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Loan Officer Jobs in Waco, TX

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  • Loan Advisor - Hiring Now!

    Drivetime 4.1company rating

    Loan Officer Job 86 miles from Waco

    What's Under the Hood DriveTime Family of Brands includes in-house financing and servicing through Bridgecrest, which is one of the country's leading financial servicing providers. Bridgecrest services roughly $17 billion in finance receivables for DriveTime and other third parties. We service auto loans across a wide credit spectrum with the intent of creating a strong path to vehicle ownership for our customers. That's Nice, But What's the Job? Job Description Responsibilities of the Job (Or Better Known as, Your Next Destination) Collect past due payments and negotiate payment plans while maintaining positive relationship with customers. Create long term solutions to help customers maintain the quality of their loan while meeting or exceeding production goals. Make inbound and outbound contact with customers regarding past-due balances (generally 1-60 days). Educate, negotiate with, and build relationships with customers to influence them to make needed payments. Effectively navigate multiple systems to review account information, process payments and accurately notate accounts regarding contact. Utilize company resources to assist customers who are unable to make timely payments on their account to get back on the path to ownership. Contact, or attempt contact with, customers who are delinquent. Monitor and ensure regular follow up on all loan repayment agreements and analyze all customer accounts, Oversee all overdue accounts with help of automate systems and computers. Assist customers with debt repayment plans; including modifications and deferments, Listen to customer's story and determine if debt can be collected. Utilize computer systems to handle skip tracing. Maintain positive working relationships with the Loan Servicing team . Knowledge, Skills and Abilities (The Good Stuff) Must stay within Fair Debt Collections Practice Act guidelines on all communication with customers. Must be able to retain training instruction, implement feedback received, and adapt to any and all changes in processes, scripts, call flow, etc. Must practice strict discretion when dealing with sensitive customer and account information. Must be able to negotiate with customers, be familiar with and provide all applicable options and services available to them. Must be able to stay calm during escalated calls and treat all customers respectfully and with empathy. Must meet monthly Collection, Call Time, and Quality Assurance Goals. Requirements (What You Need to Get the Job Done) High School Diploma or GED. 2+ years of experience in collections, customer service, sales or retail industry. Background in Metrics and Analytics desirable. Ability to pass a drug test and a background check. Located on-site in our exciting contact center in Fort Worth, TX. Training The first 8 days of training will be Monday through Friday 8am - 5pm. After the 8 days, training will move to part time. Flexible part time schedule once training completed, with shifts from 9am - 1pm or 1pm - 5pm, with full Saturdays from 8am - 5pm. So What About the Perks? Perks matter Medical, dental, and vision, oh my! DriveTime Family of Brands covers a sizable amount of insurance premiums to ensure our employees receive top-tier healthcare coverage. But Wait, There's More. 401(K), Company paid life insurance policy, short and long-term disability coverage to name a few. Growth Opportunities. You grow, I grow, we all grow! But seriously, DriveTime Family of Brands is committed to providing its employees with every opportunity to grow professionally with roughly over 1,000 employees promoted year over year. Tuition Reimbursement. We're as passionate about your professional development as you are. With that, we'll put our money where our mouth is. Wellness Program. Health is wealth! This program includes self-guided coaching and journeys, cash incentives and discounts on your medical premiums through engaging in fun activities! Gratitude is Green. We offer competitive pay across the organization, because, well... money matters! Game Room. Gimme a break - no, not a Kit Kat ad but we do have a ping-pong table, a pool table and other games if you ever need a break in your day. In-House Gym. We want our employees to be the best versions of themselves. So come early, take a break in your day, or finish strong with a workout! Enjoy Social Events? Bring it on. Rally with your team for festive gatherings, team competitions or just to hang out! We Care and Value YOU! Feel the love and let us treat you to company outings, personal rewards, amazing prizes & much more! Paid Time Off. Not just lip service: we work hard, to play hard ! Paid time off includes (for all full-time roles) wellness days, holidays, and good ole' fashioned YOU time! For our Part-timers, don't fear you get some time too...vacation time is available - the more you work, the more you earn! Anything Else? Absolutely. DriveTime Family of Brands is Great Place to Work Certified! And get this: 90% of our rockstar employees say they feel right at home here. We could spend a lot of time having you read about ALL our awards, but we'll save time (and practice some humility) just naming a few others; Comparably Awards: Best Company for Diversity, Best Company Culture and Best Company Leadership, oh and don't forget Phoenix Business Journal Healthiest Employers (okay, we'll stop there)! Hiring is contingent upon successful completion of our background and drug screening process. DriveTime is a drug-free, tobacco-free workplace and an Equal Opportunity Employer. And when it comes to hiring, we don't just look for the right person for the job, we seek out the right person for DriveTime. Buckle up for plenty of opportunities to grow in a professional, fun, and high-energy environment!
    $30k-38k yearly est. 5d ago
  • Bilingual (Spanish) Mortgage Loan Officer

    Chartway Credit Union

    Loan Officer Job 162 miles from Waco

    Job Title: Mortgage Loan Officer Job Type: Full-time All of us at Chartway stand united in our strong culture of listening and learning. We treat people with respect, integrity, and kindness, and are committed to continuously developing a diverse and inclusive workplace where team members are empowered to be their authentic selves. All backgrounds, viewpoints, and life experiences are welcome, knowing this commitment strengthens our credit union family and communities. The Mortgage Loan Officer is responsible for originating a mortgage loan with a member or potential member online, by phone, in person or from a team member referral. This position is responsible for accurate and efficient completion of the loan application, using this process as an opportunity to cross sell other credit union loan and deposit products. This position effectively communicates with the member and the mortgage team to ensure problem resolution and member satisfaction in a timely manner. This position establishes and preserves professional business relations with loan referral sources. This position reports to the Mortgage Production Manager and is a commission-based position. Responsible and Accountable: To pre-qualify members or potential members, choose appropriate loan plan options, interview the member to complete application, gather necessary documents, assemble loan file, issue preliminary disclosures with related fees and prepare loan application for processing. To advise members of steps and normal timeframes in loan process, including but not limited to setting expectations for time critical events, rates, fees, APR and other important elements of financing. To cross sell additional credit union products and services that complement and enhance the member's financial well-being. Must successfully participate and pass all Continuing Education work as requested by Chartway and /or required by Regulatory agencies Knowledge, Skills and Abilities: Solid understanding of the Real Estate industry, home purchase market and life cycle. Have the ability to coach and counsel members in the nuances of home purchase and refinance loans. Knowledgeable of mortgage program guidelines for credit union approved mortgage loan products as well as strong understanding of Loan Estimate and Closing Disclosure requirement as outlined in TRID, interest rates and APR Ability to comply with federal, state and local laws as well as credit union policy related to Fair Credit, Equal Housing Opportunity, Truth in Lending and the Home Mortgage Disclosure Act throughout the mortgage application process. Must have excellent sales skills with the ability to match member needs with credit union products and effectively position benefits for member to seek 1st mortgage financing with Chartway. Ability to coach and train team members to generate mortgage referrals. Ability to organize, plan and develop, and deliver home buying seminars to both Realtors and Members. Ability to build a network of mortgage referral sources within the community Excellent communication and public relations skills to build relationships with internal and external contacts. Bilingual in Spanish required Education and Experience: Education: Associates degree or equivalent experience. Experience: Minimum of 2-3 years of 1st mortgage lending sales experience including both purchase and refinance loans required. Chartway offers a competitive salary and a comprehensive benefits package. Candidates must have a good credit history for consideration. Salary requirements must be included and resumes must be accompanied by a Chartway Employment Application for consideration. Chartway Federal Credit Union is an EOE/M/F/Disability/Vet Employer.
    $40k-64k yearly est. 6d ago
  • Mortgage Loan Officer

    Union Home Mortgage Corp 4.0company rating

    Loan Officer Job 166 miles from Waco

    Job Title: Loan Officer Department: Retail Sales Reports To: Branch Manager FLSA: Exempt, outside sales Loan officers are responsible to build a referral network and provide loan opportunities while developing loan applicants through evaluating applicant information and documentation. UHM's "Partners Coaching Partners" (PCP) coaching program provides Loan Officers with the tools and training to generate a consistent source of business. Loan Officers must embrace PCP training through branch and corporate mediums. ESSENTIAL DUTIES AND RESPONSIBILITIES include the following. Other duties may be assigned. •Establish ongoing financial services relationships with customers and referral sources •Consistently maintain a minimum production of 3 units per month or 36 units per year •Complies with all applicable state and federal guidelines for database management and marketing activities •Advise and educate customers of the home buying or refinancing process •Complete a preliminary review to qualify potential customers within specified limits based on their current and future financial needs. •Work with customers in-person or remotely to obtain information for loan applications. •Explain to customers the different types of loans and credit options that are available, as well as the terms of those services •Inform applicants of the loan process; assist by answering questions with timely response to requests. •Evaluate the applicant's financial status, credit, property evaluations and documentation by confirming credit worthiness. •Improve loan applications and documentation by informing applicants of qualification requirements. •Assist and advise customers of the best loan product available to fit their desired result. •Act in accordance with real estate contracts by explaining provisions to applicants, obtaining executed loan packages and collecting credit report/appraisal fees. •Utilize management to assist in qualifying the customer when needed. •Maintain customer confidence by following state and federal confidentiality guidelines. •Follow UHM Minimum Origination Standards and 3/2 policies •Complete the formal application/interview. •Execute technological mortgage application documents with the customer •Formally submit the loan through processing. •Track the mortgage process through closing with constant contact to the customer and referral sources directly and/or utilizing automated systems. •Responsible for independent pipeline management including accuracy with secondary lock execution and estimated closing dates through formal closing. •Responsible for following regulatory rules including RESPA, TILA, Safe Act and Appraisal Anti-Coercion. •Maintain the UHM Code of Conduct at all times and through action accentuate the positive culture established by this organization. SUPERVISORY RESPONSIBILITIES None QUALIFICATIONS To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. EDUCATION AND/OR EXPERIENCE •Sales and mortgage experience is required SKILLS •Retail/Wholesale Mortgage Banking Knowledge •Knowledge of all mortgage products, Government and Conventional •Customer Service •Strong verbal and written communication skills •Excellent organizational skills •Mortgage software knowledge •Analyzing Information •High sense of confidentiality •Strong decision making •High ethical standards •Professionalism CERTIFICATES, LISENSES, REGISTRATIONS Complete state and federal requirements including but not limited to: pre-license education, state and federal testing and federal background checks to obtain an appropriate license to conduct business in all states the company operates in Complete required continuing education deemed necessary by federal, state and company guidelines. Renewing all licenses 30 days in advance of the required renewal time-frame. Update job knowledge by participating in educational opportunities, reading professional publications, maintaining personal networks and participating in professional organizations. This is not necessarily an exhaustive list of all responsibilities, skills, duties, requirements, efforts or working conditions associated with this job. While this is intended to be an accurate reflection of the current job, management reserves the right to revise the job or to require that other or different tasks be performed. This job description is subject to review and change. This is not a contract. This employer participates in E-Verify. If hired, the employer will provide the federal government with your Form I-9 information to confirm that you are authorized to work in the U.S. Union Home Mortgage Corp. provides equal employment opportunities to all employees and applicants for employment and prohibits discrimination and harassment of any type without regard to race, color, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state or local laws.
    $37k-62k yearly est. 3d ago
  • Escrow Officer

    L.K. Jordan & Associates

    Loan Officer Job 162 miles from Waco

    Are you a seasoned Escrow Officer looking to make a difference in the fast-paced real estate industry? Join our client's team in Houston, TX, where your expertise in title, real estate, and lending transactions will play a key role in ensuring smooth and successful closings for valued clients. Key Responsibilities: Prepare, present, and explain closing documents to buyers and sellers, making the closing process seamless and understandable. Utilize your strong math, computer, and critical thinking skills to manage every detail, ensuring accuracy and adherence to timelines. Review contracts, title commitments, and lender instructions with precision. Coordinate and schedule closings, working effectively with all involved parties and ensuring timely preparation of Closing Disclosures and HUDs. Exhibit exceptional customer service, communicating confidently and building relationships with clients, lenders, and office teams. Qualifications: Experience: 3-5 years in the escrow or title industry. Skills: Proficiency in Microsoft Office; outstanding written and verbal communication; and strong interpersonal skills to handle client needs with care. Knowledge: In-depth understanding of closing and escrow documents, including lender loan packages, and a thorough grasp of industry rules and regulations. What We Offer: A collaborative, supportive team environment. Opportunity to grow and excel within the industry. Competitive compensation and benefits package. If you're organized, detail-oriented, and passionate about providing exceptional service, we'd love to hear from you! Take the next step in your career with us by applying today and send your resume to *************************.
    $40k-60k yearly est. 8d ago
  • Commercial Loan Closer

    Nexbank 4.2company rating

    Loan Officer Job 87 miles from Waco

    Originally founded in 1922 and headquartered in Dallas, Texas, NexBank (the “Bank”) is part of NexBank Capital, Inc. (the “Company”), a fully integrated financial services organization that includes a commercial and investment bank. NexBank is a leading regional bank with assets of $15 billion. Our clients include large corporations, real estate investors, middle-market companies, small businesses, and banks as well as some of the largest institutional clients in the capital markets. Our divisions provide commercial banking, mortgage banking, investment banking and corporate advisory services to clients throughout the U.S. POSITION SPECIFICATIONS: NexBank is seeking a motivated individual to join the growing Commercial Loan Operations group to assist with the operational and processing responsibilities throughout the closing and funding of varying loan types primarily originated through the Commercial Banking Group. Loan types include: commercial real estate acquisition and term loans, as well as commercial and industrial related financings that include revolving lines of credit, letters of credit, and shared national credits, for-sale housing A&D/ construction loans, SBA, and consumer loans. The candidate must have a strong banking background regarding loan originations and skills to learn, understand, and navigate loan origination systems and processes. Experience in loan origination systems such as Finastra-LaserPro, Jack Henry Silverlake, and CT Lien Solutions is preferred. An ideal candidate will possess excellent verbal/written communication skills and proficiency in Microsoft Office tools (MS Outlook, Excel, Word, and PowerPoint). The company headquarters is in Dallas, Texas. KEY RESPONSIBILITIES: Coordinate and complete the loan closing/funding process by working with inter-departmental team members, which include loan officers and credit analysts, and external customers, attorneys, title companies, and third-party vendors with the utmost customer service attitude Process tasks daily in order to close/fund loans in a timely and accurate manner using the core loan systems in accordance with bank policy, procedures, loan documentation requirements, and regulatory requirements Collect, compile, record, and build the loan closing files in accordance with the proper approved loan closing procedures Review, analyze and interpret commercial loan documentation and closing disclosures to ensure accurate loan set-up by completing the loan worksheets by following the proper approved structure and procedure, then submit for final approval Understand the requirements to enter loan information into the core loan accounting system ensuring that all required information is complete and data accuracy and integrity are established and maintained Prepare exception worksheets for further follow-up by the department for the purpose of collateral perfection Initiate wires for loan funding activities in accordance with the bank wire policy, procedure, and other applicable requirements Process loan payments, payoffs, and advance/draw requests, in a timely and accurate manner Assist team members with solving internal and external customer service issues Assist with all internal and external audits and loan reviews Cross train with other loan closers and loan servicers to better understand the department as a whole, and in order to maintain the business continuity of the department. Teamwork and internal cooperation with other departments are vital to the efficiency of the department as a whole, and it's expected in all daily exchanges Assist the commercial loan operations department in other activities as needed including but not limited to; reviewing loan advances, preforming wire verifications for funding, loan exception management, and departmental data integrity Independently research and resolve issues as they present themselves Assist with various projects as required by the commercial loan operations department PROFESSIONAL EXPERIENCE/QUALIFICATIONS: 3-5+ years of increasing responsibilities within commercial loan closing, funding and administration; or A bachelor's degree with 3-5+ years of experience in commercial loan closing, funding and administration Knowledge of commercial loan documentation and collateral perfection, . Jack Henry Software Suite Experience preferred Understand regulatory guidelines and requirements from bank governing entities, including FDIC Ability to coordinate and communicate with various individuals in the bank, such as loan officers and senior officers of the company in addition to your direct supervisor, to be a professional in the work environment Ability to meet assigned deadlines in order to close and fund loans as promised to the client Ability and willingness to work the appropriate time needed per the workload of the department Ability to work independently, responsibly, and effectively with minimal required supervision Ability to prioritize and manage multiple projects and responsibilities Compensation and Benefits: NexBank offers a competitive base salary and bonus based on experience and performance. NexBank offers a generous benefits package that includes an industry leading health insurance plan with no employee premiums or deductibles, for employee or family, employer paid short- and long-term disability, life insurance, dental insurance, and a 401(k) plan with employer match and profit sharing. NexBank also provides free lunch and pantry provisions to employees working on-site. NexBank's talented professionals share a passion for excellence, commitment to teamwork, and pride based on the firm's track record in the banking industry. NexBank is an Equal Opportunity Employer.
    $38k-48k yearly est. 15d ago
  • Commercial Loan Administrator

    Insight Global

    Loan Officer Job 87 miles from Waco

    An employer in Dallas, TX is seeking an Commercial Loan Admin to join their Commercial Lending Team. They will interact with the Credit team & Commercial Lending teams to ensure efficiency and accuracy throughout the loan approval process. This will consist of the management of loan files, collections, daily overdrafts, clearing exceptions, certifications and dormant account assistance. Must Haves: 4+ years of experience working as a Commercial Lending Assistant Strong knowledge of loan documentation, compliance regulations, and banking systems. Strong customer service background Previously worked for a small(er) home town Bank Construction Loan Experience (weekly & monthly draws) Plusses: Horizon software experience Bilingual
    $33k-45k yearly est. 5d ago
  • Loan Origination Analyst

    Newmark 4.2company rating

    Loan Officer Job 162 miles from Waco

    Newmark Group, Inc. (Nasdaq: NMRK), together with its subsidiaries (“Newmark”), is a world leader in commercial real estate, seamlessly powering every phase of the property life cycle. Newmark's comprehensive suite of services and products is uniquely tailored to each client, from owners to occupiers, investors to founders, and startups to blue-chip companies. Combining the platform's global reach with market intelligence in both established and emerging property markets, Newmark provides superior service to clients across the industry spectrum. For the twelve months ended March 31, 2025, Newmark generated revenues of over $2.8 billion. As of March 31, 2025, Newmark and its business partners together operated from 165 offices with approximately 8,100 professionals across four continents. To learn more, visit nmrk.com or follow @newmark. Job Description: We are seeking a Loan Origination Analyst with 0-3 years of commercial underwriting experience with large loans ($10M average loan size) -- GSE multifamily experience as well as DUS experience is preferred. The analyst's primary responsibilities will be to provide day-to-day financial, market, and underwriting analysis of multifamily loans to. This is an excellent opportunity to be thoroughly educated about the underwriting of multifamily mortgages, to have extensive contact with our clients, and to train under the premier programs (Fannie Mae and Freddie Mac). This position affords the opportunity to work closely with our teams Originators on the structuring, underwriting, and closing of transactions. Essential Duties and Responsibilities: Analyze, interpret and underwrite complex multifamily real estate transactions in compliance with respective agency guidelines (Fannie Mae/Freddie Mac) and with respect to guidelines of Banks and Private Credit lenders Conduct detailed economic and demographic research to determine feasibility of transactions Prepare comprehensive loan offering packages that will be provided to lenders Develop and maintain strong relationships with pre-screen teams, closing departments, capital providing partners, and external agency investors Conduct comprehensive inspections of physical real-estate assets on an as-needed basis Manage the closing process of transactions under strict timelines Skills, Education and Experience: B.S./B.A. degree in Accounting, Finance, Economics, Real Estate or other related fields preferred 0-3 years of direct Fannie Mae/Freddie Mac underwriting experience with large loans ($10M average loan size) Highly developed analytical, research and written/oral presentation skills Ability to problem-solve and exercise independent judgment while displaying a high degree of initiative and accuracy Demonstrated ability to organize & prioritize projects; complete multiple tasks on schedule Ability to work productively under minimal supervision Proficiency in Microsoft Office, especially in EXCEL and Word Strong work ethic Proactive team player, able to work effectively under sometimes stressful conditions Willingness to anticipate potential problems and ability to resolve them Must be detail oriented and ability to be organized Confidence and comfortability with talking on the phone
    $34k-52k yearly est. 3d ago
  • Home Loan Specialist in Plano, TX

    Ledgent Technology 3.5company rating

    Loan Officer Job 105 miles from Waco

    Our national home loan lending client is seeking a Home Loan Specialist in Plano, TX! Home Loan Specialist Pay: $22/hr Duration: 6 month (eligible to convert to permanent), W-2 Responsibilities: The Home Loan Specialist is a role supporting various Channels. As the Home Loan Specialist, you will act as a key contributor to facilitate efficient and effective processes that support business and customer service objectives. The Home Loan Specialist will: Perform routine data entry and validation tasks Initiate third party orders (title, appraisal, hazard, flood cert, credit, etc.) Review and validate loan documents Handle routine calls, emails and/or chat responses in a call center environment Monitor work queues and intervening as needed Perform other related duties as required and assigned Demonstrate behaviors which are aligned with the organization's desired culture and values Qualifications: Associate's degree preferred or equivalent work experience Proficiency in Microsoft Office Financial Services and, if possible, mortgage industry experience preferred General understanding of applicable Federal, State and Local regulations All qualified applicants will receive consideration for employment without regard to race, color, national origin, age, ancestry, religion, sex, sexual orientation, gender identity, gender expression, marital status, disability, medical condition, genetic information, pregnancy, or military or veteran status. We consider all qualified applicants, including those with criminal histories, in a manner consistent with state and local laws, including the California Fair Chance Act, City of Los Angeles' Fair Chance Initiative for Hiring Ordinance, and Los Angeles County Fair Chance Ordinance. For unincorporated Los Angeles county, to the extent our customers require a background check for certain positions, the Company faces a significant risk to its business operations and business reputation unless a review of criminal history is conducted for those specific job positions.
    $22 hourly 3d ago
  • Loan Advisor

    Calculated Hire

    Loan Officer Job 97 miles from Waco

    Speciality Loan Advisor Full-time direct placement Hours: Monday - Friday 8-5pm CST Onsite in Dallas, TX or JAX The Specialty Loan Advisor (SLA) is responsible for cultivating and maintaining on-going customer relationships within our Specialty Loan Division primarily focused on a Business Purpose Loan portfolio. Essential Duties and Responsibilities include the following: Effectively maintain a portfolio of Business Purpose Loans (BPL's) by providing consistent and optimal support to our external and internal customers with inquiries and needs regarding loan servicing. Cultivate and maintain on-going customer relationships by providing an advisory role and approach towards every customer's unique business needs. Receive inbound calls, make outbound calls, provide email and text support to clients, attorneys, business administration and other authorized parties on the account to achieve 100% customer satisfaction from daily servicing activities. Perform moderately complex administrative, transactional, operational and customer support tasks to include, but not limited to, analyzing and fulfilling requests, preparing and/or procuring documentation. Generate reports and analyze data to determine strategic initiatives needed to maximize customer satisfaction and results. Ensures compliance with company policies and procedures as well as achieving investor requirements. Leverage available resources and technologies to serve our clients with operational excellence and accuracy Achieve production goals (KPI's- Key Performance Indicators) set by Management. Qualifications: To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skills, and/or abilities required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. The qualified candidate must possess 3-5 years of direct or related experience in each of the following: Working knowledge of Business Purpose Loans Extensive understanding of escrow, escrow analysis, payment histories, billing and 1098 statements Expansive knowledge related to cross collateralized servicing, partial lien release Comprehensive understanding of property preservation, i.e. code violation resolve, hazard claim resolution Excellent attention to detail, strong analytical/resolution skills, and use of sound judgement Ability to multi-task, meet deadlines and stay organized Excellent verbal & written professional communication skills Ability to work in a team environment and independently Strong advisory skills via telephone, email, and other various platforms Competencies: To perform the job successfully, an individual should demonstrate the following: Adaptability - Adapts to changes in the work environment. Manages competing demands. Changes approach or method to best fit the situation. Able to deal with frequent change delays, or unexpected events. Business Ethics- Treats people with respect. Keep commitments. Inspires the trust of others. Works with integrity and ethically. Upholds organizational values. Communications - Expresses ideas and thoughts verbally. Expresses ideas and thoughts in written form. Expresses ideas and thoughts in written form. Exhibits good listening and comprehension. Keeps others adequately informed. Selects and uses appropriate communication method. Customer Service - Displays courtesy and sensitivity. Manages difficult or emotional customer situations. Meets commitments. Responds promptly to customer needs. Solicits customer feedback to improve service. Dependability - Responds to requests for service and assistance. Follows instructions, responds to management direction. Takes responsibility for own actions. Commits to doing the best job possible. Keeps commitments. Meets attendance and punctuality guidelines. Teamwork - Balances team and individual responsibilities. Exhibits objectivity and openness to others' views. Gives and welcomes feedback. Contributes to building a positive team spirit. Puts success of team above own interests. Language Ability: Ability to read and comprehend simple instructions, short correspondence, and memos. Ability to write simple correspondence. Ability to effectively present information in one-on-one and small group situations to customers, clients, and other employees of the organization. Mathematical Ability: Ability to add, subtract, multiply, and divide in all units of measure, using whole numbers, common fractions, and decimals. Ability to compute rate, ratio, and percent and to draw and interpret bar graphs. Reasoning Ability: Ability to apply common sense understanding to carry out detailed written or oral instructions with minimal supervision. Ability to deal with problems involving a few concrete variables in standardized situations. Education/Experience: High school diploma or general education degree (GED) required. Associate/Bachelor's degree preferred. Two to four years related experience and/or training required. Relationship management preferred with emphasis on excellent customer experience. Computer Skills: Working knowledge of and experience with Microsoft Office (Word, Excel, PowerPoint, One Drive and Outlook). Previous experience with MSP, Black Knight/LPS and Sagent preferred.
    $30k-42k yearly est. 4d ago
  • Loan Officer I

    SWBC Lending Solutions 3.0company rating

    Loan Officer Job 46 miles from Waco

    SWBC is seeking a talented individual who will be partnered with an experienced loan originator to develop an understanding and gain proficiency in the following key areas: business development, pipeline management, loan origination and documentation, team collaboration and compliance. You will be expected to actively develop and maintain a network of relationships as a source of new mortgage loan business in the purchase and refinance markets and meet established loan quality and production goals as set by the Company and your Branch Manager. Why you'll love this role: If you are ambitious and driven, honest and ethical, and want to grow as an individual and be part of an amazing company then we encourage you to grow with us. In this role you will gain the experience and proficiencies to begin your career as a Mortgage Loan Officer. The Loan Officer I is paid a base wage in addition to commission earnings, which allows you to feel financially secure while you learn and develop the skills and experience needed to advance. Essential duties include the following: Teams up with an experienced SWBC originator to call and visits prospective referral sources for the solicitation of mortgage loans in accordance with company standards. Develops ongoing associations with referral sources. Learn and develop the skills necessary to independently develop and manage a mortgage loan pipeline comprised of different types of loans while maintaining acceptable levels of quality that meet all documentation and compliance standards. Interface with realtors, builders, processors, and underwriters to ensure a smooth transaction while overseeing all customer interactions. Work closely with borrowers, processors, title companies/attorneys, or insurance companies to gather and prepare all documents needed to satisfy underwriting requirements. Learn and maintain current knowledge of investor guidelines, interest rates, lock loans, and all other related aspects of the position. Perform loan origination duties such as prequalifying clients for mortgage loans, which includes discussing, rates, terms and/or financial options. Assists with all other sales functions as assigned by the senior loan originator. Meet established loan quality and production goals as set by the Company and your Branch Manager. Serious candidates will possess the minimum qualifications: Minimum one (1) year sales experience and/or mortgage industry experience Working knowledge of applicable laws and regulations related to mortgage lending. Mortgage Loan Originators ("MLO") license with NMLS, or MLO application in process with NMLS. Current driver's license and clean driving record. Excellent interpersonal and organizational skills. Excellent telephone etiquette skills. Excellent written and verbal communication skills. Able to work under sometimes stressful conditions while maintaining professionalism and enthusiasm. Able to operate personal computers to include MS Word, Excel and Internet. Able to work independently and exercise sound judgement. Able to sit for long periods of time while process loan applications and making phone solicitations. Able to travel locally. SWBC offers*: Competitive overall compensation package Work/Life balance Employee engagement activities and recognition awards Years of Service awards Career enhancement and growth opportunities Leadership Academy and Mentor Program Continuing education and career certifications Variety of healthcare coverage options Traditional and Roth 401(k) retirement plans Lucrative Wellness Program *Based upon employee eligibility Additional Information: SWBC is a Substance-Free Workplace and requires pre-employment drug testing. Please note, SWBC does not hire tobacco users as allowed by law. To learn more about SWBC, visit our website at ************* If interested, please click the appropriate apply button.
    $42k-62k yearly est. 5d ago
  • Loan Officer to VP Lending

    Agtrust Farm Credit

    Loan Officer Job 32 miles from Waco

    Loan Officer to VP Lending - Build Relationships & Grow Your Career! Are you ready to take your career to the next level? AgTrust Farm Credit is looking for a driven and passionate lending professional to join our team in Hillsboro TX and make a real impact on the community. If you thrive on building relationships, enjoy helping businesses succeed, and want to be part of an association that truly values its employees, this is the perfect opportunity for you! Why You'll Love Working with Us We don't just offer a job, we offer a career in an environment where you can grow, thrive, and succeed. AgTrust Farm Credit has over $3 billion in assets and is part of the nationwide Farm Credit System, the nation's oldest and largest source of rural financing, which has been financing farmers, ranchers, and agribusinesses for over 100 years. Here's what you can expect: 🌟A tight-knit, supportive team that values Character, Excellence, Respect, Innovation, and Ownership 🌟Competitive pay with a profit-sharing bonus 🌟Premium benefits package including top-tier medical, dental, vision, and prescription coverage 🌟Company-paid life insurance, AD&D, and long-term disability 🌟401(k) with generous matching contributions to secure your financial future 🌟Paid time off, sick leave, and parental leave to support work-life balance 🌟A wellness program to keep you feeling your best 🌟Educational and developmental opportunities 🌟And much more! What You'll Do As part of our team, you'll be at the heart of our business-building relationships, driving growth, and making an impact. Your role will include: 🔹Engaging with new business prospects and expanding our reach in your assigned region 🔹Representing AgTrust at public events to strengthen our community presence 🔹Guiding clients through financial solutions, helping them secure leases, loans, and cash management services 🔹Conducting financial analyses and making informed credit decisions 🔹Managing loan servicing tasks and ensuring compliance with company policies 🔹Assisting borrowers in overcoming financial challenges and maintaining positive loan performance What We're Looking For We want go-getters who are ready to hit the ground running! If you have: ✅A Bachelor's degree in Business, Accounting, Finance, Agricultural Economics, or related field (or equivalent experience) ✅ Financial acumen and basic to intermediate accounting skills ✅ Proficiency in Microsoft Office and accounting software ✅ Exceptional communication and customer service skills ✅ A background in and passion for sales and relationship building. ✅ A valid driver's license, reliable vehicle, and ability to travel (15%) ✅A strong work ethic and a passion for helping businesses succeed Then we want to hear from you! Ready to Join Us? This is more than just a job-it's a chance to build a rewarding career with an association that invests in you. Apply today and take the first step toward an exciting future! Some legal language: At the discretion of AgTrust Farm Credit, this position may be offered at an alternate title. In addition, other business experience may be considered relevant. AgTrust, ACA is an Equal Opportunity / Affirmative Action employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, age, disability, national origin, protected veteran status, sexual orientation, gender identity, genetic information, or any other legally protected status. Persons with disabilities who require an accommodation to complete the application process should call our Waco, TX office at ************** and ask to be referred to our HR Generalist to request accommodation in the application process. AA/EOE/M/F/D/V
    $39k-62k yearly est. 8d ago
  • Loan Originator - Waco

    Wallick & Volk 3.9company rating

    Loan Officer Job In Waco, TX

    Job Details 938 - Waco - Waco, TX Full Time Mortgage Loan Officer Wallick & Volk Mortgage Bankers, recently ranked by Mortgage Executive Magazine in their "50 Best Companies to Work For," is seeking a professional, self-motivated Loan Originator that is looking to take their career to the next level by joining our industry-leading team. How our team differentiates from the rest of the industry: Closing loans in 30 days or less, never miss another COE. We specialize in helping double and triple the number of families you can help achieve home-ownership by providing cutting-edge products and services to keep you at the forefront of the industry. Work alongside industry leaders, including many of the top 1% of mortgage originators in the U.S. We pride ourselves on having a company of loan originators, by loan originators, and for loan originators. We are a team of entrepreneurs, and believe that there are many ways to succeed. We have a "not one size fits all" method of operation. We have been constantly evolving and growing since 1932. Our amazing track record speaks for itself, but our vision and focus is on the future. Join us and become an essential member of our teams continued success. Our platform promotes high earning opportunities and benefits including an opportunity to distinguish yourself as a Presidents club member based on your personal production, which includes a company-paid trip Required license or certification: National (NMLS) and applicable state licenses About Wallick & Volk: Wallick & Volk is the oldest privately held mortgage company in the United States. We have been successfully developing our corporate platform since 1932. This platform is built upon an understanding of our staff's values and their commitment to supporting their community. This is what differentiates us from our competitors - we don't merely offer mortgages, we offer consumer education that helps people realize their dreams. Our employees are an essential part of that education
    $34k-50k yearly est. 60d+ ago
  • Loan Originator NE - Austin, TX

    Primelending 4.4company rating

    Loan Officer Job 94 miles from Waco

    Under the direction of the Branch and/or Production Manager, markets and promotes PrimeLending products and services to its client base of realtors, builders, bank officers and potential and past clients. Performs office or non-manual work directly related to the management or general business operations of PrimeLending and its customers. Responsibilities Evaluates PrimeLending's and other loan products and services and determines which financial products best meet the customer's needs and financial circumstances. Establishes and maintains relationships with realtors, bank officers, builders and new home sales representatives in order to develop and retain existing business; and by visiting subdivisions as required. Markets and promotes PrimeLending's financial products; Originators are expected to meet the Company's minimum production standards in funded units/volume on an ongoing basis each month, by taking complete and accurate loan applications, using PrimeLending's product set. Monitors overall customer interaction and interfaces with all parties involved on each individual loan from application to closing, including but not limited to counseling and pre-qualifying potential home buyers. Collects and analyzes information regarding the customer's income, assets, investments or debts. Advises the customer regarding the advantages and disadvantages of different loan products. Services existing customers and obtains all necessary support documents along with the appropriate fees and lock in information. Oversees the loan process by monitoring loan status and ensures conformity with terms. Communicates loan status to all interested parties, and obtains loan documentation after closing. Presents terms and conditions of loans with customers. Stays abreast of trends and developments in the local real estate market and competitive environment, as well as, changes in rules and regulations pertaining to private and government insured mortgages. Maintains a professional image and adheres to standards consistent with company policies and procedures. May supervise and direct the activities of other loan officer(s), loan officer assistant(s), or loan processor(s). Other duties as assigned. Qualifications High school diploma or equivalent and appropriate licenses as required by state. Valid driver's license and current automobile liability insurance. A minimum of 12 months loan originator experience required. Interacts with regional & corporate departments, as well as realtors, sales agents, builders, appraisers, etc. Demonstrated judgment and decision making ability. Excellent and effective presentation and communication skills, both verbal and written. Ability to quickly assess and process large amounts of data and use of appropriate AU software technology. Must be active in the community and in those job-related organizations to enhance the network of beneficial contacts. Continue to expand knowledge of issues influencing the industry and the organization. The above statements are intended to describe the general nature and level of work being performed by individuals in, or assigned to, the above position and are not intended to be construed as an exhaustive list of all responsibilities, duties and skills required, and may be changed at the discretion of the Company.
    $29k-49k yearly est. 60d+ ago
  • Jr. Loan Officer

    Primary Residential Careers 4.7company rating

    Loan Officer Job 115 miles from Waco

    - Responsibilities/Duties/Functions/Tasks The purpose of this position is to proactively solicit new residential mortgage clients, while developing and cultivating a strong business network of referrals. It is the responsibility of a Loan Officer to analyze a borrower's financial and credit data to determine creditworthiness and the probability of financial security in repayment efforts. · Develops new business opportunities and sales leads by cultivating relationships with realtors, builders, bankers, etc. · Develops solid PRMI product knowledge and offers clients the best mortgage products to match client needs · Reviews application information, requesting specific supporting documentation as needed/required based on loan investor guidelines · Analyzes and exercises independent judgment and discretion in advancing PRMI's business objectives and the interests of PRMI's customers regarding significant financial decisions · Carries out major assignments affecting business operations of the employer or the employer's customers through: o collecting and analyzing information regarding the customer's income, assets, investments, or debts o analyzing applicant data, credit and collateral property value o determining which financial products best meet the customer's needs and financial circumstances o providing advice to the customer regarding the advantages and disadvantages of available financial products o marketing, servicing, or promoting the employer's financial products · Completes necessary CE in a timely manner and remains current on local developments and trends within the real estate and mortgage industries · Provides origination services in the state of licensure · Creates and maintains excellent business relationships with referral client base, creating new mortgage lending opportunities · Corresponds, communicates, and coordinates with clients, in-house support staff, and external service providers to facilitate timely closings Qualifications · Sales experience in the mortgage industry is preferred · Familiarity with mortgage processes, procedures, rules, regulations, and compliance · Exceptional customer service skills with a strong attention to detail · Excellent written and verbal communication skills · Strong computer skills to include a working knowledge of MS Office · Ability to comprehend and analyze financial information · Ability to effectively communicate and present complex financial information while fielding and responding to questions from applicants, support staff, and management · Established contact and referral list within the real estate and mortgage industries preferred · Ability to pass a required background check Company Conformance Statement In the performance of assigned tasks and duties all employees are expected to conform to the following: § Review and adhere to policies and guidelines contained within the Employee Handbook, including privacy and information security guidelines. § Act within delegated authorities and adheres to applicable policy and procedures associated with such authorities. § Contribute to establishing a respectful workplace where diversity is critical to innovation and growth. § Ensure every action and decision is aligned with PRMI values. § Partner with your management team to understand performance expectations and measurements. Effectively utilize feedback and coaching opportunities while seeking to learn and develop within your role at PRMI. § Realize team synergies through networking and partnerships across PRMI. § Embrace change; act as advocate and role model, promoting an approach of continuous improvement. § Maintain a high standard of customer care while actively listening to customers in an effort to understand their views and needs. Take ownership of problems and issues, taking into consideration the breadth of PRMI competencies in providing solutions. § Work independently while understanding the necessity for communicating and coordinating work efforts with other employees and organizations. § Work effectively as a team contributor on all assignments. § Perform quality work within deadlines. § Respect client and employee privacy. Work Requirements Each employee must be able to communicate clearly and effectively, utilize a computer, maintain a work schedule, and effectively perform in an office setting. To maintain and ensure secure privacy of borrower (and other protected) information, an essential function of this job may require physical attendance in a defined office space. (i.e. branch or corporate office location). Employment with PRMI requires compliance with and adherence to all applicable mortgage and fair lending laws and regulations as well as PRMI policies. The ability to work extended hours may be required. Nothing in this job description restricts management's right to assign or reassign duties and responsibilities to this job at any time.
    $36k-50k yearly est. 60d+ ago
  • Home Consultant

    Roberts Hawaii 4.5company rating

    Loan Officer Job 94 miles from Waco

    Requirements KEY COMPETENCIES: Excellent Communication Skills: Strong verbal communication abilities. Sales Expertise: Track record of personal sales success, with at least 2 years of experience. Excellent Communication Skills: Strong verbal communication abilities. Organizational Proficiency: Exceptional organizational and time management skills. Professional Demeanor: Maintains a professional appearance and demeanor. Ability to Sell 10 Houses: Demonstrated ability to meet or exceed the target of selling 10 houses per quarter. EDUCATION & EXPERIENCE: High School Diploma or GED equivalent. Minimum of 2 years of experience in sales, with preferred experience in housing or real estate. Bilingual proficiency is advantageous. Strong interpersonal and communication skills. Previous experience using CRM software is desirable. Ability to work effectively both independently and as part of a team. Valid driver's license with a clean driving record. PHYSICAL REQUIREMENTS: Constantly sit, talk, or hear; Frequently use hands. Manual dexterity for handling paperwork and using office equipment. Clear vision and hearing for reviewing documents and communicating effectively. Capability to lift up to 10 pounds. BENEFITS: Medical, Dental, and Vision Employer Paid Life Insurance Voluntary STD, LTD, Accidental, and Critical Illness PTO and 11 Paid Holidays 401(k) Working in an inclusive community Complimentary stay at one of our resorts COMMITMENT TO DIVERSITY: Roberts Resorts & Communities stands firm in our commitment to Equal Employment Opportunity. We believe in a workplace free from discrimination based on race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, or any other protected characteristic. Diversity is our strength. We foster an inclusive environment where authenticity is valued, and everyone feels a sense of belonging. We empower individuals to reach their full potential and contribute their best. Join us in creating a workplace where diversity is celebrated, voices are heard, and excellence thrives. If this position caught your eye, send us your resume! For best consideration, include the job title and source where you found this position in the subject line of your email to *********************.
    $33k-44k yearly est. Easy Apply 24d ago
  • Loan Processor III

    Guild Mortgage 4.3company rating

    Loan Officer Job 46 miles from Waco

    Guild Mortgage Company, closing loans and opening doors since 1960. As a mortgage banking firm we are dedicated to serving the home owner/buyer. Our goal is to provide affordable home financing for our customers, utilizing the best terms available while providing a level of professionalism and service unsurpassed in the lending industry. Position Summary Process and pre-underwrite conventional, FHA, VA and Bond mortgage loans to ensure compliance with Company, secondary market investor, and government agency standards. Achieve production and quality metrics. Liaison between loan officer, borrower, underwriter and funding. Prepare and review loan file to ensure completeness of submission and supporting documents, as well as compliance with underwriting and investor guidelines. Monitor overall loan processing cycle time to ensure the loan closes on time. Communicate and coordinate the resolution of issues that delay loan closing timeline. “Go to” subject matter expert/lead when Supervisor/Lead is not available. Essential Functions The processor is to become the contact for non-licensed activity once the loan is submitted to them. Monitor the overall lending process, and identify, resolve, and communicate issues that could impact timely closure of loans. Analyze loan-to-value ratio, debt-to-income ratio, credit report, application, income and assets, source(s) of down payment funds and examine supporting documentation to identify potential fraud or misrepresentation. Identify potential issues and communicate to consumer and loan officer. Order and review all third-party documentation, including credit checks, title reports, appraisals, tax returns, verifications of employment/assets, etc. to identify and address potential issues. Stay current with federal, state regulations, policies and industry trends. Check ratios and verify accuracy of AUS findings and program applicability. Review and verify documentation integrity to ensure it aligns with findings, completeness and compliance, and submit loan file to underwriting for approval. Identify qualifying/program issues prior to submission to Underwriting, and re-structure loan as necessary. Provide options within guidelines and makes recommendations if borrowers may qualify for suitable programs. Update and verify accuracy of data input into system. Verify compliance with Company standards, federal and agency regulations, standards, and guidelines, as well as any applicable state-specific and or local regulations, ordinances, etc. Obtain and verify clearance of all underwriting conditions and prepare the file for submission to Closing. Order generation of loan documents. Coach and provide guidance to less experienced Processors as needed. Use and modify templates to compose professional correspondence and emails. Provide status updates to Loan Officers and/or borrowers. Qualifications High school diploma or equivalent required; college courses/technical training related to Business, Finance/Accounting, Legal, or related field is preferred. Total recent work experience includes five or more years' experience as a Loan Processor, preferably processing conventional and FHA loans along with at least two years of experience processing VA and Bond mortgage loans. Ability to build strong relationships with loan officers, production, underwriting, closing and other internal and external partners. Expert knowledge of overall mortgage lending internal processes and control, as well as federal, state, and regulatory requirements/guidelines related to consumer mortgage lending for conventional, FHA, VA and Bond mortgage loans. Expert knowledge of conventional, FHA, VA and Bond mortgage loans, including various product/program guidelines, necessary conditions for approval, and investor specific guidelines. Expert knowledge in new construction documentation and condominium projects. Expert knowledge of valid documentation related to processing consumer mortgage applications (e.g., complex tax returns, financial statements and records, verification of income and deposits, etc.). Sound judgment, ability to think critically, including the ability to evaluate facts and data to draw conclusions, determine the downstream impact of decisions and associated risks. Ability to prioritize multiple tasks in a deadline-driven environment, strong sense of urgency and responsiveness. Excellent customer service, interpersonal, verbal and written communication skills Intermediate math skills. Strong verbal and written communication skills. Strong detail orientation and highly organized. Prior experience using internal data entry systems, Microsoft Word, Excel and PDF/Document Retention programs. Supervision Depending on experience, supervision is intermittent to infrequent Depending on experience moderate to high level of independent judgment and discretion related to area(s) of specialization May provide guidance to less experienced team members to resolve/escalate issues of high complexity Exercise sound judgment in executing core job responsibilities Average monthly pipeline is 14 loans. Travel: 0% Requirements Physical: Work is primarily sedentary; mobility in an office setting. Manual Dexterity: Frequent use of computer keyboard and mouse. Audio/Visual: Ability to accurately interpret sounds and associated meanings at a volume consistent with interpersonal conversation. Regularly required to accurately perceive, distinguish and interpret information received visually and through audio; e.g., words, numbers and other data broadcasted aloud/viewed on a screen, as well as print and other media. Environmental: Office environment - no substantial exposure to adverse environmental conditions. Guild offers a pleasant work environment, competitive compensation and excellent benefits package; including medical, dental, vision, life insurance, AD&D, LTD and 401(k) with employer match. Guild Mortgage Company is an Equal Opportunity Employer. This position offers eligibility for incentive compensation. Compensation at Guild is influenced by a wide array of factors including but not limited to local and federal minimum wage requirements, education, level of experience, and applicant's geographical location. Target Salary: $55,000
    $55k yearly 20d ago
  • Smart Home Consultant

    ADT Security Services, Inc. 4.9company rating

    Loan Officer Job 100 miles from Waco

    As a Smart Home Consultant, you will be a sales solutions expert and a brand ambassador for ADT's 6 million customers. As the key point of contact for home automation clients, you will answer inquiries, provide technical advice, and demonstrate how to use new products and services. Additionally, in this role, you will install and activate security and Smart Home products while upselling solutions that best meet the needs of ADT's residential customers. A day in the life of a Smart Home Consultant looks like this: * Build relationships between new customers and the ADT brand and product portfolio * Complete in-home consultation and assessment * Perform installation and activation of equipment - including home security camera, security hardware, and IoT and smart home devices * Complete customer onboarding and education of key products and services * You will work in a dynamic, collaborative environment, working closely with customers and coworkers * This role involves providing solutions by visiting customers at their homes or businesses Training Program: ADT offers a comprehensive paid training program for this role regardless of experience. Our team is enthusiastic about developing you into a best-in-class Smart Home Consultant. Job Requirements * High School diploma or the equivalent * Valid driver's license When you commit to ADT -we commit to you. Our employees receive a comprehensive, full benefits package that includes: * Comprehensive paid training program * Full benefits on the 1st of the month after 31 days of employment * Health = Medical & Prescription, Dental, Vision, Health Savings & Flex Spending * Future = 401(k) with employer matching * Life = Paid vacation time * Company vehicle provided * Base salary plus the potential to earn unlimited commissions and ability to earn additional pay for completing jobs and exceeding quality standards * Tuition reimbursement * Employee Referral bonuses - when you refer a friend or family members Qualified applications with arrest or conviction records will be considered for employment in accordance with the Los Angeles County Fair Chance Ordinance for Employers and the California Fair Chance Act. Pay and Benefits Disclosure The pay range for this role is $19.55 an hour (plus commission, where necessary) and is based on experience and qualifications. We offer employees access to healthcare benefits, a 401(k) plan and company match, short-term and long-term disability coverage, life insurance, wellbeing benefits and paid time off among others. Employees accrue up to 120 hours in their first year. Your accrual rate increases after your first year. We also offer 6 paid holidays.
    $19.6 hourly 5d ago
  • Mortgage Loan Mentee

    Crosscountry Mortgage 4.1company rating

    Loan Officer Job 101 miles from Waco

    CrossCountry Mortgage (CCM) is the nation's number one distributed retail mortgage lender with more than 7,000 employees operating over 700 branches and servicing loans across all 50 states, D.C. and Puerto Rico. Our company has been recognized ten times on the Inc. 5000 list of America's fastest-growing private businesses and has received many awards for our standout culture. A culture where you can grow! CCM has created an exceptional culture driving employee engagement, exceeding employee expectations, and directly impacting company success. At our core, our entrepreneurial spirit empowers every employee to be who they are to help us move forward together. You'll get unwavering support from all departments and total transparency from the top down. CCM offers eligible employees a competitive compensation plan and a robust benefits package, including medical, dental, vision, as well as a 401K. We also offer company-provided short-term disability, an employee assistance program, and a wellness program. Position Overview: The Mortgage Loan Mentee is a training position to learn the business of home loans from a top producing Loan Officer and team. This role is in direct communication with clients, realtors, builders, and business partners and provides extensive training. Job Responsibilities: Follow up on new loan leads within three hours per “Pre-qual Lead Sheet” instructions. Set, manage, and confirm all appointments for clients meet with Loan Officer and/or Loan Partner II for loan applications; communicate preparation requirements for meeting. Ensure follow up attempts made until appointment is set on leads added to the lead tracker. Update referral partners on status of leads received. Maintain a 40% or higher conversion rate from lead to appointment. Collect applications and manage documentation. Attend work sponsored events and obtain a minimum of 8 referral sources to come to each one of the monthly events. Attend and actively participate in daily team meetings, Monday loan reviews, and sales meetings. Cold call new contacts and leads; obtain referrals from current clients. Enter detailed comments on conversations regarding files into Encompass to provide documentation. Obtain NMLS license within 360 days. Additional responsibilities as assigned. Qualifications and Skills: High school diploma or equivalent. Experience in a customer service and/or cold calling environment. Experience with Microsoft Office Suite. Excellent communication skills. Excellent time management and prioritization skills. This is intended to convey information essential to understanding the scope of the job and the general nature and level of work performed by job holders within this job. However, this job description is not intended to be an exhaustive list of qualifications, skills, efforts, duties, responsibilities or working conditions associated with the position. CrossCountry Mortgage, LLC offers MORE than a job, we offer a career. Apply now to begin your path to success! careersatccm.com CrossCountry Mortgage, LLC strives to provide employees with a robust benefit package: ********************************** California residents: Please see CrossCountry's privacy statement for information about how CrossCountry collects and uses personal information about California applicants. CrossCountry Mortgage supports equal employment opportunity in hiring, development and advancement for all qualified persons without regard to race, color, religion, religious creed, national origin, age, physical or mental disability, ancestry, marital status, uniformed service, covered veteran status, citizenship status, sex (including pregnancy, childbirth, and related medical conditions, and lactation), sexual orientation, gender identity, gender expression, transgender status, domestic violence victim status (where applicable), protected hair style or texture, genetic information (testing or characteristics), or any other protected status of an individual or because of the individual's association with a member of a protected group or any other characteristic protected by federal, state, or local law (“Protected Characteristics”). The collective sum of the individual differences, life experiences, knowledge, inventiveness, innovation, self-expression, unique capabilities and talent that our employees invest in their work represents a significant part of not only our culture, but our reputation. The Company is committed to fostering, cultivating and preserving a culture that welcomes diversity and inclusion. CrossCountry Mortgage, LLC (NMLS3029) is an FHA Approved Lending Institution and is not acting on behalf of or at the direction of HUD/FHA or the Federal government. To verify licensing, please visit ***************************
    $36k-43k yearly est. 2d ago
  • Loan Processor III

    Guild Holdings Company

    Loan Officer Job 46 miles from Waco

    Guild Mortgage Company, closing loans and opening doors since 1960. As a mortgage banking firm we are dedicated to serving the home owner/buyer. Our goal is to provide affordable home financing for our customers, utilizing the best terms available while providing a level of professionalism and service unsurpassed in the lending industry. Position Summary Process and pre-underwrite conventional, FHA, VA and Bond mortgage loans to ensure compliance with Company, secondary market investor, and government agency standards. Achieve production and quality metrics. Liaison between loan officer, borrower, underwriter and funding. Prepare and review loan file to ensure completeness of submission and supporting documents, as well as compliance with underwriting and investor guidelines. Monitor overall loan processing cycle time to ensure the loan closes on time. Communicate and coordinate the resolution of issues that delay loan closing timeline. "Go to" subject matter expert/lead when Supervisor/Lead is not available. Essential Functions * The processor is to become the contact for non-licensed activity once the loan is submitted to them. * Monitor the overall lending process, and identify, resolve, and communicate issues that could impact timely closure of loans. * Analyze loan-to-value ratio, debt-to-income ratio, credit report, application, income and assets, source(s) of down payment funds and examine supporting documentation to identify potential fraud or misrepresentation. * Identify potential issues and communicate to consumer and loan officer. * Order and review all third-party documentation, including credit checks, title reports, appraisals, tax returns, verifications of employment/assets, etc. to identify and address potential issues. * Stay current with federal, state regulations, policies and industry trends. * Check ratios and verify accuracy of AUS findings and program applicability. * Review and verify documentation integrity to ensure it aligns with findings, completeness and compliance, and submit loan file to underwriting for approval. * Identify qualifying/program issues prior to submission to Underwriting, and re-structure loan as necessary. * Provide options within guidelines and makes recommendations if borrowers may qualify for suitable programs. * Update and verify accuracy of data input into system. * Verify compliance with Company standards, federal and agency regulations, standards, and guidelines, as well as any applicable state-specific and or local regulations, ordinances, etc. * Obtain and verify clearance of all underwriting conditions and prepare the file for submission to Closing. * Order generation of loan documents. * Coach and provide guidance to less experienced Processors as needed. * Use and modify templates to compose professional correspondence and emails. * Provide status updates to Loan Officers and/or borrowers. Qualifications * High school diploma or equivalent required; college courses/technical training related to Business, Finance/Accounting, Legal, or related field is preferred. * Total recent work experience includes five or more years' experience as a Loan Processor, preferably processing conventional and FHA loans along with at least two years of experience processing VA and Bond mortgage loans. * Ability to build strong relationships with loan officers, production, underwriting, closing and other internal and external partners. * Expert knowledge of overall mortgage lending internal processes and control, as well as federal, state, and regulatory requirements/guidelines related to consumer mortgage lending for conventional, FHA, VA and Bond mortgage loans. * Expert knowledge of conventional, FHA, VA and Bond mortgage loans, including various product/program guidelines, necessary conditions for approval, and investor specific guidelines. * Expert knowledge in new construction documentation and condominium projects. * Expert knowledge of valid documentation related to processing consumer mortgage applications (e.g., complex tax returns, financial statements and records, verification of income and deposits, etc.). * Sound judgment, ability to think critically, including the ability to evaluate facts and data to draw conclusions, determine the downstream impact of decisions and associated risks. * Ability to prioritize multiple tasks in a deadline-driven environment, strong sense of urgency and responsiveness. * Excellent customer service, interpersonal, verbal and written communication skills * Intermediate math skills. * Strong verbal and written communication skills. * Strong detail orientation and highly organized. * Prior experience using internal data entry systems, Microsoft Word, Excel and PDF/Document Retention programs. Supervision * Depending on experience, supervision is intermittent to infrequent * Depending on experience moderate to high level of independent judgment and discretion related to area(s) of specialization * May provide guidance to less experienced team members to resolve/escalate issues of high complexity * Exercise sound judgment in executing core job responsibilities * Average monthly pipeline is 14 loans. * Travel: 0% Requirements Physical: Work is primarily sedentary; mobility in an office setting. Manual Dexterity: Frequent use of computer keyboard and mouse. Audio/Visual: Ability to accurately interpret sounds and associated meanings at a volume consistent with interpersonal conversation. Regularly required to accurately perceive, distinguish and interpret information received visually and through audio; e.g., words, numbers and other data broadcasted aloud/viewed on a screen, as well as print and other media. Environmental: Office environment - no substantial exposure to adverse environmental conditions. Guild offers a pleasant work environment, competitive compensation and excellent benefits package; including medical, dental, vision, life insurance, AD&D, LTD and 401(k) with employer match. Guild Mortgage Company is an Equal Opportunity Employer. This position offers eligibility for incentive compensation. Compensation at Guild is influenced by a wide array of factors including but not limited to local and federal minimum wage requirements, education, level of experience, and applicant's geographical location. Target Salary: $55,000
    $55k yearly 24d ago
  • New Home Consultant

    Lennar Corp 4.5company rating

    Loan Officer Job 158 miles from Waco

    We are Lennar Lennar is one of the nation's leading homebuilders, dedicated to making an impact and creating an extraordinary experience for their Homeowners, Communities, and Associates by building quality homes and providing exceptional customer service, giving back to the communities in which we work and live in, and fostering a culture of opportunity and growth for our Associates throughout their career. Lennar has been recognized as a Fortune 500 company and consistently ranked among the top homebuilders in the United States. Join a Company that Empowers you to Build your Future The New Home Consultant at Lennar is responsible for managing the new home purchase process from initial customer contact to closing, aiming to create a "tickled, delighted and happy" customer. This includes daily operations at Welcome Home Centers, processing sale agreements, and closing sales in line with company business plans. * A career with purpose. * A career built on making dreams come true. * A career built on building zero defect homes, cost management, and adherence to schedules. Your Responsibilities on the Team * Engage and establish relationships with visitors to understand their home buying needs, utilizing the company's selling philosophy. * Self-generate sales leads through community engagement, realtor partnerships, and proactive prospecting. * Develop comprehensive knowledge of the competitive market, including products, community features, and demographics. * Provide consistent follow-through with customers from initial contact to post-closing, maintaining accurate communication records. * Participate in sales meetings, neighborhood promotions, and marketing programs. * Ensure the maintenance of Welcome Home Center models and inventory homes. * Complete required training and participate in community events and phone banks. Requirements * High school diploma or equivalent; college degree and real estate license preferred. * 1-2 years of experience in homebuilding or real estate sales preferred. * Valid driver's license and reliable transportation. * Strong communication, organizational, and customer service skills. * Proficiency in Microsoft Office and ability to use sales tracking tools. * Self-motivated with a positive attitude and strong work ethic. Physical & Office/Site Presence Requirements: Regular, in-person attendance at Company communities/job sites and offices during regular work hours is an essential function of this job. This is primarily an active position, involving office/phone work and walking in all weather conditions, and uneven surfaces, to and within homesites in the community. Must have a valid state driver's license in order to take customers throughout the neighborhood and community, visit realtor offices, and to various other meetings in the process of self-generating sales. Finger dexterity is required to operate computer keyboard and telephone equipment. Must be able to lift and carry supplies and materials up to 25 pounds. #LI-AM1 #CB Life at Lennar At Lennar, we are committed to fostering a supportive and enriching environment for our Associates, offering a comprehensive array of benefits designed to enhance their well-being and professional growth. Our Associates have access to robust health insurance plans, including Medical, Dental, and Vision coverage, ensuring their health needs are well taken care of. Our 401(k) Retirement Plan, complete with a $1 for $1 Company Match up to 5%, helps secure their financial future, while Paid Parental Leave and an Associate Assistance Plan provide essential support during life's critical moments. To further support our Associates, we provide an Education Assistance Program and up to $30,000 in Adoption Assistance, underscoring our commitment to their diverse needs and aspirations. From the moment of hire, they can enjoy up to three weeks of vacation annually, alongside generous Holiday, Sick Leave, and Personal Day policies. Additionally, we offer a New Hire Referral Bonus Program, significant Home Purchase Discounts, and unique opportunities such as the Everyone's Included Day. At Lennar, we believe in investing in our Associates, empowering them to thrive both personally and professionally. Lennar Associates will have access to these benefits as outlined by Lennar's policies and applicable plan terms. Visit Lennartotalrewards.com to view our suite of benefits. Join the fun and follow us on social media to see what's happening at our company, and don't forget to connect with us on Lennar: Overview | LinkedIn for the latest job opportunities. Lennar is an equal opportunity employer and complies with all applicable federal, state, and local fair employment practices laws.
    $26k-37k yearly est. 17d ago

Learn More About Loan Officer Jobs

How much does a Loan Officer earn in Waco, TX?

The average loan officer in Waco, TX earns between $32,000 and $77,000 annually. This compares to the national average loan officer range of $30,000 to $69,000.

Average Loan Officer Salary In Waco, TX

$50,000

What are the biggest employers of Loan Officers in Waco, TX?

The biggest employers of Loan Officers in Waco, TX are:
  1. Satori Mortgage
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