Loan Processor
Remote Mortgage Specialist Job
Easy Street Capital is a private real estate lender headquartered in Austin, Texas serving real estate investors around the country. Defined by an experienced team and innovative loan programs, Easy Street Capital is the ideal financing partner for real estate investors of all experience levels and specialties. Whether an investor is fixing and flipping, financing a cash-flowing rental, or building ground-up, we have a solution to fit those needs.
Job description:
We are looking for a highly organized and driven individual to assist the premier private lender in Texas. You'll get to work with a fun, fast-paced team in a vibrant downtown office.
Responsibilities will be focused on reviewing borrower due diligence and title work for loan compliance, as well as coordinating with title companies, loan officers, and internal operations to close a high volume of loans quickly and efficiently. This is an opportunity to get in on the ground floor of an exciting company that is growing rapidly.
Responsibilities:
Work with loan officers and borrower to collect required information
Review title to ensure lender protection
Create loan documents and escrow instructions
Coordinate with escrow loan closings
Manage and update loan pipeline
Coordinate closing wires and funding
Organize electronic files documenting transaction
Skills Desired:
Solid communicator
Strong organization skills
Detail oriented
Basic Microsoft Excel, Outlook, Word
Loan closing experience (required)
Hard money experience (preferred)
Investment real estate experience (preferred)
Benefits:
Company sponsored health insurance
Company paid life Insurance
Company sponosred 401(k)
Paid vacation time
Paid sick leave
Weekly in office lunch
Work with a fun, fast-paced team in a vibrant downtown office
Hybrid work from home option after 6 months
We are looking for the right team member to join our team. If you feel you are that person, please apply.
Mortgage Post Closer / Suspense Specialist
Remote Mortgage Specialist Job
Here at Lower, we believe homeownership is the key to building wealth, and we're making it easier and more accessible than ever. As a mission-driven fintech, we simplify the home-buying process through cutting-edge technology and a seamless customer experience.
With tens of billions in funded home loans and top ratings on Trustpilot (4.8), Google (4.9), and Zillow (4.9), we're a leader in the industry. But what truly sets us apart? Our people. Join us and be part of something bigger.
Job Description:
The ideal candidate will have a strong background in residential mortgage loan processing, a keen eye for detail, and a comprehensive understanding of investor suspense items. The Post Closer will ensure that all loan files are thoroughly reviewed, complete, compliant, and ready for purchase, while coordinating with various stakeholders to facilitate a smooth loan sale.
What you'll do:
Review closed loan packages for accuracy, completeness, and compliance with federal and state regulations.
Verifying all final documents, including title reports, payoff statements, and flood certifications, are accurate and accounted for.
Coordinate with title companies, attorneys, and settlement agents to ensure all closing conditions are met.
Order and verify miscellaneous items such as homeowners' insurance, flood certification.
Identify and resolve discrepancies or issues that could delay loan purchase
Maintain ongoing communication with Underwriters, Processors, and Funding team members to ensure timely loan funding.
Who you are:
High School Diploma
Must be detail-oriented and organized
Excellent oral and written communication skills
Superb customer service is a must
Must have strong computer skills and proficiency with loan industry software, in addition to a working knowledge of word processing and spreadsheet programs
Advanced skills with Microsoft Office
Why you'll love working at Lower:
You'll be surrounded by talented, dedicated people who believe in the company's mission.
You'll be able to shape the future of Lower's user experience.
You'll join a locally and nationally recognized best place to work that values promotion from within.
There is opportunity for professional growth and development.
Plus:
Competitive compensation plan
Extended benefit offerings including: Medical/dental/vision
Paid holidays
Paid time off
Parental leave
Life insurance
Short- and long-term disability
401K with company match
Discount on home mortgage refinances or purchase
Job Type: Full-time
Work Location: Remote
Pay: $20- $23 Hourly
Lower provides equal employment opportunities to all employees and applicants for employment and prohibits discrimination and harassment of any type without regard to race, color, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state or local laws.
This policy applies to all terms and conditions of employment, including recruiting, hiring, placement, promotion, termination, layoff, recall, transfer, leaves of absence, compensation and training.
Privacy Policy
Loan Servicing Specialist
Remote Mortgage Specialist Job
Who we are:
At Medallion Bank we finance fun! We are an industrial loan bank that specializes in providing consumer loans for the purchase of recreational vehicles, boats, home improvement, and offering loan origination services to fintech partners. We work directly with thousands of dealers, contractors and financial service providers serving their customers throughout the United States. Medallion Bank is a small company with a big impact. We recognize our employees as our greatest asset and have a culture to prove it!
How You Will Support The Team:
We are seeking a highly motivated and results-driven Loan Servicing Specialist to join our team. This role is responsible for managing a portfolio of delinquent subprime consumer loans, with the primary objective of minimizing losses through effective collections strategies. The ideal candidate will possess strong negotiation skills, a customer-focused approach, and the ability to work in a fast-paced environment while adhering to company policies and regulatory guidelines.
What We Are Looking For:
Loan Recovery & Delinquency Management: Proactively contact delinquent customers via phone, email, and written correspondence to secure payments and bring accounts current. Establish contact with borrowers and set up repayment terms that are manageable for the customer and acceptable to the bank.
Negotiation & Payment Arrangements: Work with customers to understand their financial situations and negotiate appropriate payment arrangements while maintaining compliance with company policies and regulations. Engage in skip tracing efforts to locate borrowers as well as collateral, to enable productive collection efforts.
Skip Tracing & Investigations: Utilize various tools and techniques to locate borrowers and encourage repayment of past-due accounts.
Documentation & Recordkeeping: Accurately document all collection efforts, customer interactions, and payment commitments in the loan servicing system.
Customer Service & Retention: Provide professional and empathetic customer service while balancing the need for collections and recovery. Build relationships with borrowers and promote a successful loan experience despite difficult circumstances.
Collaboration: Work closely with internal departments, including underwriting, customer service, and legal teams, to develop and execute effective recovery strategies. Determine appropriate next steps which may include the assignment of repossession, litigation, or involvement with other third-party vendors.
Properly and accurately document account activities.
Make recommendations to management regarding accounts needing additional attention.
Contribute to a positive and mutually beneficial cohesion with team members. Assist in other areas of the department as required by business needs.
Compliance & Regulatory Adherence: Ensure all collection activities comply with federal, state, and local regulations, including the Fair Debt Collection Practices Act (FDCPA) and company policies
You would be a GREAT fit with these skills:
Responsible, honest, and strong work ethic.
Behave in a professional manner, maintaining appropriate relationships with coworkers and colleagues.
Ability to handle difficult conversations professionally
Detail-oriented with strong organizational skills
Professionally answer incoming calls and assist the caller effectively.
Ability to nurture and manage business relationships with third party loan servicer and other vendors.
Excellent verbal and written communication skills
Proficiency in Microsoft Office Suite
Ability to successfully work in a team environment.
Bilingual (Spanish) is a plus
Preferred Level of Experience:
Education: High school diploma or equivalent required
Experience: Minimum of 1-2 years of experience in collections, subprime lending, or consumer finance; experience with delinquent loan recovery preferred.
What's in it for YOU?
Environment: Office-based, with the ability to work from home 2 days a week after introductory period
Shift: Full time, 40 hours per week
May require evening and weekend availability based on business needs
Comprehensive benefits including medical, dental, vision, disability, and life insurance
401K with a company match
PTO including 11 federal paid holidays off, vacation time and sick time
Financial Wellness Program
Volunteer Opportunities
Awesome company culture and co-workers who love to work here - 30% of our employees have worked at Medallion Bank for 10 years.
Work Life Balance - We don't use that term lightly!
Company Wide Open Door Policy
Please note that if selected, you are required to pass a pre-employment background check and maintain a clear background.
Loan Specialists
Remote Mortgage Specialist Job
IT'S TIME FOR A CHANGE, START 2024 OFF THE RIGHT WAY
Maharaja Enterprises LLC - Creative Financing Experts
Commision Based Pay: 2 points per funding secured
Maharaja Enterprises LLC in Dallas, GA is looking for one Mortgage Loan Originator Specialist to join our strong team. Our ideal candidate is attentive, ambitious, and hard-working.
Mortgage Loan Originator Specialist (Full-time/Part-time):
As a Mortgage Loan Originator Specialist at Maharaja Enterprises, your responsibilities will include:
Client Relationship Management: Build and maintain strong relationships with clients, including borrowers, real estate agents, and other industry professionals.
Lead Generation: Generate leads for mortgage loan origination through various channels, including networking, referrals, and marketing strategies.
Loan Application Process: Guide borrowers through the mortgage loan application process, including collecting necessary documentation, assisting with the completion of application forms, and ensuring compliance with lending requirements.
Pre-Qualification and Pre-Approval: Evaluate borrowers' financial profiles, review credit reports, income documents, and other relevant information to determine their eligibility for mortgage financing. Provide pre-qualification and pre-approval letters to qualified borrowers.
Mortgage Product Knowledge: Stay up-to-date with the latest mortgage products, interest rates, and lending guidelines. Educate borrowers on the different loan options available and help them select the most suitable mortgage program for their needs.
Financial Analysis: Analyze borrowers' financial information, including income, assets, and debts, to assess their creditworthiness and ability to repay the loan. Make recommendations based on the analysis and assist in finding suitable loan solutions.
Loan Origination and Documentation: Prepare loan packages, including completed applications, credit reports, income documentation, and other required forms. Submit loan applications to underwriting for approval and ensure all necessary documents are in order.
Communication and Support: Act as a point of contact for borrowers throughout the loan origination process, providing regular updates, answering questions, and addressing any concerns. Coordinate with internal teams, such as underwriters and processors, to ensure a smooth and timely loan closing.
Compliance and Regulations: Adhere to all applicable lending regulations, including those set by federal, state, and local authorities. Ensure that all loan origination activities are in compliance with the relevant laws and regulations.
Sales and Business Development: Continuously seek opportunities to expand Maharaja Enterprises' mortgage loan origination business by developing relationships with new referral sources, attending industry events, and implementing marketing strategies.
Performance Metrics: Meet or exceed sales goals and performance targets set by the company. Maintain accurate records of loan origination activities and provide regular reports to management.
Professional Development: Stay informed about industry trends, changes in lending practices, and new mortgage loan programs. Continuously enhance knowledge and skills through training, workshops, and professional development opportunities.
As a Mortgage Loan Originator Specialist, you will play a crucial role in helping borrowers secure financing for their real estate transactions. Your expertise in mortgage lending, client management, and adherence to regulatory requirements will contribute to the overall success of Maharaja Enterprises' mortgage loan origination business.
Experience:
- Experience as a Mortgage Loan Originator or similar role
- Strong knowledge of mortgage products, including conventional loans, FHA loans, VA loans, and jumbo loans
- Familiarity with escrow processes and procedures
- Excellent math skills for calculating loan amounts, interest rates, and monthly payments
- Proficient in using 10-key typing for accurate data entry
- Ability to read and interpret complex financial documents, such as tax returns and bank statements
- Strong communication skills to effectively explain loan options and requirements to borrowers
- Detail-oriented with the ability to review contracts and identify potential issues or discrepancies
Imagine a vibrant and dynamic environment where countless leads await you. Our system is brimming with potential opportunities, and we continue to add more each day. But that's not all. We believe in setting you up for success. You will have access to a plethora of leads, receive comprehensive sales training on a daily basis, experience personal growth as an investor (as we grow, so do you), and have the incredible opportunity to earn while you learn the intricacies of real estate. And let's not forget our exceptional disposition team, passionately selling deals nationwide!
However, here's the reality: Compensation: Commission based. Earning potential is unlimited! This business only thrives if you are willing to put in the work. Our motto is simple, yet powerful: EAT WHAT YOU KILL. If you lack self-motivation, hunger for success, and the willingness to learn and collaborate with like-minded individuals, then we are not the right fit for you. Please do not fill out the application if you cannot commit to this level of dedication.
But if this resonates with your entrepreneurial spirit and you are ready to put in the effort to master this business and achieve remarkable financial rewards, then look no further! Take that first step towards an extraordinary future by filling out our application
We are looking forward to reading your application.
Job Types: Full-time, Part-time, Temporary, Internship
Pay: Commission
Benefits:
Employee assistance program
Employee discount
Flexible schedule
Professional development assistance
Work from home
Experience level:
No experience needed
Schedule:
Choose your own hours
Monday to Friday
Weekend availability
Experience:
work (Preferred)
Work Location: Remote
Note: This job description is intended to provide a general overview of the position. Duties and responsibilities may vary depending on the specific needs of the company.
Job Types: Contract, Part-time, Full-time
Benefits:
Flexible schedule
Professional development assistance
Schedule:
10 hour shift
12 hour shift
4 hour shift
8 hour shift
Choose your own hours
Day shift
Monday to Friday
Night shift
Supplemental pay types:
Commission pay
Experience:
Sales (Preferred)
Loan origination (Preferred)
Fair Housing regulations (Preferred)
Work Location: Remote
Job City
Dallas,GA.
State
Georgia
Country USA Job Name Loan Specialist
Loan Servicing Specialist
Remote Mortgage Specialist Job
Provide a variety of activities to support the servicing of the Bank's loan portfolio. Activities include the efficient and accurate processing of loan disbursements, booking loans to the Bank's core system, reviewing completed files for accuracy, performing required loan maintenance, and supporting the Loan Servicing Team with daily functions as needed.
Responsibilities
* Enter new loans into the core system.
* Perform loan maintenance as requested (commercial renewals, extensions, modification) while ensuring the proper approvals are evident.
* Prepare payoff statement as needed.
* Review completed loan files for accuracy, providing feedback concerning documentation deficiencies.
* Track all pending/outstanding loan documents and exceptions.
* Answer and respond to both internal and external customer inquiries and requests.
* Process loan-related transactions.
* Assist in updating policies and procedures as needed.
* Participate in internal and external quality control and audit assessments.
* Perform related duties as assigned
Qualifications
Education and Experience
* High School diploma or equivalent
* Minimum two years of Banking experience
* Prior Loan Operations experience preferred
* Working knowledge of commercial lending
* Knowledge of DNA core system preferred
Skills and Competencies
* Excellent customer service skills.
* Excellent written and verbal communication skills.
* Strong comprehensive knowledge of lending terminology.
* Strong computer skills.
* Ability to multi-task and remain organized.
Working Conditions
Traditional office environment with ability to work remotely on a hybrid basis; the office maintains five day a week operations (Monday - Friday) with operational hours of 8:00am - 5:00pm.
Physical Demands
Penn Community promotes an equal opportunity workplace, which includes reasonable accommodations of otherwise qualified disabled applicants and employees. Please contact Human Resources with questions regarding the physical demands of this position.
* Lifting/carrying up to 20 lbs.
* Manual dexterity for computer work
* Speaking, hearing, and vision are required to perform essential functions
Equal Employment Opportunity
It is the policy of Penn Community to provide equal employment and advancement opportunities to all individuals. For this reason, employment decisions at Penn Community will be based on merit, qualifications, and abilities. Except where required or permitted by law, employment practices will not be influenced or affected by an applicant's or Team Member's race, color, religion, sex, national origin, age, sexual orientation, physical or mental disability, veteran status, or any other characteristic protected by law.
Loan Servicing Specialist
Remote Mortgage Specialist Job
Job Details Headquarters - Corinth, TX Full Time High School Day BankingDescription
DATCU is currently looking for a Loan Servicing Specialist. If you are a friendly, customer-oriented individual with loan servicing experience, this would be a great opportunity for you! If you are interested, please read more below!
About DATCU:
DATCU was founded in 1936 and has been around for over 85 years! We are a not for profit financial institution that helps to make a difference in the community. We encourage our employees growth and hire from within. We offer great benefits such as health insurance, 3+ weeks of paid time off, paid holidays, and a 401k plan. Youll be provided with a positive work environment and youll feel like part of a family. Weve also been named one of the best companies to work for in Texas!
Average Day on the Job:
Process title work on autos, RVs and boats financed by DATCU. Process electronic lien releases and filings. Quote auto payoffs to insurance companies. Process Real Estate insurance, PMI and tax payments. Answer escrow and insurance repair check related questions. Work Quality Control audits, loan payment reversals and adjustments. Process letter of guarantees and warranty cancellations. Work credit disputes and verify correct credit reporting. Prepare reports and maintain accurate records. . Coordinate functions with related departments and provide support as needed. Perform miscellaneous clerical duties as required. Complete remarketing duties and tasks. Duties, responsibilities and activities may change, or new ones may be assigned at any time with or without notice. This position has the potential for remote work based on management discretion.
Work Schedule:
This is a 40 hour per week, full time position. Work times are between 8:00am - 5:00pm Monday through Friday.
Ready to join our team?
If this job sounds like a great fit for you, then please fill out our quick online application! We will follow up with you via email/phone regarding the position and what the next steps will be.
Qualifications
Job Requirements:
Excellent communication skills and willingness to assist others.
Exceptional Member Service skills.
Good analytical and financial skills.
Ability to operate related computer applications and business equipment.
Good typing skills.
Equal Opportunity Employer / Veterans / Disabled
Bilingual a plus.
Mortgage Loan Processor - Remote Opportunity
Remote Mortgage Specialist Job
Town and Country Bank is seeking an experienced Mortgage Loan Processor to ensure timely and accurate packaging of all mortgage loan files while providing a high level of customer service. This position may be worked out of one of our branch locations in Illinois or can be remote.
ABOUT US:
At Town and Country our mission is to empower the financial well-being of our communities, one person at a time.
The culture at Town and Country is built on our shared core values - Teamwork, Achievement, Passion and Positive Thinking. Teamwork means we work together to achieve a common purpose. Achievement means we are results-oriented and achieve success by reaching and exceeding our goals. Positive thinking means we exhibit a positive attitude and strive to maintain an upbeat and fun work environment. Passion means we love what we do and understand the importance of our role in relation to the direction and purpose of the organization. We hire, review, reward, and recognize our teammates based on these characteristics, so it's important that you share these values in order to be part of our team.
ESSENTIAL FUNCTIONS AND DUTIES:
* Ensures that applications are processed in a timely and accurate manner.
* Analyzes, verifies and completely develops applicant information to support the underwriting and approval process.
* Generates loan documents using computer software and ensures that all necessary loan disclosures are provided to customers.
* Maintains follow-up on all required documents for loan closings.
* Engages with sales staff regularly to meet customer needs.
* Examines overall loan documentation to determine applicant's qualifications for approval review.
* Reviews Automated Underwriting System Findings (multiple systems used in secondary marketing) to ensure that all requirements have been satisfied prior to loan approval.
* Monitors and reports any deficiencies in loan documentation as required by the pre-closing quality control checklist to ensure continued relationships with all applicable investors.
QUALIFICATIONS:
* Minimum one year experience in mortgage lending processing.
* Knowledge of FHA, VA, USDA, state and federal lending regulations required.
* Excellent verbal and written communication skills.
* Strong knowledge of computers, imaging systems and software programs including Microsoft Word and Excel.
* Exceptional attention to detail, organization and time management skills.
EDUCATION:
* Associate's degree in related field or equivalent experience.
Mortgage Loan Specialist - Bilingual
Remote Mortgage Specialist Job
Better is reimagining home finance and making it faster, cheaper, and easier for everyone to become a homeowner. We leverage creative technology and innovation to make the home buying journey more approachable and understandable and home finance more affordable and accessible. Here are some interesting facts to help you get to know Better:
- We've funded over $100 billion in loans for our customers, more than any other fintech
- Yahoo! Finance - Best Mortgage Lender for First Time Homebuyers of January 2025: Best lender for quick approval
- Yahoo! Finance - Best Mortgage Lenders of 2025: Best online mortgage lender
- Fintech Breakthrough Award: Best Lending Innovation Award
- Money Magazine - 8 Best Mortgage Lenders of 2025: Best for fast closing
- We are Forbes' Best Online Mortgage Lender for 2023
- We have raised over $1.2 billion in equity capital to transform the mortgage industry, the largest financial asset class in the world
We are a place where smart, hungry, ambitious people who want to recognize their full potential thrive.
About NEO Home Loans
NEO Home Loans, a community-based retail division of Better, is dedicated to redefining the homeownership experience with trust, innovation, and exceptional service. Our mission is to unlock people's full financial potential by providing clarity, transparency, and consistency throughout the loan process. We make lending approachable, guiding individuals toward decisions that serve their best interests. Powered by a team of passionate and hardworking professionals, we foster a culture of collaboration, innovation, and personal growth. Join us and be part of a dynamic company committed to excellence.
Essential Job Duties and ResponsibilitiesManage the end-to-end processing of mortgage loan applications, ensuring all necessary documents are collected and reviewed for accuracy.Collaborate with loan officers, underwriters, and processors to facilitate a smooth and efficient application process.Oversee the organization and maintenance of loan files, ensuring compliance with regulatory standards and company policies.Verify and validate all required documents and information provided by clients.Act as a primary point of contact for clients, providing updates on the status of their loan applications.Address client inquiries and concerns in a timely and professional manner.Collaborate with internal teams, including underwriting, processing, and closing departments, to ensure a coordinated and efficient workflow.Communicate with external stakeholders, such as real estate agents and title companies, to coordinate the closing process.Ensure compliance with industry regulations, company policies, and loan program guidelines.Conduct quality assurance checks to minimize errors and ensure accuracy in loan documentation.Monitor and manage the loan pipeline to track the progress of applications and meet closing deadlines.Provide regular updates to all relevant parties on the status of loans in process.Proactively identify and address issues or challenges that may arise during the loan application process.Work with internal teams to find solutions and ensure a positive client experience.Provide administrative support to loan officers and other team members as needed.Assist in maintaining accurate and up-to-date records in the loan management system.
Non-Essential Job Duties and ResponsibilitiesAdopts NEOs values in work behavior, decision making, contributions and interpersonal interactions. Promotes interdepartmental communication and culture.Lead, develop and motivate the team across all locations and operational functions.Continued focus to ensure all families (Internal and External) are receiving the best possible service
Qualifications and SkillsBachelor's degree in business, finance, or a related field.Previous experience in mortgage lending operations or loan coordination is preferred.Strong organizational and multitasking skills.Excellent communication and interpersonal skills.Detail-oriented with a focus on accuracy.Familiarity with mortgage software and documentation tools.Fluent in both Spanish and English
Company Benefits
Our total rewards package consists of an hourly wage and a curated benefits plan. We are thrilled to offer all our full-time employees the following benefit offerings:
- Benefits eligibility effective DAY ONE
- *$0 medical plan premium offering coverage nationwide paired with our Health Savings Account that includes an employer contribution (*Additional Medical, dental, vision plan options also all with nationwide coverage)
- Flexible PTO
- Immediate virtual mental health support by licensed therapists for our employees and their eligible dependents age 6 and up! First few visits at no cost to you!
- Personalized care for every fertility and family care journey for our employees and their partner!
- Dependent care benefits (i.e. childcare and/or elder care costs) and commuter benefits both include a company match!
- Discount programs and perks including pet Insurance!
The compensation offered for this role will be based on multiple factors such as location, the role's scope and complexity, and the candidate's experience and expertise, and may vary from the range provided.
Disclaimer
Better Home & Finance Holding Company is an equal opportunity employer committed to fostering an inclusive and diverse environment for our employees. We are committed to equal employment opportunities regardless of race, color, ancestry, religion, sex, national origin, sexual orientation, age, citizenship, marital status, disability, gender identity or Veteran status, or any other reason protected by law.
We are committed to working with and providing reasonable accommodation to applicants with physical or mental disabilities. Better will not discriminate against any qualified individual who is capable of performing the essential functions of the job with or without reasonable accommodation.
Mortgage Loan Funder
Remote Mortgage Specialist Job
Rapid Mortgage Company
Mortgage Loan Funder
Rapid Mortgage Company a leading financial services company dedicated to providing exceptional lending solutions to our clients. We are seeking a detail-oriented and experienced Mortgage Loan Funder to join our team.
General Job Information
The ideal candidate for this position has a strong eye for detail and a keen sense of accuracy in preparing and reconciling closing disclosures, preparing closing documents and ordering funds for closing. Effective time management is very important. Develop and maintain strong, positive relationships and communicate effectively with title companies, branch managers, loan officers, and processors.
Be organized and be part of the Team. Must have flexible hours and be willing to work when work needs to be done. An ideal candidate takes their job seriously, is very organized and detail oriented, has good computer and great customer service skills and enjoys working in a positive Team environment.
Principal Responsibilities
Include but are not limited to:
Create accurate Closing Disclosures.
Obtain borrower, title company and Loan Officer approval.
Prepare and deliver on time closing package to settlement agent.
Order funds for closing.
Confirm funds receipt 24 hours before closing.
Field incoming calls and correspondence.
Enhance relationships with title companies, partners and clients.
Be responsible for duties as assigned.
Review and clear Compliance Alert (Mavent) fails/warnings.
Clear Funding conditions.
Complete closing instructions for settlement agent.
Ensure compliance with federal, state, and investor regulations and guidelines.
Monitor and meet daily/monthly funding goals and deadlines.
Required Knowledge, Skills and Abilities:
Experience with a variety of loan products (Conventional, FHA, VA, USDA, DPA's).
Must know Encompass.
Strong understanding of TRID regulations, CD balancing, and loan documentation.
Preferred Knowledge, Skills, and Abilities:
Accurate data entry and good computer skills.
Strong communicator with interpersonal skills.
Strong collaboration and organization skills.
Positive attitude.
Ability to work under pressure and meet strict deadlines.
Sound judgment skills and prudent deductive reasoning skills.
High levels of integrity and a strong work ethic.
Benefits:
Competitive salary
Health, dental, and vision insurance
Life insurance and LTD
Retirement plan
Paid time off and holidays
Opportunities for career development and advancement
Job Type: Full-time
Location: Office is located in Cincinnati. Position can be fully remote.
Loan Servicing Specialist - Accounting
Remote Mortgage Specialist Job
Are you ready to join a growing team that puts a premium on productivity and has an award-winning culture centered around transforming talented employees into effective business leaders? Then BHG Financial is the place for you. In 2001, we started with an idea, an opportunity, and $25,000. Back then, our focus was strictly on serving those in the medical industry. With healthcare in our heritage, we soon expanded to serve high-earning professionals in many other industries, providing all with leading-edge financial solutions, including our extensive network of community banks.
Today, BHG Financial has firmly established its legacy as a leader in the financial services space. Founded on the philosophy of a better way to borrow, we are dedicated to helping accomplished professionals, small businesses, and institutions build upon their success through innovative financial solutions, a hassle-free process, and personalized concierge service.
Our relentless commitment to the success of our customers is part of what has made BHG Financial thrive. We take a 360-degree view of our customers to tailor the best solutions for their financial aspirations. Today's professionals have multiple sources of income, not just their paycheck. Therefore, it is essential to factor those in when making responsible lending decisions. Our continued focus on data, analytics, and proprietary modeling has enabled faster funding for our customers.
From business to personal loans to relationships with community banks, the country's top professionals and business owners rely on us for our exceptional financial solutions and concierge service to continue their success and legacy.
Who You Are
BHG Financial is looking for a self‐driven, autonomous and ambitious individual with the ability and willingness to learn BHG's financial product/services. You will be working in the Accounting & Finance Department on essential Loan Servicing agendas, utilizing strong Excel skills and additional resourceful tools and systems. You will experience working in a high‐energy environment while continuing to gain extensive knowledge of the financial industry.
What You'll DoAccurately processing loan transactions in both our servicing and banking systems Ability to research and identify discrepancies in loan activity Coordinating with various departments to correct discrepancies Daily/Weekly/Reconciliations of balance sheet and income statement accounts Assist in creating accruals as part of BHG's month-end closing process Assist during the audit process as needed Special projects, as required
What You'll NeedBachelor's Degree in Accounting or Finance strongly preferred MUST HAVE experience with reconciliations Experience with Loan Operations or Loan Servicing including processing loan payments (2+ years) Strong Excel skills are required Experience with accounting software preferred (Workday) Ability to work in a fast-paced environment while meeting strict deadlines Strong interpersonal and communication skills Proven work ethic (experience in related field a plus) Willingness to work both independently and in a group setting Strong attention to detail and organization skills a must Highest ethical standards
Life at BHG Financial
At BHG Financial, we work hard and aren't afraid to take risks. Since the beginning, our core values of PMA (positive mental attitude), team player, and loyalty have been the driving force behind every interaction we have between each other and our customers. We have a healthy respect for the daily grind, yet we value work/life balance. We believe that all employees should have the opportunity to lead and that good ideas can come from anyone. From the top down, our leaders are actively involved not only in strategic oversight and running the business, but also in the well-being and growth of all employees. We consider people our #1 asset, and help employees realize their full potential, set and exceed their goals, and explore new opportunities for personal and professional development.
Why You Should Join BHG Financial
We strive to offer amenities, opportunities, events, and programming that support the interests of our teams, while furthering the culture that makes us Great Place to Work certified. Some of the benefits you can expect when you join BHG Financial include:
•Medical/Rx/Dental/Vision coverage for employees and their eligible family members
•Competitive PTO and vacation policies
•1 Friday off each month for Wellness Weekends
•Company 401(k) plan with employer contributions after one year
•Company-sponsored training and certification opportunities
•Quarterly award ceremonies where top achievers are celebrated and receive additional bonuses
•Ongoing volunteer opportunities to give back to the community through our BHG Cares program
If you're ready for a career where you can exercise your passions, be surrounded by co-workers who are relentlessly committed to service, and have a team-player mindset, apply today!
BHG Financial is committed to equal treatment and opportunity in all aspects of recruitment, selection, and employment without regard to gender, race, religion, national origin, ethnicity, disability, gender identity/expression, sexual orientation, veteran or military status, or any other category protected under the law. BHG Financial is an equal opportunity employer; committed to a community of inclusion, and an environment free from discrimination, harassment, and retaliation.
Associate Mortgage Loan Specialist
Remote Mortgage Specialist Job
If you are motivated and believe in the credit union philosophy of "People Helping People," join our team!
Purpose
Entry level real estate lending position with focus on development and training. The Associate Mortgage Loan Specialist (MLS) position is responsible for obtaining the required knowledge and experience needed to guide current and prospective members through the real estate loan application process.
Duties
Receive and assist in the completion of real estate loan applications, while serving as the primary point of contact for applicants during the origination process via phone, digital delivery, email, and chat.
Assess, underwrite, and make recommendations for decision on loan applications considering applicant(s) credit worthiness, ability to repay, collateral valuation, and organizational risk. Communicate approval or denial decisions to members in a clear and professional manner.
Evaluate and verify income documentation, including personal and business tax returns, to make informed approval or denial decisions.
Counsel potential home buyers and existing homeowners, while taking complete and accurate real estate loan related applications and obtaining required documentation to facilitate initial loan approval with assistance when needed.
Proactively stay updated on market trends, interest rates, and changes in lending policies and regulations to provide members with accurate and timely information.
Assist membership with servicing of existing mortgage and home equity loans.
Follow up with prequalified applicants and on other leads in a timely and effective manner.
Price and disclose loan applications by determining the interest rates and fees associated with a loan, based on factors such as borrower's creditworthiness, loan amount, term, and market conditions.
Successful completion of Consumer Lending Program courses and subsequent exam is required. After completion and proficiency shown, granted initial lending limits (Tier 2) with SVP recommendation.
Coordinate member engagement with the Real Estate Lending Processing Center.
Maintain a comprehensive knowledge of all real estate lending products, policies, procedures, and regulatory compliance.
Educate members on available services and make referrals for other Credit Union products and services based on their needs.
Ensure well documented, easy to review loan application history notes within the Loan Origination System.
Work various contact and follow-up reports to cultivate member engagement throughout the home buying process and make SECU their lender of choice.
Maintain strong adherence to set schedule while meeting minimal set expectations and established KPIs and metrics for role.
Complete additional tasks as assigned by management.
Requirements
Must have high school diploma or GED equivalent.
Preferred - bachelor's degree, or CCUE Certification, or Associate of Arts degree or Associate of Science degree via the North Carolina Community College Transfer Program (NC-CTP).
Attend Excel and Elevate - New Employee Training (E&E)
Complete assigned modules.
Previous SECU and/or lending experience preferred.
Minimum tier one lending limits assigned at this level.
Must possess the highest level of integrity and objectivity.
Must possess excellent communication skills, both verbal and written.
Must be able to communicate with SECU personnel, VPs, SVPs, attorneys, members, appraisers, realtors, etc.
Must have strong networking and relationship development skills.
Meets compliance and regulatory standards.
Makes lending decisions consistent with SECU loan policies.
Has or is eligible to be registered as an active MLO with the NMLS.
Must be organized and meticulous.
Ability to manage multiple responsibilities simultaneously while actively prioritizing incoming phone calls.
Must be willing to engage in ongoing training and professional development.
Must have basic computer skills with an ability to learn more complex software for processing of applications and completing loan servicing.
Has completed all required quarterly training courses & other training assigned by management.
Consistently demonstrates SECU's Core Values.
Recommendation of VP/SVP for advancement to this level.
Must be able to speak and write English fluently.
Must understand and be dedicated to the Credit Union philosophy and work ethic.
Must adhere to the work schedule and attendance policies established by the Credit Union.
Job Environment
Office setting with physical proximity to other employees and members.
Some background noise from other employees, copy machine, and telephone.
Some local travel may be required while training.
Possibility of remote/hybrid work. In the event of remote work, employee must possess a professional home environment free from distractions.
Some evening, weekend, and holiday work may be required.
Physical Demands
Must be able to comprehend and carry out job requirements.
Job requires a substantial amount of sitting.
Use hands and fingers to press keys on a computer keyboard to enter or retrieve information.
Answer and operate a telephone.
Lift up to 15 lbs.
SECU provides equal employment opportunity to all qualified persons regardless of race, color, religion, age, sex, sexual orientation, gender identity, national origin, genetic information, disability, veteran status, or other classification protected by law.
Disclaimer
State Employees' Credit Union reserves the right to fill this role at a higher/lower level based on business need.
SBA Loan Servicing Specialist
Remote Mortgage Specialist Job
The SBA Loan Servicing Specialist is responsible for providing operational support for an array of SBA loan products. Working independently with limited supervision, this job works on projects and prospects associated with SBA operations by coordinating data input processes, quality control, client statement preparations and error identification. This job solves escalated reporting issues and consistently works to maintain the accuracy of the company's commercial loan management system. This role is critical to ensuring accurate processing of SBA loans to safeguard the loss of governmental guarantees.
**Key Responsibilities and Duties**
+ Manages processing of SBA transactions. Reviews and analyzes loan submissions for completeness ensuring all necessary SBA requirements have been sufficiently met. Approves data input from loan applications and related documentation into a commercial loan management system to ensure quality, accuracy and completeness of data entered.
+ Responds to internal/external servicing requests in a timely manner; processes loan advances and payments daily.
+ Identifies and escalates erroneous transactions and reports issues to management for issue resolution.
+ Processes the 1502 reporting maintenance (month end, intra-month, and reversals).
+ Resolves 1502 corrections with the SBA and FTA. Processes payoffs and pre-payments notifications in ETRAN.
+ Tracks receipt of loan payoffs and reissue investor notifications as needed.
+ Processes ACH maintenance and changes needed in the system.
+ Submits and maintains 172 forms for loan payments received following an SBA repurchase; responsible for accounting loan changes in the system of record such as charge-offs.
+ Updates ETRAN with service action changes in accordance with SBA's Servicing Matrix as needed.
+ Communicates and interacts regularly with federal and state regulators and agencies; ensures adherence to SBA SOPs.
**Educational Requirements**
+ University (Degree) Preferred
**Work Experience**
+ 3+ Years Required; 5+ Years Preferred
**Physical Requirements**
+ Physical Requirements: Sedentary Work
**Career Level**
7IC
**Preferred Qualifications**
+ 3-5 years of SBA servicing & reporting experience
+ Experience with 1502 reporting maintenance (month end, intramonth, and reversals)
+ Ability to read credit agreements
+ Excellent analytical and communication skills
+ Strong attention to detail & organizational skills
+ Excel experience
+ FTA experience
**_Hybrid work is a minimum of four days a week, one flexible day for remote work._**
**Posting End Date: 05/29/25**
**Job Seeker Notice**
EverBank, N.A. and Sterling Bank and Trust, a division of EverBank, N.A. (together, the "Company") is a nationwide specialty bank providing high-value products and services to consumer and commercial clients nationwide. As a pioneer in online banking, we offer convenient digital access for clients 24/7, in addition to phone banking services and a network of financial centers.
The Company's commitment is to deliver to our clients high-performing, high-yield solutions backed by exceptional service, always giving them the advantage they expect, to make the most of their money.
VEVRAA Federal Contractor
Member FDIC
Notice to Job Seekers (*********************************************************
**Pay Range** $77,400 - $104,800
EverBank, N.A. is an equal opportunity (EEO) employer, dedicated to maintaining a work environment free of bias, harassment, discrimination and retaliation. As an EEO employer, EverBank expressly prohibits discrimination, harassment and retaliation based on protected characteristics such as race, creed, ethnicity, color, age, religion, sex, sex stereotype, pregnancy, sexual orientation, gender, gender identity, gender expression, transgender status, marital status, national origin, ancestry, physical or mental disability, genetic history and information, or military or veteran status. Providing a safe, inclusive environment is a priority at EverBank and, consistent with that mission, EverBank considers all qualified applicants for employment regardless of protected status.
We will not discharge or in any other manner discriminate against associates or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another associate or applicant. However, associates who have access to the compensation information of other associates or applicants as a part of their essential job functions cannot disclose the pay of other associates or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by us, or (c) consistent with our legal duty to furnish information.
Merchant Lending Loan Processor
Remote Mortgage Specialist Job
Job Details Titusville, FL Full TimeDescription
This position allows for an optional hybrid work arrangement which includes a combination of both in-office and remote work on a weekly basis. To be eligible for the program, employees must complete a minimum of 90 days of continuous employment, be in good standing, and agree to the terms of a Work from Home Agreement prior to being eligible for hybrid work. The employee's request is subject to supervisor approval. Working locations and hybrid schedules may be altered at management discretion.
Position Summary:
The Merchant Lending Loan Processor is responsible for the processing and funding of approved merchant loans that come in from merchants through the credit union's indirect lending channel. Reviews loan documents for accuracy, ensures all stipulations are met and funds loans are key job functions. The incumbent will be working in a fast-paced environment, representing the credit union while working closely with merchants and dealerships that are part of our Indirect Lending Program.
Primary Responsibilities and Duties:
Serves as the main point of contact for Merchants/Members for any questions/concerns pertaining to the application and/or status.
Works closely with the Underwriting Department to ensure a timely and positive experience for our members, merchants, and.
Tracks closing dates for pending merchant loans. Reviews progress of application to ensure closing date is not delayed. Escalates issues to management as needed.
Identifies, resolves, and reports lending process issues that could impact the member and/or merchant to upper management.
Coaches and provides guidance to less experienced Processors as needed.
Reviews merchant lending applications received from the merchant to ensure the documents submitted meet established standards for completeness and accuracy.
Conducts welcome calls and documents results in application. Follows up with borrower on the progress of the job the merchant is performing.
Prepares introduction email to applicant with detailed information of the loan process.
Communicates clearly and accurately with merchants to obtain missing documentation and verifies in a timely manner.
Opens new membership accounts per membership eligibility standards and established procedures.
Verifies critical loan information, including but not limited to, income and employment, per established procedures, or as conditioned by underwriting.
Ensures all information entered into the lending platform is accurate and reflective of the information provided on the application.
Obtains missing documentation required for loan funding.
Answers incoming telephone calls from merchants, members, and other Launch CU employees.
Disburses loan proceeds and merchant incentives to merchants by way of ACH origination within a specified period after receiving a complete loan package.
Prepares and emails informational packages and letters to members.
Demonstrates an ability to meet and exceed established department production, service, and quality standard goals.
Adheres to established organizational policies and procedures to ensure consistent operations of the Merchant Lending Department.
Other Responsibilities and Duties:
Follows all Launch Credit Union policies and procedures.
Proposes system and/or process improvements to enhance efficiency and quality of results.
Completes assigned training in a timely manner.
Attends meetings and training sessions as required.
Develops, maintains, and demonstrates a working knowledge of credit union loan standards, policies, procedures, and applicable state and federal government rules.
Performs other duties as assigned.
Qualifications
Education, Experience, and Skills Required:
Minimum of three years of customer service or administrative experience. Lending experience is preferred.
A high school diploma or GED.
Strong written, verbal, and interpersonal skills.
Able to work within a team environment as well as independently with minimal supervision.
Detail oriented, organized, accurate, able to work under pressure, ability to adapt to change, and problem-solving skills. Good judgment and decision-making skills, and the ability to multitask.
Displays courtesy, tact, and diplomacy during personal contact with others inside and/or outside of the organization for purposes of giving or obtaining information, building relationships, or soliciting cooperation. Strong written, verbal, and interpersonal skills.
Self-motivated and demonstrates problem solving skills, maximizing individual productivity and efficiency.
Knowledge of the credit union's policies and procedures.
Knowledge of Member Services.
Proficient with the use of computers. Ability to use a calculator and initiative to learn new technology and tasks.
Understands the Truth in Savings Act, Patriot Act, Reg. CC, BSA, OFAC, FACT Act, Reg. B and Reg. Z.
Launch Credit Union is an Equal Opportunity Employer, including protected veterans and individuals with disabilities.
Construction Loan and Closing Specialist
Remote Mortgage Specialist Job
BlueHub Loan Fund (BHLF), an affiliate of BlueHub Capital (BlueHub), seeks a Construction Loan & Closing Specialist (CLCS) to support our community development lending program to a diverse set of borrowers. These include real estate developers, charter school and community health center operators, and non-profit and social enterprises serving low-income families and communities. BHLF currently has a loan portfolio of approximately 165 borrowers with aggregate outstanding balances of over $220 million. This person will join the Portfolio Management team, which plays an integral role in loan closings, loan administration, loan disbursements and loan operations and report to the Director of Construction Loan Management. The CLCS will manage and maintain procedures and internal controls related to a complex set of commercial transactions in accordance with BHLF's Loan Policies and Procedures.
This newly created position requires a highly motivated person with a commitment to community development finance and, ideally, a background in construction management and monitoring, loan closing, or portfolio management. This person will be responsible for closing and funding loans in coordination with Loan Officers, the Portfolio Management Team, the Finance Department, outside consultants and legal counsel. They will also be responsible for reviewing construction requisitions, closing, disbursing and monitoring construction loans. This person will support portfolio reporting responsibilities on a monthly and quarterly basis. The candidate must be a self-starter, have the demonstrated ability to work independently and effectively on several tasks in a fast-paced environment, and have strong quantitative skills as well as strong written and verbal communication skills. The candidate must be able to work collaboratively across departments within BlueHub and externally with borrowers and consultants.
Work Arrangements: This position is Boston-based. BlueHub staff are working a hybrid schedule of three days of work in the office (Tu-Th) and two days of remote work (M & F).
Background: BlueHub Capital is a mission-driven, nonprofit community development financing organization focused on building healthy communities where low-income people live and work. We use innovative financial tools and deploy capital to support projects that make communities more vibrant places to live. BlueHub has four distinct programs: BlueHub Loan Fund (community development financing), BlueHub SUN (foreclosure relief), BlueHub Energy (clean energy access) and One Percent for America (citizenship financing). Since our founding in 1985, BlueHub has invested over $3.1 billion (and leveraged over $16.1 billion) to finance:
Affordable housing, school facilities, child and youth development programs, community-based health centers, grocery stores, and community gathering places
Reducing financial barriers to US citizenship
Clean energy enhancements that expand access to solar and other renewable sources for people with low incomes
Mortgage lending for families facing foreclosure
Increasing economic opportunity is at the heart of why BlueHub exists and why we do the work we do. Our investments focus on communities that have been systematically denied access to capital. Our offices are located in the Roxbury neighborhood of Boston, MA. To learn more about BlueHub Capital, please visit, ***********************
Essential Duties and Responsibilities:
Construction Loan Management (50%)
Build and maintain construction cash flow spreadsheet for each construction loan, tracking closing budget, change orders and disbursements throughout the construction loan.
Manage capitalization of construction loan interest.
Identify construction loan problems and recommend solutions to the lending and portfolio management team.
Maintain and ensure electronic and database files are kept organized, maintaining an audit trail of all disbursements.
Review and approve construction requisitions.
Coordinate lender inspector site visits and review site observation reports.
Coordinate funding with loan officers and the finance team.
Manage ongoing construction disbursements: request and review title insurance updates, track and ensure receipt of lien waivers, monitor hard and soft cost budget items, contingencies and invoices.
Manage funding of requisitions internally and with other project lenders.
Loan Closing (30%)
Work closely with loan officers to prepare, collect and process due diligence items and documentation related to loan closings. Identify and help resolve potential barriers to closing.
In conjunction with loan officer and outside legal counsel, oversee preparation and manage completion of loan closing checklists to ensure that all loan closing conditions have been met and approved by authorized parties.
Maintain working knowledge of BHLF's Loan Policies and Procedures to ensure compliance with internal approval and closing requirements, including Know Your Customer and Office of Foreign Assets Control policies. Recommend updates to policies as needed.
Set up new loans in BHLF's loan administration systems, including Salesforce and TEA.
Support the closing and funding process in conjunction with other transaction parties and internally with loan officers, the Finance team and our legal counsel.
Manage loan closing and closing disbursement funding process for construction loans.
Assemble and construct closing requisitions. Review and approve closing requisitions when BHLF is participant lender.
Review and approve settlement statement for closing in coordination with the title agent.
Participate in pre-construction calls with BHLF Borrowers, peer funders and development consultants.
Support the opening of controlled bank accounts required by certain loan transactions.
Coordinate with BlueHub's Communications Team, borrowers and other transaction parties to ensure BHLF is acknowledged in press materials and on construction site signage for the projects we support, and that we are invited to participate in ground breakings, ribbon cuttings and similar in-person and virtual events.
Portfolio Reporting (20%)
Manage development of monthly, quarterly, and annual reports for internal and external stakeholders.
Upload data from our accounting software (TEA) into Salesforce (SF) on a monthly and quarterly basis.
Generate and format TEA and SF reports on a monthly and quarterly basis.
Reconcile SF reports to TEA to ensure material loan terms match across platforms.
Manage TEA and SF ad hoc reporting for BHLF.
Other duties as assigned.
Essential Job Requirements:
4-5 years of loan closing, construction loan management or related experience in community development, real estate transactions or commercial lending.
Proficiency with MS Office Suite is required.
Experience with databases and CRM platforms; experience with Salesforce and/or TEA preferred.
Excellent quantitative, written and verbal communication, and organizational skills. Must demonstrate a high level of attention to detail and commitment to accuracy.
Excellent judgment and prudent decision-making abilities.
Able to build relationships internally and work in a cooperative and diverse team environment.
Able to build relationships externally and elicit confidence through a commitment to accuracy, timeliness and professionalism.
Additional Desired Qualifications:
Experience with or understanding of the New Markets Tax Credit (NMTC) program, Low-Income Housing Tax Credit (LIHTC) and Historic Tax Credit (HTC) programs, and/or charter school facility operations or financing.
Experience with community development real estate developers and nonprofit community-based organizations.
Candidates who reflect the diversity of the communities we serve or have a keen interest in advancing economic development for those communities are strongly encouraged to apply for this position.
Salary and Benefits:
Salary is competitive and commensurate with experience within the guidelines of BlueHub Capital's salary scale. As a “life cycle employer,” BlueHub invests in the benefits, training, growth opportunities and infrastructure that let you envision a career here. Benefits for full-time employees include:
Generous insurance benefits: Health, dental, vision, life and disability insurance, including additional reimbursement for out-of-pocket healthcare expenses
Retirement benefits: Competitive 401(k) matching
Unique BlueHub benefits and stipends that support employee wellness, sustainable practices and charitable gift matching
Excellent package of vacation time and paid leave, as well as generous roll-over policies
Application:
Please submit a resume and cover letter online via our application portal. You may direct your cover letter to Shannon Weiss, Talent Acquisition Specialist. No calls please. Due to the high volume of applications, BlueHub Capital cannot return phone calls about the position and, regrettably, cannot notify applicants of the status of applications unless an interview is requested.
BlueHub Capital is an Equal Opportunity Employer. As an Equal Opportunity Employer, we do not discriminate on the basis of race, color, religion, sex, sexual orientation, gender, gender identity, gender expression, age, national origin, ancestry, active military or veteran status, physical or mental disability, medical condition, pregnancy (which includes pregnancy, childbirth, medical conditions related to pregnancy and childbirth, and breastfeeding and expressing breast milk), genetic information, or other protected status in accordance with applicable federal, state and local laws. It is our goal to make employment decisions that further the principle of equal employment opportunity by utilizing objective standards based upon an individual's qualifications for a specific job opening.
Loan Servicing Specialist
Remote Mortgage Specialist Job
Requirements
Qualifications
High School Diploma or Equivalent
Excellent organizational and time management skills.
Strong critical thinking and analytical skills.
Strong oral and written communication skills.
Ability to be detail-oriented and work independently in a fast-paced environment with minimal supervision.
Proficient in MS Office.
Ability to work with third party vendors.
Exceptional customer service skills with both internal and external customers.
Preferred Qualifications:
Associate's degree or equivalent experience
2 years' experience in a financial institution or related field.
Experience with Banking systems preferred
Knowledge of Banking Regulations
Ability to read, analyze, and interpret general banking documentation or regulations
Loan Servicing Representative I
Remote Mortgage Specialist Job
Recognized by the city of Alexandria as a Gold Employer, the State Department Federal Credit Union (SDFCU) is dedicated to providing outstanding opportunities and professional development. Headquartered in Alexandria, VA, with assets exceeding $2.9 billion, we understand that our success is driven by our talented team members.
At SDFCU, we are committed to attracting and retaining top talent to ensure our continued success. Our tradition of exceptional service extends not only to our members but also to our employees. Through comprehensive internal training and workshops, we nurture professional strengths and provide ample opportunities for career advancement. Are you ready to join our dynamic team? We offer competitive salaries, exceptional health, dental, and vision insurance within the first 30 days of employment, a matched 401(K) plan with up to 4% SDFCU contribution, and much more.
Benefits and Perks of SDFCU Include:
Diversity and Inclusion: Work in an environment that values and respects all team members
Paid Holidays: Enjoy 12 paid holidays a year, including your birthday
Flexible Work Options: Potential work-from-home options after the introductory period
Generous Paid Time Off: Ample vacation and personal days to maintain a health work-life balance
Tuition Reimbursement: Support for your ongoing education and career development
Commute/Parking Incentives: Financial incentives for your daily commute
Comprehensive Insurance: Access to excellent medical, dental, and vision insurance packages
Gym Reimbursement: Stay healthy with our gym membership reimbursement program
Team Bonding: Participate in company and team bonding events that foster a collaborative work environment
Join us at SDFCU and be part of a team that values excellence, innovation, and professional growth.
State Department Federal Credit Union is seeking a Loan Servicing Representative I to join our team. This role is ideal for a detail-oriented professional with experience in loan servicing, mortgage processing, or financial operations. The ideal candidate will have strong customer service skills, a solid understanding of loan documentation and processing, and the ability to manage multiple tasks efficiently in a fast-paced environment.
As a Loan Servicing Representative, you will be responsible for handling member inquiries, processing loan payoffs, managing loan files, and ensuring compliance with lending regulations. If you have a keen eye for detail, excellent problem-solving abilities, and a passion for delivering exceptional service, we encourage you to apply!
Essential Duties and Responsibilities:
Issue Home Equity & First Trust mortgage payoffs requests to attorneys, title insurance companies, and borrowers
Handle member inquires via phone, email or postal mail regarding the basic servicing of consumer loans, First Trust mortgages and Home Equity loans to include escrows, automatic payment methods, coupons, payoffs and releases
Help maintain loan files for consumer loans to include filing and scanning loan documents into imaging system
Process basic aspects of auto loan releases and understand general guidelines for lien perfection
Maintain up-to-date knowledge of required documentation for each loan product as they relate to the products offered and administered
Create and route requests for loan adjustments, credit bureau reporting and research requests
Process phone payments through Authorize.Net or set-up EFT records for one-time only and recurring payments
General understanding of Moneyline accounts to include expiration, limits and overdrafts
Process indirect loan packages to include scanning, data validation, quality review, CIP, etc.
Review loan applications, related documentation, mail, etc.
Required Skills and Competencies:
Minimum of 2 years of experience handling a large volume of telephone calls required
Minimum 3 years of experience in a credit union or banking environment (lending experience preferred)
College degree preferred
Excellent communication, organizational and time-management skills
Ability to exercise sound judgment
Info Center Loan Specialist I, Remote (MA, NH only), Full-Time
Remote Mortgage Specialist Job
Schedule
Schedule: 8:45-5:45 Mon-Fri, 8-4:30 every Saturday (choice of Tue, Wed, Thu off)
What You'll Do
Summary/Objective:
Provide Service Excellence to members during all aspects of the loan origination process for Consumer Loans and Mortgages, as required. This includes answering general questions and taking and processing applications. Must understand all DCU products, services, processes, and procedures. Will identify member needs and effectively cross sell appropriate products and services. Supports DCU's mission, vision and business goals.
Essential Functions:
Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
Answer inbound phone calls in a high volume contact center.
Efficiently assist members with inquiries about DCU loan products and the application process.
Proficiently originate and process consumer loan applications for automobiles, personal loans, and credit cards.
Review credit reports and determine loan eligibility through automated underwriting and/or Loan Officer review.
Review required applicant documentation including income verification, purchase agreements etc.
Adhere to borrower/lender compliance requirements and DCU's internal policies and procedures.
Complete required trainings on compliance, DCU products/services and lending guidelines.
Support DCU's Success Sharing Goals by referring and cross selling other DCU products and services.
Achieve job expectations for schedule adherence, call efficiency, sales goals and other metrics.
As business need dictates:
Become registered through the Nationwide Multistate Licensing System to obtain Mortgage Loan Originator licensing.
Answer general questions for and originate Mortgage and Home Equity applications.
Perform other job-related duties as assigned by Information Center Manager, Assistant Manager or Team Leader
What You'll Need
Education and Experience Requirements:
High School diploma or equivalent
Prior contact center or lending experience required
Additional Eligibility Requirements:
Excellent communication and telephone skills
Strong computer skills.
Ability to learn and use new programs.
Ability to independently troubleshoot technical issues
Ability to multitask
Organizational and Time Management skills
What We Do
DCU is the largest credit union headquartered in New England - serving more than one million members in all 50 states. With over 1,900 team members, we strive to make DCU a great place to work with an excellent work-life balance, and a community that cares.
DCU is an equal opportunity employer, and we value diversity, inclusion, and equity at our company. We evaluate qualified applicants without regard to race, color, religion, age, sex, sexual orientation, gender identity, national origin, disability, veteran status, and other legally protected characteristics.
If you're applying for a job and need a reasonable accommodation for any part of the employment process, please send an email to *************** and let us know the nature of your request and contact information. Please note that only those inquiries concerning a request for reasonable accommodation will be responded to from this email address.
DCU is not currently offering Visa transfer/ sponsorship for this position.
Specialist, Loan Set-Up, Wholesale, II
Remote Mortgage Specialist Job
Come join our amazing team and work Remote !
Responsible for daily input of loan applications submissions from wholesale brokers into internal loan origination system. Perform all duties in accordance with company policies and procedures and all state and federal regulations. The target pay range for this position is $38,000.00 to $50,000.00.
What you'll do:
Receives loan applications submissions from wholesale brokers either by electronic data file or hard copy file.
Enter or verifies information into loan origination system.
Reviews new loan documentation to assure accuracy.
Submits file to Wholesale Account Manager for processing.
Assists departmental support staff when necessary
What you'll need:
Maintains moderate confidential information concerning loan applicants.
Requires some organizational skills and ability to work on several files simultaneously.
Requires some communication with internal office staff
Moderate coordination for various duties required.
Office machines such as computer, copiers, fax machines
Sitting for extended time periods.
Hearing and vision within normal range.
Ability to handle detailed assignments.
Ability to organize and prioritize workload and meet deadlines.
Moderate computer skills and working knowledge of Microsoft Office products
High school diploma or equivalent work experience.
Two to four years loan setup experience
Our Company:
Carrington Mortgage Services-Wholesale Lending is part of The Carrington Companies. We provide third-party originators, mortgage brokers and financial institutions with access to government and conventional loan programs, as well as low credit score home financing and low down payment options. We hope you'll consider joining our growing team of uniquely talented professionals as we transform residential real estate. To read more visit: ****************************
What We Offer:
Comprehensive healthcare plans for you and your family. Plus, a discretionary 401(k) match of 50% of the first 4% of pay contributed.
Access to several fitness, restaurant, retail (and more!) discounts through our employee portal.
Customized training programs to help you advance your career.
Employee referral bonuses so you'll get paid to help Carrington and Vylla grow.
Educational Reimbursement.
Carrington Charitable Foundation contributes to the community through causes that reflect the interests of Carrington Associates. For more information about Carrington Charitable Foundation, and the organizations and programs, it supports through specific fundraising efforts, please visit: carringtoncf.org.
Commercial Loan Servicer
Remote Mortgage Specialist Job
Are you customer focused, disciplined, ethical, and action oriented? Do you encourage and inspire others to do their best? If so, you would be an excellent fit at Starion Bank!
Starion Bank is seeking a full-time Commercial Loan Servicer in Bismarck or Fargo, North Dakota; or Madison, Wisconsin. This position may be eligible for remote work where the physical location is within 200 miles of one of our locations in ND or WI.
Pay is dependent on experience.
Responsible for:
Funding-boarding of new and renewed commercial-ag operating & real estate loans
Maintenance of existing loans due to modification or Change in Term Agreements
Ongoing monitoring of UCC filings, final title work, insurance, and real estate taxes for tickler management.
Participation payments, wires, and maintenance.
Balancing of applicable GL's and various internal accounts
Keeping up to date with ongoing compliance regulations and changes and bank guidelines, policies and procedures.
You should have:
One to three years similar experience and the equivalent of an associate's degree
Strong organization, time management, and problem-solving skills
Demonstrated ability to prioritize work, multi-task, and work independently
Excellent oral and written communication skills
Exceptional customer service skills
Computer skills including Outlook, Word, Excel and Power Point
Starion Bank is a growing community bank known for providing local leadership, personalized service and community loyalty. We foster a culture where you can grow both professionally and personally, and we treat employees as our most important organizational asset.
Starion Bank offers a competitive salary and a full comprehensive benefit package including health, life, dental, vision, health savings account, 401K, profit sharing, paid vacation and holidays.
Join our team and work at a bank recognized as “Best of the Best” by Independent Bankers magazine and “50 Best Places to Work” by Prairie Business magazine! Apply online at ****************************
Starion Bank is an Equal Opportunity Employer of women, minorities, protected veterans and individuals with disabilities.
Mortgage Loan Closer
Remote Mortgage Specialist Job
Responsible for closing of all secondary and in-house mortgage loans.
GREENSTATE CULTURE:
At GreenState, we exist to create lasting value for those we serve. We do this by putting immense value into our employees, members and communities. We empower our employees to create endless opportunities, which will then impact the lives of our members and enhance the vitality of our communities.
This is a fully remote opportunity.
Pay range for this hourly position is $26.02 - $30.42/hr with a progressive benefits package.
Essential Duties and Responsibilities
ESSENTIAL DUTIES AND RESPONSIBILITIES:
Performs essential duties and responsibilities in the following areas which may include but are not limited to those listed and are subject to change.
Adheres to the Credit Union's core values and Service Standards in carrying out GreenState's mission and vision.
Demonstrates a positive member service (internal and external) focus at all times, greeting members and guests with a smile and eye contact immediately upon their arrival. Consistent usage of the members name during contact and always thanking them for their business.
Demonstrates teamwork in all interactions with coworkers and in the completion of all duties and responsibilities.
Ensures confidentiality of member information.
Supports a diverse and inclusive work environment.
Plays a vital role in enriching the community by participating in community service organizations and/or Credit Union sponsored events on an annual basis.
Builds and maintains relationships in the real estate community, which includes but is not limited to realtors, attorneys, abstractors, and insurance companies.
Fields and returns phone calls/emails from borrowers regarding their mortgage loan.
Schedules closings with members and all other involved parties in the absence of the MLO or Mortgage Associate.
Orders final inspections, flood determinations, when necessary, verification of employment, verification of mortgage or rents and other documents necessary to support the loan application and ensure complete documentation of the loan file.
Orders the necessary title work through abstract/title companies and attorney's office. This would include but is not limited to (abstract update, 900/901 searches, buyer's searches and day of closing searches). Reviews and verifies title work is clear to close and works with all parties involved to clear title objections.
Orders and reviews both the compliance report and fraud report for accuracy and discrepancies and makes any necessary corrections.
Submits file information to automated underwriting system when necessary and verifies accuracy of the findings.
Organizes documents in appropriate order in the LOS system and submits final applications to underwriting for approval when necessary.
Follows up on any prior to docs and closing conditions for secondary market and in-house loans.
Verifies accuracy of homeowners insurance and flood insurance if applicable (personal and association) and requests mortgagee clause change prior to closing.
Requests closing numbers and all transfer documentation from closing agents, realtors, and attorneys in order to prepare closing documents. Works closely with all attorneys and realtor companies to obtain this information.
Sends and monitors the closing disclosure to verify the closing disclosure has been sent at least 3 days in advance of closing. Will notify MLO/Associate if CD is not viewed 3 days prior to closing.
Responsible for re-disclosing any additional fees, changes on rates and terms, etc. after the initial CD has gone out and there are changes to be made. Prepares closing documents and closing disclosure statement. Verifies all fees and invoices have been collected. Issues all checks and posts general ledger entries for those invoices and fees. Overnights and/or wires payoffs and proceeds as requested on all purchase transactions. Verifies the accuracy of the closing documents to ensure the address, legal description, initial escrow disclosure, etc. is correct.
Organizes documents in LOS system to be sent to post closing department in a timely manner to ensure prompt delivery to investors and prompt recording of the mortgages.
Ensures accuracy of Warranty Deed, Ground Water Hazard Statement, Declaration of Value, Mortgage and any additional documents that are to be recorded prior to closing
Resolves any secondary market suspensions or deficiencies and follows-up on any missing documentation in mortgage file in a timely manner.
Assists in year-end verification of HMDA reporting and 1098/1099 statements.
Assists in all other necessary mortgage duties and projects when needed.
Adheres to all state, federal and credit union regulations, policies and guidelines.
Job Requirements/Expectations
JOB REQUIREMENTS:
Reports to work punctually, works all scheduled hours, and works overtime as necessitated by business demand.
Interpersonal skills to represent the Credit Union in a positive way during member contact.
Interpersonal skills necessary to gather data from a number of sources and to represent positively the Credit Union during such contacts.
Ability to provide quality service to members by phone or in person or by email.
Ability to develop and maintain effective working relationships with co-workers.
Ability to prioritize assignments and organize work efficiently, to handle large volumes of details.
Ability to operate related computer applications, on-line terminal and other standard office equipment such as a calculator and typewriter.
Accuracy and attention to detail required.
Lending policies and Real Estate knowledge helpful.
High school diploma or equivalent (i.e. GED) with a minimum of one year previous related work experience.
Must be bondable.
Reporting Relationship Reports to Vice President/Mortgage Processing. Supervisory Responsibilities This position is not responsible for the supervision of other employees. Equal Opportunity Employment Statement GreenState Credit Union is an EEO/AA Employer. We strongly encourage all individuals to apply for openings with the credit union.
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