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Loan Processor Jobs in West Sacramento, CA

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  • Loan Processor

    Central State Credit Union 3.0company rating

    Loan Processor Job 44 miles from West Sacramento

    Job DescriptionDescription: Loan Processor Department: Lending Reports to: VP of Lending FLSA Classification: non-exempt Compensation: $24.50 - $32.15 /hour Under the direction of the VP of Lending, the Loan Processor is responsible for a variety of duties related to all consumer loan servicing functions. They will perform routine administrative tasks in support of all consumer loans. Duties include but are not limited to loan document production, data entry, filing, document tracking, file maintenance, reviewing reports, and performing loan research. The Loan Processor will provide prompt, efficient, and accurate support to co-workers and members regarding consumer loans. Supervisory Responsibilities: None Duties/Responsibilities: Prepare Loan Documents for Auto and Mortgage loans. Ensures excellent member service, every member, every transaction, every time. Research and analyze loan file data to resolve issues and member inquiries. Responsible for reviewing daily, weekly, and monthly reports. Complete requests for fee and payment reversals on loans as well as requests for loan extension and due date changes. Assists in tracking required collateral insurance as well as processing insurance adjustments, refunds, or reimbursements for loans. Responsible for handing certain aspects of insurance product claims, cancellations, and member issues. Assist with documentation and title information for the collections department for the repossession process as needed. Monitor and process loan payoffs as well as provide communication to dealerships, insurance companies, and any appropriate parties in an accurate and timely manner. Manage all incoming fax and email correspondence that pertains to loan servicing. Responds to member problems and requests, when necessary, and assists with completion of forms and documents. Maintains a variety of loan records, documents, and files which includes maintaining the vault and our storage records. Assists in training other team members. Produces quality work efficiently and free from errors. Follows guidelines and policies such as Bank Secrecy Act, Patriot Act and Office of Foreign Assets Control, CIP, Reg CC, B, D, E and Z intended to limit risk and exposure for the organization and its members. Types of risk include fraudulent transactions, account fraud or mishandling, compliance with policies, security guidelines, and the organization’s reputation. Provides member service in accordance with CCCU standards. Regularly attends and participates in in-house training and various job-related meetings to keep current in position knowledge. Demonstrates a commitment to learning and acceptance of change. Responsible for the centralized process of collateral title tracking and perfecting CSCU’s lien on secured consumer and business loan titles. Other duties as assigned. Required Skills/Abilities: Demonstrated experience handling mortgage and HELOC documentation, with familiarity in forms, regulatory requirements, and standard processes (3-5 years). Demonstrate excellent member service abilities. (1 to 3 years) Ability to recognize and prevent fraudulent loan requests for the member and the credit union. (1 to 3 years) Good organizational skills with keen attention to detail. Ability to communicate clearly both verbally and in writing. Excellent mathematical and statistical aptitude. Computer skills – CSCU core system and associated software’s, Windows and web-based systems, Microsoft applications including Word, Excel, PowerPoint, Outlook, and the utilization of CSCU online/mobile banking and related services. (1 to 3 years). Knowledge of organizational structure, policies, procedures (including Office Procedures Manual and Employee Handbook), and practices. Credit Union products, services, programs, and promotions. (1 to 3 years) Education and Experience: High school diploma or equivalent Knowledge and understanding of consumer lending procedures, practices and policies, and credit fundamentals would normally be acquired through experience in branch operations. Physical Requirements: Prolonged periods of sitting at a desk and working on a computer. May require standing and walking 25% of the time, lifting up to a maximum of 50 pounds, and other physical actions that include stooping, kneeling, crouching, crawling, reaching, pulling, and pushing. May be required to work in an environment with high noise levels and unpredictable temperature and ventilation. The above information on this position has been designed to indicate the general nature and level of work to be performed by employees designated for this position. It is not designed to contain or be interpreted as a comprehensive inventory of all duties, responsibilities, qualifications, or physical requirements. Central State Credit Union is an Equal Opportunity Employer. Requirements:
    $24.5-32.2 hourly 29d ago
  • Mortgage Loan Processor

    Kearny Bank 4.4company rating

    Loan Processor Job 37 miles from West Sacramento

    Processes 1st and 2nd mortgage loans in accordance with established policies and procedures and appropriate guidelines; provides strong oral and written communication and support to originators and customers. Responsibilities * Reviews loans in process daily with the ability to prioritize files according to the mortgage contingency dates and rate lock expiration dates. * Performs a diligent and thorough review of income, credit and asset documents to determine eligibility. * Initiates a welcome call and missing items letter within the designated Service Level Agreement (SLA) from receipt of the loan file. * Completes applicable agency income calculation forms accurately. * Orders services required for the loan process (i.e.: flood certification, appraisal, automated underwriting etc.) * Provides follow-up on a consistent basis with originators, borrowers, the closing department and agents to complete processing. * Responds to inquiries from originators, agents, the closing department and borrowers regarding status of loans in process. * Maintains and accurate and complete continuing history of the loan file via conversation log entries. * Re-discloses the loan in compliance with applicable changed circumstance. * Gathers various documentation deemed necessary by underwriting and organizes / files appropriately for use by department. * Sends necessary documents such as disclosures (in the case of home equity loan and home equity line of credit applications), revised disclosures, consumer explanation letters, commitment letters, and flood notices. * Corresponds with the borrowers, loan officers, and underwriters to keep the process moving and resolve any outstanding issues. * Maintains a complete paperless file through the loan origination software accurately. * Maintains status of all files in process and updates as needed; keeps abreast of all FHA, VA, and conventional guidelines and changes that may affect loan status. Qualifications * High school diploma or equivalent required, bachelor's preferred. * Two to four years related experience or equivalent. * Thorough working knowledge of real estate documentation, policies, compliance and procedures. * High level of proficiency with mortgage loan processing and underwriting systems. * Excellent written and oral communication skills * MS Office Suite proficiency. * Experience with Encompass preferred. * Excellent customer service skills. WORKING CONDITIONS: The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Regular attendance and punctuality are essential functions of every job. Reasonable accommodations may be made to enable individuals with disabilities to perform essential functions. While performing the duties of this job, the employee is regularly required to sit, use hands and fingers, handle or feel objects, use tools or controls, reach with hands and arms, talk and/or hear. The employee frequently is required to stand and walk. The employee must occasionally lift and/or move up to 10 pounds. Specific vision abilities required by the job include close vision, distance vision, peripheral vision, color vision, depth perception, and the ability to adjust focus. COMPENSATION: $55,000.00 to $80,000.00 per year
    $55k-80k yearly 60d+ ago
  • Consumer Lending Loan Processor

    Pacific Service Cu

    Loan Processor Job 50 miles from West Sacramento

    Working for Pacific Service Credit Union
    $38k-55k yearly est. 3d ago
  • Direct Loan Processor Specialist - Consumer Lending

    Wollborg Michelson Recruiting 4.1company rating

    Loan Processor Job 2 miles from West Sacramento

    Direct Loan Processor Specialist I The Direct Loan Processor Specialist I provides prompt, efficient, and accurate assistance from the application stage through the funding process for consumer loans. This role manages high volumes of inbound and outbound calls, supports branch and member services with complex loans, and ensures compliance with state and federal regulations. Responsibilities Interpret and adhere to state and federal compliance laws, including anti-money laundering regulations. Manage a high volume of loan-related calls and applications efficiently. Prepare and audit loan documents with strict accuracy and compliance. Collaborate with multiple departments throughout the loan application process. Identify and mitigate potential fraud and suspicious activities. Conduct member interviews and perform financial analyses to meet loan requirements. Maintain effective communication with members and stakeholders to ensure exceptional customer service. Requirements Experience working in a busy call center environment with high call and loan processing volumes. Strong multitasking abilities with acute attention to detail and accuracy. Exceptional verbal and written communication skills. Proficiency in Microsoft Office applications and familiarity with lending policies. Ability to work under pressure while managing multiple responsibilities simultaneously. Physical capability to sit for extended periods, occasional mobility throughout the department, and lift up to 15 lbs. Skill Deep understanding of compliance regulations and lending procedures. Effective customer service and problem-solving skills. Excellent organizational, communication, and collaborative skills. Critical thinking with a proactive, can-do attitude. Summary Qualification High school diploma or equivalent required;some college preferred. Minimum of 3 years'experience in a fast-paced call center or similar environment handling high call and loan processing volumes. Wollborg Michelson Recruiting is an Equal Opportunity Employer and prohibits discrimination of any kind. We ensure job offers are made based of one’s employment experience, skills, and qualifications, regardless of race, gender, ethnic origin, or any other classification protected by law. All applicants must furnish proper identification to prove their legal right to work in the US upon a job offer. We participate in E-Verify to confirm one’s right to work in the US. Wollborg Michelson Recruiting does not provide sponsorship for an employment-based visa status.
    $38k-50k yearly est. 4d ago
  • Mortgage Loan Processor II

    Theresa Allison Md 3.4company rating

    Loan Processor Job 47 miles from West Sacramento

    ABOUT REDWOOD CREDIT UNION (RCU): At Redwood Credit Union, our mission is to passionately serve the best interests of our Members and communities. Since 1950, we have been dedicated to supporting the financial well-being of our Members through better rates, low or no fees, and best-in-class customer service. Our purpose is to inspire hope and elevate the financial well-being of our communities one person at a time, through good times and bad. As a not-for-profit financial institution, we are committed to a people-first approach, which is reflected not only in how we serve our Members, but also in how we treat our employees. Our leadership team is deeply focused on fostering a culture of heart and empathy, integrity, passion, inclusion, meaningful relationships, excellence, and ensuring financial well-being for all. Why work for Redwood Credit Union? • 32nd largest credit union in the U.S. and the largest financial institution based in the North Bay • Awarded a 5-Star Rating based on 6/30/24 financial data by Bauer Financial • Recognized by Newsweek as one of "America's Best Credit Unions 2024" • Recognized by Forbes as one of “America's Best Small Employers 2023" • Voted Best Places to Work in the North Bay 19 years in a row • World-class Employee Engagement scores • Rated Superior in Service by more than 90% of Members, surveyed by SF Gate • Industry leading Net Promoter Scores across the U.S. Join us and discover why you'll love working at Redwood Credit Union! Redwood Credit Union is looking for a Mortgage Loan Processor II, who will be responsible for planning, preparing and organizing real estate loan documentation to ensure the accuracy and expeditious loan closing while also providing superior Member service. ESSENTIAL FUNCTIONS: Loan Processing • Arrange for the opening of escrows through title companies; order and review preliminary title reports for accuracy and acceptability. • Arrange for appraisal and all other third-party documents, e.g., tax service, flood certification, and credit report, as applicable. Review all such documentation for accuracy and acceptability. • Request, review, and obtain proper documentation on all mortgage loans, and inform Loan Officer if follow-up is needed. • Review mortgage applications to ensure accuracy, completeness, and compliance with government, internal, and investor standards. • Prepare and submit/resubmit a complete and accurate file to underwriting. • Inform Loan Officers of underwriting conditions, and all other relevant information regarding the status of the file. • Promptly identify issues raised in documents received, address any such issues and notify the Loan Officer accordingly. • Ensure all required conditions have been cleared prior to disbursement of loan funds and resolve any issues with escrow. • Answer and respond to telephone calls within established performance and service guidelines. • Cross-sell other Credit Union products and services that are appropriate to each Member on an as needed basis. • Ensure files are fully documented, accurate and complete prior to auditing function. • Coordinate and communicate with Loan Officer to ensure Member expectations are understood and met. • Send compliance documents (Loan Estimate, Closing Disclosure, Appraisals, etc.) to Members as assigned by Loan Officers. • Identify expired counteroffers and send out Statement of Credit Denial and Adverse Action Letters as required. • Accurately read and interpret underwriting/DU findings and Transmittal Summaries. • Take actions necessary to address Member service requests after the loan has closed. Loan Officer Support • Utilize pipeline management and reporting system in partnership with Loan Officer to ensure superior Member service. • Report daily any problems or concerns with specific loan files. • Propose new or improved processes that will improve current processing structure. • Inform Members on the status of their loans, at least on a weekly basis, or more frequently as necessitated by Member expectations. Process Improvement • Recommend methods to meet established goals and objectives, e.g., turnaround times, loans per processor, and service scores. • Recommend new loan processing, funding, and servicing procedures. • Provide assistance and training as required. • Review and respond to any quality control reports and findings on mortgage loans and recommend corrections. Minimum Qualification: Knowledge, Skills and AbilitiesKnowledge of secondary market investor requirements, compliance requirements, selling procedures and guidelines.Knowledge of Federal and State laws, rules and regulations related to real estate lending and credit unions.Knowledge of processing real estate loan files to meet RCU and Fannie Mae standards.Skill in the operation of a PC with Word, Excel, Loan Origination Systems (Mortgage Cadence, etc.), Symitar, and Desktop Underwriter.Skill in using an Internet-based origination system, information system for depositories, and an Internet-based document prep software.Ability to analyze situations and recommend solutions.Ability to communicate effectively both verbally and in writing.Ability to establish and maintain effective working relationships with a diverse group of people.Ability to use judgment and discretion in making decisions. Physical RequirementsAbility to stand, bend, stoop, sit, walk, twist, and turn.Ability to lift up to 20 pounds.Ability to use a computer keyboard and calculator.Work environment is indoors; majority of the time is spent sitting at a desk. The ideal candidate has a combination of education and experience equivalent to an associate degree plus a minimum of three years of experience in residential mortgage loan processing. Compensation: Base starting range: $26.00 to $34.00 per hour commensurate with experience. Our base salary starting range is based on scope and responsibilities of the position, candidate's work experience, education/training, key skills, and internal peer equity. We offer a competitive total rewards package including a wide range of medical, dental, vision, financial, and other benefits. Redwood Credit Union offers a robust benefits package to our eligible employees including: • Competitive medical, dental, and vision insurance, mental health offerings • Employee performance incentive plan • Salary Advancement- Merit increase based on performance • 401(k) program with employer match • Time Off- Competitive PTO accrual plus 11 paid company holidays and your birthday off! RCU Discounts and Perks: • RCU employees are eligible for a .75% discount off RCU standard collateral auto loans • RCU employees are eligible for a 1% discount on all recreational or boat loan products • 2% discount off Visas and LOC Loans through RCU • 0% interest loan to support employees with various immigration related expenses such as visa application fees and relocation costs. Loan amount up to $1,000. • 0% interest loan to support employees with expenses associated with the naturalization process. Loan amount up to $15,000. • 0% interest on garment, fitness, or home office equipment loan of up to $500 • 100% financing for employee purchased homes! Internal Team Members If you are a current Team Member, please apply through the internal careers page located in RCUNET. We are an Equal Opportunity Employer
    $26-34 hourly 3d ago
  • Dealer Services Ops - Processing - Indirect Loan Processor I

    Golden 1 Talent Acquisition Team 4.3company rating

    Loan Processor Job 2 miles from West Sacramento

    JOB TITLE: Indirect Loan Processor I DEPARTMENT: Dealer Services Ops REPORTS TO: MGR - DLR SVCS OPS STATUS: Non-Exempt GRADE: 15H PAY SCALE: $20.70 - $23.00 Hourly GENERAL DESCRIPTION: Receives, reviews, audits and disburses loan applications through the Credit Union Direct Lending program to maintain quality of program, ensure accuracy of loan information, and provide member and dealership satisfaction. TASKS, DUTIES, FUNCTIONS: Receive and audit appropriate paperwork sent from the vehicle dealerships. Research and identify missing information and communicate discrepancies with dealership personnel. Perform verifications on application data to ensure accuracy prior to funding. Ability to identify red flags in loan documentation in order to avoid potential fraud. Determine whether loan warrants disbursal as per Golden 1 established guidelines. Maintain a thorough understanding of state and federal laws and regulations related to credit union compliance including bank secrecy and anti-money laundering laws appropriate to the position. Fund appropriate monies to dealerships with the appropriate administrative fee. Assist department staff with gathering information and preparation of reports. Communicate and interact with department management and staff to provide information on loan status. Help in other areas within Lending as assigned. PHYSICAL SKILLS, ABILITIES, AND EXERTION UTILIZED IN THE PERFORMANCE OF THESE TASKS: Prolonged sitting throughout the workday performing the job. Normal vision range required to read loan documents to determine status. Effective oral and written communication skill required to interact with dealerships, staff, and members to perform constructive follow-up. QUALIFICATIONS: EDUCATION: Successful completion of High School curriculum is required. EXPERIENCE: One year in a lending position performing contract review is desired. Appropriate related experience is acceptable. KNOWLEDGE/SKILLS: Clerical skills, telephone skills, credit reporting equipment, electronic banking equipment, ten key, facsimile machine skills, and personal computer filing skills. Close attention to details. PHYSICAL REQUIREMENTS: Prolonged sitting throughout the workday. Corrected vision in the normal range. Must possess sufficient manual dexterity to skillfully operate an on- line computer terminal and other standard office equipment, including a typewriter, if needed, calculator, personal computer, facsimile machine, and telephone. LICENSES/CERTIFICATIONS: None #LI-Hybrid THIS JOB DESCRIPTION IN NO WAY STATES OR IMPLIES THAT THESE ARE THE ONLY DUTIES TO BE PERFORMED BY THIS EMPLOYEE. HE OR SHE WILL BE REQUIRED TO FOLLOW OTHER INSTRUCTIONS AND TO PERFORM OTHER DUTIES REQUESTED BY HIS OR HER SUPERVISOR THAT ARE WITHIN HIS/HER KNOWLEDGE, SKILL AND ABILITY AS WELL AS HIS/HER MENTAL AND PHYSICAL ABILITIES. REV. 4/17/2025 Other details Job Family Non-Manager Job Function Non-Manager Pay Type Hourly Employment Indicator Flex/Hybrid Min Hiring Rate $20.70 Max Hiring Rate $23.00
    $20.7-23 hourly 49d ago
  • Loan Processor Utility - Charge Off Support

    Westamerica Bank 3.6company rating

    Loan Processor Job 35 miles from West Sacramento

    Job DescriptionDescription: Westamerica is among the largest commercial banks headquartered in California. We are looking for outstanding people to join our winning team. We reached our current strength because our employees, customers, and shareholders believe in the same fundamental goals: Delivering a wide variety of financial services with a superior customer service guarantee. Performs daily charge-off support functions. Responds to service requests, handle phone call inquiries, calculates loan payments and balances, perform job related administrative functions, assists with special projects and performs additional job related duties as required. Must possess strong interpersonal, organizational, customer service and analytical skills. Can work independently with limited supervision. Ability to thrive in an intense working environment and meet productivity deadlines. Proven decision-making skills required. Good verbal and written communication skills a must. Provide support for banks Consumer and Commercial Loan Adjustment Departments Proficient with MS Access, Excel & Word Answer phone calls/emails from Officers regarding charge off related items Applying payments to each bank correct General Ledger Accounts Processing Charge-offs (C/O) and Recoveries within deadline Processing special C/O requests: Contra Reversal, OREO Prepare Projection Report for distribution to LAD Manager as assigned Verification of Lien Release, Reconveyance, UCC Termination, Assignment of Life Insurance requests Prepare & distribute Storage Labels for both LAD offices, data input to corresponding database Prepare & Pay Repo Invoices Liaison between internal/external auditors Research information within bank systems and files Daily balancing to specific GL’s Preparing Fee Worksheets and Transfers Scanning Month end Board Reports, OREO certifications Monthly Balance Offs Notary, is a plus Requirements: Solid computer skills with experience working with different system applications including Microsoft Word and Excel. Comfort and confidence in working directly with senior banking staff. Excellent verbal and written communication including spelling and grammar. PC and typing proficiency, organizational and analytical skills. EOE Westamerica Bank's Privacy Policy may be found at: *********************************
    $35k-42k yearly est. 9d ago
  • Consumer Lending Loan Processor

    Pacific Service Credit Union 3.5company rating

    Loan Processor Job 50 miles from West Sacramento

    Working for Pacific Service Credit Union
    $36k-43k yearly est. 13h ago
  • SBA Loan Underwriter

    Mrinetwork Jobs 4.5company rating

    Loan Processor Job 17 miles from West Sacramento

    Job Description Actively seeking an experienced SBA Loan Underwriter to: Underwrite SBA loans in accordance with the Bank’s policies and procedures. Deliver excellent service to customers both inside and outside the Bank. Provide frequent communication to all parties involved in transactions in a positive and constructive manner. Effectively manage the process to ensure loan requests are being reviewed efficiently, that customers receive timely answers, and that approved transactions are completed quickly and accurately. Provide guidance and training to team members involved in processing and funding of loans. Ensure all loans compliance with regulatory requirements. Maintain knowledge of company underwriting and lending guidelines and provide input to guidelines when requested. Review and sign off all underwriting conditions in a timely manner. Ensure proper pre-funding quality control steps are taken on all loans. Responsible for adhering to and complying with all Bank policies and Federal and State banking laws and regulation Job Requirements Minimum of 3-5 years of SBA loan underwriting experience Bachelor’s degree in business, accounting or equivalent training and experience(preferred) Knowledge of SBA credit products, concepts, processes, and functions Knowledge of business management and planning tools, including financial statements and ratios, budgets, inventory and accounts receivable turnover Ability to analyze and interpret financial statements, business reports and legal documents Knowledge of applicable federal/state banking regulations Effective math skills, including ratios, percentages, interest and amortization Good judgment and problem solving skills For further consideration towards this and/or other opportunities please inquire confidentially to ********************* or call ************. All inquiries held in strict confidence. Thank you for your interest.
    $53k-77k yearly est. 18d ago
  • Senior Loan Documentation Specialist

    American River Bankshares 4.2company rating

    Loan Processor Job 12 miles from West Sacramento

    Bank of Marin, voted by our employees as one of the "Best Places to Work" in the North Bay Business Journal, is seeking a Senor Loan Documentation Specialist to join our Credit Risk Management team located at either our corporate office in Novato or office in Rancho Cordova. This position supports the loan documentation/quality control functions of the Bank by preparing loan documents for all commercial, consumer, real estate and construction loans, at the highest level of complexity ensuring that all bank policies, procedures and applicable compliance regulations are adhered to; work with officers to structure the more complex transactions, and document accurately and efficiently to ensure customer satisfaction and Bank compliance. Professional / Educational Experience * 3 - 5 years related experience and/or training. Associate's degree (A.A.) from a two-year college or technical school; or equivalent combination of experience and/or training. The hourly hiring pay range for this position is $29.08 to $41.31. In addition to the pay range listed, all bank positions are eligible for incentive compensation, which varies based on role. The pay rate for a successful applicant depends on a variety of factors including but not limited to geographic location, work experience, education, and/or skill level. Bank of Marin is a growing public company with career advancement opportunities. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, a retirement savings plan with employer matching opportunity, bank paid employee stock ownership plan, tuition reimbursement, employee volunteer program and more. Additional details about total compensation and benefits will be provided during the hiring process. Bank of Marin is an equal opportunity employer. EOE AA Vet/Disability
    $29.1-41.3 hourly 2d ago
  • Bilingual Loan Specialist

    Regional Finance Company of California 4.1company rating

    Loan Processor Job 2 miles from West Sacramento

    Take your career to the next level! In the last few years our goal has been expansion, creating growth opportunities for many of our team members. Not only are we serious about growth, but we are also serious about helping our customers during hard financial times. We take pride in providing solutions and offering a helping hand, not only to our customers but also to the communities we serve. As we continue to expand and grow into a national leader in consumer financing, we invite you to consider joining our team. If you're passionate about making a meaningful impact in people's lives and bringing a personal touch to finance, we'd love to have you on board! Regional Finance is hiring! We are looking for talented and driven individuals to join our team. Take the next step in your career and click that apply button! Job Intro The core of a Loan Specialist is being customer oriented. If you are interested in helping others in their time of need, then this is the career you have been looking for! Why work at Regional? Regional offers competitive pay! We do our best to show that we value our team members! You are eligible for a monthly bonus. Who doesn't love a nice cash reward for their hard work? You will have promotion opportunities. We love to train our Loan Specialists into future Branch Managers! All full-time team members have access to our medical, dental, vision and 401(k) benefits! Pays an average of $41,000, this amount can vary based on your location and cost of living adjustments! Duties and responsibilities Provide exceptional service to all customers. Process credit loan applications and use product knowledge to present loan solutions to current and potential customers. Maintain office cash with accuracy and proper security. Grow account volume through good judgment and effective customer solicitations in the branch and by telephone. Minimize delinquent debt through calling customers and collecting on past-due accounts. Receive, track, and post all payments and fees to customer accounts in compliance with Company Policy. Transport money and deposits to and from bank. Other duties as assigned by leadership. Minimum Qualifications High School Diploma or Equivalent. Prior customer service experience in either a sales/retail environment or cash management environment. Must pass drug screen, criminal and credit background checks. Valid Driver's License and access to a dependable automobile with liability insurance coverage. Bilingual English/Spanish Critical Competencies Demonstrated passion for customer service. Excellent written and verbal communication skills. Customer service minded with a personality that relates well with a broad spectrum of people, including external customers, branch colleagues, and corporate co-workers. Thrives in a pay for performance atmosphere. Proven ability to multi-task. High degree of integrity. Sales mentality. Adaptable to an ever-changing environment. Average Pay range: $23-$26/ hour Pay range only applies to California residents. Working conditions This position works in an office providing consumer loan products in person and over the phone. The typical working hours are 8:30am to 5:30pm Monday through Friday with some Saturdays required. Overtime may be required on an as needed basis and is at the discretion of upper management. If you are a job applicant who resides in the state of California, please review our California Employee Privacy Policy at the following link: ************************************************************************************************** Regional is an equal opportunity employer and does not discriminate on the basis of race, color, religion, creed, national origin, sex (including pregnancy, childbirth, and related medical conditions), sexual orientation, gender identity, transgender status, age, disability, genetic information, veteran status, uniform service, or any other characteristic protected by applicable law (“Protected Characteristics”). Regional's policy of non-discrimination applies to all phases of the employment process and relationship, including, but not limited to, recruitment and selection; compensation and benefits; professional development and training; promotions and opportunities; transfers; social and recreational programs; layoff; and terminations.
    $23-26 hourly 12d ago
  • Senior Loan Processor

    Crosscountry Mortgage 4.1company rating

    Loan Processor Job 17 miles from West Sacramento

    CrossCountry Mortgage (CCM) is the nation's number one distributed retail mortgage lender with more than 7,000 employees operating over 700 branches and servicing loans across all 50 states, D.C. and Puerto Rico. Our company has been recognized ten times on the Inc. 5000 list of America's fastest-growing private businesses and has received many awards for our standout culture. A culture where you can grow! CCM has created an exceptional culture driving employee engagement, exceeding employee expectations, and directly impacting company success. At our core, our entrepreneurial spirit empowers every employee to be who they are to help us move forward together. You'll get unwavering support from all departments and total transparency from the top down. CCM offers eligible employees a competitive compensation plan and a robust benefits package, including medical, dental, vision, as well as a 401K. We also offer company-provided short-term disability, an employee assistance program, and a wellness program. Position Overview: The Loan Processor is responsible for providing quality customer service by obtaining necessary documentation to underwrite the loan and orders third party documentation by communicating directly with the customer and/or Loan Officer. The Loan Processor provides proper disclosures when required by applicable local, state, and federal regulations. Job Responsibilities: * Perform a thorough review and analysis of borrower's credit, employment, income, and assets as required by the loan program before submitting to underwriting. * Assemble the complete loan package in proper order for underwriting. * Verify all required documentation (pre-underwrite) in the file. * Complete the required loan checklist. * Verify that an application is complete and accurate; identify any potential issues that may arise in underwriting. * Prepare a loan approval summary, Forms 1008 and 1003, and ensure the accuracy of all the information printed on the documents; communicate directly with the Loan Originator, customer, and Underwriter to obtain initial and any missing documentation required to qualify for the loan. * Review loans for compliance with all mortgage-related regulations (RESPA, TIL, HMDA, Reg. B, etc.) and prepare required disclosures. * Communicate with various companies to obtain Property Survey, Flood Certificate, Title Commitment, and payoff information. * Verify that vendor orders are complete, invoices are received and in the applicant's E-file. * Manage pipeline by completing and submitting reports within allotted turn-around times. * Assist set-up of loans. * Document all communication related to the loan application in the conversation log. * Train and assist supervision of new Loan Processors and other processing personnel. * Assist closing, secondary marketing, and loan servicing to obtain and clear outstanding suspense items from CrossCountry Mortgage investors. * Available to work varying hours and overtime if needed. Qualifications and Skills: * High School Diploma or equivalent. * Minimum of 5 years' residential mortgage processing experience. * Experience with Encompass. * Working knowledge of RESPA regulations and general knowledge of all mortgage and consumer lending regulations, including but not limited to Regulation Z and Regulation B requirements, and loan documents, preferred. * Knowledge of DU, LP, Microsoft Office, and Windows. * Excellent math and analytical skills. * Excellent communication skills. * Excellent prioritization and time management skills. This is intended to convey information essential to understanding the scope of the job and the general nature and level of work performed by job holders within this job. However, this job description is not intended to be an exhaustive list of qualifications, skills, efforts, duties, responsibilities or working conditions associated with the position. Pay Range: * Hourly Rate: $30.00-$36.06 * Bonus: Bonus Eligible if applicable * The posted pay range considers a wide range of compensation factors, including candidate background, experience and work location, while also allowing for salary growth within the position. CrossCountry Mortgage, LLC offers MORE than a job, we offer a career. Apply now to begin your path to success! careersatccm.com CrossCountry Mortgage, LLC strives to provide employees with a robust benefit package: ********************************** California residents: Please see CrossCountry's privacy statement for information about how CrossCountry collects and uses personal information about California applicants. CrossCountry Mortgage supports equal employment opportunity in hiring, development and advancement for all qualified persons without regard to race, color, religion, religious creed, national origin, age, physical or mental disability, ancestry, marital status, uniformed service, covered veteran status, citizenship status, sex (including pregnancy, childbirth, and related medical conditions, and lactation), sexual orientation, gender identity, gender expression, transgender status, domestic violence victim status (where applicable), protected hair style or texture, genetic information (testing or characteristics), or any other protected status of an individual or because of the individual's association with a member of a protected group or any other characteristic protected by federal, state, or local law ("Protected Characteristics"). The collective sum of the individual differences, life experiences, knowledge, inventiveness, innovation, self-expression, unique capabilities and talent that our employees invest in their work represents a significant part of not only our culture, but our reputation. The Company is committed to fostering, cultivating and preserving a culture that welcomes diversity and inclusion. CrossCountry Mortgage, LLC (NMLS3029) is an FHA Approved Lending Institution and is not acting on behalf of or at the direction of HUD/FHA or the Federal government. To verify licensing, please visit ***************************
    $30-36.1 hourly 26d ago
  • Loan Administrator

    Pacific Staffing

    Loan Processor Job 12 miles from West Sacramento

    We are seeking a highly competent Loan Administrator for a position based in the greater Sacramento area. Our client offers a robust leadership team and excellent benefits, including health insurance coverage and a 401k match. Salary: $28.00-$30.00/Hour depending on experience. PRIMARY RESPONSIBILITIES: Order and manage high volumes of appraisal reports Act as a key player in a mission-critical, time-sensitive role Navigate frequent changes and communication with multiple appraisers Support 10 demanding loan officers with immediate needs and error resolution Processing document packages from closing attorneys (both mailed and hand-delivered) Coordinate with 4 different closing attorneys on loan closing documentation Review, reorganize, and handle notarized document packets (~40–50 pages each) Ensure timely processing to meet next-day loan closing deadlines Role is fully onsite due to in-office delivery of critical documents SKILLS & QUALIFICATIONS: Requires high attention to detail and ability to multitask Must stay calm and diplomatic under pressure Ability to handle a demanding, fast-paced environment with minimal errors Needs thick skin and resilience when facing high expectations and urgency Self-motivated and capable of working independently with limited supervision U.S. citizenship required due to federal regulations
    $28-30 hourly 40d ago
  • Senior Loan Documentation Specialist

    Bank of Marin 4.4company rating

    Loan Processor Job 12 miles from West Sacramento

    divdivdivdivdiv div class="fr-view"p id="is Pasted"span style="font-family: arial, sans-serif; font-size: 14px; color: rgb(0, 0, 0);"Bank of Marin, voted by our employees as one of the “Best Places to Work” in the North Bay Business Journal, is seeking a Senor Loan Documentation Specialist to join our Credit Risk Management team located at either our corporate office in Novato or office in Rancho Cordova. This position supports the loan documentation/quality control functions of the Bank by preparing loan documents for all commercial, consumer, real estate and construction loans, at the highest level of complexity ensuring that all bank policies, procedures and applicable compliance regulations are adhered to; work with officers to structure the more complex transactions, and document accurately and efficiently to ensure customer satisfaction and Bank compliance./span/ppspan style="font-family: arial, sans-serif; font-size: 14px; color: rgb(0, 0, 0);"strong Professional / Educational Experience/strong/span/ppspan style="font-family: arial, sans-serif; font-size: 14px; color: rgb(0, 0, 0);"•/spanspan style="white-space: pre; font-family: arial, sans-serif; font-size: 14px; color: rgb(0, 0, 0);" 3 - 5/spanspan style="font-family: arial, sans-serif; font-size: 14px; color: rgb(0, 0, 0);" years related experience and/or training. Associate's degree (A.A.) from a two-year college or technical school; or equivalent combination of experience and/or training. /span/ppspan style="font-family: arial, sans-serif; font-size: 14px; color: rgb(0, 0, 0);"The hourly hiring pay range for this position is $29.08 to $41.31. In addition to the pay range listed, all bank positions are eligible for incentive compensation, which varies based on role. The pay rate for a successful applicant depends on a variety of factors including but not limited to geographic location, work experience, education, and/or skill level./span/ppspan style="font-family: arial, sans-serif; font-size: 14px; color: rgb(0, 0, 0);"Bank of Marin is a growing public company with career advancement opportunities. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, a retirement savings plan with employer matching opportunity, bank paid employee stock ownership plan, tuition reimbursement, employee volunteer program and more. Additional details about total compensation and benefits will be provided during the hiring process./span/ppspan style="font-family: arial, sans-serif; font-size: 14px; color: rgb(0, 0, 0);" /span/ppspan data-teams="true" id="is Pasted"Bank of Marin is an equal opportunity employer. EOE AA Vet/Disability /span/ppspan style="font-family: arial, sans-serif; font-size: 14px; color: rgb(0, 0, 0);" /span/ppbr//p/div/div/div/div/div /div
    $29.1-41.3 hourly 60d+ ago
  • Loan Officer

    Pennymac 4.7company rating

    Loan Processor Job 17 miles from West Sacramento

    PENNYMAC Pennymac (NYSE: PFSI) is a specialty financial services firm with a comprehensive mortgage platform and integrated business focused on the production and servicing of U. S. mortgage loans and the management of investments related to the U. S. mortgage market. At Pennymac, our people are the foundation of our success and at the heart of our dynamic work culture. Together, we work towards a unified goal of helping millions of Americans achieve aspirations of homeownership through the complete mortgage journey. A Typical Day The role of the Mortgage Loan Officer is to assist existing customers from our Servicing Portfolio telephonically with their current and future mortgage needs. Each licensed Loan Officer is provided inbound/outbound leads to service in accordance with Pennymac policies, procedures and lending guidelines. Compensation for the Loan Officer role is directly tied to performance. The average estimated salary plus incentives for this position is $184,500 to $249,000. The Mortgage Loan Officer will: Handle high volume of inbound/outbound calls to assist existing Pennymac customers as well as new customers Identify current customer needs and provide guidance for product solutions Advise and educate customers on home-buying or refinance processes Recommend loan solutions to customers to improve their overall financial position Assist applicants through the loan application process including reviewing disclosures and loan documents Emphasize benefits of Pennymac's offers and advantages to highlight how they are beneficial to the customer's needs and provide appropriate rebuttal options as applicable Manage pipeline activities while meeting production goals, compliance requirements and company guidelines in adherence with lending regulations Provide a "Best in Class" experience to every caller to represent the organization's culture and values Perform other related duties as required and assigned Demonstrate behaviors which are aligned with the organization's desired culture and values What You'll Bring 3+ years of origination and lending experience Must have current UST License Excellent interpersonal, written, and verbal communication skills Ability to multitask, work in a fast paced environment while navigating through different system applications and software Great sense of responsibility and organization Strong attention to detail and ability to work independently Team player, works well with others and willing to assist peers Excellent critical thinking, problem solving and sound judgment skills Why You Should Join As one of the top mortgage lenders in the country, Pennymac has helped over 4 million lifetime homeowners achieve and sustain their aspirations of home. Our vision is to be the most trusted partner for home. Together, 4,000 Pennymac team members across the country are guided by our core values: to be Accountable, Reliable and Ethical in all that we do. Pennymac is committed to conducting a business that makes positive contributions and promotes long-term sustainable growth and to fostering an equitable and inclusive environment, where all employees and customers feel valued, respected and supported. Benefits That Bring It Home: Whether you're looking for flexible benefits for today, setting up short-term goals for tomorrow, or planning for long-term success and retirement, Pennymac's benefits have you covered. Some key benefits include: Comprehensive Medical, Dental, and Vision Paid Time Off Programs including vacation, holidays, illness, and parental leave Wellness Programs, Employee Recognition Programs, and onsite gyms and cafe style dining (select locations) Retirement benefits, life insurance, 401k match, and tuition reimbursement Philanthropy Programs including matching gifts, volunteer grants, charitable grants and corporate sponsorships To learn more about our benefits visit: ********************* page. link/benefits For residents with state required benefit information, additional information can be found at: ************ pennymac. com/additional-benefits-information Compensation: Individual salary may vary based on multiple factors including specific role, geographic location / market data, and skills and experience as defined below: Lower in range - Building skills and experience in the role Mid-range - Experience and skills align with proficiency in the role Higher in range - Experience and skills add value above typical requirements of the role Some roles may be eligible for performance-based compensation and/or stock-based incentives awarded to employees based on company and individual performance. Salary $50,000 - $250,000 Work Model OFFICE
    $36k-49k yearly est. 17d ago
  • Rural 1st Loan Officer - California Job Details | Farm Credit Mid-America

    FCS of Mid America 4.8company rating

    Loan Processor Job 2 miles from West Sacramento

    Farm Credit Mid-America is a financial services cooperative serving financial needs of farmers and rural residents in Arkansas, Indiana, Kentucky, Missouri, Ohio, and Tennessee. Our purpose is to secure the future of rural communities and agriculture. We are passionate about serving the needs of our rural communities and creating positive customer experiences. Farm Credit Mid-America is a great place to work! We have been named as a Best Places to Work in Kentucky for the past 12 years. At Farm Credit Mid-America we put our customers and team members at the heart of all we do. Rural 1st offers tailored lending options for lot, land, construction, and home loans for those wanting to live rurally. LOCATION: Central California - ideally located near or in Livermore, Morgan Hill, Gilroy, Lodi or Sacramento SCHEDULE: Remote, Full Time TRAVEL REQUIRED: 50% - 75% - Role will cover counties of San Mateo, Santa Cruz, Contra Costa, Alameda, Santa Clara, Sacramento, San Joaquin, El Dorado and surrounding. COMPENSATION: $58,795.00 to $137,777.00 base salary plus potential for variable compensation. Base pay is determined by your skills, qualifications, experience, and location. Farm Credit Mid-America/Rural 1st may compensate outside of the salary range for bona fide reasons not related to membership in a protected class. About Our Opportunity The Rural 1st Loan Officer (RLO) is a sales position primarily responsible for building relationships with business contacts and customers in the consumer market segment. The RLO will use his or her knowledge of the consumer marketplace, products and finance to fully understand the customer's or prospect's business and personal plans and then market the Farm Credit Mid-America/Rural 1st financial services that best meet the needs. The RLO has the responsibility for originating credit to their customers by assessing the request and obtaining business and financial information needed to determine the viability and profitability of the deal. After initially screening for soundness, the RLO submits the information to an analyst, underwriter or scoring system for final decision. The RLO leads the customer relationship and often coordinates with others to serve the customer's loan, lease, crop insurance and servicing needs. This position requires existing NMLS registration under the SAFE Act, or the ability to obtain the same upon hire, and maintenance of a status in good standing during employment. How You Will Spend Your Time SALES and RELATIONSHIP MANAGEMENT: The Rural 1st Loan Officer develops and maintains a significant professional presence that yields sales that increase the Association's market share in the assigned territory. The Rural 1st Loan Officer spends most of the time out of the office to build professional relationships with customers, prospective customers and influencers based on mutual trust and respect. Using an understanding of customer goals, credit strengths and weaknesses, the Rural 1st Loan Officer delivers "value added"/constructive financial information to customers. * Determines and defines the appropriate customer interaction and coordinates the appropriate staff that may directly or indirectly be a part of the relationship to serve the customer's loan and servicing needs. * Communicates to the customer and to internal team members regarding the customer's needs. * Introduces customers to the Association's process and the team members who will support the process. DELIVER SOUND CREDIT: As part of the ongoing consultative relationship with our customers, the Rural 1st Loan Officer: * Gathers and documents customer financial information and application details, in compliance with lending requirements and in coordination with Rural 1st Loan Associates. * Interprets and evaluates financial information and asks relevant follow-up and probing questions to determine the appropriate product or service. * Recommends loan terms, conditions, and collateral position consistent with the request and associated loan risks; sets clear expectations with the customer, and documents pertinent customer information in association systems. * Communicates credit decisions, loan terms and conditions to the customer. SERVICE PORTFOLIO: In support of the customer, the Rural 1st Loan Officer: * Partners with the Rural 1st Construction team on the disbursement process in home loan construction projects. * Partners with Rural 1st teams to complete servicing actions required for individual customer circumstances. * Partners with the Customer Care team to monitor the portfolio for timely identification and servicing of loans that expose the association to risk. * Using knowledge of servicing options, effectively negotiates and communicates these options to the customer, and may partner with the Special Accounts team for resolution. DEMONSTRATES CORE VALUES: * Represents and communicates the mission and values of Farm Credit Mid-America. * Complies with conduct policy, security policy and confidentiality expectations. Minimum Education & Experience Bachelor's degree in agriculture, business or related degree preferred. Successful experience, in trainee role or in a similar field. Generally competent with routine customers who have basic product needs. Preference for 5 plus years of successful experience working with complex customers who have involved product needs and handling complex credits. Mental & Physical Requirements While engaged in this position, team members will routinely sit, use hands for tasks, and communicate orally. Standing or walking is frequently required, while occasional demands include reaching with hands and arms, and lifting or moving up to ten pounds. Vision requirements encompass close and distance vision. The work environment typically has a moderate noise level. This role may entail a blend of mental and physical capabilities, requiring strong mental acuity, problem-solving skills, and occasional physical tasks such as standing, lifting, or extended computer usage. Some roles may require physical or mental requirements related to driving, such as a valid driver's license, and the ability to drive a long-distance. Reasonable accommodations will be considered for individuals as requested. Farm Credit Mid-America provides a competitive total rewards package to our team members. This includes an award winning 401(k) Plan. Our Health and Financial wellness benefits provide safety, security and peace of mind for you and your family. Here is a highlight of our Total Rewards and Benefits. Farm Credit Mid-America is an equal opportunity employer, and all applicants will receive consideration for employments without regard to age, race, color, religion, sex, sexual orientation, gender identity, national origin, veteran status, disability, or any other category protected by law. #LI-REMOTE Nearest Major Market: Sacramento
    $37k-52k yearly est. 24d ago
  • Loan Officer

    Paramount Residential Mortgage Group 4.3company rating

    Loan Processor Job 2 miles from West Sacramento

    PRMG is Built by Originators for Originators. There is a reason why PRMG is consistently voted one of the best places to work. We focus on the areas that make an Originator successful and have an unmatched Culture. We look forward to helping you succeed as an Originator. Responsibilities Essential Job Functions: Organization: Develops and implements strategies, satisfying customer needs through a full array of products and services. Coordination: Uses judgment and discretion to ensure uninterrupted flow of business. Communication: Communicates well verbally and in writing with co-workers and customers acting as liaison between customer and Company's internal departments to ensure cohesive business flow. Equipment: Uses such office equipment as computer terminals, copiers, and FAX machines. Physical: Sits and stands for extended time periods. Hearing and vision within normal ranges. Must devote substantially more than 50 percent of working hours outside of any Company office, home office, and any other fixed site, meeting with customers and potential customers seeking residential mortgage financing. Responsibilities: Verifies, compiles, and inputs application information for mortgage loans. Discuss and advise the client of their home loan options. Reviews residential loan application file to verify that application data is complete and meets establishment standards, including type and amount of mortgage applied for, including but not limited to borrower assets, liabilities, and length of employment. Informs supervisor of discrepancies in title or survey. Performs other related duties as assigned. Current, valid NMLS license or appointment in good standing. Qualifications Must have applicable state licensing. Two to five years' experience are preferred. Must also meet one of the following 3 options: Actively funding more than 2 loans/month, or Xinnix Training completion for Loan Origination required, or Origination mentor assigned to new Loan Officer by branch who funds more than 2 loans/month (see PRMG Loan Officer Mentor Agreement). Skills: Ability to make sound judgments on the resolution of service, credit decision, funding, and post-close issues. Ability to problem-solve and exercise independent judgment while displaying a high degree of initiative. Ability to handle detailed assignments and maintain confidentiality. Excellent communication and interpersonal skills. Organizational skills necessary to prioritize workload and delegate responsibility. Travel: May be required. Min USD $0.00/Yr. Max USD $250,000.00/Yr.
    $36k-52k yearly est. 60d+ ago
  • Mortgage Closer

    Solomonedwards 4.5company rating

    Loan Processor Job 2 miles from West Sacramento

    California ,USA About Us SolomonEdwardsGroup, LLC ("SolomonEdwards") is a full-service professional services firm offering financial, operational, and technology consulting and operations support. We work with some of the world's most prominent companies to help them envision and achieve a better future. We know that our consulting services are only as meaningful as the people and talent behind them, and we are committed to recruiting incredibly talented, committed, collaborative individuals who can help us deliver exceptional client service. For more information, visit SolomonEdwards Position Summary: SolomonEdwards is looking for a Mortgage Closer for one of its mortgage clients to play a vital role in the final stages of the mortgage lending process. You will ensure a smooth and efficient closing experience for all parties involved. Position Locations: Moorpark, CA Pasadena, CA Essential Duties: - Review and analyze loan data, ensuring accuracy and completeness. - Prepare and assemble closing documents, including the final closing disclosure and settlement statements. - Communicate effectively with borrowers, loan officers, processors, title companies, and other parties involved in the transaction. - Coordinate closing logistics, scheduling signings, and ensuring all necessary documentation is accurate. - Ensure compliance with all federal, state, and investor loan closing regulations. - Maintain accurate closing schedules and deadlines. Qualifications: - Associate's degree or equivalent work experience. - Financial Services and, if possible, mortgage industry experience preferred. - General understanding of applicable Federal, State, and Local Regulations. Skills and Job-Specific Competencies: - Proficiency in Microsoft Office. Travel Requirements: No travel will be required, unless at the client's discretion. Physical Requirements: The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be provided to qualified applicants or candidates with disabilities upon request to enable them to perform essential functions. This role may require mobility to attend in-person meetings, sitting or standing for extended periods, and the use of telephone, computer, or other electronic communication devices. Salary Range: SolomonEdwards values your unique and individual experience and background. As such, we take a comprehensive approach when determining compensation for our roles. The compensation for this specific role is based on a wide range of factors, including but not limited to, education, licensure and certifications, location, experience, and training. A reasonable estimate for the current hourly range for this role is $20-26. Benefits: We are committed to providing health and financial stability by offering a comprehensive suite of benefits. Benefits include access to top-tier employers and job opportunities, health insurance, sick leave, and 401(k). Inclusion and Diversity Statement: SolomonEdwards is an Equal Opportunity/Affirmative Action employer. We firmly believe in fostering an inclusive and diverse workplace environment. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability, gender identity, sexual orientation, veteran status, or any other characteristic protected by applicable laws. All employees, including managers and supervisors, are responsible for upholding our EEO and diversity principles. Discrimination or harassment of any kind will not be tolerated. We value the contribution and wisdom of the team. At SolomonEdwards, we have built a vibrant and inclusive community. Our team members are curious, committed, and diverse. In keeping with our mission to build value through people, we cultivate a culture where differences are celebrated, and all members are treated fairly and equitably. Employees, business partners, and our extended stakeholder family are empowered to share their experiences, ideas, and perspectives; and to be their whole selves. Privacy: We adhere to the California Consumer Privacy Act (CCPA). Your privacy is important to us, and we never sell your data to third parties. Personal information is only collected to match applicants with job opportunities. Copy/paste this URL to learn more about your rights: SolomonEdwards' Privacy Policy. Our Recruiter Promise: Our talent acquisition team prioritizes integrity, professionalism, and transparency in every interaction. When you engage with SolomonEdwards, you can trust a respectful, secure experience from verified contacts. Copy/paste this URL to learn more about how we protect your candidate experience: Recruiter Promise. Job Ref: 141864
    $20-26 hourly 60d+ ago
  • 2023-075 Loan Recovery Officer

    Bank of Stockton 4.0company rating

    Loan Processor Job 44 miles from West Sacramento

    Job Details Stockton, CA $65000.00 - $75000.00 SalaryLoan Recovery Officer Manages and services a portfolio of the Bank's adversely-graded loans (“Special Loans”) to preserve loan principle and secure interest. Collects payments on delinquent Real Estate loans. ESSENTIAL DUTIES Develop repayment plans to accommodate customer and Bank needs. Structure loan/repayment terms within established limits. Collect assigned delinquent Real Estate loans. Maintain tickler system on accounts to ensure proper follow-up. Conduct “skip-tracing” on all accounts. Arrange for property repossessions and foreclosures. Receive and initiate appropriate action on bankrupt accounts. Develop network of credit contacts as resource in recovery accounts. Resolve legal issues regarding non-payments. Maintain awareness of current collection and lending laws for all types of loans. Court appearances as required. SECONDARY DUTIES The position of Loan Recovery Officer performs duties specific to the position and other function as assigned. COMPLIANCE RESPONSIBILITIES Must be familiar with all deposit related regulations and receive training on a regular basis as appropriate. This includes but in not limited to BSA, Reg E, Reg CC, Reg DD, BPA, RFPA/Reg P, Reg D and Branch Closing Procedures. Employee must follow all policies and procedures as set forth by the Bank as well as any regulations. Employee must also have knowledge of all lending related regulations including but not limited to: Reg Z, FEMA, HMDA, Fair Lending, FCRA, RESPA, and Predatory Lending. The employee must be able to take and pass all the required regulatory training as outlined by the Bank on a quarterly basis. This employee must adhere to all security related procedures of the Bank including Branch security, protection of customer information and security as it relates to the Bank's internet and technology systems. SUPERVISORY RESPONSIBILITY The position of Loan Recovery Officer is responsible for the supervision of Loan Recovery Specialists. ENVIROMENTAL AND PHYSICAL ACTIVITY The Loan Recovery Officer is in a non-confined office-type setting in which he or she is free to move about at will. It may include some minor annoyances such as noise, odors, drafts, etc, This employee in the course of performing this position spends time writing, typing, speaking, listening, lifting up to 15 pounds, carrying, sitting, pulling, walking, standing, squatting, kneeling and reaching. This employee for this position may operate any or all of the following: telephone, cellular telephone, copy and fax machines, adding machine (calculator), money counter, typewriter, computer terminal, personal computer and related printers. The work environment characteristics described here are representative of those an employee encounters while performing the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. MENTAL DEMANDS Employee must be able demonstrate their ability to read documents or instruments, detailed work, problem solving, customer contact, reasoning, language, presentations, verbal and written communications, analytical reasoning, multiple concurrent tasks and frequent interruptions. MINIMUM REQUIREMENTS These specifications are general guidelines based on the minimum experience normally considered essential to the satisfactory performance of this position. The requirements listed below are representative of the knowledge, skill and /or ability required to perform the position in a satisfactory manner. Individual's abilities may result in some deviation from these guidelines. Knowledge of Bank collection procedures and systems Working knowledge of bankruptcy laws Good oral and written communication skills Negotiation skills Knowledge of laws and regulations applicable to Special Loans (e.g., truth-in-lending, fair credit reporting) 3 - 5 years of collection experience
    $65k-75k yearly 60d+ ago
  • LOAN OFFICER

    American Pacific Mortgage 4.8company rating

    Loan Processor Job 17 miles from West Sacramento

    Job Title: Loan Officer Primary Job: The mortgage advisor is responsible for generating new business, qualifying customers and owning the customer experience from start to finish. Essential Duties and Responsibilities: Origination of new business on a regular basis, including taking complete applications and qualifying customers. Provide consultations and education on the mortgage transaction, teaching about what to expect, setting the timelines and expectations. Qualify borrowers; pull credit; run AUS; price loans; collect documentation; follow-through with client and loan until closing; and own the client experience to ensure expectations are met and customers are happy. Set fees and order disclosures - follow up to ensure proper documentation is appropriately signed/acknowledged by Borrowers Work with processor for pipeline management, alignment and collecting missing or additional documentation/information as requested. Price & Lock the Loan Keep Encompass records updated and accurate at all times Lead Person on transaction, including all communication to team members and interested parties Ability to develop and maintain a personal business plan which includes all aspects of loan originations from customer service, maintaining and building relationships, networking, marketing/prospecting, knowledge of products and the industry, etc. Desired Qualifications/Requirements: Post-high school degree in business, finance, marketing, other related fields or work equivalent; Associates degree at minimum required Previous work experience as a loan officer (or equivalent) required, with proven ability to achieve sales goals Effective sales and marketing skills, including ability to generate new business through networking and referral partners and other referral sources Ability to deal honestly and ethically with clients, employees and business partners to achieve desired goals Strong understanding of loan guidelines, as well as all federal and state regulations Must have an active NMLS Mortgage Originator License Commitment to company values, policies and procedures Excellent interpersonal communication skills Customer Service - the ability to provide and maintain effective and positive communication Adaptability - an ability to quickly learn new or different techniques, products and computer programs Problem Solving - an ability to effectively analyze and resolve problems at a functional level This person must live our culture every day! (Respect, Transparency, Scrappy) Other duties as assigned Embrace APMC Culture: APMCares- Our charitable entity As we grow and our reputation spreads, we know there are opportunities to make more significant contributions to the communities in our footprint. APMCares was created to serve and support APM families in need and the causes we care about. Office of Diversity Increase APM's workforce diversity Increase the diversity of the communities we serve ‘American Pacific Mortgage Corporation is an equal opportunity employer. All applicants will be considered for employment without attention to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran or disability status.' Live in our values everyday- Respect~ Transparency~ Scrappy!
    $38k-54k yearly est. 13h ago

Learn More About Loan Processor Jobs

How much does a Loan Processor earn in West Sacramento, CA?

The average loan processor in West Sacramento, CA earns between $32,000 and $65,000 annually. This compares to the national average loan processor range of $28,000 to $50,000.

Average Loan Processor Salary In West Sacramento, CA

$46,000

What are the biggest employers of Loan Processors in West Sacramento, CA?

The biggest employers of Loan Processors in West Sacramento, CA are:
  1. Golden 1 Credit Union
  2. Wollborg Michelson Recruiting
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