Underwriter Jobs in Darien, IL

About The Role: Underwrite and manage an assigned territory within the Continental U.S. Overall responsibilities include approving all commercial and commercial contract surety bonds within your authority, managing agency relationships and appointments, marketing for new business, budgeting and strategic planning for the territory/region, receivable collections and, through the use of financial and qualitative analysis, achieve minimum loss ratio and maximum profitability for the Division. Essential Responsibilities - * Ensure profitable underwriting decisions through appropriate financial analysis to determine the feasibility of providing surety credit. * Perform analysis on annual and internal financial statements and review other relevant credit information for new and existing accounts. * Analyze new account submissions for all commercial agents in the assigned territory. * Maintain current underwriting files in accordance with the Swiss Re Surety Group Procedure Manual for Commercial Surety. * Enhance existing agency relationships, identify and secure new agency relationships and terminate agent relationships that do not meet company revenue and profit objectives. Schedule regular meetings with established agents. * Establish revenue goals and monitor losses for assigned region. * Maintain a strong working relationship with the Claims Division and review all losses with Claims. * Assist the Regional Manager in developing one to three year territory strategic plan. * Assist the SVP - Commercial Surety with internal audits on a monthly basis or as necessary. * Plan and manage regular meetings with agents, attend group functions, large account meetings and Swiss Re Corporate Solutions Surety Group regional meetings as required. * Manage any special projects as delegated by the SVP- Commercial. About You: * Bachelor's Degree with emphasis in business, preferably finance or accounting, or, the following years of relevant experience in commercial surety underwriting * 7-10 years to be considered for Senior Underwriter level (VP Level) * 3-6 years to be considered for Underwriter level (AVP Level) * Strong marketing and interpersonal skills * Strong competency in quantitative and financial analysis * Effective written and verbal communication skills * Competent computer skills including knowledge of Excel and Word * Ability to travel up to 35% This role can be either at the AVP or VP level, based on candidate's experience. This role can be located out of various offices - Chicago, Columbus, Kansas City, St. Louis, etc. Our company has a hybrid work model where the expectation is that you will be in the office three days per week. The estimated base salary range for the Underwriter level is $112,000 to $168,000 and the Senior Underwriter level is $156,000 to $234,000. The specific salary offered for this, or any given role will take into account a number of factors including but not limited to job location, scope of role, qualifications, complexity/specialization/scarcity of talent, experience, education, and employer budget. At Swiss Re, we take a "total compensation approach" when making compensation decisions. This means that we consider all components of compensation in their totality (such as base pay, short-and long-term incentives, and benefits offered), in setting individual compensation. About Swiss Re Corporate Solutions Swiss Re is one of the world's leading providers of reinsurance, insurance and other forms of insurance-based risk transfer. We anticipate and manage risks, from natural catastrophes and climate change to cybercrime. Swiss Re Corporate Solutions is the commercial insurance arm of the Swiss Re Group. We offer innovative insurance solutions to large and midsized multinational corporations from our approximately 50 locations worldwide. We help clients mitigate their risk exposure, whilst our industry-leading claims service provides them with additional peace of mind. Our success depends on our ability to build an inclusive culture encouraging fresh perspectives and innovative thinking. Swiss Re Corporate Solutions embraces a workplace where everyone has equal opportunities to thrive and develop professionally regardless of their age, gender, race, ethnicity, gender identity and/or expression, sexual orientation, physical or mental ability, skillset, thought or other characteristics. In our inclusive and flexible environment everyone can bring their authentic selves to work and their passion for sustainability. If you are an experienced professional returning to the workforce after a career break, we encourage you to apply for open positions that match your skills and experience. Swiss Re is an equal opportunity employer. It is our practice to recruit, hire and promote without regard to race, religion, color, national origin, sex, disability, age, pregnancy, sexual orientations, marital status, military status, or any other characteristic protected by law. Decisions on employment are solely based on an individual's qualifications for the position being filled. During the recruitment process, reasonable accommodations for disabilities are available upon request. If contacted for an interview, please inform the Recruiter/HR Professional of the accommodation needed. Keywords: Surety, Credit, Underwriter Reference Code: 132278 Nearest Major Market: Chicago Job Segment: Surety, Accounts Receivable, Strategic Planning, HR, Claims, Insurance, Finance, Strategy, Human Resources

Everest Reinsurance Company, a member of the Everest Re Group, LTD, is seeking a Property Facultative Underwriter for the Atlanta office. A high level of technical underwriting, communication and analytic skill is necessary to develop and manage business to achieve long term underwriting profit and growth. Requirements: * New business production and renewal underwriting as well as adherence to underwriting rules and guidelines and developing strong customer relationships through providing top-notch service. * Work with all functional areas of the company including claims, accounting, and product management to support company objectives. * Ability to travel. This individual would be expected to spend time on the road after the initial training process. Marketing that includes travel monthly or as needed, to assigned markets and territory. * Build relationship with ceding companies and reinsurance intermediaries * Maintain awareness of competitor capabilities and strategies, as well as the overall insurance marketplace. * Experience working with catastrophe models a plus. * Property Facultative experience preferred. Qualifications: * Bachelor's degree required. * Minimum 5 years of experience working as a Property Underwriter with various occupancies including large accounts. * Excellent marketing skills and established relationships with insurance companies. * Strong interpersonal and writing skills with the ability to flourish in a team environment. * The ability to interpret engineering reports. * Prior Reinsurance experience a plus. * The ability to interpret catastrophe modeling and actuarial methodologies and output. * Proficiency in Excel and PowerPoint required. What if I don't meet every requirement? At Everest we are dedicated to building an inclusive and authentic workplace. So, if you are excited about this role but your past experience doesn't align perfectly with every element in the job description, we still encourage you to apply. You may be just the right candidate for this or other roles. Please let us know if you need any accommodations throughout the application or interview process. Our Culture At Everest, our purpose is to provide the world with protection. We help clients and businesses thrive, fuel global economies, and create sustainable value for our colleagues, shareholders and the communities that we serve. We also pride ourselves on having a unique and inclusive culture which is driven by a unified set of values and behaviors. Click here to learn more about our culture. * Our Values are the guiding principles that inform our decisions, actions and behaviors. They are an expression of our culture and an integral part of how we work: Talent. Thoughtful assumption of risk. Execution. Efficiency. Humility. Leadership. Collaboration. Inclusion and Belonging. * Our Colleague Behaviors define how we operate and interact with each other no matter our location, level or function: Respect everyone. Pursue better. Lead by example. Own our outcomes. Win together. All colleagues are held accountable to upholding and supporting our values and behaviors across the company. This includes day to day interactions with fellow colleagues, and the global communities we serve. Type: Regular Time Type: Full time Primary Location: Atlanta, GA Additional Locations: Chicago, IL - South Riverside, Warren, NJ Everest is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion or creed, sex (including pregnancy), sexual orientation, gender identity or expression, national origin or ancestry, citizenship, genetics, physical or mental disability, age, marital status, civil union status, family or parental status, veteran status, or any other characteristic protected by law. As part of this commitment, Everest will ensure that persons with disabilities are provided reasonable accommodations. If reasonable accommodation is needed to participate in the job application or interview process, to perform essential job functions, and/or to receive other benefits and privileges of employment, please contact Everest Benefits at *********************************. Everest U.S. Privacy Notice | Everest (everestglobal.com)

An Amwins Company The Inland Marine Underwriter is responsible for risk selection, pricing, and broker negotiation on new and renewal business. This role is also responsible for ensuring that all company files meet the policy and guidelines set forth by the company as well as all regulatory guidelines. This role reports to the President, Residential. Snapshot of what Amwins provides to our team members: * Compensation includes a salary commensurate with experience * Annual bonus potential * Broad benefits package available * Most benefits available first day of employment * Medical, Dental, Vision, Life, etc * Paternal Leave, Adoption Assistance, Travel Reimbursement for healthcare, Retail Discount Program, Scholarships for dependents of Amwins employees, etc * Generous Paid Time Off and Company Holiday Schedule * Collaborative, continuing education focused work environment * Career advancement opportunities Pursuant to Illinois State regulation, the salary range for this position is $125,000 to $150,000, and includes eligibility for performance-based bonuses. Responsibilities: * Analyze new and renewal business; manage and control underwriting exposure and pricing strategy consistent with company product guidelines and profitability objectives * Perform Peer reviews as assigned * Possess a mastery of product segment, with constant improvement through proactive development via external & internal training * Subject Matter Expertise & Training: Mentoring and training UA and UW team members, assist internal team or external customer with inquiries * Contribute to ongoing product development and continuous improvement of processes * Market the Company's products and services to the Broker community, Risk Managers, and Clients * Collaborate with internal colleagues to deliver value propositions to brokers & clients, cross-marketing, and training objectives * Cultivate and grow trusting, mutually profitable relationships with Broker community and carrier partners * Represent the company at networking functions and other industry-related events that present and promote company initiatives to external constituencies as appropriate * Work with the Inland Marine, SVP to refine and improve policy forms * Work with our IT, Operations and Finance teams, as needed, to drive operational efficiency and ensure the best possible service to our brokers and insureds * Maintain knowledge and insight into market trends, competitor behavior and broker practices Standards: * Embody the culture of Underwriting Excellence; Leading with Underwriting, delivered with high quality execution and an ease of doing business to both internal & external customers * Analytical thinker with strong mathematical and statistical skills * Sales-minded with the ability to significantly contribute to underwriting profits, and continually seek opportunities for niche products and potential market opportunities * Effective use of oral and written communication, including influence and negotiation skills * Ability to work under pressure in a high-volume environment * Collaborative nature, with ability to mentor and train * Proficient use of computer programs, including Word and Excel Qualifications: * 3-5 years of experience in the E&S Commercial Property lines as a broker or underwriter

General Job Title: Underwriter - US Executive Risk Division: Specialty Risk Key Relationships: Brokers, underwriters, claims, wordings, insureds, external clients and suppliers Job Summary: To underwrite a US Executive Risk account within Specialty Risks and provide counsel and advice on underwriting related issues. Provide technical expertise in this business area and maintain and improve market reputation of the Beazley brand. FLSA: Exempt Key Responsibilities: Underwriting Develop and underwrite a profitable portfolio of US Executive Risk business as part of Specialty Risks. Structure tailor-made solutions by considering the team underwriting parameters and underwriting policy and using underwriting knowledge and experience to win new business and retain existing. Manage innovation and development of non-insurance service offerings to insureds and others. Monitor premiums, costs and claims ratios per contract and take corrective measures if necessary to ensure long term profitability at account level. Evaluate appropriate risk premium by considering the risk costs, reinsurance cessions, capital exposure as well as the underwriting and general administration costs to ensure profitability, using rating models as applicable. Monitor peer underwriters in their daily work to ensure profitability as well as efficient and cost effective administration of the US Executive Risk Monitor and supervise assistants in their daily work to ensure compliance with underwriting philosophy and policy and consistency within the team and Specialty Risks. Comply with Beazley's underwriting control standards for business written through Lloyd's, Beazley's subsidiaries or internal MGAs. Develop a good working relationship with the claims managers on this class of business. Client Management Advise, assist and service clients on insurance and risk matters to ensure clients' satisfaction. Foster positive relationships with clients to get a mutual understanding of both their and Beazley's needs. Maintenance of good business relationships with brokers. Maintain awareness of overall Beazley product range and take advantages of opportunities to introduce other Beazley products to clients. General Leverage networking opportunities within the business to develop standardised underwriting policy and best practice within Beazley. Develop best practice and disseminate business and class knowledge within US Executive Risk and Specialty Risks. Work with peers within the US Executive Risk and Specialty Risks to maximise business opportunities and profitability within the department. This will include but not be limited to sharing market information, marketing sources and cross selling opportunities. Share and gather knowledge within the Beazley Group to ensure dissemination of best practice and maximise business opportunities and profitability across the Group. Production of presentations and marketing literature as required. Production of business plans/research documents for the US Executive Risk account as required. It is important that within all your interactions both internally and externally you adhere to Beazley's core values - Being Bold, Striving for Better, and Doing the Right Thing - as they contribute to an internal environment of teamwork and promote a positive brand image and experience to our external customers. We also expect Beazley employees to: Comply with Beazley procedures, policies and regulations including the code of conduct, which incorporates the PRA and FCA Conduct. Undertake training on Beazley policies and procedures as delivered by your line manager, the People & Sustainability or assurance teams (compliance, risk, internal audit) either directly, via e-learning or the learning management system. Display business ethics that uphold the interests of all our customers. Ensure all interactions with customers are focused on delivering a fair outcome, including having the right products for their needs. Comply with any specific responsibilities necessary for your role as outlined by your line manager, the People & Sustainability or assurance teams (compliance, risk, internal audit) and ensure you keep up to date with developments in these areas. This may include, amongst others, Beazley's underwriting control standards, Beazley's claims control standards, other Beazley standards and customer relationship management. Carry out additional responsibilities as individually notified, either through your objectives or through the learning management system. These may include membership of any Beazley committees or working groups. Personal Specification: Skills & Abilities Proficient underwriting skills Accurate and numerate Strong analytical skills with attention to detail Able to communicate effectively with others, both verbally and in writing Ability to manage time, meet deadlines and prioritise Motivational skills Knowledge & Experience General commercial and financial knowledge Experience in insurance industry Experience of US Executive Risk underwriting or broking Thorough knowledge of underwriting policy, philosophy and practice Advanced knowledge of underwriting processes and systems Client service experience Aptitude & Disposition Result focused, self-motivated, flexible and enthusiastic Professional approach to interact successfully with managers/colleagues/external suppliers Team worker as well as able to work on own initiative Customer focused, with a strong ethic of service and fairness to the customer Competencies Achievement drive Analytical thinking Strategic thinking Service focus Team working Conceptual thinking Forward thinking Who We Are: Beazley is a specialist insurance company with over 30 years' experience helping people, communities and businesses to manage risk all around the world. Our mission is to inspire our clients and people with the confidence and freedom to explore, create and build - to enable businesses to thrive. Our clients want to live and work freely and fully, knowing they are benefitting from the most advanced thinking in the insurance market. Our goal is to become the highest performing sustainable specialist insurer. Our products are wide ranging, from cyber & tech insurance to marine, healthcare, financial institutions and contingency; covering risks such as the weather, film production or protection from deadly weapons. Our Culture We have a wonderful mix of cultures, experiences, and backgrounds at Beazley with over 2,000 of us working around the world. Employee's diversity, experience and passion allow us to keep innovating and moving forward, delivering the best. We are proud of our family-feel culture at Beazley that empowers our staff to work from when and where they want, in an adult environment that is big on collaboration, diversity of thought and personal accountability. Our three core values inspire the way we work and how we treat our people and customers. Be bold Strive for better Do the right thing Upholding these values every day has enabled us to become an innovative and responsive organization in touch with the changing world around us - our ambitious inclusion & diversity and sustainability targets are testament to this. We are a flexible and innovative employer offering a friendly, collaborative, and inclusive working environment. We actively encourage and expect applications from all backgrounds. Our commitment to fostering a supportive and dynamic workplace ensures that every employee can thrive and contribute to our collective success. Explore a variety of networks to assist with professional and/or personal development. Our Employee Networks include: Beazley RACE - Including, understanding and celebrating People of Colour Beazley SHE - Successful, High potential, Empowered women in insurance Beazley Proud - Our global LGBTQ+ community Beazley Wellbeing - Supporting employees with their mental wellbeing Beazley Families - Supporting families and parents-to-be We encourage internal career progression at Beazley, giving you all the tools you need to drive your own career here, such as: Internal Pathways (helping you grow into an underwriting role) iLearn (our own learning & development platform) LinkedIn Learning Mentorship program External qualification sponsorship Continuing education and tuition reimbursement Secondment assignments The Rewards The opportunity to connect and build long-lasting professional relationships while advancing your career with a growing, dynamic organization Attractive base compensation and discretionary performance related bonus Competitively priced medical, dental and vision insurance Company paid life, and short- and long-term disability insurance 401(k) plan with 5% company match and immediate vesting 22 days PTO (prorated for 1st calendar year of employment), 11 paid holidays per year, with the ability to flex the religious bank holidays to suit your religious beliefs Up to $700 reimbursement for home office setup Free in-office lunch, travel reimbursement for travel to office, and monthly lifestyle allowance Up to 26 weeks of fully paid parental leave Up to 2. 5 days paid annually for volunteering at a charity of your choice Flexible working policy, trusting our employees to do what works best for them and their teams Salary for this role will be tailored to the successful individual's location and experience. The expected compensation range for this position is $120,000 - 140,000 per year plus discretionary annual bonus. Don't meet all the requirements? At Beazley we're committed to building a diverse, inclusive, and authentic workplace. If you're excited about this role but your experience doesn't perfectly align with every requirement and qualification in the job specification, we encourage you to apply anyway. You might just be the right candidate for this, or one of our other roles.

The Underwriter is responsible for evaluating and underwriting stop-loss insurance. The role involves analyzing medical risk, pricing policies, and making recommendations based on a thorough understanding of both medical costs and insurance principles. EDUCATION AND EXPERIENCE: A bachelor's degree in business, finance, insurance, mathematics, or a related field. 2 -5 years of experience in insurance underwriting, preferably in the health insurance or medical stop-loss field. Experience with medical claims analysis, pricing, and risk management is essential. SKILLS/COMPETENCIES REQUIREMENTS: Stay updated on industry trends, regulatory changes, and best practices in medical stop-loss underwriting. Risk management principles and stop-loss insurance products. Medical terminology, healthcare costs, and trends in medical claims. Regulatory and compliance issues in insurance underwriting. Strong analytical and problem-solving abilities. Proficiency in underwriting software (Connexure ESL Office). Excellent written and verbal communication skills for client interaction and report creation. ESSENTIAL DUTIES AND RESPONSIBILITIES: Evaluate submissions for medical stop-loss insurance of assigned captive program(s), assessing the risk posed by each potential policyholder. Analyze medical claims data and historical health costs to determine appropriate stop-loss coverage levels, including individual and aggregate limits. Review group health plans, claims experience, and member demographics to assess the potential for high-cost claims. Develop premium pricing for stop-loss insurance policies based on risk analysis and underwriting guidelines within delegate authority. Establish appropriate retention levels, deductible amounts, and policy terms based on the group's needs and risk factors. Analyze claims data to assess trends, predict future claims, and identify risk patterns. Use various tools, including statistical analysis and software systems, to track claims history and predict future healthcare costs. Collaborate with clinical risk management team to assess potential for ongoing claims liability. Engage with internal and external stakeholders to explain policy terms, underwriting decisions, and negotiate terms when necessary. Support the sales team by providing underwriting insights and assisting with the proposal process for new business. Ensure all underwriting activities comply with regulatory requirements, industry standards, and company guidelines. Maintain accurate records of underwriting decisions, policies, claims history, and communication with clients. TRAVEL: Occasional travel may be required for meetings, conferences, or client visits. This includes compliance with all of the requirements of the localities and destinations, as well as transportation carrier requirements. Click here to view all of our current benefits. Applicants have rights under Federal Employment Laws: Family and Medical Leave Act (FMLA) Poster; Equal Employment Opportunity (EEO) Poster; and Employee Polygraph Protection Act (EPPA) Poster

MSIG USA continues to grow! MSIG USA is the US-based subsidiary of MS&AD Insurance Group Holdings, Inc., one of the world's top P&C carriers and a global Class 15 insurer, with A+ ratings and a reach that spans 40+ countries and regions. Leveraging our 350-year heritage, MSIG USA brings the financial strength, expertise, and global footprint to offer commercial insurance solutions that address your business's unique risks. Summary/Job Purpose: Produce, underwrite and service profitable Inland Marine business in the Central/Gulf region in accordance with all department guidelines. Assumes a leadership role in the organization to positively influence staff and promote a positive image of MSIG in the marketplace. Develop agency relationships and build a profitable book of business. Essential Functions: Produces, selects and underwrites Inland Marine risks within delegated underwriting authority, including construction, transportation or other classes of Inland Marine as authorized. Applies appropriate account selection, coverage and pricing techniques according to department guidelines. Monitors underwriting results, premium and loss trends within assigned book of business. Establishes and executes effective and efficient producer and client visits (in conjunction with other internal units and Marketing Representatives as necessary) in order to maintain existing accounts and develop new business. Coordinate with inter-company departments as well as producers, insureds and Marketing Representatives to ensure appropriate high level account management standards are maintained. Enhances underwriting expertise in the area of Inland Marine including assisting in training and development of Department staff. Responsible for helping develop and implement best practices in the areas of Account Management. Qualifications: To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Education and Experience Required: Bachelor's degree or equivalent business experience preferable. CPCU/ insurance designations encouraged. 5+ years of marine hull and liability underwriting experience, demonstrated productivity and profitability and strong business acumen related to building a profitable book of business. Strong knowledge and technical expertise of commercial Inland Marine exposures, risks, forms, coverages, and market capabilities. Strong portfolio management, production, organization and time management skills with an understanding of the company's business objectives. It's an exciting time for our company and a great opportunity to join a financially sound and growing global insurance group! It is the policy of MSIG USA to provide equal employment opportunity (EEO) to all persons regardless of age, color, national origin, citizenship status, physical or mental disability, race, religion, creed, gender, sex, sexual orientation, gender identity and/or expression, genetic information, marital status, status with regard to public assistance, veteran status, or any other characteristic protected by federal, state or local law. In addition, MSIG USA will provide reasonable accommodations for qualified individuals with disabilities.

About Vouch: At Vouch, we believe business insurance should move at the speed of innovation. Legacy insurance providers can't keep up with the emerging risks of high-growth companies, leaving clients stuck with outdated, rigid coverage. Vouch is a modern insurance provider dedicated to the innovation economy. Backed by $185M in funding from world-class investors, we're reimagining business insurance-just as Stripe transformed payments and Brex reimagined credit cards. Our platform replaces complex, legacy processes with a streamlined, tailored approach to risk management. Advanced technology simplifies every step, while expert advisors negotiate coverage as dynamic as the industries we serve. With Vouch, clients get the right coverage at the right price-and a team that scales with them. About Corix Insurance: At Corix Insurance, we believe business insurance should be as dynamic as the industries it protects Corix is a next-generation managing general agent (MGA) built for innovation. Powered by deep industry expertise and cutting-edge underwriting capabilities, we equip brokers with proprietary insurance solutions designed for the unique challenges of today's fast-moving sectors-from technology and life sciences to advanced manufacturing and professional services. Our agile approach replaces rigid policies with tailored coverage backed by A-rated carriers. By combining data-driven insights with expert underwriting, we help businesses secure the protection they need-without the friction of legacy insurance. With Corix, brokers and their clients get smarter, more responsive coverage that evolves as they do. Why should you join our team and Vouch? Not only is this an exciting and growing team where you can drive a real impact on our scalability, but Vouch is also the preferred insurance provider to customers of Y Combinator, Brex, Carta, and WeWork. We're a quickly growing startup that believes in transparency and acknowledgment with our team members and cultivating a values-driven company. Our values are “Put People First,” “Listen, Challenge, and Grow,” “Face challenges head-on and win as a team,” and “Serve clients with integrity and excellence.” What does a work environment look like at Vouch? This role is based in our Chicago office. We require the team members to be in the office at least two days per week (Monday and Thursday) to foster close collaboration and team building. Role Responsibilities: Vouch is actively seeking a dynamic, driven, and detail-oriented Underwriter with expertise in professional and/or management liability lines. In this important role, your key responsibilities will include working closely with a Portfolio Underwriting Manager, our insureds, and sales teams to underwrite accounts within one or more of our innovation economy verticals according to Vouch'с guidelines and underwriting strategy. A key part of your role will be to seek opportunities to provide creative insurance solutions to our clients and work with Portfolio Underwriting Managers to drive improvements in underwriting efficiency and effectiveness. Job Duties: Underwrite a diverse product portfolio in a given innovation economy vertical to deliver target New Business, Renewal Retention, and Loss Ratio goals adhering to Vouch's underwriting strategy and guidelines Refer accounts outside authority to the Portfolio Underwriter with actionable proposals Continuously seek ways to standardize the decision-making process from a quantitative and qualitative standpoint to inform and augment our underwriting processes. Clearly document underwriting decisions with rationale in the underwriting file Collaborate closely with the sales team on individual deals to ensure the best possible outcomes to drive proprietary product adoption and cross-sell and creative solutions to attract new clients and retain existing customers Deliver actionable underwriting decision-making and process improvement proposals Collaborate with Portfolio Underwriters and other team members to deliver key inputs into guidelines and underwriting, coverage, and pricing strategies Deliver and drive special underwriting projects About You: 3-5 Years of Experience in Brokerage or underwriting Specialty insurance lines with a good working knowledge of key insurance concepts, processes and procedures Understanding of key P&C lines of insurance and desire to learn new lines Ability to demonstrate a relentless commitment to GWP Growth and Loss Ratio performance through diligent underwriting and customer support Extreme attention to detail and service orientation Insatiably curious and strong desire to make the most effective and efficient underwriting decisions carefully balancing all key considerations. Proven ability to clearly articulate underwriting decisions and thought process. Relentless commitment to process improvement Ability to prioritize and manage multiple tasks in a fast-paced environment Strong organizational and time-management skills A team player with excellent interpersonal skills and the ability to build effective relationships with team members and external stakeholders Nice To Have: Exposure to and passion for early-stage startups and/or high growth environments Experience in a direct sales organization Vouch provides several benefits to help you bring your best self to work: 💰 Competitive compensation and equity packages ⚕️ Health, dental, and vision insurance 👶 Parental leave 🌴 Flexible vacation time (Unlimited PTO) 🎨 🧠 Wellness allowance ($80/month) 📲 🛜 Technology allowance ($100/month) 📚 Professional Development ($500/Yr) 💻 🎧 Home office setup (One-time $500) 🏫 📈 L&D: Partnerships with Ethena, Hone, and monthly Lunch & Learns 🏳️ 🌈 ♀️ 🤝 Employee Groups: Vouch supports various employee groups to foster an inclusive, equitable workplace and create affirming, empowering, employee-centered spaces for conversation, community, and support. These groups include Pride @ Vouch, Women @ Vouch, Black @ Vouch, Virtual Connections, Pop Culture, Pets of Vouch, Skincare, Astrology, Plants, etc. 🧘 💲 Wellbeing: Voucher's have access to many wellbeing perks, including Calm, Peloton, Headspace, Fetch, OneMedical, SoFi, etc. 📊 Annual performance reviews with quarterly check-ins: Vouch conducts quarterly review discussions with all team members, offering goal setting and check-ins, development discussions, and promotion opportunities. What to expect in the interview process: 30-minute phone call with our recruiting team 30-45 minute Zoom interview with the hiring manager Case study/technical screen Meet the team! 30-45 min 1:1 Zoom meetings with 3-4 team members you'd work closely with in the role Vouch believes in putting our people first, and building a diverse team is at the front of everything we do. We welcome people from different backgrounds, experiences, perspectives, and ranges of abilities. We are an equal-opportunity employer and celebrate the diversity of our growing team. If you require reasonable accommodation to complete this application, interview, complete any pre-employment testing, or otherwise participate in the employee selection process, please direct your inquiries to ******************* .

Application Deadline: 08/01/2025 Address: 320 S Canal Street Job Family Group: Wealth Sales & Service Provides a superior level of customer service and portfolio management in lending services for all existing and potential clients and in support of a team of specialists and relationship managers. Provides technical expertise for proactive credit analysis, structuring, decisions, and portfolio monitoring. Applies lending expertise to a lending and deposit portfolio of accounts or part of the lending process (e.g. underwriting, funding, monitoring). Identifies cross-selling opportunities to increase client penetration for banking, investments and deposits. Prepares new business proposals or presentations to clients/prospects. Participates in activities for client meetings and account opening documentation. Assists with the development of client communications as required. Identifies and recommends workflow process alternatives that can lead to improved efficiency and service levels. Ensures timely resolution of all client questions and concerns, both internal and external. Performs client sales & service support activities as required to meet client needs and maintain overall service standards. Determines client needs and ensures timely and accurate completion of transaction processing. Provides after sales support and handles exceptions tactfully, accurately and efficiently in accordance with Bank policy. Reviews and provides feedback and best practices about client solutions and credit structure. Maintains detailed knowledge and understanding of the integrated private banking services and offerings and lending procedures. Supports the execution of strategic initiatives in collaboration with internal and external stakeholders. Collaborates with internal and external stakeholders in order to deliver on business objectives. Completes comprehensive analysis for risk, financial and profitability rating and assessments. Breaks down strategic problems, and analyses data and information to provide insights and recommendations. Monitors and tracks performance, and addresses any issues. Designs and produces regular and ad-hoc reports, and dashboards. Implements and monitors procedural and policy changes as required. Manages operational audits and controls for banking and account administration. Manages day to day portfolio administration activities through the completion of a wide variety of credit, non-credit, and related activities. Monitors the timely and accurate setup & maintenance of accounts, including account setups, collateralization, and documentation. Provides input into the planning and implementation of operational programs. Executes set-up, maintenance, and advancement of lending products and related account administration as per guidelines. May specialize as either a funding specialist or a credit underwriting specialist. As a funding specialist, facilitates the funding process acting as a final and independent control point for legal documentation and ensures that the security/legal documentation reflects what was approved; all terms and conditions noted in the credit application have been met; proper execution/perfection of all documents prior to funding/releasing funds; assesses significance of any security or conditions shortfalls, credit and fraud risks. As a credit underwriter, focuses on underwriting and making recommendations loan applications; interacting directly with Clients, Prospects, Bankers and Risk Management to provide expertise regarding the adjudication of applications. Mitigates identified risks and makes credit recommendations/decisions in accordance with sound credit-granting principles and compliance with the Bank's philosophy and principles outlined in corporate risk policy and supporting policies and procedures. Identifies and escalates irregularities and discrepancies to management as per guidelines. Participates in assigned audits and compliance reviews. Ensures proper adherence to the code of conduct and ethical guidelines. Follows security and safeguarding procedures and applies appropriate due diligence for the prevention of loss due to fraud, counterfeiting money laundering or defalcation in accordance with Bank policy. Protects the Bank's assets by adhering to all banking, investment and lending regulations, policies, and procedures, legal and ethical requirements, process requirements, bank guidelines, and established risk guidelines. Focus is primarily on business/group within BMO; may have broader, enterprise-wide focus. Exercises judgment to identify, diagnose, and solve problems within given rules. Works independently on a range of complex tasks, which may include unique situations. Broader work or accountabilities may be assigned as needed. Qualifications: Typically between 4 - 6 years of relevant experience and post-secondary degree in related field of study or an equivalent combination of education and experience. Commercial Loan and Underwriting experience in a financial services environment. In-depth knowledge of personal (primarily) and commercial credit and non-credit products, monitoring/operational processes and applications. In-depth understanding of loan and security documentation, including registration and renewal routine. If a Credit Qualifiable job, Credit Qualifications and associated credit knowledge and skills according to the credit portfolio requirements and qualification standards. Technical proficiency gained through education and/or business experience. Verbal & written communication skills - In-depth. Collaboration & team skills - In-depth. Analytical and problem solving skills - In-depth. Influence skills - In-depth. Data driven decision making - In-depth. Salary: $56,000.00 - $104,000.00 Pay Type: Salaried The above represents BMO Financial Group's pay range and type. Salaries will vary based on factors such as location, skills, experience, education, and qualifications for the role, and may include a commission structure. Salaries for part-time roles will be pro-rated based on number of hours regularly worked. For commission roles, the salary listed above represents BMO Financial Group's expected target for the first year in this position. BMO Financial Group's total compensation package will vary based on the pay type of the position and may include performance-based incentives, discretionary bonuses, as well as other perks and rewards. BMO also offers health insurance, tuition reimbursement, accident and life insurance, and retirement savings plans. To view more details of our benefits, please visit: ******************************************** About Us At BMO we are driven by a shared Purpose: Boldly Grow the Good in business and life. It calls on us to create lasting, positive change for our customers, our communities and our people. By working together, innovating and pushing boundaries, we transform lives and businesses, and power economic growth around the world. As a member of the BMO team you are valued, respected and heard, and you have more ways to grow and make an impact. We strive to help you make an impact from day one - for yourself and our customers. We'll support you with the tools and resources you need to reach new milestones, as you help our customers reach theirs. From in-depth training and coaching, to manager support and network-building opportunities, we'll help you gain valuable experience, and broaden your skillset. To find out more visit us at ************************* BMO is proud to be an equal employment opportunity employer. We evaluate applicants without regard to race, religion, color, national origin, sex (including pregnancy, childbirth, or related medical conditions), sexual orientation, gender identity, gender expression, transgender status, sexual stereotypes, age, status as a protected veteran, status as an individual with a disability, or any other legally protected characteristics. We also consider applicants with criminal histories, consistent with applicable federal, state and local law. BMO is committed to working with and providing reasonable accommodations to individuals with disabilities. If you need a reasonable accommodation because of a disability for any part of the employment process, please send an e-mail to ************************** and let us know the nature of your request and your contact information. Note to Recruiters: BMO does not accept unsolicited resumes from any source other than directly from a candidate. Any unsolicited resumes sent to BMO, directly or indirectly, will be considered BMO property. BMO will not pay a fee for any placement resulting from the receipt of an unsolicited resume. A recruiting agency must first have a valid, written and fully executed agency agreement contract for service to submit resumes.

In this role, you will be responsible to review and underwrite residential loan applications of different levels of complexity in a high-volume setting. Complete loan applications while being in compliance and adherence with the credit union and secondary market guidelines. Responsibilities Underwrite residential loans such as First Mortgages and Home Equity Loans in compliance with the credit union and secondary market guidelines and render final credit decisions accordingly. Examine loan disclosures and documentation for accuracy and completeness and work with other teams like loan originators, processing staff, third-party vendors and members to secure required documents needed to analyze the creditworthiness of the borrower. Review property title reports and identify and clear unpaid liens and/or judgments and assist with re-negotiations of loans based on counter offers. Review financial statements, credit reports and applicable income documentation to determine debt ratios. Review Automated Valuation Models (AVMs) and Appraisals to determine the acceptability of collateral. Evaluate and examine transactions to ensure accuracy and adherence to credit union guidelines. Work with internal and external members and business partners to gather information to make appropriate decisions and explain the rationale behind credit decisions. Meet departmental goals for productivity, quality and turnaround time. Education: High School or Equivalent - Minimum Bachelors Degree - Business, Finance or Related - Preferred Years of Experience: 3 Years - Underwriting, residential/consumer loan or related - Minimum Compensation & Benefits: Typical hiring range: $76,500 - $108,050 Annually. Actual compensation will be determined using factors such as experience, skills & knowledge. Additional Compensation: Annual Performance Bonus Benefits: Alliant provides a benefits package including health care, vision, dental, and 401k with employer match. Additional Benefits: Work from home up to 3 days a week Paid parental leave Employee discount programs Time off including paid personal and sick days 11 paid holidays Education reimbursement *Note that eligibility and cost of benefits can vary depending on the number of regularly scheduled hours, and job status such as regular full-time, regular part-time, or temporary employment. Adhere to and ensure compliance of all business transactions with policy and process of the Bank Secrecy Act. Ensures compliance with all applicable state and federal laws, company procedures and policies. Maintains integrity and ethics in all actions and conversations with or regarding credit union members and their accounts; complies with Privacy Act directives. The responsibilities listed do not contain a comprehensive listing of activities, duties or responsibilities that are required of the employee for this position. Duties, responsibilities and activities may change at any time with or without notice.

We are currently seeking a Corporate Underwriter in Chicago, IL. The Corporate Underwriter supports the Risk & Insurance department by acting as a Surety Agent and assessing corporate contractual risk for the company. As a fourth-generation, family-owned business, Walsh recruits individuals who are seeking a small company feel with a large company backing. Walsh is a successful fast-growing company at the forefront of technology and is committed to being the employer of choice to our employees and the builder of choice to our customers. There are many compelling reasons why exceptional people should consider a career with our company: Challenging, complex work Creative and innovative problem-solving environment Supportive, communicative managers who reward hard work Opportunities for growth, training, and development Flexibility in career path & progression Opportunities to work and live all over the United States RESPONSIBILITIES Assesses owner contractual risk on behalf of the company, with communication to Travelers, for all owner contracts Identifies to senior staff and project sponsorship all contractual risk that does not fit into the company's acceptable risk profile Educates employees and facilitates conversations with clients on contractual risk management Ensures adherence to company policies and bidding procedures and verifies that the underwriting process takes place Maintains relationships with Business Group Leaders, Project Managers, Chief Estimators, and Program Managers Communicates all necessary data to bonding company concerning bonds and invoices. Maintains Powers of Attorney for Travelers Manages the approvals for AEW for all projects/situations below the $70MM authority line provided by Travelers to the Agency QUALIFICATIONS Bachelor's Degree required. Insurance License preferred. 1 - 2 years of relevant experience is required. Some experience in a legal environment is a plus Some travel may be necessary This is an onsite position and located in our corporate office in Chicago, IL Salary Range: $66,000 - $99,000/Yr. Salary Range Disclaimer Please note that job titles may span more than one career level. The actual base pay is dependent upon many factors, including but not limited to: training, transferable skills, work experience, business needs and market demands. The base pay range is subject to change and may be modified in the future. This role may also be eligible for a bonus and other benefits. The Walsh Group, Ltd. Is committed to providing equal opportunity to qualified applicants with disabilities to compete for jobs. To request a reasonable accommodation in completing this application, please contact the Human Resources Department at ************ or *****************. An Equal Opportunity Employer, Disability/Veteran

Would you like to be a part of a team that delivers industry experience and creative solutions? Avondale seeks goal-driven professionals ready to take their career to the next level. Job Summary: We are looking for a detail-oriented and experienced General Liability Underwriter to join our dynamic underwriting team. In this role, you will be responsible for evaluating, assessing, and underwriting general liability insurance policies for commercial clients. Your expertise in risk analysis, pricing, and policy structuring will ensure that our company maintains profitability while managing risk effectively. You will also play a key role in building strong relationships with brokers and ensuring the proper application of underwriting guidelines and regulatory standards. Key Responsibilities: Underwrite and evaluate general liability insurance applications for a wide range of industries and businesses, ensuring risk is appropriately assessed and policies are priced correctly. Analyze and assess risk factors, such as company operations, industry type, claims history, safety protocols, and financial stability, to determine coverage, terms, and premium rates. Collaborate with brokers to gather detailed information for underwriting purposes, ensuring all relevant data is collected to make informed decisions. Apply underwriting guidelines and company policies while adhering to regulatory standards, making adjustments to policies as needed. Assess the adequacy of current policies and recommend modifications for renewals based on claims experience, risk exposure, and market conditions. Review complex insurance applications and provide clear communication to brokers about underwriting decisions, coverage options, exclusions, and pricing. Monitor industry trends, emerging risks, and competitor products to assist in pricing and underwriting strategies. Work closely with risk management teams to identify risk mitigation strategies and ensure the proper coverage is in place for clients. Maintain accurate underwriting records, decisions, and documentation for both new business and renewals. Provide mentorship and guidance to junior underwriters and assist in the development of team underwriting practices. Support claims departments with any relevant underwriting information and assist with the resolution of any claims issues related to general liability. Assist in handling some of the renewal book up to $10,000,000 annually Targeted new business production goal of $5,000,000 annually Qualifications: 3-5 years of experience in general liability underwriting or related insurance field. Strong understanding of general liability insurance products, underwriting guidelines, and industry regulations. Excellent risk assessment, analytical, and decision-making skills. Proficient in underwriting software and tools, as well as Microsoft Office Suite (Excel, Word, PowerPoint). Solid written and verbal communication skills, with the ability to interact with clients, brokers, and internal teams effectively. Strong negotiation skills and the ability to explain complex concepts clearly. Ability to work independently and manage multiple tasks in a fast-paced environment. Strong attention to detail, with an emphasis on accuracy and compliance. Preferred Skills: Bachelor's degree in Business, Finance, Insurance, Risk Management, or related field (or equivalent work experience) is a plus. Industry certifications such as CPCU, AINS, or ARM are a plus. Experience with niche general liability policies or specialized industries (e.g., construction, manufacturing, Real Estate). Pre-existing relationships with wholesale insurance brokers Knowledge of risk management strategies and loss control measures. Familiarity with claims handling processes and insurance policy language. Working Conditions: Full-time position, available in-office or hybrid (depending on location). Occasional travel may be required for client meetings or industry events. Compensation: Competitive salary based on experience, along with a performance-based bonus structure. Comprehensive benefits package, including health, dental, vision, and retirement plans. Who is Avondale? Established in 2006, Avondale Insurance Associates is an Excess and Surplus Lines Underwriting Management Company focused on small to mid-sized accounts across all property and general liability classes. What you'll get... At Avondale, you will have the opportunity to build a long-term career with unlimited growth potential. Aim high, work hard and we'll help you achieve your goals. At Avondale, you will experience our caring work environment. We care about our employees, we care about our customers, and we care about the world around us. At Avondale, you will achieve a work-life balance. We care about your physical and emotional well-being, so work-life balance is encouraged and practiced. We understand you have a life outside of work, and we want you to live it. At Avondale, you will have access to a world-class Total Rewards package. We truly value our people, which shows in our compensation, benefits, and perks. In addition to competitive pay, we have designed a performance-based annual incentive program. All employees are eligible to earn a bonus by meeting performance objectives. Comprehensive medical, dental and vision plans and numerous supplemental benefit offerings. Flexible Paid time off annually Assistance with parking expenses, discount programs for area services/experiences, and financial support for professional development and licensure/designations Access to specialized leadership development programming designed to take your career to the next level. And so much more! Avondale, a Unison Risk Advisors company is an equal opportunity employer and will consider all applications without regard to race, sex, age, color, religion, national origin, veteran status, disability, sexual orientation, gender identity, genetic information or any characteristic.

Deeply committed to a culture of Intelligence, Innovation, Integrity, and agent support, The Alvarez Agency offers agents a full-service company to work with. Why Work with The Alvarez Agency? You can review our 15-minute overview below. https://vimeo.com/917***********145acb?share=copy If you find alignment please book into my calendar and we will be able to answer questions and get you moving forward. ******************************* You will be trained to work with interested clients and have access to multiple A+ rated carriers. We specialize in UL's, Term, Whole Life, Annuities with a heavy emphasis on using IUL's for the tax-free retirement planning process. We offer generous compensation up to 140% plus bonus Consultative approach. No pressures sales required. We train to serve your clients. Agents will be trained in both tele sales and virtual presentations using Zoom. We work in the middle class and senior markets where families are UNDER insured. In-house and COMPLIANT marketing is offered but not mandatory. Responsibilities: The ideal candidate will be willing to work a minimum of 20+ hours a week. Be willing to learn our company's selling system including phone script, virtual presentation & product placement. Team supported environment, communication and engagement is required with LMS (Learning Management System). Must be able to review underwriting guidelines and make product selection based on clients age, health, and desired insurance coverage. Qualifications: Licensed Life Insurance or Health Agents or TOP sales rep or willing to become Licensed. Coachable, Patient, Ambitious and a Team Player mentality! Must have basic computer skills. Must have a smart phone and a laptop and connected to the internet. The Alvarez Agency Core Values are integrity, intelligence, and innovation. Although all our licensed agents are independent contractors, we take great pride in training our sales team to become experts in their field of work. A family feal company with a professional atmosphere.

FM Affiliated is looking for a Production Underwriter I to join the Chicago Office. This unique opportunity to be a part of the largest FM Affiliated office is extremely important because the FM Affiliated Production Underwriter I is responsible for both new business production as well as renewal retention while maintaining underwriting profit and protecting the company's assets. The Production Underwriter demonstrates team leadership and initiative, good judgment, and decision-making skills. The Production Underwriter I must effectively market FM Affiliated products and services to a network of producers with whom long term relationships are developed, maintained, and cultivated. The FM Affiliated production underwriter is responsible for profitable risk selection, negotiation of pricing, terms, and conditions, and using creative underwriting strategies to optimize net retentions that effectively balance both customer and company needs. The Production Underwriter is responsible to coordinate account team resources to provide excellent and responsive services that add value to our broker and customer relationships. The Production Underwriter I works closely with Account Engineers to review renewal and new business opportunities to ensure proper risk identification, analysis, and assessment in order to ensure the development and growth of a profitable portfolio of business in the Chicago territory. FM Affiliated Production Underwriters primary relationships are with Brokers and reinsurers for insurance-related issues. Responsibilities include meeting specific profit, production, and retention goals as developed in consultation with Regional and Area manager. Multiple business contacts must be established, and an effective program of calls must be executed averaging 8-10 face-to-face visits a month to ensure high visibility. New risks must be pre-qualified based on acceptability today and its future potential. This includes a thorough analysis of the broker submission, desired pricing, terms and conditions, financial condition, adequacy of reported values, and loss experience. The company's assets must be protected by adhering to company underwriting standards and procedures. This will include determining the amount subject and net capacity commitment, in addition to checking cross liability, managing catastrophe aggregate retentions, negotiating, and purchasing reinsurance and establishing commissions in a manner most advantageous to the company. + This position requires someone with a bachelor's degree or equivalent combination of education and experience. + 2 years of commercial underwriting experience Candidate must also have experience dealing with a variety of occupancies as well as current engineering and underwriting issues such as current property coverages and forms, and/or quickly learn and keep updated on industry state of the art. + Additionally, this person will be proficient in and have excellent organizational, time management, problem solving, decision making, interpersonal and selling skills and a working knowledge of MS Office products. The final salary offer will vary based on geographic location, individual education, skills, and experience. The position is eligible to participate in FM Global's comprehensive Total Rewards program, which includes an incentive plan, generous health and well-being programs, a 401(k) and pension plan, career development opportunities, tuition reimbursement, flexible work, time off allowances, and much more. FM Global is an Equal Opportunity Employer committed to attracting, developing, and retaining a diverse workforce.

Old National Bank has been serving clients and communities since 1834. With over $70 billion in total assets, we are a regional powerhouse deeply rooted in the communities we serve. As a trusted partner, we thrive on helping our clients achieve their goals and dreams, and we are committed to social responsibility and investing in our communities through volunteering and charitable giving. We continually seek highly motivated and talented individuals as our people are critical to our success. In return, we offer competitive compensation with our salary and incentive program, in addition to medical, dental, and vision insurance. 401K, continuing education opportunities and an employee assistance program are also included in our benefit suite. Old National also offers a variety of Impact Network Groups led by team members who are passionate about driving engagement, creating awareness of diverse backgrounds and experiences, and building inclusion across the organization. We offer a unique opportunity to join a growing, community and client-focused company that is firmly rooted in its core values. Responsibilities Salary Range The salary range for this position is $51,700 - $101,500 per year. Final compensation will be determined by location, skills, experience, qualifications and the career level at which the position is filled. Old National is seeking a Business Banking Credit Center Underwriter whose primarily role is to analyze business banking level loan applications, ensure loan structures are appropriate and consistent with bank lending standards, assign an appropriate asset quality rating, and decision applications within assigned lending authority. To maximize efficiency these positions will leverage a small business scoring model to aid in the evaluation of loan requests. In some instances, the underwriter will complete a more detailed financial analysis to obtain a deeper understanding of an application's credit risk. A BBCC underwriter will collaborate with Business Bankers, internal support staff, and documentation associates to aid in the end-to-end journey of a business banking loan as needed. We are an in-office working enviornment. For this role we are considering the following locations; Evansville IN, Chicago at 8750 W. Bryn Mawr (near Rosemont and the Cumberland Blue Line station), Hickory Hills IL, Lake Elmo / St. Paul MN, and St. Louis Park MN. Qualifications and Education Requirements * Bachelor's degree in finance, accounting or related field OR equivalent experience. * Minimum of 3 years commercial underwriting experience. * Agricultural underwriting experience is a plus. * Ability to analyze and interpret business financial statements and understand basic accounting principles. * Understand risks associated with lending to various types of industries. * Basic knowledge of loan structuring, borrowing causes and lending regulations. * Must be able to make sound independent decisions and communicate those decisions clearly and effectively * Must be able to actively listen, quickly identify issues as well as opportunities when they arise, and problem solve. * Must feel comfortable working in a collaborative team environment along with being an independent thinker. Old National is proud to be an equal opportunity employer focused on fostering an inclusive workplace and committed to hiring a workforce comprised of diverse backgrounds, cultures and thinking styles. As such, all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, protected veteran status, status as a qualified individual with disability, sexual orientation, gender identity or any other characteristic protected by law. We do not accept resumes from external staffing agencies or independent recruiters for any of our openings unless we have an agreement signed by the Director of Talent Acquisition, SVP, to fill a specific position. Our culture is firmly rooted in our core values. We are optimistic. We are collaborative. We are inclusive. We are agile. We are ethical. We are Old National Bank. Join our team!

Founded in early 2008, Fay Servicing is committed to providing innovative servicing solutions for both performing and non-performing mortgage loans. As a specialty mortgage servicer who sees the customer behind every loan, we understand that our customers aren't loan numbers - they're homeowners. Before founding our company, we conducted an exhaustive analysis of the mortgage servicing industry and gained valuable insight into the problems facing mortgage servicers and their customers. With that insight, we set out to build a different kind of servicing company from the ground up. Come join us on our journey to serve our customers and be the leader in our industry! We are currently looking for an Underwriter to join our team! Reporting to the Underwriting Manager, this position is responsible for evaluating, analyzing, and decisioning the acceptability of risk through detailed analysis of a borrower's credit, financial profile, track record, and collateral characteristics. This role will ensure credit recommendations and property financing loan approvals conform to the established and defined underwriting guidelines and investor purchasing requirements. This position is a liaison between sales and operations and partners with mortgage originators, processors, and closers to qualify mortgage loans and clear closings. Additionally, this role will partner with borrowers and stakeholders to identify financing solutions for residential investment projects. This position is responsible for maintaining thorough records of decisions and communications while providing clear explanations of underwriting actions to stakeholders. What you will do for Constructive Loans: Evaluate and analyze loan applications and financial documents to determine borrower creditworthiness Assess property values and conduct risk assessments in accordance with underwriting guidelines Ensure all mortgages are investment quality acceptable for sale to the Company's secondary market conduits Make informed decisions on loan approvals, conditions or denials based on thorough analysis Partner with the mortgage originators and processors to decision mortgage applications Partner with the processors and closers to clear closing conditions Identify and describe compensating factors when communicating loan exception requests when warranted Produce detailed Credit Memorandums addressed to the Loan Approval and Credit Committee Ensure department processes and procedures are followed while consistently maintaining the expected level of production Resolve various inquiries through clear and detailed explanations Serve as a liaison between sales and operations management team Maintain accurate and detailed records of underwriting decisions and correspondence Stay updated on industry trends, market conditions and changes in regulatory requirements Develop domain knowledge of Fay's business to include an understanding of organizational goals and objectives Maintain broad influence through ongoing development of relationships across the organization Ensure compliance with Fay's policies, processes and practices. Successfully complete all department and company required training Model Fay's Values, Operating Principles, ethical standards, professionalism and code of conduct Demonstrate behaviors that align with Fay's Values and Operating Principles Perform other duties and responsibilities as assigned What you will bring to Constructive Loans: Bachelor's degree in Business, Finance or related field (or equivalent combination of years of experience with High School diploma/GED) 5+ years' experience in mortgage loan underwriting 2+ years' experience in customer service Extensive knowledge of generally acceptable underwriting and lending practices Strong skills in MS Word, Excel and PowerPoint Strong interpersonal skills with the ability to develop and maintain effective relationships across the organization Collaborative and consultative work style; high team-orientation Open to change; agile; high learning agility Strong problem-solving abilities coupled with sound judgment Ability to analyze and interpret data to identify opportunities and propose solutions Strong project management skills Strong attention to detail; strong compliance orientation; high quality of work product Ability to effectively prioritize under tight deadlines in a fast-paced, dynamic environment; effective time management Self-directed; ability to proactively ask questions and surface issues/ concerns Professional maturity, integrity, ability to maintain confidential data and information Strong business acumen; strong fiscal and technical aptitude Equity and Inclusion are embedded into our way of working at Fay. We believe that the best ideas come from having a team that is diverse in backgrounds, experiences, and perspectives. We strive to ensure each of our employees feels valued, respected and included and is presented with equal opportunities to be successful here at Fay. We are proud to be an equal-opportunity workplace. The Fay Group and affiliated companies participate in E-Verify. For more information go to ********************* E-Verify is a registered trademark of the U.S. Department of Homeland Security.

Shape Your Future With Us GenStar Insurance Services, LLC is a premier provider of excess, surplus, and specialty property and casualty insurance written on General Star Indemnity Company (non-admitted) and General Star National Insurance Company (admitted) paper (collectively, the GenStar companies). The GenStar companies conduct business through a select group of wholesale brokers, managing general underwriters (MGUs), and program administrators in the United States. The GenStar companies are members of the Berkshire Hathaway Family of Companies . GenStar currently offers an excellent opportunity for Contract P&C Underwriter based in our Chicago or Los Angeles office. This is a hybrid role. Role Description The ideal candidate will analyze, underwrite and manage a delegated book of Property and Casualty Risks written through a group of select MGAs for the Contract P&C Unit. The candidate will manage the overall relationship with the appointed MGAs, will be responsible for program changes and the training on new and existing products. RESPONSIBILITIES: * Establish and maintain a disciplined underwriting and client management approach with the ultimate objective of writing business to an expected underwriting profit. * Evaluate and audit a book of business produced by select MGAs in accordance with established underwriting guidelines. Monitor the quality of risks, the pricing and the trends associated with the book. * Handle submissions that consist mostly of referrals from MGA underwriters as required by underwriting guidelines. Quote larger and more complex accounts when needed. * Develop effective personal business relationships with both existing and new clients either through daily interaction and periodic travel to client locations and industry events. The position requires approximately 20% travel. * Participate in various special projects and in product development. Role Qualifications and Experience * 1+ years of underwriting experience in commercial lines. * Undergraduate college degree. * Strong verbal and written communications skills. * Strong/polished interpersonal and presentation skills. * Natural aptitude for teamwork/Initiative. * Critical thinking and organizational ability. * Proficiency in Word, Excel and Lotus Notes. * Strong analytical skills. Salary Range 91,000.00 - 152,000.00 USD The annual base salary range posted represents a broad range of salaries around the US and is subject to many factors including but not limited to credentials, education, experience, geographic location, job responsibilities, performance, skills and/or training. Our Corporate Headquarters Address General Reinsurance Corporation 400 Atlantic Street, 9th Floor Stamford, CT 06901 (US) At General Re Corporation, we celebrate diversity and are committed to creating an inclusive environment for all employees. It is the General Re Corporation's continuing policy to afford equal employment opportunity to all employees and applicants for employment without regard to race, color, sex (including childbirth or related medical conditions), religion, national origin or ancestry, age, past or present disability , marital status, liability for service in the armed forces, veterans' status, citizenship, sexual orientation, gender identity, or any other characteristic protected by applicable law. In addition, Gen Re provides reasonable accommodation for qualified individuals with disabilities in accordance with the Americans with Disabilities Act.

At Vouch, we believe business insurance should move at the speed of innovation. Legacy insurance providers can't keep up with the emerging risks of high-growth companies, leaving clients stuck with outdated, rigid coverage. Vouch is a modern insurance provider dedicated to the innovation economy. Backed by $185M in funding from world-class investors, we're reimagining business insurance-just as Stripe transformed payments and Brex reimagined credit cards. Our platform replaces complex, legacy processes with a streamlined, tailored approach to risk management. Advanced technology simplifies every step, while expert advisors negotiate coverage as dynamic as the industries we serve. With Vouch, clients get the right coverage at the right price-and a team that scales with them. About Corix Insurance: At Corix Insurance, we believe business insurance should be as dynamic as the industries it protects Corix is a next-generation managing general agent (MGA) built for innovation. Powered by deep industry expertise and cutting-edge underwriting capabilities, we equip brokers with proprietary insurance solutions designed for the unique challenges of today's fast-moving sectors-from technology and life sciences to advanced manufacturing and professional services. Our agile approach replaces rigid policies with tailored coverage backed by A-rated carriers. By combining data-driven insights with expert underwriting, we help businesses secure the protection they need-without the friction of legacy insurance. With Corix, brokers and their clients get smarter, more responsive coverage that evolves as they do. Why should you join our team and Vouch? Not only is this an exciting and growing team where you can drive a real impact on our scalability, but Vouch is also the preferred insurance provider to customers of Y Combinator, Brex, Carta, and WeWork. We're a quickly growing startup that believes in transparency and acknowledgment with our team members and cultivating a values-driven company. Our values are "Put People First," "Listen, Challenge, and Grow," "Face challenges head-on and win as a team," and "Serve clients with integrity and excellence." What does a work environment look like at Vouch? This role is based in our Chicago office. We require the team members to be in the office at least two days per week (Monday and Thursday) to foster close collaboration and team building. Role Responsibilities: Vouch is actively seeking a dynamic, driven, and detail-oriented Underwriter with expertise in professional and/or management liability lines. In this important role, your key responsibilities will include working closely with a Portfolio Underwriting Manager, our insureds, and sales teams to underwrite accounts within one or more of our innovation economy verticals according to Vouch'с guidelines and underwriting strategy. A key part of your role will be to seek opportunities to provide creative insurance solutions to our clients and work with Portfolio Underwriting Managers to drive improvements in underwriting efficiency and effectiveness. Job Duties: * Underwrite a diverse product portfolio in a given innovation economy vertical to deliver target New Business, Renewal Retention, and Loss Ratio goals adhering to Vouch's underwriting strategy and guidelines * Refer accounts outside authority to the Portfolio Underwriter with actionable proposals * Continuously seek ways to standardize the decision-making process from a quantitative and qualitative standpoint to inform and augment our underwriting processes. Clearly document underwriting decisions with rationale in the underwriting file * Collaborate closely with the sales team on individual deals to ensure the best possible outcomes to drive proprietary product adoption and cross-sell and creative solutions to attract new clients and retain existing customers * Deliver actionable underwriting decision-making and process improvement proposals * Collaborate with Portfolio Underwriters and other team members to deliver key inputs into guidelines and underwriting, coverage, and pricing strategies * Deliver and drive special underwriting projects About You: * 3-5 Years of Experience in Brokerage or underwriting Specialty insurance lines with a good working knowledge of key insurance concepts, processes and procedures * Understanding of key P&C lines of insurance and desire to learn new lines * Ability to demonstrate a relentless commitment to GWP Growth and Loss Ratio performance through diligent underwriting and customer support * Extreme attention to detail and service orientation * Insatiably curious and strong desire to make the most effective and efficient underwriting decisions carefully balancing all key considerations. * Proven ability to clearly articulate underwriting decisions and thought process. * Relentless commitment to process improvement * Ability to prioritize and manage multiple tasks in a fast-paced environment * Strong organizational and time-management skills * A team player with excellent interpersonal skills and the ability to build effective relationships with team members and external stakeholders Nice To Have: * Exposure to and passion for early-stage startups and/or high growth environments * Experience in a direct sales organization Vouch provides several benefits to help you bring your best self to work: * Competitive compensation and equity packages * ️ Health, dental, and vision insurance * Parental leave * Flexible vacation time (Unlimited PTO) * Wellness allowance ($80/month) * Technology allowance ($100/month) * Professional Development ($500/Yr) * Home office setup (One-time $500) * L&D: Partnerships with Ethena, Hone, and monthly Lunch & Learns * ️ ️ Employee Groups: Vouch supports various employee groups to foster an inclusive, equitable workplace and create affirming, empowering, employee-centered spaces for conversation, community, and support. These groups include Pride @ Vouch, Women @ Vouch, Black @ Vouch, Virtual Connections, Pop Culture, Pets of Vouch, Skincare, Astrology, Plants, etc. * Wellbeing: Voucher's have access to many wellbeing perks, including Calm, Peloton, Headspace, Fetch, OneMedical, SoFi, etc. * Annual performance reviews with quarterly check-ins: Vouch conducts quarterly review discussions with all team members, offering goal setting and check-ins, development discussions, and promotion opportunities. What to expect in the interview process: * 30-minute phone call with our recruiting team * 30-45 minute Zoom interview with the hiring manager * Case study/technical screen * Meet the team! 30-45 min 1:1 Zoom meetings with 3-4 team members you'd work closely with in the role Vouch believes in putting our people first, and building a diverse team is at the front of everything we do. We welcome people from different backgrounds, experiences, perspectives, and ranges of abilities. We are an equal-opportunity employer and celebrate the diversity of our growing team. If you require reasonable accommodation to complete this application, interview, complete any pre-employment testing, or otherwise participate in the employee selection process, please direct your inquiries to *******************.

In this role, you will be responsible to review and underwrite residential loan applications of different levels of complexity in a high-volume setting. Complete loan applications while being in compliance and adherence with the credit union and secondary market guidelines. Responsibilities Underwrite residential loans such as First Mortgages and Home Equity Loans in compliance with the credit union and secondary market guidelines and render final credit decisions accordingly. Examine loan disclosures and documentation for accuracy and completeness and work with other teams like loan originators, processing staff, third-party vendors and members to secure required documents needed to analyze the creditworthiness of the borrower. Review property title reports and identify and clear unpaid liens and/or judgments and assist with re-negotiations of loans based on counter offers. Review financial statements, credit reports and applicable income documentation to determine debt ratios. Review Automated Valuation Models (AVMs) and Appraisals to determine the acceptability of collateral. Evaluate and examine transactions to ensure accuracy and adherence to credit union guidelines. Work with internal and external members and business partners to gather information to make appropriate decisions and explain the rationale behind credit decisions. Meet departmental goals for productivity, quality and turnaround time. Education: High School or Equivalent - Minimum Bachelors Degree - Business, Finance or Related - Preferred Years of Experience: 3 Years - Underwriting, residential/consumer loan or related - Minimum Compensation & Benefits: Typical hiring range: $76,500 - $108,050 Annually. Actual compensation will be determined using factors such as experience, skills & knowledge. Additional Compensation: Annual Performance Bonus Benefits: Alliant provides a benefits package including health care, vision, dental, and 401k with employer match. Additional Benefits: Work from home up to 3 days a week Paid parental leave Employee discount programs Time off including paid personal and sick days 11 paid holidays Education reimbursement *Note that eligibility and cost of benefits can vary depending on the number of regularly scheduled hours, and job status such as regular full-time, regular part-time, or temporary employment. Adhere to and ensure compliance of all business transactions with policy and process of the Bank Secrecy Act. Ensures compliance with all applicable state and federal laws, company procedures and policies. Maintains integrity and ethics in all actions and conversations with or regarding credit union members and their accounts; complies with Privacy Act directives. The responsibilities listed do not contain a comprehensive listing of activities, duties or responsibilities that are required of the employee for this position. Duties, responsibilities and activities may change at any time with or without notice.

MSIG USA continues to grow! MSIG USA is the US-based subsidiary of MS&AD Insurance Group Holdings, Inc., one of the world's top P&C carriers and a global Class 15 insurer, with A+ ratings and a reach that spans 40+ countries and regions. Leveraging our 350-year heritage, MSIG USA brings the financial strength, expertise, and global footprint to offer commercial insurance solutions that address your business's unique risks. At Mitsui Sumitomo lnsurance Group, we are building a market-leading multinational business model by leveraging innovation, technology, an extensive global network, and the highest levels of expertise in the industry. With hubs across the U.S., Europe, UK, Mexico, Korea and Japan, our integrated global Multinational platform enables clients with global operations to access commercial property and casualty insurance solutions through a single point of contact. Responsibilities: Developing and maintaining strong relationships with brokers, clients, underwriters, and other key stakeholders to support growth strategies, retain accounts, and generate new business Managing the design, communication, and execution of Multinational Programs by collaborating with product underwriters and global counterparts Acting as a subject matter expert in fronting programs and multinational underwriting, providing guidance on policy issuance, territorial analysis, and program evaluations Overseeing the end-to-end process of multinational policies, ensuring contract clarity, effective communication with global stakeholders, and optimal service delivery Evaluating, underwriting, and executing policies to meet client requirements for global insurance programs while maintaining high service standards Effectively engaging with clients and brokers to determine their needs and deliver tailored multinational underwriting solutions Experience: 2-5 years of multinational commercial insurance underwriting experience, with expertise in fronting programs Strong client-focused approach with proven experience working with multinational businesses, brokers, and risk managers Excellent communication skills to influence and expand business relationships with clients and stakeholders worldwide Undergraduate degree or equivalent industry experience It's an exciting time for our company and a great opportunity to join a financially sound and growing global insurance group! It is the policy of MSIG USA to provide equal employment opportunity (EEO) to all persons regardless of age, color, national origin, citizenship status, physical or mental disability, race, religion, creed, gender, sex, sexual orientation, gender identity and/or expression, genetic information, marital status, status with regard to public assistance, veteran status, or any other characteristic protected by federal, state or local law. In addition, MSIG USA will provide reasonable accommodations for qualified individuals with disabilities.