Underwriter
Underwriter Job 28 miles from Newington
Our client is looking for a detail-oriented and strategic Underwriter to join their growing team of 30+ professionals. In this role, you'll evaluate and price commercial insurance risks, ensuring profitable and well-assessed business across Property & Casualty lines. This is a hybrid position based in New Haven County, CT.
Underwriter's Responsibilities and Duties:
Underwrite commercial Property & Casualty risks, with a focus on property, liability, and auto.
Collaborate with the Account Services team to gather essential information and assess risk exposure.
Conduct thorough risk assessments to identify high-risk accounts and make informed underwriting decisions.
Write and issue policies in accordance with company underwriting guidelines.
Use pricing authority to determine premiums for new and renewal business based on risk analysis.
Underwriter's Qualifications and Skills:
At least 3 years of underwriting experience in commercial insurance.
Strong knowledge of commercial lines and habitual coverages.
Demonstrated ability to assess, price, and manage commercial insurance risks.
Excellent analytical, communication, and decision-making skills.
RightClick is an equal opportunity employer who agrees not to discriminate against any employee or job applicant irrespective of race, color, creed, alienage, religion, sex, national origin, age, disability, gender (including gender identity), marital status, sexual orientation, citizenship or any other characteristic protected by law.
Underwriter
Underwriter Job 15 miles from Newington
The Underwriter is responsible for multi- lines accounts and well as policy reviews. The Underwriter must have broad knowledge of Commercial P&C insurance and reinsurance and the impact the risk may have on financials of business. They price new and renewal policies, coordinates policy services and works with outside vendors and consultants. The HAI Group Underwriter also works closely with insurance services to members, agency services, program management and marketing support. The Underwriter would be responsible for the Commercial Liability and Commercial Property policies for all Public and Affordable housing book of business within their assigned territory.
Essential Functions
Monitor account performance within assigned territory
Handle reporting requirements
Build strong relationships with members, agents and brokers within assigned territory for service and retention
Analysis, evaluation and problem-solving; makes tough decisions
Knowledge, Skills, Abilities:
Communicate and negotiate effectively
Critical thinking and problem solving; understands the impact of decisions
Mathematical aptitude
Team player; builds cross-functional relationships
Attention to detail
Job Requirements
Required:
Bachelor's degree, or equivalent work experience
3+ years' experience in commercial lines underwriting
Advanced knowledge of the concepts of Risk Management
Understanding of basic contracts, credit reports, etc.
Self-motivated; works independently
Uncompromising judgment and decision making
Identifies challenges and identifies solutions
Must be legally authorized to work in the United States without the need for employer sponsorship, now or at any time in the future.
Preferred:
Agent's license
Certificate in General Insurance
Work environment & Physical Demands
Inside climate-controlled office building
Ability to lift 25lbs
Prolonged sitting and using a PC
Please note this job description is not designed to cover or contain a comprehensive listing of activities, duties or responsibilities that are required of the employee for this job. Duties, responsibilities, and activities may change at any time with or without notice.
Department Overview
The Underwriting department evaluates the risk of all current or prospective public and affordable housing properties and operations eligible for insurance coverage. The department fully analyzes risk and exposures and then prices the account based upon established underwriting guidelines and state regulations. The underwriting team's role also includes CAT exposure analysis, coverage evaluation, price negotiation, program profitability, market conditions, reinsurance requirements and policy reviews. The team operates closely with various departments including Claims, Marketing, Risk Control, and across the organization to provide high level services/products to all members.
Company Overview
HAI Group [1], is the nation's leading property-casualty insurance company founded by and dedicated to affordable housing organizations. While we are recognized as a pioneer of affordable housing insurance programs, insurance is not our only strength. We protect, preserve, and promote the sustainability of affordable housing with an array of products and services that support the challenges housing organizations face. Besides insurance, we offer risk management services, online training, and consulting services used by more than 1,500 housing organizations nationwide. Headquartered in Cheshire, Connecticut, HAI Group was recognized as a Top Workplace in 2020, 2021, 2022, 2023 and 2024.
Cultural Objective
HAI Group contributes to a culture that creates a safe and healthy working environment and a space of inclusiveness and belonging for all by: exceeding our customers' expectations, working collaboratively across the organization, embracing diversity, and demonstrating mutual respect and empathy.
HAI Group Benefits and Perks
Bonus program eligibility
Annual merit program
Outstanding 401(k) program and non-elective contribution
Flexible work schedules
Generous paid time off, paid volunteer days and paid holidays
Medical, vision and dental Insurance
Company paid life, AD&D, short-term disability, and long-term disability coverage
HSA, FSA and dependent care options
On-Site wellness: Full gym and locker rooms, wellness initiatives, outdoor basketball and tennis court, picnic pavilion area
Tuition reimbursement and loan repayment
Professional development
Community outreach
HAI Group is an Equal Opportunity Employer.
No agency submissions please. Resumes submitted to any HAI Group employee without a current, signed and valid contract in place with the HAI Group Recruiting team for this position will become the property of HAI Group and no agency fees will be paid.
[1] HAI Group is a marketing name used to refer to insurers, a producer, and related service providers affiliated through a common mission, management, and governance. Property-casualty insurance and related services are written or provided by Housing Authority Risk Retention Group, Inc.; Housing Authority Property Insurance, A Mutual Company; Housing Enterprise Insurance Company, Inc.; Housing Specialty Insurance Company, Inc.; Innovative Housing Insurance Company Inc.; Housing Investment Group, Inc.; and Housing Insurance Services, Inc. (DBA Housing Insurance Agency Services, Inc. in NY and MI).
Notice of Collection of PI: ************************************************************************************************
Sr. Commercial Lines Insurance Underwriter
Underwriter Job 28 miles from Newington
Join a thriving member-owned property & casualty insurance provider that truly cares about their communities, customers, and employees. They are nationally respected and recognized for offering the best tailored products for the niche they serve.
WHY YOU'LL LOVE IT HERE:
Voted a “TOP WORKPLACE”
A+ Rated
Collaborative and supportive culture
Fantastic incentives & benefits
ABOUT THE ROLE:
As an Underwriter, you'll oversee multi-line accounts, manage Commercial Liability and Property coverage for Affordable Housing Risk Management portfolios, and conduct policy reviews. Your responsibilities will include pricing policies, coordinating services, and working closely with internal teams and external vendors. Success in this role requires expertise in Commercial Property & Casualty insurance, reinsurance, and risk evaluation. Commercial P&C insurance, reinsurance, and risk evaluation.
THE IDEAL CANDIDATE:
Holds a bachelor's degree or equivalent experience.
Has 5+ years of underwriting experience in commercial lines underwriting, including Property & Casualty expertise. Direct carrier experience is a MUST.
Brings experience in Auto coverage and habitational personal lines (preferred).
Possesses strong knowledge of Risk Management principles and is comfortable with contracts and credit reports.
Is self-motivated, with exceptional judgment and problem-solving skills.
Can work in the U.S. without sponsorship.
Bonus: Agent's license and/or Certificate in General Insurance.
WHAT YOU'LL RECEIVE:
Competitive salary + bonus structure
Annual merit program & profit sharing
Comprehensive health insurance (including dental, vision, life, AD&D, and disability coverage)
Robust 401(k) with employer contributions
Flexible work schedules
Wellness perks: full gym, outdoor basketball & tennis courts, picnic pavilion
Tuition reimbursement & loan repayment
…and so much more!
WE'RE INTERVIEWING NOW!
Click ‘APPLY NOW' to join this incredible team!
Wholesale Management Liability Underwriter - Navigators, a Brand of The Hartford
Underwriter Job 6 miles from Newington
Executive Underwriter - UW07ED Senior Underwriter - UW08EA Underwriter - UW08EB We're determined to make a difference and are proud to be an insurance company that goes well beyond coverages and policies. Working here means having every opportunity to achieve your goals - and to help others accomplish theirs, too. Join our team as we help shape the future.
We're in the business of helping people achieve amazing things by protecting the things that matter most. And you can help us when you join our team of underwriters. They're at the center of everything we do - and by joining us, you'll be on a team known throughout the industry for providing our customers with just the right amount of coverage they need to pursue their unique interests.
Your underwriting career here means collaboration, inclusivity, innovative thinking and so much more. Here, doing things the way they've always been done isn't a part of the job. Here, you'll be putting your creative insights to work with other underwriters and leaders, having a seat at the table with key decision makers. And you'll have any number of opportunities for your career to grow in whatever direction you choose.
As an Underwriter on the Wholesale Management Liability Team at Navigators, a Brand of The Hartford, your primary role will be to underwrite and actively pursue new business, underwrite and maintain a profitable renewal book of business, and service the needs of our brokerage partners on an account-by-account basis. The Wholesale Management Liability Team focuses on management liability products for private companies. Products include primary and excess directors & officers liability, employment practices liability, fiduciary liability, commercial crime, and kidnap & ransom.
We'll Be a Good Match if You Have:
* A customer-first mindset, putting our customers at the center of everything you do.
* A passion for making decisions through both analyzing data and employing critical thinking skills.
* A team spirit and desire to work collaboratively.
* A financial mindset to help make the best decisions.
* Ability to own our work and following through on commitments.
* Ability to decipher and execute within a fluid and changing business environment.
* An understanding of how to build relationships and trust among diverse groups.
* The ability to advance their careers into technical OR leadership positions.
Qualifications:
* Bachelor's Degree strongly preferred, or equivalent combination of education, training and experience
* 3 + years of management liability underwriting experience
* Experience working with wholesale insurance brokers a plus
* Demonstrated success in developing and maintaining solid relationships with all internal and external business partners
* Excellent communication, interpersonal and presentation skills
* An ability to think analytically about business problems, make recommendations and propose solutions.
* High energy self-starter, who is resilient and has an entrepreneurial spirit
* Demonstration of solid time, organizational, and desk management skills
* Goal-oriented and delivers outcomes
* Ability to challenge the status quo and compete to win
* Superior technical knowledge and sound decision-making and analytical skills
Location:
This role will have a Hybrid work arrangement, with the expectation of working in one of the listed office locations three days a week (Tuesday through Thursday).
Compensation
The listed annualized base pay range is primarily based on analysis of similar positions in the external market. Actual base pay could vary and may be above or below the listed range based on factors including but not limited to performance, proficiency and demonstration of competencies required for the role. The base pay is just one component of The Hartford's total compensation package for employees. Other rewards may include short-term or annual bonuses, long-term incentives, and on-the-spot recognition. The annualized base pay range for this role is:
$82,000 - $192,000
The posted salary range reflects our ability to hire at different position titles and levels depending on background and experience.
Equal Opportunity Employer/Sex/Race/Color/Veterans/Disability/Sexual Orientation/Gender Identity or Expression/Religion/Age
About Us | Culture & Employee Insights | Diversity, Equity and Inclusion | Benefits
Excess Casualty Underwriting Opportunity
Underwriter Job 15 miles from Newington
We are excited to announce that the Excess Casualty Market team within IAT Insurance Group has an immediate opening for an Underwriter with at least 3 years of experience in a production role. Successful candidates will be able to demonstrate the right balance of speed to market coupled with coverage and pricing expertise on excess casualty when working with our wholesale partners. Priority consideration for individuals with a proven and profitable track record with wholesale brokers building a book of middle-market accounts (over $40,000) with low frequency and moderate severity exposures.
We will consider candidates with significantly more than three years' experience.
This position can work from IAT's Office in the Northeast. For the right candidate, other IAT locations, including remote, can be considered for highly qualified candidates. The hybrid schedule reflects our values (thinking and acting like an owner, collaboration, and teamwork) as it requires working from the office with colleagues and other disciplines Monday through Wednesday, with the option of working remotely on Thursday and Friday. Occasional travel is required. Preferred IAT locations include Cheshire, CT, Newark, NJ, and Jersey City, NJ.
The internal title for this role is Underwriter or Senior Underwriter, depending on the experience, knowledge, and ability a candidate can demonstrate.
Responsibilities:
Underwriting:
Underwrite and produce profitable business within the authority granted and consistent with company goals.
Maintain agency relationships, develop new relationships and recognize without bias any need to cease a relationship and contribute where possible to the amicable accomplishment, as necessary.
Adheres to company underwriting guidelines, processes and tools, an individual grant of authority, and appropriate regulatory and compliance requirements in the risk analysis and underwriting decision-making process.
Examines information such as insurance applications, websites, inspection reports, loss information, financial data and third-party data in evaluating and making appropriate risk/reward decisions.
Communication:
Effectively express information and ideas clearly through spoken, written and electronic means.
Demonstrates and effectively communicates an understanding of products and services.
Customer Service:
Provide prompt & courteous responses to both internal & external customers.
Actively engages with distribution to market our capabilities, benefits, and features, and identify new opportunities.
Focus on Goals
Effectively leverages metrics and data to improve territory performance.
Understands market/industry issues, trends, and competitors.
Perform other tasks as needed.
Qualifications:
Must Have:
Bachelor's degree and at least three years of relevant experience or the equivalent
Equivalent experience is considered five years of relevant commercial insurance experience.
Knowledge of Excess and Surplus is required.
Must possess the ability to appropriately apply loss development and advanced loss analysis concepts to achieve optimal pricing of risk.
Must possess the ability to creatively utilize coverage features, deductibles, or reinsurance on individual risks to achieve company objectives.
Agency Management is a must.
Requires strong math aptitude, excellent verbal and written communication, interpersonal and negotiating skills.
Must possess knowledge of various computer programs, internet-based programs, and PC literate in the use of spreadsheets.
To qualify, all applicants must be authorized to work in the United States and must not require now or in the future, VISA sponsorship for employment purposes
Preferred to Have:
Wholesale surplus lines experience
CPCU, ARM, or AU industry designations
INS21, 22, and 23 or equivalent is a plus
Eight or more years of experience in commercial Insurance
Our Culture
IAT is the largest private, family- owned property and casualty insurer in the U.S. I
nsurance
A
nswers
T
ogether
is how we define IAT, in letter and in spirit. We work together to provide solutions for people and businesses. We collaborate internally and with our partners to provide the best possible insurance and surety options for our customers. It's about far more than being a workplace.
At IAT, our fundamental belief is to a create a culture where all employees are heard and have a sense of belonging. Inclusion and Diversity are not just initiatives, it's how we live. We're committed to driving and building an open and supportive culture. By embracing the uniqueness of our employees, investing in their development, listening to, and engaging their ideas, we are stronger as an organization. .Our employees propel IAT forward - driving innovation, stable partnerships and growth. That's why we continue to build an engaging workplace culture to attract and retain the best talent.
We offer comprehensive benefits like:
26 PTO Days (Entry Level) + 12 Company Holidays = 38 Paid Days Off
Healthcare and Wellness Programs
Opportunity to earn performance-based bonuses
7% 401(k) Company Match and additional Discretionary Retirement Contribution
College Loan Assistance Support Plan
Educational Assistance Program
Mentorship Program
Dress for Your Day Policy
All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran. We maintain a drug-free workplace and participate in E-Verify.
Compensation:
Please note, that the annual gross salary range associated with the Underwriter posting is $70,400 - $111,500. This range represents the anticipated low and high end of the base salary for this position. Actual salaries will vary based on factors such as a candidate's qualifications, skills, competencies, and geographical location related to this specific role. The total compensation will include a base salary, performance-based bonus opportunities, 401(K) match, profit-sharing opportunities, and more.
Please note, that the annual gross salary range associated with the Senior Underwriter posting is $80,800 - $127,900. This range represents the anticipated low and high end of the base salary for this position. Actual salaries will vary based on factors such as a candidate's qualifications, skills, competencies, and geographical location related to this specific role. The total compensation will include a base salary, performance-based bonus opportunities, 401(K) match, profit-sharing opportunities, and more.
To view details of our full benefits, please visit **************************************************
IAT Recruiter:
Steve Morley | Senior Recruiter
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Case Underwriter III
Underwriter Job 6 miles from Newington
Trustmark's mission is to improve wellbeing - for everyone. It is a mission grounded in a belief in equality and born from our caring culture. It is a culture we can only realize by building trust. Trust established by ensuring associates feel respected, valued and heard. At Trustmark, you'll work collaboratively to transform lives and help people, communities and businesses thrive. Flourish in a culture of diversity and inclusion where appreciation, mutual respect and trust are constants, not just for our customers but for ourselves. At Trustmark, we have a commitment to welcoming people, no matter their background, identity or experience, to a workplace where they feel safe being their whole, authentic selves. A workplace made up of diverse, empowered individuals that allows ideas to thrive and enables us to bring the best to our colleagues, clients and communities.
**About the role**
The Case Underwriter III is responsible for providing timely and accurate underwriting offers, while adhering to pricing and profit objectives. Develops partnership with Sales to maximize ability to sell new/maintain existing business. Stays current with our Administrative, Enrollment, Broker, and Enrollment Company capabilities and processes.
Responsible for providing timely and accurate underwriting offers, while adhering to pricing and profit objectives. Develops partnership with Sales to maximize ability to sell new/maintain existing business. Stays current with our Administrative, Enrollment, Broker, and Enrollment Company capabilities and processes.
**Key Accountabilities**
+ Processes, reviews, analyzes and makes informed underwriting decisions for assigned territory. Underwriting authority is a maximum of 7,500 life case or $750,000 of annualized premium.
+ Negotiates non-standard broker arrangements and fully understands enrollment company strengths and weaknesses.
+ Acts in consultative manner with the sales with the intent of getting the most competitive offer to help the sales develop the most competitive proposal offer.
+ Proactively monitor the close ratio, participation and persistency results within their assigned regions.
+ Report results work closely with their sales representatives to develop an action plan to help increase results.
+ Investigates, analyzes and responds to complex internal or external underwriting inquiries and requests, coordinating with multiple internal departments as necessary.
+ Learns to underwrite pending files received for review and contestable claims files for underwriting.
+ Works with reinsurer on cases that require facultative review.
+ Provides training and mentoring to less experienced Underwriters.
+ Acts as the underwriting representative at producer VIP meetings for assigned territory.
+ Effectively explains underwriting process and rules and answer questions.
**Minimum Requirements**
+ Bachelor's Degree and/or 4 - 6 years of related experience OR High School Diploma or GED with 6-8 years of related experience.
The compensation range for this role is (based on the corporate location in Lake Forest, Illinois):
$69,776.00 - $100,788.00 per year
The final salary offer will be determined based on factors such as location, qualifications, experience, skill set, and other relevant factors. This position may also be eligible for bonus. We understand that compensation is an important factor when considering a new opportunity, and we strive to provide a competitive salary within the market.
Brand: Trustmark
In addition to compensation, we offer a comprehensive benefits package that includes: Health/dental/vision, life insurance, FSA and HSA, 401(k) plan, Employee Assistant Program, Back-up Care for Children, Adults and Elders and many health and wellness initiatives. We also offer a Wellness program that enables employees to participate in health initiatives to reduce their insurance premiums. For questions about compensation and benefits, please speak to the Recruiter if you decide to apply and are selected for an interview.
Trustmark is committed to leveraging the talent of a diverse workforce to create great opportunities for our people and our business. We are an equal opportunity employer, including disability and protected veteran status.
Join a passionate and purpose-driven team of colleagues who contribute to Trustmark's mission of helping people increase wellbeing through better health and greater financial security. At Trustmark, you'll work collaboratively to transform lives and help people, communities and businesses thrive. Flourish in a culture where appreciation, mutual respect and trust are constants, not just for our customers but for ourselves.
Introduce yourself to our recruiters and we'll get in touch if there's a role that seems like a good match.
When you join Trustmark, you become part of an organization that makes a positive difference in people's lives. You will play a vital role in delivering on our mission of helping people increase wellbeing through better health and greater financial security. Our customers tell us they simply appreciate the personal attention and knowledgeable service. Others tell us we've changed their lives.
At Trustmark, you'll be part of a close-knit team. You'll enjoy abundant opportunities to grow your career. That's why so many of our associates stay at Trustmark and thrive. Trustmark benefits from more than 100 years of experience but pairs that rich history with a palpable sense of optimism, growth and excitement for what's ahead - and beyond. This is a place where associates bring their whole selves to work each day. A place where you can be yourself. Whatever your beyond is, you can achieve it at Trustmark.
Mortgage Loan Underwriter Senior
Underwriter Job 6 miles from Newington
WHAT IS THE OPPORTUNITY? The role of the Underwriter III is to evaluate the credit risk against company standards and to determine the borrower's ability to repay a residential mortgage. The Underwriter III analyzes and interprets the most complex financial and non-financial data decisioning the requests with the goal of achieving the optimal quality asset for the bank while satisfying the needs of borrower. The Underwriter III is also responsible for LLCs along with other complex borrower types. The Underwriter III works within established lending authorities and guidelines, with complex or unusual situations escalated to the next highest authority level for resolution. This includes mentoring and training of Underwriters I and II including second level reviews.
What you will do
* Reviews the loan package received to ensure completeness verifying that all supporting documents are included to make a credit decision per established policies
* Identifies issues and recommends appropriate resolution within policy service level agreements
* Analyzes and determines the financial capacity of the borrower's ability to repay:
* Performs credit analysis, financial statement analysis, cash flow analysis, liquidity qualification and payment calculation spreads
* Reviews for stability of residency and employment
* Verifies income per established policy
* Identifies any exceptions to current policies
* Documents a reasonable conclusion mitigating any identified risks supporting the request will be repaid
* Accurately sets and clears conditions
* Interacts with RLC and Processor throughout the life cycle of the loan, providing information, updates and assistance as required
* Updates System(s) with pertinent information and appropriate data as required
* Renders a decision within his/her lending authority. If deal is outside of lending authority, provides a recommended decision and submits for appropriate level signing authority
* Originates appropriate client letters; Commitment, Counter Offer, Declination
* Certifies and provides a final Workbook to the Processor
* Ensures compliance with bank and statutory/regulatory guidelines
* Client Satisfaction
* Promotes a team environment fostering a positive working environment
* Functions as a collaborator and innovator to drive continuous improvement
* Provides guidance and support to the RLC and Processor when required
* Utilizes systems and tools to ensure that the RLC's are updated on the status of loans
* Interacts and communicates daily with all levels as required to support business units, Processors, Funding/Doc Prep to ensure requirements are understood and met
* Provides timely, complete and accurate response to inquiries
* Handles all situations in a professional and ethical manner
* Takes the lead in resolving problems for his/her own loans; assisting Underwriters I and II with resolutions
* Supports and contributes to the quality and customer satisfaction goals of the bank
* Productivity
* Ensures all goals and service level agreements (SLAs) are met
* Tracks, logs and provides daily, weekly, monthly, quarterly reporting of production statistics as defined by management
* Consistently meets quality control and data integrity standards
* Effectively utilizes available systems, workflow and imaging tools
* Mentor and train Underwriters I and II
* 2nd level review of Underwriters I and IIs' work
* Performs other duties as assigned by Management, including participation in projects, process improvement initiatives, etc.
*Must-Have**
* Minimum 7 years of experience as an Underwriter in a financial services or mortgage banking environment required.
* Minimum 7 years of experience in jumbo and super jumbo underwriting to investor or organization's guidelines required
* Minimum 7 years of experience with state and federal lending regulations (i.e., Ability to Repay (ATR), RESPA, Reg B, Reg O, Reg Z, Fair Lending, etc.).
*Skills and Knowledge*
* Bachelor's degree in Business, Finance or Economics or related discipline with 10 or more years of experience in a mortgage banking environment required
* Familiar with FNMA/FHLMC guidelines
* Computer literate with experience using Microsoft applications with mortgage industry standard software, preferably InterLink E3 or NetOxygen/Gallagher.
* Superior ability to communicate effectively in both verbal and written form
* Strong time management skills to plan and organize a high daily loan volume
* Strong ability to be very detail oriented
* Must be a team player and work constructively with their fellow colleagues
* Specific knowledge and exposure to funding and loan documentation to resolve more complex situations such as occur with LLC's, irrevocable trusts, and Co-operatives
*Compensation*
Starting base salary: $41.83 - $66.81 per hour. Exact compensation may vary based on skills, experience, and location. This job is eligible for bonus and/or commissions.
**To be considered for this position you must meet at least these basic qualifications*
The preceding job description has been designed to indicate the general nature and level of work performed by employees within this classification. It is not designed to contain or be interpreted as a comprehensive inventory of all duties, responsibilities, and qualifications required of employees assigned to this job.
*Benefits and Perks*
At City National, we strive to be the best at whatever we do, including the benefits and perks we offer our colleagues. Get an inside look at our ****************************************************************************************************
*INCLUSION AND EQUAL OPPORTUNITY EMPLOYMENT*
City National Bank is an equal opportunity employer committed to diversity and inclusion. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, veteran status or any other basis protected by law.'
ABOUT CITY NATIONAL
We start with a basic premise: Business is personal. Since day one we've always gone further than the competition to help our clients, colleagues and community flourish. City National Bank was founded in 1954 by entrepreneurs for entrepreneurs and that legacy of integrity, community and unparalleled client relationships continues to drive phenomenal growth today. City National is a subsidiary of Royal Bank of Canada, one of North America's leading diversified financial services companies.
Underwriter - Main Street
Underwriter Job 6 miles from Newington
div class="iCIMS_JobContent" h2 class="iCIMS_InfoMsg iCIMS_InfoField_Job" Company Details /h2 div class="iCIMS_InfoMsg iCIMS_InfoMsg_Job" div class="iCIMS_Expandable_Container" div class="iCIMS_Expandable_Text" p style="margin: 0px;"/pp style="margin: 0px;" /pp style="margin: 0px;"span style="font-size: 12pt; font-family: verdana, geneva;"strongspan style="color: #333333;"Berkley Small Business Solutions (BSB)/span/strongspan style="color: #333333;" is committed to providing small business customers with the next generation of small business solutions, including offering operational, underwriting, and marketing opportunities. We offer insurance products to Small Business Owners for transportation and other main street businesses. We leverage underwriting expertise, data, and analytics, and automation for risk assessment, selection, pricing retention. We champion our customers, distribution always seeking a smarter way to provide a more efficient and better user experience. /span/span/pp style="margin: 0px;" /pp style="margin: 0px;"span style="font-size: 12pt; font-family: verdana, geneva; color: #333333;"We are a proud member of W. R. Berkley Corporation, one of the largest commercial lines property casualty insurance holding companies in the United States. With the resources of a large Fortune 500 corporation and the flexibility of a small company, we exclusively work with select independent agents to bring technology solutions that help them build their business./span/p
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p style="margin: 0px;"span style="font-size: 12pt; font-family: verdana, geneva;"This position will be responsible for helping start up an organization poised to achieve and exceed profitability goals through proper risk selection and account management by utilizing data and analytics./span/pullispan style="font-family: verdana, geneva; font-size: 12pt;"Review new and renewal commercial insurance risks in the Small Business Program, which includes Businessowners, Micro-Businessowners, Workers' Compensation, Excess Casualty, coverages, forms, underwriting, risk assessment, pricing, and service for these products./span/lilispan style="font-family: verdana, geneva; font-size: 12pt;"Determine the accurate classification of business, policy contract forms, and risk pricing; review and act upon pertinent risk information./span/lilispan style="font-family: verdana, geneva; font-size: 12pt;"Execute risk assessment and pricing with appropriate authority and review, advise, and approve other's referrals./span/lilispan style="font-family: verdana, geneva; font-size: 12pt;"Responsible for book management of an assigned agency territory, including achieving predetermined premium goals and profitability objectives, conducting audits on agency business, effectively communicating the company underwriting philosophy, and assuring compliance with underwriting best practices./span/lilispan style="font-family: verdana, geneva; font-size: 12pt;"Cultivate effective agency relationships in collaboration with the Distribution team; conduct agency visits, communicate expectations, and make recommendations for agency action(s) when appropriate./span/lilispan style="font-family: verdana, geneva; font-size: 12pt;"Assist in developing new products, coverage enhancements, and procedures that drive production and processing efficiency./span/lilispan style="font-family: verdana, geneva; font-size: 12pt;"Learn and execute on near future Workers Compensation, Commercial Auto and Excess Casualty for future development./span/li/ul
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ulli style="margin-left: 11.6pt;"span style="font-size: 12pt;"+3 years of Underwriting experience with GL, Workers Compensation, BOP or CPP experience desired/span/lili style="margin-left: 11.6pt;"span style="font-size: 12pt;"Excellent communication skills to work with internal and external stakeholders and customers./span/lili style="margin-left: 11.6pt;"span style="font-size: 12pt;"A self-starter who can manage time effectively and work within a demanding, challenging, and ever-changing environment./span/lili style="margin-left: 11.6pt;"span style="font-size: 12pt;"Ability to work independently but collaboratively./span/lili style="margin-left: 11.6pt;"span style="font-size: 12pt;"Regularly and consistently demonstrates a commitment to company values and guiding principles./span/li/ulp style="margin: 0px;"span style="font-size: 12pt;"strongspan style="font-family: verdana, geneva;"Education /span/strong/span/pullispan style="font-size: 12pt; font-family: verdana, geneva;"Bachelor's Degree/span/lilispan style="font-size: 12pt;"CPCU designation preferred/span/li/ul
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************************************* Company is an equal employment opportunity employer. br/br/Will consider remote applications, for qualifed candidates. br/br/We do not accept any unsolicited resumes from external recruiting agencies or firms.br/br/The company offers a competitive compensation plan and robust benefits package for full time regular employees.br/• Benefits: Health, Dental, Annual Bonus Potential, Vision, Life, Disability, Wellness, Paid Time Off, 401(k) and Profit-Sharing plans.br/- Salary Range: 59k - 90kbr/br/The actual salary for this position will be determined by a number of factors, including the scope, complexity and location of the role; the skills, education, training, credentials and experience of the candidate; and other conditions of employment.
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Additional Requirements
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Travel: Occasional
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Management Liability Underwriter
Underwriter Job 14 miles from Newington
We are seeking a motivated Entry-Level Underwriter to join our dynamic team in the Private/Not-for-Profit, Financial Lines organization. In this role, you will play a crucial part in supporting our goals for profitable growth and exceptional customer service
Your key responsibilities will include underwriting requests within our digital book of business, which encompasses full renewal submissions and non-administrative requests for the auto-renewal book. You will collaborate with team members to ensure the integration of Marketplace business and digital initiatives, while also assisting in analyzing risk factors and determining appropriate coverage options to meet client needs.
Additionally, you will maintain accurate records and documentation to support underwriting decisions and foster positive relationships with producers and clients to enhance service delivery and satisfaction.
Major Responsibilities:
Ability to manage time effectively and work efficiently, including organizing tasks, multitasking, and prioritizing responsibilities.
Strong teamwork and interpersonal skills, with a willingness to adapt between team objectives and individual tasks, as well as shifting priorities.
Eagerness to learn and engage with high-priority customers, supporting sales, marketing, and negotiation efforts.
Capability to build and maintain positive relationships with both internal colleagues and external partners.
Excellent verbal and written skills as well as mathematical aptitude.
QUALIFICATIONS
ABOUT US
Chubb is a world leader in insurance. With operations in 54 countries, Chubb provides commercial and personal property and casualty insurance, personal accident and supplemental health insurance, reinsurance, and life insurance to a diverse group of clients. The company is distinguished by its extensive product and service offerings, broad distribution capabilities, exceptional financial strength, underwriting excellence, superior claims handling expertise and local operations globally.
At Chubb, we are committed to equal employment opportunity and compliance with all laws and regulations pertaining to it. Our policy is to provide employment, training, compensation, promotion, and other conditions or opportunities of employment, without regard to race, color, religious creed, sex, gender, gender identity, gender expression, sexual orientation, marital status, national origin, ancestry, mental and physical disability, medical condition, genetic information, military and veteran status, age, and pregnancy or any other characteristic protected by law. Performance and qualifications are the only basis upon which we hire, assign, promote, compensate, develop and retain employees. Chubb prohibits all unlawful discrimination, harassment and retaliation against any individual who reports discrimination or harassment.
Process Support (Level II)
Underwriter Job 6 miles from Newington
Established in 1991, Collabera is one of the fastest growing end-to-end information technology services and solutions companies globally. As a half a billion dollar IT company, Collabera's client-centric business model, commitment to service excellence and Global Delivery Model enables its global 2000 and leading mid-market clients to deliver successfully in an increasingly competitive marketplace.
With over 8200 IT professionals globally, Collabera provides value-added onsite, offsite and offshore technology services and solutions to premier corporations. Over the past few years, Collabera has been awarded numerous accolades and Industry recognitions including.
Collabera awarded Best Staffing Company to work for in 2012 by SIA. (hyperlink here)
Collabera listed in GS 100 - recognized for excellence and maturity
Collabera named among the Top 500 Diversity Owned Businesses
Collabera listed in GS 100 & ranked among top 10 service providers
Collabera was ranked:
32 in the Top 100 Large Businesses in the U.S
18 in Top 500 Diversity Owned Businesses in the U.S
3 in the Top 100 Diversity Owned Businesses in New Jersey
3 in the Top 100 Privately-held Businesses in New Jersey
66th on FinTech 100
35th among top private companies in New Jersey
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Collabera recognizes true potential of human capital and provides people the right opportunities for growth and professional excellence. Collabera offers a full range of benefits to its employees including paid vacations, holidays, personal days, Medical, Dental and Vision insurance, 401K retirement savings plan, Life Insurance, Disability Insurance.
Position Details:
Industry Banking
Location 70 Batterson Park Rd, Farmington, CT - 06032
Job Title: Process Support (Level II)
Duration: 7 Months
Shift Timings: Monday-Friday between the hours of 8:00 AM and 5:30 PM
Job Description:
• Working in the Treasury Fulfilment Department.
• Employee will receive and process maintenance request received to our GFS system.
• Requests will be quick hit items such as adding accounts to Cashpro, setting up Cash Vault, Wire and other product maintenance services.
• Employee will be aligned to maintenance request for a Treasury Sales team.
Required Skills:
• Strong computer Knowledge MS Word Outlook , Excel
• Strong communication skills - written and verbal
• Must be able to work in a team environment and take direction from leadership and peers.
• Needs to be client focused with high level around detail
• Ability to learn and perform Legal Documentation review
• Research/analytical skills
• Be able to look at a request and compare it to the process to see what steps are needed
• Experience with systems where a case/ticket is created
Additional Information
To know more about this opportunity, please contact:
Vishal Patel
************
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Mortgage Protection Sales
Underwriter Job 28 miles from Newington
Spieldenner Financial Group is a part of the fastest-growing insurance organization in the country. Our most important focus areas include getting agents paid quickly, keeping costs minimal, and giving agents the training and support needed to achieve success.
Job Duties:
Setting Appointments: 6-8 hours per week: reaching out to potential clients that have previously requested coverage with our company and scheduling a time to meet with them to discuss their mortgage protection coverage.
Research: 4-5 hours per week: digging into the information the client provided in order to customize options to meet their financial need in the case of a death or disability.
Meeting with Families: 2 days per week: meeting with clients either virtually or in-person (the choice is yours) to present their options, discuss the details of the coverage, and help them apply for coverage.
Administrative: 2 hours per week: following up with insurance carriers to facilitate client applications through underwriting
Qualifications:
We are looking for coachable, challenge-seeking, self-disciplined individuals with a growth mindset: Skill set isn't everything for this position.
What We Do:
We serve people: Every week, we sit with our clients (in person or virtually) and take a deep dive into their financial situation.
We protect our clients: We partner with top-rated insurance companies to customize a plan that provides a personalized solution that will protect their largest asset: the ability to make an income.
We grow : We are a personal development company that just happens to sell insurance. We strive to make a generational impact in the lives of our clients, our agents, and our community!
What Sets us Apart:
We maintain a people-first mentality that starts and ends with our agents. Our unparalleled benefits and connections within the insurance industry ensure that our agents have the resources they need to excel inside and outside of work
If you feel this might be the home you have been looking for. Click APPLY!
Commissions as a New Agent: This position is a commission-only based sales position. The average commission on a mortgage protection product is approximately $600 per family you protect. Our expectation is that a full-time agent will sell 5 to 10 mortgage protection plans per week. In addition to mortgage protection, we also have a selection of premium financial products to help people save for retirement or protect their current retirement accounts (e.g. 401k's and IRA's) from losing money in the stock market. We have extensive training on how these products work and how to sell them. In addition to uncapped commission, we have a competitive bonus structure program along with incentive trips agents/managers can qualify for based on their individual and team results.
***No agent's success, earnings, or production results should be viewed as typical, average, or expected. Not all agents achieve the same or similar results, and no particular results are guaranteed. Your level of success will be determined by several factors, including the amount of work you put in, your ability to successfully follow and implement our training and sales system and engage with our lead system, and the insurance needs of the customers in the geographic areas in which you choose to work.
Underwriter - Excess Casualty
Underwriter Job 9 miles from Newington
About Us We're not like other insurance companies. From our specialty products to our business model, our culture to our results - we're different. Different is who we are, and how we work, interact, deliver and succeed together. Creating a different and better insurance experience doesn't just happen. It takes focus and a shared passion for going beyond the expected to forge relationships and deliver care that makes a difference. This approach rises from and is supported by our talented, ethical and smart team of employee owners united around a single purpose: to work alongside our customers and partners when they need us, in unexpected ways, with exceptional results. Apply today to make a difference with us.
RLI is a Glassdoor Best Places to Work company with a strong, successful background. For decades, our financial track record has been stellar - a testament to our culture and validation of our reputation as an excellent underwriting company.
Position Purpose
Under general oversight, performs similar to Underwriter I and II but builds upon existing expectations; builds even stronger relationships with producers, reinsurers, and contacts; and rather than assist, has more ownership and responsibility to review complex sources of profit by selecting appropriate risks. Also responsible for increasing submission flows.
Principal Duties & Responsibilities
* Analyze, evaluate, accept, decline, rate, quote, and bind new or renewal submissions with high premium or risk exposure.
* Build strong relationships between agents, reinsurers, and contacts.
* Review complex submissions, account losses, pricing models, and profitable premiums.
* Review complex sources of profit by selecting appropriate risks.
* Assist with special projects or other duties as needed.
Education & Experience
* Typically requires a bachelor's degree in insurance, finance, risk management, business or a related field
* Minimum of 5+ years of related experience for consideration
* [OR] equivalent level of education and experience
Knowledge, Skills, & Competencies
* Ability to use analytical methods in underwriting processes to find workable solutions.
* Ability to verbally and in writing, communicate findings and recommendations to internal and external contacts on underwriting matters.
* Ability to use software to summarize and analyze large amounts of data.
* Understands, applies, & properly documents nature of operations of the risk for accounts assigned & communicates findings.
* Ability to prepare, review, and complete underwriting analysis of accounts.
* Analytical skills and understanding of submission requirements, model entry, and product appetite.
* Participates in underwriting related continuing education.
* Ability to generate innovative solutions within the underwriting department.
* Has typically obtained letter of authority.
* Has a good understanding of the markets and clients being serviced.
* Has some authority to process approval, issuance, or change requests for policies.
* Works on slightly more complex risks than UW I and has obtained higher level of authority.
* Presents solutions to management on non-standard issues without prior oversight or guidance from manager.
* Ability to know proper sign off & correct UW judgement in most cases.
* Possess a thorough understanding of the internal processes of the product and displayed understanding of loss rating/credibility.
* Working toward building and maintaining a profitable book of business.
Compensation Overview
The base salary range for the position is listed below. Please note that the base salary is only one component of our robust total rewards package at RLI. The salary offered will take into account a number of factors including, but not limited to, geographic location, experience, scope & responsibilities of the role, qualifications/credentials, talent availability & specialization, as well as business needs. The below range may be modified in the future.
Base Pay Range
$104,211.00 - $146,077.00
Total Rewards
At RLI, we're all owners. We hire the best and the brightest employees and allow them to share in the company's success through our Total Rewards. With the Employee Stock Ownership plan at its core, the Total Rewards program includes all compensation, benefits and perks that come with being an RLI employee.
Financial Incentives
* Annual bonus plans
* Employee stock ownership plan (ESOP)
* 401(k) - automatic 3% company contribution
* Annual 401k and ESOP profit-sharing contributions (Up to 15% of eligible earnings)
Work & Life
* Paid time off (PTO) and holidays
* Paid volunteer time off (VTO) to support our communities
* Parental and family care leave
* Flexible & hybrid work arrangements
* Fitness center discounts and free virtual fitness platform
* Employee assistance program
Health & Wellness
* Comprehensive medical, dental and vision benefits
* Flexible spending and health savings accounts
* 2x base salary for group life and AD&D insurance
* Voluntary life, critical illness, & accident insurance for purchase
* Short-term and long-term disability benefits
Personal & Professional Growth
RLI encourages its employees to pursue professional development work in insurance and job-related areas. We make a commitment to employees to provide educational opportunities that help them enhance their skills and further their career advancement. RLI fosters a true learning culture and encourages professional growth through insurance courses, in-house training and other educational programs. RLI covers the cost for most programs and employees typically earn a bonus upon successful completion of approved courses and certifications. Our personal and professional growth benefits include:
* Training & certification opportunities
* Tuition reimbursement
* Education bonuses
Diversity & Inclusion
Our goal is to attract, develop and retain the best employee talent from diverse backgrounds while promoting an environment where all viewpoints are valued and individuals feel respected, are treated fairly, and have an opportunity to excel in their chosen careers. We actively support, and participate in, initiatives led by the American Property Casualty Insurance Association that aim to increase diversity in the insurance industry. Cultivating an exceptional and diverse workforce to deliver excellent customer service reinforces our culture and is a key to achieving superior business results.
RLI is an equal opportunity employer and does not discriminate in hiring or employment on the basis of race, color, religion, national origin, citizenship, gender, marital status, sexual orientation, age, disability, veteran status, or any other characteristic protected by federal, state, or local law.
Large Account Underwriter/Sr Large Account Underwriter (Hybrid)
Underwriter Job 6 miles from Newington
About Us At Selective, we don't just insure uniquely, we employ uniqueness. Selective is a midsized U. S. domestic property and casualty insurance company with a history of strong, consistent financial performance for nearly 100 years. Selective's unique position as both a leading insurance group and an employer of choice is recognized in a wide variety of awards and honors, including listing in Forbes Best Midsize Employers in 2024 and certification as a Great Place to Work in 2024 for the fifth consecutive year.
Employees are empowered and encouraged to Be Uniquely You by being their true, unique selves and contributing their diverse talents, experiences, and perspectives to our shared success.
Together, we are a high-performing team working to serve our customers responsibly by helping to mitigate loss, keep them safe, and restore their lives and businesses after an insured loss occurs.
Overview Underwrites, prices and services large, loss sensitive accounts (premium >$350k) working with appropriate supervision on assignments of varying complexity, hazard grade and premium.
Handles the daily service demands of our agents in support of individual and team goals, with an adequate understanding of coverage, products, underwriting system transactions, and State specific LOB filings.
Meets business objectives of a large account production operation and develops and maintains solid agency and client relationships.
All job duties and responsibilities must be carried out in compliance with applicable legal and regulatory requirements.
Responsibilities Underwrite and process large account renewal policies with supervision and within a letter of authority from the Underwriting Manager.
Gather, analyze, and evaluate risk exposure through appropriate risk documentation.
Apply knowledge and understanding of coverage forms, rating plans and guidelines in the selection and pricing of individual risks.
Ensure adequate pricing of individual risks through proper classification, accuracy of information and adherence to company underwriting standards and philosophy.
Respond to agents' inquiries on coverage and adjust policy information based upon prescribed authority.
Work within specified authority level to quote, accept, decline, modify and renew risks within account assignment in accordance with accepted underwriting guidelines.
Partner with Large Account Specialists, Agents, team members and other departments to grow and maintain a profitable book of business.
Effectively communicate underwriting decisions and appetite at the individual account and portfolio level to internal and external customers.
Reinforce the ease of doing business with Selective by meeting or exceeding customers' expectations and service quality on a consistent basis.
Develop and maintain working relationships with internal and external customers, peers and management.
Partner with Large Account Specialist to conduct Agency and customer visits across a broad regional geography.
Communicate openly and in a timely fashion.
Work diligently to achieve individual and team goals.
Conduct continuous profit and growth analysis as assigned.
Monitor premium retention with the use of electronic reporting tools.
Increase renewal premium by cross-selling additional coverage, products or value-added services.
Participate in projects and initiatives as assigned.
Identify and participate in ongoing learning related to underwriting, company products and services.
Must have a valid license and be able to drive an automobile to support company travel within territory.
Car travel represents less than 10% of employee's time.
Qualifications Knowledge and Requirements Demonstrated effective written and verbal communication skills Possesses basic underwriting technical skills and knowledge of company products and underwriting guidelines Ability to solve problems and make sound decisions Ability to multi-task and manage workflows to meet production and service expectations Ability to develop and establish effective relationships with internal and external customers/peers Strong commitment to professional development through on-the-job learning, self-study and training Proficiency in use of all supplied desktop tools, including the automated underwriting and email systems Must have valid state-issued driver's license in good standing Education and Experience College degree preferred Minimum of 1 year of commercial underwriting experience required AU, AINS or other insurance coursework preferred Total Rewards Selective Insurance offers a total rewards package that includes a competitive base salary, incentive plan eligibility at all levels, and a wide array of benefits designed to help you and your family stay healthy, achieve your financial goals, and balance the demands of your work and personal life.
These benefits include comprehensive health care plans, retirement savings plan with company match, discounted Employee Stock Purchase Program, tuition assistance and reimbursement programs, and paid time off plans.
Additional details about our total rewards package will be provided during the recruiting process.
The actual base salary is based on geographic location, and the range is representative of salaries for this role throughout Selective's footprint.
Additional considerations include relevant education, qualifications, experience, skills, performance, and business needs.
Pay Range USD $79,000.
00 - USD $127,000.
00 /Yr.
Additional Information Selective is an Equal Employment Opportunity employer.
That means we respect and value every individual's unique opinions, beliefs, abilities, and perspectives.
We are committed to promoting a welcoming culture that celebrates diverse talent, individual identity, different points of view and experiences - and empowers employees to contribute new ideas that support our continued and growing success.
Building a highly engaged team is one of our core strategic imperatives, which we believe is enhanced by diversity, equity, and inclusion.
We expect and encourage all employees and all of our business partners to embrace, practice, and monitor the attitudes, values, and goals of acceptance; address biases; and foster diversity of viewpoints and opinions.
Personal Lines Underwriter, Broker
Underwriter Job 28 miles from Newington
Monarch E&S, a division of SPG Insurance Solutions (Monarch) is a rapidly growing, and successful property and casualty/personal lines insurance wholesaler and managing general agency based in Burbank, CA with branches in MA & FL. We sell exclusively to retail agencies across the country with a focus on small to mid-market E&S commercial and specialty personal lines risks.
About the Position:
Responsible for developing, managing, marketing, underwriting, and sustaining profitable business by providing high level technical and sales expertise with personal insurance coverages for the clients of independent and retail insurance agents and brokerages.
Responsibilities:
Builds cooperative and dependable relationships with independent insurance agencies and brokerages to create business placement opportunities.
Develops and maintains underwriting and cooperative service relationships with insurance carriers by demonstrating in-depth knowledge of personal insurance and underwriting guidelines, both in excess and surplus lines and standard markets.
Recognizes acceptable business opportunities through underwriting pre-qualification process.
Successfully negotiables market placements of new and renewal business.
Meets and sustains targeted revenue goals.
Coordinates resources to accomplish specific account objectives.
Assumes ultimate responsibility for the successful completion of all account tasks and details on account portfolio.
Motivates and educates co-workers, blending leadership and technical skills.
Is knowledgeable of workplace laws and corporate policies and practices; maintains a fair office work environment.
Education, Work Experience, & Knowledge:
Bachelor's degree preferred; equivalent experience and knowledge considered
Substantial and relevant experience in a personal insurance brokerage or underwriting environment including wholesale brokerage experience.
Demonstrated understanding of personal insurance coverages and relevant forms for excess and surplus lines, understanding of both admitted and non-admitted markets.
Trusted working relationships with carrier and markets.
Highest level of customer relations, sales management and negotiating skills to effect profitable results.
Highest level of interpersonal skills to facilitate team building and resource management.
Proficient in Microsoft Office including Word, Excel, and Outlook.
Ability to travel extensively. Must have and maintain a valid driver's license.
Disclosure required under applicable state or municipality regulations: The expected salary range for this position is $60,000 to $95,000 and will be impacted by factors such as the successful candidate's skills, experience and working location, as well as the specific position's business line, scope and level. HUB International is proud to offer comprehensive benefit and total compensation packages which could include health/dental/vision/life/disability insurance, FSA, HSA and 401(k) accounts, paid-time-off benefits, and eligible bonuses, equity and commissions for some positions.
#LI-ES1
#Remote
Department Account Management & ServiceRequired Experience: 2-5 years of relevant experience Required Travel: No Travel RequiredRequired Education: High school or equivalent
HUB International Limited is an equal opportunity employer that does not discriminate on the basis of race/ethnicity, national origin, religion, age, color, sex, sexual orientation, gender identity, disability or veteran's status, or any other characteristic protected by local, state or federal laws, rules or regulations.
E-Verify Program
We endeavor to make this website accessible to any and all users. If you would like to contact us regarding the accessibility of our website or need assistance completing the application process, please contact the recruiting team **********************************. This contact information is for accommodation requests only; do not use this contact information to inquire about the status of applications.
Underwriting Specialist, Lexington Property
Underwriter Job 6 miles from Newington
At AIG, we are reimagining the way we help customers to manage risk. Join us to play your part in that transformation. It's an opportunity to grow your skills and experience as a valued member of the team.
Lexington Insurance
AIG's Lexington Insurance Company is the leading US-based surplus lines insurer. For over 50 years, it has provided flexible solutions to companies and organizations of all sizes - from Fortune 100 corporations to small and middle market entities. Lexington is renowned for its ability to help brokers find solutions to the most challenging insurance needs of their clients. Drawing on their entrepreneurial spirit, colleagues are encouraged each day to rise to challenges and embrace opportunities to make a difference.
How you will create an impact
The candidate must have the ability to underwrite property risks across the spectrum of E&S Property business while helping to set direction for your team and maintaining a balanced portfolio across both primary and excess placements.
Position requires ability to underwrite 100%, primary/shared and layered, and excess structures.
A strong understanding of current market conditions, ability to quickly make decisions and turn around quotes and manage multiple prospects at one time are essential.
As a member of the senior leadership within Lexington, take on responsibilities beyond everyday management and underwriting, including mentoring, collaboration within the Zone across business divisions and driving a diverse and inclusive culture.
Must be able to work with regional Property leadership peers in order to continue to build a nationally renowned team and culture for Lexington
Underwrite risks to maintain and profitably grow our E&S portfolio across our desired business segments.
Collaborate with colleagues internally and be reliably visible to our wholesale trading partners.
Review and negotiate manuscript form wordings and coverages.
Act as a senior mentor to train and guide other members of the team within the Zone
What you'll need to succeed
An Insurance professional with a minimum 5+ years' experience in Commercial Property E&S underwriting.
The candidate must have the ability to underwrite property risks across the spectrum of E&S Property business while helping to set direction for your team and maintaining a balanced portfolio across both primary and excess placements.
Position requires ability to underwrite 100%, primary/shared and layered, and excess structures.
A strong understanding of current market conditions, ability to quickly make decisions and turn around quotes and manage multiple prospects at one time are essential.
As a member of the senior leadership within Lexington, take on responsibilities beyond everyday management and underwriting, including mentoring, collaboration within the Zone across business divisions and driving a diverse and inclusive culture.
Must be able to work with regional Property leadership peers in order to continue to build a nationally renowned team and culture for Lexington.
At AIG, we value in-person collaboration as a vital part of our culture, which is why team members come together in the office four days per week. This approach helps us work together effectively and create a supportive, connected environment for our team and clients alike.
Ready to solve bigger problems? We would love to hear from you.
Enjoy benefits that take care of what matters
At AIG, our people are our greatest asset. We know how important it is to protect and invest in what's most important to you. That is why we created our Total Rewards Program, a comprehensive benefits package that extends beyond time spent at work to offer benefits focused on your health, wellbeing and financial security-as well as your professional development-to bring peace of mind to you and your family.
Reimagining insurance to make a bigger difference to the world
American International Group, Inc. (AIG) is a global leader in commercial and personal insurance solutions; we are one of the world's most far-reaching property casualty networks. It is an exciting time to join us - across our operations, we are thinking in new and innovative ways to deliver ever-better solutions to our customers. At AIG, you can go further to support individuals, businesses, and communities, helping them to manage risk, respond to times of uncertainty and discover new potential. We invest in our largest asset, our people, through continuous learning and development, in a culture that celebrates everyone for who they are and what they want to become.
Welcome to a culture of belonging
We're committed to creating a culture that truly respects and celebrates each other's talents, backgrounds, cultures, opinions and goals. We foster a culture of inclusion and belonging through our flexible work arrangements, diversity and inclusion learning, cultural awareness activities and Employee Resource Groups (ERGs). With global chapters, ERGs are a cornerstone for our culture of inclusion. The diversity of our people is one of AIG's greatest assets, and we are honored that our drive for positive change has been recognized by numerous recent awards and accreditations.
AIG provides equal opportunity to all qualified individuals regardless of race, color, religion, age, gender, gender expression, national origin, veteran status, disability or any other legally protected categories.
AIG is committed to working with and providing reasonable accommodations to job applicants and employees with disabilities. If you believe you need a reasonable accommodation, please send an email to *********************.
Functional Area:
UW - UnderwritingLexington Insurance Company
Underwriter, Middle Market Solutions, Property
Underwriter Job 6 miles from Newington
With a company culture rooted in collaboration, expertise and innovation, we aim to promote progress and inspire our clients, employees, investors and communities to achieve their greatest potential. Our work is the catalyst that helps others achieve their goals. In short, We Enable Possibility℠.
Job Summary
* Underwrite new and renewal business in accordance with Arch business strategy and letter of underwriting authority.
* Effectively negotiate pricing, terms and conditions for all business commensurate with risk quality, prior experience and market conditions.
* Be responsive and decisive in all aspects of managing a given portfolio, geography, etc.
* Develop and maintain meaningful relationships with brokers and Arch colleagues to achieve goals.
* Have three to five years of prior experience in a similar role with accountability for managing a business portfolio.
Main Tasks:
Underwrite Business Profitably
* Underwrite new and renewal business to achieve top and bottom-line targets.
* Effectively negotiate pricing, terms and conditions with brokers and insureds when necessary.
* Appropriately evaluate and underwrite Natural Catastrophe exposures in accordance with letter of authority and business strategy.
Underwriting Approach and Compliance
* Ensure compliance with pricing tools and business strategy with all exposures accepted and renewed.
* Place and bind facultative reinsurance in accordance with business strategy and contractual obligations of reinsurance partner.
* Utilize appropriate contracts and endorsements in compliance with Department of Insurance for given state (s) where we assume risk.
Policy Documentation and Administration
* Document all underwriting decisions in a timely fashion and with clarity so there is no ambiguity of intent and scope of offering.
* Adhere to file maintenance and quality expectations in accordance with expectations of Chief Underwriting Office.
* Effectively communicate with Operations colleagues to ensure that our work product, policies, etc. are accurate and issued in a timely manner.
Distribution
* Establish sound relationships with Distribution colleagues to meet needs of brokers and insureds seeking Arch solutions.
* Have good knowledge of contracts, commissions and strategies for each broker partner to ensure we live up to our commitments.
* Positively represent Arch Insurance to brokers and the prevailing insurance market by being knowledgeable, communicative and responsive.
Technical Skills:
* Possess knowledge of contracts, underwriting guidelines and authority grant to evaluate and accept risks in concert with business strategy.
* Possess sound understanding of policy administration capabilities and needs to assist efforts to deliver accurate and timely policies to brokers and insureds.
General Skills:
* Effectively communicate both verbally and in writing to express ideas and messages to colleagues and customers.
* Possess the ability to persuade and motivate others in a collaborative fashion on behalf of customers.
* Possess sound analytical skills to absorb information from various sources and in turn analyze data to draw appropriate conclusions in support of underwriting and business strategy.
Experience
* Bachelor's Degree in Economics, Law, or other appropriate discipline
* Progress towards professional insurance qualification (e.g. CPCU) is a plus
* Proven track record in Underwriting profitable business. Understanding of property products and portfolio
* Demonstrable, established relationships with brokers at peer group level
* Good understanding of regional / local LoB insurance markets and competitor landscape
* Understanding of legal and regulatory framework
For individuals assigned or hired to work in the location(s) indicated below, the base salary range is provided. Range is as of the time of posting. Position is incentive eligible.
$81,498 - $110,262/year
* Total individual compensation (base salary, short & long-term incentives) offered will take into account a number of factors including but not limited to geographic location, scope & responsibilities of the role, qualifications, talent availability & specialization as well as business needs. The above pay range may be modified in the future.
Click here to learn more on available benefits.
Do you like solving complex business problems, working with talented colleagues and have an innovative mindset? Arch may be a great fit for you. If this job isn't the right fit but you're interested in working for Arch, create a job alert! Simply create an account and opt in to receive emails when we have job openings that meet your criteria. Join our talent community to share your preferences directly with Arch's Talent Acquisition team.
14400 Arch Insurance Group Inc.
Senior Underwriter
Underwriter Job 15 miles from Newington
We are seeking a highly experienced and detail-oriented Senior Underwriter to join our team. This position is responsible for evaluating and analyzing complex risks. The ideal candidate will have extensive knowledge of property and casualty underwriting principles, exceptional decision-making skills, and a proven track record of managing high-value accounts.
Essential Functions
Responsible for the Commercial Liability and Commercial Property policies for all Public and Affordable housing book of business within their assigned territory
Successfully negotiates and communicates challenging underwriting decisions to agents and brokers.
Develop and maintain positive relationships with all internal and external business partners.
Understands, manipulates and interprets statistical information.
Knowledge, Skills, Abilities:
Advanced knowledge of Property & Casualty commercial lines products (Property, General Liability and Auto), coverage forms, rating plans, complex risk evaluation, agency operations and program management.
Demonstrated ability to work collaboratively across multiple departments.
Works effectively within assigned authority level to achieve strategic and organizational goals.
Interpersonal, written and oral communication skills.
In-depth understanding of regulatory requirements and market trends.
Job Requirements
Required:
Bachelor's degree, or equivalent work experience
Minimum 5 years of commercial lines underwriting experience (Property, GL, Auto), required.
Experience working with agents/brokers and an understanding of facultative reinsurance placements.
Knowledge and experience in organizing and leading team meetings.
Understanding of public and affordable housing operations.
Proficiency in all Microsoft Office applications.
CPCU or other industry designations preferred.
Agents License preferred.
Preferred:
CPCU or other industry designations preferred.
Agents License preferred.
Work environment & Physical Demands
Inside climate-controlled office building
Ability to lift 25lbs
Prolonged sitting and using a PC
Department Overview
The Underwriting department evaluates the risk of all current or prospective public and affordable housing properties and operations eligible for insurance coverage. The department fully analyzes risk and exposures and then prices the account based upon established underwriting guidelines and strategic rating plans. The underwriting team's role also includes CAT exposure analysis, coverage evaluation, price negotiation, program profitability, market conditions, reinsurance requirements and policy reviews.
Company Overview
HAI Group [1], is the nation's leading property-casualty insurance company founded by and dedicated to affordable housing organizations. While we are recognized as a pioneer of affordable housing insurance programs, insurance is not our only strength. We protect, preserve, and promote the sustainability of affordable housing with an array of products and services that support the challenges housing organizations face. Besides insurance, we offer risk management services, online training, and consulting services used by more than 1,500 housing organizations nationwide. Headquartered in Cheshire, Connecticut, HAI Group was recognized as a Top Workplace in 2020, 2021, 2022, 2023 and 2024.
Cultural Objective
HAI Group contributes to a culture that creates a safe and healthy working environment and a space of inclusiveness and belonging for all by: exceeding our customers' expectations, working collaboratively across the organization, embracing diversity, and demonstrating mutual respect and empathy.
HAI Group Benefits and Perks
Bonus program eligibility
Annual merit program
Outstanding 401(k) program and non-elective contribution
Flexible work schedules
Generous paid time off, paid volunteer days and paid holidays
Medical, vision and dental Insurance
Company paid life, AD&D, short-term disability, and long-term disability coverage
HSA, FSA and dependent care options
On-Site wellness: Full gym and locker rooms, wellness initiatives, outdoor basketball and tennis court, picnic pavilion area
Tuition reimbursement and loan repayment
Professional development
Community outreach
HAI Group is an Equal Opportunity Employer.
No agency submissions please. Resumes submitted to any HAI Group employee without a current, signed and valid contract in place with the HAI Group Recruiting team for this position will become the property of HAI Group and no agency fees will be paid.
Notice of Collection of PI: ************************************************************************************************
Wholesale Management Liability Underwriter - Navigators, a Brand of The Hartford
Underwriter Job 6 miles from Newington
Executive Underwriter - UW07EDSenior Underwriter - UW08EAUnderwriter - UW08EB We're determined to make a difference and are proud to be an insurance company that goes well beyond coverages and policies. Working here means having every opportunity to achieve your goals - and to help others accomplish theirs, too. Join our team as we help shape the future.
We're in the business of helping people achieve amazing things by protecting the things that matter most. And you can help us when you join our team of underwriters. They're at the center of everything we do - and by joining us, you'll be on a team known throughout the industry for providing our customers with just the right amount of coverage they need to pursue their unique interests.
Your underwriting career here means collaboration, inclusivity, innovative thinking and so much more. Here, doing things the way they've always been done isn't a part of the job. Here, you'll be putting your creative insights to work with other underwriters and leaders, having a seat at the table with key decision makers. And you'll have any number of opportunities for your career to grow in whatever direction you choose.
As an Underwriter on the Wholesale Management Liability Team at Navigators, a Brand of The Hartford, your primary role will be to underwrite and actively pursue new business, underwrite and maintain a profitable renewal book of business, and service the needs of our brokerage partners on an account-by-account basis. The Wholesale Management Liability Team focuses on management liability products for private companies. Products include primary and excess directors & officers liability, employment practices liability, fiduciary liability, commercial crime, and kidnap & ransom.
We'll Be a Good Match if You Have:
+ A customer-first mindset, putting our customers at the center of everything you do.
+ A passion for making decisions through both analyzing data and employing critical thinking skills.
+ A team spirit and desire to work collaboratively.
+ A financial mindset to help make the best decisions.
+ Ability to own our work and following through on commitments.
+ Ability to decipher and execute within a fluid and changing business environment.
+ An understanding of how to build relationships and trust among diverse groups.
+ The ability to advance their careers into technical OR leadership positions.
Qualifications:
+ Bachelor's Degree strongly preferred, or equivalent combination of education, training and experience
+ 3 + years of management liability underwriting experience
+ Experience working with wholesale insurance brokers a plus
+ Demonstrated success in developing and maintaining solid relationships with all internal and external business partners
+ Excellent communication, interpersonal and presentation skills
+ An ability to think analytically about business problems, make recommendations and propose solutions.
+ High energy self-starter, who is resilient and has an entrepreneurial spirit
+ Demonstration of solid time, organizational, and desk management skills
+ Goal-oriented and delivers outcomes
+ Ability to challenge the status quo and compete to win
+ Superior technical knowledge and sound decision-making and analytical skills
Location:
This role will have a Hybrid work arrangement, with the expectation of working in one of the listed office locations three days a week (Tuesday through Thursday).
Compensation
The listed annualized base pay range is primarily based on analysis of similar positions in the external market. Actual base pay could vary and may be above or below the listed range based on factors including but not limited to performance, proficiency and demonstration of competencies required for the role. The base pay is just one component of The Hartford's total compensation package for employees. Other rewards may include short-term or annual bonuses, long-term incentives, and on-the-spot recognition. The annualized base pay range for this role is:
$82,000 - $192,000
The posted salary range reflects our ability to hire at different position titles and levels depending on background and experience.
Equal Opportunity Employer/Sex/Race/Color/Veterans/Disability/Sexual Orientation/Gender Identity or Expression/Religion/Age
About Us (************************************* | Culture & Employee Insights (***************************************************** | Diversity, Equity and Inclusion (********************************************************* | Benefits (*********************************************
Human achievement is at the heart of what we do.
We believe that with the right encouragement and support, people are capable of achieving amazing things.
We put our belief into action by ensuring individuals and businesses are well protected, and by going even further - making an impact in ways that go beyond an insurance policy.
Nearly 19,000 employees use their unique talents in careers that span a variety of disciplines - from developing the latest technology to creating and promoting our products to evaluating future financial risks.
We're also committed to programs that drive education and support volunteerism, which put human beings first. We do it because it's the right thing to do, and because when our customers, communities and employees succeed, we all do.
About Us (*************************************
Culture & Employee Insights (*****************************************************
Diversity, Equity and Inclusion (*********************************************************
Benefits (*********************************************
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Accessibility StatementProducer Compensation (**************************************************
EEO
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Unincorporated Areas of LA County, CA (Applicant Information)
Mortgage Loan Underwriter II
Underwriter Job 6 miles from Newington
WHAT IS THE OPPORTUNITY? The role of the Underwriter II is to evaluate the credit risk against company standards and to determine the borrower's ability to repay a residential mortgage. The Underwriter II analyzes and interprets more complex financial and non-financial data decisioning the requests with the goal of achieving the optimal quality asset for the bank while satisfying the needs of borrower. The Underwriter II is also responsible for LLCs along with other complex borrower types. The Underwriter works within established lending authorities and guidelines, with complex or unusual situations escalated to the next highest authority level for resolution.
What you will do
* Reviews the loan package received to ensure completeness verifying that all supporting documents are included to make a credit decision per established policies
* Identifies issues and recommends appropriate resolution within policy service level agreements
* Analyzes and determines the financial capacity of the borrower's ability to repay:
* Performs credit analysis, financial statement analysis, cash flow analysis, liquidity qualification and payment calculation spreads
* Reviews for stability of residency and employment
* Verifies income per established policy
* Identifies any exceptions to current policies
* Documents a reasonable conclusion mitigating any identified risks supporting the request will be repaid
* Accurately sets and clears conditions
* Interacts with RLC and Processor throughout the life cycle of the loan, providing information, updates and assistance as required.
* Updates System(s) with pertinent information and appropriate data as required
* Renders a decision within his/her lending authority. If deal is outside of lending authority, provides a recommended decision and submits for appropriate level signing authority
* Originates appropriate client letters; Commitment, Counter Offer, Declination
* Certifies and provides a final Workbook to the Processor
* Ensures compliance with bank and statutory/regulatory guidelines
* Client Satisfaction
* Promotes a team environment fostering a positive working environment
* Functions as a collaborator and innovator to drive continuous improvement
* Provides guidance and support to the RLC and Processor when required
* Utilizes systems and tools to ensure that the RLC's are updated on the status of loans
* Interacts and communicates daily with all levels as required to support business units, Processors, Funding/Doc Prep to ensure requirements are understood and met
* Provides timely, complete and accurate response to inquiries
* Handles all situations in a professional and ethical manner
* Escalates problems as necessary
* Supports and contributes to the quality and customer satisfaction goals of the bank
* Productivity
* Ensures all goals and service level agreements (SLAs) are met
* Tracks, logs and provides daily, weekly, monthly, quarterly reporting of production statistics as defined by management
* Consistently meets quality control and data integrity standards
* Effectively utilizes available systems, workflow and imaging tools
* Performs other duties as assigned by Management, including participation in projects, process improvement initiatives, etc.
*Must-Have**
* Bachelor's degree required.
* Minimum 5 years of experience as an Underwriter in a financial services or mortgage banking environment required.
* Minimum 5 years of experience in jumbo underwriting to investor or organization's guidelines required.
* Minimum 5 years of experience with state and federal lending regulations (i.e., Ability to Repay (ATR), RESPA, Reg B, Reg O, Reg Z, Fair Lending, etc.).
*Skills and Knowledge*
* Familiarity with FNMA/FHLMC guidelines.
* Computer literate with experience using Microsoft applications with mortgage industry standard software, preferably InterLink E3 or NetOxygen/Gallagher.
* Ability to communicate effectively in both verbal and written form.
* Strong time management skills to plan and organize a high daily loan volume.
* Strong ability to be very detail oriented.
* Must be a team player and work constructively with their fellow colleagues.
* General knowledge and exposure to funding and loan documentation is helpful but not required.
*Compensation*
Starting base salary: $37.96 - $60.64 per hour. Exact compensation may vary based on skills, experience, and location. This job is eligible for bonus and/or commissions.
**To be considered for this position you must meet at least these basic qualifications*
The preceding job description has been designed to indicate the general nature and level of work performed by employees within this classification. It is not designed to contain or be interpreted as a comprehensive inventory of all duties, responsibilities, and qualifications required of employees assigned to this job.
*Benefits and Perks*
At City National, we strive to be the best at whatever we do, including the benefits and perks we offer our colleagues. Get an inside look at our ****************************************************************************************************
*INCLUSION AND EQUAL OPPORTUNITY EMPLOYMENT*
City National Bank is an equal opportunity employer committed to diversity and inclusion. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, veteran status or any other basis protected by law.'
ABOUT CITY NATIONAL
We start with a basic premise: Business is personal. Since day one we've always gone further than the competition to help our clients, colleagues and community flourish. City National Bank was founded in 1954 by entrepreneurs for entrepreneurs and that legacy of integrity, community and unparalleled client relationships continues to drive phenomenal growth today. City National is a subsidiary of Royal Bank of Canada, one of North America's leading diversified financial services companies.
Process Support (Level II)
Underwriter Job 6 miles from Newington
Established in 1991, Collabera is one of the fastest growing end-to-end information technology services and solutions companies globally. As a half a billion dollar IT company, Collabera's client-centric business model, commitment to service excellence and Global Delivery Model enables its global 2000 and leading mid-market clients to deliver successfully in an increasingly competitive marketplace.
With over 8200 IT professionals globally, Collabera provides value-added onsite, offsite and offshore technology services and solutions to premier corporations. Over the past few years, Collabera has been awarded numerous accolades and Industry recognitions including.
Collabera awarded Best Staffing Company to work for in 2012 by SIA. (hyperlink here)
Collabera listed in GS 100 - recognized for excellence and maturity
Collabera named among the Top 500 Diversity Owned Businesses
Collabera listed in GS 100 & ranked among top 10 service providers
Collabera was ranked:
32 in the Top 100 Large Businesses in the U.S
18 in Top 500 Diversity Owned Businesses in the U.S
3 in the Top 100 Diversity Owned Businesses in New Jersey
3 in the Top 100 Privately-held Businesses in New Jersey
66th on FinTech 100
35th among top private companies in New Jersey
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Collabera recognizes true potential of human capital and provides people the right opportunities for growth and professional excellence. Collabera offers a full range of benefits to its employees including paid vacations, holidays, personal days, Medical, Dental and Vision insurance, 401K retirement savings plan, Life Insurance, Disability Insurance.
Position Details:
Industry Banking
Location 70 Batterson Park Rd, Farmington, CT - 06032
Job Title: Process Support (Level II)
Duration: 7 Months
Shift Timings: Monday-Friday between the hours of 8:00 AM and 5:30 PM
Job Description:
• Working in the Treasury Fulfilment Department.
• Employee will receive and process maintenance request received to our GFS system.
• Requests will be quick hit items such as adding accounts to Cashpro, setting up Cash Vault, Wire and other product maintenance services.
• Employee will be aligned to maintenance request for a Treasury Sales team.
Required Skills:
• Strong computer Knowledge MS Word Outlook , Excel
• Strong communication skills - written and verbal
• Must be able to work in a team environment and take direction from leadership and peers.
• Needs to be client focused with high level around detail
• Ability to learn and perform Legal Documentation review
• Research/analytical skills
• Be able to look at a request and compare it to the process to see what steps are needed
• Experience with systems where a case/ticket is created
Additional Information
To know more about this opportunity, please contact:
Vishal Patel
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