North Highlands
At PNC, our people are our greatest differentiator and competitive advantage in the markets we serve. We are all united in delivering the best experience for our customers. We work together each day to foster an inclusive workplace culture where all of our employees feel respected, valued and have an opportunity to contribute to the company's success. As a(n) Supervising Mortgage
Loan Officer within PNC's Mortgage organization, you will be based in Central Valley (Stockton, Modesto, Sacramento, Turlock),
CA.
This position is a producing role with salary and incentives .
**Job Description**
+ Recommends
loan solutions in accordance with lending guidelines and clients' requirements. Manages daily
loan activities of a small, high performing Mortgage
Loan Officer team.
+ Manages a portfolio of customer relationships. Seeks prospective opportunities to retain and/or develop new clients. Prepares
loan solutions and refers other banking products and services; reviews documentation to ensure compliance.
+ Grows, retains and develops an effective sales force to cover the geography of the market. Manages own and team's pipeline for efficiency.
+ Collaborates with internal and external stakeholders to complete mortgage transactions.
+ Collects and analyzes customer financial information for multifaceted and/or complex borrowers.
PNC Employees take pride in our reputation and to continue building upon that we expect our employees to be:
+ **Customer Focused** - Knowledgeable of the values and practices that align customer needs and satisfaction as primary considerations in all business decisions and able to leverage that information in creating customized customer solutions.
+ **Managing Risk** - Assessing and effectively managing all of the risks associated with their business objectives and activities to ensure they adhere to and support PNC's Enterprise Risk Management Framework.
**Qualifications**
Successful candidates must demonstrate appropriate knowledge, skills, and abilities for a role. Listed below are skills, competencies, work experience, education, and required certifications/licensures needed to be successful in this position.
**Preferred Skills**
Banking Products, Client Prospecting, Customer Relationships, Customer Solutions, Documentations, Innovation, Mortgages, Sales
**Competencies**
Coaching Others, Customer Experience Management., Effective Communications, Financial Analysis,
Loan Origination, Matrix Management, Mortgage Products., Sales Tasks And Activities, Selling.
**Work Experience**
Roles at this level typically require a university / college degree, with 2+ years of relevant professional experience. In lieu of a degree, a comparable combination of education, job specific certification(s), and experience (including military service) may be considered.
**Education**
No Degree
**Certifications**
No Required Certification(s)
**Licenses**
Candidates being considered for this position will be subject to additional background checks as required by Consumer Financial Protection Bureau regulations.
**Pay Transparency**
Base Salary: $37,440.00 - $37,440.00
Salaries may vary based on geographic location, market data and on individual skills, experience, and education. This role is incentive eligible with the payment based upon company, business and/or individual performance.
**Application Window**
Generally, this opening is expected to be posted for two business days from 05/09/2025, although it may be longer with business discretion.
**Benefits**
PNC offers a comprehensive range of benefits to help meet your needs now and in the future. Depending on your eligibility, options for full-time employees include: medical/prescription drug coverage (with a Health Savings Account feature), dental and vision options; employee and spouse/child life insurance; short and long-term disability protection; 401(k) with PNC match, pension and stock purchase plans; dependent care reimbursement account; back-up child/elder care; adoption, surrogacy, and doula reimbursement; educational assistance, including select programs fully paid; a robust wellness program with financial incentives.
In addition, PNC generally provides the following paid time off, depending on your eligibility: maternity and/or parental leave; up to 11 paid holidays each year; 8 occasional absence days each year, unless otherwise required by law; between 15 to 25 vacation days each year, depending on career level; and years of service.
To learn more about these and other programs, including benefits for full time and part-time employees, visit Your PNC Total Rewards (******************************* .
**Disability Accommodations Statement**
If an accommodation is required to participate in the application process, please contact us via email at
[email protected] . Please include "accommodation request" in the subject line title and be sure to include your name, the job ID, and your preferred method of contact in the body of the email. Emails not related to accommodation requests will not receive responses. Applicants may also call ************ and say "Workday" for accommodation assistance. All information provided will be kept confidential and will be used only to the extent required to provide needed reasonable accommodations.
At PNC we foster an inclusive and accessible workplace. We provide reasonable accommodations to employment applicants and qualified individuals with a disability who need an accommodation to perform the essential functions of their positions.
**Equal Employment Opportunity (EEO)**
PNC provides equal employment opportunity to qualified persons regardless of race, color, sex, religion, national origin, age, sexual orientation, gender identity, disability, veteran status, or other categories protected by law.
This position is subject to the requirements of Section 19 of the Federal Deposit Insurance Act (FDIA) and, for any registered role, the Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (SAFE Act) and/or the Financial Industry Regulatory Authority (FINRA), which prohibit the hiring of individuals with certain criminal history.
**
California Residents**
Refer to the
California Consumer Privacy Act Privacy Notice (****************************************************************************************************** to gain understanding of how PNC may use or disclose your personal information in our hiring practices.
Loan Officer
Loan Officer Job 6 miles from North Highlands
PENNYMAC Pennymac (NYSE: PFSI) is a specialty financial services firm with a comprehensive mortgage platform and integrated business focused on the production and servicing of U. S. mortgage loans and the management of investments related to the U.
S.
mortgage market.
At Pennymac, our people are the foundation of our success and at the heart of our dynamic work culture.
Together, we work towards a unified goal of helping millions of Americans achieve aspirations of homeownership through the complete mortgage journey.
A Typical Day The role of the Mortgage Loan Officer is to assist existing customers from our Servicing Portfolio telephonically with their current and future mortgage needs.
Each licensed Loan Officer is provided inbound/outbound leads to service in accordance with Pennymac policies, procedures and lending guidelines.
Compensation for the Loan Officer role is directly tied to performance.
The average estimated salary plus incentives for this position is $184,500 to $249,000.
The Mortgage Loan Officer will: Handle high volume of inbound/outbound calls to assist existing Pennymac customers as well as new customers Identify current customer needs and provide guidance for product solutions Advise and educate customers on home-buying or refinance processes Recommend loan solutions to customers to improve their overall financial position Assist applicants through the loan application process including reviewing disclosures and loan documents Emphasize benefits of Pennymac's offers and advantages to highlight how they are beneficial to the customer's needs and provide appropriate rebuttal options as applicable Manage pipeline activities while meeting production goals, compliance requirements and company guidelines in adherence with lending regulations Provide a "Best in Class" experience to every caller to represent the organization's culture and values Perform other related duties as required and assigned Demonstrate behaviors which are aligned with the organization's desired culture and values What You'll Bring 3+ years of origination and lending experience Must have current UST License Excellent interpersonal, written, and verbal communication skills Ability to multitask, work in a fast paced environment while navigating through different system applications and software Great sense of responsibility and organization Strong attention to detail and ability to work independently Team player, works well with others and willing to assist peers Excellent critical thinking, problem solving and sound judgment skills Why You Should Join As one of the top mortgage lenders in the country, Pennymac has helped over 4 million lifetime homeowners achieve and sustain their aspirations of home.
Our vision is to be the most trusted partner for home.
Together, 4,000 Pennymac team members across the country are guided by our core values: to be Accountable, Reliable and Ethical in all that we do.
Pennymac is committed to conducting a business that makes positive contributions and promotes long-term sustainable growth and to fostering an equitable and inclusive environment, where all employees and customers feel valued, respected and supported.
Benefits That Bring It Home: Whether you're looking for flexible benefits for today, setting up short-term goals for tomorrow, or planning for long-term success and retirement, Pennymac's benefits have you covered.
Some key benefits include: Comprehensive Medical, Dental, and Vision Paid Time Off Programs including vacation, holidays, illness, and parental leave Wellness Programs, Employee Recognition Programs, and onsite gyms and cafe style dining (select locations) Retirement benefits, life insurance, 401k match, and tuition reimbursement Philanthropy Programs including matching gifts, volunteer grants, charitable grants and corporate sponsorships To learn more about our benefits visit: *********************
page.
link/benefits For residents with state required benefit information, additional information can be found at: ************
pennymac.
com/additional-benefits-information Compensation: Individual salary may vary based on multiple factors including specific role, geographic location / market data, and skills and experience as defined below: Lower in range - Building skills and experience in the role Mid-range - Experience and skills align with proficiency in the role Higher in range - Experience and skills add value above typical requirements of the role Some roles may be eligible for performance-based compensation and/or stock-based incentives awarded to employees based on company and individual performance.
Salary $50,000 - $250,000 Work Model OFFICE
Loan Officer
Loan Officer Job 10 miles from North Highlands
PRMG is Built by Originators for Originators. There is a reason why PRMG is consistently voted one of the best places to work. We focus on the areas that make an Originator successful and have an unmatched Culture. We look forward to helping you succeed as an Originator.
Responsibilities
Essential Job Functions:
Organization: Develops and implements strategies, satisfying customer needs through a full array of products and services.
Coordination: Uses judgment and discretion to ensure uninterrupted flow of business.
Communication: Communicates well verbally and in writing with co-workers and customers acting as liaison between customer and Company's internal departments to ensure cohesive business flow.
Equipment: Uses such office equipment as computer terminals, copiers, and FAX machines.
Physical: Sits and stands for extended time periods. Hearing and vision within normal ranges. Must devote substantially more than 50 percent of working hours
outside
of any Company office, home office, and any other fixed site, meeting with customers and potential customers seeking residential mortgage financing.
Responsibilities:
Verifies, compiles, and inputs application information for mortgage loans.
Discuss and advise the client of their home loan options.
Reviews residential loan application file to verify that application data is complete and meets establishment standards, including type and amount of mortgage applied for, including but not limited to borrower assets, liabilities, and length of employment.
Informs supervisor of discrepancies in title or survey.
Performs other related duties as assigned.
Current, valid NMLS license or appointment in good standing.
Qualifications
Must have applicable state licensing.
Two to five years' experience are preferred.
Must also meet one of the following 3 options:
Actively funding more than 2 loans/month, or
Xinnix Training completion for Loan Origination required, or
Origination mentor assigned to new Loan Officer by branch who funds more than 2 loans/month (see PRMG Loan Officer Mentor Agreement).
Skills:
Ability to make sound judgments on the resolution of service, credit decision, funding, and post-close issues.
Ability to problem-solve and exercise independent judgment while displaying a high degree of initiative.
Ability to handle detailed assignments and maintain confidentiality.
Excellent communication and interpersonal skills.
Organizational skills necessary to prioritize workload and delegate responsibility.
Travel:
May be required.
Min USD $0.00/Yr. Max USD $250,000.00/Yr.
Manager - External Home Loans Production
Loan Officer Job 10 miles from North Highlands
TITLE: MANAGER - EXTERNAL HOME LOANS PRODUCTION STATUS: EXEMPT REPORTS TO: SENIOR MANAGER - HOME LOAN ORIGINATIONS DEPARTMENT: HOME LOAN EXTERNAL PRODUCTION
PAY SCALE: $75,000.00 - $75,000.00 ANNUALLY
GENERAL DESCRIPTION:
The primary purpose of this position is to develop production growth opportunities in the assigned region of the Home Loan Center. Emphasis will be placed on growing production, increasing membership, increasing market share, maintaining member service commitment levels, HLA recruitment and retention. The position will also be responsible for regionally based strategic initiatives, developing home builder relationships, development of future leaders and the goals and road map for the Home Loans Division. The Manager, External Home Loans Production will have incentive tied to Golden1 team production.
TASKS, DUTIES, FUNCTIONS:
Develop loan production matrixes for production staff to increase growth and market share.
Identify new business opportunities and develop a plan to drive consistent performance.
Foster a positive and engaging work environment for each team member by promoting skill development, coaching for improvement and growth, inspiring others through your words and actions, ensuring positive employee morale throughout Golden 1, and embracing our mission, vision, and core values.
Work with other leadership positions to promote the implementation of the Home Loans Strategy.
Ensure Business to Business Development by:
Attending Tradeshows and Conferences specific to specific groups and organizations.
Working with Sr. Manager & other leadership roles on the development of special programs related to Realtors, Builders, and other alliance groups.
Initiating promotional materials with Marketing and other business areas.
Assist and/or participate in public relations events such as Financial Workshops, President's Club, Trade Shows, as needed.
Coordinate and attend Business Related events by select associations including but not limited to Realtor Associations, Builder groups, Chamber's, etc.
Provide monthly report of activities to Sr. Manager detailing events, attendance, purpose, and G1 business benefits.
Develop, Coach & Support HLA Staff under your leadership.
Responsible for participating in, communicating and implementation of Home Loans policy and procedures.
Maintain a thorough understanding of state and federal laws and regulations related to credit union compliance including bank secrecy and anti-money laundering laws appropriate to the position
Travel may be required within the region and CA
Develop and maintain an understanding of the pertinent regulatory requirements and risks inherent to job responsibilities, establish, and maintain control activities that mitigate those risks consistent with the Credit Union's risk appetite, and ensure operational integrity and compliance with applicable regulations.
PHYSICAL SKILLS, ABILITIES, AND EXERTION UTILIZED IN THE PERFORMANCE OF THESE TASK:
1. Effective oral and written communication skills required to interact with credit union staff, management, and all member channels.
2. Must possess sufficient manual dexterity to skillfully operate an on-line computer terminal and other standard office equipment, such as financial calculators, personal computer, facsimile machine, and telephone.
ORGANIZATIONAL CONTACTS & RELATIONSHIPS:
1. INTERNAL: All levels of staff.
2. EXTERNAL: Members, real estate agents, title companies, credit reporting agencies, mortgage insurance companies, branches, secondary market investors, SEG Contacts, prospective members.
QUALIFICATIONS:
1. EDUCATION: Bachelor's degree or equivalent experience preferred.
2. EXPERIENCE: Four or more years in Mortgage Sales Management.
3. KNOWLEDGE/SKILLS:
Current connections/contacts within the Mortgage and Real Estate Industries.
Maintain and keep current knowledge of FNMA requirements, Real Estate and Equity products and Credit Union operations, plus the regulations, and policy surrounding these products.
Leadership abilities. Also, ability to motivate and inspire.
Proven ability to meet and/or exceed individual/team service and production goals.
PHYSICAL REQUIREMENTS:
1. Prolonged sitting throughout the workday with occasional mobility required.
2. Corrected vision within the normal range.
3. Hearing within normal range. A device to enhance hearing will be provided if needed.
4. Occasional movements throughout the department daily to interact with staff, accomplish tasks, etc.
5. Unusually long or inconsistent hours may be required to accomplish tasks.
6. Weekly local to statewide travel by car or public conveyance to attend meetings and establish/maintain relevant contacts.
LICENSES / CERTIFICATIONS:
1) MLO/NMLS Registration required: An individual in this position have been determined to be a Mortgage Loan Originator as defined by the S.A.F.E. Act and whose responsibilities include taking applications and discusses terms and negotiates rates on loans secured by real property.
#LI-Hybrid
THIS JOB DESCRIPTION IN NO WAY STATES OR IMPLIES THAT THESE ARE THE ONLY DUTIES TO BE PERFORMED BY THIS EMPLOYEE. HE OR SHE WILL BE REQUIRED TO FOLLOW OTHER INSTRUCTIONS AND TO PERFORM OTHER DUTIES REQUESTED BY HIS OR HER SUPERVISOR THAT ARE WITHIN HIS / HER KNOWLEDGE, SKILL AND ABILITY AS WELL AS HIS / HER MENTAL AND PHYSICAL ABILITIES.
REV.3/7/2025
Other details
Job Family Manager
Job Function Manager
Pay Type Salary
Employment Indicator Flex/Hybrid
Min Hiring Rate $75,000.00
Max Hiring Rate $75,000.00
PGIM Real Estate - Sr. Agricultural Loan Processor (Hybrid)
Loan Officer Job 6 miles from North Highlands
Job Classification: Investment Management - Investment Operations A GLOBAL FIRM WITH A DIVERSE & INCLUSIVE CULTURE As the Global Asset Management business of Prudential, we're always looking for ways to improve financial services. We're passionate about making a meaningful impact - touching the lives of millions and solving financial challenges in an ever-changing world.We also believe talent is key to achieving our vision and are intentional about building a culture on respect and collaboration. When you join PGIM, you'll unlock a motivating and impactful career - all while growing your skills and advancing your profession at one of the world's leading global asset managers! If you're not afraid to think differently and challenge the status quo, come and be a part of a dedicated team that's investing in your future by shaping tomorrow today. At PGIM, You Can!
What you will do
We are looking for an astute, determined professional with Commercial Lending experience to fill an open
Loan Processor role within our rapidly growing Agricultural Finance debt business. You will showcase your success through your growth mindset by learning from our tenured
loan processing specialists, collaborating with our national team, and taking ownership in objectives facilitating our goals around growth and innovation. This rewarding opportunity will enable you to make a real and lasting impact in our organization, so if this sounds exciting, then PGIM might be the place for you.
The
Loan Processor is responsible for coordinating the timely and accurate handling of
loan transactions per established department and PGIM Real Estate's guidelines as well as ensuring compliance with regulatory and procedural requirements. This individual must be proactive, able to prioritize and balance multiple transactions, and embrace change with a learning and growth mindset.
This position will be located in a PGIM Real Estate
office (Lisle, IL or Fresno or Roseville,
CA) and will follow a hybrid work model (on-site 2-3 times a week).
What you can expect
* Interfaces with internal and external parties, including
loan originator, analyst, closer, borrower, counsel, engineer, and other personnel proactively to ensure
loan transactions are processed timely.
* Use of proprietary models and
loan templates via both Microsoft
Office products and proprietary systems.
* Performs data entry and quality control checks to ensure data integrity to meet strict delivery deadlines.
* Reviews and coordinates proper handling and execution of confidentiality agreements,
loan applications, and other documentation via DocuSign and other means to ensure compliance with all regulatory (e.g., privacy, material non-public information, etc.) and procedural requirements.
* Reviews preliminary drafts as needed to verify accuracy and ensures final documents uploaded properly into proprietary document exchange and management systems.
* Coordinates receipt of fees and initial business due diligence items from borrowers and communicates the handoff to the
Loan Closer.
* Prepares and reviews case file
loan authorization packages for submission to underwriters and management.
* Transmits
loan information and documentation to servicing, asset management, and other departments as needed.
* Assists the senior
Loan Processors, Director of
Loan Operations, and others on special projects and team initiatives as requested, such as reporting, annual procedural updates, etc.
* Some administrative duties may be required.
What you will bring:
* Bachelors Degree and 3+ years of commercial lending experience.
* Notary public license required but can be obtained upon hiring (company paid).
* Excellent written and verbal communication skills with ability to communicate clearly and concisely based on needs of the audience.
* Ability to build and maintain strong relationships with internal and external stakeholders, including senior management, partners, and clients.
* Analytical & Problem-Solving Skills: Quickly learn new systems, analyze challenges, and develop innovative solutions to enhance collaboration, efficiency, and reporting. Able to break down complex problems and formulate optimal solutions.
* Adaptability & Time Management Skills: Thrive in fast-paced settings, balancing workload effectively with strong organizational and prioritization skills. Adapt to change, pivot in dynamic situations, and continuously seek learning and growth opportunities.
* Innovation & Continuous Improvement: Proactively seek new ways to integrate technology, enhance efficiencies, and drive process improvements. Work collaboratively to develop innovative solutions and find improved ways to achieve tasks.
* Able to travel occasionally (generally once a year or less, e.g., conferences, etc.).
What will set you apart:
* Agriculture and/or Timber experience is a plus.
* Innovative; adaptable to change; learning and growth mindset.
* Bachelor's Degree in finance, business, accounting or related fields a plus
* Expertise in Teams, OneNote, and SharePoint a plus. Ability to work with Power BI a plus.
* PGIM welcomes all applicants, even if you don't meet every requirement. If your skills align with the role, we encourage you to apply.
Note: Prudential is required by state specific laws to include the salary range for this role when hiring a resident in applicable locations. The salary range for this role is from $70,000 to $85,000. Specific pricing for the role may vary within the above range based on many factors including geographic location, candidate experience, and skills. Roles may also be eligible for additional compensation and/or benefits.
About PGIM Real Estate
PGIM Real Estate is one of the largest real estate managers in the world with more than $180 billion in gross assets under management and administration. It strives to deliver exceptional outcomes for investors and borrowers through a range of real estate equity and debt solutions across the risk-return spectrum. PGIM's scope of insights, rigorous risk management and seamless execution are backed by a 50-year legacy of investing in commercial real estate, a 140-year history of real estate financing and the deep local expertise of professionals in 32 cities globally. PGIM Real Estate Agricultural Finance is one of the largest agricultural investment managers with over $10.5 billion in debt and equity investments. PGIM Agricultural Finance, the debt side of the business, represents approximately $8.5 billion of the total and invests on behalf of its affiliate and third-party institutional investors.
PGIM Agricultural Finance and Investments is a business within PGIM Real Estate, which is a wholly owned subsidiary of Prudential Financial, Inc. Leveraging a 100-year history in agricultural lending and equity/real estate management services, Prudential's agriculture business provides lending and equity management services in the agribusiness sector throughout the United States. PGIM Agricultural Finance currently has a debt portfolio of over $9 billion with
offices located in Fresno,
CA, Roseville,
CA, Orlando, FL, Jonesboro, AR, Memphis, TN, and Lisle, IL, and follow a hybrid work model (on-site 2-3 times a week).
#LI-SC1
#LI-Hybrid
What we offer you:
* Market competitive base salaries, with a yearly bonus potential at every level.
* Medical, dental, vision, life insurance, disability insurance, Paid Time Off (PTO), and leave of absences, such as parental and military leave.
* 401(k) plan with company match (up to 4%).
* Company-funded pension plan.
* Wellness Programs including up to $1,600 a year for reimbursement of items purchased to support personal wellbeing needs.
* Work/Life Resources to help support topics such as parenting, housing, senior care, finances, pets, legal matters, education, emotional and mental health, and career development.
* Education Benefit to help finance traditional college enrollment toward obtaining an approved degree and many accredited certificate programs.
* Employee Stock Purchase Plan: Shares can be purchased at 85% of the lower of two prices (Beginning or End of the purchase period), after one year of service.
Eligibility to participate in a discretionary annual incentive program is subject to the rules governing the program, whereby an award, if any, depends on various factors including, without limitation, individual and organizational performance. To find out more about our Total Rewards package, visit Work Life Balance | Prudential Careers. Some of the above benefits may not apply to part-time employees scheduled to work less than 20 hours per week.
Prudential Financial, Inc. of the United States is not affiliated with Prudential plc. which is headquartered in the United Kingdom.
Prudential is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, national origin, ancestry, sex, sexual orientation, gender identity, national origin, genetics, disability, marital status, age, veteran status, domestic partner status, medical condition or any other characteristic protected by law.
If you need an accommodation to complete the application process, please email
[email protected].
If you are experiencing a technical issue with your application or an assessment, please email *************************************** to request assistance.
Mortgage Loan Officer
Loan Officer Job 49 miles from North Highlands
Position OverviewAt PNC, our people are our greatest differentiator and competitive advantage in the markets we serve. We are all united in delivering the best experience for our customers. We work together each day to foster an inclusive workplace culture where all of our employees feel respected, valued and have an opportunity to contribute to the company's success. As a(n) Mortgage
Loan Officer within PNC's Mortgage organization, you will be based in Central Valley, Modesto, Stockton, Sacramento
CA market.
Ideal candidates will have a proven history of production in the market.Job Description
Recommends
loan solutions in accordance with lending guidelines and clients' requirements.
Manages a portfolio of customer relationships. Seeks prospective opportunities to retain and/or develop new clients. Responsible for sales calls.
Develops and prepares
loan solutions and refers products and services; reviews documentation to ensure compliance. Manages customer pipeline for efficiency.
Collaborates with internal and external stakeholders to complete mortgage transactions.
Collects and analyzes customer financial information for multifaceted and/or complex borrowers.
PNC Employees take pride in our reputation and to continue building upon that we expect our employees to be:
Customer Focused - Knowledgeable of the values and practices that align customer needs and satisfaction as primary considerations in all business decisions and able to leverage that information in creating customized customer solutions.
Managing Risk - Assessing and effectively managing all of the risks associated with their business objectives and activities to ensure they adhere to and support PNC's Enterprise Risk Management Framework.
Qualifications
Successful candidates must demonstrate appropriate knowledge, skills, and abilities for a role. Listed below are skills, competencies, work experience, education, and required certifications/licensures needed to be successful in this position.
Preferred SkillsBanking Products, Client Prospecting, Customer Relationships, Customer Solutions, Documentations, Innovation, Mortgages, SalesCompetenciesCustomer Experience Management., Effective Communications, Financial Analysis,
Loan Origination, Matrix Management, Mortgage Products., Sales Tasks And Activities, Scheduling Work and Activities, Selling.Work ExperienceRoles at this level typically require a university / college degree with < 1 year of professional experience and/or successful completion of a formal development program. In lieu of a degree, a comparable combination of education, job specific certification(s), and experience (including military service) may be considered.EducationNo DegreeCertificationsNo Required Certification(s) LicensesCandidates being considered for this position will be subject to additional background checks as required by Consumer Financial Protection Bureau regulations.Pay TransparencyBase Salary: $37,440.00 - $37,440.00Salaries may vary based on geographic location, market data and on individual skills, experience, and education. This role is incentive eligible with the payment based upon company, business and/or individual performance.Application WindowGenerally, this opening is expected to be posted for two business days from 04/28/2025, although it may be longer with business discretion.BenefitsPNC offers a comprehensive range of benefits to help meet your needs now and in the future. Depending on your eligibility, options for full-time employees include: medical/prescription drug coverage (with a Health Savings Account feature), dental and vision options; employee and spouse/child life insurance; short and long-term disability protection; 401(k) with PNC match, pension and stock purchase plans; dependent care reimbursement account; back-up child/elder care; adoption, surrogacy, and doula reimbursement; educational assistance, including select programs fully paid; a robust wellness program with financial incentives.In addition, PNC generally provides the following paid time off, depending on your eligibility: maternity and/or parental leave; up to 11 paid holidays each year; 8 occasional absence days each year, unless otherwise required by law; between 15 to 25 vacation days each year, depending on career level; and years of service.
To learn more about these and other programs, including benefits for full time and part-time employees, visit Your PNC Total Rewards.
Disability Accommodations Statement
If an accommodation is required to participate in the application process, please contact us via email at
[email protected]. Please include “accommodation request” in the subject line title and be sure to include your name, the job ID, and your preferred method of contact in the body of the email. Emails not related to accommodation requests will not receive responses. Applicants may also call ************ and say "Workday" for accommodation assistance. All information provided will be kept confidential and will be used only to the extent required to provide needed reasonable accommodations.
At PNC we foster an inclusive and accessible workplace. We provide reasonable accommodations to employment applicants and qualified individuals with a disability who need an accommodation to perform the essential functions of their positions.
Equal Employment Opportunity (EEO)
PNC provides equal employment opportunity to qualified persons regardless of race, color, sex, religion, national origin, age, sexual orientation, gender identity, disability, veteran status, or other categories protected by law.
This position is subject to the requirements of Section 19 of the Federal Deposit Insurance Act (FDIA) and, for any registered role, the Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (SAFE Act) and/or the Financial Industry Regulatory Authority (FINRA), which prohibit the hiring of individuals with certain criminal history.
California Residents
Refer to the
California Consumer Privacy Act Privacy Notice to gain understanding of how PNC may use or disclose your personal information in our hiring practices.
Mortgage Loan Officer (Hybrid in Galt, CA)
Loan Officer Job 29 miles from North Highlands
More than 130 years ago, we started with core values that never go out of style: listen, learn and help businesses and individuals reach their goals. Our financial strength and stability are key reasons Forbes names us one of the Best 100 Banks in America the past eight consecutive years and Newsweek names Banner one of the Most Trustworthy Companies the past four years.
With more than $15 billion in assets and over 150 locations throughout Washington, Oregon, Idaho, and California, we understand our role in the economy and take that responsibility seriously. In addition to offering a source of capital to personal banking clients and businesses of all sizes, we place a high importance on employee volunteerism and donate millions of dollars each year to community organizations.
As a Mortgage Loan Officer with Banner Bank you will be part of our Mortgage Lending team, recently awarded the 2020 Residential Diversity and Inclusion Leadership Award by the Mortgage Bankers Association. This outstanding team delivers superior value to our clients by attracting and making real estate loans which meet Bank standards for economic value and safety to contribute to the long term profitability of the Bank's operations.
In this role you'll have the opportunity to:Originate real estate loans from various sources: Realtor business developed through a structured outside calling program, contractors (both Banner Bank customers and others), referrals from branch personnel, general public through normal business relationships (i.e. service organizations, friends, acquaintances, etc.), and walk-in and call-in customers.Ensure originated loans are set up in the Bank's computer system and processed through for submission to underwriting.Identify opportunities and provide financing sheets for listings and Realtor/builder open houses. Attend weekend open houses and/or subdivisions for loan solicitation purposes.Attend regular Realtor Association and Builder Association meetings.Attend internal training sessions, internal sales meetings, and external training opportunities as assigned.Take applications or meet with clients at Bank branch locations. Attend closing signing appointments as needed.Promote home ownership through community outreach efforts, specifically in the communities around designated branch location demonstrating inclusive marketing efforts to develop new leads, loans and bank relationships. Conduct first time home buyer classes at or in close proximity to branch, host booths at non-profit community events, etc.Comply with policies, procedures, security requirements, and government regulations.
Education & CertificationsH.S. Diploma required Bachelor's Degree in Finance, Accounting, Business, or other related field preferred NMLS registration required
Experience3+ years in of experience in residential mortgage origination required
Knowledge, Skills and AbilitiesProven history of success in consistent closing and funding of loans to meet sales goals.Knowledge of mortgage loan origination processes and procedures, regulations, and underwriting.Possess effective presentation, verbal and written communication, and negotiation skills.Knowledge of current market competition, sales strategies, trends, and activity.Knowledge of federal and state laws and regulations relating to real estate lending.
TravelUp to 20%
Compensation & BenefitsMonthly guarantee of $3,600 (not including ramp-up period) Excellent commission structure Comprehensive employee benefits, including: medical, dental, vision, LTD, STD and life Paid vacation time, sick time and 11 company paid holidays 401k (with up to 4% match) Tuition reimbursement Get more information at: Employee Benefits | Banner Bank
Please take time to review Banner Bank's Consent & Privacy notice before applying.
Banner Bank is an Equal Opportunity Employer committed to diversity in the workplace. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, citizenship, marital status, age, disability or protected veteran status.
Banner Bank does not accept unsolicited resumes from agencies and/or search firms for any job postings. Resumes submitted to any Banner Bank employee by a third-party agency and/or search firm without a valid written and signed search agreement, will become the sole property of Banner Bank. No fee will be paid if a candidate is hired for a position as a result of an unsolicited agency or search firm referral.
Loan Review Manager
Loan Officer Job 47 miles from North Highlands
Full-time Description
Westamerica is among the largest commercial banks headquartered in California. We are looking for outstanding people to join our winning team. We reached our current strength because our employees, customers, and shareholders believe in the same fundamental goals:
Delivering a wide variety of financial services with a superior customer service guarantee.
Weekly Working Hours: 40
1. Directs the continuous review of loans and commitments for the purposes
of risk grading, determination of degree of attention required, identification of potential credit problems, and conformity with Corporate Bank policies and regulatory directives. Manages generation of management reports regarding quality and trends in the Corporate loan portfolio.
2. Provides credit risk management and regulatory input for numerous board and management committees. Active member of Credit Policy Committee and non-voting member of subsidiary bank Loan Loss committees. Conducts workout credit discussions and Credit Policy issues with managerial personnel.
3. Reviews major and complex loans and reports exposures to management.
Maintains ongoing credit risk oversight of existing major adversely graded credits.
4. Plans and organizes all activities within department.
5. Responsible for review and recommendation of all staffing actions on
members of department. Sets up training programs and monitors activities.
6. Conducts Loan Quality exit reviews at all Subsidiary Banks and Credit
Departments to ensure consistency and uniformity of reporting.
Marginal Functions:
7. Performs additional job-related duties as required.
MINIMUM KNOWLEDGE, PRIOR WORK EXPERIENCE, AND SKILLS NEEDED TO PERFORM JOB FUNCTIONS:
Extensive credit and lending experience, with a financial institution or regulatory agency, where the incumbent has more responsible and broadly diversified credit experiences to include managing the loan review process. Successful completion of upper graduate or graduate financially related business courses is highly desirable. Excellent leadership, communication, analytical, interpersonal, and organizational skills required.
EOE
Westamerica Bank's Privacy Policy may be found at: *********************************
Salary Description $90,000.00 - $100,000.00
Smart Home Consultant
Loan Officer Job 10 miles from North Highlands
As a Smart Home Consultant, you will be a sales solutions expert and a brand ambassador for ADT's 6 million customers. As the key point of contact for home automation clients, you will answer inquiries, provide technical advice, and demonstrate how to use new products and services. Additionally, in this role, you will install and activate security and Smart Home products while upselling solutions that best meet the needs of ADT's residential customers.
A day in the life of a Smart Home Consultant looks like this:
Build relationships between new customers and the ADT brand and product portfolio
Complete in-home consultation and assessment
Perform installation and activation of equipment - including home security camera, security hardware, and IoT and smart home devices
Complete customer onboarding and education of key products and services
You will work in a dynamic, collaborative environment, working closely with customers and coworkers
This role involves providing solutions by visiting customers at their homes or businesses
Training Program:
ADT offers a comprehensive paid training program for this role regardless of experience. Our team is enthusiastic about developing you into a best-in-class Smart Home Consultant.
Job Requirements
High School diploma or the equivalent
Valid driver's license
When you commit to ADT -we commit to you. Our employees receive a comprehensive, full benefits package that includes:
Comprehensive paid training program
Full benefits on the 1st of the month after 31 days of employment
Health
= Medical & Prescription, Dental, Vision, Health Savings & Flex Spending
Future
= 401(k) with employer matching
Life
= Paid vacation time
Company vehicle provided
Base salary plus the potential to earn unlimited commissions and ability to earn additional pay for completing jobs and exceeding quality standards
Tuition reimbursement
Employee Referral bonuses - when you refer a friend or family members
Pay and Benefits Disclosure
The pay range for this role is $18.70 an hour (plus commission, where necessary) and is based on experience and qualifications. We offer employees access to healthcare benefits, a 401(k) plan and company match, short-term and long-term disability coverage, life insurance, wellbeing benefits and paid time off among others. Employees accrue up to 120 hours in their first year. Your accrual rate increases after your first year. We also offer 6 paid holidays.
Underwriter -Consumer
Loan Officer Job 10 miles from North Highlands
**General information** **Ref #** 19672 **Remote?** Yes **Ally and Your Career** * Ally Financial only succeeds when its people do - and that's more than some cliché people put on job postings. We live this stuff! We see our people as, well, people - with interests, families, friends, dreams, and causes that are all important to them. Our focus is on the health and safety of our teammates as well as work-life balance and diversity and inclusion. From generous benefits to a variety of employee resource groups, we strive to build paths that encourage employees to stretch themselves professionally. We want to help you grow, develop, and learn new things. You're constantly evolving, so shouldn't your opportunities be, too?
**The Opportunity**
For over 100 years we've helped dealers serve their customers by providing the best-in-class products and services they need - and by remaining true to the automotive passion we share. Take the wheel on your career and join a team that is dedicated to providing world class support to our customers as they look to purchase and lease vehicles. We are problem solvers, we value diverse thinking, we support one another, and we challenge ourselves to think bigger in the journey to deliver customer-obsessed auto finance products and solutions. A Consumer Underwriter - Auto Finance evaluates, negotiates, and decisions consumer offerings within Ally's underwriting policies to further grow application and contract volume. They build and maintain a portfolio of dealers and provide best-in-class relationship management for their assigned territories as a crucial part of the Ally Auto framework.
**The Work Itself**
Improve portfolio revenue by practicing sound underwriting judgment and risk management principles
* Ensure compliance with underwriting policies; elevate risk issues, and stay abreast of constant changes in policy and procedures
* Limited travel will be required for this role.
* Requires flexibility in work schedule, evening hours and weekends may be required
**The Skills You Bring**
1+ years in auto finance consumer underwriting (prime, sub-prime, and/or non-prime) is required.
* Bachelor's degree in business related subject area preferred.
* Prior leadership experience is preferred
* Ability to perform technical based activities
* Knowledge of and exposure to fundamental theories, principles and concepts.
* Demonstrating technical expertise and relationships to supply to strategy and drive business results
* Familiar with the Auto Finance industry, consumer credit, trend analysis/analytics
* Excellent sales, negotiation, problem solving, and analytical skills Must be an independent worker with strong time leadership skills
#DFS
#LI-Remote
**How We'll Have Your Back**
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Ally's compensation program offers market-competitive base pay and pay-for-performance incentives (bonuses) based on achieving personal and company goals. But Ally's total compensation - or total rewards - extends beyond your paycheck and is designed to support and enrich your personal and professional life, including:
* Time Away: competitive holiday and flexible paid-time-off, including time off for volunteering and voting.
* Planning for the Future: plan for the near and long term with an industry-leading 401K retirement savings plan with matching and company contributions, student loan and 529 educational assistance programs, tuition reimbursement, and other financial well-being programs.
* Supporting your Health & Well-being: flexible health and insurance options including dental and vision, pre-tax Health Savings Account with employer contributions and a total well-being program that helps you and your family stay on track physically, socially, emotionally, and financially.
* Building a Family: adoption, surrogacy, and fertility support as well as parental and caregiver leave, back-up child and adult/elder day care program and childcare discounts.
* Work-Life Integration: other benefits including LifeMatters Employee Assistance Program, subsidized and discounted Weight Watchers program and other employee discount programs.
Who We Are:
Ally Financial is a customer-centric, leading digital financial services company with passionate customer service and innovative financial solutions. We are relentlessly focused on "Doing it Right" and being a trusted financial-services provider to our consumer, commercial, and corporate customers. For more information, visit *************
Ally is an equal opportunity employer committed to diversity and inclusion in the workplace. All qualified applicants will receive consideration for employment without regard to age, race, color, sex, religion, national origin, disability, sexual orientation, gender identity or expression, pregnancy status, marital status, military or veteran status, genetic disposition or any other reason protected by law.
Where permitted by applicable law, must have received or be willing to receive the COVID-19 vaccine by date of hire to be considered, if not currently employed by Ally.
We are committed to working with and providing reasonable accommodation to applicants with physical or mental disabilities. For accommodation requests, email us at *************. Ally will not discriminate against any qualified individual who is capable of performing the essential functions of the job with or without reasonable accommodation.
**_Base Pay Range:_**
An individual's position in the range is determined by the scope and responsibilities of the role, work experience, education, certification(s), training, and additional qualifications. We review internal pay, the competitive market, and business environment prior to extending an offer.
**Emerging:** 55000
**Experienced:** 75000
**Expert:** 95000
Incentive Compensation: This position is eligible to participate in our annual incentive plan
Loan Administrator
Loan Officer Job 22 miles from North Highlands
We are seeking a highly competent Loan Administrator for a position based in the greater Sacramento area. Our client offers a robust leadership team and excellent benefits, including health insurance coverage and a 401k match.
Salary: $28.00-$30.00/Hour depending on experience.
PRIMARY RESPONSIBILITIES:
Order and manage high volumes of appraisal reports
Act as a key player in a mission-critical, time-sensitive role
Navigate frequent changes and communication with multiple appraisers
Support 10 demanding loan officers with immediate needs and error resolution
Processing document packages from closing attorneys (both mailed and hand-delivered)
Coordinate with 4 different closing attorneys on loan closing documentation
Review, reorganize, and handle notarized document packets (~4050 pages each)
Ensure timely processing to meet next-day loan closing deadlines
Role is fully onsite due to in-office delivery of critical documents
SKILLS & QUALIFICATIONS:
Requires high attention to detail and ability to multitask
Must stay calm and diplomatic under pressure
Ability to handle a demanding, fast-paced environment with minimal errors
Needs thick skin and resilience when facing high expectations and urgency
Self-motivated and capable of working independently with limited supervision
U.S. citizenship required due to federal regulations
Bilingual Loan Specialist
Loan Officer Job 10 miles from North Highlands
Are you ready to take your career to the next level? Regional strives to positively impact the financial lives of our customers.
For over 35 years, our Team Members have been passionate about supporting customers through their financial challenges in life. They take pleasure in finding solutions and lending a helping hand, both to our customers and our communities. As we continue to grow and become a national brand in consumer financing, we hope you'll consider us for future career opportunities.
If you are looking to make a meaningful impact in people's lives by bringing a personal touch to finances, join our team today!
Regional Finance is hiring! We are looking for talented and driven individuals to join our team. Take the next step in your career and click that apply button!
Job Intro
The core of a Loan Specialist is being customer oriented. If you are interested in helping others in their time of need, then this is the career you have been looking for!
Why work at Regional?
Regional offers competitive pay! We do our best to show that we value our team members!
You are eligible for a monthly bonus. Who doesn't love a nice cash reward for their hard work?
You will have promotion opportunities. We love to train our Loan Specialists into future Branch Managers!
All full-time team members have access to our medical, dental, vision and 401(k) benefits!
Pay Range: $23-$26/ Hour
Pay range only applies to California residents.
Duties and responsibilities
Provide exceptional service to all customers.
Process credit loan applications and use product knowledge to present loan solutions to current and potential customers.
Maintain office cash with accuracy and proper security.
Grow account volume through good judgment and effective customer solicitations in the branch and by telephone.
Minimize delinquent debt through calling customers and collecting on past-due accounts.
Receive, track, and post all payments and fees to customer accounts in compliance with Company Policy.
Transport money and deposits to and from bank.
Other duties as assigned by leadership.
Minimum Qualifications
High School Diploma or Equivalent.
Prior customer service experience in either a sales/retail environment or cash management environment.
Must pass drug screen, criminal and credit background checks.
Valid Driver's License and access to a dependable automobile with liability insurance coverage.
Bilingual - English/Spanish
Critical Competencies
Demonstrated passion for customer service.
Excellent written and verbal communication skills.
Customer service minded with a personality that relates well with a broad spectrum of people, including external customers, branch colleagues, and corporate co-workers.
Thrives in a pay for performance atmosphere.
Proven ability to multi-task.
High degree of integrity.
Sales mentality.
Adaptable to an ever-changing environment.
Working conditions
This position works in an office providing consumer loan products in person and over the phone. The typical working hours are 8:30am to 5:30pm Monday through Friday with some Saturdays required. Overtime may be required on an as needed basis and is at the discretion of upper management.
If you are a job applicant who resides in the state of California, please review our California Employee Privacy Policy at the following link: **************************************************************************************************
#RGNL
Regional is an equal opportunity employer and does not discriminate on the basis of race, color, religion, creed, national origin, sex (including pregnancy, childbirth, and related medical conditions), sexual orientation, gender identity, transgender status, age, disability, genetic information, veteran status, uniform service, or any other characteristic protected by applicable law (“Protected Characteristics”). Regional's policy of non-discrimination applies to all phases of the employment process and relationship, including, but not limited to, recruitment and selection; compensation and benefits; professional development and training; promotions and opportunities; transfers; social and recreational programs; layoff; and terminations.
Loan Officer
Loan Officer Job 6 miles from North Highlands
Loan Officer FLSA Status: Non-Exempt The primary function of the Loan Officer is to sell loan products offered by Universal Lending Corporation to buyers of New Home Co. Essential Duties and Responsibilities
Build Rapport
Build report with the sales agents at New Home Co. communities and division personnel.
Maintain a positive sales environment by educating potential borrowers and Homebuilder sales representatives on the Company's products and services.
Loan Applications
Complete thorough loan applications by communicating with perspective applicants
Obtain specified information relating to the loan or credit application
Correspond with applicant via telephone, email or in-person to resolve any questions regarding application information.
Prequalification
Perform prequalification assessment and analysis of financial condition and risk of financing requests within the Company's credit policies and programs, as well as all state and federal lending regulations (FHA, VA, Fannie Mae, Freddie Mac, Conventional, Conforming, Jumbo, Rural Housing Development, Bond and Portfolio).
Loan Submission
Negotiate rate, terms and conditions of the loan.
Lock loans on time and in the correct product type.
Submit complete loan application, including all required documents and disclosures, and coordinate the process with assigned processing center.
Input loans into Encompass and appropriate Automated Underwriting System (AUS), such as DU or LP, for underwriting decision.
Processing Issues
Assist with, and solve, issues relating to processing, underwriting and closing of loans within employee's loan pipeline.
Industry Knowledge
Develop and maintain knowledge of the financial industry, economy, market conditions, rates, vendors and competition.
Compliance
Maintain compliance on all loan files and pipeline.
Consistently apply superior decision-making techniques relating to applicant inquiries, approvals, and requests as they pertain to existing policies, regulations and procedures.
Personal Professional Standards
Project an image of professionalism through demeanor and appearance while acting with integrity and honesty.
Strive for teamwork and cooperation and actively participate in goals for self-improvement.
Managerial Responsibility
This position does not supervise other employees.
Position Qualifications
Must have an active state MLO license in each state where business is to be conducted or be willing to obtain additional state licenses in WA, OR, CA, AZ, CO, and TX
Highschool diploma or general education degree (GED) required; 4-year college degree preferred
Minimum 5 years lending origination experience preferably with builders
Must have working knowledge of Encompass or other LOS systems
Proficient in Excel, Word, Outlook, and PowerPoint
Ability to plan for contingencies and anticipate problems and identify risks
Ability to negotiate to produce positive outcomes
Ability to effectively listen and respond to customers' needs
Ability to display superior customer service skills
Ability to exhibit professional written and verbal communication
Ability to maintain and foster strong partnerships with builders and customers
Ability to ensure customer satisfaction throughout the cycle of the sales process with support and service
Ability to identify customer needs and adapt sales presentations effectively
Base Salary: The compensation for this position is minimum wage for the applicable geography plus eligibility for monthly and quarterly bonuses. Base Salary is paid bi-weekly, every other Friday.
The physical demands described below are representative of those that must be met by an employee to successfully perform the essential functions of this job. Similarly, the work environment characteristics described are representative of those an employee encounters while performing the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
Physical Requirements
Requires the ability to bend, lift 1-15 pounds, reach, see, stand, sit, walk, hear, type and talk. The primary work location is an office setting with low to moderate noise level.
The above statements are intended to describe the general nature and level of work being performed by people assigned to this job. They are not intended to be an exhaustive list of all responsibilities, duties, and skills required. Universal Lending Corporation retains the discretion to add or change job duties at any time.
Why Work for Universal Lending Corporation
Universal Lending Corporation was founded nearly 40 years ago on the principle that our customers deserve individual and specialized attention throughout the mortgage process. We offer an inclusive, diverse, and collaborative culture where people from all backgrounds can thrive. At Universal Lending Corporation you can work with other passionate, purposeful, and customer-centric people all sharing the same goal of helping people achieve their dreams. Universal Lending Corporation offers an aggressive compensation package based on experience and skill, including a comprehensive benefits package inclusive of Medical, Dental, and Vision.
Mortgage Loan Processor
Loan Officer Job 47 miles from North Highlands
Processes 1st and 2nd mortgage loans in accordance with established policies and procedures and appropriate guidelines; provides strong oral and written communication and support to originators and customers. Responsibilities * Reviews loans in process daily with the ability to prioritize files according to the mortgage contingency dates and rate lock expiration dates.
* Performs a diligent and thorough review of income, credit and asset documents to determine eligibility.
* Initiates a welcome call and missing items letter within the designated Service Level Agreement (SLA) from receipt of the loan file.
* Completes applicable agency income calculation forms accurately.
* Orders services required for the loan process (i.e.: flood certification, appraisal, automated underwriting etc.)
* Provides follow-up on a consistent basis with originators, borrowers, the closing department and agents to complete processing.
* Responds to inquiries from originators, agents, the closing department and borrowers regarding status of loans in process.
* Maintains and accurate and complete continuing history of the loan file via conversation log entries.
* Re-discloses the loan in compliance with applicable changed circumstance.
* Gathers various documentation deemed necessary by underwriting and organizes / files appropriately for use by department.
* Sends necessary documents such as disclosures (in the case of home equity loan and home equity line of credit applications), revised disclosures, consumer explanation letters, commitment letters, and flood notices.
* Corresponds with the borrowers, loan officers, and underwriters to keep the process moving and resolve any outstanding issues.
* Maintains a complete paperless file through the loan origination software accurately.
* Maintains status of all files in process and updates as needed; keeps abreast of all FHA, VA, and conventional guidelines and changes that may affect loan status.
Qualifications
* High school diploma or equivalent required, bachelor's preferred.
* Two to four years related experience or equivalent.
* Thorough working knowledge of real estate documentation, policies, compliance and procedures.
* High level of proficiency with mortgage loan processing and underwriting systems.
* Excellent written and oral communication skills
* MS Office Suite proficiency.
* Experience with Encompass preferred.
* Excellent customer service skills.
WORKING CONDITIONS:
The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Regular attendance and punctuality are essential functions of every job. Reasonable accommodations may be made to enable individuals with disabilities to perform essential functions.
While performing the duties of this job, the employee is regularly required to sit, use hands and fingers, handle or feel objects, use tools or controls, reach with hands and arms, talk and/or hear. The employee frequently is required to stand and walk. The employee must occasionally lift and/or move up to 10 pounds. Specific vision abilities required by the job include close vision, distance vision, peripheral vision, color vision, depth perception, and the ability to adjust focus.
Real Estate Loan Specialist
Loan Officer Job 34 miles from North Highlands
On-Site in Yuba City, CA. Remote work not available. About Us: Sierra Central Credit Union (SCCU) was founded in 1981 as a result of the strategic merger between Beale Air Force Base Credit Union, established in 1955, and Shasta-Cascade Credit Union, which began operations in 1963. Since its inception, SCCU has experienced remarkable growth, expanding its services and membership base substantially.
Today, the credit union operates a network of full-service branches strategically located throughout Northern California, providing convenient access to financial services for its diverse membership.
With its commitment to community-oriented banking, SCCU continues to foster strong relationships with its members, offering a range of financial solutions tailored to meet the unique needs of the communities it serves.
Position Summary:
Upon referral of member requests, to complete mortgage loan applications and process the loans according to Sierra Central's established mortgage loan criteria and to maintain active communication with members throughout the lending process.
Key Job Functions:
* Conduct loan interviews with both members and non-members in order to complete mortgage loan applications.
* Assist members with appropriate loan product selection.
* Obtain and analyze financial and credit information from applicant and complete formal application.
* Loan processing: Order credit reports, appraisals and open escrows. Review loan applications for completeness. Prepare origination and closing documentation when needed. Prepare written communication to members. Obtain documentation to satisfy loan conditions. Order and verify automated underwriting product.
* Monitor application pipeline to ensure loans are processed promptly and accurately and to insure timely closings.
* Maintain regular contact with applicant and Sierra Central Credit Union between the time of application and closing.
* Submit completed application to Sierra Central Real Estate Department.
Requirements
Qualifications and Requirements:
* High School Diploma or equivalent.
* A minimum of 5 years or recent similar or related experience within the mortgage origination, or consumer lending or processing field.
* Previous credit union mortgage lending and consumer loan underwriting experience preferred.
* Extensive knowledge of real estate sales, mortgage lending regulations, appraisal and underwriting guidelines, and financial statements.
* Must be able to demonstrate proficiency in Word, Excel, and Outlook.
* Ability to work a flexible schedule to include evenings and weekends as necessary.
* Must possess well-developed communication skills and the ability to communicate with discretion, tact, and diplomacy.
* Possess ability to work and meet deadlines under pressure and cooperate within a team environment.
Physical Demands:
* Required to sit, stand, walk; talk and hear; and ability to touch and interact with office equipment.
* Ability to lift up to 25 pounds.
* Normal office environment where there is minimal discomfort due to temperature, dust, noise and other factors
The preceding list of duties does not include all tasks and responsibilities that may be required with this position. Additional tasks may be assigned, as departmental and operational needs require.
Salary Description:
$24.42 - $32.50 an hour depending on previous mortgage origination/processing experience
Benefits:
* Medical, dental, vision, life insurance and LTD
* 401 (k) with a 3% Yearly Safe Harbor Contribution
* Eleven Paid Holidays
* Up to 12 vacation days and 12 sick days
Salary Description
$24.42 - $32.50 an hour depending on experience
Home Loan Specialist II
Loan Officer Job 10 miles from North Highlands
California ,USA About Us SolomonEdwardsGroup, LLC ("SolomonEdwards") is a full-service professional services firm offering financial, operational, and technology consulting and operations support. We work with some of the world's most prominent companies to help them envision and achieve a better future. We know that our consulting services are only as meaningful as the people and talent behind them, and we are committed to recruiting incredibly talented, committed, collaborative individuals who can help us deliver exceptional client service. For more information, visit SolomonEdwards
Position Summary:
SolomonEdwards is looking for a Home Loan Specialist II for one of its mortgage clients to perform daily loan reviews to ensure the accuracy of loan findings. You will act as a key contributor to facilitate efficient and effective processes that support business and customer service objectives.
Position Locations:
Moorpark, CA
Pasadena, CA
Essential Duties:
- Perform complex data and document validation.
- Troubleshoot third-party orders (title, appraisal, hazard, flood cert, credit, etc.).
- Handle more complex calls, emails, or chat sessions.
- Complete appraisal eligibility tasks.
- Evaluate loan applications for compliance with product guidelines.
- Perform other related duties as required and assigned.
- Demonstrate behaviors that are aligned with the organization's desired culture and values.
Qualifications:
- Associate's degree or equivalent work experience.
- Proficiency in Microsoft Office.
- Financial Services and, if possible, mortgage industry experience preferred.
- General understanding of applicable Federal, State, and Local Regulations.
Travel Requirements: No travel will be required, unless at the client's discretion.
Physical Requirements: The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be provided to qualified applicants or candidates with disabilities upon request to enable them to perform essential functions. This role may require mobility to attend in-person meetings, sitting or standing for extended periods, and the use of telephone, computer, or other electronic communication devices.
Salary Range: SolomonEdwards values your unique and individual experience and background. As such, we take a comprehensive approach when determining compensation for our roles. The compensation for this specific role is based on a wide range of factors, including but not limited to, education, licensure and certifications, location, experience, and training. A reasonable estimate for the current hourly range for this role is $20-26.
Benefits: We are committed to providing health and financial stability by offering a comprehensive suite of benefits. Benefits include access to top-tier employers and job opportunities, health insurance, sick leave, and 401(k).
Inclusion and Diversity Statement: SolomonEdwards is an Equal Opportunity/Affirmative Action employer. We firmly believe in fostering an inclusive and diverse workplace environment. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability, gender identity, sexual orientation, veteran status, or any other characteristic protected by applicable laws. All employees, including managers and supervisors, are responsible for upholding our EEO and diversity principles. Discrimination or harassment of any kind will not be tolerated.
We value the contribution and wisdom of the team. At SolomonEdwards, we have built a vibrant and inclusive community. Our team members are curious, committed, and diverse. In keeping with our mission to build value through people, we cultivate a culture where differences are celebrated, and all members are treated fairly and equitably. Employees, business partners, and our extended stakeholder family are empowered to share their experiences, ideas, and perspectives; and to be their whole selves.
Privacy: We adhere to the California Consumer Privacy Act (CCPA). Your privacy is important to us, and we never sell your data to third parties. Personal information is only collected to match applicants with job opportunities. Copy/paste this URL to learn more about your rights: SolomonEdwards' Privacy Policy.
Our Recruiter Promise: Our talent acquisition team prioritizes integrity, professionalism, and transparency in every interaction. When you engage with SolomonEdwards, you can trust a respectful, secure experience from verified contacts. Copy/paste this URL to learn more about how we protect your candidate experience: Recruiter Promise.
Job Ref: 141860
Mortgage Loan Originator; BR 26 - Stanford Mortgage; 4/29/2025
Loan Officer Job 16 miles from North Highlands
JOB SUMMARY: Responsible for taking inbound and outbound calls to convert leads to mortgage loans by using sales skills and product knowledge.
ESSENTIAL FUNCTIONS:
Conducts analysis of mortgage loans by examining application and supporting documentation; estimating credit-worthiness; and calculating repayment risk.
Primary point of contact for prospective borrowers as they go through the mortgage process.
Provides customer service to ensure customer satisfaction.
Completes mortgage loans by monitoring collection, verification, and preparation of mortgage loan documentation.
Completes all compliance requirements to ensure loan integrity/salability.
Responsible for conversion and other performance metrics to drive company profitability.
Maintains up-to-date knowledge of FHA, VA or conventional loan rules, regulations and guidelines through a combination of educational classes, correspondence courses on the job training.
Protects bank's image by keeping mortgage loan information confidential.
Performs other duties as assigned
Requirements
PREFERRED EXPERIENCE AND QUALIFICATIONS:
2+ years of experience working in a mortgage loan originations capacity.
Sales and service-oriented
Proficiency in MS Office and mortgage software
Comprehension of lending procedures.
Ability to function independently in a multi-task environment as well as part of a team.
Ability to analyze information and make informed decisions.
Strong organization skills and detail oriented.
Must exhibit professionalism.
Loan Officer
Loan Officer Job 6 miles from North Highlands
Loan Officer (Field) We are Lennar
Lennar is one of the nation's leading homebuilders, dedicated to making an impact and creating an extraordinary experience for their Homeowners, Communities, and Associates by building quality homes and providing exceptional customer service, giving back to the communities in which we work and live in, and fostering a culture of opportunity and growth for our Associates throughout their career. Lennar has been recognized as a Fortune 500 company and consistently ranked among the top homebuilders in the United States.
Join a Company that Empowers you to Build your Future
As a Field Loan Officer at Lennar Mortgage, your role will be centered on establishing and nurturing strong relationships with clients and homebuilding associates through face-to-face interactions. You will conduct on-site meetings, engaging directly with customers, homebuilding associates, and referral sources. Your primary responsibilities include assessing financial data, guiding customers on mortgage products, and seamlessly facilitating the loan process in adherence to the Lennar Mortgage roadmap. Your presence in the field ensures personalized and hands-on support for clients seeking financial solutions.
A career with purpose.
A career built on making dreams come true.
A career built on building zero defect homes, cost management, and adherence to schedules.
Your Responsibilities on the Team
Business Development and Customer Relations: Strategize and implement outside sales activities to actively contribute to the company's growth. Lead the charge in generating leads through effective prospecting, with regular visits to communities, realtors' offices, and relevant locations. Conduct regular “First Time Homebuyer Seminars” in communities to not only develop leads but also establish strong relationships with New Home Consultants and prospective/current clients. Travel and actively participate in builder and realtor functions, status meetings, phase releases, phone banks, and special events. Proactively engage with various communities to explain the Company's offerings, obtain loan applications, and attend closings.
Customer-Centric Approach: Offer tailored recommendations on the best mortgage solutions for customers' financial and individual needs. Review and lock interest rates at least fifteen days prior to closing. Maintain strict adherence to federal, state, and company regulations and guidelines throughout the loan origination process.
Lead Management and Communication: Daily review of leads, followed by proactive outreach to prospective customers via telephone and email to schedule in-person/virtual meetings. Ensure clear and timely communication with both internal and external stakeholders, maintaining open lines of dialogue.
Loan Origination and Advisory: Originate and prepare new loans meticulously, adhering to federal, state, and company regulations outlined in the "Loan Officer" agreement. Offer personalized advice and recommend the most suitable mortgage loan products aligned with customers' financial and individual needs.
Sales Support, Metrics, and Reporting: Provide crucial assistance to New Home Consultants on customer pre-qualifications, actively contributing to the development of a pipeline for outside sales. Strive to meet or exceed closed loan capture rate, spot loan objectives, and other established sales goals and metrics specified in the "Loan Officer" Agreement. Maintain detailed reports and notes within the origination computer system, facilitating a comprehensive exchange of information regarding loan applications, statuses, customer conversations, underwriting, lock-in information, monthly projected closings, incentives, and expenses.
Requirements
Highschool Diploma or Equivalent
Four-year college degree (preferred)
Minimum of 3 years of Loan Originating experience
Valid driver's license and dependable mode of transportation
NMLS License & specific State license or be (willing to get within 30 days of employment)
Fluent in Spanish -Speaking and Writing (preferred)
Self-starter and able to work independently
Exceptional organizational abilities, keen attention to detail, and the ability to manage multiple priorities
A genuine passion for delivering exceptional experiences to customers
Proficient in using standard office software (e.g., Microsoft Office Suite)
Proficient in using mortgage industry software and tools
Physical & Office/Site Presence Requirements:
Regular, in-person attendance at Company communities/job sites and offices during regular work hours is an essential function of this job. Requires the ability to work in excess of eight hours per day in the confined quarters of a construction trailer, the ability to operate a motor vehicle, read plans, climb stairs and ladders, bend, stoop, reach, lift, move and/or carry equipment which may be in excess of 50 pounds. Job may require occasional operation of construction equipment. Finger dexterity may be required to operate a computer keyboard and calculator.
This information is intended to be a general overview and may be modified by the company due to factors affecting the business.
General Overview of Compensation & Benefits:
We reasonably expect the base compensation offered for this position to range from an hourly rate of $16.00 - $16, subject to adjustment based on business-related factors such as employee qualifications, geographic pay differentials (e.g., cost of labor/living, etc.), and operational considerations.
This position may be eligible for bonuses.
This position may be eligible for commissions.
This position will be eligible for the described benefits listed in the above section in accordance with Company Policy.
This information is intended to be a general overview and may be modified by the Company due to factors affecting the business.
Life at Lennar
At Lennar, we are committed to fostering a supportive and enriching environment for our Associates, offering a comprehensive array of benefits designed to enhance their well-being and professional growth. Our Associates have access to robust health insurance plans, including Medical, Dental, and Vision coverage, ensuring their health needs are well taken care of. Our 401(k) Retirement Plan, complete with a $1 for $1 Company Match up to 5%, helps secure their financial future, while Paid Parental Leave and an Associate Assistance Plan provide essential support during life's critical moments. To further support our Associates, we provide an Education Assistance Program and up to $30,000 in Adoption Assistance, underscoring our commitment to their diverse needs and aspirations. From the moment of hire, they can enjoy up to three weeks of vacation annually, alongside generous Holiday, Sick Leave, and Personal Day policies. Additionally, we offer a New Hire Referral Bonus Program, significant Home Purchase Discounts, and unique opportunities such as the Everyone's Included Day. At Lennar, we believe in investing in our Associates, empowering them to thrive both personally and professionally. Lennar Associates will have access to these benefits as outlined by Lennar's policies and applicable plan terms. Visit Lennartotalrewards.com to view our suite of benefits.
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Lennar is an equal opportunity employer and complies with all applicable federal, state, and local fair employment practices laws.