Mortgage Loan Officer - Teacher, Server, Closer
Loan Officer Job 16 miles from Salt Lake City
Who You Are
You're a mortgage professional who doesn't just close loans-you close gaps in knowledge, trust, and service. You know the difference between quoting rates and truly guiding someone through one of the most important financial decisions of their life. You're a natural teacher, a consultative seller, and a strategic thinker. You've got grit, heart, and the hunger to build something meaningful. And you're looking for a team where you can grow your impact and your income without losing your soul in the process.
Who We Are
We're Innovative Mortgage Alliance-a boutique, fast-growing mortgage brokerage with a reputation for precision, service, and strategy. We work with top-tier real estate investors, short-term rental buyers, and first-time homebuyers. Our founder, Peter Skaggs, is a teacher at heart and a leader with a vision: to build a best-in-class team that helps clients not just
buy homes
, but
build wealth and freedom
through real estate.
We're not a churn-and-burn shop. We're educators. We're partners. We're builders. And we're ready for our next A-player.
What You'll Do
This role is 90% sales, strategy, and client consultation. You won't be bogged down in backend processing or paperwork-we've got that handled. Your job is to bring in business, guide clients through the plan, and then let our operations team carry it to the finish line.
Advise first-time buyers and real estate investors on the best path forward-and secure their commitment to it.
Run discovery calls, analyze scenarios, and quote creatively and accurately.
Drive volume by strengthening relationships with our existing referral partners-and cultivating new ones.
Collaborate with Peter on strategy and execution to help us exceed our massive goals.
Stay in your lane: sell, teach, advise, repeat. Let operations
operate
.
What You'll Need
2+ years in mortgage lending, financial services, or consultative sales.
A teacher's heart and a closer's mindset.
Confidence with numbers, loan programs, and strategic thinking.
Excellent follow-up and strong verbal/written communication.
A drive to build something that lasts.
How You'll Be Compensated
We believe in rewarding performance-not seniority or seat-warming.
Base draw: $4,000/month (recoverable against future commissions)
Performance: Heavy commission incentives for closing referral leads.
Future opportunity: While we're not offering formal profit share, leadership and discretionary bonuses are on the table for those who truly help grow the business.
Why You'll Love Working Here
We live by three values:
Give more than we receive.
Passion + perseverance wins.
Always improving.
You'll be stepping into a role that gives you:
A voice in how we grow.
Freedom to focus on what you do best.
Partnership with a respected industry expert.
Real upside when you outperform.
We're not here to just "do loans." We're here to build lives. Starting with yours.
Ready to Apply?
Let's talk. We'll build a better future for our clients-and for you.
Apply here: ********************************************************
Loan Officer Outside Sales
Loan Officer Job In Salt Lake City, UT
- Responsibilities/Duties/Functions/Tasks
The main function of this position is to proactively solicit new residential mortgage clients, while developing and cultivating a strong business network of referrals. It is the responsibility of a Loan Officer to analyze a borrower's financial and credit data to determine creditworthiness and the probability of financial security in repayment efforts.
Originates their own sales by contacting prospective clients,
· Develops and maintains referral sources,
· Spends at least one or two hours a day, two or more times a week outside of the office (including a home office), originating loans,
· Meets with prospective clients at locations other than PRMI's offices, e.g., client's home or other locations,
· Meets with clients in person to sell mortgage loan products/packages,
· Contact with clients by telephone, mail, and e-mail is adjunct to in-person contacts,
· Obtains credit information and necessary documentation for application process,
· In-person calls outside of the office on real estate agents and brokers, financial advisors, and other potential referral sources to develop borrower leads,
· Engages in marketing and promotional activities in support of their own sales,
· Develops new and continued business opportunities and sales leads by cultivating relationships with realtors, builders, bankers, etc.
· Develops solid PRMI product knowledge and offers clients the best mortgage products to match client needs
· Reviews application information, requesting specific supporting documentation as needed/required based on loan investor guidelines
· Analyzes and exercises independent judgment and discretion in advancing PRMI's business objectives and the interests of PRMI's customers regarding significant financial decisions
· Carries out major assignments affecting business operations of the employer or the employer's customers through:
collecting and analyzing information regarding the customer's income, assets, investments, or debts
analyzing applicant data, credit and collateral property value
determining which financial products best meet the customer's needs and financial circumstances
providing advice to the customer regarding the advantages and disadvantages of available financial products
marketing, servicing, or promoting the employer's financial products
· Completes necessary continuing education in a timely manner and remains current on local developments and trends within the real estate and mortgage industries
· Provides origination services in the state of licensure
· Creates and maintains excellent business relationships with referral client base, creating new mortgage lending opportunities
· Corresponds, communicates, and coordinates with clients, in-house support staff, and external service providers to facilitate timely closings
Qualifications
· Sales experience in the mortgage industry is preferred
· Familiarity with mortgage processes, procedures, rules, regulations, and compliance
· Exceptional customer service skills with a strong attention to detail
· Excellent written and verbal communication skills
· Strong computer skills to include a working knowledge of MS Office
· Ability to comprehend and analyze financial information
· Ability to effectively communicate and present complex financial information while fielding and responding to questions from applicants, support staff, and management
· Established contact and referral list within the real estate and mortgage industries preferred
· Ability to pass a required background check
Company Conformance Statement
In the performance of assigned tasks and duties all employees are expected to conform to the following:
Review and adhere to policies and guidelines contained within the Employee Handbook, including privacy and information security guidelines.
Act within delegated authorities and adheres to applicable policy and procedures associated with such authorities.
Contribute to establishing a respectful workplace where diversity is critical to innovation and growth.
Ensure every action and decision is aligned with PRMI values.
Partner with your management team to understand performance expectations and measurements. Effectively utilize feedback and coaching opportunities while seeking to learn and develop within your role at PRMI.
Realize team synergies through networking and partnerships across PRMI.
Embrace change; act as advocate and role model, promoting an approach of continuous improvement.
Maintain a high standard of customer care while actively listening to customers in an effort to understand their views and needs. Take ownership of problems and issues, taking into consideration the breadth of PRMI competencies in providing solutions.
Work independently while understanding the necessity for communicating and coordinating work efforts with other employees and organizations.
Work effectively as a team contributor on all assignments.
Perform quality work within deadlines.
Respect client and employee privacy.
Maintain eligibility for FLSA classification as Outside Sales Exempt, and complete the bi-annual certification process
Work Requirements
Each employee must be able to communicate clearly and effectively, utilize a computer, maintain a work schedule, and effectively perform in an office setting. Employment with PRMI requires compliance with and adherence to all applicable mortgage and fair lending laws and regulations as well as PRMI policies. The ability to work extended hours may be required.
Nothing in this job description restricts management's right to assign or reassign duties and responsibilities to this job at any time.
Mortgage Loan Officer / Home Loan Specialist - Bilingual
Loan Officer Job 33 miles from Salt Lake City
Job Details Provo, UT - Ogden, UT Full Time Sales
Why Churchill Mortgage? We provide our Loan Officers the systems and processes that allow them to close more loans, faster and with the highest customer service ratings. Our Operations Team truly takes ownership of the process; delivering an enjoyable and referable experience to every customer, every time no excuses. Our systems & processes allow you to spend more time originating, building relationships and generating new clients.
Our Commitment to You: We're here to help you close business, not put up roadblocks. As a team we all operate under the maxim of supporting you, in every way possible. You'll be instantly impressed at the level of service and attention you receive. In fact, many of our new hires tell us that they keep pinching themselves after 2-3 months. It's that good here.
We would like to talk with you if you love serving clients, are experienced, and have the heart of an educator. Looking for well qualified originators that focus on file quality.
Responsibilities
Educate customers on best financing solutions
Manage a large pipeline of loans
Originate and make sales of loan packages to customers, including meeting and counseling with customers at their homes and offices.
Engage in marketing, promotion and business development activities in support of sales, including calling on real estate agents and brokers, financial advisors and other potential referral sources.
Provide applicants with information regarding the loan application process.
Oversee all customer interactions and ensure a smooth transaction by interfacing with Realtors and Processors
Other duties may be applicable as business needs may dictate and as assigned by management.
Qualifications
Candidate must be fluent in English and Spanish and have excellent written & verbal communication skills in both languages
Dedicated to growing yourself and your skills
Active NMLS license
2+ years of self-gen mortgage origination experience required
Knowledge of basic loan programs and loan structuring needed for success
Desire to grow and be coachable with the best leadership in the industry
Must be able to pass a criminal history information background check. Other duties may be applicable as business needs may dictate and as assigned by management. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. If you are working from home, you must have access to reliable, high-speed internet (not satellite; Minimum of 25 Mbs download speed and 15 Mbs upload speed).
Benefits
Churchill Mortgage's generous benefits package is available to all full-time employees. This includes Medical, Dental, Vision, HSA, FSA, Life, Disability, Accident, Cancer, Critical Illness, 401(k) & ESOP (Employee Stock Ownership Program).
Employees Own the Company
Our ESOP was established by founder and president, Mike Hardwick, in 2013. It gives all current and future Churchill Mortgage employees ownership of the company in the form of company stock. Churchill Mortgage is the first privately-owned mortgage company to offer an Employee Stock Ownership Program (ESOP).
Churchill Mortgage Corporation is an Equal Opportunity Employer
Loan Officer
Loan Officer Job 8 miles from Salt Lake City
Do you have strong relationship building skills? Have you built your business largely on referrals? Are you an entrepreneur at heart? If so, then we have an exciting opportunity for you. Become your own boss at Caliver Beach Mortgage!! Description: · Run your business remotely on a P&L basis under the umbrella of Caliver Beach Mortgage!
· Uncapped commissions!
· Loan products for all borrower types!
· Add additional LO's to your team OR act as an individual LO!
· Licensed in 28 states and growing!
· Administrative, operational and compliance support provided by Corporate!
Successful Candidate Attributes:
· Proven track record developing referral partner relationships with Realtors, CPA's, Financial Planners, etc.
· Maintains a database of past clients for marketing purposes.
· History of closing at least 3-5 units per month.
Loan Officer Requirements:
· An active NMLS/MLO license (required).
· Strong knowledge of lending regulations and industry best practices.
· Exceptional interpersonal and communication skills.
· Analytical mindset with the ability to assess complex financial information.
· Sales-oriented mindset with a commitment to achieving targets.
· Detail-oriented and organized.
· Proficient in relevant software and tools.
Caliver Beach Mortgage, LLC is an equal opportunity employer. We are committed to diversity and inclusion in our workplace.
Mortgage Loan Officer
Loan Officer Job 21 miles from Salt Lake City
As one of the nation's leading mortgage lenders, Security National is proud to help homeowners every day. Our employees are the bedrock of what we do, and their determination and expertise consistently allow our customers and executives to do better. We're currently seeking a qualified Loan Officer to join our team. The ideal candidate will demonstrate a strong understanding of economic and accounting principles, the financial market, and banking-and also have an innate ability to manage and lead. This is a commission only position and we are willing to train the right person!
What You'll Do
* Establish strong relationships with realtors, builders, developers, CPA's, and financial planners
* Gain applicable expertise in local and national real estate markets
* Negotiate ideal price, terms, and conditions for home mortgages
* Determine and address problems that may arise during the loan application process
* Daily and Monthly Responsibilities
* Coordinate customer interaction and interface with all parties involved in each individual loan
* Guide customers through the loan process, including negotiation, terms, and conditions
* Maintain a customer's relationship with corresponding realtors, builders, developers, CPA's, and financial planners
* Learn and understand rules and regulation guidelines from FNMA, FHLMC, FHA, and VA
* Keep aware of all origination, processing, appraisal, underwriting, and closing requirements for both company and investor guidelines pertaining to both government insured and privately insured mortgages
What You'll Love About Us
* Great Company Culture
* Top Workplaces 8 years in a row (2016, '17, '18, '19, '20, '21, '22, '23)
* Going Places. Company recently added to the Russell 2000 Index, attributing our strong growth
* Health Benefits. Medical with HSA and FSA options, dental, and vision
Requirements
What We'll Love About You
* Minimum 3 years of loan originator experience preferred
* Advanced knowledge of lending and credit markets
* Knowledge of all Federal and State real estate lending regulations
* Excellent written and verbal communication skills
* Advanced interpersonal skills, with a strong focus on customer service
* Highly detail-oriented
* Bilingual in English/Spanish highly preferred
Licensed Loan Officer - Utah
Loan Officer Job In Salt Lake City, UT
Better is reimagining home finance and making it faster, cheaper, and easier for everyone to become a homeowner. We leverage creative technology and innovation to make the home buying journey more approachable and understandable and home finance more affordable and accessible. Here are some interesting facts to help you get to know Better:
* We've funded over $100 billion in loans for our customers, more than any other fintech
* Yahoo! Finance - Best Mortgage Lender for First Time Homebuyers of January 2025: Best lender for quick approval
* Yahoo! Finance - Best Mortgage Lenders of 2025: Best online mortgage lender
* Fintech Breakthrough Award: Best Lending Innovation Award
* Money Magazine - 8 Best Mortgage Lenders of 2025: Best for fast closing
* We are Forbes' Best Online Mortgage Lender for 2023
* We have raised over $1.2 billion in equity capital to transform the mortgage industry, the largest financial asset class in the world
We are a place where smart, hungry, ambitious people who want to recognize their full potential thrive.
About NEO Home Loans
NEO Home Loans, a community-based retail division of Better, is dedicated to redefining the homeownership experience with trust, innovation, and exceptional service. Our mission is to unlock people's full financial potential by providing clarity, transparency, and consistency throughout the loan process. We make lending approachable, guiding individuals toward decisions that serve their best interests. Powered by a team of passionate and hardworking professionals, we foster a culture of collaboration, innovation, and personal growth. Join us and be part of a dynamic company committed to excellence.
A Better Opportunity
At NEO Home Loans, powered by Better, our mission is clear: redefine your financial journey. We strive to unlock people's full financial potential, providing clarity throughout every step of the loan process. By making lending approachable, we bring transparency and consistency to the financial world, guiding individuals towards decisions that serve their best interests. Our team comprises passionate, talented, and hardworking individuals dedicated to achieving excellence. Join our team and be part of a dynamic company that values innovation, fosters personal growth, and prioritizes a culture of collaboration and excellence.
Essential Job Duties and Responsibilities
* Acting as a mortgage originator (Loan Officer) for your own pipeline of loans
* Maximizing lock and fund conversions for leads provided to you
* Guiding pre-approved borrowers through their home buying process or helping customers save money or leverage home equity to consolidate.
* Building relationships with your buyer's realtors and keeping them informed throughout the transaction
* Providing an exceptional experience for borrowers and realtors
* Meeting and, ideally, beating set sales targets each month
* We don't have a monopoly on great ideas and welcome yours. We encourage you to collaborate with our OPS, IT, Product and Marketing teams to make our process and customer experience Better
Non-Essential Job Duties and Responsibilities
* Adopts NEOs values in work behavior, decision making, contributions and interpersonal interactions.
* Promotes interdepartmental communication and culture.
* Lead, develop and motivate the team across all locations and operational functions.
* Continued focus to ensure all families (Internal and External) are receiving the best possible service.
Qualifications and Skills
* Active NMLS License
* At least 2 years of experience in mortgage lending
* Hungry mentality and desire to work in a competitive sales environment with our dynamic lead engine. Our mortgage originators on average receive double the customer opportunities.
* High degree of integrity and work ethic
* Ability to think critically and problem solve complex scenarios
* Excellent communication and interpersonal skills.
* Detail-oriented with a focus on accuracy
* Must have ability to occasionally come into the Salt Lake City office
Company Benefits
Our total rewards package consists of an hourly wage and a curated benefits plan. We are thrilled to offer all our full-time employees the following benefit offerings:
* Benefits eligibility effective DAY ONE
* *$0 medical plan premium offering coverage nationwide paired with our Health Savings Account that includes an employer contribution (*Additional Medical, dental, vision plan options also all with nationwide coverage)
* Flexible PTO
* Immediate virtual mental health support by licensed therapists for our employees and their eligible dependents age 6 and up! First few visits at no cost to you!
* Personalized care for every fertility and family care journey for our employees and their partner!
* Dependent care benefits (i.e. childcare and/or elder care costs) and commuter benefits both include a company match!
* Discount programs and perks including pet Insurance!
The compensation offered for this role will be based on multiple factors such as location, the role's scope and complexity, and the candidate's experience and expertise, and may vary from the range provided.
Disclaimer
Better Home & Finance Holding Company is an equal opportunity employer committed to fostering an inclusive and diverse environment for our employees. We are committed to equal employment opportunities regardless of race, color, ancestry, religion, sex, national origin, sexual orientation, age, citizenship, marital status, disability, gender identity or Veteran status, or any other reason protected by law.
We are committed to working with and providing reasonable accommodation to applicants with physical or mental disabilities. Better will not discriminate against any qualified individual who is capable of performing the essential functions of the job with or without reasonable accommodation.
Loan Officer
Loan Officer Job In Salt Lake City, UT
Are you a tenacious outside sales Loan Officer with a passion for construction finance? Ready to take your career to new heights and be part of something truly exciting? Builders Capital, the nation's largest private construction lender, is seeking a dynamic Loan Officer to join our fast-growing team. This is your chance to step into a thriving market at a pivotal moment in our company's growth and bring your expertise to help fuel the future of construction financing.
We're not your typical lender. Builders Capital is at the forefront of innovation in construction finance, and we're looking for a driven professional to help us continue our momentum. Our loan products are in high demand, and with our unmatched support, technology, and resources, you'll have everything you need to succeed.
What You'll Do:
* Drive Outside Sales: Take the lead in outside sales by prospecting, networking, and building relationships with new and existing clients in the construction industry. Cultivate relationships with builders, architects, contractors, and other key industry players to create a steady pipeline of business. Your hustle and ability to establish connections in the field will be key to your success.
* Originate a Range of Loan Products: Leverage your expertise to structure and originate a variety of loans including vertical construction, land development, bridge loans, and multifamily financing. You'll bring the right solution to the table for each unique project.
* Lead the Process from Start to Finish: From initial outreach to loan structuring, underwriting, approval, and closing, you will be the quarterback of the deal, working closely with our internal teams to ensure smooth and timely loan processing.
* Consult and Advise: Provide expert guidance to borrowers on loan structuring, addressing their unique needs and ensuring they receive the best possible service. Your advice will help clients make informed, confident decisions throughout the entire process.
* Develop and Execute Your Sales Plan: Build and execute a comprehensive outside sales strategy that includes networking, prospecting, marketing, and client relationship management. Own your success by setting clear goals and executing with precision.
What We're Looking For:
* Experience: At least 2 years of experience in construction finance or residential/commercial mortgage lending, with a solid understanding of construction loan structures and processes.
* Exceptional Communication Skills: You must be polished, professional, and able to clearly communicate with clients, internal teams, and external partners.
* Problem-Solving Ability: We need someone who thinks outside the box to structure solutions that work for clients while mitigating risk.
* Team Player: A collaborative mindset is a must. We thrive on cross-team collaboration to deliver the best results for our clients.
* High Ethical Standards: Integrity is key to our success. You should have a strong commitment to doing what's best for both the client and the company.
* Adaptability: Builders Capital operates in a fast-paced, ever-changing environment, and we need someone who thrives under pressure and is ready to seize opportunities.
Why You'll Love It Here:
At Builders Capital, We Believe In Taking Care Of Our Team. Here's a Sneak Peek At The Benefits That Come With Joining Us:
* Innovative Environment: Join a forward-thinking company at the forefront of the construction finance industry with access to cutting-edge technology and resources.
* Work Flexibility: Enjoy a flexible work environment where you can balance team leadership with your personal life.
* National Impact: Be part of a nationwide operation that's shaping the future of construction financing and making a difference for builders, developers, and homeowners across the U.S.
* Health Insurance - We've got you covered! Builders Capital pays 100% of your medical insurance premiums to keep you healthy and stress-free, offering a PPO and HSA plans.
* Health Savings Account (HSA) - We contribute annually into your HSA account (prorated from your hire date) and for those the select our HSA plan.
* Competitive Compensation - We offer competitive wages that reward your expertise and hard work.
* Paid Time Off - Take time to recharge with 3 weeks of paid time off each year.
* Paid Holidays - Enjoy 10 paid holidays throughout the year so you can spend quality time with family, friends, or doing whatever you love.
We're here to support you both professionally and personally-because when you thrive, we all thrive.
Builders Capital is an Equal Opportunity Employers(EEO) and welcomes all qualified applicants. This is a full-time, exempt position. The job description contained herein is not intended to be a comprehensive list of the duties and responsibilities of the position, which may change without notice.
Associate Loan Originator, NE
Loan Officer Job 14 miles from Salt Lake City
Under the direction of the Lead/Primary Loan Originator, performs office or non-manual work directly related to the management or general business operations of PrimeLending and its customers and markets and promotes PrimeLending products and services to the team's client base of realtors, builders, bank officers and potential and past clients. May serve as a partner to the Lead/Primary Loan Originator. Acts as a liaison between the Lead/Primary and/or other team members, in-process customers and branch operations staff.
Responsibilities
Markets and promotes PrimeLending's financial products;
Associate Originators will not be subject to the minimum personal production standards for Loan Originators in order to qualify for a team relationship.
Establishes and maintains relationships with realtors, bank officers, builders and new home sales representatives in order to develop and retain existing business; and by visiting subdivisions as required if partnering with lead/primary loan originator.
Handles loan volume as directed by team lead/primary loan originator in a timely and efficient manner, while obtaining working knowledge of Company products as well as private and Government insured mortgage guidelines.
Monitors overall customer interaction and interfaces with all parties involved on each individual loan from application to closing, including but not limited to counseling and pre-qualifying potential home buyers.
Collects and analyzes information regarding the customer's income, assets, investments or debts.
Schedules appointments with potential customers for the team.
Interacts and interfaces with all parties involved in each individual loan transaction from application to closing.
Obtains all necessary support documents including the appropriate fees and collects additional documents and promptly communicating loan status to all interested parties. Obtains remaining or uncollected loan documentation after closing.
Negotiates terms and conditions of loans with customers.
Stays abreast of changes in rules and regulations pertaining to private and government insured mortgages.
Maintains a professional image and adheres to standards consistent with company policies and procedures.
Meets customer service standards as outlined by management.
Other functions as needed.
Qualifications
High school diploma or equivalent and appropriate licenses as required by state.
Valid driver's license and current automobile liability insurance.
A minimum of 6 months loan originator experience required.
Interacts with regional & corporate departments, as well as realtors, sales agents, builders, appraisers, etc.
Demonstrated judgment and decision making ability. Excellent and effective presentation and communication skills, both verbal and written.
Ability to quickly assess and process large amounts of data and use of appropriate AU software technology.
Must be active in the community and in those job-related organizations to enhance the network of beneficial contacts.
Continue to expand knowledge of issues influencing the industry and the organization.
*In accordance with the US Department of Labor Regulations Part 541-Exemptions under the Fair Labor Standards Act (FLSA) Section 13 (a)(1) employees who meet certain tests will qualify for Exempt Status.
The above statements are intended to describe the general nature and level of work being performed by individuals in, or assigned to, the above position and are not intended to be construed as an exhaustive list of all responsibilities, duties and skills required, and may be changed at the discretion of the Company.
Consumer Loan Officer
Loan Officer Job In Salt Lake City, UT
Job Details Murray - Salt Lake City, UTConsumer Loan Officer
Utah Power Credit Union is currently seeking a Loan Officer to join our Credit Union family. _____
Utah Power Credit Union's mission is "to create financial power with our members by providing excellent value and lifelong relationships." Our success in fulfilling this mission comes from our employees, who are intelligent, caring, solution makers that think beyond transactions, act generously, and celebrate possibilities.
Utah Power Credit Union builds quality relationships with our members, and it is equally important that employees feel valued. Employees receive competitive compensation and benefits, including 100% paid medical, dental, and vision insurance, a 401(k) and a separate pension, paid holidays, and personal time off.
Responsibilities:
Interviews, takes applications, and underwrites various consumer loans
Analyzes loan requests and make credit decisions
Collects and organizes supporting documentation
Actively listens and looks for ways to help members
Provides informed, accurate, courteous, professional service
Qualifications:
Three years to five years of similar or related experience
A two-year college degree or equivalent lending experience
Ability to perform multiple tasks with competing deadlines
Detail-oriented
Professional
Superior verbal and written communication skills
Mortgage Loan Processor II
Loan Officer Job In Salt Lake City, UT
*MORTGAGE LOANPROCESSOR II* WHAT IS THE OPPORTUNITY? The Mortgage Loan Processor II is responsible for managing a pipeline of purchase and/or refinance transactions. The Mortgage Loan Processor II is also responsible for ensuring closing dates are met or exceeded, following up on conditions as needed, completing all re-disclosures in accordance with regulatory service levels, and working in a team environment from the initial decision to the final approval. Must be in good standing under "The Secure and Fair Enforcement for Mortgage Licensing Act of 2008" (Safe Act) and must be registered/licensed with the "Nationwide Mortgage Licensing System and Registry"; or must be able to be registered under the Safe Act. Must remain in good standing under the Safe Act.
WHAT WILL YOU DO?
* Review loan decisions to determine what documents are required to move to closing.
* Utilize pipeline reports to effectively manage and prioritize daily work flow.
* Responds to business partners' e-mails, questions, and phone calls.
* Manages to key dates, such as but not limited to - rate lock expiration, contingency date, contract date, credit expiration, income expiration, asset expiration, and TRID.
* Ensures all parallel support models such as HOI, Flood, Title, & Project Approval are seamlessly moving through the process.
* Prepares, validates, communicates and delivers any and all Revised Loan Estimates in accordance with regulatory service levels.
* Acts as the primary liaison between Sales, Title, Escrow & Centralized Services.
* Effectively manage a pipeline of 25-40 loans.
* Works with the Loan Officer & Loan Officer Assistant to collect all conditions through final approval.
* Remain accountable for all loan files once they are received from sales.
* Ensure all initial reviews & follow ups occur within the established SLA.
* Maintain current knowledge of CNB guidelines and loan programs.
* Other duties as/or assigned by management.
WHAT DO YOU NEED TO SUCCEED?
*Required Qualifications**
* Minimum 2 years of mortgage loan processing experience required.
* Minimum 2 years of experience of state and federal lending regulations (e.g. RESPA, Reg Z, ECOA, TRID) required
* Must be in good standing under "The Secure and Fair Enforcement for Mortgage Licensing Act of 2008" (Safe Act) and must be registered/licensed with the "Nationwide Mortgage Licensing System and Registry"; or must be able to be registered under the Safe Act. Must remain in good standing under the Safe Act.
*Additional Qualifications*
* Ability to identify and resolve problems in a timely manner.
* Strong attention to detail and accuracy.
* Ability to maintain high levels of performance, especially in stressful situations.
* Strong knowledge of federal/state regulatory requirements. (TRID Experience Required)
* Excellent written and verbal skills
* Excellent organizational skills
* Ability to multi-task and work in a deadline driven environment
* Proficient PC skills, including Microsoft Office and Loan Originations Systems.
*WHAT'S IN IT FOR YOU?*
*Compensation*Starting base salary: $24.46 - $36.69 per hour. Exact compensation may vary based on skills, experience, and location. This job is eligible for bonus and/or commissions.
*Benefits and Perks*
At City National, we strive to be the best at whatever we do, including the benefits and perks we offer our colleagues including:
* Comprehensive healthcare coverage, including Medical, Dental and Vision plans, available the first of the month following start date
* Generous 401(k) company matching contribution
* Career Development through Tuition Reimbursement and other internal upskilling and training resources
* Valued Time Away benefits including vacation, sick and volunteer time
* Specialized health and family planning benefits including fertility benefits, and cancer, diabetes and musculoskeletal support programs
* Career Mobility support from a dedicated recruitment team
* Colleague Resource Groups to support networking and community engagement
Get a more detailed look at our *********************************
ABOUT US
Since day one we've always gone further than the competition to help our clients, colleagues and communities flourish. City National Bank was founded in 1954 by entrepreneurs for entrepreneurs and that legacy of integrity, community and unparalleled client relationships continues today. City National is a subsidiary of Royal Bank of Canada, one of North America's leading diversified financial services companies. To learn more about City National and our dynamic company culture, visit us at **********************************
*INCLUSION AND EQUAL OPPORTUNITY EMPLOYMENT*
City National Bank fosters an inclusive environment where all forms of diversity are valued and leveraged to make us a better company and employer. We are an equal opportunity employer and all qualified applicants will receive consideration for employment without regard to race, color, religion, sexual orientation, gender identity, national origin, disability, veteran status or other basis protected by law.
It is unlawful in Massachusetts to require or administer a lie detector test as a condition of employment or continued employment. An employer who violates this law shall be subject to criminal penalties and civil liability.
*Represents basic qualifications for the position. To be considered for this position, you must at least meet the required qualifications. careers.cnb.com accepts applications on an ongoing basis, until filled.
Consumer Direct Loan Originator
Loan Officer Job In Salt Lake City, UT
Build your career with a company that is rated a top 20 lender nationally for VA Home Loans! Veterans First Mortgage is an FHA/VA home lender. Come join a team that trains you from the ground up! Veterans First Mortgage employees strive to give each and every borrower an exceptional customer experience. We have a visionary marketing team with a cutting-edge lead program. Our in-house team of loan officers, processors, underwriters and closers share one goal: to make the loan process swift, simple and compliant. Military members make up a large part of our demographic. An increasing number of veterans are using their home loan benefits. Come take advantage of this momentum and feel a great satisfaction in helping those that serve our country.
For more information on Veterans First Mortgage, please visit ************************************
Why join us?
* An award-winning culture that supports Personal Growth, Respect, Trusted Relationships, All-in Approach, Employee Empowerment
* Competitive pay and benefits including medical, dental, vision, life, a 401k plan with a company match and tuition reimbursement, parental leave, employee assistance program (EAP), banking benefits, pet insurance … and more
* Generous paid time off and flexible work hours
* Opportunities to grow and develop in your career
* Promote-from-within culture
* You can make a difference!
* Veterans First holds Top Workplace awards from The Salt Lake Tribune and The San Diego Union-Tribune
Why join this team?
* Come be a part of our vision in being the most referred and respected mortgage brand in the military community
* Training and Licensing provided: Veterans First Mortgage ensures success from the start by thoroughly training and licensing all of our Loan Officers to include comprehensive NMLS licensing training and complete onboarding/ in-house training
* Leads are provided through our visionary Marketing team utilizing our cutting edge lead program
* In this role you will be focusing on building relationships with borrowers and helping them live the American dream of home ownership
* The loan officer position provides a base salary plus commission, opportunity for bonuses and full benefits
* Become a part of our work family where core values of Personal Potential, Trusted Relationships, Respect and an All-in Approach is what drives us each and every day, and the occasional BBQ or potluck is just how we start the fun
What You'll Do:
* Dedicated to delivering award winning customer service in an inside sales environment
* Identify prospective customers through company generated inbound leads
* Conduct customer needs analysis to learn and understand customer's goals
* Create relationships with prospects and customers to establish trust and highly encourage referral business
* Conduct thorough follow up, outbound calls to interested consumers
* Close sales and advise customer of next steps
* Stay current on new products available for customers, completing ongoing education for licensing and compliance
Qualifications:
* Proven track record of success in a sales or customer service oriented environment
* Strong phone presence, listening and presentation skills
* Ability to multitask, problem solve and efficiently manage time in a fast paced environment
* Strong at communicating and relationship building
* Team player with the ability to thrive in a structured and competitive environment
* Bachelor's degree and 2+ years professional experience preferred
Benefits:
Medical Insurance • Dental • Vision • Life insurance • Accidental death and dismemberment • Short-term and long term Disability Insurance • Parental Leave • Employee Assistance Program (EAP) • Traditional and Roth 401(k) with company match • Flexible Spending Account (FSA) • Employee Stock Purchase Plan at 5% discount • Critical Illness Insurance • Accident Insurance • Transportation and Commuting Benefits • Banking Benefits • Pet Insurance
Compensation:
The estimated hourly rate for this role is $17.31 , along with eligibility to earn monthly commissions. Actual pay rate may vary based on several factors, such as a candidate's qualifications, skills and experience.
#LI-Onsite
Since 1996, Veterans First Mortgage has helped over 100,000 borrowers obtain the American Dream of home ownership. Inside Mortgage Finance ranks Veterans First Mortgage as a top VA mortgage lender by volume. With primary lending centers in Salt Lake City, UT and San Diego, CA, and loan officer licensed nationwide in almost every state, Veterans First is a VA and FHA mortgage lender that has over 350 hard-working team members that strive to make every aspect of the loan process as easy as possible. Veterans First Mortgage community and overseas programs revolve around veterans and our Troops. When we say "Thank you for your service," we mean it! Veterans First Mortgage is a trade name of Wintrust Mortgage, a division of Barrington Bank & Trust Company, N.A., a Wintrust Community Bank, NMLS # 449042.
From our first day in business, Wintrust has been proud to serve a variety of unique communities and people from all walks of life. To be Chicago's Bank and Wisconsin's Bank, we need to reflect that diversity both in all the communities we serve, the people we employ, the organizations we work with, and our banking and lending practices. Wintrust Financial Corporation, including community banking and financial services subsidiaries, is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, national origin, sex, sexual orientation, gender identity and expressions, genetic information, marital status, age, disability, or status as a covered veteran or any other characteristic protected by law.
Junior Loan Officer - Houzd Mortgage
Loan Officer Job 16 miles from Salt Lake City
Houzd Mortgage is excited to offer an incredible opportunity for a Junior Loan Officer to join a dynamic team driven by empowerment and strength.
At Houzd, we believe in providing our clients with the financial guidance they need to make well-informed decisions about their future.
Our core values center on growth, learning, and teamwork, creating an environment where we work hard, support each other, and have fun while doing it.
As a Junior Loan Officer, you will have the opportunity to learn from seasoned industry professionals while contributing to the success of our clients.
If you have a positive attitude, enjoy working with people, and are ready to go the extra mile, this is the perfect role for you-no mortgage experience required!
Key Responsibilities:
Manage new leads and schedule appointments.
Follow up with leads and collect necessary loan documentation.
Complete basic loan applications and hand them off to the Pre-Approval Partner.
Coordinate appointments with the Team Leader.
Ensure all leads are added to Arive and manage follow-up tasks.
Top 3 Duties:
1. Manage New Leads & Schedule Appointments:
Respond to new leads within 20-30 minutes.
Add leads to Arive
Schedule initial meetings with clients and the Team Leader.
2. Lead Follow-Up & Documentation Collection:
Make follow-up calls to gather required documents.
Calculate income and order verification of employment.
Obtain client bank statements for the pre-approval process.
3. Pre-Approval Hand-off:
Seamlessly transfer leads to the Pre-Approval Partner for next steps.
Requirements
Requirements:
Positive and fun attitude.
Willingness to learn and grow.
Ability to go above and beyond for our clients.
No mortgage experience necessary.
Benefits
Benefits:
Paid Time Off (PTO)
401k
Medical and Dental coverage
This is an in-office position, giving you the opportunity to learn directly from our team while being part of a supportive and ambitious culture.
If you're ready to start your career in the mortgage industry with a team that values hard work, apply today!
Consumer Direct Loan Originator
Loan Officer Job In Salt Lake City, UT
Build your career with a company that is rated a top 20 lender nationally for VA Home Loans! Veterans First Mortgage is an FHA/VA home lender. Come join a team that trains you from the ground up! Veterans First Mortgage employees strive to give each and every borrower an exceptional customer experience. We have a visionary marketing team with a cutting-edge lead program. Our in-house team of loan officers, processors, underwriters and closers share one goal: to make the loan process swift, simple and compliant. Military members make up a large part of our demographic. An increasing number of veterans are using their home loan benefits. Come take advantage of this momentum and feel a great satisfaction in helping those that serve our country.
For more information on Veterans First Mortgage, please visit ************************************
Why join us?
An award-winning culture that supports Personal Growth, Respect, Trusted Relationships, All-in Approach, Employee Empowerment
Competitive pay and benefits including medical, dental, vision, life, a 401k plan with a company match and tuition reimbursement, parental leave, employee assistance program (EAP), banking benefits, pet insurance … and more
Generous paid time off and flexible work hours
Opportunities to grow and develop in your career
Promote-from-within culture
You can make a difference!
Veterans First holds Top Workplace awards from The Salt Lake Tribune and The San Diego Union-Tribune
Why join this team?
Come be a part of our vision in being the most referred and respected mortgage brand in the military community
Training and Licensing provided: Veterans First Mortgage ensures success from the start by thoroughly training and licensing all of our Loan Officers to include comprehensive NMLS licensing training and complete onboarding/ in-house training
Leads are provided through our visionary Marketing team utilizing our cutting edge lead program
In this role you will be focusing on building relationships with borrowers and helping them live the American dream of home ownership
The loan officer position provides a base salary plus commission, opportunity for bonuses and full benefits
Become a part of our work family where core values of Personal Potential, Trusted Relationships, Respect and an All-in Approach is what drives us each and every day, and the occasional BBQ or potluck is just how we start the fun
What You'll Do:
Dedicated to delivering award winning customer service in an inside sales environment
Identify prospective customers through company generated inbound leads
Conduct customer needs analysis to learn and understand customer's goals
Create relationships with prospects and customers to establish trust and highly encourage referral business
Conduct thorough follow up, outbound calls to interested consumers
Close sales and advise customer of next steps
Stay current on new products available for customers, completing ongoing education for licensing and compliance
Qualifications:
Proven track record of success in a sales or customer service oriented environment
Strong phone presence, listening and presentation skills
Ability to multitask, problem solve and efficiently manage time in a fast paced environment
Strong at communicating and relationship building
Team player with the ability to thrive in a structured and competitive environment
Bachelor's degree and 2+ years professional experience preferred
Benefits:
Medical Insurance • Dental • Vision • Life insurance • Accidental death and dismemberment • Short-term and long term Disability Insurance • Parental Leave • Employee Assistance Program (EAP) • Traditional and Roth 401(k) with company match • Flexible Spending Account (FSA) • Employee Stock Purchase Plan at 5% discount • Critical Illness Insurance • Accident Insurance • Transportation and Commuting Benefits • Banking Benefits • Pet Insurance
Compensation:
The estimated hourly rate for this role is $17.31 , along with eligibility to earn monthly commissions. Actual pay rate may vary based on several factors, such as a candidate's qualifications, skills and experience.
#LI-Onsite
Since 1996, Veterans First Mortgage has helped over 100,000 borrowers obtain the American Dream of home ownership. Inside Mortgage Finance ranks Veterans First Mortgage as a top VA mortgage lender by volume. With primary lending centers in Salt Lake City, UT and San Diego, CA, and loan officer licensed nationwide in almost every state, Veterans First is a VA and FHA mortgage lender that has over 350 hard-working team members that strive to make every aspect of the loan process as easy as possible. Veterans First Mortgage community and overseas programs revolve around veterans and our Troops. When we say "Thank you for your service," we mean it! Veterans First Mortgage is a trade name of Wintrust Mortgage, a division of Barrington Bank & Trust Company, N.A., a Wintrust Community Bank, NMLS # 449042.
From our first day in business, Wintrust has been proud to serve a variety of unique communities and people from all walks of life. To be Chicago's Bank and Wisconsin's Bank , we need to reflect that diversity both in all the communities we serve, the people we employ, the organizations we work with, and our banking and lending practices. Wintrust Financial Corporation, including community banking and financial services subsidiaries, is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, national origin, sex, sexual orientation, gender identity and expressions, genetic information, marital status, age, disability, or status as a covered veteran or any other characteristic protected by law.
Independent Loan Review Manager
Loan Officer Job In Salt Lake City, UT
About Us: Celtic Bank is a growing bank committed to providing exceptional financial services while maintaining a strong risk management framework. As we continue to expand, we are looking to enhance our internal controls and risk management systems. We are seeking a talented and experienced Independent Loan Review Manager to establish and lead our independent loan review program in alignment with interagency guidance on credit risk review systems.
Position Overview:
The Independent Loan Review Manager will be responsible for developing, implementing, and overseeing an independent loan review system to ensure the ongoing health and stability of our loan portfolio. This role will ensure compliance with interagency guidance and best practices for credit risk management, and work closely with senior management and the board to provide regular reports and actionable insights on our loan portfolio.
WHAT MAKES CELTIC DIFFERENT
Managers are mentors
Questions are encouraged
Business causal is everyday
Hard work is rewarded
You're always learning
WHAT YOU'LL DO AT CELTIC BANK
Design and implement an independent credit risk review system to assess and manage risks in the bank's loan portfolio.
Regularly review and evaluate loan quality, including underwriting standards and adherence to policies, loan classifications, collateral adequacy, and borrower performance.
Conduct periodic independent assessments of loan portfolios, ensuring accurate classification of loans (pass, special mention, substandard, doubtful) in accordance with regulatory guidelines.
Ensure compliance with the Interagency Guidance on Credit Risk Review Systems and other relevant regulations.
Work with senior management to develop strategies for managing problem loans, including identifying corrective actions and providing recommendations.
Prepare detailed reports on loan quality, risk concentrations, loan classifications, and other key metrics, for presentation to the Board of Directors and executive management.
Collaborate with the loan origination, credit, and compliance teams to identify and address any credit risk issues, and implement improvements to processes or systems as needed.
Maintain independence from the loan production process to ensure impartial assessments of credit risk and loan performance.
Stay up to date with changes in regulatory requirements, industry best practices, and trends related to credit risk management.
Requirements
WHAT YOU'LL NEED TO DO IT
Bachelor's degree in Finance, Accounting, Business Administration, or a related field (Master's or professional certifications such as CPA, CFA, or CRCM is a plus).
Experience in credit risk management, loan review, or a similar role within a banking or financial services environment.
Strong understanding of business/commercial credit risk assessment, loan underwriting, loan portfolio management, and loan classification.
Familiarity with Interagency Guidance on Credit Risk Review Systems.
Proven experience with independent loan reviews, credit audits, or similar functions in a banking setting.
Strong analytical and problem-solving skills, with the ability to evaluate loan quality, identify risks, and make recommendations for improvement.
Excellent communication and interpersonal skills, with the ability to report complex findings to senior management and the board.
Demonstrated ability to work independently while collaborating effectively with cross-functional teams.
Benefits
HOW YOU'LL BENEFIT
Medical, dental, vision
401(k) with employer match
Life and long-term disability coverage
HSA and FSA plans
Holidays and paid time off requests
Robust wellness program (we're talking catered meals three times a week, lunch and learns, and onsite gym!)
Headquartered in the heart of downtown Salt Lake City, Utah, Celtic Bank was named a top SBA lender in the nation in 2024! Celtic Bank is a leading nationwide lender specializing in SBA 7(a), SBA 504, USDA B&I, express loans, asset-based loans, commercial real estate loans and commercial construction loans.
Celtic Bank is an equal opportunity employer and complies with all applicable federal, state and local fair employment practices laws.
Physical and Other Requirements
This job operates in a professional office environment. This role routinely uses standard office equipment such as computers, phones, photocopiers, filing cabinets and fax machines. The demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job.
Stationary Work: The employee is frequently required to stand; walk; use hands to type, handle documents, and perform other office related duties. Exerting up to 10 pounds of force occasionally and/or negligible amount of force frequently or constantly to lift, carry, push, pull or otherwise move objects.
Mobility: The employee in this position needs to occasionally move between work sites and inside the office to access file cabinets, office machinery, etc.
Communicate: The employee is regularly required to talk or hear and will frequently communicate with others. Must be able to read, write and understand fluent English.
Work Model: The employee in this position will work either a fully Onsite, or Hybrid work model. All employees, regardless of location, may be required to travel to the Salt Lake City office for mandatory company meetings, events, or related occasions.
Utah-based employees: Hybrid work schedule available after initial training period in our Salt Lake City, Utah office - department and job requirements will determine eligibility.
Private Mortgage Banker (SAFE) UT
Loan Officer Job In Salt Lake City, UT
About this role: Wells Fargo is seeking a Private Mortgage Banker (SAFE) in Consumer Lending as part of Home Lending. Learn more about our career areas and lines of business at wellsfargojobs.com. In this role, you will: * Participate in soliciting residential mortgages from various sources
* Produce high quality jumbo loans which are compliant and provide excellent customer service
* Build relationships focused on affluent borrowers with realtors, builders, financial professionals, bank stores, past customers, and other non-traditional sources
* Develop and maintain a high degree of visibility for Wells Fargo Home Mortgage in the marketplace; stay informed of mortgage industry trends and developments in the assigned market
* Present recommendations for producing loans and exercise some independent judgment while developing understanding of and adherence to Private Mortgage Banking Sales functional area, policies, procedures, compliance requirements, and generating loans
* Understand real estate appraisals, title reports, and real estate transactions
* Receive customer applications, quote the rate and points, and complete follow-up activities with the registration lock-in; analyze and offer mortgage loan products based on client needs
* Review and analyze low to moderately complex financial and credit data; match customer needs with an appropriate loan program and level of risk
* Inform prospective and existing customers of Wells Fargo Home Mortgage programs, rates, policies, underwriting requirements, and loan procedures; maintain high standard of client satisfaction and quality by ensuring timely and proactive customer communication
* Pursue Wells Fargo training offerings to increase knowledge of company products, policies and procedures, and underwriting requirements
* This SAFE position has customer contact and job duties which may include the offering/negotiating of terms and/or taking an application for a dwelling secured transaction. As such, this position requires compliance with the S.A.F.E. Mortgage Licensing Act of 2008 and all related regulations. Ongoing employment is contingent upon meeting all such requirements, including acceptable background investigation results. Individuals in a SAFE position also must meet the Loan Originator requirements under Regulation Z (LO) outlined in the job expectations below
Required Qualifications:
* 2+ years of Private Mortgage Banking Sales experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education
Desired Qualifications:
* Basic Microsoft Office skills
* Documented retail residential mortgage fundings over the past 12 months referred primarily from established, local, external sources
* Excellent verbal, written, and interpersonal communication skills
* Mortgage industry experience
* Knowledge and understanding of sales prospecting and generating referrals
* Customer service experience
* Experience working with high net-worth clients
Job Expectations:
* This position requires SAFE registration at the time of employment. Wells Fargo will initiate the SAFE registration process immediately after your employment start date. The Nationwide Mortgage Licensing System (NMLS) website (************************************************* provides the MU4R questions and registration required for employment in this position. Individuals in Loan Originator (LO) positions must meet the Consumer Financial Protection Bureau qualification requirements and comply with related Wells Fargo policies. The LO qualification requirements include meeting applicable financial responsibility, character, general financial fitness and criminal background standards. A current credit report will be used to assess your financial responsibility and credit fitness, however, a credit score is not included as part of the evaluation. Successful candidates must also meet ongoing regulatory requirements including additional screening, if necessary
* Completion of formal position specific training programs
* Reliable transportation
* Ability to work nights, weekends, and/or holidays as needed or scheduled
Posting End Date:
30 Jun 2025
* Job posting may come down early due to volume of applicants.
We Value Equal Opportunity
Wells Fargo is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic.
Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit's risk appetite and all risk and compliance program requirements.
Candidates applying to job openings posted in Canada: Applications for employment are encouraged from all qualified candidates, including women, persons with disabilities, aboriginal peoples and visible minorities. Accommodation for applicants with disabilities is available upon request in connection with the recruitment process.
Applicants with Disabilities
To request a medical accommodation during the application or interview process, visit Disability Inclusion at Wells Fargo.
Drug and Alcohol Policy
Wells Fargo maintains a drug free workplace. Please see our Drug and Alcohol Policy to learn more.
Wells Fargo Recruitment and Hiring Requirements:
a. Third-Party recordings are prohibited unless authorized by Wells Fargo.
b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.
Mortgage Loan Officer / Home Loan Specialist - Bilingual
Loan Officer Job In Salt Lake City, UT
Job Details Salt Lake City, UT - Salt Lake City, UT Full Time Sales
Why Churchill Mortgage? We provide our Loan Officers the systems and processes that allow them to close more loans, faster and with the highest customer service ratings. Our Operations Team truly takes ownership of the process; delivering an enjoyable and referable experience to every customer, every time no excuses. Our systems & processes allow you to spend more time originating, building relationships and generating new clients.
Our Commitment to You: We're here to help you close business, not put up roadblocks. As a team we all operate under the maxim of supporting you, in every way possible. You'll be instantly impressed at the level of service and attention you receive. In fact, many of our new hires tell us that they keep pinching themselves after 2-3 months. It's that good here.
We would like to talk with you if you love serving clients, are experienced, and have the heart of an educator. Looking for well qualified originators that focus on file quality.
Responsibilities
Educate customers on best financing solutions
Manage a large pipeline of loans
Originate and make sales of loan packages to customers, including meeting and counseling with customers at their homes and offices.
Engage in marketing, promotion and business development activities in support of sales, including calling on real estate agents and brokers, financial advisors and other potential referral sources.
Provide applicants with information regarding the loan application process.
Oversee all customer interactions and ensure a smooth transaction by interfacing with Realtors and Processors
Other duties may be applicable as business needs may dictate and as assigned by management.
Qualifications
Candidate must be fluent in English and Spanish and have excellent written & verbal communication skills in both languages
Dedicated to growing yourself and your skills
Active NMLS license
2+ years of self-gen mortgage origination experience required
Knowledge of basic loan programs and loan structuring needed for success
Desire to grow and be coachable with the best leadership in the industry
Must be able to pass a criminal history information background check. Other duties may be applicable as business needs may dictate and as assigned by management. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. If you are working from home, you must have access to reliable, high-speed internet (not satellite; Minimum of 25 Mbs download speed and 15 Mbs upload speed).
Benefits
Churchill Mortgage's generous benefits package is available to all full-time employees. This includes Medical, Dental, Vision, HSA, FSA, Life, Disability, Accident, Cancer, Critical Illness, 401(k) & ESOP (Employee Stock Ownership Program).
Employees Own the Company
Our ESOP was established by founder and president, Mike Hardwick, in 2013. It gives all current and future Churchill Mortgage employees ownership of the company in the form of company stock. Churchill Mortgage is the first privately-owned mortgage company to offer an Employee Stock Ownership Program (ESOP).
Churchill Mortgage Corporation is an Equal Opportunity Employer
Salt Lake City Regional Loan Officer
Loan Officer Job In Salt Lake City, UT
Do you have strong relationship building skills? Have you built your business largely on referrals? Are you an entrepreneur at heart and interested in growing a team? If so, then we have an exciting opportunity for you. Become your own boss at Caliver Beach Mortgage!!
Description:
· Run your business remotely on a P&L basis under the umbrella of Caliver Beach Mortgage!
· Uncapped commissions!
· Loan products for all borrower types!
· Add additional LO's to your team OR act as an individual LO!
· Licensed in 28 states and growing!
· Administrative, operational and compliance support provided by Corporate!
Successful Candidate Attributes:
· Proven track record developing referral partner relationships with Realtors, CPA's, Financial Planners, etc.
· Maintains a database of past clients for marketing purposes.
· History of closing at least 3-5 units per month.
Loan Officer Requirements:
· An active NMLS/MLO license (required).
· Strong knowledge of lending regulations and industry best practices.
· Exceptional interpersonal and communication skills.
· Analytical mindset with the ability to assess complex financial information.
· Sales-oriented mindset with a commitment to achieving targets.
· Detail-oriented and organized.
· Proficient in relevant software and tools.
Caliver Beach Mortgage, LLC is an equal opportunity employer. We are committed to diversity and inclusion in our workplace.
Licensed Loan Officer - Utah
Loan Officer Job In Salt Lake City, UT
Better is reimagining home finance and making it faster, cheaper, and easier for everyone to become a homeowner. We leverage creative technology and innovation to make the home buying journey more approachable and understandable and home finance more affordable and accessible. Here are some interesting facts to help you get to know Better:
- We've funded over $100 billion in loans for our customers, more than any other fintech
- Yahoo! Finance - Best Mortgage Lender for First Time Homebuyers of January 2025: Best lender for quick approval
- Yahoo! Finance - Best Mortgage Lenders of 2025: Best online mortgage lender
- Fintech Breakthrough Award: Best Lending Innovation Award
- Money Magazine - 8 Best Mortgage Lenders of 2025: Best for fast closing
- We are Forbes' Best Online Mortgage Lender for 2023
- We have raised over $1.2 billion in equity capital to transform the mortgage industry, the largest financial asset class in the world
We are a place where smart, hungry, ambitious people who want to recognize their full potential thrive.
About NEO Home Loans
NEO Home Loans, a community-based retail division of Better, is dedicated to redefining the homeownership experience with trust, innovation, and exceptional service. Our mission is to unlock people's full financial potential by providing clarity, transparency, and consistency throughout the loan process. We make lending approachable, guiding individuals toward decisions that serve their best interests. Powered by a team of passionate and hardworking professionals, we foster a culture of collaboration, innovation, and personal growth. Join us and be part of a dynamic company committed to excellence.
A Better Opportunity
At NEO Home Loans, powered by Better, our mission is clear: redefine your financial journey. We strive to unlock people's full financial potential, providing clarity throughout every step of the loan process. By making lending approachable, we bring transparency and consistency to the financial world, guiding individuals towards decisions that serve their best interests. Our team comprises passionate, talented, and hardworking individuals dedicated to achieving excellence. Join our team and be part of a dynamic company that values innovation, fosters personal growth, and prioritizes a culture of collaboration and excellence.
Essential Job Duties and ResponsibilitiesActing as a mortgage originator (Loan Officer) for your own pipeline of loans Maximizing lock and fund conversions for leads provided to you Guiding pre-approved borrowers through their home buying process or helping customers save money or leverage home equity to consolidate.Building relationships with your buyer's realtors and keeping them informed throughout the transaction Providing an exceptional experience for borrowers and realtors Meeting and, ideally, beating set sales targets each month We don't have a monopoly on great ideas and welcome yours. We encourage you to collaborate with our OPS, IT, Product and Marketing teams to make our process and customer experience Better
Non-Essential Job Duties and ResponsibilitiesAdopts NEOs values in work behavior, decision making, contributions and interpersonal interactions. Promotes interdepartmental communication and culture.Lead, develop and motivate the team across all locations and operational functions.Continued focus to ensure all families (Internal and External) are receiving the best possible service.
Qualifications and SkillsActive NMLS LicenseAt least 2 years of experience in mortgage lending Hungry mentality and desire to work in a competitive sales environment with our dynamic lead engine. Our mortgage originators on average receive double the customer opportunities.High degree of integrity and work ethic Ability to think critically and problem solve complex scenarios Excellent communication and interpersonal skills.Detail-oriented with a focus on accuracy Must have ability to occasionally come into the Salt Lake City office
Company Benefits
Our total rewards package consists of an hourly wage and a curated benefits plan. We are thrilled to offer all our full-time employees the following benefit offerings:
- Benefits eligibility effective DAY ONE
- *$0 medical plan premium offering coverage nationwide paired with our Health Savings Account that includes an employer contribution (*Additional Medical, dental, vision plan options also all with nationwide coverage)
- Flexible PTO
- Immediate virtual mental health support by licensed therapists for our employees and their eligible dependents age 6 and up! First few visits at no cost to you!
- Personalized care for every fertility and family care journey for our employees and their partner!
- Dependent care benefits (i.e. childcare and/or elder care costs) and commuter benefits both include a company match!
- Discount programs and perks including pet Insurance!
The compensation offered for this role will be based on multiple factors such as location, the role's scope and complexity, and the candidate's experience and expertise, and may vary from the range provided.
Disclaimer
Better Home & Finance Holding Company is an equal opportunity employer committed to fostering an inclusive and diverse environment for our employees. We are committed to equal employment opportunities regardless of race, color, ancestry, religion, sex, national origin, sexual orientation, age, citizenship, marital status, disability, gender identity or Veteran status, or any other reason protected by law.
We are committed to working with and providing reasonable accommodation to applicants with physical or mental disabilities. Better will not discriminate against any qualified individual who is capable of performing the essential functions of the job with or without reasonable accommodation.
Team Loan Originator NE
Loan Officer Job 14 miles from Salt Lake City
Under the direction of the Lead/Primary Loan Originator, performs office or non-manual work directly related to the management or general business operations of PrimeLending and its customers and markets and promotes PrimeLending products and services to the team's client base of realtors, builders, bank officers and potential and past clients. In addition acts as a liaison between the Lead/Primary and/or other team loan originators, in-process customers and branch operations staff.
Responsibilities
Markets and promotes PrimeLending's financial products;
Team Originators will not be subject to the minimum personal production standards for Loan Originators in order to qualify for a team relationship.
Handles loan volume as directed by each team loan originator in a timely and efficient manner, while obtaining working knowledge of Company products as well as private and Government insured mortgage guidelines.
Monitors overall customer interaction and interfaces with all parties involved on each individual loan from application to closing, including but not limited to counseling and pre-qualifying potential home buyers.
Collects and analyzes information regarding the customer's income, assets, investments or debts.
Schedules appointments with potential customers for the team loan originator(s).
Interacts and interfaces with all parties involved in each individual loan transaction from application to closing.
Obtains all necessary support documents including the appropriate fees and collects additional documents and promptly communicating loan status to all interested parties. Obtains remaining or uncollected loan documentation after closing.
Negotiates terms and conditions of loans with customers.
Stays abreast of changes in rules and regulations pertaining to private and government insured mortgages.
Maintains a professional image and adheres to standards consistent with company policies and procedures.
Meets customer service standards as outlined by management.
Other functions as needed.
Qualifications
High school diploma or equivalent and appropriate licenses as required by state.
One to two years of sales or mortgage banking experience preferred.
Valid driver's license and current automobile liability insurance.
Interacts with regional & corporate departments, as well as realtors, sales agents, builders, appraisers, etc.
Demonstrated judgment and decision making ability. Excellent and effective presentation and communication skills, both verbal and written.
An ability to quickly assess and process large amounts of information, and must be able to use designated technology.
Must continue to expand knowledge of issues influencing the industry and the organization.
Must be organized and detail-oriented and possess ability to prioritize work load based on loan volume.
Must be proficient in required origination technology and use of other office equipment.
Must maintain confidentiality of borrower and/or company information.
*In accordance with U.S. Department of Labor Regulation Part 541-Exemptions under the Fair Labor Standards Act (FLSA) Section 13(a)(1) employees who meet certain tests will qualify for Exempt Status.
The above statements are intended to describe the general nature and level of work being performed by individuals in, or assigned to, the above position and are not intended to be construed as an exhaustive list of all responsibilities, duties and skills required, and may be changed at the discretion of the Company.
Private Mortgage Banker (SAFE) UT
Loan Officer Job In Salt Lake City, UT
**About this role:** Wells Fargo is seeking a Private Mortgage Banker (SAFE) in Consumer Lending as part of Home Lending. Learn more about our career areas and lines of business at wellsfargojobs.com (********************************************* . **In this role, you will:**
+ Participate in soliciting residential mortgages from various sources
+ Produce high quality jumbo loans which are compliant and provide excellent customer service
+ Build relationships focused on affluent borrowers with realtors, builders, financial professionals, bank stores, past customers, and other non-traditional sources
+ Develop and maintain a high degree of visibility for Wells Fargo Home Mortgage in the marketplace; stay informed of mortgage industry trends and developments in the assigned market
+ Present recommendations for producing loans and exercise some independent judgment while developing understanding of and adherence to Private Mortgage Banking Sales functional area, policies, procedures, compliance requirements, and generating loans
+ Understand real estate appraisals, title reports, and real estate transactions
+ Receive customer applications, quote the rate and points, and complete follow-up activities with the registration lock-in; analyze and offer mortgage loan products based on client needs
+ Review and analyze low to moderately complex financial and credit data; match customer needs with an appropriate loan program and level of risk
+ Inform prospective and existing customers of Wells Fargo Home Mortgage programs, rates, policies, underwriting requirements, and loan procedures; maintain high standard of client satisfaction and quality by ensuring timely and proactive customer communication
+ Pursue Wells Fargo training offerings to increase knowledge of company products, policies and procedures, and underwriting requirements
+ This SAFE position has customer contact and job duties which may include the offering/negotiating of terms and/or taking an application for a dwelling secured transaction. As such, this position requires compliance with the S.A.F.E. Mortgage Licensing Act of 2008 and all related regulations. Ongoing employment is contingent upon meeting all such requirements, including acceptable background investigation results. Individuals in a SAFE position also must meet the Loan Originator requirements under Regulation Z (LO) outlined in the job expectations below
**Required Qualifications:**
+ 2+ years of Private Mortgage Banking Sales experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education
**Desired Qualifications:**
+ Basic Microsoft Office skills
+ Documented retail residential mortgage fundings over the past 12 months referred primarily from established, local, external sources
+ Excellent verbal, written, and interpersonal communication skills
+ Mortgage industry experience
+ Knowledge and understanding of sales prospecting and generating referrals
+ Customer service experience
+ Experience working with high net-worth clients
**Job Expectations:**
+ This position requires SAFE registration at the time of employment. Wells Fargo will initiate the SAFE registration process immediately after your employment start date. The Nationwide Mortgage Licensing System (NMLS) website (************************************************* provides the MU4R questions and registration required for employment in this position. Individuals in Loan Originator (LO) positions must meet the Consumer Financial Protection Bureau qualification requirements and comply with related Wells Fargo policies. The LO qualification requirements include meeting applicable financial responsibility, character, general financial fitness and criminal background standards. A current credit report will be used to assess your financial responsibility and credit fitness, however, a credit score is not included as part of the evaluation. Successful candidates must also meet ongoing regulatory requirements including additional screening, if necessary
+ Completion of formal position specific training programs
+ Reliable transportation
+ Ability to work nights, weekends, and/or holidays as needed or scheduled
**Posting End Date:**
30 Jun 2025
**_*Job posting may come down early due to volume of applicants._**
**We Value Equal Opportunity**
Wells Fargo is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic.
Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit's risk appetite and all risk and compliance program requirements.
Candidates applying to job openings posted in Canada: Applications for employment are encouraged from all qualified candidates, including women, persons with disabilities, aboriginal peoples and visible minorities. Accommodation for applicants with disabilities is available upon request in connection with the recruitment process.
**Applicants with Disabilities**
To request a medical accommodation during the application or interview process, visit Disability Inclusion at Wells Fargo (****************************************************************** .
**Drug and Alcohol Policy**
Wells Fargo maintains a drug free workplace. Please see our Drug and Alcohol Policy (********************************************************************** to learn more.
**Wells Fargo Recruitment and Hiring Requirements:**
a. Third-Party recordings are prohibited unless authorized by Wells Fargo.
b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.
**Req Number:** R-456547