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Loan Officer Jobs in Peekskill, NY

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Loan Officer
Mortgage Originator
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  • Reverse Mortgage Loan Officer

    Opulence Home Equity

    Loan Officer Job 16 miles from Peekskill

    Now Hiring: Reverse Mortgage Loan Officers like you! At Opulence Home Equity, we're committed to helping senior homeowners unlock the value of their homes through specialized lending solutions. With exclusive, high-quality leads delivered by our in-house marketing team, you'll have the opportunity to grow your business while helping clients gain access to financial options that truly make a difference. What You Can Expect: 🔹 Qualified Reverse Mortgage Leads Real-time inquiries from clients actively exploring reverse mortgage options. 🔹Lead Management Platform Our proprietary technology simplifies your daily workflow, helping you connect, follow up, and close more efficiently. 🔹 Dedicated Team Support You'll have access to an experienced Sales Manager and processing team for consistent support from start to finish. 🔹 Strong Earnings Potential Competitive commission structure with bonuses and timely payouts to match your performance. 🔹 Full Benefits Package Includes 401(k), health, and dental coverage to support your well-being and financial security. Hands-On Training Comprehensive onboarding is provided in person, with hybrid flexibility available after your ramp-up period. What You'll Be Doing: 🔹Present reverse mortgage options that are customized to each client's financial circumstances and goals. 🔹Review income, credit, and equity positions to identify the best-fit loan products. 🔹Deliver a clear, compassionate experience that guides clients from application to close. 🔹Stay current with reverse mortgage regulations, trends, and lending practices. What We're Looking For: 🔹Active NMLS License (New York required)✔️ 🔹Previous experience in reverse mortgage lending 🔹Strong communicator with a client-first approach 🔹Organized, driven, and results-oriented Apply Now!
    $47k-74k yearly est. 7d ago
  • Loan Officer

    Ponce Bank 3.7company rating

    Loan Officer Job 26 miles from Peekskill

    Mortgage World Bankers, a Division of Ponce Bank is now hiring remote and hybrid Mortgage Loan Originators in the following States: New York & New Jersey! You will be responsible for proactively identifying, developing and maintaining a quality network of business relationships that serves as a source of referrals for new mortgage lending opportunities. As a Mortgage Loan Officer your primary responsibilities include: * Deliver world class customer service * Achieve sales and referral goals * Develop and expand customer relationships in order to contribute towards the teams and your individual success * Desire to maximize personal productivity, self-motivation to achieve production goals Qualifications * Experience in residential mortgage sales * Two plus years of retail residential mortgage sales experience * Documented residential mortgage loan volume in the past 12 months of $12 million (minimum) * Established relationships with local referral partners * Ability to communicate clearly and effectively, both verbally and in writing, across a variety of audiences * Mortgage Loan Originator must meet and comply with all requirements set forth in the SAFE Act, including, but not limited to successful completion of the required background checks and have an active NMLS license * Multilingual a plus Why Work for Us At Mortgage World Bankers, a division of Ponce Bank you'll find a customer-focused culture built around helping our customers and giving back to our local communities. When you join our team, you are part of a supportive and team-oriented environment, in addition to access to a support management system that will maximize your career growth. Mortgage World Bankers, a division of Ponce Bank proudly offers, in addition to the conventional, FHA, 203k products and wide variety of exclusive non -QM products. Salary Range: $50,000 - $80,000 + commission
    $50k-80k yearly 60d+ ago
  • National Field Sales - Licensed Loan Officer

    Longbridge Financial

    Loan Officer Job 26 miles from Peekskill

    At Longbridge, we love seniors and we're passionate about helping them unlock the power of one of their greatest assets-their home equity. As a leading provider of home equity solutions for seniors, we're committed to helping older homeowners make the most of what they've worked hard to build, so they can live the retirement they imagined. And we don't just do it well, we do it really well. With an “Excellent” rating on Trustpilot and over a thousand customer testimonials, we've earned a reputation for making it easy and stress-free to access home equity-with guidance every step of the way. But it's not just our customers who love us-our team does, too! We've been named a Great Place to Work three years in a row because we believe that when people enjoy what they do and where they do it, everyone wins. Why Longbridge? At Longbridge, we don't just offer jobs, we offer careers that grow with you. Here's why you'll love being part of our team: Grow With Us - We're big believers in investing in our people. From top-notch training to clear career paths, we support your professional growth every step of the way. Plus, we love promoting from within-because when you succeed, we all do. A Culture That Clicks - We work hard, but we have fun doing it! Whether it's team-building events, friendly competitions, or just an atmosphere of open communication and collaboration, we make sure work feels less like “just work.” Benefits That Have Your Back - We've got you covered with best-in-class health plans (medical, dental, vision, HSA, and FSA), generous PTO, paid holidays, company-paid life insurance, and a competitive 401(k) match. Because taking care of our team is just as important as taking care of our customers. If you're looking for a place where your work truly makes a difference, we'd love to have you on board. Apply today and let's do great things together! Job Description Longbridge Financial is seeking experienced Licensed Field Sales Loan Officers. Experienced professionals originating 2 or more loans a month working in their respective local communities to identify and educate homeowners as well as their trusted advisors to expand the reverse mortgage outreach. Responsibilities: Identify & build a supportive referral network within the local market Educate with consistent follow up in order to identify opportunities Work with homeowners and referral partners to provide a more secure retirement utilizing the HECM or Reverse Mortgage Program Follow up on leads, self-generated and company opportunities Interview clients to identify future goals Collect financial information & guide through the application process Interact in a professional manner Qualifications Maintain valid NMLS licensing Reliability, honesty and integrity Ability to handle confidential information Working knowledge of computer and multiple technologies Problem solving and high communication skill Valid driver's license Additional Information Full benefits 401(k) with company match Paid time off Working in a growing and dynamic industry LBF is an EEO/AA/Vet/Disabled Employe Please note that salaries that are estimated on various job sites may not reflect the actual compensations. Job sites, set the estimated salary, not Longbridge Financial. Important Note: When you click on a video, certain personal information may be sent to the video provider (such as YouTube, Vimeo, etc.). To learn more about our privacy practices, please review our company Privacy Notice.
    $42k-66k yearly est. 60d+ ago
  • Loan Officer

    Caliver Beach Mortgage

    Loan Officer Job 30 miles from Peekskill

    Do you have strong relationship building skills? Have you built your business largely on referrals? Are you an entrepreneur at heart? If so, then we have an exciting opportunity for you. Become your own boss at Caliver Beach Mortgage!! Description: · Run your business remotely on a P&L basis under the umbrella of Caliver Beach Mortgage! · Uncapped commissions! · Loan products for all borrower types! · Add additional LO's to your team OR act as an individual LO! · Licensed in 28 states and growing! · Administrative, operational and compliance support provided by Corporate! Successful Candidate Attributes: · Proven track record developing referral partner relationships with Realtors, CPA's, Financial Planners, etc. · Maintains a database of past clients for marketing purposes. · History of closing at least 3-5 units per month. Loan Officer Requirements: · An active NMLS/MLO license (required). · Strong knowledge of lending regulations and industry best practices. · Exceptional interpersonal and communication skills. · Analytical mindset with the ability to assess complex financial information. · Sales-oriented mindset with a commitment to achieving targets. · Detail-oriented and organized. · Proficient in relevant software and tools. Caliver Beach Mortgage, LLC is an equal opportunity employer. We are committed to diversity and inclusion in our workplace.
    $42k-66k yearly est. 60d+ ago
  • Mortgage Originator

    Manufacturers and Traders Trust Co

    Loan Officer Job 15 miles from Peekskill

    Primarily responsible for working with customers interested in identifying and obtaining permanent FHA/VA and conventional mortgage loans and other residential mortgage programs that best meet the customer's financial needs and objectives, and adhering to the requirements of federal registration under the SAFE Act. Primary Responsibilities: Interviews applicants to collect and analyze information regarding their income, assets, debts and credit data as well as their needs, desires, and earnings to assist in determining whether the loan will be an acceptable risk; obtains and analyzes pertinent financial and credit data. Independently assesses applicant's credit worthiness. Has authority to issue pre-qualification statement of borrowers' eligibility. Determines which products best meet the customer's needs and financial circumstances and advises potential borrowers regarding the advantages and disadvantages of different financial products and the most appropriate mortgage loan programs. Makes recommendations to customers regarding other bank products or to alternative lending vehicles, as needed. Cultivates new mortgage business. Markets, services and promotes the bank's mortgage products. This includes the solicitation of residential first mortgages through contacts with Realtors, builders, and developers. May be required to travel to and work at prospective customers' homes or business locations. Follows-up on potential customers via travel or telephone. Negotiates terms and conditions of loan with mortgagors. Has authority to bind the bank in connection therewith. Ensures lending compliance with all origination procedures including bank policies and procedures and regulatory requirements. Advises management on effective compliance strategies and potential modifications to corporate operating policies where appropriate to ensure ongoing regulatory compliance. Independently monitors trends and developments in the local real estate market, as well as the changing rules and regulations pertaining to both private and government-insured mortgages. Represents the bank in the community and related functions to identify, develop and promote additional business. May present seminars to general public and real estate agents to promote additional business and community outreach. Scope of Responsibilities: The incumbent always works under limited supervision, sometimes away from the office. The position requires extensive external contacts (potential and existing customers, Realtors, etc.), as well as internal contacts (other Bank personnel) primarily on sales calls outside the office. Will interact with individuals and teams internally and within the community assigned, developing new relationships and maintaining existing relationships Responsibility to establish and maintain federal registration requirements outlined in the SAFE Act. Education and Experience Required: Associates degree and 2 years sales experience, OR in lieu of a degree, A combined minimum of 4 years higher education and/or relevant work experience, including a minimum of 2 years sales experience. Thorough knowledge of FHA/VA regulations, conventional loan requirements and real estate law. Education and Experience Preferred: Technical Skills General knowledge of personal computers and software programs utilized by Residential Mortgage Department Proven sales ability. Strong mathematical skills. Self-motivated, well-organized individual. Excellent verbal and written communication skills. Ability to interact with individuals at all income levels and peers in a professional manner. Demonstrated ability to work independently and to follow through on details to completion. Ability to work under critical time constraints. M&T Bank is committed to fair, competitive, and market-informed pay for our employees. Compensation for this role is based on commission - a draw will be advanced. The successful candidate's particular combination of knowledge, skills, and experience will inform their specific compensation.LocationTarrytown, New York, United States of America
    $34k-80k yearly est. 38d ago
  • Inside Mortgage Originator - Draw Commission

    Nbtbancorp

    Loan Officer Job 28 miles from Peekskill

    This job includes a base rate plus commissions. Total Potential Annual Earnings: $33,280 - $220,000 Responsible for driving the growth of our company by originating residential mortgage and home equity applications according to established policies, procedures and applicable legal and regulatory guidelines. Responsible for developing and executing business plans tailored to meet and exceed sales goals and objectives. Maintains a network of outside referral sources in assigned territories. Works with existing and prospective customers to explain a variety of mortgage products and services available; makes recommendations based on customer needs. Coordinates the flow of documentation from application to closing while also working with all parties involved in the transaction. Refers other NBT Bank products and services as appropriate. Education and Experience: Associate's degree in business or related discipline and two (2) years' experience in sales or equivalent combination of education and experience. Two (2) years mortgage or lending experience preferred. Skills and Abilities: Proficient with Microsoft Office - Word, Excel, PowerPoint, Outlook Ability to cold call prospects; network and develop outside business referrals. Strong Verbal and Written Communication skills Ability to multi-task in fast paced environment Knowledge of a variety of mortgage loan products Ability to analyze credit reports and income and asset calculations. Unique Job Characteristics and Requirements: Flexible schedule includes evening hours and managing timely workflow. Requires evening and weekend hours for meetings, appointments, and business/industry networking events. NMLS Certification required or ability to obtain upon hire. Tasks Performed: 40% Originate mortgage loans and participate in related business development activities. Develop plan to achieve sales goals, develop and deliver sales presentations, attend industry networking events and contact realtors, builders and developers to build a network of outside referral sources. Coordinate sales and product training activities with retail branches. 35% Meet with prospects, explain variety of mortgage products and services available and offer recommendations based on evaluation of individual prospect needs. 10% Negotiate terms and conditions of loans within approved authority and finalize sales. Attend closings as needed. Sell other NBT and services as appropriate. 10% Obtain and analyze pertinent financial and credit data. Ensure the preparation and processing of forms and legal documents required for loans. Create system files with documentation for underwriting, and regulatory purposes. 5% Other duties as assigned. Physical Requirements: Communicate effectively with internal and/or external customers Stationary 50% of time Move about within or between locations Bend, Twist, Crouch, Squat Move Objects to Maximum 10 lbs Benefits for Full-Time Employees: Generous Paid Time Off: At least 22 days annually, prorated in the year of hire. Parental Leave: Six weeks of paid leave at 100% of your salary. Comprehensive Medical Coverage: Includes employer contributions to HSA for High Deductible Health Plan participants. Dental and Vision Coverage: Ensuring your overall health and well-being. Flexible Spending Accounts: For healthcare and dependent care expenses. Employer-Paid Disability Coverage: Both short-term and long-term, with an option to purchase additional long-term coverage. Life Insurance: Employer-paid basic life insurance, with an option to purchase supplemental coverage. Voluntary Benefits: Including hospital, accident, and critical illness coverage. Retirement Plans: Benefit from a 401(k) plan with employer matching, an optional Roth 401(k), and a pension plan to help secure your future. Adoption Assistance: Supporting your growing family. Tuition Reimbursement: Invest in your education and career growth. Employee Assistance Program (EAP): Access to support and resources. Financial and Banking Services: Various benefits and financial planning assistance. Benefits for Part-Time Employees Working 20+ Hours/Week: Medical Coverage: Includes employer contributions to HSA for High Deductible Health Plan participants. Generous Parental Leave: Six weeks of paid leave at 100% of your salary. Benefits for All Part-Time Employees: Retirement Plans: Benefit from a 401(k) plan with employer matching, an optional Roth 401(k), and a pension plan for employees who work at least 1,000 hours in a calendar year, all designed to help secure your future Paid Sick and Safe Leave: For your health and safety. Employee Assistance Program (EAP): Access to support and resources. Financial and Banking Services: Various benefits and financial planning assistance. Applicants must be authorized to work for any employer in the U.S. We are unable to sponsor assume sponsorship of an employment Visa at this time.
    $34k-79k yearly est. 22d ago
  • Loan Officer Associate

    Lennar Corp 4.5company rating

    Loan Officer Job 30 miles from Peekskill

    We are Lennar Lennar is one of the nation's leading homebuilders, dedicated to making an impact and creating an extraordinary experience for their Homeowners, Communities, and Associates by building quality homes and providing exceptional customer service, giving back to the communities in which we work and live in, and fostering a culture of opportunity and growth for our Associates throughout their career. Lennar has been recognized as a Fortune 500 company and consistently ranked among the top homebuilders in the United States. Join a Company that Empowers you to Build your Future The Loan Officer Associate assists Loan Officers while developing skills and knowledge to become a Loan Officer in the future. The Loan Officer Associate will complete various on-line and classroom educational sessions while receiving operational and hands-on training by assisting the Loan Officer and Division Managers. * A career with purpose. * A career built on making dreams come true. * A career built on building zero defect homes, cost management, and adherence to schedules. Your Responsibilities on the Team * Learning Development: Participate in formal training programs provided by the company. These programs cover various aspects of lending, including understanding different types of loans, assessing creditworthiness, and navigating the loan approval process. Train with manager on mortgage rate sheets in order to learn to accurately price and lock loans. Review various daily/weekly/monthly reports to learn the overall mortgage process from application to closing. * Continuous Education and Licensure: Successfully complete testing for mortgage licensing and appropriate state licensing as needed. Maintain up-to-date knowledge of RESPA through continuing education courses. * Support and Coordination: Update the loan application with any missing data. Maintain notes within the Loan Origination System to ensure complete exchange of information. Occasionally provide initial set up of the file. * Business Development and Customer Relations: Participate in builder and realtor functions to develop and maintain relationships. Work with Division Manager and Loan Officers on local marketing campaigns. * Customer-Centric Approach: Ensure that borrowers can easily reach out through various channels (phone, email, chat) and receive prompt responses. Act as a primary contact between our borrowers and their Loan Officers, schedule and conduct meetings as needed, to discuss any follow-up issues or items that need to be addressed. * Collaboration and Flexibility: Assist processors and closers in procuring loan documents from borrowers and other entities as needed. Engage and assist internal associates through various channels (phone, email, chat) and receive a prompt response. Flexible schedule, including weekends and evenings as needed. Requirements * High school diploma or equivalent * BA or BS preferred * Mortgage or banking experience (preferred) * Experience in articulating product or service features, benefits, and value * A genuine passion for going above and beyond to ensure customer satisfaction * Exceptional organizational abilities, keen attention to detail, and the ability to manage multiple priorities. * Proficient in using standard office software (e.g., Microsoft Office Suite) * Valid driver's license and reliable transportation Physical & Office/Site Presence Requirements: Regular, in-person attendance at Company communities/job sites and offices during regular work hours is an essential function of this job. Requires the ability to work in excess of eight hours per day in the confined quarters of a construction trailer, the ability to operate a motor vehicle, read plans, climb stairs and ladders, bend, stoop, reach, lift, move and/or carry equipment which may be in excess of 50 pounds. Job may require occasional operation of construction equipment. Finger dexterity may be required to operate a computer keyboard and calculator. Life at Lennar At Lennar, we are committed to fostering a supportive and enriching environment for our Associates, offering a comprehensive array of benefits designed to enhance their well-being and professional growth. Our Associates have access to robust health insurance plans, including Medical, Dental, and Vision coverage, ensuring their health needs are well taken care of. Our 401(k) Retirement Plan, complete with a $1 for $1 Company Match up to 5%, helps secure their financial future, while Paid Parental Leave and an Associate Assistance Plan provide essential support during life's critical moments. To further support our Associates, we provide an Education Assistance Program and up to $30,000 in Adoption Assistance, underscoring our commitment to their diverse needs and aspirations. From the moment of hire, they can enjoy up to three weeks of vacation annually, alongside generous Holiday, Sick Leave, and Personal Day policies. Additionally, we offer a New Hire Referral Bonus Program, significant Home Purchase Discounts, and unique opportunities such as the Everyone's Included Day. At Lennar, we believe in investing in our Associates, empowering them to thrive both personally and professionally. Lennar Associates will have access to these benefits as outlined by Lennar's policies and applicable plan terms. Visit Lennartotalrewards.com to view our suite of benefits. Join the fun and follow us on social media to see what's happening at our company, and don't forget to connect with us on Lennar: Overview | LinkedIn for the latest job opportunities. Lennar is an equal opportunity employer and complies with all applicable federal, state, and local fair employment practices laws.
    $41k-60k yearly est. 59d ago
  • Indirect Loan Processor

    Affinity Federal Credit Union, LLC 4.2company rating

    Loan Officer Job 32 miles from Peekskill

    In order to continually provide our members with the highest level of service, we are seeking an experienced, results oriented and service focused individual to join our loan servicing team at our corporate headquarters in Basking Ridge, New Jersey. The Indirect Loan Processor ensures that approved indirect loan applications are processed and funded in an accurate and timely manner, meeting all credit union and regulatory requirements. The starting salary range for a new hire in this role is $50k-$55k. The wage/salary offered to a successful candidate will be dependent on several qualifying factors, including but not limited to: years of relevant experience, years of industry experience, education, etc. This position is hybrid, with 1 day per month onsite at our corporate headquarters in Basking Ridge, NJ required. ESSENTIAL DUTIES AND RESPONSIBILITIES Evaluates and processes Indirect Loan Applications: * Process contracts upon approval instructions from indirect underwriter, ensuring all documentation received from the dealerships/vendor is accurate and complete for disbursement. * Confirm all underwriting conditions are met as stipulated in loan approval. * Ensure loan documentation is complete and complies with credit union policies. * Connect with indirect business partners via email or phone on the progress of the loan. * Communicate funding issues and funding status to Indirect business partners. * Monitor shared inbox; communicate with dealers and vendors. * Ability to multi-task and work with a sense of urgency in a high volume and sometimes stressful work environment. * Ability to work independently with moderate supervision and be a standout colleague. * Ability to process and fund a high volume of loans with a high degree of accuracy. * Be accountable for accurate, efficient review of loan packages and transactions for all indirect/recapture loans within strict time constraints. * Review department faxes, emails, and uploaded documents; upload attachments, respond as necessary and/or forward for underwriter review. * Provide support to underwriters, team leads and manager on special projects as needed. EDUCATION and/or EXPERIENCE REQUIREMENTS * Minimum of 3 years of indirect loan processing experience preferred and prior financial services experience at a Credit Union or bank a plus. Affinity strives to maintain balance between our employees' personal and professional responsibilities. All full-time employees are eligible to participate in our multi-faceted Total Rewards package including competitive pay, target incentive, full medical/dental/prescription/vision coverage, comprehensive wellness program, mental wellbeing support, reproductive/family building benefits for both men and women, 401(k) plan with company match, basic term life insurance coverage, flexible spending accounts, identity protection, profit sharing, and generous paid time off. As an Affinity employee you are eligible for discounts on our products and services, earn paid time off for volunteering and much more. In addition to these benefits, Affinity provides extensive educational and developmental opportunities as well as access to our formal Education Assistance Program. Affinity Federal Credit Union is an Equal Opportunity Employer Affinity FCU is committed to creating an inclusive culture and an employment experience that values diversity. Our culture is built on respect - one that recognizes and values the unique talents of everyone on the team. With a genuine commitment to diversity, we've created an environment where employees feel comfortable regardless of race, gender, religion, background, physical ability, or sexual orientation. Explore career opportunities with Affinity and belong to something better. Please scroll down and read the Applicant Statement in its entirety. Applicant Statement I promise that all information I have supplied in this application and any other form, oral or written, is true and accurate, and I agree that any misstated, misleading, omitted, or false information will result in rejection of this application form, refusal to hire, withdrawal of an offer of employment, or immediate discharge without recourse, whenever and however discovered. I understand and agree that Affinity Federal Credit Union, any agent acting on its behalf, as well as any other person responding to a reference request pursuant to this application, can and will seek and/or disclose any and all information about me which said corporation, agent, or person may have. I specifically authorize said disclosure and agree to hold all such corporations, agents, or persons harmless. I understand and agree to the fact that Affinity Federal Credit Union maintains a drug-free workplace and that I will be required to undergo a drug urine screening check. I understand and agree to the fact that Affinity will also conduct a criminal history background and credit report check. I understand and agree that said pre-employment checks are designed to ascertain my suitability for employment. I specifically authorize said disclosure of this confidential information and agree to hold Affinity Federal Credit Union, its agents, managers, officers, and employees harmless from any and all liability in connection with the pre-employment screening/testing. Additionally, I agree to comply with all request for additional testing of any type and at anytime during my employment at Affinity Federal Credit Union. I understand that all employment offers are made contingent upon satisfactory proof of legal authorization to work in the United States according to the law. I understand that failure to provide satisfactory proof of identity and authorization to work in the United States will disqualify me from employment. If hired, I agree to abide by the terms and conditions of all Affinity Federal Credit Union policies and procedures. I understand I will not be employed, or my employment will be terminated, if I am or have been convicted of a criminal offense involving dishonesty, breach of trust or money laundering, or if I admit, plead guilty or nolo contender, or have to such an offense or if I agree or have agreed to enter into a pretrial diversion or similar program in connection with a prosecution such an offense. I understand and agree that my employment will be at will and that I or Affinity Federal Credit Union may terminate this employment relationship at any time, with or without notice, for any or no reason, without recourse by either of us. I also understand that oral representations to the contrary do not change the fact that both the Company and I maintain free to end the work relationship for any or no reason. I further understand that any changes in this employment relationship must be made in writing. I acknowledge that at anytime during my employment with Affinity Federal Credit Union, the hours and/or days that I am expected to work may be changed to accommodate the needs of the business. In addition, I am also expected to work at various Affinity Federal Credit Union locations. I acknowledge that I have been advised that Affinity Federal Credit Union is an Equal Opportunity Employer and that Affinity Federal Credit Union administers its employment policies in a nondiscriminatory manner. I specifically authorize Affinity Federal Credit Union to investigate my background, including any and all references, and prior employers, consistent with the position for which I am applying, and release and hold Affinity Federal Credit Union harmless for any and all liabilities arising out of its investigation of my application for employment. I authorize the Company, in its sole discretion, to supply my employment record to any prospective employer, government agency, or other party with an interest that the company deems appropriate. I understand that this application is not a contract of employment. If you agree to this disclaimer, you authorize the Company to process the application in accordance with the Company's established hiring practices. By completing this online application for employment opportunities at Affinity Federal Credit Union, I acknowledge reading, understanding and agreement of the Applicant Statement.
    $50k-55k yearly 24d ago
  • Mortgage Originator

    Ives Bank 3.3company rating

    Loan Officer Job 24 miles from Peekskill

    ESSENTIAL DUTIES AND RESPONSIBILITIES: Participate in the development and implementation of the Bank's external mortgage origination process. In collaboration with mortgage sales team leader, develop strategies which will enable the Bank to remain competitive in the changing marketplace and meet its objectives and goals. Reports to the Sales Manager, Residential Lending. Loan and Relationship Management Relationship building to generate new mortgage business for the bank Consistently follow up on potential prospects and leads. Quote loan rates and answer questions pertaining to the loan product or products based on regulatory guidelines and bank policy. Interview mortgage loan applicants following lending policy guidelines and bank's customer service guidelines. Accurately complete loan applications and other necessary documents within the Encompass system; collect all necessary documents from the applicant(s). Actively follow up with applicants for required documents or information needed to process and underwrite the mortgage application in a timely manner. Sales Goal Performance Achieve mortgage origination goals of $12 Million in closed loan origination annually. Achieve goals and objectives set within employment agreement. Contribute to bank promotional and marketing activities to generate leads for mortgages. Achieve customer referral goal of 6 per year from former clients. Achieve realtor referral goal from new and existing realtor contacts of 18 quality referrals that lead to an application per year. Achieve minimum referral goal of 12 from COI's such as Builders, Attorneys, Financial Advisors, and Accountants. Maintain an accurate record of customer contacts in CRM system, including valuable notes to assist our sales process within the bank. Address applicant/customer questions and concerns, document the conversations and take appropriate action to overcome issues; enter in Compliant Tracker for compliance purposes. Conduct sales calls and generate leads on referral sources to generate mortgage business. Use sales and technical expertise to assist customers on meeting their needs for current and potential services and products.
    $25k-50k yearly est. 47d ago
  • Loan Processor

    Primelending 4.4company rating

    Loan Officer Job 16 miles from Peekskill

    Under the direction of the Branch Manager, Operations Manager and/or Processing Supervisor, evaluates all information supplied on the mortgage loan application, verifies the validity of the information and assembles a completely documented file to Underwriting and Closing. Acts as the primary liaison between the loan officer, loan officer assistant, realtors, builders and the customer(s). Responsibilities Maintains knowledge of all policies and modifications to the guidelines and standards of the company, federal housing programs, investors, and private mortgage insurers. Maintains and updates loan application information within loan origination software and other applications. As applicable, orders appraisals, title, survey, verifications, and any other items required for loan approval; conducts regular follow-ups with outside sources regarding outstanding documents. Verifies the data collected, analyzes, and decides whether it meets guidelines or if other documentation is needed; documents communication through the conversation log; ensures loan application is in compliance with underwriting, investor, RESPA, and HMDA guidelines. Calculates income, reviews assets and liabilities. Reviews all disclosures for completeness and compliance. Completes final evaluation and analysis of completed application packages and submits eligible files specifying any applicable conditions. Monitors rate lock information for data integrity and expiration dates; communicates discrepancies to the Loan Officer. May maintain accurate pipeline to ensure proper projections, closings, and regulatory compliance with Company, Federal, and State standards. May prepare, when applicable, “Declination Letters.” Ensures accurate disclosure of the reason(s) for the adverse action as soon as it is determined that applicants do not qualify. May schedule closing appointments with respective parties (i.e. title companies, closing attorneys, corporate closing department and customers etc.) Meets customer service standards as outlined by management. May facilitate training of junior or newly hired processors regarding specific Prime operations including file flow, loan origination software, and other applications. Updates loan officer, loan officer assistant, realtors, builders and customers on loan status. Maintains communication with customers throughout the loan process, assisting them with any questions and notifying them of any additional requirements. Other functions as needed. Qualifications High school diploma or equivalent. Minimum of 1 year mortgage banking experience as a processor or junior processor, required. Must have working knowledge of Fannie Mae/Freddie Mac and FHA/VA policies and guidelines, as well as, Regulatory Mortgage Compliance, state, federal, local government, private investors and insurers. Must have working knowledge, or the ability to learn all operating systems and possess the ability to facilitate training. Proficient in Excel, Word, Outlook, with the ability to learn other mortgage-related programs. Excellent written and verbal communication skills. Excellent organizational and time management skills. Demonstrated ability to interact effectively with branch, regional and corporate personnel, as well as realtors, sales agents, builders, appraisers, title companies, etc. Demonstrated judgment and decision making ability. Must be available to work all regularly scheduled hours; arriving at scheduled reporting time and at the prescribed time after any breaks or lunch periods. Must be able to work overtime, as required. The above statements are intended to describe the general nature and level of work being performed by individuals in, or assigned to, the above position and are not intended to be construed as an exhaustive list of all responsibilities, duties and skills required, and may be changed at the discretion of the Company.
    $35k-46k yearly est. 7d ago
  • Entry level loan Processer

    Swift Staffing Group

    Loan Officer Job 15 miles from Peekskill

    A mortgage company located in Monsey or Monroe is looking for an Entry Level Processor to join their team. This position offers an hourly rate of $23-$25, depending on experience, and involves processing residential mortgage applications. The ideal candidate will have prior experience in residential mortgages, strong organizational skills, and attention to detail. Key Responsibilities: Process residential mortgage applications. Verify and review application information. Communicate with clients and lenders to gather necessary documentation. Ensure all applications meet compliance and regulatory standards. Maintain accurate records and documentation. Assist with other administrative and processing tasks as needed. Qualifications: Previous experience in residential mortgages is required. Strong organizational and time management skills. Attention to detail and accuracy. Excellent communication and interpersonal skills. Ability to work independently and as part of a team. Proficiency in MS Office (Excel, Word). Location: Monsey or Monroe Salary: $23-$25 hourly To apply or for more information, please email your resume to Peri@SwiftStaffingGroup.com with the subject line "Entry Level Processor - Job ID #2382819." To get the "full list" of the current career opportunities, WhatsApp 732-800-7633 💰 Refer a friend and get a $600-$1,500 referral bonus once they are hired. 💰
    $23-25 hourly 60d+ ago
  • Loan Processor

    The Prime Staffing 4.4company rating

    Loan Officer Job 15 miles from Peekskill

    Looking to hire a Loan Processor. The candidate should be someone that is on the ball, quick, resourceful, and will take initiative of what to do next without needing instructions for every task. A real go-getter with a business owner mindset. Must have some loan processing experience. Responsibilities include: Loan processing, preparing docs for loans and mortgages.
    $35k-42k yearly est. 15d ago
  • Loan Officer

    Opulence Home Equity

    Loan Officer Job 21 miles from Peekskill

    Take Your Mortgage Career to New Heights with Opulence Home Equity! Imagine having a steady stream of high-quality leads-and an in-house processing team that ensures your deals close smoothly. At Opulence Home Equity, that's exactly what we deliver. We're not just another mortgage company-we're a one stop shop, combining premium marketing, innovative technology, and rock-solid operational support to help Loan Officers like you maximize your potential. We're actively growing in Westchester, Dutchess, and Rockland Counties, and we're on the hunt for driven Loan Officers ready to make an impact and close more deals with less hassle. What we Offer: Pre-Qualified Leads-Delivered in Real Time: Our in-house marketing team keeps your pipeline full with high-intent, purchase-ready clients. In-House Processing Team: Our in-house processors take care of the coordination, ensuring your files progress quickly. Proprietary Lead Management Tech: Our exclusive platform streamlines client follow-ups, provides real-time updates, and helps you stay organized-so you never miss an opportunity. Dedicated Sales Manager Support: You'll have a Sales Manager in your corner to help you strategize, close, and grow. Competitive Commission + Fast Payouts: Top-tier commissions, bonuses, and lightning-fast payouts. Comprehensive Benefits: Enjoy 401(k), health, and dental insurance offered. Training & Growth Opportunities We offer hands-on training and hybrid opportunities once you're fully ramped up. What You'll Be Doing: Consult with clients and offer customized mortgage solutions tailored to their needs. Analyze financials and recommend the best loan products with confidence. Guide borrowers through the application and approval process with ease-thanks to in-house processing support. Stay informed on industry trends, loan programs, and compliance updates. What We're Looking For: Active NMLS License (New York required). Proven knowledge of mortgage loan origination and financial products. Excellent communication and relationship-building skills. A passion for delivering top-notch service and helping clients achieve their homeownership goals. Ready to Close More Deals-With Less Hassle? If you're an experienced Loan Officer who wants better leads, better support, and bigger earnings, we want to talk. 👉 Apply Now through LinkedIn!
    $42k-66k yearly est. 6d ago
  • Loan Officer

    Caliver Beach Mortgage

    Loan Officer Job 24 miles from Peekskill

    Do you have strong relationship building skills? Have you built your business largely on referrals? Are you an entrepreneur at heart? If so, then we have an exciting opportunity for you. Become your own boss at Caliver Beach Mortgage!! Description: · Run your business remotely on a P&L basis under the umbrella of Caliver Beach Mortgage! · Uncapped commissions! · Loan products for all borrower types! · Add additional LO's to your team OR act as an individual LO! · Licensed in 28 states and growing! · Administrative, operational and compliance support provided by Corporate! Successful Candidate Attributes: · Proven track record developing referral partner relationships with Realtors, CPA's, Financial Planners, etc. · Maintains a database of past clients for marketing purposes. · History of closing at least 3-5 units per month. Loan Officer Requirements: · An active NMLS/MLO license (required). · Strong knowledge of lending regulations and industry best practices. · Exceptional interpersonal and communication skills. · Analytical mindset with the ability to assess complex financial information. · Sales-oriented mindset with a commitment to achieving targets. · Detail-oriented and organized. · Proficient in relevant software and tools. Caliver Beach Mortgage, LLC is an equal opportunity employer. We are committed to diversity and inclusion in our workplace.
    $44k-68k yearly est. 60d+ ago
  • Mortgage Originator

    Manufacturers and Traders Trust Co

    Loan Officer Job 14 miles from Peekskill

    Primarily responsible for working with customers interested in identifying and obtaining permanent FHA/VA and conventional mortgage loans and other residential mortgage programs that best meet the customer's financial needs and objectives, and adhering to the requirements of federal registration under the SAFE Act. Primary Responsibilities: Interviews applicants to collect and analyze information regarding their income, assets, debts and credit data as well as their needs, desires, and earnings to assist in determining whether the loan will be an acceptable risk; obtains and analyzes pertinent financial and credit data. Independently assesses applicant's credit worthiness. Has authority to issue pre-qualification statement of borrowers' eligibility. Determines which products best meet the customer's needs and financial circumstances and advises potential borrowers regarding the advantages and disadvantages of different financial products and the most appropriate mortgage loan programs. Makes recommendations to customers regarding other bank products or to alternative lending vehicles, as needed. Cultivates new mortgage business. Markets, services and promotes the bank's mortgage products. This includes the solicitation of residential first mortgages through contacts with Realtors, builders, and developers. May be required to travel to and work at prospective customers' homes or business locations. Follows-up on potential customers via travel or telephone. Negotiates terms and conditions of loan with mortgagors. Has authority to bind the bank in connection therewith. Ensures lending compliance with all origination procedures including bank policies and procedures and regulatory requirements. Advises management on effective compliance strategies and potential modifications to corporate operating policies where appropriate to ensure ongoing regulatory compliance. Independently monitors trends and developments in the local real estate market, as well as the changing rules and regulations pertaining to both private and government-insured mortgages. Represents the bank in the community and related functions to identify, develop and promote additional business. May present seminars to general public and real estate agents to promote additional business and community outreach. Scope of Responsibilities: The incumbent always works under limited supervision, sometimes away from the office. The position requires extensive external contacts (potential and existing customers, Realtors, etc.), as well as internal contacts (other Bank personnel) primarily on sales calls outside the office. Will interact with individuals and teams internally and within the community assigned, developing new relationships and maintaining existing relationships Responsibility to establish and maintain federal registration requirements outlined in the SAFE Act. Education and Experience Required: Associates degree and 2 years sales experience, OR in lieu of a degree, A combined minimum of 4 years higher education and/or relevant work experience, including a minimum of 2 years sales experience. Thorough knowledge of FHA/VA regulations, conventional loan requirements and real estate law. Education and Experience Preferred: Technical Skills General knowledge of personal computers and software programs utilized by Residential Mortgage Department Proven sales ability. Strong mathematical skills. Self-motivated, well-organized individual. Excellent verbal and written communication skills. Ability to interact with individuals at all income levels and peers in a professional manner. Demonstrated ability to work independently and to follow through on details to completion. Ability to work under critical time constraints. M&T Bank is committed to fair, competitive, and market-informed pay for our employees. Compensation for this role is based on commission - a draw will be advanced. The successful candidate's particular combination of knowledge, skills, and experience will inform their specific compensation.LocationNyack, New York, United States of America
    $33k-80k yearly est. 38d ago
  • Indirect Loan Processor

    Affinity Federal Credit Union 4.2company rating

    Loan Officer Job 32 miles from Peekskill

    In order to continually provide our members with the highest level of service, we are seeking an experienced, results oriented and service focused individual to join our loan servicing team at our corporate headquarters in Basking Ridge, New Jersey. The Indirect Loan Processor ensures that approved indirect loan applications are processed and funded in an accurate and timely manner, meeting all credit union and regulatory requirements. The starting salary range for a new hire in this role is $50k-$55k. The wage/salary offered to a successful candidate will be dependent on several qualifying factors, including but not limited to: years of relevant experience, years of industry experience, education, etc. This position is hybrid, with 1 day per month onsite at our corporate headquarters in Basking Ridge, NJ required. ESSENTIAL DUTIES AND RESPONSIBILITIES Evaluates and processes Indirect Loan Applications: Process contracts upon approval instructions from indirect underwriter, ensuring all documentation received from the dealerships/vendor is accurate and complete for disbursement. Confirm all underwriting conditions are met as stipulated in loan approval. Ensure loan documentation is complete and complies with credit union policies. Connect with indirect business partners via email or phone on the progress of the loan. Communicate funding issues and funding status to Indirect business partners. Monitor shared inbox; communicate with dealers and vendors. Ability to multi-task and work with a sense of urgency in a high volume and sometimes stressful work environment. Ability to work independently with moderate supervision and be a standout colleague. Ability to process and fund a high volume of loans with a high degree of accuracy. Be accountable for accurate, efficient review of loan packages and transactions for all indirect/recapture loans within strict time constraints. Review department faxes, emails, and uploaded documents; upload attachments, respond as necessary and/or forward for underwriter review. Provide support to underwriters, team leads and manager on special projects as needed. EDUCATION and/or EXPERIENCE REQUIREMENTS Minimum of 3 years of indirect loan processing experience preferred and prior financial services experience at a Credit Union or bank a plus. Affinity strives to maintain balance between our employees' personal and professional responsibilities. All full-time employees are eligible to participate in our multi-faceted Total Rewards package including competitive pay, target incentive, full medical/dental/prescription/vision coverage, comprehensive wellness program, mental wellbeing support, reproductive/family building benefits for both men and women, 401(k) plan with company match, basic term life insurance coverage, flexible spending accounts, identity protection, profit sharing, and generous paid time off. As an Affinity employee you are eligible for discounts on our products and services, earn paid time off for volunteering and much more. In addition to these benefits, Affinity provides extensive educational and developmental opportunities as well as access to our formal Education Assistance Program. Affinity Federal Credit Union is an Equal Opportunity Employer Affinity FCU is committed to creating an inclusive culture and an employment experience that values diversity. Our culture is built on respect - one that recognizes and values the unique talents of everyone on the team. With a genuine commitment to diversity, we've created an environment where employees feel comfortable regardless of race, gender, religion, background, physical ability, or sexual orientation. Explore career opportunities with Affinity and belong to something better. Please scroll down and read the Applicant Statement in its entirety. Applicant Statement I promise that all information I have supplied in this application and any other form, oral or written, is true and accurate, and I agree that any misstated, misleading, omitted, or false information will result in rejection of this application form, refusal to hire, withdrawal of an offer of employment, or immediate discharge without recourse, whenever and however discovered. I understand and agree that Affinity Federal Credit Union, any agent acting on its behalf, as well as any other person responding to a reference request pursuant to this application, can and will seek and/or disclose any and all information about me which said corporation, agent, or person may have. I specifically authorize said disclosure and agree to hold all such corporations, agents, or persons harmless. I understand and agree to the fact that Affinity Federal Credit Union maintains a drug-free workplace and that I will be required to undergo a drug urine screening check. I understand and agree to the fact that Affinity will also conduct a criminal history background and credit report check. I understand and agree that said pre-employment checks are designed to ascertain my suitability for employment. I specifically authorize said disclosure of this confidential information and agree to hold Affinity Federal Credit Union, its agents, managers, officers, and employees harmless from any and all liability in connection with the pre-employment screening/testing. Additionally, I agree to comply with all request for additional testing of any type and at anytime during my employment at Affinity Federal Credit Union. I understand that all employment offers are made contingent upon satisfactory proof of legal authorization to work in the United States according to the law. I understand that failure to provide satisfactory proof of identity and authorization to work in the United States will disqualify me from employment. If hired, I agree to abide by the terms and conditions of all Affinity Federal Credit Union policies and procedures. I understand I will not be employed, or my employment will be terminated, if I am or have been convicted of a criminal offense involving dishonesty, breach of trust or money laundering, or if I admit, plead guilty or nolo contender, or have to such an offense or if I agree or have agreed to enter into a pretrial diversion or similar program in connection with a prosecution such an offense. I understand and agree that my employment will be at will and that I or Affinity Federal Credit Union may terminate this employment relationship at any time, with or without notice, for any or no reason, without recourse by either of us. I also understand that oral representations to the contrary do not change the fact that both the Company and I maintain free to end the work relationship for any or no reason. I further understand that any changes in this employment relationship must be made in writing. I acknowledge that at anytime during my employment with Affinity Federal Credit Union, the hours and/or days that I am expected to work may be changed to accommodate the needs of the business. In addition, I am also expected to work at various Affinity Federal Credit Union locations. I acknowledge that I have been advised that Affinity Federal Credit Union is an Equal Opportunity Employer and that Affinity Federal Credit Union administers its employment policies in a nondiscriminatory manner. I specifically authorize Affinity Federal Credit Union to investigate my background, including any and all references, and prior employers, consistent with the position for which I am applying, and release and hold Affinity Federal Credit Union harmless for any and all liabilities arising out of its investigation of my application for employment. I authorize the Company, in its sole discretion, to supply my employment record to any prospective employer, government agency, or other party with an interest that the company deems appropriate. I understand that this application is not a contract of employment. If you agree to this disclaimer, you authorize the Company to process the application in accordance with the Company's established hiring practices. By completing this online application for employment opportunities at Affinity Federal Credit Union, I acknowledge reading, understanding and agreement of the Applicant Statement.
    $50k-55k yearly 22d ago
  • Reverse Mortgage Funder

    Longbridge Financial

    Loan Officer Job 21 miles from Peekskill

    Longbridge Financial, LLC. is an innovative company committed to responsibly helping seniors use home equity to have a better retirement. We work with reputable companies in the financial services industry and anticipate rapid expansion and opportunities for personal and professional growth while moving into exciting new directions for the reverse mortgage business. Job Description We are looking for a detail oriented Mortgage Funder to review loan packages, clear pre-funding or pre-purchase conditions and prepare loan packages for boarding and collateral. This is an entry level position that could lead to advancement within a rapidly growing company for the right individual. Responsibilities include but are not limited to: Review loan closing documents for funding or purchase Request and review pre-funding or pre-purchase conditions from settlement agents and lenders Communicate with inside staff, loan officers, settlement agents and lenders to ensure funding or purchase in a timely manner Determine all underwriting pre-funding and pre-purchase conditions have been satisfied Complete pre-funding or pre-purchase review checklists to ensure company guidelines are met Maintain data integrity of system data fields Deliver loan packages to our servicing department for boarding Prepare and ship collateral packages to our doc custodian Qualifications High School diploma or GED required Precise attention to detail Ability to multi task and work well under pressure Excellent communication and customer service skills Skilled in the use of personal computers and related software applications, specifically Internet Explorer, Microsoft Outlook, Microsoft Excel and Word High level of integrity and trust Motivated team player with a selfless attitude Additional Information Full benefits 401(k) with company match. Paid time off. Potential growth within a growing organization. We promote from within Working in a growing and dynamic industry
    $35k-51k yearly est. 60d+ ago
  • New Home Consultant

    Lennar Corp 4.5company rating

    Loan Officer Job 33 miles from Peekskill

    We are Lennar Lennar is one of the nation's leading homebuilders, dedicated to making an impact and creating an extraordinary experience for their Homeowners, Communities, and Associates by building quality homes and providing exceptional customer service, giving back to the communities in which we work and live in, and fostering a culture of opportunity and growth for our Associates throughout their career. Lennar has been recognized as a Fortune 500 company and consistently ranked among the top homebuilders in the United States. A Career that Empowers You to Build Your Future The New Home Consultant at Lennar is responsible for managing the new home purchase process from initial customer contact to closing, aiming to create a "tickled, delighted and happy" customer. This includes daily operations at Welcome Home Centers, processing sale agreements, and closing sales in line with company business plans. * A career with purpose. * A career built on making dreams come true. * A career built on building zero defect homes, cost management, and adherence to schedules. Your Role on the Team * Engage and establish relationships with visitors to understand their home buying needs, utilizing the company's selling philosophy. * Self-generate sales leads through community engagement, realtor partnerships, and proactive prospecting. * Develop comprehensive knowledge of the competitive market, including products, community features, and demographics. * Provide consistent follow-through with customers from initial contact to post-closing, maintaining accurate communication records. * Participate in sales meetings, neighborhood promotions, and marketing programs. * Ensure the maintenance of Welcome Home Center models and inventory homes. * Complete required training and participate in community events and phone banks. Your Toolbox * High school diploma or equivalent; college degree and real estate license preferred. * 1-2 years of experience in homebuilding or real estate sales preferred. * Valid driver's license and reliable transportation. * Strong communication, organizational, and customer service skills. * Proficiency in Microsoft Office and ability to use sales tracking tools. * Self-motivated with a positive attitude and strong work ethic. Physical & Office/Site Presence Requirements: Regular, in-person attendance at Company communities/job sites and offices during regular work hours is an essential function of this job. This is primarily an active position, involving office/phone work and walking in all weather conditions, and uneven surfaces, to and within homesites in the community. Must have a valid state driver's license in order to take customers throughout the neighborhood and community, visit realtor offices, and to various other meetings in the process of self-generating sales. Finger dexterity is required to operate computer keyboard and telephone equipment. Must be able to lift and carry supplies and materials up to 25 pounds. Life at Lennar At Lennar, we are committed to fostering a supportive and enriching environment for our Associates, offering a comprehensive array of benefits designed to enhance their well-being and professional growth. Our Associates have access to robust health insurance plans, including Medical, Dental, and Vision coverage, ensuring their health needs are well taken care of. Our 401(k) Retirement Plan, complete with a $1 for $1 Company Match up to 5%, helps secure their financial future, while Paid Parental Leave and an Associate Assistance Plan provide essential support during life's critical moments. To further support our Associates, we provide an Education Assistance Program and up to $30,000 in Adoption Assistance, underscoring our commitment to their diverse needs and aspirations. From the moment of hire, they can enjoy up to three weeks of vacation annually, alongside generous Holiday, Sick Leave, and Personal Day policies. Additionally, we offer a New Hire Referral Bonus Program, significant Home Purchase Discounts, and unique opportunities such as the Everyone's Included Day. At Lennar, we believe in investing in our Associates, empowering them to thrive both personally and professionally. Lennar Associates will have access to these benefits as outlined by Lennar's policies and applicable plan terms. Visit Lennartotalrewards.com to view our suite of benefits. Join the fun and follow us on social media to see what's happening at our company, and don't forget to connect with us on Lennar: Overview | LinkedIn for the latest job opportunities. Lennar is an equal opportunity employer and complies with all applicable federal, state, and local fair employment practices laws.
    $35k-49k yearly est. 32d ago
  • Mortgage Originator- Paramus-1

    Manufacturers and Traders Trust Co

    Loan Officer Job 26 miles from Peekskill

    Primarily responsible for working with customers interested in identifying and obtaining permanent FHA/VA and conventional mortgage loans and other residential mortgage programs that best meet the customer's financial needs and objectives, and adhering to the requirements of federal registration under the SAFE Act. Primary Responsibilities: Interviews applicants to collect and analyze information regarding their income, assets, debts and credit data as well as their needs, desires, and earnings to assist in determining whether the loan will be an acceptable risk; obtains and analyzes pertinent financial and credit data. Independently assesses applicant's credit worthiness. Has authority to issue pre-qualification statement of borrowers' eligibility. Determines which products best meet the customer's needs and financial circumstances and advises potential borrowers regarding the advantages and disadvantages of different financial products and the most appropriate mortgage loan programs. Makes recommendations to customers regarding other bank products or to alternative lending vehicles, as needed. Cultivates new mortgage business. Markets, services and promotes the bank's mortgage products. This includes the solicitation of residential first mortgages through contacts with Realtors, builders, and developers. May be required to travel to and work at prospective customers' homes or business locations. Follows-up on potential customers via travel or telephone. Negotiates terms and conditions of loan with mortgagors. Has authority to bind the bank in connection therewith. Ensures lending compliance with all origination procedures including bank policies and procedures and regulatory requirements. Advises management on effective compliance strategies and potential modifications to corporate operating policies where appropriate to ensure ongoing regulatory compliance. Independently monitors trends and developments in the local real estate market, as well as the changing rules and regulations pertaining to both private and government-insured mortgages. Represents the bank in the community and related functions to identify, develop and promote additional business. May present seminars to general public and real estate agents to promote additional business and community outreach. Scope of Responsibilities: The incumbent always works under limited supervision, sometimes away from the office. The position requires extensive external contacts (potential and existing customers, Realtors, etc.), as well as internal contacts (other Bank personnel) primarily on sales calls outside the office. Will interact with individuals and teams internally and within the community assigned, developing new relationships and maintaining existing relationships Responsibility to establish and maintain federal registration requirements outlined in the SAFE Act. Education and Experience Required: Associates degree and 2 years sales experience, OR in lieu of a degree, A combined minimum of 4 years higher education and/or relevant work experience, including a minimum of 2 years sales experience. Thorough knowledge of FHA/VA regulations, conventional loan requirements and real estate law. Education and Experience Preferred: Technical Skills General knowledge of personal computers and software programs utilized by Residential Mortgage Department Proven sales ability. Strong mathematical skills. Self-motivated, well-organized individual. Excellent verbal and written communication skills. Ability to interact with individuals at all income levels and peers in a professional manner. Demonstrated ability to work independently and to follow through on details to completion. Ability to work under critical time constraints. M&T Bank is committed to fair, competitive, and market-informed pay for our employees. Compensation for this role is based on commission - a draw will be advanced. The successful candidate's particular combination of knowledge, skills, and experience will inform their specific compensation.LocationParamus, New Jersey, United States of America
    $35k-84k yearly est. 22d ago
  • Indirect Loan Processor

    Affinity Federal Credit Union 4.2company rating

    Loan Officer Job 32 miles from Peekskill

    Job Description In order to continually provide our members with the highest level of service, we are seeking an experienced, results oriented and service focused individual to join our loan servicing team at our corporate headquarters in Basking Ridge, New Jersey. The Indirect Loan Processor ensures that approved indirect loan applications are processed and funded in an accurate and timely manner, meeting all credit union and regulatory requirements. The starting salary range for a new hire in this role is $50k-$55k. The wage/salary offered to a successful candidate will be dependent on several qualifying factors, including but not limited to: years of relevant experience, years of industry experience, education, etc. This position is hybrid, with 1 day per month onsite at our corporate headquarters in Basking Ridge, NJ required. ESSENTIAL DUTIES AND RESPONSIBILITIES Evaluates and processes Indirect Loan Applications: Process contracts upon approval instructions from indirect underwriter, ensuring all documentation received from the dealerships/vendor is accurate and complete for disbursement. Confirm all underwriting conditions are met as stipulated in loan approval. Ensure loan documentation is complete and complies with credit union policies. Connect with indirect business partners via email or phone on the progress of the loan. Communicate funding issues and funding status to Indirect business partners. Monitor shared inbox; communicate with dealers and vendors. Ability to multi-task and work with a sense of urgency in a high volume and sometimes stressful work environment. Ability to work independently with moderate supervision and be a standout colleague. Ability to process and fund a high volume of loans with a high degree of accuracy. Be accountable for accurate, efficient review of loan packages and transactions for all indirect/recapture loans within strict time constraints. Review department faxes, emails, and uploaded documents; upload attachments, respond as necessary and/or forward for underwriter review. Provide support to underwriters, team leads and manager on special projects as needed. EDUCATION and/or EXPERIENCE REQUIREMENTS Minimum of 3 years of indirect loan processing experience preferred and prior financial services experience at a Credit Union or bank a plus. Affinity strives to maintain balance between our employees’ personal and professional responsibilities. All full-time employees are eligible to participate in our multi-faceted Total Rewards package including competitive pay, target incentive, full medical/dental/prescription/vision coverage, comprehensive wellness program, mental wellbeing support, reproductive/family building benefits for both men and women, 401(k) plan with company match, basic term life insurance coverage, flexible spending accounts, identity protection, profit sharing, and generous paid time off. As an Affinity employee you are eligible for discounts on our products and services, earn paid time off for volunteering and much more. In addition to these benefits, Affinity provides extensive educational and developmental opportunities as well as access to our formal Education Assistance Program. Affinity Federal Credit Union is an Equal Opportunity Employer Affinity FCU is committed to creating an inclusive culture and an employment experience that values diversity. Our culture is built on respect - one that recognizes and values the unique talents of everyone on the team. With a genuine commitment to diversity, we’ve created an environment where employees feel comfortable regardless of race, gender, religion, background, physical ability, or sexual orientation. Explore career opportunities with Affinity and belong to something better. Please scroll down and read the Applicant Statement in its entirety. Applicant Statement I promise that all information I have supplied in this application and any other form, oral or written, is true and accurate, and I agree that any misstated, misleading, omitted, or false information will result in rejection of this application form, refusal to hire, withdrawal of an offer of employment, or immediate discharge without recourse, whenever and however discovered. I understand and agree that Affinity Federal Credit Union, any agent acting on its behalf, as well as any other person responding to a reference request pursuant to this application, can and will seek and/or disclose any and all information about me which said corporation, agent, or person may have. I specifically authorize said disclosure and agree to hold all such corporations, agents, or persons harmless. I understand and agree to the fact that Affinity Federal Credit Union maintains a drug-free workplace and that I will be required to undergo a drug urine screening check. I understand and agree to the fact that Affinity will also conduct a criminal history background and credit report check. I understand and agree that said pre-employment checks are designed to ascertain my suitability for employment. I specifically authorize said disclosure of this confidential information and agree to hold Affinity Federal Credit Union, its agents, managers, officers, and employees harmless from any and all liability in connection with the pre-employment screening/testing. Additionally, I agree to comply with all request for additional testing of any type and at anytime during my employment at Affinity Federal Credit Union. I understand that all employment offers are made contingent upon satisfactory proof of legal authorization to work in the United States according to the law. I understand that failure to provide satisfactory proof of identity and authorization to work in the United States will disqualify me from employment. If hired, I agree to abide by the terms and conditions of all Affinity Federal Credit Union policies and procedures. I understand I will not be employed, or my employment will be terminated, if I am or have been convicted of a criminal offense involving dishonesty, breach of trust or money laundering, or if I admit, plead guilty or nolo contender, or have to such an offense or if I agree or have agreed to enter into a pretrial diversion or similar program in connection with a prosecution such an offense. I understand and agree that my employment will be at will and that I or Affinity Federal Credit Union may terminate this employment relationship at any time, with or without notice, for any or no reason, without recourse by either of us. I also understand that oral representations to the contrary do not change the fact that both the Company and I maintain free to end the work relationship for any or no reason. I further understand that any changes in this employment relationship must be made in writing. I acknowledge that at anytime during my employment with Affinity Federal Credit Union, the hours and/or days that I am expected to work may be changed to accommodate the needs of the business. In addition, I am also expected to work at various Affinity Federal Credit Union locations. I acknowledge that I have been advised that Affinity Federal Credit Union is an Equal Opportunity Employer and that Affinity Federal Credit Union administers its employment policies in a nondiscriminatory manner. I specifically authorize Affinity Federal Credit Union to investigate my background, including any and all references, and prior employers, consistent with the position for which I am applying, and release and hold Affinity Federal Credit Union harmless for any and all liabilities arising out of its investigation of my application for employment. I authorize the Company, in its sole discretion, to supply my employment record to any prospective employer, government agency, or other party with an interest that the company deems appropriate. I understand that this application is not a contract of employment. If you agree to this disclaimer, you authorize the Company to process the application in accordance with the Company’s established hiring practices. By completing this online application for employment opportunities at Affinity Federal Credit Union, I acknowledge reading, understanding and agreement of the Applicant Statement.
    $50k-55k yearly 24d ago

Learn More About Loan Officer Jobs

How much does a Loan Officer earn in Peekskill, NY?

The average loan officer in Peekskill, NY earns between $39,000 and $90,000 annually. This compares to the national average loan officer range of $30,000 to $69,000.

Average Loan Officer Salary In Peekskill, NY

$59,000
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