Loan Officer Jobs in Potomac, MD

Newmark Group, Inc. (Nasdaq: NMRK), together with its subsidiaries (“Newmark”), is a world leader in commercial real estate, seamlessly powering every phase of the property life cycle. Newmark's comprehensive suite of services and products is uniquely tailored to each client, from owners to occupiers, investors to founders, and startups to blue-chip companies. Combining the platform's global reach with market intelligence in both established and emerging property markets, Newmark provides superior service to clients across the industry spectrum. For the twelve months ended December 31, 2024, Newmark generated revenues of nearly $2.8 billion. As of December 31, 2024, Newmark and our business partners together operated from approximately 170 offices with over 8,000 professionals across four continents. To learn more, visit nmrk.com or follow @newmark. The Multifamily Capital Markets platform is the preeminent source of capital solutions for multifamily owners and operators. With a nationwide presence and unparalleled expertise, a 30+ year history and a servicing portfolio of $58 billion representing in excess of 3,400 loans in 49 states. A top five Fannie Mae and Freddie Mac Lender in 2017, the Multifamily Capital Markets Group offers a full complement of GSE, FHA, Life Company and Conduit products paired with extensive multifamily, affordable, student, seniors housing and healthcare expertise. Job Description: We are seeking a Jr. Underwriting Closing Officer with a minimum 1-3 years of commercial GSE Loan Closing experience. Essential Job Duties: Responsible for working towards independently coordinating and conducting a review of loan closing due diligence items (i.e. organizational documents, management agreement, title commitment and title exceptions, laundry leases, commercial tenant leases, evidence of insurance, various third-party reports, etc.) Provide all closing due diligence items to outside counsel for review in a timely manner and work closely with them to ensure all rate lock and closing conditions are satisfactorily met in a timely manner. Coordinate a review of borrower comments to loan documents with outside counsel, recommend appropriate responses through credit risk analysis based on professional experience, knowledge and outside counsel recommendations. Represent Newmark to outside parties including borrower, investor and counsel during loan document modification negotiations and/or conference calls. Reconcile all income and expenses to confirm the loan is balanced prior to closing. Review Loan Commitments and provide comments to ensure accuracy and completeness related to specific terms and conditions of the loan structure. Responsible for managing the insurance review process. Work with Insurance Consultants and understand, review insurance against investor requirements. Responsible for shepherding the internal insurance waiver process. Communicate with and provide detailed guidance to other departments within Newmark with regard to complicated/out of the box transactions. Responsible for managing closing process with internal and external parties to ensure timely closing and sale to investors. Clearly and immediately communicate problems/issues with a closing or deal and elevate appropriately. Provide back-up assistance to Team Leader, if applicable, Closing Manager and Delivery Team. Assist with special projects to improve the process and experience of our clients and business partners. Skills, Education and Experience: High School diploma or equivalent B.A. /B.S. degree preferred Successful completion of Real Estate Finance and Escrow I course or equivalent 1-3 years of commercial GSE closing experience Thoroughly familiar with escrow/real estate terminology and real estate documents Ability to navigate through various types of loan structures, non-standard documentation and other potential risk associated with the transaction. Highly developed analytical, research and written/verbal communication skills Ability to problem-solve and exercise independent judgment while displaying a high degree of initiative and accuracy. Demonstrate ability to organize and prioritize projects; complete multiple tasks on schedule. Ability to work productively under minimal supervision. Must be proficient in Microsoft Office. Strong work ethic and pro-active team player, able to work effectively under sometimes stressful conditions Ability to travel a minimum of 10% Working Conditions: Normal working conditions with the absence of disagreeable elements Note: The statements herein are intended to describe the general nature and level of work being performed by employees, and are not to be construed as an exhaustive list of responsibilities, duties, and skills required of personnel so classified. Newmark is an Equal Opportunity/Affirmative Action employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex including sexual orientation and gender identity, national origin, disability, protected Veteran Status, or any other characteristic protected by applicable federal, state, or local law.

Responsibilities: Support the growth and development of assigned commercial loan portfolio by effectively managing client portfolios to include the complete loan review/renewal process. Effectively monitor portfolio for revenue opportunities and/or loan exposures. Assist in the sales proposal process, including accompanying the lenders on customer and prospect calls and various other sales/customer-oriented projects. Establish and maintain relationships with current and prospective clients; proactively identify and recommend opportunities to cross-sell additional loan and non-credit products to clients. Monitor portfolio loan exposure including review of maturity reports, overdraft activity reports, past dues reports, etc. Ensure adherence to credit policy, guidelines and regulatory requirements. Work with clients to modify and/or restructure existing loans as needed. Acts as a liaison between commercial loan officers and the Credit Department to expedite underwriting. Interacts with customers at the request of, or in the absence of, commercial loan officers. Help resolve credit problems, delinquent payment issues, and other related affairs. Prepare lending activity reports for management and loan committee as needed. Obtain necessary information to process and complete loan files. Assist in preparation of Loan Presentation within loan origination system. Prepare commitment letters, engage title company/attorney, manage the settlement of loans. Create and mail financial request letters; check in and save financials properly when received. Act as a liaison between Commercial Loan officers and the Credit Department to expedite underwriting. Requirements: Bachelor's degree preferred 3+ years' experience in a commercial loan support capacity Experience handling C&I or CRE loans Experience with Jack Henry, FIS or Fiserv platforms

Looking to begin a career in the Real-Estate/Mortgage industry? Apply today! No Experience required. Candidate must be willing to work onsite Monday-Friday in Columbia, Maryland Mortgage Loan Processor Direct Placement $60,000-$65,000/yr Desired Skills: Bachelor's Degree Excellent customer service, and strong oral and written communication skills Strong organization skills, attention to detail, and ability to multi-task Insight Global is hiring for a Mortgage Loan Processor to join one of the largest homebuilding companies across the country in their Mortgage division. You will get to work directly with homebuying customers in the role and impact their lives by helping them secure financing for their new home! By using a mix of customer services and your financial/loan processing background, you will act as a liaison between the borrower, the sales team, and underwriting department to ensure that the borrowers home buying experience is excellent. Responsibilities include: Provide a positive impact on the customer's experience while maintaining frequent communication and customer service to home buyers Maintain ongoing communication with the Mortgage and Homebuilding staff throughout the entire loan process Manage multiple loan files, collect, and record customer information, and ensure timely processing of mortgages Set up loan files, order all exhibits (i.e., VOE's, VOD's credit report, etc.), and follow up on submitted and pending loans. Coordinate closing paperwork, ensure accuracy and completeness of loan files prior to passing to the closing department

Job Description The Analyst - Institutional Loan Servicing is primarily responsible for working collaboratively with numerous groups within the organization to support the onboarding, servicing, monitoring, operations, and reporting requirements of participations, syndications, and commercial whole loans. On a daily basis, this role will be responsible for monitoring, onboarding and post-settlement activity processing for participations, syndications. and commercial whole loans in the Corporate AgFinance and Rural Infrastructure loan portfolios. In addition, this role will be instrumental in the enhancement and development of business processes and support of system enhancements and new implementations. The ideal candidate must have strong interpersonal skills, possess a desire to work in a developing function, and the ability to engage with people of all levels within the organization. This candidate will also be detail oriented and have strong organizational skills. The People You Will Work With The position will report directly to the Senior Manager - Institutional Loan Servicing and will directly liaison with members of the Information Technology, Operations, Accounting, Corporate AgFinance, Infrastructure Finance, Servicing, Credit, and Legal departments. In addition, the position will liaison with external stakeholders such as Seller Banks and other counterparties.. Where and When You Will Work The position will be based in Farmer Mac’s Washington, D.C. office, Des Moines, IA, office or remotely if outside of those two metropolitan areas. Farmer Mac embraces a Presence with Purpose work environment, which allows for flexibility of work location while providing the opportunity for teams to come together in the office with purpose. Core business hours are Monday through Friday 8:00 am to 5:00 p.m. Central. Work outside of these times may be required for planned and unplanned activities to complete time sensitive projects or to attend off-site meetings or events. Periodic travel is expected of this position to meet with internal and external stakeholders. Primary Responsibilities and Duties Review and validate the closing of new participations, syndications and commercial whole loans in Salesforce platform with additional onboarding set up of those transactions in the Rockport servicing platform. Work closely with the Transaction Management Group to validate closing procedures and authorize the funding of transactions with the Treasury Operations Group. Monitor agent notifications (draw requests, P&I payments and other activity affecting loan terms) on a daily basis and posts to Rockport. Work collaboratively with Loan Administration, Treasury Operations, Credit, Corporate AgFinance, Infrastructure Finance, Transaction Management, IT, and Accounting to properly communicate the ongoing operational needs of the participation, syndication, and commercial whole loans portfolio. Participate in the monthly, quarterly, and annual close cycles to provide Accounting and Finance Groups with various reports and data. Document the process to onboard new transactions with an emphasis on operational considerations, controls, and validation techniques with input from other business stakeholders. Partner with business areas to enhance business processes to accommodate unique transactions (e.g., new templates, system changes). Analyze, research, and document potential resolution of complex workflow issues for leadership approval and eventual delivery. Also, assist management in proactive identification of workflow process improvement opportunities. Support the broader Operations team on system implementations to determine impact to process and system needs (as needed). Provide ongoing support to assist Operations teams with issues identified in systems (e.g., data inquiries). Desired Skills and Qualifications Experience with review and analysis of loan documentation, reporting, and associated workflows. Knowledge of syndication, participation and/or project finance-related transactions required. Experience in managing and organizing documents and coordinating messaging across teams. Experience in managing operational process improvements. Skills in organization, proactive initiative, attention to detail, consistent accuracy, and strong verbal and written communication. Capacity to quickly shift from one task to another in order to keep up with the fast-paced working environment. Ability to create, maintain, and improve highly effective processes. Advanced skills using MS Office applications (MS Access, Word, Excel, PowerPoint). Working knowledge of Rockport system is a plus. Education and Experience Bachelor’s degree in Accounting, Finance, Business, or similar discipline Minimum of 4 years of experience in operations with a bank or financial institution Our compensation philosophy is targeted pay positioning relative to peers, our industry, and external markets. Farmer Mac is committed to a compensation program that will enable the organization to attract, motivate, reward, and retain highly skilled and creative talent to maintain sustained long-term performance and achieve the organization’s strategic business objectives. The typical starting salary range for this position is between $67,000 - $89,000, although wages can vary based on experience and geography, plus performance-based bonus and equity-based awards. Individual compensation will be commensurate with the candidate's experience.

The Multifamily Capital Markets platform is the preeminent source of capital solutions for multifamily owners and operators. With a nationwide presence and unparalleled expertise, a 30+ year history and a servicing portfolio of $58 billion representing in excess of 3,400 loans in 49 states. A top five Fannie Mae and Freddie Mac Lender in 2017, the Multifamily Capital Markets Group offers a full complement of GSE, FHA, Life Company and Conduit products paired with extensive multifamily, affordable, student, seniors housing and healthcare expertise. Job Description: We are seeking a Closing Officer with a minimum 1-3 years of commercial GSE Loan Closing experience. Essential Job Duties: * Responsible for working towards independently coordinating and conducting a review of loan closing due diligence items (i.e. organizational documents, management agreement, title commitment and title exceptions, laundry leases, commercial tenant leases, evidence of insurance, various third-party reports, etc.) * Provide all closing due diligence items to outside counsel for review in a timely manner and work closely with them to ensure all rate lock and closing conditions are satisfactorily met in a timely manner. * Coordinate a review of borrower comments to loan documents with outside counsel, recommend appropriate responses through credit risk analysis based on professional experience, knowledge and outside counsel recommendations. * Represent Newmark to outside parties including borrower, investor and counsel during loan document modification negotiations and/or conference calls. * Reconcile all income and expenses to confirm the loan is balanced prior to closing. * Review Loan Commitments and provide comments to ensure accuracy and completeness related to specific terms and conditions of the loan structure. * Responsible for managing the insurance review process. Work with Insurance Consultants and understand, review insurance against investor requirements. Responsible for shepherding the internal insurance waiver process. * Communicate with and provide detailed guidance to other departments within Newmark with regard to complicated/out of the box transactions. * Responsible for managing closing process with internal and external parties to ensure timely closing and sale to investors. * Clearly and immediately communicate problems/issues with a closing or deal and elevate appropriately. * Provide back-up assistance to Team Leader, if applicable, Closing Manager and Delivery Team. * Assist with special projects to improve the process and experience of our clients and business partners. Skills, Education and Experience: * High School diploma or equivalent * B.A. /B.S. degree preferred * Successful completion of Real Estate Finance and Escrow I course or equivalent * 1-3 years of commercial GSE closing experience * Thoroughly familiar with escrow/real estate terminology and real estate documents * Ability to navigate through various types of loan structures, non-standard documentation and other potential risk associated with the transaction. * Highly developed analytical, research and written/verbal communication skills * Ability to problem-solve and exercise independent judgment while displaying a high degree of initiative and accuracy. * Demonstrate ability to organize and prioritize projects; complete multiple tasks on schedule. * Ability to work productively under minimal supervision. * Must be proficient in Microsoft Office. * Strong work ethic and pro-active team player, able to work effectively under sometimes stressful conditions * Ability to travel a minimum of 10% Working Conditions: Normal working conditions with the absence of disagreeable elements Note: The statements herein are intended to describe the general nature and level of work being performed by employees, and are not to be construed as an exhaustive list of responsibilities, duties, and skills required of personnel so classified. Newmark is an Equal Opportunity/Affirmative Action employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex including sexual orientation and gender identity, national origin, disability, protected Veteran Status, or any other characteristic protected by applicable federal, state, or local law.

Job Tasks and Responsibilities: As a loan originator, Employee shall have responsibility for collecting and analyzing customers' income, assets, investments and debts; determining which financial products best meet customer needs and financial circumstances; advising customers regarding advantages and disadvantages of different financial products; and marketing and promoting qualifying residential mortgage loans in accordance with MMC's policies and procedures as in effect from time to time, and in accordance with Employee's terms of compensation set forth in Exhibit A as updated or revised at MMC's discretion from time to time. Employee shall achieve satisfactory production standards as updated or amended at MMC's sole discretion from time to time. Employee shall adhere to MMC's policies and procedures regarding fees chargeable on all loans originated. Employee shall perform all duties incidental to the successful operation of the Business and such other duties as specified by MMC from time to time. Employee shall obtain and process loan applications and oversee the completion of all documentation and fulfillment of all closing conditions for each loan Employee originates. Employee will be responsible for communicating initial loan commitment terms to potential customers. Employee represents possession of the necessary skills and proficiency to market, promote, and prepare applications for loans secured by real estate. Employee shall devote Employee's best efforts, attention, knowledge and talent to discharging those duties and responsibilities faithfully, conscientiously and diligently as may be assigned by MMC, together with such other duties as are generally commensurate with the role of a loan originator. Employee shall devote Employee's full time, ability, and attention to MMC's Business during the term of this Agreement. Employee will be responsible for developing and carrying out personal marketing strategies, developing a high level of customer satisfaction, and following all MMC policies and procedures, including but not limited to those set forth in any and all of MMC's policy and procedure manuals, guides, handbooks, bulletins and other circulated materials, in written or electronic form, and relating to the Business of MMC and employment of Employee(collectively, the "Policies"). Employee acknowledges receipt of the Policies in existence as of the date of this Agreement, and covenants to review such Policies and as supplemented or updated. Employee shall cooperate with and assist MMC in assembling all documents necessary for marketability of residential mortgage loans, including the sale or assignment of such loans. Knowledge of FNMA/FHLMC,FHA,VA and VHDA underwriting guidelines Required Knowledge, Skills and Abilities: Strong organizational and time management skills Ability to multitask in a fast-paced environment Excellent verbal and written communication skills Customer service oriented Understanding of Residential Lending regulatory requirements Experience with Encompass360 Educational and Experience Requirements: Bachelor's degree in Finance or Business is preferred Certification(s) from the Mortgage Bankers Association preferred but not required At least two- three years of Mortgage Lending experience

The Multifamily Capital Markets platform is the preeminent source of capital solutions for multifamily owners and operators. With a nationwide presence and unparalleled expertise, a 30+ year history and a servicing portfolio of $58 billion representing in excess of 3,400 loans in 49 states. A top five Fannie Mae and Freddie Mac Lender in 2017, the Multifamily Capital Markets Group offers a full complement of GSE, FHA, Life Company and Conduit products paired with extensive multifamily, affordable, student, seniors housing and healthcare expertise.

Job Description The CAZA Group is a mission-driven real estate team committed to helping families create wealth and financial freedom. By 2034, we aim to continue to grow the exclusive network and operate 100 elite CAZA offices globally. Our mission is rooted in impact, education, and collaboration, guided by our core values of Family First, Results Matter, and Always Be Learning. As a Mortgage Loan Originator at SimpliFunded, you will be instrumental in driving our growth by identifying and cultivating new business opportunities. You will guide clients through the entire mortgage process, from initial consultation to successful closing, ensuring a seamless and positive experience. This role requires a proactive individual with strong sales acumen, a deep understanding of mortgage lending, and a passion for helping individuals achieve their homeownership dreams. What You'll Do: Drive Business Development: Proactively identify and pursue new business prospects through networking with realtors, builders, current customers, and other centers of influence to generate residential mortgage applications. Originate and Guide Loans: Assist borrowers with the loan application process, ensuring accuracy and completeness. Provide Expert Consultation: Educate clients on various mortgage products, explain the process thoroughly, and set clear timelines and expectations. Qualify Borrowers and Structure Loans: Analyze borrower credit, run Automated Underwriting System (AUS), and accurately price loans. Collaborate for Success: Work closely with our processing team to gather necessary documentation and ensure smooth communication between the client, processor, and lender throughout the closing process. Champion Client Experience: Own the entire client journey, ensuring exceptional service and exceeding customer expectations to build lasting relationships. Develop Your Business Strategy: Create and maintain a personal business plan to achieve individual and team goals. What You'll Bring: Licensing: Must possess or be willing to obtain an active NMLS Mortgage Originator License in Virginia, DC, and Maryland. Experience: 1+ year of recent experience in Mortgage Loan Origination or a proven track record in a sales-focused role. Pipeline Management: Demonstrated ability to maintain a current and active rolling pipeline with a target of funding at least two loans per month. First-Time Homebuyer Expertise: Experience working effectively with first-time homebuyers. Sales & Marketing Acumen: Strong sales and marketing skills, including a proven ability to generate new business through networking, referrals, and other sources. Integrity & Ethics: A commitment to dealing honestly and ethically with clients, colleagues, and business partners. Mortgage Expertise: Comprehensive understanding of loan guidelines and all relevant federal and state regulations. Problem-Solving Skills: Demonstrated ability to effectively analyze and resolve issues at a functional level. If you're ready to transform your career and join the elite in real estate investment, apply now and take the first step toward living your impact.

Job Description Join our team as Licensed Loan Originator! Are you a dynamic and driven Mortgage LO looking to take your career to the next level? Look no further! We're looking for talented individuals to join our team and help us grow! You'll have the opportunity to work with a team of supportive colleagues who are passionate about providing excellent customer service to you and your borrowers. Job Summary: The Mortgage Loan Originator conducts interviews with prospective borrowers to analyze financial and credit data, determine customer financing objectives, advise customers of product/pricing policies and guidelines, and gather any additional required information. The MLO ensures exceptional customer service by maintaining thorough knowledge of lending programs, policies, procedures, and regulatory requirements, demonstrating a commitment to professional ethics, complying with all Federal and State compliance policies, and adhering to HMDA requirements. Duties/ Responsibilities: Build trust with potential clients and develop referral networks, customarily and regularly engaged away from the office. Analyze applicants' financial status, credit, and property information to determine feasibility of qualifying for loan programs. Explain to customers the different types of loans and credit options that are available, as well as the terms of those services, primary duty is in making sales. Obtain and compile copies of loan applicants' credit histories, financial statements, and other personal information. Review loan applications to ensure that they are complete and accurate according to policy. Stay abreast of new types of loans and other financial services and products to better meet customers' needs, understand mortgage regulations and financial markets. Confer with underwriters to aid in resolving mortgage application problems. Work with clients to identify their financial goals and to find ways of reaching those goals. Analyze potential loan markets and develop new opportunities to locate prospects for loans. Demonstrates NMS CHIPP philosophy in all interactions. Performs other duties as assigned. Required Skills/Abilities: Ability to reason logically and make sound decisions, to consider alternative and diverse perspectives, to communicate effectively both orally and in writing, to remain poised under all circumstances, and to interact effectively with people in a positive manner that creates confidence and trust. Be goal oriented and comfortable cultivating relationships. Familiar Microsoft Office Outlook, Encompass, and related industry software. Education and Experience: High school diploma or equivalent required. Valid Mortgage Loan Originator License, Federal & State(s) Minimum of 1-year residential mortgage lending experience with a focus on generating self-sourced business. Bilingual - English and Spanish a plus Physical Requirements: This position is customarily engaged in business development, client calls, local meetings, and as such frequent travel will be common, though generally limited to a 50-mile radius from the employee’s base of operations.

Responsible for cultivating loan referrals through outside sales meetings with builders, realtors, and consumers. Examines, evaluates, and documents customer applications for credit approval on real estate oans. Responsibilities: * Spends majority of the time (50% or greater) working outside the office to conduct sales calls to create, develop and maintain referral relationships with real estate professionals, builders, and consumers. * Analyzes potential marketing opportunities to develop future business opportunities. * Communicates positively and professionally with operations staff throughout the process of the loan to ensure a smooth closing. * Engages in managing the loan pipeline with all team members to meet company efficiency standards. * Meets with borrowers to determine the best loan program for individual needs after analyzing income, assets, credit, and property. * Collect all required documentation from borrowers and convert it to paperless documents. * Prepares and submits loan submission sheets to set up. * Reads and understands rate sheets, product codes, and loan level price adjustments to calculate rates and fees. * Negotiates and confirms rates, fees, and locks terms with customers. * Locks loans in the system with agreed upon terms and manages locked pipelines through the funding. Requirements: * Minimum of one (1)+ years' experience in mortgage. * NMLS loan originator license required. * Continuing education classes required by licensing authority. Why work for #teamloan Depot: * Aggressive compensation package based on experience and skill set. * Inclusive, diverse, and collaborative culture where people from all backgrounds can thrive. * Work with other passionate, purposeful, and customer-centric people. * Extensive internal growth and professional development opportunities including tuition reimbursement. * Comprehensive benefits package including Medical/Dental/Vision. * Wellness program to support both mental and physical health. * Generous paid time off for both exempt and non-exempt positions. About loan Depot: loan Depot (NYSE: LDI) is a digital commerce company committed to serving its customers throughout the home ownership journey. Since its launch in 2010, loan Depot has revolutionized the mortgage industry with a digital-first approach that makes it easier, faster, and less stressful to purchase or refinance a home. Today, as the nation's second largest non-bank retail mortgage lender, loan Depot enables customers to achieve the American dream of homeownership through a broad suite of lending and real estate services that simplify one of life's most complex transactions. With headquarters in Southern California and offices nationwide, loan Depot is committed to serving the communities in which its team lives and works through a variety of local, regional, and national philanthropic efforts. We are an equal opportunity employer and value diversity in our company. We do not discriminate based on race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status.

About Us Capital Bank N.A. is headquartered in Maryland, and has been serving our communities since 1999. We stand as a publicly traded company (NASDAQ: CBNK) with over $3 billion in assets. We offer commercial and consumer banking services to clients in Maryland, DC, and Northern Virginia, alongside two nation-wide lending brands; Capital Bank Home Loans and OpenSky, a credit card division that offers and services credit cards across all states. Our personalized approach to banking, paired with cutting-edge technology solutions and a comprehensive suite of products and services, fuels our growth, and enables us to support our customers at every stage in their financial journey. Come join a bank where our employees thrive and are engaged in meaningful work. For the last 5 out of 6 years, Capital Bank was named one of the "Best Banks to Work For" in the U.S. by American Banker. Position Purpose Capital Bank is looking for a Mortgage Loan Processor to join our team. The Mortgage Loan Processor works closely with loan originators to process mortgage loans in order to provide a seamless customer experience. The Mortgage Loan Processor's primary function is to ensure the timely and accurate submission of loans to Underwriting. Position Responsibilities Gathers and analyzes documentation and other information to take each loan application from once setup to closing Contacts borrowers and referral sources as an introduction within 3 days (72 hours) of receipt Reviews all income documentation to ensure that is accurate and supports the guidelines in place for a specific loan product Reviews product guidelines to make sure that the loan fits and the necessary documentation is obtained, including: Verify 2 years of continued employment - document any gaps Review asset documentation Review credit report Review appraisal Review title work Review hazard insurance Obtain payoffs on refinances by contacting current mortgage holder Make sure all documentation is legible Obtain all required certifications from agent - termite, well, septic, etc. and review upon receipt. Actions as needed. Monitor daily closing schedule and make sure all loan are scheduled - if not scheduled notify Title Company, Agent and/or Loan Officer and schedule with closing department Submit loan to underwriting in appropriate file order Clear all Prior to Closing conditions. - Loans must be “clear to close” at least 48 hours prior to closing Advise borrower of loan decision and any required conditions Inputs proper loan information into Encompass so that data and supporting documentation are accurate. Contacts borrowers to obtain additional documentation as necessary to meet loan guidelines Follows Processing procedures as designated by Processing Manager Must meet crucial deadlines such as financing contingencies and closing dates Works with the MLO and/or LOA regarding missing/requested items Updates conversation logs in Encompass Minimum Education & Experience 3-5 years experience in a loan processing role with experience handling loans from start to finish. Recent experience in the mortgage industry as an assistant, loan processor or loan officer is preferred. Experience communicating with borrowers regarding lending requirements. Experience processing conventional, FHA and VA loans. Experience with Encompass software is required. Preferred Skills & Qualifications Strong background in calculating income is preferred. Proficient in Microsoft Office Suite including Word, Excel, PowerPoint and Outlook. Excellent verbal and written communication skills. Proven customer service ability is required. Must have knowledge of lending terminology and the ability to effectively communicate to borrowers. Knowledge of underwriting would be helpful. Independent worker that can produce results Ability to take initiative Ability to work in a fast-paced environment and deliver accurate results. Compensation: Base Salary Range: $25.51 -$35.71 per hour. Final determination of where you are at in the salary range is based on numerous factors such as relevant experience, skill set, education, and ability to meet qualifications within the job description. Additional Compensation: This role will include a yearly annual target bonus based on individual performance. Working Arrangements This position will be a remote role. Why Join Us? Join a growing company with a culture that fosters an entrepreneurial spirit Comprehensive benefits package including Medical, Dental, Vision, Company Paid Life Insurance, Disability Insurance, and more! Company Contributions to your 401k - Regardless of your contribution Employee Perks: Paid Parental Leave, Employee Recognition Program, Leadership Program, Tuition Reimbursement Program, Employee Bank Checking Account, and much more! Generous Paid Time Off and Paid Holidays - Including Paid Charity Hours to support volunteer opportunities Supporting Businesses. Helping People. Strengthening Communities. Capital Bank, N.A. is an Affirmative Action, E-Verify, & Equal Opportunity Employer.

divh1span class="emphasis-2"bOverview:/b/span/h1pPrimarily responsible for working with customers interested in identifying and obtaining permanent FHA/VA and conventional mortgage loans and other residential mortgage programs that best meet the customer's financial needs and objectives, and adhering to the requirements of federal registration under the SAFE Act. /pp/ph2span class="emphasis-2"bPrimary Responsibilities:/b/span/h2ulliInterviews applicants to collect and analyze information regarding their income, assets, debts and credit data as well as their needs, desires, and earnings to assist in determining whether the loan will be an acceptable risk; obtains and analyzes pertinent financial and credit data. /lili Independently assesses applicant's credit worthiness. Has authority to issue pre-qualification statement of borrowers' eligibility. /lili Determines which products best meet the customer's needs and financial circumstances and advises potential borrowers regarding the advantages and disadvantages of different financial products and the most appropriate mortgage loan programs. /lili Makes recommendations to customers regarding other bank products or to alternative lending vehicles, as needed. /lili Cultivates new mortgage business. Markets, services and promotes the bank's mortgage products. This includes the solicitation of residential first mortgages through contacts with Realtors, builders, and developers. /lili May be required to travel to and work at prospective customers' homes or business locations. Follows-up on potential customers via travel or telephone. /lili Negotiates terms and conditions of loan with mortgagors. Has authority to bind the bank in connection therewith. /lili Ensures lending compliance with all origination procedures including bank policies and procedures and regulatory requirements. /lili Advises management on effective compliance strategies and potential modifications to corporate operating policies where appropriate to ensure ongoing regulatory compliance. /lili Independently monitors trends and developments in the local real estate market, as well as the changing rules and regulations pertaining to both private and government-insured mortgages. /lili Represents the bank in the community and related functions to identify, develop and promote additional business. May present seminars to general public and real estate agents to promote additional business and community outreach. /li/ulp/ph2span class="emphasis-2"bScope of Responsibilities:/b/span/h2pThe incumbent always works under limited supervision, sometimes away from the office. /pp The position requires extensive external contacts (potential and existing customers, Realtors, etc. ), as well as internal contacts (other Bank personnel) primarily on sales calls outside the office. /pp Will interact with individuals and teams internally and within the community assigned, developing new relationships and maintaining existing relationships/pp Responsibility to establish and maintain federal registration requirements outlined in the SAFE Act. /pp/ph2span class="emphasis-2"bEducation and Experience Required:/b/span/h2pAssociates degree and 2 years sales experience,/pp OR in lieu of a degree,/ppA combined minimum of 4 years higher education and/or relevant work experience, including a minimum of 2 years sales experience. /pp/pp Thorough knowledge of FHA/VA regulations, conventional loan requirements and real estate law. /pp/ph2span class="emphasis-2"bEducation and Experience Preferred:/b/span/h2pTechnical Skills/pp General knowledge of personal computers and software programs utilized by Residential Mortgage Department/pp Proven sales ability. /pp Strong mathematical skills. /pp Self-motivated, well-organized individual. /pp Excellent verbal and written communication skills. /pp Ability to interact with individuals at all income levels and peers in a professional manner. /pp Demonstrated ability to work independently and to follow through on details to completion. /pp Ability to work under critical time constraints. /pp style="text-align:inherit"/pp style="text-align:inherit"/pp style="text-align:inherit"/pMamp;T Bank is committed to fair, competitive, and market-informed pay for our employees. Compensation for this role is based on commission - a draw will be advanced. The successful candidate's particular combination of knowledge, skills, and experience will inform their specific compensation. p style="text-align:inherit"/pp style="text-align:inherit"/pp style="text-align:inherit"/ph1buLocation/u/b/h1Leesburg, Virginia, United States of America/div

Take your career to the next level! In the last few years our goal has been expansion, creating growth opportunities for many of our team members. Not only are we serious about growth, but we are also serious about helping our customers during hard financial times. We take pride in providing solutions and offering a helping hand, not only to our customers but also to the communities we serve. As we continue to expand and grow into a national leader in consumer financing, we invite you to consider joining our team. If you're passionate about making a meaningful impact in people's lives and bringing a personal touch to finance, we'd love to have you on board! Regional Finance is hiring! We are looking for talented and driven individuals to join our team. Take the next step in your career and click that apply button! Job Intro The core of a Loan Specialist is being customer oriented. If you are interested in helping others in their time of need, then this is the career you have been looking for! Why work at Regional? * Regional offers competitive pay! We do our best to show that we value our team members! * You are eligible for a monthly bonus. Who doesn't love a nice cash reward for their hard work? * You will have promotion opportunities. We love to train our Loan Specialist into future Branch Managers! * All full-time team members have access to our medical, dental, vision and 401(k) benefits! Duties and responsibilities * Provide exceptional service to all customers. * Process credit loan applications and use product knowledge to present loan solutions to current and potential customers. * Maintain office cash with accuracy and proper security. * Grow account volume through good judgment and effective customer solicitations in the branch and by telephone. * Minimize delinquent debt through calling customers and collecting on past-due accounts. * Receive, track, and post all payments and fees to customer accounts in compliance with Company Policy. * Transport money and deposits to and from bank. * Other duties as assigned by leadership. Minimum Qualifications * High School Diploma or Equivalent. * Prior customer service experience in either a sales/retail environment or cash management environment. * Must pass drug screen, criminal and credit background checks. * Valid Driver's License and access to a dependable automobile with liability insurance coverage. Critical Competencies * Demonstrated passion for customer service. * Excellent written and verbal communication skills. * Customer service minded with a personality that relates well with a broad spectrum of people, including external customers, branch colleagues, and corporate co-workers. * Thrives in a pay for performance atmosphere. * Proven ability to multi-task. Working conditions This position works in an office providing consumer loan products in person and over the phone. The typical working hours are 8:30am to 5:30pm Monday through Friday with some Saturdays required. Overtime may be required on an as needed basis and is at the discretion of upper management. If you are a job applicant who resides in the state of California, please review our California Employee Privacy Policy at the following link: ************************************************************************************************** #RGNL Regional is an equal opportunity employer and does not discriminate on the basis of race, color, religion, creed, national origin, sex (including pregnancy, childbirth, and related medical conditions), sexual orientation, gender identity, transgender status, age, disability, genetic information, veteran status, uniform service, or any other characteristic protected by applicable law ("Protected Characteristics"). Regional's policy of non-discrimination applies to all phases of the employment process and relationship, including, but not limited to, recruitment and selection; compensation and benefits; professional development and training; promotions and opportunities; transfers; social and recreational programs; layoff; and terminations.

Salary is depending on experience. If you have a passion for business, customer service and growth this is the perfect opportunity for you! Lots of growth opportunities within the company! Responsibilities - Maintain strong communication and customer service to homebuyers, branch personnel and divisions within the company - Manage multiple loan files - Collect and record customer information in a timely manner - Ensure accuracy and completeness of each loan file - Coordinate closing tasks - Follow-up on submitted and pending loans Requirements - Bachelors Degree - Excellent communication and customer service skills - Hard-working and detail-oriented $55,000 - $60,000 a year

It is the responsibility of the Mortgage Loan Officer to be able to handle all functions of originating a loan. Essential Functions Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Origination Requirements Develop application sources through internal and external centers of influence including but not limited to: Burke & Herbert Bank branches, realtors, builders, stockbrokers, financial planners, attorneys, accountants and past customers. Develop new business from personal and nontraditional resources. Work independently. Complete 1003 Residential Loan Application. Collect all data and documents necessary to process the application. Assign loan number. In-put or upload application information into Loan Origination System, Encompass. Submit to Desktop Underwriter™, Loan Prospector™ or other decision engine. Issue initial disclosures accurately and in a timely manner. Follow up on conditions necessary to close or decline loan as requested. Price and lock interest rate with investor, meeting Burke and Herbert Bank pricing expectations. Monitor lock expiration dates for closing and delivery. Other Banking Requirements Call on Burke & Herbert Bank branches in assigned territory. Make introduction of all market applicants to appropriate Burke & Herbert Bank personnel. Generate new leads for the Bank from outside sources. In consultation with Burke & Herbert Bank personnel, explore opportunities for cross-sell of other Burke & Herbert Bank products. Collect fees in accordance with Burke & Herbert Bank standards. Participate, as requested, in opportunities to promote the Burke & Herbert Bank. Maintains lending compliance including but not limited to: early disclosures, government monitoring, high priced mortgage loans documentation, and customer information procedures. Closed Loan Requirements Expected minimum closed loan volume of $1,000,000 per month after 60 days. Skills/Abilities A Mortgage Loan Officer must be able to communicate and work well with the public. Must have the ability to analyze credit information necessary to originate and assist in processing a residential loan application. Individual must have knowledge of lending compliance requirements and general knowledge of conventional and government loans available to the consumer. Must be resourceful and have the ability to work with secondary market investors insuring all loans meet established guidelines. Must be extremely detailed oriented to insure accuracy of data supporting loan files. Data integrity must never be compromised. Must have ability to work independently inside and outside the office, manage loan pipeline, follow-up with borrowers, Burke & Herbert Bank partners, and sources of business. Work to ensure timely loan closings. High Level of experience with FHA - VA - USDA and VHDA. Education and Experience College degree preferred. At least 1 year of mortgage loan sales and an active NMLS number Origination and sales experience. Encompass experience preferred. This position is classified as Exempt under the Fair Labor Standard Act. Mortgage Loan Officers must be customarily and regularly engaged in making sales away from the bank's places of business. Compensation for this position is 100% commission based. Supervisory Responsibility This position has no supervisory responsibilities. Work Environment This job operates in a clerical office setting. This role routinely uses standard office equipment such as computers, phones, photocopiers, filing cabinets and fax machines. Office environment with job duties conducted via telephone, face to face meetings, and on the computer. Physical Demands This position requires manual dexterity, the ability to lift files and opening cabinets. This position requires bending, stooping or standing as necessary. Travel Travel may be required for this position. Equal Opportunity/Affirmative Action Employer M/F/disability/protected veteran status Please note this job description is not designed to cover or contain a comprehensive listing of activities, duties or responsibilities that are required of the employee for this job. Duties, responsibilities and activities may change at any time with or without notice.

The Loan Review Specialist performs reviews of commercial and consumer loans within the banks portfolios to ensure compliance with established policies, industry standards, and risk acceptability tolerances. RESPONSIBILITIES: Analyze all loan data, data provided by customers and internal records including: credit analysis, loan documentation, credit files, and industry and/or geographic analysis on all credits/relationships within the bank's portfolios to ensure accuracy Ensure completeness and accuracy of all information entered into the Loan Review System. Identify loans that have missing financial information, are out of compliance with policy, have missing documentation, and/or exceed bank lending standards and risk tolerances, regulatory thresholds, or industry financial averages. Interact with management, account officers, and portfolio managers in a prompt and professional manner. The Loan Review Specialist may be trained and required to prepare line sheets, assign risk grades, identify exceptions, and prepare summaries on all credit or relationships reviewed and provide to account officer, portfolio managers, and management.\ Assist in the tracking of the hard copy files that are received and sent to review location. Qualifications Bachelor's degree in Business Administration or Finance is highly desired. Minimum of 1 year of related professional experience or working Banking experience is required. Strong understanding of accounting/finance concepts and ability interpret financial reports. Proficiency in Microsoft Office products required. Prior financial analysis software such as Moody's is highly desired Excellent written and verbal communication skills required Ability to demonstrate strong customer relations skills Strong analytic skills and ability to perform mathematical calculations Must be able to multi-task and work with minimal supervision. Ability to travel as needed within the local area and out-of-state. ESSENTIAL FUNCTIONS: Sitting for extended periods of time. Sufficient dexterity of hands and fingers to efficiently operate a computer keyboard, mouse, and other computer and telephone components. Ability to converse and exchange information with all levels of staff within organization. Ability to view, observe, perceive, identify, and translate data Ability to travel via air, rail, automobile and/or bus. Company Profile With over 175 years of experience, United Bank is one of the region's premier banks with locations in West Virginia, Virginia, Washington, DC, Maryland, Ohio, and Pennsylvania. A subsidiary of United Bankshares, Inc., with dual headquarters in Washington, DC and Charleston, WV, we are a full service financial institution with over $19 billion in assets. At United Bank, our people are our greatest asset. Our company is a perfect fit for hard-working, driven individuals as we provide a culture that is entrepreneurial, efficient, relationship-based and service-oriented. United is proud of our record of growth and our commitment to service - not only to our customers, but also to the communities in which we live and work. United encourages our employees to become involved in the community and in professional activities, and we provide continued training and other support to help all employees achieve their full potential.

Responsible for cultivating loan referrals through outside sales meetings with builders, realtors, and consumers. Examines, evaluates, and documents customer applications for credit approval on real estate oans. Responsibilities: * Spends majority of the time (50% or greater) working outside the office to conduct sales calls to create, develop and maintain referral relationships with real estate professionals, builders, and consumers. * Analyzes potential marketing opportunities to develop future business opportunities. * Communicates positively and professionally with operations staff throughout the process of the loan to ensure a smooth closing. * Engages in managing the loan pipeline with all team members to meet company efficiency standards. * Meets with borrowers to determine the best loan program for individual needs after analyzing income, assets, credit, and property. * Collect all required documentation from borrowers and convert it to paperless documents. * Prepares and submits loan submission sheets to set up. * Reads and understands rate sheets, product codes, and loan level price adjustments to calculate rates and fees. * Negotiates and confirms rates, fees, and locks terms with customers. * Locks loans in the system with agreed upon terms and manages locked pipelines through the funding. Requirements: * Minimum of one (1)+ years' experience in mortgage. * NMLS loan originator license required. * Continuing education classes required by licensing authority. Why work for #teamloan Depot: * Aggressive compensation package based on experience and skill set. * Inclusive, diverse, and collaborative culture where people from all backgrounds can thrive. * Work with other passionate, purposeful, and customer-centric people. * Extensive internal growth and professional development opportunities including tuition reimbursement. * Comprehensive benefits package including Medical/Dental/Vision. * Wellness program to support both mental and physical health. * Generous paid time off for both exempt and non-exempt positions. About loan Depot: loan Depot (NYSE: LDI) is a digital commerce company committed to serving its customers throughout the home ownership journey. Since its launch in 2010, loan Depot has revolutionized the mortgage industry with a digital-first approach that makes it easier, faster, and less stressful to purchase or refinance a home. Today, as the nation's second largest non-bank retail mortgage lender, loan Depot enables customers to achieve the American dream of homeownership through a broad suite of lending and real estate services that simplify one of life's most complex transactions. With headquarters in Southern California and offices nationwide, loan Depot is committed to serving the communities in which its team lives and works through a variety of local, regional, and national philanthropic efforts. We are an equal opportunity employer and value diversity in our company. We do not discriminate based on race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status.

divp Take your career to the next level! In the last few years our goal has been expansion, creating growth opportunities for many of our team members. Not only are we serious about growth, but we are also serious about helping our customers during hard financial times. /pp/pp We take pride in providing solutions and offering a helping hand, not only to our customers but also to the communities we serve. As we continue to expand and grow into a national leader in consumer financing, we invite you to consider joining our team. /pp/pp If you're passionate about making a meaningful impact in people's lives and bringing a personal touch to finance, we'd love to have you on board!/pp style="text-align:inherit"/pp style="text-align:inherit"/pp Regional Finance is hiring! We are looking for talented and driven individuals to join our team. Take the next step in your career and click that apply button!br/ br/bJob Intro/b/pp The core of a Loan Specialist is being customer oriented. If you are interested in helping others in their time of need, then this is the career you have been looking for!/pp/ppb Why work at Regional?/b/pullip Regional offers bcompetitive pay! /bWe do our best to show that we value our team members!/p/lilip You are eligible for a bmonthly bonus/b. Who doesn't love a nice cash reward for their hard work?/p/lilip You will have bpromotion opportunities/b. We love to train our Loan Specialist into future Branch Managers! /p/lilip All full-time team members have access to ourb medical, dental, vision and 401(k) benefits/b! /p/li/ulp/ppb Duties and responsibilities/b/pullip Provide exceptional service to all customers. /p/lilip Process credit loan applications and use product knowledge to present loan solutions to current and potential customers. /p/lilip Maintain office cash with accuracy and proper security. /p/lilip Grow account volume through good judgment and effective customer solicitations in the branch and by telephone. /p/lilip Minimize delinquent debt through calling customers and collecting on past-due accounts. /p/lilip Receive, track, and post all payments and fees to customer accounts in compliance with Company Policy. /p/lilip Transport money and deposits to and from bank. /p/lilip Other duties as assigned by leadership. /p/li/ulp/ppb Minimum Qualifications/b/pullip High School Diploma or Equivalent. /p/lilip Prior customer service experience in either a sales/retail environment or cash management environment. /p/lilip Must pass drug screen, criminal and credit background checks. /p/lilip Valid Driver's License and access to a dependable automobile with liability insurance coverage. /p/li/ulp/ppb Critical Competencies/b/pullip Demonstrated passion for customer service. /p/lilip Excellent written and verbal communication skills. /p/lilip Customer service minded with a personality that relates well with a broad spectrum of people, including external customers, branch colleagues, and corporate co-workers. /p/lilip Thrives in a pay for performance atmosphere. /p/lilip Proven ability to multi-task. /p/li/ulp/ppb Working conditions/b/ppspanspan This position works in an office providing consumer loan products in person and over the phone. The typical working hours are 8:30am to 5:30pm Monday through Friday with some Saturdays required. Overtime may be required on an as needed basis and is at the discretion of upper management/span/span. /pp/pp/ppispan If you are a job applicant who resides in the state of California, please review our California Employee Privacy Policy at the following link: /spana href="************** safelinks. protection. outlook. com/?url=https%3A%2F%2Fregionalfinance. com%2Fwp-content%2Fuploads%2F2022%2F11%2FUPDATED-Employee-Privacy-Policy-11. 2022. pdfamp;data=05%7C01%7Ckosbourne%40regionalmanagement. com%7Ccbfca771ccc44705633a08dbd0b549c6%7C1a8b602c7bb04271848c1babf860f1ce%7C0%7C0%7C**********67701991%7CUnknown%7CTWFpbGZsb3d8eyJWIjoiMC4wLjAwMDAiLCJQIjoiV2luMzIiLCJBTiI6Ik1haWwiLCJXVCI6Mn0%3D%7C3000%7C%7C%7Camp;sdata=qb OOuUdO%2FlrgstOu%2F%2B4SNrv0rtI9xmICFwraZVcvdQc%3Damp;reserved=0" target="_blank"************************ com/wp-content/uploads/2022/11/UPDATED-Employee-Privacy-Policy-11. 2022. pdf/a /i/ppi#RGNL/i/pp style="text-align:inherit"/pp style="text-align:inherit"/pp style="text-align:left"Regional is an equal opportunity employer and does not discriminate on the basis of race, color, religion, creed, national origin, sex (including pregnancy, childbirth, and related medical conditions), sexual orientation, gender identity, transgender status, age, disability, genetic information, veteran status, uniform service, or any other characteristic protected by applicable law (“Protected Characteristics”). Regional's policy of non-discrimination applies to all phases of the employment process and relationship, including, but not limited to, recruitment and selection; compensation and benefits; professional development and training; promotions and opportunities; transfers; social and recreational programs; layoff; and terminations. /p/div

Primarily responsible for working with customers interested in identifying and obtaining permanent FHA/VA and conventional mortgage loans and other residential mortgage programs that best meet the customer's financial needs and objectives, and adhering to the requirements of federal registration under the SAFE Act. Primary Responsibilities: Interviews applicants to collect and analyze information regarding their income, assets, debts and credit data as well as their needs, desires, and earnings to assist in determining whether the loan will be an acceptable risk; obtains and analyzes pertinent financial and credit data. Independently assesses applicant's credit worthiness. Has authority to issue pre-qualification statement of borrowers' eligibility. Determines which products best meet the customer's needs and financial circumstances and advises potential borrowers regarding the advantages and disadvantages of different financial products and the most appropriate mortgage loan programs. Makes recommendations to customers regarding other bank products or to alternative lending vehicles, as needed. Cultivates new mortgage business. Markets, services and promotes the bank's mortgage products. This includes the solicitation of residential first mortgages through contacts with Realtors, builders, and developers. May be required to travel to and work at prospective customers' homes or business locations. Follows-up on potential customers via travel or telephone. Negotiates terms and conditions of loan with mortgagors. Has authority to bind the bank in connection therewith. Ensures lending compliance with all origination procedures including bank policies and procedures and regulatory requirements. Advises management on effective compliance strategies and potential modifications to corporate operating policies where appropriate to ensure ongoing regulatory compliance. Independently monitors trends and developments in the local real estate market, as well as the changing rules and regulations pertaining to both private and government-insured mortgages. Represents the bank in the community and related functions to identify, develop and promote additional business. May present seminars to general public and real estate agents to promote additional business and community outreach. Scope of Responsibilities: The incumbent always works under limited supervision, sometimes away from the office. The position requires extensive external contacts (potential and existing customers, Realtors, etc.), as well as internal contacts (other Bank personnel) primarily on sales calls outside the office. Will interact with individuals and teams internally and within the community assigned, developing new relationships and maintaining existing relationships Responsibility to establish and maintain federal registration requirements outlined in the SAFE Act. Education and Experience Required: Associates degree and 2 years sales experience, OR in lieu of a degree, A combined minimum of 4 years higher education and/or relevant work experience, including a minimum of 2 years sales experience. Thorough knowledge of FHA/VA regulations, conventional loan requirements and real estate law. Education and Experience Preferred: Technical Skills General knowledge of personal computers and software programs utilized by Residential Mortgage Department Proven sales ability. Strong mathematical skills. Self-motivated, well-organized individual. Excellent verbal and written communication skills. Ability to interact with individuals at all income levels and peers in a professional manner. Demonstrated ability to work independently and to follow through on details to completion. Ability to work under critical time constraints. M&T Bank is committed to fair, competitive, and market-informed pay for our employees. Compensation for this role is based on commission - a draw will be advanced. The successful candidate's particular combination of knowledge, skills, and experience will inform their specific compensation.LocationManassas, Virginia, United States of America