D&O Underwriter
Remote Personal Lines Underwriter Job
Who are we?
Axon Underwriting Services LLC was formed in 2013 by underwriting and brokerage experts in order to raise the bar in business insurance performance. Offering a highly efficient Program Administrator/MGA platform and insurance services, Axon provides its brokerage partners the ability to expand current offerings. Our extensive understanding of industry-specific exposures enables us to create comprehensive coverage programs and solutions for targeted industries. Axon underwrites and distributes products backed by the financial strength of domestic A-rated Carriers and as a Coverholder for Lloyds of London.
We are a values-based organization where respect, integrity, excellence, collaboration, and passion define who we are and how we do business. We value diversity of backgrounds, experience, and perspectives and strive to foster an inclusive environment that enables all our team members to bring their best selves to work.
Job Opportunity:
Axon has an exciting opportunity in executive liability for an experienced Senior Underwriter, D&O to join our team.
Duties & Responsibilities:
Build and manage a book of business that is consistent with the team's focus on profitable growth
Establish, develop, and expand on broker and customer relationships
Underwrite efficiently without sacrificing discipline, diligence and quality service
Ability to work in a fast-paced environment with agility and decisiveness
Underwrite complex and challenging risks while developing creative solutions
Understand market conditions and how to respond as they evolve
Be a positive reflection on the company by demonstrating integrity and leadership in the marketplace
Effectively communicate Axon's value proposition to brokers and clients
Collaborate with teammates across all product lines
Qualifications, Skills and Experience:
Strong technical skills in financial and stock analysis
Solid understanding of policy forms and coverage
Network of strong broker and client relationships
Strong communication and negotiation skills
BA/BS degree or equivalent experience
Proficient D&O Underwriting Experience of five years or more
Axon Offers:
A competitive compensation and benefits package and exciting growth opportunities for career-oriented teammates
A dynamic, action oriented, and thoughtful environment centered on always doing the right thing for our clients and teammates
A purposely non-bureaucratic organization that embraces simplicity over complexity and emphasizes individual excellence in a team framework
This role can be fully remote, in person (Morristown, NJ or Richmond, VA), or hybrid.
NOTE: Compensation will be commensurate with experience. This job description is not intended to be all-inclusive. Team Member may perform other related duties as negotiated to meet the ongoing needs of the organization.
Insurance Underwriter
Remote Personal Lines Underwriter Job
Job Title: Group Disability Underwriter
Make a real impact on people's lives as a Disability Financial Underwriter with a Fortune 500 healthcare leader! Partnering with Aquent, you'll join a team committed to providing excellent service in the small and mid-market group segments. You will play a vital role in offering competitive disability benefits, ensuring financial soundness, and contributing to the company's continued success. This is an exceptional opportunity to leverage your analytical skills and make a tangible difference in the financial well-being of others.
As a Disability Financial Underwriter, you will:
Prepare offers for prospective and renewal clients for Short Term and Long Term Disability plans.
Provide rationale and support to Sales, clients, and internal teams regarding risk selection, financial analysis, rate computations, and financial activity.
Develop expense estimates and conduct thorough analysis of financial exhibits.
Understand and apply department, segment, and organizational strategy and operating objectives.
Make independent decisions regarding work methods, occasionally in ambiguous situations, seeking guidance when needed.
Must-Have Qualifications:
Bachelor's degree or equivalent experience.
Two or more years of Short Term and Long Term Disability underwriting and risk analysis experience.
Comprehensive understanding of risk pool management.
Knowledge of the competitor landscape.
Strong negotiation and communication skills.
Proficiency with Microsoft Word, Excel, and Access.
Demonstrated ability to perform effectively in a remote work environment.
Passion for contributing to an organization focused on continuously improving consumer experiences.
Nice-to-Have Qualifications:
Experience analyzing disability and health-related data.
Industry-related coursework.
Experience with other supplemental health plans.
The target hiring compensation range for this role is $43 to $47 an hour. Compensation is based on several factors including, but not limited to education, relevant work experience, relevant certifications, and location.
Production Underwriter - Package Lines
Remote Personal Lines Underwriter Job
The salary range for this job posting is $97,153.00 - $194,990.00 annually + bonus + benefits. Pay Type: Salary The above represents the full salary range for this job requisition. Ultimately, in determining your pay and job title, we'll consider your location, education, experience, and other job-related factors, and will fall within the stated range. Your recruiter can share more information about the specific salary range during the hiring process.
Encova Insurance has an immediate opening for Production Underwriter, Package Lines for accounts over $75k in premium. This is a remote position that will travel predominantly throughout Eastern Tennessee to visit agencies in order to develop new and existing relationships.
A company vehicle will be provided. We may hire a senior level depending on candidate qualifications and the posting is inclusive of the non-senior and senior-level salary range.
This role will report to a Regional Vice President, Commercial Lines.
Are you a Referral?
If you know a current Encova Insurance associate and would like to apply as a referral, please encourage them to submit your referral information before you submit your application. You will receive an email with a direct URL link to the Job Posting of interest. Applying through this URL link will create your referral relationship for our Talent Acquisition Team.
Unique residence requirements are listed in each job posting, please review closely for details.
Encova is only able to employ associates who reside and work within specific U.S. states. Our current policies are based on the laws in states in which we are registered for payroll. Our current footprint includes:
Connecticut, Delaware, Florida, Georgia, Illinois, Indiana, Iowa, Kansas, Kentucky, Maryland, Massachusetts, Michigan, Minnesota, Missouri, Nebraska, New Hampshire, New Jersey, North Carolina, Ohio, Pennsylvania, South Carolina, Tennessee, Texas, Virginia, West Virginia, Wisconsin.
JOB OBJECTIVE:
Represent Encova Insurance and functions as the agency manager for assigned agents with a primary focus on commercial lines (e.g., worker's compensation and/or package lines). Responsible for achieving established premium growth and profitability objectives by reviewing risks, determining acceptability, and successfully writing profitable new business and retaining profitable renewal accounts. Focused on taking action to achieve results that positively impact growth and profitability while ensuring excellent customer service and timely responsiveness to assigned agencies for their commercial lines accounts.
ESSENTIAL FUNCTIONS:
1. As agency manager, this role is the liaison between Encova and its appointed agency force. Duties include;
o Develop and maintain agency relationships through regular visits with agency leadership and production staff, encompassing:
Agency growth and profitability with Encova.
Agency progress towards Encova profit share program and Leaders' Conference participation.
Encova updates and organizational changes.
o Facilitate growth between all Encova profit centers and assigned agencies.
2. Coordinate agency training when needed and assist agencies with the tools needed to build sustainable, long-term profitable growth with Encova across all profit centers.
3. Gather competitive intelligence.
4. Stay abreast of current insurance laws and regulations.
5. Prospect and qualify new agents for potential appointments.
6. Submit written reports as required.
7. Attend industry events.
8. Determine the acceptability, quality, pricing, profitability and opportunity for new and renewal business.
9. Complete thorough risk analysis on designated accounts using appropriate Encova, NCCI, ISO and industry rules, policies, procedures, guidelines, etc.
10. Identify, create and initiate new business opportunities within current book of business and assigned agencies.
11. Gather and analyze information necessary to make an accurate evaluation of risk.
12. Determine appropriate pricing based on risk exposures, risk quality, loss potential and coverage provided.
13. Utilize available resources including company underwriting guidelines, business unit strategies, and consultation with others to ensure adequate understanding of risk exposures.
14. Prepare and participate in proposals to producers. Negotiate terms and conditions.
15. Ensure the proper issuance of policies, certificates, filings and notifications.
16. Effectively utilize rules and guidance to ensure proper policy construction.
17. Seek the guidance of management on risks exceeding assigned authority levels.
18. Identify underwriting issues; recommend and develop plans for problem resolution and implement them where appropriate.
19. Manage existing and prospective accounts by actively participating in account renewals, new business presentations and discussion with agents.
20. Participate in monitoring and analyzing performance of assigned agents; initiate actions and recognize consequences of alternative actions.
21. Account management including coordination of service delivery of various disciplines within the team: claim review, safety and loss services, customized reporting, etc.
22. Conduct/coordinate sales and training sessions and orientation of new products, programs, and systems for assigned agents. When requested, lead discussions on new underwriting approaches, coverage enhancements/changes, and underwriting projects.
OTHER FUNCTIONS:
1. Responsible for automobile travel within territory traveling to agents' offices. Car travel represents a meaningful portion of associate's time.
2. Non-essential function: other duties as assigned.
KNOWLEDGE, SKILLS AND ABILITIES:
* Minimum 5 years of progressive commercial lines underwriting experience in package lines and/or worker's compensation in the Property and Casualty insurance market strongly preferred.
* Bachelor's degree preferred, demonstrated significant underwriting experience may substitute.
* Demonstrated working knowledge of commercial multi-line underwriting, pricing and coverage.
* Demonstrated knowledge of effective sales/marketing and agency relationship techniques including the ability to partner with independent insurance agents.
* Preference may be shown for applicants with CPCU and/or ARM designation(s)
* Demonstrated strong writing skills with an emphasis on marketing.
* Ability to be creative and entrepreneurial in the approach to sales and marketing initiatives.
* Ability to effectively manage multiple priorities and tight timelines while meeting established guidelines.
* High-level interpersonal, communication, analytical, presentation and problem-solving skills.
* Critical thinking: Ability to assess an individual situation and select applicable rules from an array of options, resulting in the most appropriate and sustainable decision.
* Thorough knowledge of laws and rules and their application for the assigned territory.
* Thorough working knowledge of policy and procedures regarding risk administration and risk management; underwriting and loss control.
* Thorough knowledge of the insurance industry and the business environment in which it operates in order to develop an effective business strategy and remain technically current.
* Thorough understanding of business exposure calculations, classifications, experience rating or other plan modifications.
* Ability to develop and implement account, territorial, producer and book strategies to acquire and retain business.
* Ability to work collaboratively and effectively in a team environment.
* Ability to initiate, build and maintain effective working relationships and tailor services to meet customer needs.
* Ability to use sound logic and decision-making skills to identify complex problems, analyze alternatives, then develop and implement effective solutions.
* Ability to effectively plan and lead meetings: ensure an agenda is created, appropriate materials are ready in advance, the meeting stays on task, the client's issues are addressed, and follow-up action plans are noted.
* Ability to present ideas and information to individuals and groups in a clear, concise, influential, organized, and diplomatic manner and address concerns or needs.
* Proficient in electronic mail system; use of intranet and internet; Microsoft Office products including Excel, Word, PowerPoint.
* Ability to safely operate a motor vehicle and must hold a valid driver's license.
This position has been evaluated in accordance with the Americans with Disabilities Act. Encova Insurance makes every effort to reasonably accommodate disabilities to permit performance of the essential functions and candidates who need such accommodation are encouraged to seek it. This description reflects the nature and level of work performed by associates in this position. It is not an all-inclusive inventory of duties, responsibilities and qualifications required. It provides an accurate overview of the work and skills needed to perform this position. Because job content may change from time to time, Encova Insurance reserves the right to add and/or delete functions from this job as it deems necessary for business reasons.
Ready to join our team?
At Encova Insurance, we firmly believe that our associates drive our company's success by delivering unrivaled service to our customers. With success in mind, we make an ongoing effort to provide an environment that offers challenging, stimulating and financially rewarding opportunities.
Join us to discover a work experience where your diverse ideas will be met with enthusiasm - where you can learn and grow to your fullest potential.
What you can expect from us
Join our family of industry leaders, and let us reward you with a competitive salary, bonus and benefits package that includes but is not limited to: a 401(k), wellness programs, bonus incentive plans and flexible schedules, with an early close of the office every Friday. Additionally, Encova aspires to be an outstanding corporate citizen in all the markets we serve; we encourage and support associate participation in community initiatives through our foundations.
Encova Insurance is an EOE/E-Verify employer.
Insurance Underwriter (commercial lines)
Remote Personal Lines Underwriter Job
Job DescriptionINSURANCE UNDERWRITER (commercial auto - remote) ARC Group seeks a Commercial Insurance Underwriter to join our direct in their Ft. Lauderdale, FL offices. There is a preference for Underwriters in FL but those from surrounding gulf and eastern seaboard states will be considered for remote work.
The Commercial Insurance Underwriter will report to the Underwriting Operations Manager and be responsible for examining new business submissions for eligibility, carefully evaluating each application for coverage in order to determine if the risk is acceptable.
The Underwriter will verify if additional information is needed prior to making a decision to offer a proposal; should be able to confidently suggest if an account would need to be declined following established Underwriting Guidelines, appropriate joint review / consultation with Underwriting Operations Manager.
Thiis is a fantastic opportunity to get onboard an established and well-respected organization that values its employees. Our client offers a competitive compensation package, health insurance, retirement plans, and the opportunity to make a profound impact on our client insurance underwriting team.
Commercial Insurance Underwriter Responsibilities:
Reviewing of initial information provided by prospective insured / agents.
Quote preparation, including continuous communication with prospective insured / agent until policy binds / it is decided it will not move forward.
Pricing / rating of new submissions following established guidelines and parameters / discussion with Underwriting Operations Manager.
Maintaining and building relationships with insureds and agents.
Providing customer service.
Contributing to achieving and maintaining production goals.
Monitoring and facilitating Underwriting Assistants duties, particularly aiding with specific endorsement requests that might require expert review / opinion, bind requests review for accuracy, etc.
Monitoring and facilitating Renewal Underwriters duties, including but not limited to renewal evaluations, renewal revisions, review and processing of bind requests, when necessary, etc.
Assisting in a variety of administrative tasks.
Commercial Insurance Underwriter Requirements:
Must have 3-5 years of commercial insurance underwriting experience, outstanding customer service and communication skills (verbal and written), and attention to detail.
A college degree is preferred but not required
Would you like to know more about our new opportunity? You can apply online while viewing all open jobs at *******************
ARC Group is a Forbes-ranked a top 20 recruiting and executive search firm working with clients nationwide to recruit the highest quality technical resources. We have achieved this by understanding both our candidate's and client's needs and goals and serving both with integrity and a shared desire to succeed.
ARC Group is proud to be an equal opportunity workplace dedicated to pursuing and hiring a diverse workforce.
We are a no-fee agency to candidates.
Excess and Surplus Lines Production Underwriter/Broker
Remote Personal Lines Underwriter Job
Ck Specialty is a managing general agent and surplus lines broker specializing in hard-to-insure businesses and homes. We are a fast-growing organization seeking a licensed, sales-driven Production Underwriter/Broker to join our expanding team.
This position is ideal for licensed insurance producers looking to build a highly profitable book of business with uncapped earning potential. The role offers the financial independence and flexibility to work from anywhere while gaining access to top-tier carriers and exclusive markets. If you excel in business development, relationship management, and revenue growth, we encourage you to apply.
Please note: This role is for individuals who have managed a production role with marketing and relationship building responsibilities. This is not a desk underwriter role.
Requirements
Key Responsibilities
Sales & Business Development
Identify and develop new business opportunities through networking, referrals, and client outreach.
Establish and maintain strong relationships with retail agents and carrier partners.
Actively cross-sell and upsell insurance products to maximize revenue potential.
Underwriting & Risk Analysis
Analyze, underwrite, and price risks of varying complexity, ensuring profitability and compliance.
Provide competitive proposals and creative coverage solutions tailored to client needs.
Negotiate terms, conditions, and pricing with carriers to secure optimal coverage for clients.
Client & Account Management
Maintain and grow a profitable book of business by building lasting client relationships.
Respond promptly to customer needs, resolving issues efficiently and professionally.
Follow up on all binding, quoting, and policy servicing requests.
Market & Industry Engagement
Stay informed on market trends, industry regulations, and emerging risk solutions.
Leverage industry insights and underwriting expertise to advise clients on the best coverage options.
Qualifications & Skills
Required:
Active Property & Casualty (P&C) Insurance License.
Prior experience in insurance production, underwriting, and/or brokering (excess & surplus lines preferred).
Proven track record of sales success, meeting or exceeding revenue targets.
Strong analytical and decision-making skills to assess and price risks effectively.
Excellent relationship-building and negotiation abilities.
Self-motivated with a 120% mentality to grow and maintain a profitable book of business.
Strong organizational and time-management skills.
High school diploma required.
Preferred:
Bachelor's degree (not mandatory).
Existing book of business or strong industry connections.
Experience working in a remote and autonomous environment.
Benefits
Benefits & Growth Opportunities
Fully Remote Position - Flexible work environment.
Career Growth - Opportunities for career advancement in a rapidly growing industry.
Comprehensive Benefits Package, including:
401(k) Retirement Plan.
Health, Dental, and Vision Insurance.
Paid Time Off (PTO) and Parental Leave.
Tuition Reimbursement for continued education.
Disability Insurance for financial security.
Work in a Fast-Growing Industry - Be part of an organization focused on innovation and efficiency.
Salary and Bonus determined on existing experience and relationship with clients.
Why Join Us?
At Ck Specialty, we are more than just a workplace-we are a collaborative and growth-driven team. This role offers an exciting opportunity to be part of a company that values innovation, flexibility, and excellence in service. If you are looking for a challenging and rewarding career in underwriting and brokering, we invite you to apply and grow with us!
Production Underwriter - Package Lines
Remote Personal Lines Underwriter Job
The salary range for this job posting is $97,153.00 - $194,990.00 annually + bonus + benefits. Pay Type: Salary
The above represents the full salary range for this job requisition. Ultimately, in determining your pay and job title, we'll consider your location, education, experience, and other job-related factors, and will fall within the stated range. Your recruiter can share more information about the specific salary range during the hiring process.
Encova Insurance has an opening for Production Underwriter, Package Lines for North Carolina and South Carolina for accounts over $35k in premium. Ideal candidates will reside in either state. This is a remote position that will travel throughout the Carolinas to visit agencies in order to develop new and existing relationships. A company vehicle will be provided.
We may hire a senior level depending on candidate qualifications and the posting is inclusive of the non-senior and senior-level full range.
This role will report to a Regional Vice President, Commercial Lines.
Are you a Referral?
If you know a current Encova Insurance associate and would like to apply as a referral, please encourage them to submit your referral information before you submit your application. You will receive an email with a direct URL link to the Job Posting of interest. Applying through this URL link will create your referral relationship for our Talent Acquisition Team.
Unique residence requirements are listed in each job posting, please review closely for details.
Encova is only able to employ associates who reside and work within specific U.S. states. Our current policies are based on the laws in states in which we are registered for payroll. Our current footprint includes:
Connecticut, Delaware, Florida, Georgia, Illinois, Indiana, Iowa, Kansas, Kentucky, Maryland, Massachusetts, Michigan, Minnesota, Missouri, Nebraska, New Hampshire, New Jersey, North Carolina, Ohio, Pennsylvania, South Carolina, Tennessee, Texas, Virginia, West Virginia, Wisconsin.
JOB OBJECTIVE:
Represent Encova Insurance and functions as the agency manager for assigned agents with a primary focus on commercial lines (e.g., worker's compensation and/or package lines). Responsible for achieving established premium growth and profitability objectives by reviewing risks, determining acceptability, and successfully writing profitable new business and retaining profitable renewal accounts. Focused on taking action to achieve results that positively impact growth and profitability while ensuring excellent customer service and timely responsiveness to assigned agencies for their commercial lines accounts.
ESSENTIAL FUNCTIONS:
1. As agency manager, this role is the liaison between Encova and its appointed agency force. Duties include;
o Develop and maintain agency relationships through regular visits with agency leadership and production staff, encompassing:
Agency growth and profitability with Encova.
Agency progress towards Encova profit share program and Leaders' Conference participation.
Encova updates and organizational changes.
o Facilitate growth between all Encova profit centers and assigned agencies.
2. Coordinate agency training when needed and assist agencies with the tools needed to build sustainable, long-term profitable growth with Encova across all profit centers.
3. Gather competitive intelligence.
4. Stay abreast of current insurance laws and regulations.
5. Prospect and qualify new agents for potential appointments.
6. Submit written reports as required.
7. Attend industry events.
8. Determine the acceptability, quality, pricing, profitability and opportunity for new and renewal business.
9. Complete thorough risk analysis on designated accounts using appropriate Encova, NCCI, ISO and industry rules, policies, procedures, guidelines, etc.
10. Identify, create and initiate new business opportunities within current book of business and assigned agencies.
11. Gather and analyze information necessary to make an accurate evaluation of risk.
12. Determine appropriate pricing based on risk exposures, risk quality, loss potential and coverage provided.
13. Utilize available resources including company underwriting guidelines, business unit strategies, and consultation with others to ensure adequate understanding of risk exposures.
14. Prepare and participate in proposals to producers. Negotiate terms and conditions.
15. Ensure the proper issuance of policies, certificates, filings and notifications.
16. Effectively utilize rules and guidance to ensure proper policy construction.
17. Seek the guidance of management on risks exceeding assigned authority levels.
18. Identify underwriting issues; recommend and develop plans for problem resolution and implement them where appropriate.
19. Manage existing and prospective accounts by actively participating in account renewals, new business presentations and discussion with agents.
20. Participate in monitoring and analyzing performance of assigned agents; initiate actions and recognize consequences of alternative actions.
21. Account management including coordination of service delivery of various disciplines within the team: claim review, safety and loss services, customized reporting, etc.
22. Conduct/coordinate sales and training sessions and orientation of new products, programs, and systems for assigned agents. When requested, lead discussions on new underwriting approaches, coverage enhancements/changes, and underwriting projects.
OTHER FUNCTIONS:
1. Responsible for automobile travel within territory traveling to agents' offices. Car travel represents a meaningful portion of associate's time.
2. Non-essential function: other duties as assigned.
KNOWLEDGE, SKILLS AND ABILITIES:
• Minimum 5 years of progressive commercial lines underwriting experience in package lines and/or worker's compensation in the Property and Casualty insurance market strongly preferred.
• Bachelor's degree preferred, demonstrated significant underwriting experience may substitute.
• Demonstrated working knowledge of commercial multi-line underwriting, pricing and coverage.
• Demonstrated knowledge of effective sales/marketing and agency relationship techniques including the ability to partner with independent insurance agents.
• Preference may be shown for applicants with CPCU and/or ARM designation(s)
• Demonstrated strong writing skills with an emphasis on marketing.
• Ability to be creative and entrepreneurial in the approach to sales and marketing initiatives.
• Ability to effectively manage multiple priorities and tight timelines while meeting established guidelines.
• High-level interpersonal, communication, analytical, presentation and problem-solving skills.
• Critical thinking: Ability to assess an individual situation and select applicable rules from an array of options, resulting in the most appropriate and sustainable decision.
• Thorough knowledge of laws and rules and their application for the assigned territory.
• Thorough working knowledge of policy and procedures regarding risk administration and risk management; underwriting and loss control.
• Thorough knowledge of the insurance industry and the business environment in which it operates in order to develop an effective business strategy and remain technically current.
• Thorough understanding of business exposure calculations, classifications, experience rating or other plan modifications.
• Ability to develop and implement account, territorial, producer and book strategies to acquire and retain business.
• Ability to work collaboratively and effectively in a team environment.
• Ability to initiate, build and maintain effective working relationships and tailor services to meet customer needs.
• Ability to use sound logic and decision-making skills to identify complex problems, analyze alternatives, then develop and implement effective solutions.
• Ability to effectively plan and lead meetings: ensure an agenda is created, appropriate materials are ready in advance, the meeting stays on task, the client's issues are addressed, and follow-up action plans are noted.
• Ability to present ideas and information to individuals and groups in a clear, concise, influential, organized, and diplomatic manner and address concerns or needs.
• Proficient in electronic mail system; use of intranet and internet; Microsoft Office products including Excel, Word, PowerPoint.
• Ability to safely operate a motor vehicle and must hold a valid driver's license.
This position has been evaluated in accordance with the Americans with Disabilities Act. Encova Insurance makes every effort to reasonably accommodate disabilities to permit performance of the essential functions and candidates who need such accommodation are encouraged to seek it. This description reflects the nature and level of work performed by associates in this position. It is not an all-inclusive inventory of duties, responsibilities and qualifications required. It provides an accurate overview of the work and skills needed to perform this position. Because job content may change from time to time, Encova Insurance reserves the right to add and/or delete functions from this job as it deems necessary for business reasons.
Ready to join our team?
At Encova Insurance, we firmly believe that our associates drive our company's success by delivering unrivaled service to our customers. With success in mind, we make an ongoing effort to provide an environment that offers challenging, stimulating and financially rewarding opportunities.
Join us to discover a work experience where your diverse ideas will be met with enthusiasm - where you can learn and grow to your fullest potential.
What you can expect from us
Join our family of industry leaders, and let us reward you with a competitive salary, bonus and benefits package that includes but is not limited to: a 401(k), wellness programs, bonus incentive plans and flexible schedules, with an early close of the office every Friday. Additionally, Encova aspires to be an outstanding corporate citizen in all the markets we serve; we encourage and support associate participation in community initiatives through our foundations.
Encova Insurance is an EOE/E-Verify employer.
Commercial Lines Underwriter (Commercial P&C)(Hybrid or Remote)
Remote Personal Lines Underwriter Job
Amerisure creates exceptional value for its partners, policyholders, and employees. As a property and casualty insurance company, Amerisure's promise to our partner agencies and policyholders begins with a comprehensive line of insurance products designed to protect businesses, as well as the health and safety of every employee. With an A.M. Best "A" (Excellent) rating, Amerisure serves mid-sized commercial enterprises focused in construction, manufacturing and healthcare. Ranked as one of the top 100 Property & Casualty companies in the United States, we proudly manage nearly $1 Billion of Direct Written Premium and maintain $1.21 billion in surplus.
We are recruiting for a Commercial Lines Underwriter to join our team in the West. This role will be hybrid if near our Dallas, St. Louis or Phoenix office, or can be remote in other areas in the region, including Texas, Missouri, Arizona, Colorado, Arkansas or Oklahoma.
Position Summary:
Responsible for evaluating and managing assigned accounts, maintaining a portfolio of renewal accounts, and making informed underwriting decisions in alignment with Amerisure's risk appetite and strategic objectives. This role highlights data-driven risk assessment, effective negotiation, and collaboration with agency partners to achieve underwriting goals.
Responsibilities:
* Evaluate, underwrite, price, and negotiate assigned accounts in accordance with Amerisure risk evaluation process and renewal framework.
* Analyze and assess risk factors to ensure adherence to Amerisure's underwriting philosophy.
* Provide service excellence to agency partners, adhering to established service standards to strengthen agency relationships and support business objectives.
* Develop and maintain relationships with key agency contacts to facilitate effective negotiations and ensure successful account acquisition and retention.
* Attain established underwriting performance metrics for both new and renewal accounts.
* Maintain organized and thorough underwriting documentation in accordance with Amerisure's standards and guidelines.
* Utilize underwriting tools to effectively support risk assessment and decision-making.
Requirements:
* Bachelor's degree or equivalent years of experience.
* 1 year underwriting experience in commercial or middle market insurance.
* Proficient computer skills required including Microsoft Office Suite.
* Strong analytical skills and attention to detail.
* Demonstrated successful ability to build positive relationships and partnerships within department, across the organization and with external customers.
* Excellent organizational skills, including ability to multi-task and prioritize workload. Excellent interpersonal and communication skills with the ability to interact with all levels of the organization.
* Ability to travel up to 5%.
#LI-CR1 #LI-Remote
Just as we are committed to creating exceptional value for our Partners For Success agencies and policyholders, Amerisure also remains committed to being an employer of choice. We reinforce this commitment by adhering to an Employee Value Proposition that, in part, is provided through a competitive total rewards package. This package includes competitive base pay, performance-based incentive pay, comprehensive health and welfare benefits, a 401(k) savings plan with profit sharing, and generous paid time off programs. We also offer flexible work arrangements to promote work-life balance. Recognized as one of the Best and Brightest Companies to Work For in the Nation and one of Business Insurance magazine's Best Places to Work in Insurance, we provide a workplace that fosters excellence and professional growth. If you are looking for a collaborative and rewarding career, Amerisure is looking for you.
Amerisure Insurance provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion, sex, national origin, age, disability or genetics. In addition to federal law requirements, Amerisure Insurance complies with applicable state and local laws governing nondiscrimination in employment in every location in which the company has facilities. This policy applies to all terms and conditions of employment, including recruiting, hiring, placement, promotion, termination, layoff, recall, transfer, leaves of absence, compensation and training. Amerisure Insurance expressly prohibits any form of workplace harassment based on race, color, religion, gender, sexual orientation, gender identity or expression, national origin, age, genetic information, disability, or veteran status. Improper interference with the ability of Amerisure's employees to perform their job duties may result in discipline up to and including discharge.
Senior Commercial Lines Underwriter
Remote Personal Lines Underwriter Job
Full-time Description
Who are we?
Western National Insurance Group is a private mutual insurance company with over 120 years of experience serving customers' property-and-casualty insurance needs in the Midwestern, Northwestern, and Southwestern United States. Known as “The Relationship Company ,” we define success as a measure of the relationships we've built over time. In everything that we do, we know that delivering a friendly and helpful interaction makes for a better experience for everyone involved. That's the power of “nice”. At Western National, nice is something we work to bring to every person and organization with whom we partner and serve.
Does this opportunity interest you?
Western National is seeking a Senior Commercial Lines Underwriter to join our team!
Western National Insurance Group reserves the right to fill this position at a level above or below the level included in this posting.
The individual in this role will have the opportunity to develop a book of business by writing and retaining commercial lines accounts through assigned agencies.
What are the responsibilities and opportunities of this role?
Builds and maintains strong agency relationships.
Effectively manages an agency territory to achieve established growth and profit goals.
Assesses risks and exposures on new and existing business to identify opportunities to maximize assigned territory growth and loss ratio objectives.
Uses general practices, processes, procedures, and established underwriting authority level to analyze the operations and exposures of different types of risks to write, renew, or modify business.
Applies demonstrated ability to consistently manage high risk / hazard business.
Applies degree of knowledge in overall field and recognized expertise in specific areas.
Proactively mentors team members, resulting in increased effectiveness in one or more areas of knowledge or skill for colleagues.
Applies high degree of knowledge of coverages, forms, symbols, and endorsements per line of business with the ability to articulate to others.
Primarily focuses on writing new business as defined by annual goals depending on the region.
Applies high degree of rating knowledge and experience, including composite rating and scheduled rating.
Requirements
What are the must-have qualifications for a candidate?
Demonstrated time management skills with ability to meet deadlines.
Strong negotiation and relationship-building skills.
Analytical with ability to exercise sound business judgment.
Possesses an in-depth knowledge of rating concepts.
Proficient use of various core systems, office and computer equipment, and software packages.
Bachelor's degree in insurance or finance or equivalent related experience.
At least five years of experience in a commercial lines underwriting role.
What will our ideal candidate have?
Demonstrated organizational and prioritization skills and ability to accomplish multiple time-sensitive priorities.
Demonstrated understanding of industry practices, standards, and underwriting concepts.
Demonstrated ability to communicate clearly and effectively both verbally and in writing.
CPCU, AU, or CIC certification.
Compensation overview
The targeted hiring range for this role is $81,400 - $125,000, annually. However, the base pay offered may vary depending on the job-related knowledge, skills, credentials, and experience of each candidate as well as other factors such as the scope and location of the role. Candidates looking for compensation outside of the posted range are encouraged to apply and will be considered based on their individual qualifications and / or may be considered for other positions.
Culture and Total Rewards
Western National has long been known as “The Relationship Company ” and caring for our employees is part of that relationship commitment. We value connectiveness, empowerment, and accountability, and we believe that our employees are our biggest asset.
Currently ranked as the 41st largest private company by revenue in Minnesota (Minneapolis/St. Paul Business Journal), Western National has earned accolades year-over-year as an employer of choice and garnered multiple awards for wellness in the workplace. Western National has also been named a Top Workplace by the Star Tribune for the past four consecutive years. In addition, the Group is consistently recognized as a Ward's 50 property-and-casualty insurance company for its outstanding financial results.
Western National offers full-time employees a significant Total Rewards Package, including:
Medical insurance plan options and other standard employee benefits, including dental insurance, vision benefits, life insurance, disability insurance, and more!
Health Savings Accounts (HSA) and Flexible Spending Accounts (FSA)
401(k) Plan (participants are eligible for 100% matching on the first 6% of their contributions)
Wellbeing Program, including onsite fitness studio
Paid Time Off - including holiday, vacation, and volunteer
100% company-paid tuition reimbursement for approved job-relevant coursework and access to The Institutes (Risk and insurance education)
Paid parental leave
Bonus opportunities
Western National believes in supporting balance between work and life by providing a flexible work environment, which includes a variety of hybrid and remote work arrangements designed to balance individual, job, department, and company needs.
Applicants must be authorized to work for any employer in the U.S. We are unable to sponsor or take over sponsorship of an employment Visa at this time.
Western National provides employment opportunities to all employees and applicants for employment and prohibits discrimination and harassment of any type without regard to race, color, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state, or local laws.
#LI-AN1
Salary Description $81,400 - $125,000
Commercial Insurance Underwriter - Southern CA (REMOTE)
Remote Personal Lines Underwriter Job
Foresight Risk and Insurance Services, Inc. is looking for an Executive Underwriter with Workers' Compensation experience based in Southern CA to join our talent network. We are seeking all levels of Underwriters (Associate Underwriters, Underwriter, Senior Underwriters & Executive Underwriters) and title and compensation will be defined according to your experience. You will be responsible for maintaining our portfolio of commercial clients and underwriting new and renewal business with guidance from the SVP, Underwriting. This person must be based in Southern CA.
In this role you will be responsible for achieving growth and profit objectives by appropriate risk selection, book management, business development and agency management. The ideal candidate has a proven background in underwriting, agency relations and has the ability to develop strong, long-lasting client relationships. This person will be responsible for Underwriting, along with agency management.
About Foresight
Far too many workers in high-risk industries are injured on the job, or worse, never make it home to their families at all. Foresight sees a future where workplace injuries are a thing of the past. We accomplish this through our two visionary brands: Foresight Insurance and Safesite.
As the insurer of the future, our workers' compensation insurance brings real-time safety engagement technology and dedicated safety coaching together to turn insight into action, driving down business costs and reducing claims. Powered by our proprietary Safesite technology, we blend a custom-tailored safety program with dedicated consulting services, improving client safety behavior and helping eliminate accidents and claims. In a 2022 study, we demonstrated a capability to reduce claims frequency for clients by 18% in just the first year. Deploying the latest technologies into the field and capturing critical safety and risk data from the frontline workers, we link safety performance to insurance and pricing-informing our underwriters' ability to provide a holistic and competitive quote to our brokers and clients.
Foresight is backed by strong global investors and completed an impressive Series B raise in 2022, bringing funds raised to $59 Million. Safesite's innovative Safesite Score is patented. We consistently rank on numerous global top Insurtech lists.
About our Culture
Our team of bright, energized, and motivated people come from a vast array of backgrounds and industries. They are drawn to Foresight by our purpose, our fresh approach to work/home balance and wellness, and by our commitment to our values: Simplicity, Tenacity, Comradery, Aim Higher, Home Safe, and Be Agile.
Our ideal candidates are dynamic self-starters with a sense of teamwork, a commitment to moving the insurance and safety industry forward, and an appreciation for the work and industries our clients dedicate themselves to.
Responsibilities
Underwriting and agency relations support including risk selection, coverage evaluation, pricing, valuation, and hazard identification for accounts in the assigned territory.
Maintain our portfolio of commercial clients ensuring each client receives the highest level of customer support and service.
Execute and properly document UW criteria for all accounts to ensure compliance requirements are met.
Perform underwriting reviews on renewals by reviewing operations and exposures, loss experience, loss control reports and pricing.
Oversee operations support for assigned policy servicing requests as needed (endorsement, audits, certificates, premium finance notices and cancellations).
Assist in the verification of client information and the production, analysis, and quoting of new and renewal business.
Partner with the Broker Relations team to manage producers and ensure new business pipelines generate a steady stream of business opportunities.
Manage the production, profitability and relationships with established agencies in assigned territory.
Develop and execute annual success and territory plans and monitor agency performance in partnership with the VP, Broker Relations.
Evaluate new business submissions, providing technical expertise regarding underwriting acceptability and philosophy, procedures, coverage interpretations, and policy and endorsement provisions.
Responsible for profit, growth, pricing, underwriting quality and meeting service standards.
Monitor market conditions, develop competitive intelligence and make recommendations regarding new and/or existing products, programs, risk appetite and services.
Demonstrate understanding of risk exposure, classifications, and price for exposure.
Provide client education ensuring our clients understand our product features and technology.
Refer viable risks outside authority once pre-underwritten demonstrating sound judgment, decision making and file documentation.
Possess knowledge of forms, coverage, rating plans, manuals and company position papers.
Maintain department service standards and respond to producer needs.
Ensure that new and renewal business fits Company strategy and that the underwriting process and procedures are aligned.
Requirements
5 years minimum experience underwriting workers compensation.
7 years minimum experience within the insurance industry
Bachelor's Degree in a related field or equivalent relevant UW experience
Sales and/or marketing experience within the work comp or P&C insurance industry preferred.
Experience interpreting and analyzing insurance policies.
Must have knowledge of commercial multi-line underwriting and rating.
Excellent verbal and written communication skills.
Ability to establish and grow business relationships.
Workers Compensation experience is a must.
Benefits
Industry-leading career development opportunities
Competitive salary
Generous paid time off including 14 paid holidays, personal days and paid sick leave
Medical, dental, and vision insurance
Monthly wellness stipend
Home office equipment provided to create a comfortable and productive work set up
Learning and development stipend to use on courses, conferences, or other upskilling opportunities
401(k)
Paid parental leave
As a fully remote company, the compensation range provided is based on a wide range of factors including, but not limited to, skill sets, experience, and other business and organizational needs and is based on national averages*. We are seeking all levels of Underwriters (Associate Underwriters, Underwriter, Senior Underwriters & Executive Underwriters) and title and compensation will be defined according to your experience. At Foresight it is not typical for an individual to be hired at or near the top of the range for their role and compensation decisions are dependent on the facts and circumstances of each case. A reasonable estimate of the current range is $80,000 - $120,000 + bonus + equity.
*Location will be considered if the role is required to be located in a certain geographic area
Insurance Underwriter
Remote Personal Lines Underwriter Job
Job Title:
Insurance Underwriter (Level I or II, depending on experience)
Pay Information:
Non-Exempt - $60,000 - $85,000 per year
Location:
Remote first work environment with occasional in office meetings. Must live in the Greater Sacramento area.
Who we are:
We are The Dentist Insurance Company (TDIC), and we promise to protect only dentists, protect them better than any other insurance company and be there when they need us.
TDIC was founded in 1980 by a small group of California Dental Association members in response to skyrocketing malpractice premiums that impacted dentists' ability to practice productively and patients' ability to access care. Since that time, we've grown to protect 24,000+ policyholders across 15 states with a comprehensive suite of dentist-centric insurance products and risk management tools. With this singular focus and the unparallelled expertise of people who understand dentistry, we've earned the trust of our community.
TDIC has been rated A (Excellent) by AM Best for financial stability for 28 consecutive years, as well as the Best of Insurance award from ClearlyRated for client satisfaction. We've also earned endorsements from nine dental associations.
At TDIC, we seek out, welcome and support the best and brightest individuals across unique specialties and prioritize diversity in our hiring practices. We know our employees are an integral part of our success. We value individual talents while encouraging a collaborative, inclusive, respectful and forward-thinking work environment.
As our organization continues to innovate and grow, we invite you to be a part of what's next.
Company Benefits:
At TDIC, we offer a robust benefits package that enhances overall employee well-being and provides options to meet the needs of our diverse workforce. We listen to our employees on matters of wellness and devote time and resources to continuously evaluate our benefits to ensure we can best support their work-life goals.
Remote and hybrid flexibility and technology to support remote work
Generous time off program starting at 22 days of PTO and13 paid holidays (includes a floating holiday and winter closure)
Highly competitive medical, dental and vision plans, including FSA and HSA account options
401(k) plans, with a generous match and safe harbor contributions upon eligibility
Paid parental leave
Wellness programs, including incentives and an In-Shape Family Fitness discount
Opportunities for professional development, training and leadership skill-building
Critical illness, accident, life, pet, short term and long-term disability insurance options
Employee Assistance Program (EAP) for support navigating day-to-day challenges
Universal Competencies:
Collaboration: Proactively engages with an iterative mindset to enhance ideas and achieve organizational results; Cultivates relationships, builds partnerships, shares and learns without boundaries.
Service: Focusing on meeting needs and exceeding expectations for those served inside and outside the organization.
Respect: Embracing others for their true authentic self; nurture and promote an environment that values diversity of thought, input, experience and expertise.
Role Specific Competencies:
Problem Solving: Applies analysis, creativity, resilience and logic to reach optimal outcomes; develops and implements solutions.
Approachability: Is consistently approachable, open to feedback and truthful; builds trust and authentic professional relationships.
Decision Making: Decides with intention, reflection and reason while maintaining a big-picture mindset; clarifies purpose, evaluates alternatives and analyzes risks.
How the Underwriter contributes:
Responsible for decision making regarding risk acceptability by applying underwriting principles through loss exposure analysis. Excellent communication and customer service skills are crucial.
Analyzes new business applications, renewal questionnaires, policy performance at renewal, and endorsement requests.
Supports the growth of the book of business by promptly responding to questions, concerns and complaints from agents, policyholders and internal staff. Must be able to use discretion when representing underwriting on issues related to claims, risk management, service and membership.
Develops positive working relationships with co-workers, agents, peers and other business contacts and company personnel.
Reviews, compiles data, maintains account analysis, and ensures all related underwriting documentation for endorsement requests are present in the underwriting file. Ensures the content of those files meets department and regulatory standards.
Prepares accounts for review for potential non-renewal. With management guidance, gains exposure to appeal process and renewal process.
Responds to policyholders' questions or requests for coverage changes. Helps research and develop information on the nature of their requests.
Ability to maintain accuracy and acceptable department service level standards while maintaining strict compliance to regulatory requirements.
Minimum Qualifications:
High school diploma or GED.
Property and Casualty License (or willingness to obtain within 90 days of hire).
Two years of experience in medical professionals, commercial insurance, personal lines insurance or mortgage underwriting.
Production Insurance Underwriter - Small Commercial Insurance
Remote Personal Lines Underwriter Job
Founded in 1976, Bankers Insurance Group has grown from a small local company to a diverse corporation known for its innovative insurance products and superior customer service. Bankers Insurance offers a variety of property and casualty products and services. Among the company's products are business owners, builder's risk, personal and commercial flood, as well as specialized coverages. Insurance and financial services remain at the core of our business, and we're proud of our more than 45+ year track record of expertise and service. We recognize the changes taking place in our domestic and global economy, as well as our society. We strive to respond to those changes with a spirit of understanding, growth, innovation, and entrepreneurship, developing new products, services, and partnerships.
Our Core Values
Collaboration: Working together is critical to achieving organizational goals.
Innovation: Growth happens when we embrace and implement new ideas that deliver unique solutions and superior customer service.
Performance: We provide our employees with the tools and support they need to grow, succeed, and make an impact.
Social Responsibility: Charity and volunteer work are central to who we are.
Trust: We build and maintain trust with employees and clients through integrity, transparency, and always doing the right thing.
Company Value Statements
All employees are expected to demonstrate the following in the performance of their duties:
Acting with the highest levels of honesty, character, and transparency
Making a unified effort to achieve organizational goals and embracing accountability for exceptional performance every day
Committing to excellence, reaching our full potential as individuals and as an organization
Approaching every challenge with creativity, delivering compelling value to our customers
Believing in the power of a diverse workforce and making a positive impact on our environment and community
Summary/Objective
We are seeking a Production Underwriter to drive profitable new business growth for our Small Commercial BOP portfolio. This is a high-visibility role focused on building strong agency relationships, identifying new market opportunities, and contributing to underwriting strategy.
You will underwrite new and renewal business within your assigned territory while proactively engaging with appointed agents to promote our products and appetite. You'll serve as the face of our underwriting team advising, negotiating, and problem-solving in partnership with our distribution team.
Essential Functions
Underwrite and select profitable new and renewal Commercial Lines BOP accounts in accordance with company guidelines and risk appetite.
Actively drive new business production by prospecting within assigned agency territory, promoting underwriting appetite, and identifying growth opportunities.
Conduct regular agency meetings-virtually and in person-to strengthen relationships, deliver training, and provide guidance on submission quality and product offerings.
Collaborate with Distribution and Product Management to execute territory plans and achieve production targets.
Analyze submissions and recommend appropriate coverages, limits, pricing, and terms based on sound risk assessment and competitive positioning.
Apply sound underwriting judgment and risk-based philosophy to ensure long-term portfolio profitability.
Leverage underwriting tools, analytics, and market knowledge to support decision-making and agency negotiation.
Provide real-time feedback to agents to improve submission quality and underwriting efficiency.
Monitor and manage agency performance, recommending action plans where needed to ensure alignment with underwriting goals.
Identify gaps in product offerings or processes and collaborate with product managers to recommend enhancements or adjustments.
Appropriately rate and process new business, renewals, endorsements, and inspections for small commercial products.
Review and act on inspection reports, applying necessary underwriting adjustments or risk improvement actions.
Maintain up-to-date knowledge of underwriting guidelines, competitor activity, industry trends, and regulatory developments.
Support a high-performance team culture through collaboration, knowledge sharing, and mentorship where applicable.
Position is based out of our St. Petersburg, Florida office and follows a hybrid work schedule, which includes required in-office presence to support collaboration, training, and team engagement. Remote work flexibility is available based on business needs and performance.
Travel
Up to 30% travel required for agency visits, marketing events, and underwriting meetings within the assigned territory.
Required Education and Experience
Bachelor's Degree in a related field and at least 3 years' experience in commercial BOP underwriting.
Preferred Education and Experience
5 to 7 years of Property & Casualty insurance experience, with at least 3 years specifically in commercial underwriting for Business Owner's Policy (BOP) or small commercial package business.
Proven success in a production underwriting role, including responsibility for driving new business growth, managing agency relationships, and achieving territory premium goals.
Demonstrated ability to build and maintain strong partnerships with independent agents, including conducting field visits and facilitating business development discussions.
Strong technical underwriting acumen with the ability to assess risk, apply pricing strategies, and negotiate terms aligned with profitability targets.
Excellent communication and presentation skills; comfortable leading agency meetings and product training sessions.
Bachelor's degree preferred; equivalent work experience considered, especially when combined with professional designations such as CIC, CPCU, or AU.
Proficiency with Microsoft Office Suite (Word, Excel, PowerPoint); ability to utilize underwriting platforms and reporting tools effectively.
Highly organized with excellent time management, prioritization, and decision-making skills.
Self-motivated, results-driven, and adaptable demonstrating a “can-do” attitude and strong sense of ownership.
Proven ability to work collaboratively within a team environment, sharing knowledge, supporting peers, and contributing to a positive, performance-driven culture.
Strong business acumen and market awareness to identify opportunities and respond to competitive dynamics.
The preceding position description has been designed to indicate the general nature of the work performed; the level of knowledge and skills typically required; and the usual working conditions of this position. It is not designed to contain or be interpreted as a comprehensive, complete, or exclusive list of the duties of the position. Additional and different duties may be assigned from time to time. We are an E-Verify company.
Subcontractor Default Insurance (SDI) Underwriter
Remote Personal Lines Underwriter Job
As a part of our construction product offerings and portfolio, Liberty Mutual is hiring a Subcontract Default Insurance (SDI) Underwriter to join our team. The SDI Underwriter will work in support of the Underwriting Team in analyzing and managing new and existing SDI accounts of all sizes and complexities, in support of SDI's national strategy. SDI is a growing team within Liberty Mutual Surety.
Liberty Mutual Surety, a business unit of Liberty Mutual Insurance, is the world's largest globally Surety, including in the United States. Conducting business worldwide through fronting relationships and Liberty-owned subsidiaries, we provide bonds in over 60 countries for construction firms, manufacturers and suppliers, and commercial enterprises on an account and transactional basis. We are committed to building mutually profitable relationships by providing smart business solutions, ease of doing business, and consistent, responsive service. Liberty Mutual Surety is dedicated to the communities we serve and highly values a diverse workforce in more than 18 countries.
Responsibilities:
Review and analysis of financial, capacity, and operational systems and controls in conjunction with current SDI practices.
Help execute the SDI vision and value proposition that recognizes changing business and competitive environment dynamics, key business drivers, and financial elements.
Leverage strong United States and Canadian broker relationships to effectively promote and represent Liberty Mutual with customers and at industry events.
Support and execute SDI business strategy to successfully propel the product and client segments into a significant, profitable, sustainable, and long-term marketplace leadership position.
Develop, leverage, and maintain internal and external stakeholder relationships. Assist with new product development, implementation, and oversight; actively engage with others in the Liberty Mutual suite of construction surety and insurance offerings as well as collaborate with other underwriters, claims, and actuarial teams to share insights and best practices across the organization.
Utilizing data, analytics, and technology to improve Underwriting risk selection and portfolio management.
Special projects as assigned.
Experience in the construction industry is highly preferred!
Qualifications
Bachelor's Degree in Finance, Construction Management, Accounting, Risk Management and Insurance or business related field typically required. A minimum of 3 years experience preferably in the construction industry.
Analytical ability and decision-making skills
Demonstrated ability to make and clearly communicate sound recommendations that includes complex analyses, both verbal and written
Displays strong interpersonal skills in dealing with internal and external stakeholders, including leading presentations with senior leadership.
About Us
Pay Philosophy: The typical starting salary range for this role is determined by a number of factors including skills, experience, education, certifications, and location. The full salary range for this role reflects the competitive labor market value for all employees in these positions across the national market and provides an opportunity to progress as employees grow and develop within the role. Some roles at Liberty Mutual have a corresponding compensation plan which may include commission and/or bonus earnings at rates that vary based on multiple factors set forth in the compensation plan for the role.
As a purpose-driven organization, Liberty Mutual is committed to fostering an environment where employees from all backgrounds can build long and meaningful careers. Through strong relationships, comprehensive benefits, and continuous learning opportunities, we seek to create an environment where employees can succeed, both professionally and personally.
At Liberty Mutual, we believe progress happens when people feel secure. By providing protection for the unexpected and delivering it with care, we help people embrace today and confidently pursue tomorrow.
We are dedicated to fostering an inclusive environment where employees from all backgrounds can build long and meaningful careers. By actively seeking employee feedback and amplifying the voices of our seven Employee Resource Groups (ERGs), which are open to all, we create an environment where every individual can make a meaningful impact so we continue to meet the evolving needs of our customers.
We value your hard work, integrity and commitment to make things better, and we put people first by offering you benefits that support your life and well-being. To learn more about our benefit offerings please visit: ***********************
Liberty Mutual is an equal opportunity employer. We will not tolerate discrimination on the basis of race, color, national origin, sex, sexual orientation, gender identity, religion, age, disability, veteran's status, pregnancy, genetic information or on any basis prohibited by federal, state or local law.
Fair Chance Notices
California
Los Angeles Incorporated
Los Angeles Unincorporated
Philadelphia
San Francisco
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Commercial Lines Program Underwriter (hybrid/remote)
Remote Personal Lines Underwriter Job
If you're excited about this role but don't meet every qualification, we still encourage you to apply! At Grange, we value growth and are committed to supporting continuous learning and skill development as you advance in your career with us.
Summary: This position is responsible for achieving profitable underwriting results in support of growth and profit objectives by appropriate risk selection, agency relations, book management, self-development, and assistance in professional development of others.
What You'll Be Doing:
Underwrite new and renewal business for niche and program business including the evaluation, classification, and rating of risk to determine profitability, acceptability, coverage, and pricing.
Manages and underwrites book of business to maintain profitable results, by identifying changes in risk exposures or characteristics, changes in loss trends as measured by loss ratio, loss frequency or other measures.
Monitors new business production, renewal and policy retention trends, and agency production and loss ratio results within assigned territory to ensure objectives are met and, if necessary, develop appropriate corrective action alternatives to meet overall company objectives.
Develops effective relationships with agents and other internal and external customers through effective communication, cooperation and periodic agency visits.
Drives new business sales growth for Commercial Lines.
Develops and maintains full knowledge of all policy forms, coverages, rating plans and manuals for all property and casualty lines written.
Assists as needed in the training, mentoring and development of new or less experienced underwriting personnel.
Manages assigned work to meet or exceed time and quality service standards.
Reviews referrals within the referral guidelines and individual underwriting authority.
Maintains appropriate underwriting documentation on the system or in writing as required.
Agency Management - executes agency management routines to develop a profitable book of business with each agency: Develops and manages New Business pipeline to ensure a steady stream of business opportunities; analyze quality, volume, mix of business and profit for assigned producers; identify trends in submission activity and work to meet production targets as established; execute actions to achieve policy retention and pricing objectives; participate in agency review process; support Sales Relationship Manager/Territory Sales Manager in conducting sales, product, and process training for agencies and their staff.
Responsible for agency travel to increase producer awareness of Enterprise underwriting appetites, philosophy and product offerings maximizing time with the right agencies.
Embraces a culture of Continuous Improvement (CI) and actively identifies opportunities for improvement to increase efficiency and decrease waste, aiding in expense reductions for Commercial Lines.
Exhibits the company's core values of integrity, candor, ownership, working together and doing the right thing.
Places reinsurance and assists less experienced underwriters in obtaining reinsurance quotes.
Assists with audits for individuals, team, and department.
Solicits and develops new niche and program opportunities through agency travel and relationship development.
Help establish, implement and monitor annual business plans for agencies with programs and niche markets.
What You'll Bring To The Company:
Bachelor's degree and/or CPCU designation strongly desired. At least five years commercial multiple lines underwriting experience or completion of the Underwriting Training program or comparable experience within the property and casualty insurance industry required. Must possess excellent communication, time management, decision making, and PC skills. Ability to complete multiple tasks within set deadlines, be detail oriented, and have a willingness to participate in industry related continuing education and/or training (CPCU, INS, AU, AIS, CIC, etc.) needed. Outstanding negotiation skills, including the ability to deal with conflict and handle difficult situations as well as to provide a high level of customer service are a must. Travel as necessary (up to 25%) for agency visits, agency meetings, seminars, etc.
About Us:
Grange Insurance Company, with $3.2 billion in assets and more than $1.5 billion in annual revenue, is an insurance provider founded in 1935 and based in Columbus, Ohio. Through its network of independent agents, Grange offers auto, home and business insurance protection. Grange Insurance Company and its affiliates serve policyholders in Georgia, Illinois, Indiana, Iowa, Kentucky, Michigan, Minnesota, Ohio, Pennsylvania, South Carolina, Tennessee, Virginia, and Wisconsin and holds an A.M. Best rating of "A" (Excellent).
Grange understands that life requires flexibility. We promote geographical diversity, allowing hybrid and remote options and flexibility in work hours (role dependent). In addition to competitive traditional benefits, Grange has also created unique benefits based on employee feedback, including a cultural appreciation holiday, family formation benefits, compassionate care leave, and expanded categories of bereavement leave.
Who We Are:
We are committed to an inclusive work environment that welcomes and values diversity, equity and inclusion. We hire great talent from various backgrounds, and our associates are our biggest strength.â¯We seek individuals that represent the diversity of our communities, including those of all abilities. A diverse workforce's collective ideas, opinions and creativity are necessary to deliver the innovative solutions and service our agency partners and customers need. Our core values: Be One Team, Deliver Excellence, Communicate Openly, Do the Right Thing, and Solve Creatively for Tomorrow.
Our Associate Resource Groups help us create a more diverse and inclusive mindset and workplace. They also offer professional and personal growth opportunities. These voluntary groups are open to all associates and have formed to celebrate similarities of ethnicity/race, nationality, generation, gender identity, and sexual orientation and include Multicultural Professional Network, Pride Partnership & Allies, Women's Group, and Young Professionals.
Our Inclusive Culture Council, created in 2016, is focused on professional development, networking, business value and community outreach, all of which encourage and facilitate an environment that fosters learning, innovation, and growth.â¯Together, we use our individual experiences to learn from one another and grow as professionals and as people.â¯
We are committed to maintaining a discrimination-free workplace in all aspects, terms and conditions of employment and welcome the unique contributions that you bring from education, opinions, culture, beliefs, race, color, religion, age, sex, national origin, handicap, disability, sexual orientation, gender identity or expression, ancestry, pregnancy, veteran status, and citizenship.
Insurance Underwriter - Regional Carrier Base Salary to 120k/year Spokane, WA
Remote Personal Lines Underwriter Job
Insurance Underwriter - Regional Carrier – Base Salary to 120k/year – Spokane, WA
Our client, a respected and established 100+ year regional carrier that operates in CA, AZ, NV, OR and WA has an immediate need for an Insurance Underwriter (internally titled Agribusiness Underwriting Specialist) to join their team.
Responsibilities:
The Insurance Underwriter will be responsible for evaluating small to middle market risks mainly in the Spokane territory. You will build strong agency relationships to develop new business opportunities, retain a strong renewal book, and make production calls. You will handle agribusiness & complex commercial risks. You will use D&B reports, MVR's, loss runs, and inspection reports to evaluate the overall risk quality & acceptability. Travel for agency visits are maybe once a month.
Qualifications:
5+ Years of agribusiness underwriting experience.
Insurance designations and a college degree are a plus.
Compensation:
Base salary in the 75k - 120k/year range depending on experience plus profit sharing bonus & salary increases.
Benefits package including Medical, Dental, Vision, PTO, Volunteer Time Off, 401+match, Paid Holidays, Insurance Education Reimbursement, Recognition programs and awards, etc.
Hybrid role. 3 days in the office, 2 days remote.
You will receive a laptop, 2 monitors, docking station, phone, keyboard, headset etc. For remote work.
Insurance Underwriter - Regional Carrier - Base Salary to 120k/year - Spokane, WA
Remote Personal Lines Underwriter Job
Our client, a respected and established 100+ year regional carrier that operates in CA, AZ, NV, OR and WA has an immediate need for an Insurance Underwriter (internally titled Agribusiness Underwriting Specialist) to join their team.
Responsibilities:
The Insurance Underwriter will be responsible for evaluating small to middle market risks mainly in the Spokane territory. You will build strong agency relationships to develop new business opportunities, retain a strong renewal book, and make production calls. You will handle agribusiness & complex commercial risks. You will use D&B reports, MVR's, loss runs, and inspection reports to evaluate the overall risk quality & acceptability. Travel for agency visits are maybe once a month.
Qualifications:
5+ Years of agribusiness underwriting experience.
Insurance designations and a college degree are a plus.
Compensation:
Base salary in the 75k - 120k/year range depending on experience plus profit sharing bonus & salary increases.
Benefits package including Medical, Dental, Vision, PTO, Volunteer Time Off, 401+match, Paid Holidays, Insurance Education Reimbursement, Recognition programs and awards, etc.
Hybrid role. 3 days in the office, 2 days remote.
You will receive a laptop, 2 monitors, docking station, phone, keyboard, headset etc. for remote work.
Commercial Lines Underwriter
Remote Personal Lines Underwriter Job
Under the direction of the Commercial Lines Supervisor, the Underwriter is responsible for reviewing, underwriting, and rating submissions for quotes, new and renewal business, and endorsements within underwriting guidelines. This role will assist with business development and growth by building relationships with independent agents. The Underwriter will apply sound judgment to underwrite business that minimizes risk and contributes to a profitable portfolio.
Essential Functions
Review, evaluate, and process applications, renewals, change requests, and cancellations by applying sound underwriting judgment and adhering to company policy and state regulations
Gather necessary information and make decisions within limits of underwriting authority
Develop positive working relationships with agents through various modes of communication: telephone, email, and in-person
Perform periodic field visits to agents to improve quality of submissions, stimulate profitable production, and strengthen company/agency relations
Communicate with agents regarding risk acceptance, declination, or modifications
Make entries as required, properly and promptly in underwriting systems to ensure accuracy of data in relation to underwriting and quoting
Other duties as assigned
Job Requirements, Knowledge, Skills and Abilities
3-5 years of commercial underwriting experience required
Knowledge of Property and Casualty Insurance
Strong analytical and problem-solving skills with particular attention to detail
Exceptional organizational and time management skills
Strong computer aptitude which includes expertise with Microsoft Office (Excel, Word, Outlook)
Excellent written and oral communication skills
Able to work independently with little supervision, but also able to work collaboratively with a team
Candidates looking to work remotely on a full-time basis will be considered and would require initial training, based on experience at the home office in Macon, Georgia.
Remote underwriters must live in Georgia, South Carolina, or Tennessee
Compensation
Commensurate with experience
Performance based incentives
Benefits Package
401(k) company match up to 6% eligible upon hire
Medical, dental & vision, including company paid Life insurance and long-term disability
Wellness program
Health care flexible spending accounts
Paid time off
Paid & unpaid sick leave where applicable, as well as short-term disability
Parental & family leave; military leave & pay
Employee Referral Incentive
Career development & Continuing Education Assistance
Physical Conditions/Requirements
The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this position. Reasonable accommodations may be made to enable individuals with disabilities to perform the functions. While performing the duties of this position, the employee is regularly required to talk or hear. The employee frequently is required to use hands or finger, handle, or feel objects, tools or controls. The employee is occasionally required to stand; walk; sit; reach with hands and arms; climb or balance; and stoop, kneel, crouch, or crawl. The employee must occasionally lift and/or move up to 25 pounds. Specific vision abilities required by this position include close vision, distance vision, color vision, peripheral vision, and the ability to adjust focus. The noise level in the work environment is usually moderate.
Commercial Lines Field Underwriter | Remote
Remote Personal Lines Underwriter Job
Our client, an A-rated insurance carrier, is expanding their underwriting department and seeking to add a results-driven Commercial Lines Field Underwriter to join their Minnesota team. In this role, you will play a key part in underwriting commercial lines business, cultivating relationships with agency partners, and driving profitable growth in your assigned territory. This position requires a strategic thinker with strong analytical skills and the ability to make sound decisions in a fast-paced environment. This person will have the ability to work a flew remote schedule with occasional travel required within the assigned territory. Key Responsibilities:
Underwrite and manage a portfolio of commercial lines accounts, ensuring profitability and growth objectives are met.
Evaluate new and renewal submissions for coverage, pricing, and acceptability in accordance with company guidelines.
Develop and maintain strong relationships with independent agents and brokers to drive new business opportunities.
Provide exceptional service and support to agency partners, including training and guidance on underwriting processes.
Conduct agency visits to review books of business, identify growth opportunities, and deliver market insights.
Collaborate with internal teams, including product management and claims, to ensure effective policy management.
Monitor market trends and competitive landscape to adapt underwriting strategies and achieve business goals.
Maintain compliance with all regulatory and company standards.
Qualifications:
Bachelor's degree in business, finance, insurance, or related field preferred.
4 - 7+ years of experience in commercial lines underwriting or related field.
Strong knowledge of commercial insurance products, coverages, and underwriting principles.
Excellent interpersonal and communication skills, with the ability to build lasting agency relationships.
Salary & Benefits:
$130,000 to 150,000 Annual Based Salary + lucrative bonus
Comprehensive benefits package, including health, dental, vision, life, and retirement plans.
Company Car
Generous PTO plan
Flex schedule and ability to work remotely
A collaborative and supportive work environment.
Remote DE Underwriter (FHA)
Remote Personal Lines Underwriter Job
div class="col-12 col-md-8"div class="sc-ca SCKo fLrkuv"divpstrong Job Title:/strong DE Underwriter (203K Experience Required)br/ strong Schedule:/strong Full-Time | Eastern Standard Time (EST) Hours Required/p
pstrong Overview:/strongbr/
We're partnering with a reputable lender looking to add an experienced strong DE Underwriter/strong to their team. This is a fully remote role, but candidates must be located outside of California and available to work standard Eastern Time business hours./p
pstrong Key Requirements (Must-Have):/strong/p
ul
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pMust have strongactively underwritten and signed off FHA loans using a DE CHUMS ID within the last 11 months/strong/p
/li
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pActive DE CHUMS ID/p
/li
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pDemonstrated experience with strong203K renovation loans/strong (required)/p
/li
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pMust reside in a U.S. state emother than California/em (client is not registered to employ in California)/p
/li
li
pAvailability to work a full-time strong Eastern Standard Time (EST)/strong schedule/p
/li
/ul
pstrong Responsibilities:/strong/p
ul
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pReview and underwrite FHA and renovation loan files in accordance with agency, investor, and company guidelines/p
/li
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pAnalyze credit, income, assets, and collateral documentation for accuracy and risk/p
/li
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pReview and clear conditions; issue final approvals using DE credentials/p
/li
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pEnsure all decisions meet compliance, quality, and production standards/p
/li
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pCommunicate with internal teams to resolve issues and support a smooth closing process/p
/li
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pStay current on all HUD/FHA guideline updates, including 203K regulations/p
/li
/ul
pstrong Please note:/strongbr/
NMS is recruiting on behalf of the hiring company. We do not set requirements compensation, work schedules, or employment policies./p
/divdiv Thank you for your interest! br/
br/
If your background aligns with our clients needs, one of our Recruiters will reach out. strong Please Check your spam folder and voicemail for messages from our recruiters./strongbr/
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Unfortunately due to high volumes of applicants, we may not be able to respond to those who are not a fit. If you do not hear from us regarding this application, please know we do appreciate your interest and encourage you to continue to keep an eye on our website for new opportunities. /div/div/div
Property Programs Underwriter - Berk Re Fac
Remote Personal Lines Underwriter Job
Shape Your Future With Us General Re Corporation, a subsidiary of Berkshire Hathaway Inc., is a holding company for global reinsurance and related operations, with more than 2,000 employees worldwide. It owns General Reinsurance Corporation and General Reinsurance AG, which conducts business as Gen Re.
Gen Re delivers reinsurance solutions to the Life/Health and Property/Casualty insurance industries. Represented in all major reinsurance markets through a network of 38 offices, we have earned superior financial strength ratings from each of the major rating agencies.
Gen Re currently offers an excellent opportunity for a Property Programs Underwriter in our Berkshire Re Facultative Team. This role can be performed remotely or in our Atlanta, Boston, Chicago, Dallas, Harford, Los Angeles, New York or Philadelphia branch office, if desired.
Role Description
Underwriting
* Underwriting excess of loss Property Program business from Multinational, Regional and Specialty cedants
* Understands and applies departmental underwriting philosophy, rules and guidelines to Program business
* Understands contracts, policy forms and serves as a reference point for others
* Calculates accurate Program technical rates and evaluates pros & cons of various Program rating methodologies
* Provide concise and clear documentation, effectively highlighting the underwriting thought process
Marketing
* Develop and maintain broker relationships and learn marketing behaviors by participating in broker visits and events.
* Analyze market pricing, current trends in terms and conditions, and implementation of value for value concepts.
* Effectively negotiate with brokers on pricing, terms and conditions, contract language, etc.
* Focus on Per Risk, Auto-Facultative Solutions, while monitoring alternative solutions in the market.
Related Activities
* Understand and follow corporate and departmental philosophies, rules and guidelines
* Continuously and proactively improve skills and knowledge
* Identify and prioritize opportunities in an efficient manner
* Develop a relationship with the Legal Department by working through complex contract negotiations
* Collaborate with and support both Programs and Individual Risk colleagues
* Perform Program audits as necessary
Role Qualifications and Experience
* 5-10+ years industry experience in Property Reinsurance Program or Treaty Underwriting required
* Marketing and travel: up to 20%
* Excellent verbal and written communications skills
* Excellent interpersonal and critical thinking abilities
* Able to thrive in a remote team environment
* Excellent organizational skills and with meticulous attention to detail
Salary Range
141,000.00 - 235,000.00 USD
The annual base salary range posted represents a broad range of salaries around the US and is subject to many factors including but not limited to credentials, education, experience, geographic location, job responsibilities, performance, skills and/or training.
Our Address
General Reinsurance Corporation
120 Long Ridge Road
Stamford, CT 06902 (US)
At General Re Corporation, we celebrate diversity and are committed to creating an inclusive environment for all employees. It is the General Re Corporation's continuing policy to afford equal employment opportunity to all employees and applicants for employment without regard to race, color, sex (including childbirth or related medical conditions), religion, national origin or ancestry, age, past or present disability , marital status, liability for service in the armed forces, veterans' status, citizenship, sexual orientation, gender identity, or any other characteristic protected by applicable law. In addition, Gen Re provides reasonable accommodation for qualified individuals with disabilities in accordance with the Americans with Disabilities Act.
Mortgage Loan Underwriter II - REMOTE in North or South Carolina
Remote Personal Lines Underwriter Job
The Position of Mortgage Loan Underwriter II is responsible for analyzing and evaluating residential mortgage applications for approval and sale on the secondary market and in house. Loans are underwritten in a manner to ensure compliance with Bank policies and procedures, State and Federal Regulations, Agency, Government and investor guidelines. This would be a senior level in the underwriting field. *Must have SAR & DE Certification
ESSENTIAL FUNCTIONS:
Accesses risk regarding the applicant's financial status, with regard to credit and income.
Must have the ability to read and analyze tax returns and financial statements.
Evaluates property appraisal to determine compliance with appropriate guidelines.
Has knowledge of all federal and state regulations regarding lending and related departments.
Maintains awareness of current and ever changing investor/agency/government guidelines.
Keeps informed of current underwriting practices and assists in updating the Bank underwriting policies.
Confers with Processors/Loan Officers to aid in resolving issues that arise during the underwriting or closing of loans.
Assists in training the mortgage department staff as well as the processors and loan officers on underwriting guidelines.
Assists in answering questions to the underwriting scenario help desk.
Develops and maintains knowledge of financial industry, economy and market conditions.
Completes annual compliance courses.
Adheres specifically to all corporate policies and procedures. Also adheres to Federal and State regulations and laws; including, the Bank Secrecy Act and the Anti-Money Laundering Act.
Adheres to all levels of our Service Excellence standards.
Performs other duties as required.
GENERAL QUALIFICATIONS:
Knowledge & Experience : These specifications are general guidelines based on the minimum experience normally considered essential to the satisfactory performance of this position. Individual abilities may result in some deviation from these guidelines.
A high school diploma or general education degree (GED) is required. Ten years of underwriting experience or multiple underwriting designations from FHA, VA and/or USDA. Work related experience should consist of duties in a business environment. Educational experience, through in-house training sessions, formal school or financial industry related curriculum, should be business or financial industry related.
Physical Demands/Work Environment: Vision, hearing, speech, dexterity, visual concentration. A valid driver's license is required. Must have the ability to stand, walk, sit and use hands and fingers. Must have the ability to work the hours and days required to complete the essential functions of the position, as scheduled. The environment is a professional office with standard office equipment.
Cognitive Requirements: Learning, thinking, concentration, ability to exercise self-control, ability to work in a customer relations' environment. Must be able to pay close attention to detail and be able to work as a member of a team. Must have the ability to interact effectively with co-workers and customers, and exercise self-control and diplomacy in customer and employee relations' situations. Must have the ability to exercise discretion as well as appropriate judgments when necessary.
Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.