senior loan processor
Loan Officer Job 49 miles from Salida
General Mortgage Capital Corporation (GMCC) is a trusted source for mortgage solutions, providing both mortgage brokerage and correspondent lending services. With a wide list of lenders and investors, GMCC offers competitive pricing, fast closing, and strong broker / in house direct lender support. We are dedicated to providing personalized service and superior loan processing to meet the unique needs of our clients. Our commitment includes 1-to-1 mentorship and training with successful top producers to ensure our team provides the best mortgage financing solutions. We pride ourselves on flexibility, fast closing processes, and comprehensive support to help clients achieve their home financing goals. GMCC is licensed in 49 states with 34 branches rapidly expanding, equal housing lender at gmccloan.com, joingmcc.com
Role Description
This is a full time on site position for a Senior Loan Processor location: San Francisco Bayarea , Southern CA, New York Flushing with a hybrid work environment allowing some work-from-home flexibility. The Senior Loan Processor will be responsible for managing and processing loan documentation, underwriting loans, and ensuring accurate and timely loan processing. The role involves daily communication with clients, lending professionals, and support staff to facilitate smooth loan processing and approval.
Qualifications
Experience with Loan Documents and managing Loans
Expertise in Underwriting and Loan Processing
Strong Communication skills for client and team interactions
Ability to work independently and as part of a team in a hybrid environment
Detail-oriented with excellent organizational skills
Previous experience in the mortgage industry is required, 2 years + processing experience under high production environment,
Certifications in mortgage processing or related fields are beneficial
bilingual in English, Chinese/Spanish is preferred
Multi tasking, fast learner
2023-075 Loan Recovery Officer
Loan Officer Job 22 miles from Salida
Job Details Stockton, CA $65000.00 - $75000.00 SalaryLoan Recovery Officer
Manages and services a portfolio of the Bank's adversely-graded loans (“Special Loans”) to preserve loan principle and secure interest. Collects payments on delinquent Real Estate loans.
ESSENTIAL DUTIES
Develop repayment plans to accommodate customer and Bank needs.
Structure loan/repayment terms within established limits.
Collect assigned delinquent Real Estate loans.
Maintain tickler system on accounts to ensure proper follow-up.
Conduct “skip-tracing” on all accounts.
Arrange for property repossessions and foreclosures.
Receive and initiate appropriate action on bankrupt accounts.
Develop network of credit contacts as resource in recovery accounts.
Resolve legal issues regarding non-payments.
Maintain awareness of current collection and lending laws for all types of loans.
Court appearances as required.
SECONDARY DUTIES
The position of Loan Recovery Officer performs duties specific to the position and other function as assigned.
COMPLIANCE RESPONSIBILITIES
Must be familiar with all deposit related regulations and receive training on a regular basis as appropriate. This includes but in not limited to BSA, Reg E, Reg CC, Reg DD, BPA, RFPA/Reg P, Reg D and Branch Closing Procedures. Employee must follow all policies and procedures as set forth by the Bank as well as any regulations. Employee must also have knowledge of all lending related regulations including but not limited to: Reg Z, FEMA, HMDA, Fair Lending, FCRA, RESPA, and Predatory Lending.
The employee must be able to take and pass all the required regulatory training as outlined by the Bank on a quarterly basis.
This employee must adhere to all security related procedures of the Bank including Branch security, protection of customer information and security as it relates to the Bank's internet and technology systems.
SUPERVISORY RESPONSIBILITY
The position of Loan Recovery Officer is responsible for the supervision of Loan Recovery Specialists.
ENVIROMENTAL AND PHYSICAL ACTIVITY
The Loan Recovery Officer is in a non-confined office-type setting in which he or she is free to move about at will. It may include some minor annoyances such as noise, odors, drafts, etc,
This employee in the course of performing this position spends time writing, typing, speaking, listening, lifting up to 15 pounds, carrying, sitting, pulling, walking, standing, squatting, kneeling and reaching.
This employee for this position may operate any or all of the following: telephone, cellular telephone, copy and fax machines, adding machine (calculator), money counter, typewriter, computer terminal, personal computer and related printers.
The work environment characteristics described here are representative of those an employee encounters while performing the essential functions of this job.
Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
MENTAL DEMANDS
Employee must be able demonstrate their ability to read documents or instruments, detailed work, problem solving, customer contact, reasoning, language, presentations, verbal and written communications, analytical reasoning, multiple concurrent tasks and frequent interruptions.
MINIMUM REQUIREMENTS
These specifications are general guidelines based on the minimum experience normally considered essential to the satisfactory performance of this position. The requirements listed below are representative of the knowledge, skill and /or ability required to perform the position in a satisfactory manner. Individual's abilities may result in some deviation from these guidelines.
Knowledge of Bank collection procedures and systems
Working knowledge of bankruptcy laws
Good oral and written communication skills
Negotiation skills
Knowledge of laws and regulations applicable to Special Loans (e.g., truth-in-lending, fair credit reporting)
3 - 5 years of collection experience
Loan Officer
Loan Officer Job 49 miles from Salida
Do you have strong relationship building skills? Have you built your business largely on referrals? Are you an entrepreneur at heart? If so, then we have an exciting opportunity for you. Become your own boss at Caliver Beach Mortgage!! Description: · Run your business remotely on a P&L basis under the umbrella of Caliver Beach Mortgage!
· Uncapped commissions!
· Loan products for all borrower types!
· Add additional LO's to your team OR act as an individual LO!
· Licensed in 28 states and growing!
· Administrative, operational and compliance support provided by Corporate!
Successful Candidate Attributes:
· Proven track record developing referral partner relationships with Realtors, CPA's, Financial Planners, etc.
· Maintains a database of past clients for marketing purposes.
· History of closing at least 3-5 units per month.
Loan Officer Requirements:
· An active NMLS/MLO license (required).
· Strong knowledge of lending regulations and industry best practices.
· Exceptional interpersonal and communication skills.
· Analytical mindset with the ability to assess complex financial information.
· Sales-oriented mindset with a commitment to achieving targets.
· Detail-oriented and organized.
· Proficient in relevant software and tools.
Caliver Beach Mortgage, LLC is an equal opportunity employer. We are committed to diversity and inclusion in our workplace.
Regional Loan Officer - San Jose, CA
Loan Officer Job 49 miles from Salida
Are you an established Real Estate Investment Loan Originator in San Jose? Then we want you on our team. In this role, you won't be limited to your local region, we want you to lend nationwide, while also establishing yourself as the go-to person for funding in your region. In this key Outside Sales position, you will have access to selling the entire Lima One product suite of Fix and Flip Loans, New Construction Loans, and Rental Property Loans by growing business partner relationships, tapping into your network, and ultimately sourcing and developing relationships with successful real estate investors.
What We'll Provide:
Best-In-Class Support: Search Engine Optimization, conferences, & individual branding to support our Regional Loan Officers. You'll have dedicated partners with account managers, sales development reps, and a Deal Desk to enable quick upfront deal analysis and pre-screening. Plus, a marketing team that's laser-focused on driving your success.
Diverse Portfolio: From $30MM guidance lines to $15MM projects and competitive pricing across Fix-and-Flip, New Construction, and Rental, you will have the tools to serve clients and dominate the market.
Excellent Training: An engaged Learning & Development team with a dedicated Sales Training Specialist offering hands on support as you ramp up and learn our products.
Customer experience: From first call to final payoff. We are a vertically integrated lending process. Your borrowers will experience in-house sales consultants, white glove underwriting, appraisal management, servicing, and construction draws - making relationship selling easy.
Innovation: With tools like Salesforce, Gong, Forecasa, and our Retail Portal, our technology is constantly evolving to help you close more deals. Combine that with state-of the-art lead generation tools and you'll have everything you need to own your pipeline and drive results.
Engaged Leaders: Our fully dedicated executive team is willing to help with client relationships, product development & pricing.
Recognition & Reward: Our “Circle of Excellence” award offers you the opportunity to travel to pristine locations and for you and a significant other to be treated and rewarded as a top producer should be.
What You'll Do:
Sales Production: Take full ownership of sales by personally sourcing & funding $2-3+ Million in closed loans per month. You'll build direct to sponsor and broker relationships, prospect for new business opportunities, and develop connections with key industry players to create a steady pipeline of loans.
Originate Diverse Loan Products: Use your industry knowledge to structure and originate a range of loan products, from $30MM guidance lines to $15MM projects and competitive pricing across Fix-and-Flip, Ground-up Construction, and DSCR, you'll have the products to serve clients and dominate the market.
Manage the Entire Loan Process: Be the driving force behind every deal, from initial outreach to loan structuring, underwriting, approval, and closing. You'll work closely with internal teams to facilitate smooth and timely loan processing.
Consult and Advise Clients: Educate business partners, referral sources, brokers, and investors on the Lima One value proposition, and become a trusted advisor in your markets for all things real estate investment property finance.
Enhance Your Community Presence: Strengthen your presence in the real estate investor community by speaking at industry events, leading roundtable discussions, and building strong partnerships. By consistently striving to exceed expectations, you'll cement your reputation as an expert and unlock new opportunities.
Requirements
Bachelor's degree preferred
Active current NMLS license or ability to obtain within 90 days of hire
Book of Business or Investor Network that compliments Lima One's loan product suite of Fix and Flip, New Construction, Rental Property (DSCR), and Bridge loans
2+ years' experience in the Private Lending industry (FNF, Bridge, New Construction and/or Perm Debt) in single family and multifamily asset classes
Understanding of the real estate investment property industry and ability to effectively communicate how the Lima One product set can help our clients grow and prosper
Excellent communication and presentation skills
Proven ability to creatively source and develop new business
Energetic and passionate about providing the best customer experience in the industry
What We Offer:
Top-Tier Compensation: A base salary that's top of the industry, with uncapped commission potential. First year income $100k-$300k with top performers earning well over $500k annually.
Bonus Opportunity: Performance-based incentive program during your first 6 months, with additional bonus potential for high performing loans.
Industry Leading Benefits:
Medical, Dental and Vision Insurance
Life Insurance, Short-Term Disability, and Long-Term Disability
Hospitalization and Accidental Insurance
Flexible Spending Accounts - Health and Dependent Care
Health Savings Account
Safe Harbor 401K with company match
Growing Families Support (including paid parental leave, infertility support and assistance, childcare reimbursement, and elder care)
Pet Insurance
Work Life Balance: 12 paid time off days and 5 sick days, in addition to 12 paid holidays - that's about a month of time to rest, relax, and recharge every year.
Career Development: We prioritize the growth and success of our team members. You'll benefit from continuous learning opportunities, dedicated mentorship, and the chance to refine your skills and advance your career.
Why Lima One?
At Lima One Capital we're relentlessly focused on a simple but powerful goal: to be the nation's premier lender for real estate investors. Inspired by that vision, every member of our team is driven by our mission to create opportunities for our customers and employees by educating, empowering, and financing real estate investors who are building, improving, and stabilizing their neighborhoods and communities nationwide.
Loans Funded: $10+ billion in loans funded, 30k loans closed since 2010
Geography: 46 states + D.C. where we revitalize neighborhoods
Employees: ~300 employees with competitive benefits and perks
Stability: Backed by the immense resources of MFA Financial, a publicly traded mortgage REIT with 25 years of proven success
Veteran Founded: Founded by 2 US Marine Corps veterans, we proudly approach every deal and decision with grit, determination, boldness, and integrity
Recognized by the Inc.5000 as one of America's fastest growing companies, Lima One specializes in providing real estate investors with financing for their rental, fix-and-flip, and new construction projects. The company is distinguished as one of South Carolina's Best Places to Work and Top Workplaces. Lima One is headquartered in downtown Greenville, South Carolina. Learn more about us at limaone.com.
Notice to Third Party Recruiters and Agencies
Lima One Capital does not accept unsolicited resumes or candidate submissions from recruiters or employment agencies. In the absence of a fully executed agreement for a specified position, Lima One Capital has no obligation to pay any referral compensation or recruiter fee. In the event a recruiter or agency submits a resume or candidate without an agreement, Lima One Capital explicitly reserves the right to pursue and hire those candidate(s) without any financial obligation to the recruiter or agency. Any unsolicited resumes, referrals, or candidate submissions, including those communicated to a member of the Human Resources team or a hiring manager, shall be deemed the property of Lima One Capital. If you or your agency would like to be considered as a future recruiting partner, please email ********************** (Subject: Agency Partner Request).
Loan Adjustment Officer (Collections)
Loan Officer Job 49 miles from Salida
Loan Adjustment Officer: At CommonWealth, we serve the financial needs of more than 40,000 people who live or work in Santa Clara County. We are seeking candidates who share our value and commitment to building stronger communities through financial health - one member at a time. In addition to a competitive base salary, our compensation package includes:
* 12 paid holidays
* 17 days of Paid Time Off (PTO) during first year of employment
* Up to 2% discounts on loans--including first mortgages*
* 401(k) Plan with Company Match`
* Medical, dental, vision insurance
* Long-term disability insurance
* Life insurance
* Voluntary insurance
* Employee assistance program
* Financial Wellness benefits and resources
* Tuition reimbursement and more
We are currently accepting applications for a Loan Adjustment Officer based in our San Jose Corporate Office.
As a Loan Adjustments Officer, your major responsibilities will include:
* Controlling delinquent loan accounts.
* Collecting delinquent loan payments and minimizing loss.
* Responsible for the management and control of assigned collections queues.
* Contacting delinquent accounts, taking appropriate actions as deemed necessary to bring accounts current. Analyzing financial situation of delinquent borrowers and using skip tracing tools to assist in locating delinquent members. Thoroughly documenting all collection activity within the collection notes.
* Reviewing and recommending delinquent loans for extension or workout options in accordance with policies and standards.
Our ideal candidate will possess excellent knowledge of collections policies, procedures, and practices. Excellent written and verbal communication skills in addition to a professional appearance and demeanor are a must. Working knowledge of Word, internet use for skip tracing source. A minimum of one to two years' related collections experience is required. Previous collections experience in a credit union or financial services environment is a plus. Bilingual (Spanish/English) preferred.
Pay Range: $26.50 - $33.00/hour; based on skills and experience.
For immediate consideration, apply today!
CommonWealth is an Equal Opportunity Employer
Mortgage Loan Officers Wanted
Loan Officer Job 19 miles from Salida
Ready to break free from caps, micromanagement, and outdated commission splits? We're rewriting the rules of mortgage sales empowering Loan Officers to own their production, build lasting wealth, and scale their business on their terms.
Were one of the largest mortgage brokerages in the country, and were looking for ambitious, licensed Loan Officers who are ready to maximize their earning potential not settle for less. Build lasting wealth, own your production, and operate with true independence, backed by a national platform and a full benefits package.
Were now hiring motivated 1099 Loan Officers across the U.S. Open to Loan Officers in: Alabama, Alaska, Arizona, Arkansas, Colorado, Connecticut, Delaware, Florida, Hawaii, Idaho, Indiana, Iowa, Kansas, Kentucky, Louisiana, Michigan, Minnesota, Missouri, Nebraska, New Hampshire, New Mexico, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, South Dakota, Tennessee, Texas, Utah, Virginia, West Virginia, Wisconsin, Wyoming, Maine, Maryland, Massachusetts, California, New York, Washington.
(except: Georgia, Montana, Nevada, New Jersey, North Carolina, Rhode Island, South Carolina, Vermont and Illinois, these are open to W-2 Opportunities).
If you want to scale, earn 100% of your commissions, and grow your brandthis is your launchpad.
The Role: Remote Mortgage Loan Officer
As a Loan Officer, we look for entrepreneurial-minded leaders but with the power of national platforms behind you.
Youll be responsible for:
Sourcing leads through your network, referrals, online platforms, and our marketing tools.
Guide clients through the loan process from consultation to close and recommending tailored loan products.
Managing your client pipeline from consult to close.
Use powerful CRMs and LOS systems to streamline workflows, driving communications and conversions.
Staying sharp on market trends, loan guidelines, and compliance updates.
Building your personal brand and attracting clients and referral partners.
(Optional) Attend optional weekly business development and growth calls.
What You Can Expect
100% commission no caps, no splits, no salary
First-Year Earnings: $100K$300K realistic; Top producers earn seven figures
100% Commission Split available through our Program
Residual Income Model earn beyond the transaction, even into retirement and passed to heirs
No desk fees, no hidden costs, and no corporate nonsense
Lightning-fast closings
Access to multiple CRMs, marketing systems, and workflow tools
Massive product suite including:
FHA loans with FICO scores down to 500
Down Payment Assistance with scores down to 580
Reverse mortgages
DSCR, bank statement, foreign national, and ITIN programs
I/O and 40-year mortgages
Jumbo, VA, conventional and much more
Cap per transaction: $24,000+
Realtor RELO Program allows realtors to legally participate and earn on the lending side
Youre a Great Fit If You Are:
NMLS licensed in the state(s) you plan to operate in (required).
An entrepreneurial mindset, with prior mortgage sales or financial services experience.
Self-driven, tech-savvy, and comfortable in a commission-only environment.
Organized, coachable, and constantly seeking growth.
Looking for true independence with back-end support and peer collaboration.
Excited to build a brand, lead a team, and create long-term financial security.
Looking for long-term wealth, support, and legacy-building opportunities.
Why Our Mortgage Companies?
Founded by originators for originators, we are more than a brokerage its a platform built for growth. With over 3,000 Loan Officers and 85,000+ loans closed, we lead with transparency, innovation, and compensation that actually rewards performance.
Weve been recognized for:
Innovation in Lending
Advancement Opportunities
Best-in-Class Compensation
Overall Excellence in Mortgage
Our culture is all about success breeding success if youre ready to level up, youll feel right at home here.
Disclaimer:
We are Equal Opportunity recruiters and welcome applicants from all backgrounds, without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or protected veteran status. We may use automated tools, including AI, to assist in candidate screening. These tools support, but do not replace, human decision-making.By applying, you consent to the collection and use of your personal information for recruitment purposes in accordance with applicable data protection laws. Employment may be at-will depending on your state laws.If you require accommodation during the application or interview process, please contact us directly. All applications are kept confidential.
Job Type: Full-time
Pay: $64,000.00 - $123,000.00 per year
Compensation Package:
Commission pay
Schedule:
Monday to Friday
Weekends as needed
License/Certification:
NMLS licensed in the state(s) you plan to operate in (Required)
Work Location: Remote
Mortgage Loan Officer
Loan Officer Job 22 miles from Salida
divp style="text-align:inherit"/pp style="text-align:inherit"/ph1spanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanbPosition Overview/b/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/h1p style="text-align:inherit"/pAt PNC, our people are our greatest differentiator and competitive advantage in the markets we serve.
We are all united in delivering the best experience for our customers.
We work together each day to foster an inclusive workplace culture where all of our employees feel respected, valued and have an opportunity to contribute to the company's success.
As a(n) Mortgage Loan Officer within PNC's Mortgage organization, you will be based in Central Valley, Modesto, Stockton, Sacramento CA market.
br/br/Ideal candidates will have a proven history of production in the market.
p style="text-align:inherit"/pp style="text-align:inherit"/ph1bJob Description/b/h1ullispanRecommends loan solutions in accordance with lending guidelines and clients' requirements.
/span/lilispan Manages a portfolio of customer relationships.
Seeks prospective opportunities to retain and/or develop new clients.
Responsible for sales calls.
/span/lilispan Develops and prepares loan solutions and refers products and services; reviews documentation to ensure compliance.
Manages customer pipeline for efficiency.
/span/lilispan Collaborates with internal and external stakeholders to complete mortgage transactions.
/span/lilispan Collects and analyzes customer financial information for multifaceted and/or complex borrowers.
/span/li/ulp/pp PNC Employees take pride in our reputation and to continue building upon that we expect our employees to be:/pullib Customer Focused/b - Knowledgeable of the values and practices that align customer needs and satisfaction as primary considerations in all business decisions and able to leverage that information in creating customized customer solutions.
/lilib Managing Risk/b - Assessing and effectively managing all of the risks associated with their business objectives and activities to ensure they adhere to and support PNC's Enterprise Risk Management Framework.
/li/ulp/pp style="text-align:inherit"/pp style="text-align:inherit"/ph1bQualifications/b/h1p style="text-align:inherit"/pp style="text-align:left"Successful candidates must demonstrate appropriate knowledge, skills, and abilities for a role.
Listed below are skills, competencies, work experience, education, and required spanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspan class="WIO0"certifications/licensures/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span needed to be successful in this position.
/pp style="text-align:inherit"/pp style="text-align:inherit"/ph2bPreferred Skills/b/h2Banking Products, Client Prospecting, Customer Relationships, Customer Solutions, Documentations, Innovation, Mortgages, Salesp style="text-align:inherit"/pp style="text-align:inherit"/ph2spanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanbCompetencies/b/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/h2Customer Experience Management.
, Effective Communications, Financial Analysis, Loan Origination, Matrix Management, Mortgage Products.
, Sales Tasks And Activities, Scheduling Work and Activities, Selling.
p style="text-align:inherit"/pp style="text-align:inherit"/ph2spanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanbWork Experience/b/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/h2Roles at this level typically require a university / college degree with lt; 1 year of professional experience and/or successful completion of a formal development program.
In lieu of a degree, a comparable combination of education, job specific certification(s), and experience (including military service) may be considered.
p style="text-align:inherit"/pp style="text-align:inherit"/ph2spanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanbEducation/b/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/h2No Degreep style="text-align:inherit"/pp style="text-align:inherit"/ph2bCertifications/b/h2No Required Certification(s)p style="text-align:inherit"/pp style="text-align:inherit"/ph2bLicenses/b/h2Candidates being considered for this position will be subject to additional background checks as required by Consumer Financial Protection Bureau regulations.
p style="text-align:inherit"/pp style="text-align:inherit"/ph1bPay Transparency/b/h1p style="text-align:inherit"/pBase Salary: $37,440.
00 - $37,440.
00p style="text-align:inherit"/pp style="text-align:inherit"/pSalaries may vary based on geographic location, market data and on individual skills, experience, and education.
This role is incentive eligible with the payment based upon company, business and/or individual performance.
p style="text-align:inherit"/pp style="text-align:inherit"/ph1bApplication Window/b/h1p style="text-align:inherit"/pGenerally, this opening is expected to be posted for two business days from 04/28/2025, although it may be longer with business discretion.
p style="text-align:inherit"/pp style="text-align:inherit"/ph1bBenefits/b/h1p style="text-align:inherit"/pPNC offers a comprehensive range of benefits to help meet your needs now and in the future.
Depending on your eligibility, options for full-time employees include: medical/prescription drug coverage (with a Health Savings Account feature), dental and vision options; employee and spouse/child life insurance; short and long-term disability protection; 401(k) with PNC match, pension and stock purchase plans; dependent care reimbursement account; back-up child/elder care; adoption, surrogacy, and doula reimbursement; educational assistance, including select programs fully paid; a robust wellness program with financial incentives.
p style="text-align:inherit"/pp style="text-align:inherit"/pIn addition, PNC generally provides the following paid time off, depending on your eligibility: maternity and/or parental leave; up to 11 paid holidays each year; 8 occasional absence days each year, unless otherwise required by law; between 15 to 25 vacation days each year, depending on career level; and years of service.
p style="text-align:inherit"/pp style="text-align:left"To learn more about these and other programs, including benefits for full time and part-time employees, visit a href="***************************
com" target="_blank"Your PNC Total Rewards/a.
/pp style="text-align:inherit"/pp style="text-align:inherit"/ph1/h1h1bDisability Accommodations Statement/b/h1p/ppspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspan If an accommodation is required to participate in the application process, please contact us via email at a href="mailto:AccommodationRequest@pnc.
com" target="_blank"spanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspan AccommodationRequest@pnc.
com/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/a.
Please include “accommodation request” in the subject line title and be sure to include your name, the job ID, and your preferred method of contact in the body of the email.
Emails not related to accommodation requests will not receive responses.
Applicants may also call ************ and say "Workday" for accommodation assistance.
All information provided will be kept confidential and will be used only to the extent required to provide needed reasonable accommodations.
/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/ppbrspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspan At PNC we foster an inclusive and accessible workplace.
We provide reasonable accommodations to employment applicants and qualified individuals with a disability who need an accommodation to perform the essential functions of their positions.
/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/br/pp/pp/ph1spanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanbEqual Employment Opportunity (EEO)/b/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/h1pbrspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanspanPNC provides equal employment opportunity to qualified persons regardless of race, color, sex, religion, national origin, age, sexual orientation, gender identity, disability, veteran status, or other categories protected by law.
/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/span/br/pp/ppspan This position is subject to the requirements of Section 19 of the Federal Deposit Insurance Act (FDIA) and, for any registered role, the Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (SAFE Act) and/or the Financial Industry Regulatory Authority (FINRA), which prohibit the hiring of individuals with certain criminal history.
/span/pp/pp/ph1bCalifornia Residents /b/h1p/ppspan Refer to the /spana href="****************
pncmc.
com/live/pnc/aboutus/HR/Onboarding/PNC_CCPA_Privacy_Disclosure_Employee.
pdf" target="_blank"California Consumer Privacy Act Privacy Notice/aspan to gain understanding of how PNC may use or disclose your personal information in our hiring practices.
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Real Estate Loan Officer
Loan Officer Job 7 miles from Salida
The Real Estate Loan Officer is responsible for originating real estate loans while delivering exceptional member service. This role requires registration with the National Mortgage Licensing System (NMLS). The officer actively engages with members, identifies their needs, and provides tailored lending solutions. Fluency in Spanish is required to serve diverse member populations effectively, and maintaining a book of business is highly desirable.
Demonstrates a highly motivated, positive, outgoing, influential personality with a strong emphasis on sales and results to ensure the Credit Union maximizes lending and sales opportunities.
Conduct interviews with members to determine their financial needs and recommend suitable real estate loan options.
Analyze loan applications, including reviewing credit reports, income documentation, and other financial information.
Mine credit report exploring additional cross-selling opportunities.
Ensure accurate and timely submission of applications for underwriting and approval.
Assist members in understanding real estate products and the lending process.
Register with the National Mortgage Licensing System (NMLS) to originate home equity and first mortgage loan requests.
Adhere to all regulatory and compliance requirements, including the SAFE Act, RESPA, TILA, and HMDA.
Stay updated on federal, state, and local lending regulations and ensure all activities meet compliance standards.
Deliver exceptional service by guiding members through the loan process and addressing their questions or concerns.
Provide financial education to members about real estate loan products, including first-time homebuyer programs.
Handle escalated member inquiries about real estate loans and identify solutions to meet their needs.
Build and maintain a book of business by developing relationships with realtors, builders, and other referral sources.
Represent the credit union at community events, home buyer workshops, and member outreach programs.
Promote the credit union's brand and products within the community to attract new business.
Maintain detailed and accurate loan files, ensuring all required documentation is collected and properly recorded.
Prepare and present reports on loan performance, pipeline status, and outreach activities.
Collaborate with internal departments, including underwriting and processing teams, to ensure efficient loan closures.
Mentor and support other team members in understanding real estate lending processes and products.
Participate in team meetings to share best practices and stay updated on lending trends and credit union goals.
Other duties as assigned by Lending leadership.
Education, Experience & Skills
A high school diploma or GED is required; a bachelor's degree in finance, business administration, or a related field is preferred.
A minimum of 2-3 years of experience in real estate lending, mortgage origination, or financial services.
Experience managing a book of businesses is highly desirable.
Proven track record of meeting or exceeding loan origination goals.
Bilingual (Spanish/English) fluency is required.
Active NMLS registration or ability to obtain NMLS registration before employment.
Thorough understanding of federal and state real estate lending regulations, including FHA, VA, and conventional loan guidelines.
Strong analytical skills to assess member financial situations and recommend suitable loan products.
Excellent interpersonal, communication, and customer service skills.
Proficiency in Microsoft Office Suite and loan origination systems.
Detail-oriented with the ability to manage multiple loan files and deadlines.
A proactive approach to problem-solving and decision-making.
Commitment to the credit union's mission and values, including serving the community and improving members' financial well-being.
Pay Range & Work Schedule
This position is a Tier 8 with an hourly range of $23.92 to $35.88 (with opportunity to earn incentives)
The anticipated pay rate for new hires is between the low-end and midpoint of the range, depending on experience
The pay rates listed above are based upon the geographic location of our Administrative Offices in Modesto, CA using the greater Central Valley area for our pay range calculations
Full Time, typically 36-40 hours per week. Schedule will be based around departments needs but will typically be:
Monday to Friday- 8:30am-5:30pm
Flexibility to occasionally work early or late hours, typically with advance notice
Sr. SBA Loan Processor
Loan Officer Job 37 miles from Salida
Title: Senior SBA Loan Processor Hiring salary range: $69,000.00 - $90,700.00 Fremont Bank founded in 1964, is one of the oldest independently owned banks in the Bay Area and is one of the top-rated mid-tier banks in the nation. Voted a Top Workplace for 2024 and for the past fourteen consecutive years, Fremont Bank has an immediate opening for a Senior SBA Loan Processor in Livermore, CA.
Position Overview
The Senior SBA Loan Processor is responsible for processing SBA new loan requests and loan modifications/servicing requests. This employee processes and closes loans in compliance with SBA loan program requirements, Bank and department policies and procedures, communicating directly with Clients, Third Party Vendors, Department, and SBA representatives.
Seeking a positive, motivated team-player who works both individually and as part of a high performing team to assist in achieving the Commercial Lending Department objectives to achieve the goals of on-time loan delivery to clients with high accuracy and "Six Diamond" service to both internal and external customers.
Role and Responsibilities
* Process and close loans according to Bank policies and procedures along with SBA SOP
* Review Credit Approval Memorandum, prepare Closing Needs Lists and fulfill loan conditions
* Order and review third party reports, search and filing of UCC, open Title, and/or Escrow
* Obtain and review insurance policies for accuracy, compliance, and adherence to Bank policy
* Ensure quality of all loans closed within the department meets standards and clears all loans prior to closing, which includes but is not limited to, reviewing loan processing checklists and ensuring congruence across bank credit approvals, commitment letters, SBA Terms and Conditions, and all SBA specific forms
* Obtain and review all SBA Lender and Applicant forms, including Terms & Conditions and exercises Bank PLP Authority by obtaining SBA Approvals via Etran
* Assist in coordinating department loan funding, both at the time of origination and loan servicing
* Exercise quality control measures to ensure accurate closings, loan files are complete, and high degree of bank and SBA policy compliance. This shall also include accurate and complete loan processing and clear to close checklists are submitted to file
* Obtain and review to validate required equity injections on SBA loans that meets the SBA SOP
* Prepare SBA Non-Delegated Loan Packages and submit to SBA for review and approval
* Timely clearance of closing-related loan exceptions and report to SBA Management
* Track, and report pipeline-related information for direct reports and, as required, by SBA Management
* Collaborate with SBA Management to ensure secondary market loan sale activities
* Maintain records of loan status and deadlines
* Assist in loan documentation and review of compliance documents needed for department loans
* Assist and provide guidance to junior loan processors.
* Ability to resolve complex processing items with minimal oversight.
* Other related duties as assigned
Minimum Qualifications
* Bachelor's Degree in business administration or equivalent related experience
* Minimum of five (5-7) years SBA processing experience
* Knowledge of all necessary computer applications including, but not limited to, Microsoft Outlook, Word and Excel
* nCino experience strongly preferred
* Advanced working knowledge of loan documentation including SBA Standard Operating Procedure manual, and other procedures manuals
* Experience in construction and managing multiple disbursement projects is a plus
* Basic knowledge of accounting
* Intermediate knowledge of legal aspects related to lending
* Ability to deal tactfully and effectively with customers as well as fellow employees
* Bi-lingual a plus
* Knowledge in LaserPro is a plus
Reverse Mortgage Originator Development Program
Loan Officer Job 11 miles from Salida
Job Description
This is a great opportunity to launch your career into the reverse mortgage industry with our 12-month development program.
Come join the winning team, with over 100 years of success and stability. We give you all the tools and training that you need to succeed in this rewarding career.
We work with retirees to strategically improve the sustainability of their retirement income.
You can expect the following:
Our leading-edge compensation package sees our Loan Officers on average, earning $150,000 annually with the potential for more
Hourly market-based non-recoverable draw of $11.54 - $18.69 plus commission for the first 12 months while we help you grow your business
Industry leading training from the nation’s top sales leaders
Brand recognition of a Fortune® 300 organization founded in 1909
World-class sales, marketing, and operations support
Revolutionary sales process for working with both consumers and professionals
We encourage successful traditional mortgage loan originators to apply. Riverside (Inland Empire), CA.
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Mortgage Lending Officer SAFE Act - B11 - DANVILLE
Loan Officer Job 49 miles from Salida
The Mortgage Lending Officer role is a developing professional role. This role identifies policy and applies specialty knowledge in monitoring and assessing processes and data. Integrates established disciplinary knowledge within own specialty area with basic understanding of related industry practices. Good understanding of how the team interacts with others in accomplishing the objectives of the area. Develops working knowledge of industry practices and standards. Must be able to exchange information in a concise and logical way as well as be sensitive to audience diversity. Limited but direct impact on the business through the quality of the tasks/services provided. Impact of the job holder is restricted to own team.
Citi, the leading global financial services company, has some 200 million customer accounts and does business in more than 160 countries and jurisdictions. Citi provides consumers, corporations, governments and institutions with a broad range of financial products and services, including consumer banking and credit, corporate and investment banking, securities brokerage, and wealth management.
Citi Bank Retail Mortgage provides home lending services via our Citibank branches and centralized service centers. The Home Lending Officer role represents the Retail Mortgage business providing superior service to clients and referral partners and is responsible for originating high quality residential real estate loans for clients. This highly interactive role engages internally with retail branch partners, operations, community business development officers. This role drives mortgage sales and client relationships through engagement with clients, real estate agents, and other area referrers.
Responsibilities:
+ Consult with customers about their financial situation, financial and personal objectives and lending needs for the purpose of helping them achieve their home ownership goals.
+ Collect and analyze information about the customer's financial situation, financial and personal goals, tolerance for risk and change, plans for the future, income, assets, debts, cash flow, and credit history.
+ Analyze financial information for customers to make an initial assessment regarding whether the customer and the property may qualify for a particular lending solution.
+ Make recommendations to customers about which lending solutions would best meet the customers' financial and personal objectives
+ Advise customers about the consequences, risks, and benefits of alternative lending solutions.
+ Promote Citi's brand, and promote Citi as the provider for lending and other financial solutions. This includes promoting Citi and its financial services to real estate agencies, builders, other referral sources, and customers.
+ Visit customers outside of Citi's offices, with such visits to vary based on clientele, geography, market conditions, and other factors.
+ Work as a team with all internal partners to support and grow our customers.
+ Refer customers who seek financial services other than lending solutions to the appropriate Citi professionals.
+ Partner with Operations teams to ensure the seamless transfer of the loan application in order to provide documents to the Processors and acquire any additional information needed by the Processors and/or Underwriters.
+ Work with Processors/Closers and customers to ensure the timely closing of the customer's loan.
+ Go outside to key referral relationships (Realtors, CPA's, Builders, etc). to drive mortgage business into the bank.
+ Introduce clients to segment partners when appropriate (including but not limited to Bank, Wealth Management, Small Business, Cards, etc.
+ Keep abreast of trends and developments in local marketplace, as well as changing rules and regulations across the industry, and expand internal and external network to better serve clients and industry professionals
+ Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency.
Qualifications:
+ 2-5 years relevant experience
+ 3+ years previous mortgage sales experience required
+ Residential Mortgage experience required
+ Established book of business
+ Proven product sales capability is required.
+ FHA/VA & conventional loan experience is preferred
+ The ability to comprehend and explain financial calculations and pricing alternatives.
+ The ability to communicate with customers about the proper documents and information needed to obtain a particular loan.
+ Knowledge of the laws and regulations that govern consumer lending, including fair lending, privacy, and RESPA.
+ Demonstrated customer service skills
+ Strong relationship development and management skills
+ Expertise of general lending products and overall mortgage industry.
+ This position requires the employee to register as a mortgage loan originator with the Nationwide Mortgage Licensing System and Registry ("Registry") and obtain a unique identifier from the Registry before engaging in mortgage loan originator activities,
Education:
+ Bachelor's/University degree or equivalent experience
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**Job Family Group:**
Consumer Sales
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**Job Family:**
Consumer Product Sales
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**Time Type:**
Full time
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**Primary Location:**
Danville California United States
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**Primary Location Full Time Salary Range:**
$60,000.00 - $175,000.00
In addition to salary, Citi's offerings may also include, for eligible employees, discretionary and formulaic incentive and retention awards. Citi offers competitive employee benefits, including: medical, dental & vision coverage; 401(k); life, accident, and disability insurance; and wellness programs. Citi also offers paid time off packages, including planned time off (vacation), unplanned time off (sick leave), and paid holidays. For additional information regarding Citi employee benefits, please visit citibenefits.com. Available offerings may vary by jurisdiction, job level, and date of hire.
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**Anticipated Posting Close Date:**
Apr 28, 2025
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_Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law._
_If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi (*************************************************************************** ._
_View Citi's EEO Policy Statement (*********************************************** and the Know Your Rights (*********************************************************************************************** poster._
Citi is an equal opportunity and affirmative action employer.
Minority/Female/Veteran/Individuals with Disabilities/Sexual Orientation/Gender Identity.
SBA Loan Underwriter
Loan Officer Job 49 miles from Salida
Job Description
Actively seeking an experienced SBA Loan Underwriter to:
Underwrite SBA loans in accordance with the Bank’s policies and procedures.
Deliver excellent service to customers both inside and outside the Bank.
Provide frequent communication to all parties involved in transactions in a positive and constructive manner.
Effectively manage the process to ensure loan requests are being reviewed efficiently, that customers receive timely answers, and that approved transactions are completed quickly and accurately.
Provide guidance and training to team members involved in processing and funding of loans.
Ensure all loans compliance with regulatory requirements. Maintain knowledge of company underwriting and lending guidelines and provide input to guidelines when requested.
Review and sign off all underwriting conditions in a timely manner.
Ensure proper pre-funding quality control steps are taken on all loans.
Responsible for adhering to and complying with all Bank policies and Federal and State banking laws and regulation
Job Requirements
Minimum of 3-5 years of SBA loan underwriting experience
Bachelor’s degree in business, accounting or equivalent training and experience(preferred)
Knowledge of SBA credit products, concepts, processes, and functions
Knowledge of business management and planning tools, including financial statements and ratios, budgets, inventory and accounts receivable turnover
Ability to analyze and interpret financial statements, business reports and legal documents
Knowledge of applicable federal/state banking regulations Effective math skills, including ratios, percentages, interest and amortization
Good judgment and problem solving skills
For further consideration towards this and/or other opportunities please inquire confidentially to ********************* or call ************. All inquiries held in strict confidence. Thank you for your interest.
Loan Processor
Loan Officer Job 22 miles from Salida
Job DescriptionDescription:
Loan Processor
Department: Lending
Reports to: VP of Lending
FLSA Classification: non-exempt
Compensation: $24.50 - $32.15 /hour
Under the direction of the VP of Lending, the Loan Processor is responsible for a variety of duties related to all consumer loan servicing functions. They will perform routine administrative tasks in support of all consumer loans. Duties include but are not limited to loan document production, data entry, filing, document tracking, file maintenance, reviewing reports, and performing loan research. The Loan Processor will provide prompt, efficient, and accurate support to co-workers and members regarding consumer loans.
Supervisory Responsibilities:
None
Duties/Responsibilities:
Prepare Loan Documents for Auto and Mortgage loans.
Ensures excellent member service, every member, every transaction, every time.
Research and analyze loan file data to resolve issues and member inquiries.
Responsible for reviewing daily, weekly, and monthly reports.
Complete requests for fee and payment reversals on loans as well as requests for loan extension and due date changes.
Assists in tracking required collateral insurance as well as processing insurance adjustments, refunds, or reimbursements for loans.
Responsible for handing certain aspects of insurance product claims, cancellations, and member issues.
Assist with documentation and title information for the collections department for the repossession process as needed.
Monitor and process loan payoffs as well as provide communication to dealerships, insurance companies, and any appropriate parties in an accurate and timely manner.
Manage all incoming fax and email correspondence that pertains to loan servicing.
Responds to member problems and requests, when necessary, and assists with completion of forms and documents.
Maintains a variety of loan records, documents, and files which includes maintaining the vault and our storage records.
Assists in training other team members.
Produces quality work efficiently and free from errors.
Follows guidelines and policies such as Bank Secrecy Act, Patriot Act and Office of Foreign Assets Control, CIP, Reg CC, B, D, E and Z intended to limit risk and exposure for the organization and its members. Types of risk include fraudulent transactions, account fraud or mishandling, compliance with policies, security guidelines, and the organization’s reputation.
Provides member service in accordance with CCCU standards.
Regularly attends and participates in in-house training and various job-related meetings to keep current in position knowledge.
Demonstrates a commitment to learning and acceptance of change.
Responsible for the centralized process of collateral title tracking and perfecting CSCU’s lien on secured consumer and business loan titles.
Other duties as assigned.
Required Skills/Abilities:
Demonstrated experience handling mortgage and HELOC documentation, with familiarity in forms, regulatory requirements, and standard processes (3-5 years).
Demonstrate excellent member service abilities. (1 to 3 years)
Ability to recognize and prevent fraudulent loan requests for the member and the credit union. (1 to 3 years)
Good organizational skills with keen attention to detail.
Ability to communicate clearly both verbally and in writing.
Excellent mathematical and statistical aptitude.
Computer skills – CSCU core system and associated software’s, Windows and web-based systems, Microsoft applications including Word, Excel, PowerPoint, Outlook, and the utilization of CSCU online/mobile banking and related services. (1 to 3 years).
Knowledge of organizational structure, policies, procedures (including Office Procedures Manual and Employee Handbook), and practices. Credit Union products, services, programs, and promotions. (1 to 3 years)
Education and Experience:
High school diploma or equivalent
Knowledge and understanding of consumer lending procedures, practices and policies, and credit fundamentals would normally be acquired through experience in branch operations.
Physical Requirements:
Prolonged periods of sitting at a desk and working on a computer.
May require standing and walking 25% of the time, lifting up to a maximum of 50 pounds, and other physical actions that include stooping, kneeling, crouching, crawling, reaching, pulling, and pushing.
May be required to work in an environment with high noise levels and unpredictable temperature and ventilation.
The above information on this position has been designed to indicate the general nature and level of work to be performed by employees designated for this position. It is not designed to contain or be interpreted as a comprehensive inventory of all duties, responsibilities, qualifications, or physical requirements.
Central State Credit Union is an Equal Opportunity Employer.
Requirements:
Loan Specialist
Loan Officer Job 22 miles from Salida
Take your career to the next level! In the last few years our goal has been expansion, creating growth opportunities for many of our team members. Not only are we serious about growth, but we are also serious about helping our customers during hard financial times.
We take pride in providing solutions and offering a helping hand, not only to our customers but also to the communities we serve. As we continue to expand and grow into a national leader in consumer financing, we invite you to consider joining our team.
If you're passionate about making a meaningful impact in people's lives and bringing a personal touch to finance, we'd love to have you on board!
Regional Finance is hiring! We are looking for talented and driven individuals to join our team. Take the next step in your career and click that apply button!
Job Intro
The core of a Loan Specialist is being customer oriented. If you are interested in helping others in their time of need, then this is the career you have been looking for!
Why work at Regional?
Regional offers competitive pay! We do our best to show that we value our team members!
You are eligible for a monthly bonus. Who doesn't love a nice cash reward for their hard work?
You will have promotion opportunities. We love to train our Loan Specialists into future Branch Managers!
All full-time team members have access to our medical, dental, vision and 401(k) benefits!
Average pay: $23-$26/ hour
Pay range only applies to California residents.
Duties and responsibilities
Provide exceptional service to all customers.
Process credit loan applications and use product knowledge to present loan solutions to current and potential customers.
Maintain office cash with accuracy and proper security.
Grow account volume through good judgment and effective customer solicitations in the branch and by telephone.
Minimize delinquent debt through calling customers and collecting on past-due accounts.
Receive, track, and post all payments and fees to customer accounts in compliance with Company Policy.
Transport money and deposits to and from bank.
Other duties as assigned by leadership.
Minimum Qualifications
High School Diploma or Equivalent.
Prior customer service experience in either a sales/retail environment or cash management environment.
Must pass drug screen, criminal and credit background checks.
Valid Driver's License and access to a dependable automobile with liability insurance coverage.
Critical Competencies
Demonstrated passion for customer service.
Excellent written and verbal communication skills.
Customer service minded with a personality that relates well with a broad spectrum of people, including external customers, branch colleagues, and corporate co-workers.
Thrives in a pay for performance atmosphere.
Proven ability to multi-task.
High degree of integrity.
Sales mentality.
Adaptable to an ever-changing environment.
Working conditions
This position works in an office providing consumer loan products in person and over the phone. The typical working hours are 8:30am to 5:30pm Monday through Friday with some Saturdays required. Overtime may be required on an as needed basis and is at the discretion of upper management.
If you are a job applicant who resides in the state of California, please review our California Employee Privacy Policy at the following link: **************************************************************************************************
Regional is an equal opportunity employer and does not discriminate on the basis of race, color, religion, creed, national origin, sex (including pregnancy, childbirth, and related medical conditions), sexual orientation, gender identity, transgender status, age, disability, genetic information, veteran status, uniform service, or any other characteristic protected by applicable law (“Protected Characteristics”). Regional's policy of non-discrimination applies to all phases of the employment process and relationship, including, but not limited to, recruitment and selection; compensation and benefits; professional development and training; promotions and opportunities; transfers; social and recreational programs; layoff; and terminations.
Mortgage Loan Officer- 8708 Merced
Loan Officer Job 36 miles from Salida
Job Details Merced - Atwater, CA SalesDescription
American Financial Network, Inc. ("AFN") is reshaping the mortgage industry from what it was to what it should be. AFN is a multi-billion dollar mortgage lender. We have a fast-paced, energetic sales force with an unstoppable marketing machine, and state-of-the-art technology that has propelled us to a Top Mortgage lender for 5 years running, Top 100 mortgage companies in America for the last 3 years, 50 best companies to work for in 2017, America's Fastest Growing Companies the last 2 years and Top Mortgage Employer in 2017. Motivated employees from coast-to-coast are the reason we have been able to achieve these accolades. Fierce dedication to the company's winning principles, integrity, honesty and teamwork, gives AFN the edge to continually exceed the expectations of its employees and customers, and makes this a company people are proud to be associated with. These are the reasons AFN employees earned over $100 million dollars in 2016.
Our Merced, CA branch is looking for two Loan Officers to join their team!
Job Summary
Under the direction of the Branch Manager, the Loan Officer facilitates commercial and/or residential mortgage loans, and advises borrowers on available finance options.
Job Description:
Responsible for the outside sales and origination of self-generated residential mortgages. Customarily and regularly involved in activities related to selling loans away from the office.
Develop and maintain relationships with real estate agents, financial planners, individual borrowers and builders, etc.
Accurately obtain and compile copies of loan applicants' credit histories, corporate financial statements, and other financial information.
Meet with applicants to obtain information for loan applications and to answer questions about the process.
Explain to customers the different types of loans and credit options that are available, as well as the terms of those services.
Review loan agreements to ensure that they are complete and accurate according to policy.
Responsible for proper adherence to legal regulatory and company policies/procedures.
Follow proper risk audit and compliance controls to mitigate financial risk to the organization while maintaining an environment focused on quality customer service.
Responsible for ensuring that outstanding service is delivered to our customer and clients.
Perform business development activities to increase recurring production including: maintenance of a client database, client and customer calling/monitoring efforts and additional activities as proposed by management.
Manage a loan pipeline and the loan process to ensure loans fund in a timely manner.
Interact with various corporate functions i.e. legal & compliance, operations risk, underwriting, closing, technology, etc., to improve the loan servicing process, minimize risk and improve performance tracking and controls.
Develop and maintain relationships with real estate agents, financial planners, individual borrowers and builders, etc.
Attendance requires regular, reliable and punctual attendance.
Follow proper risk, audit and compliance controls to mitigate financial risk.
Handle customer complaints and take appropriate action to resolve them.
Stay abreast of new types of loans and other financial services and products to better meet customers' needs.
Review and update credit and loan files.
Submit applications to credit analysts for verification and recommendation.
Analyze potential loan markets to develop prospects for new loans. Assist in defining existing loan products and developing new loan products to improve profitability and sales execution.
Other duties as assigned.
Essential Function:
Originate residential real estate mortgage loans. This includes obtaining applications as well as coordinating and assisting in the processing and closing of loans. The Loan Officer will develop and maintain existing client relationships as well as identify and pursue potential new customer opportunities. Responsible for making sound decisions based on a mixture of data analysis resources and experience, use rigorous logic, seek complete course of action in decision making, and articulate recommendations in writing and verbally. Consistently meet or exceed company goals, and meet and maintain all licensing requirements including continuing education.
Minimum Qualifications
Two to three years of experience in a loan origination experience.
NMLS state and federal.
Knowledge of conventional and/or government guidelines.
Knowledge of processing underwriting and/or closing procedures/federal lending regulations governing real estate lending.
Ability to manage a heavy pipeline of 50 plus loans.
Teamwork and customer service oriented.
Self-motivated and highly organized.
Familiar with FHA and HUD guidelines.
Strong computer skills including MS applications and previous experience utilizing laptop technology for communication purposes including accessing rate, credit and loan status information.
Solid time management skills and the ability to organize, prioritize and perform multiple tasks simultaneously.
Ability to communicate clearly and effectively, both verbally and in writing, across a variety of audiences.
Ability to analyze and comprehend complex financial data and provide financial alternatives.
Professional and effective interpersonal skills.
American Financial Network, Inc. NMLS #237341 is an Equal Opportunity Employer.
CA-Mortgage Loan Originator
Loan Officer Job 49 miles from Salida
divp style="text-align:left"span class="emphasis-3"Are you ready to make the most of your talents and abilities, while helping others make the most of their finances?/spanbr/br/span class="emphasis-3"Apply to join Team CEFCU!/span/pp style="text-align:inherit"/pp style="text-align:left"iCEFCU member service team members are critical to the success of the credit union.
They provide a professional, knowledgeable, and caring experience when members contact us.
We are looking for individuals who are personable, articulate, and positive to add to our already awesome team! /i/pp style="text-align:inherit"/pp style="text-align:inherit"/pThe Mortgage Loan Originator (MLO) solicits mortgage product referrals by calling/meeting with realtors, builders, and Select Employer Groups (SEG) as assigned.
Presents the features and benefits of all CEFCU mortgage products/services.
Pre-qualifies members for mortgage loans, completes applications, and cross-sells other CEFCU products/services to meet member needs.
Communicates with members, realtors, and underwriters on the status of pending applications and assists to obtain information needed to complete and fund loans.
Communicates with Member Center Management/staff as necessary.
Analyzes member applications, assesses member goals and objectively recommends the best product to meet the member's needs.
Interviews applicants over the phone as well as in person.
The individual actively participates in and is held accountable for the attainment of individual and departmental/organizational goals.
The ability to make clear and concise notes at every point of contact is critical for this position.
p/pp Required Qualifications:/pulli High school diploma or equivalent is required.
/lili Must register with the Nationwide Mortgage Licensing System and Registration (NMLS) to comply with the Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (SAFE Act).
/lili Must possess a current, valid driver's license, an acceptable driving record, and personal vehicle insurance.
/lili Previous lending experience of at least 2 years required.
/lili Excellent member communication and service skills are required.
/lili Proven record of sound judgment and decision-making abilities.
/lili Ability to maintain highest level of accuracy under on-going peak volume conditions.
/li/ulpbr/Preferred Qualifications:/pulli Bachelors' degree.
/lili Mortgage lending experience of at least 2 years.
/lili Proven business development experience.
/li/ulp/pp/pp style="text-align:left"bSummary Pay Range/b/pThe pay range for this position is $30.
79 - $36.
16.
h3/h3h3/h3p style="text-align:inherit"/pp style="text-align:left"iCompensation offered may vary based on skills and experience.
Please note that salary is only one component of total compensation at CEFCU.
/i/pp style="text-align:inherit"i /i/ph1bBenefits/b/h1p style="text-align:inherit"/pp style="text-align:left"bFinancial/b/pp style="text-align:left"Merit-based raises/pp style="text-align:inherit"/pp style="text-align:left"bHealth and Welfare /b/pp style="text-align:left"Generous paid time off (Holiday, Personal or Sick Time, Vacation)/pp style="text-align:left"Comprehensive Medical, Dental, and Vision coverage (PPO, HDHP, California - Kaiser Permanente HMO)br/Flexible Spending Plan (Medical Reimbursement Account and Dependent Care Reimbursement Account)/pp style="text-align:left"Health Savings Account/pp style="text-align:left"Voluntary Benefits (Accident Plan, Critical Illness Plan, Hospital Indemnity Plan)/pp style="text-align:left"Life Insurance/pp style="text-align:left"Accidental Death amp; Dismemberment Insurance/pp style="text-align:left"Disability Benefits/pp style="text-align:inherit"/pp style="text-align:left"Defined Benefit Plan - Pension /pp style="text-align:left"Defined Contribution Plan - 401K/pp style="text-align:inherit"/pp style="text-align:left"bAdditional Benefits/b/pp style="text-align:left"Employee Assistance Program/pp style="text-align:left"California Commuter Benefit Program/pp style="text-align:left"Tuition reimbursement/pp style="text-align:left"Career growth through internal job postings/pp style="text-align:left"Management Development Program: formal mentoring and training/pp style="text-align:left"Opportunities to help improve and build the CEFCU of tomorrow through process teams/pp style="text-align:left"Opportunities to personally contribute to corporate financial literacy and community initiatives/pp style="text-align:left"Casual days to support local charities/pp style="text-align:left"Employee discounts on entertainment, cell phone plans, theme park tickets, and more/pp style="text-align:left"On-site fitness center, fitness classes, and wellness program/pp style="text-align:inherit"/pp style="text-align:left"It is CEFCU's policy and intent to provide equal opportunity to all persons without regard to race, color, religion, political affiliation, sex/gender (including gender expression/identity, pregnancy, childbirth and related medical conditions), marital status, registered domestic partner status, sexual orientation, age, ancestry, national origin, veteran status, disability, medical condition, genetic characteristics, and/or any other basis protected by law.
This policy covers all facets of employment including, but not limited to: recruitment, selection, placement, promotions, transfers, demotions, terminations, training, and compensation.
/pp style="text-align:inherit"/p/div
CA-WA Private Mortgage Banker (SAFE)
Loan Officer Job 49 miles from Salida
**About this role:** Wells Fargo is seeking an CA-WA Private Mortgage Banker (SAFE) in Consumer Lending as part of Home Lending. Learn more about our career areas and lines of business at wellsfargojobs.com (********************************************* .
**In this role you will:**
+ Participate in soliciting residential mortgages from various sources
+ Produce high quality jumbo loans which are compliant and provide excellent customer service
+ Build relationships focused on affluent borrowers with realtors, builders, financial professionals, bank stores, past customers, and other non-traditional sources
+ Develop and maintain a high degree of visibility for Wells Fargo Home Mortgage in the marketplace; stay informed of mortgage industry trends and developments in the assigned market
+ Present recommendations for producing loans and exercise some independent judgment while developing understanding of and adherence to Private Mortgage Banking Sales functional area, policies, procedures, compliance requirements, and generating loans
+ Understand real estate appraisals, title reports, and real estate transactions
+ Receive customer applications, quote the rate and points, and complete follow-up activities with the registration lock-in; analyze and offer mortgage loan products based on client needs
+ Review and analyze low to moderately complex financial and credit data; match customer needs with an appropriate loan program and level of risk
+ Inform prospective and existing customers of Wells Fargo Home Mortgage programs, rates, policies, underwriting requirements, and loan procedures; maintain high standard of client satisfaction and quality by ensuring timely and proactive customer communication
+ Pursue Wells Fargo training offerings to increase knowledge of company products, policies and procedures, and underwriting requirements
+ This SAFE position has customer contact and job duties which may include the offering/negotiating of terms and/or taking an application for a dwelling secured transaction. As such, this position requires compliance with the S.A.F.E. Mortgage Licensing Act of 2008 and all related regulations. Ongoing employment is contingent upon meeting all such requirements, including acceptable background investigation results. Individuals in a SAFE position also must meet the Loan Originator requirements under Regulation Z (LO) outlined in the job expectations below
**Required Qualifications:**
+ 2+ years of Private Mortgage Banking Sales experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, or education
**Desired Qualifications:**
+ Basic Microsoft Office skills
+ Documented retail residential mortgage fundings over the past 12 months referred primarily from established, local, external sources
+ Excellent verbal, written, and interpersonal communication skills
+ Mortgage industry experience
+ Knowledge and understanding of sales prospecting and generating referrals
+ Customer service experience
+ Experience working with high net-worth clients
**Job Expectations:**
+ This position requires SAFE registration at the time of employment. Wells Fargo will initiate the SAFE registration process immediately after your employment start date. The Nationwide Mortgage Licensing System (NMLS) website (************************************************* provides the MU4R questions and registration required for employment in this position. Individuals in Loan Originator (LO) positions must meet the Consumer Financial Protection Bureau qualification requirements and comply with related Wells Fargo policies. The LO qualification requirements include meeting applicable financial responsibility, character, general financial fitness and criminal background standards. A current credit report will be used to assess your financial responsibility and credit fitness, however, a credit score is not included as part of the evaluation. Successful candidates must also meet ongoing regulatory requirements including additional screening, if necessary
+ Individuals in Loan Originator (LO) positions must meet the Consumer Financial Protection Bureau qualification requirements and comply with related Wells Fargo policies. The LO qualification requirements include meeting applicable financial responsibility, character, general financial fitness and criminal background standards A current credit report will be used to assess your financial responsibility and credit fitness, however, a credit score is not included as part of the evaluation. Successful candidates must also meet ongoing regulatory requirements including additional screening, if necessary
+ Completion of formal position specific training programs
+ Reliable transportation
+ Ability to work nights, weekends, and/or holidays as needed or scheduled
**Pay Range**
Reflected is the base pay range offered for this position. Pay may vary depending on factors including but not limited to achievements, skills, experience, or work location. The range listed is just one component of the compensation package offered to candidates.
$0.00 - $0.00
**Benefits**
Wells Fargo provides eligible employees with a comprehensive set of benefits, many of which are listed below. Visit Benefits - Wells Fargo Jobs (*************************************************************** for an overview of the following benefit plans and programs offered to employees.
+ Health benefits
+ 401(k) Plan
+ Paid time off
+ Disability benefits
+ Life insurance, critical illness insurance, and accident insurance
+ Parental leave
+ Critical caregiving leave
+ Discounts and savings
+ Commuter benefits
+ Tuition reimbursement
+ Scholarships for dependent children
+ Adoption reimbursement
**Posting End Date:**
20 Jun 2025
***** **_Job posting may come down early due to volume of applicants._**
**We Value Equal Opportunity**
Wells Fargo is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic.
Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit's risk appetite and all risk and compliance program requirements.
**Applicants with Disabilities**
To request a medical accommodation during the application or interview process, visit Disability Inclusion at Wells Fargo (****************************************************************** .
**Drug and Alcohol Policy**
Wells Fargo maintains a drug free workplace. Please see our Drug and Alcohol Policy (********************************************************************** to learn more.
**Wells Fargo Recruitment and Hiring Requirements:**
a. Third-Party recordings are prohibited unless authorized by Wells Fargo.
b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.
**Req Number:** R-461585
senior loan processor
Loan Officer Job 49 miles from Salida
General Mortgage Capital Corporation (GMCC) is a trusted source for mortgage solutions, providing both mortgage brokerage and correspondent lending services. With a wide list of lenders and investors, GMCC offers competitive pricing, fast closing, and strong broker / in house direct lender support. We are dedicated to providing personalized service and superior loan processing to meet the unique needs of our clients. Our commitment includes 1-to-1 mentorship and training with successful top producers to ensure our team provides the best mortgage financing solutions. We pride ourselves on flexibility, fast closing processes, and comprehensive support to help clients achieve their home financing goals. GMCC is licensed in 49 states with 34 branches rapidly expanding, equal housing lender at gmccloan.com, joingmcc.com
Role Description
This is a full time on site position for a Senior Loan Processor location: San Francisco Bayarea , Southern CA, New York Flushing with a hybrid work environment allowing some work-from-home flexibility. The Senior Loan Processor will be responsible for managing and processing loan documentation, underwriting loans, and ensuring accurate and timely loan processing. The role involves daily communication with clients, lending professionals, and support staff to facilitate smooth loan processing and approval.
Qualifications
Experience with Loan Documents and managing Loans
Expertise in Underwriting and Loan Processing
Strong Communication skills for client and team interactions
Ability to work independently and as part of a team in a hybrid environment
Detail-oriented with excellent organizational skills
Previous experience in the mortgage industry is required, 2 years + processing experience under high production environment,
Certifications in mortgage processing or related fields are beneficial
bilingual in English, Chinese/Spanish is preferred
Multi tasking, fast learner
Loan Adjustment Officer (Collections)
Loan Officer Job 49 miles from Salida
Loan Adjustment Officer: At CommonWealth, we serve the financial needs of more than 40,000 people who live or work in Santa Clara County. We are seeking candidates who share our value and commitment to building stronger communities through financial health - one member at a time. In addition to a competitive base salary, our compensation package includes:
12 paid holidays
17 days of Paid Time Off (PTO) during first year of employment
Up to 2% discounts on loans--including first mortgages*
401(k) Plan with Company Match`
Medical, dental, vision insurance
Long-term disability insurance
Life insurance
Voluntary insurance
Employee assistance program
Financial Wellness benefits and resources
Tuition reimbursement and more
We are currently accepting applications for a Loan Adjustment Officer based in our San Jose Corporate Office.
As a Loan Adjustments Officer, your major responsibilities will include:
Controlling delinquent loan accounts.
Collecting delinquent loan payments and minimizing loss.
Responsible for the management and control of assigned collections queues.
Contacting delinquent accounts, taking appropriate actions as deemed necessary to bring accounts current. Analyzing financial situation of delinquent borrowers and using skip tracing tools to assist in locating delinquent members. Thoroughly documenting all collection activity within the collection notes.
Reviewing and recommending delinquent loans for extension or workout options in accordance with policies and standards.
Our ideal candidate will possess excellent knowledge of collections policies, procedures, and practices. Excellent written and verbal communication skills in addition to a professional appearance and demeanor are a must. Working knowledge of Word, internet use for skip tracing source. A minimum of one to two years' related collections experience is required. Previous collections experience in a credit union or financial services environment is a plus. Bilingual (Spanish/English) preferred.
Pay Range: $26.50 - $33.00/hour; based on skills and experience.
For immediate consideration, apply today!
CommonWealth is an Equal Opportunity Employer
Supervising Mortgage Loan Officer
Loan Officer Job 22 miles from Salida
Position OverviewAt PNC, our people are our greatest differentiator and competitive advantage in the markets we serve. We are all united in delivering the best experience for our customers. We work together each day to foster an inclusive workplace culture where all of our employees feel respected, valued and have an opportunity to contribute to the company's success. As a(n) Supervising Mortgage Loan Officer within PNC's Mortgage organization, you will be based in Central Valley (Stockton, Modesto, Sacramento, Turlock), CA.
This position is a producing role with salary and incentives .Job Description
Recommends loan solutions in accordance with lending guidelines and clients' requirements. Manages daily loan activities of a small, high performing Mortgage Loan Officer team.
Manages a portfolio of customer relationships. Seeks prospective opportunities to retain and/or develop new clients. Prepares loan solutions and refers other banking products and services; reviews documentation to ensure compliance.
Grows, retains and develops an effective sales force to cover the geography of the market. Manages own and team's pipeline for efficiency.
Collaborates with internal and external stakeholders to complete mortgage transactions.
Collects and analyzes customer financial information for multifaceted and/or complex borrowers.
PNC Employees take pride in our reputation and to continue building upon that we expect our employees to be:
Customer Focused - Knowledgeable of the values and practices that align customer needs and satisfaction as primary considerations in all business decisions and able to leverage that information in creating customized customer solutions.
Managing Risk - Assessing and effectively managing all of the risks associated with their business objectives and activities to ensure they adhere to and support PNC's Enterprise Risk Management Framework.
Qualifications
Successful candidates must demonstrate appropriate knowledge, skills, and abilities for a role. Listed below are skills, competencies, work experience, education, and required certifications/licensures needed to be successful in this position.
Preferred SkillsBanking Products, Client Prospecting, Customer Relationships, Customer Solutions, Documentations, Innovation, Mortgages, SalesCompetenciesCoaching Others, Customer Experience Management., Effective Communications, Financial Analysis, Loan Origination, Matrix Management, Mortgage Products., Sales Tasks And Activities, Selling.Work ExperienceRoles at this level typically require a university / college degree, with 2+ years of relevant professional experience. In lieu of a degree, a comparable combination of education, job specific certification(s), and experience (including military service) may be considered.EducationNo DegreeCertificationsNo Required Certification(s) LicensesCandidates being considered for this position will be subject to additional background checks as required by Consumer Financial Protection Bureau regulations.Pay TransparencyBase Salary: $37,440.00 - $37,440.00Salaries may vary based on geographic location, market data and on individual skills, experience, and education. This role is incentive eligible with the payment based upon company, business and/or individual performance.Application WindowGenerally, this opening is expected to be posted for two business days from 05/09/2025, although it may be longer with business discretion.BenefitsPNC offers a comprehensive range of benefits to help meet your needs now and in the future. Depending on your eligibility, options for full-time employees include: medical/prescription drug coverage (with a Health Savings Account feature), dental and vision options; employee and spouse/child life insurance; short and long-term disability protection; 401(k) with PNC match, pension and stock purchase plans; dependent care reimbursement account; back-up child/elder care; adoption, surrogacy, and doula reimbursement; educational assistance, including select programs fully paid; a robust wellness program with financial incentives.In addition, PNC generally provides the following paid time off, depending on your eligibility: maternity and/or parental leave; up to 11 paid holidays each year; 8 occasional absence days each year, unless otherwise required by law; between 15 to 25 vacation days each year, depending on career level; and years of service.
To learn more about these and other programs, including benefits for full time and part-time employees, visit Your PNC Total Rewards.
Disability Accommodations Statement
If an accommodation is required to participate in the application process, please contact us via email at AccommodationRequest@pnc.com. Please include “accommodation request” in the subject line title and be sure to include your name, the job ID, and your preferred method of contact in the body of the email. Emails not related to accommodation requests will not receive responses. Applicants may also call ************ and say "Workday" for accommodation assistance. All information provided will be kept confidential and will be used only to the extent required to provide needed reasonable accommodations.
At PNC we foster an inclusive and accessible workplace. We provide reasonable accommodations to employment applicants and qualified individuals with a disability who need an accommodation to perform the essential functions of their positions.
Equal Employment Opportunity (EEO)
PNC provides equal employment opportunity to qualified persons regardless of race, color, sex, religion, national origin, age, sexual orientation, gender identity, disability, veteran status, or other categories protected by law.
This position is subject to the requirements of Section 19 of the Federal Deposit Insurance Act (FDIA) and, for any registered role, the Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (SAFE Act) and/or the Financial Industry Regulatory Authority (FINRA), which prohibit the hiring of individuals with certain criminal history.
California Residents
Refer to the California Consumer Privacy Act Privacy Notice to gain understanding of how PNC may use or disclose your personal information in our hiring practices.